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What Is HARP ?

The HARP program can help!

The Home Affordable Refinance Program , also known as HARP , is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages. Join the 900,000+ people who have benefited from the Home Affordable Refinance Program !

Click HERE to get started.

When Does It End?

The Home Affordable Refinance Program has been extended!

In an effort to enable more struggling homeowners to take advantage of the Home Affordable Refinance Program , we have extended the application deadline of the program to September 30, 2017. HARP has also expanded the eligibility criteria for MHA to be able to offer assistance to more struggling homeowners.

For more information about HARP eligibility and requirements, CLICK HERE

Why Refinance?

The HARP program can help!

If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP ). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process.

For more information about HARP eligibility and requirements, CLICK HERE

How Do I Begin?

How do I apply for a refinance under HARP ?

It’s as easy as clicking HERE! A HARP specialist will analyze your data and contact you.

Generally, you will need the following documents available when the specialist contacts you:
1. Your most recent income tax return
2. Information about any junior lien mortgage on the house
3. Account balances and monthly payments on all of your debts

Home Affordable Refinance Program and HARP are federally registered trademarks of the Federal Housing Finance Agency. harpprogram.org is not associated with FHFA or any related government program.

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