Welcome to the Federal Home Loan Bank of New York #2nd #mortgage #lenders


#federal home loan bank

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Most Viewed Products

NEW! 2015 Annual Report to Members

Throughout 2015, the Federal Home Loan Bank of New York demonstrated our ability to identify opportunities, overcome challenges and meet the needs of our members, resulting in another strong year for our cooperative. more

Our executive team was proud to host the NYU Federal Credit Union for a Member-Director Education Session. more

Program beneficial because pricing is the same as conventional conforming loans’ title=’Participating members originating loans in high-cost areas find the MPF Program beneficial because pricing is the same as conventional conforming loans’/>

Guidelines for Selling
High-Balance Mortgage Loans

Participating members originating loans in high-cost areas find the MPF Program beneficial because pricing is the same as conventional conforming loans. more

Our cooperative s strength enables us to provide quality credit products at flexible terms. more

As long as markets remain open, and a member has pledged sufficient qualifying collateral and is willing to purchase the requisite amount of capital stock, the FHLBNY will always continue to lend to our members to help you meet your community s needs . more

LATEST NEWS

September 6, 2016

A Wide Range of Products for Our Members. more

New York, NY The Federal Home Loan Bank of New York ( FHLBNY ) today released its unaudited financial highlights for the quarter ended June 30, 2016. more

Updates to the 2016 Fee Schedules. more

Throughout 2015, the Federal Home Loan Bank of New York demonstrated our ability to identify opportunities, overcome challenges and meet the needs of our members, resulting in another strong year for our cooperative. Our continued success stems from the strength, stability and sustainability of our franchise . more

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First Time
Borrower’s Guide

This guide will assist you through the process of requesting your first advance.
. Learn More

Publications

Member Advantage
Second Quarter 2016
Read this edition for the latest updates on our business and credit rating, the new Symmetrical Prepayment Advance (SPA) feature, and other FHLBNY news.

Maximize your Membership
As part of our commitment to your success, we offer strategic articles for beneficial insight and education.

General Terms and Conditions of Use | Privacy Policy | Forward-Looking Statements
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2016 Federal Home Loan Bank of New York. All rights reserved.


Welcome to Accord Mortgages #loan #mortgage


#mortages

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Important information

We are currently experiencing system difficulties when lending decisions are submitted and we are aware that this is impacting our Intermediary partners. We would ask that whilst our IT teams work hard to resolve this issue, lending decisions are not submitted until further notice.

We apologise for any inconvenience this may cause.

Bank of England Base Rate Decrease Announcement

On 4 August 2016, the Bank of England announced that the current Bank Base Rate would decrease with immediate effective from 0.50% to 0.25%. This is the first change since 5 March 2009.

We have reviewed our position regarding our mortgage Standard Variable Rates (SVR) and are pleased to announce that we are reducing the SVRs across the Yorkshire Building Society Group by 0.25%. The date of this change will be 11th September for Accord, CBS and YBS and 13th September for N YBS Group or Yorkshire Group refer to Yorkshire Building Society, the trading names under which it operates (Chelsea Building Society, the Chelsea, Norwich Peterborough Building Society, N P and Egg) and its subsidiary companies.

All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

*Calls to 0800 numbers are free of charge from a landline or mobile. Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.

Email link to this page


Welcome To The H #current #mortgage #loan #rates


#mortgage relief program

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What Is HARP ?

The HARP program can help!

The Home Affordable Refinance Program , also known as HARP , is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages. Join the 900,000+ people who have benefited from the Home Affordable Refinance Program !

Click HERE to get started.

When Does It End?

The Home Affordable Refinance Program has been extended!

In an effort to enable more struggling homeowners to take advantage of the Home Affordable Refinance Program , we have extended the application deadline of the program to September 30, 2017. HARP has also expanded the eligibility criteria for MHA to be able to offer assistance to more struggling homeowners.

For more information about HARP eligibility and requirements, CLICK HERE

Why Refinance?

The HARP program can help!

If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP ). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process.

For more information about HARP eligibility and requirements, CLICK HERE

How Do I Begin?

How do I apply for a refinance under HARP ?

It’s as easy as clicking HERE! A HARP specialist will analyze your data and contact you.

Generally, you will need the following documents available when the specialist contacts you:
1. Your most recent income tax return
2. Information about any junior lien mortgage on the house
3. Account balances and monthly payments on all of your debts

Home Affordable Refinance Program and HARP are federally registered trademarks of the Federal Housing Finance Agency. harpprogram.org is not associated with FHFA or any related government program.

Helpful Articles

Social Links

Helpful Videos

See If You Qualify


Welcome To The H #jumbo #mortgage #loans


#mortgage relief program

#

What Is HARP ?

The HARP program can help!

The Home Affordable Refinance Program , also known as HARP , is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages. Join the 900,000+ people who have benefited from the Home Affordable Refinance Program !

Click HERE to get started.

When Does It End?

The Home Affordable Refinance Program has been extended!

In an effort to enable more struggling homeowners to take advantage of the Home Affordable Refinance Program , we have extended the application deadline of the program to September 30, 2017. HARP has also expanded the eligibility criteria for MHA to be able to offer assistance to more struggling homeowners.

For more information about HARP eligibility and requirements, CLICK HERE

Why Refinance?

The HARP program can help!

If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP ). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process.

For more information about HARP eligibility and requirements, CLICK HERE

How Do I Begin?

How do I apply for a refinance under HARP ?

It’s as easy as clicking HERE! A HARP specialist will analyze your data and contact you.

Generally, you will need the following documents available when the specialist contacts you:
1. Your most recent income tax return
2. Information about any junior lien mortgage on the house
3. Account balances and monthly payments on all of your debts

Home Affordable Refinance Program and HARP are federally registered trademarks of the Federal Housing Finance Agency. harpprogram.org is not associated with FHFA or any related government program.

Helpful Articles

Social Links

Helpful Videos

See If You Qualify


Welcome To The H #mortgage #advice


#mortgage relief program

#

What Is HARP ?

The HARP program can help!

The Home Affordable Refinance Program , also known as HARP , is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages. Join the 900,000+ people who have benefited from the Home Affordable Refinance Program !

Click HERE to get started.

When Does It End?

The Home Affordable Refinance Program has been extended!

In an effort to enable more struggling homeowners to take advantage of the Home Affordable Refinance Program , we have extended the application deadline of the program to September 30, 2017. HARP has also expanded the eligibility criteria for MHA to be able to offer assistance to more struggling homeowners.

For more information about HARP eligibility and requirements, CLICK HERE

Why Refinance?

The HARP program can help!

If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP ). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process.

For more information about HARP eligibility and requirements, CLICK HERE

How Do I Begin?

How do I apply for a refinance under HARP ?

It’s as easy as clicking HERE! A HARP specialist will analyze your data and contact you.

Generally, you will need the following documents available when the specialist contacts you:
1. Your most recent income tax return
2. Information about any junior lien mortgage on the house
3. Account balances and monthly payments on all of your debts

Home Affordable Refinance Program and HARP are federally registered trademarks of the Federal Housing Finance Agency. harpprogram.org is not associated with FHFA or any related government program.

Helpful Articles

Social Links

Helpful Videos

See If You Qualify


Welcome to Cornerstone Mortgage Consultants #us #mortgage #rates


#cornerstone mortgage

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Independent, whole of market, mortgage advice is commonplace, but a real passion to help people realise their property dreams is harder to find. That’s what our clients say.

With potentially thousands of mortgage deals available and a wide, and regularly changing, range of criteria being applied by lenders, it can seem a daunting prospect?

With over 20 years experience in arranging mortgage finance, the experts at Cornerstone Mortgage Consultants will be delighted to guide you through the process.

We offer a professional, independent, whole of market mortgage advice service, all done with an absolute passion for providing outstanding customer service.

We’ll advise you on those initial queries such as, “How do I get a mortgage?” “How much can I borrow?” “What size of deposit will I require?”. We’ll listen to your requirements and strive to find the right mortgage for you and then, crucially, manage the whole application process on your behalf, liaising with the other professionals (solicitors, surveyors) and aiming to make it a stress free experience.

What’s more; you need not take time off work to deal with us. We offer an evening appointment service in the comfort of your own home.

We look forward to helping you………


Welcome To The Oddo Group – The Michelle Oddo Group with Nova® Home Loans #what


#nova home loans

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MICHELLE ODDO

Relax. We ve got your home loan covered.

In Colorado s intense market, working with an experienced mortgage professional is more important than ever! You deserve a knowledgeable team who ll make your loan experience as smooth and stress-free as possible. From submitting your application to leaving the closing table, Michelle and the Oddo Group will be dedicated to meeting your goals! They look forward to being your trusted mortgage advisers for years to come!

Complete our secure application in minutes! It s the first step to homeownership.

Browse our resources for agents: product tips and updates, our agents experiences and etc.

TOGETHER WE SUCCEED

YOUR BEST LOAN EXPERIENCE IS OUR GOAL

MORTGAGE KNOWLEDGE IS POWER


Welcome To The H #mortgage #calculator #uk


#mortgage relief program

#

What Is HARP ?

The HARP program can help!

The Home Affordable Refinance Program , also known as HARP , is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages. Join the 900,000+ people who have benefited from the Home Affordable Refinance Program !

Click HERE to get started.

When Does It End?

The Home Affordable Refinance Program has been extended!

In an effort to enable more struggling homeowners to take advantage of the Home Affordable Refinance Program , we have extended the application deadline of the program to September 30, 2017. HARP has also expanded the eligibility criteria for MHA to be able to offer assistance to more struggling homeowners.

For more information about HARP eligibility and requirements, CLICK HERE

Why Refinance?

The HARP program can help!

If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP ). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process.

For more information about HARP eligibility and requirements, CLICK HERE

How Do I Begin?

How do I apply for a refinance under HARP ?

It’s as easy as clicking HERE! A HARP specialist will analyze your data and contact you.

Generally, you will need the following documents available when the specialist contacts you:
1. Your most recent income tax return
2. Information about any junior lien mortgage on the house
3. Account balances and monthly payments on all of your debts

Home Affordable Refinance Program and HARP are federally registered trademarks of the Federal Housing Finance Agency. harpprogram.org is not associated with FHFA or any related government program.

Helpful Articles

Social Links

Helpful Videos

See If You Qualify


Welcome to Cornerstone Mortgage Consultants #loan #rates


#cornerstone mortgage

#

Independent, whole of market, mortgage advice is commonplace, but a real passion to help people realise their property dreams is harder to find. That’s what our clients say.

With potentially thousands of mortgage deals available and a wide, and regularly changing, range of criteria being applied by lenders, it can seem a daunting prospect?

With over 20 years experience in arranging mortgage finance, the experts at Cornerstone Mortgage Consultants will be delighted to guide you through the process.

We offer a professional, independent, whole of market mortgage advice service, all done with an absolute passion for providing outstanding customer service.

We’ll advise you on those initial queries such as, “How do I get a mortgage?” “How much can I borrow?” “What size of deposit will I require?”. We’ll listen to your requirements and strive to find the right mortgage for you and then, crucially, manage the whole application process on your behalf, liaising with the other professionals (solicitors, surveyors) and aiming to make it a stress free experience.

What’s more; you need not take time off work to deal with us. We offer an evening appointment service in the comfort of your own home.

We look forward to helping you………


Welcome Home Loan #what #are #the #mortgage #rates #today


#how to get a home loan

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Welcome Home Loan

A Welcome Home Loan can get you into your first home with only 10% deposit.

  • Some or all of your deposit can be gifted by a family member.
  • There are limits on how much you can earn and how much you can borrow.
  • You can still choose how to structure your loan — with a fixed rate, a variable rate, an offset mortgage or a combo of these.
  • We were the first New Zealand bank to offer the Welcome Home Loan, and we’re committed to continuing to help Kiwis into their first homes.

How it works

  • Apply if your income is less than $80,000 a year — or less than $120,000 a year if you’re buying a house with someone else.
  • The amount you can borrow depends on where you live — check out Housing New Zealand’s website to see how much you could spend.
  • You’ll need to live in the home you buy — you can’t use a Welcome Home Loan if you already own a home or to buy an investment property.
  • You can’t have already owned a home.

You might have to pay a low equity fee — this is a fixed amount that’s worked out based on how much deposit you have. You can choose to pay it up front or add it to your loan.

You may also be able to use your KiwiSaver to put towards the purchase of your first home. Or if you’re ready to apply for a home loan, click here.

Lender’s mortgage insurance applies. Kiwibank (and Welcome Home Loans) lending criteria, terms and conditions, and fees apply. Revolving Credit, Overdraft, and Interest Only home loan options are not available.