Obama announces home refinance plan – The Washington Post #calculate #home #mortgage


#obama mortgage relief

#

Obama announces home refinance plan

President Obama on Wednesday made his latest pitch to lift the nation’s beleaguered housing market, unveiling a series of proposals to help struggling borrowers reduce their monthly payments and to stem the continuing slide in real estate prices.

The centerpiece of the effort is legislation that would make it easier for homeowners who have been paying their mortgages on time to take advantage of today’s ultra-low interest rates, perhaps saving thousands of dollars a year. Millions of homeowners, including many who owe more than their properties are worth, have been unable to refinance.

White House officials estimated that the proposal, which requires congressional approval, would cost taxpayers between $5 billion and $10 billion. To offset that cost, Obama reprised his previous idea of imposing a new tax on the profits of financial firms. Republicans pledged to oppose the proposal.

To help the economy get more of a boost from low interest rates, Obama proposed that almost anyone who has a credit score above 580 and has been paying his or her monthly mortgage bill on time for the past six months be able to refinance. It wouldn’t matter under Obama’s proposal whether borrowers had government-backed mortgages or loans owned by banks and other private investors.

The only major limitation to the program would be on borrowers who own very expensive properties, relative to where they live. The maximums range from $271,050 to $729,750. A new program run by the Federal Housing Administration would be set up to refinance mortgages that are not backed by federal mortgage giants Fannie Mae or Freddie Mac.

The proposals are the latest in a long list of programs Obama has unveiled to address the problems facing homeowners. Almost all of the programs have fallen far short of their goals. Obama has acknowledged that his response to the housing crisis has not worked as well as he had hoped it would, and most economists say that the depressed housing market is one of the biggest drags on the economic recovery.

Still, Obama’s continuing push to provide aid to homeowners and boost housing prices draws a stark contrast with Republican presidential front-runner Mitt Romney, who has advocated a hands-off approach to the nation’s foreclosure epidemic. Obama, in his remarks, pointed to areas hit hard by the foreclosure crisis, including Las Vegas in the political battleground state of Nevada, where the next Republican presidential caucuses will take place.

“It will take more time than any of us would like for the housing market to recover from this crisis,” Obama said Wednesday at the James Lee Community Center in Falls Church. “But it is wrong for anybody to suggest that the only option for struggling, responsible homeowners is to sit and wait for the housing market to hit bottom.”

On Tuesday, new data from Standard Poor’s showed that housing prices have fallen to levels not seen since 2003.

Republicans on Capitol Hill gave the president’s proposal a chilly reception.

“We have done this at least four times, where there is some government program to help homeowners who had trouble with their mortgages,” House Speaker John A. Boehner (R-Ohio) said. “None of these programs have worked and I don’t know why anyone would think this next idea would work.”

At the start of his term, Obama promised that up to 9 million homeowners at risk of foreclosure would receive aid through a broad refinance program or a mortgage modification program run through the Treasury Department. In the three years since then, fewer than 2 million have been helped.

“I’ll be honest — it didn’t work at the scale we’d hoped,” Obama said Wednesday. “Mortgage rates are as low as they’ve been in half a century, and when that happens, homeowners usually flock to refinance their mortgages. But this time, too many families haven’t been able to take advantage of the low rates.”

As part of his new plan, Obama also proposed encouraging borrowers who refinance their mortgages to take on shorter-term loans and direct the savings to rebuilding equity in their homes. As an incentive, the administration is willing to have the government pay the closing costs associated with refinancing — usually about $3,000.

The number of borrowers who might be eligible for the program is large: 3.5 million who do not have federally backed mortgages and 11 million who hold government-backed loans, according to administration officials. But previous estimates suggest that just a fraction of that population would take part in the program.

Christopher Mayer, an economics professor at Columbia who has gained attention for his mortgage proposals, said he’s “a big fan of what the president has proposed for refinancing government-guaranteed mortgages. The program really says for the first time everybody is eligible.”

But he raised concerns about the new FHA program that would refinance mortgages not already owned by the government. “I think it is taking a lot of risk for the government, and I think taxpayers have a legitimate question of whether they have already taken on a lot of risk,” he said.

Other steps announced Wednesday include a decision by the Treasury Department to triple incentives paid to banks in exchange for forgiving part of the debts owed by homeowners, as well as a program run by the Federal Housing Finance Agency to sell batches of foreclosed properties to investors, who would rent them out. That could restart housing activity and put a floor under housing prices in struggling communities.

Staff writer Brady Dennis contributed to this article.


Cherry Creek Mortgage – Spokane WA Branch – Providing mortgage loans and information in Washington


#cherry creek mortgage

#

The Perfect Home Loan is Waiting For You Right Here in Spokane, WA.

With over 23 years of experience, Cherry Creek Mortgage has a variety of loan products available:

  • FHA
  • VA
  • USDA
  • Conventional
  • Reverse Mortgage
  • FHA 203K Streamline Standard

If you have any questions please call us at (509) 467-1260 or fill out an online application and we will work with you to find the loan product that best fits your needs.

We are Committed to Helping You

The Spokane branch of Cherry Creek Mortgage is committed to serving the needs of the Spokane community and surrounding areas.

We specialize in VA and FHA loans and have a variety of options to help you finance your first home, your next home, or to refinance your existing mortgage. Ask about down payment options and down payment assistance for eligible buyers.

If you have ever considered purchasing, whether it is your first home, move up home or even thought of purchasing for an investment now may be the time! There are a variety of loan products on the market we offer competitive rates and fees!

We are committed to helping you find the right mortgage product for your needs because we understand that every borrower is different.

Our goal is to make the process of securing a mortgage simple and straight-forward by offering you the latest in financial tools that enable you to make sound financial choices whether you are thinking of a long term fixed rate or a short term ARM. We can help guide you to the right loan to fit your financial needs.

We will walk you through the process from start to finish because your happiness is our number one goal! Our job is not only to assist you with an immediate need for home financing, but also to be sure we are looking at what is best for you down the road.

Copyright © 2016 Cherry Creek Mortgage Co. Inc. Company NMLS ID #3001. All Rights Reserved.

CCMC is proud to offer Reverse Mortgages through our retail branches and division at 1st Reverse Mortgage USA. Promotional and advertising material for Reverse Mortgages is not from HUD or FHA and not approved by the Department of HUD or any Government Agency. HUD does not approve the material presented.

Cherry Creek Mortgage is not endorsed by, nor acting on behalf of or at the direction of the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. This material is informational only and is not an offer to lend or recommend available products. This is not an advertisement to extend credit as defined by Regulation Z, nor an application for credit as defined by RESPA/Regulation X. All applications are subject to underwriting guidelines and approval based upon the credit, assets, value of subject property and borrower’s ability to repay. Not all applicants are eligible for or qualify for all loan products offered. All loan programs, terms and conditions are subject to change without notice, so please speak directly with your loan officer to learn more about specific loan program requirements and whether or not you qualify.

The Home Owner’s Market Report™ and Home Scouting Report® are free online home finding services provided directly to prospective homebuyers by Home Buyers Marketing II, Inc. a licensed real estate company and its real estate brokers as part of their ordinary real estate brokerage services. The role of the Preferred Lender is to work with the agent in the area of converting lost contacts to sales. The Preferred Loan Officer’s role is to assist in determining a comfortable home price range for Home Buyers Marketing II, Inc. to use when it is searching for property listings within the buyer’s search criteria. The Preferred Loan Officer is neither an employee of HBM II, nor the provider of the Home Owner’s Market Report® or Home Scouting Report®. ©2015 Home Buyers Marketing II, Inc.


Cherry Creek Mortgage – Spokane WA Branch – Providing mortgage loans and information in Washington


#cherry creek mortgage

#

The Perfect Home Loan is Waiting For You Right Here in Spokane, WA.

With over 23 years of experience, Cherry Creek Mortgage has a variety of loan products available:

  • FHA
  • VA
  • USDA
  • Conventional
  • Reverse Mortgage
  • FHA 203K Streamline Standard

If you have any questions please call us at (509) 467-1260 or fill out an online application and we will work with you to find the loan product that best fits your needs.

We are Committed to Helping You

The Spokane branch of Cherry Creek Mortgage is committed to serving the needs of the Spokane community and surrounding areas.

We specialize in VA and FHA loans and have a variety of options to help you finance your first home, your next home, or to refinance your existing mortgage. Ask about down payment options and down payment assistance for eligible buyers.

If you have ever considered purchasing, whether it is your first home, move up home or even thought of purchasing for an investment now may be the time! There are a variety of loan products on the market we offer competitive rates and fees!

We are committed to helping you find the right mortgage product for your needs because we understand that every borrower is different.

Our goal is to make the process of securing a mortgage simple and straight-forward by offering you the latest in financial tools that enable you to make sound financial choices whether you are thinking of a long term fixed rate or a short term ARM. We can help guide you to the right loan to fit your financial needs.

We will walk you through the process from start to finish because your happiness is our number one goal! Our job is not only to assist you with an immediate need for home financing, but also to be sure we are looking at what is best for you down the road.

Copyright © 2016 Cherry Creek Mortgage Co. Inc. Company NMLS ID #3001. All Rights Reserved.

CCMC is proud to offer Reverse Mortgages through our retail branches and division at 1st Reverse Mortgage USA. Promotional and advertising material for Reverse Mortgages is not from HUD or FHA and not approved by the Department of HUD or any Government Agency. HUD does not approve the material presented.

Cherry Creek Mortgage is not endorsed by, nor acting on behalf of or at the direction of the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. This material is informational only and is not an offer to lend or recommend available products. This is not an advertisement to extend credit as defined by Regulation Z, nor an application for credit as defined by RESPA/Regulation X. All applications are subject to underwriting guidelines and approval based upon the credit, assets, value of subject property and borrower’s ability to repay. Not all applicants are eligible for or qualify for all loan products offered. All loan programs, terms and conditions are subject to change without notice, so please speak directly with your loan officer to learn more about specific loan program requirements and whether or not you qualify.

The Home Owner’s Market Report™ and Home Scouting Report® are free online home finding services provided directly to prospective homebuyers by Home Buyers Marketing II, Inc. a licensed real estate company and its real estate brokers as part of their ordinary real estate brokerage services. The role of the Preferred Lender is to work with the agent in the area of converting lost contacts to sales. The Preferred Loan Officer’s role is to assist in determining a comfortable home price range for Home Buyers Marketing II, Inc. to use when it is searching for property listings within the buyer’s search criteria. The Preferred Loan Officer is neither an employee of HBM II, nor the provider of the Home Owner’s Market Report® or Home Scouting Report®. ©2015 Home Buyers Marketing II, Inc.


Obama announces home refinance plan – The Washington Post #mortgage #amortization #chart


#obama mortgage relief

#

Obama announces home refinance plan

President Obama on Wednesday made his latest pitch to lift the nation’s beleaguered housing market, unveiling a series of proposals to help struggling borrowers reduce their monthly payments and to stem the continuing slide in real estate prices.

The centerpiece of the effort is legislation that would make it easier for homeowners who have been paying their mortgages on time to take advantage of today’s ultra-low interest rates, perhaps saving thousands of dollars a year. Millions of homeowners, including many who owe more than their properties are worth, have been unable to refinance.

White House officials estimated that the proposal, which requires congressional approval, would cost taxpayers between $5 billion and $10 billion. To offset that cost, Obama reprised his previous idea of imposing a new tax on the profits of financial firms. Republicans pledged to oppose the proposal.

To help the economy get more of a boost from low interest rates, Obama proposed that almost anyone who has a credit score above 580 and has been paying his or her monthly mortgage bill on time for the past six months be able to refinance. It wouldn’t matter under Obama’s proposal whether borrowers had government-backed mortgages or loans owned by banks and other private investors.

The only major limitation to the program would be on borrowers who own very expensive properties, relative to where they live. The maximums range from $271,050 to $729,750. A new program run by the Federal Housing Administration would be set up to refinance mortgages that are not backed by federal mortgage giants Fannie Mae or Freddie Mac.

The proposals are the latest in a long list of programs Obama has unveiled to address the problems facing homeowners. Almost all of the programs have fallen far short of their goals. Obama has acknowledged that his response to the housing crisis has not worked as well as he had hoped it would, and most economists say that the depressed housing market is one of the biggest drags on the economic recovery.

Still, Obama’s continuing push to provide aid to homeowners and boost housing prices draws a stark contrast with Republican presidential front-runner Mitt Romney, who has advocated a hands-off approach to the nation’s foreclosure epidemic. Obama, in his remarks, pointed to areas hit hard by the foreclosure crisis, including Las Vegas in the political battleground state of Nevada, where the next Republican presidential caucuses will take place.

“It will take more time than any of us would like for the housing market to recover from this crisis,” Obama said Wednesday at the James Lee Community Center in Falls Church. “But it is wrong for anybody to suggest that the only option for struggling, responsible homeowners is to sit and wait for the housing market to hit bottom.”

On Tuesday, new data from Standard Poor’s showed that housing prices have fallen to levels not seen since 2003.

Republicans on Capitol Hill gave the president’s proposal a chilly reception.

“We have done this at least four times, where there is some government program to help homeowners who had trouble with their mortgages,” House Speaker John A. Boehner (R-Ohio) said. “None of these programs have worked and I don’t know why anyone would think this next idea would work.”

At the start of his term, Obama promised that up to 9 million homeowners at risk of foreclosure would receive aid through a broad refinance program or a mortgage modification program run through the Treasury Department. In the three years since then, fewer than 2 million have been helped.

“I’ll be honest — it didn’t work at the scale we’d hoped,” Obama said Wednesday. “Mortgage rates are as low as they’ve been in half a century, and when that happens, homeowners usually flock to refinance their mortgages. But this time, too many families haven’t been able to take advantage of the low rates.”

As part of his new plan, Obama also proposed encouraging borrowers who refinance their mortgages to take on shorter-term loans and direct the savings to rebuilding equity in their homes. As an incentive, the administration is willing to have the government pay the closing costs associated with refinancing — usually about $3,000.

The number of borrowers who might be eligible for the program is large: 3.5 million who do not have federally backed mortgages and 11 million who hold government-backed loans, according to administration officials. But previous estimates suggest that just a fraction of that population would take part in the program.

Christopher Mayer, an economics professor at Columbia who has gained attention for his mortgage proposals, said he’s “a big fan of what the president has proposed for refinancing government-guaranteed mortgages. The program really says for the first time everybody is eligible.”

But he raised concerns about the new FHA program that would refinance mortgages not already owned by the government. “I think it is taking a lot of risk for the government, and I think taxpayers have a legitimate question of whether they have already taken on a lot of risk,” he said.

Other steps announced Wednesday include a decision by the Treasury Department to triple incentives paid to banks in exchange for forgiving part of the debts owed by homeowners, as well as a program run by the Federal Housing Finance Agency to sell batches of foreclosed properties to investors, who would rent them out. That could restart housing activity and put a floor under housing prices in struggling communities.

Staff writer Brady Dennis contributed to this article.


Cherry Creek Mortgage – Spokane WA Branch – Providing mortgage loans and information in Washington


#cherry creek mortgage

#

The Perfect Home Loan is Waiting For You Right Here in Spokane, WA.

With over 23 years of experience, Cherry Creek Mortgage has a variety of loan products available:

  • FHA
  • VA
  • USDA
  • Conventional
  • Reverse Mortgage
  • FHA 203K Streamline Standard

If you have any questions please call us at (509) 467-1260 or fill out an online application and we will work with you to find the loan product that best fits your needs.

We are Committed to Helping You

The Spokane branch of Cherry Creek Mortgage is committed to serving the needs of the Spokane community and surrounding areas.

We specialize in VA and FHA loans and have a variety of options to help you finance your first home, your next home, or to refinance your existing mortgage. Ask about down payment options and down payment assistance for eligible buyers.

If you have ever considered purchasing, whether it is your first home, move up home or even thought of purchasing for an investment now may be the time! There are a variety of loan products on the market we offer competitive rates and fees!

We are committed to helping you find the right mortgage product for your needs because we understand that every borrower is different.

Our goal is to make the process of securing a mortgage simple and straight-forward by offering you the latest in financial tools that enable you to make sound financial choices whether you are thinking of a long term fixed rate or a short term ARM. We can help guide you to the right loan to fit your financial needs.

We will walk you through the process from start to finish because your happiness is our number one goal! Our job is not only to assist you with an immediate need for home financing, but also to be sure we are looking at what is best for you down the road.

Copyright © 2016 Cherry Creek Mortgage Co. Inc. Company NMLS ID #3001. All Rights Reserved.

CCMC is proud to offer Reverse Mortgages through our retail branches and division at 1st Reverse Mortgage USA. Promotional and advertising material for Reverse Mortgages is not from HUD or FHA and not approved by the Department of HUD or any Government Agency. HUD does not approve the material presented.

Cherry Creek Mortgage is not endorsed by, nor acting on behalf of or at the direction of the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. This material is informational only and is not an offer to lend or recommend available products. This is not an advertisement to extend credit as defined by Regulation Z, nor an application for credit as defined by RESPA/Regulation X. All applications are subject to underwriting guidelines and approval based upon the credit, assets, value of subject property and borrower’s ability to repay. Not all applicants are eligible for or qualify for all loan products offered. All loan programs, terms and conditions are subject to change without notice, so please speak directly with your loan officer to learn more about specific loan program requirements and whether or not you qualify.

The Home Owner’s Market Report™ and Home Scouting Report® are free online home finding services provided directly to prospective homebuyers by Home Buyers Marketing II, Inc. a licensed real estate company and its real estate brokers as part of their ordinary real estate brokerage services. The role of the Preferred Lender is to work with the agent in the area of converting lost contacts to sales. The Preferred Loan Officer’s role is to assist in determining a comfortable home price range for Home Buyers Marketing II, Inc. to use when it is searching for property listings within the buyer’s search criteria. The Preferred Loan Officer is neither an employee of HBM II, nor the provider of the Home Owner’s Market Report® or Home Scouting Report®. ©2015 Home Buyers Marketing II, Inc.


University of washington masters in nursing #university #of #washington #masters #in #nursing


#

Occupational Therapy Degree Program
Master of Occupational Therapy (MOT)

The profession of occupational therapy appeals to people who enjoy thinking creatively and flexibly to solve problems and who value working with a diverse group of individuals in their life activities. Occupational therapists assist people of all ages with disabilities to perform activities important in their daily lives. These activities may include self-care, work, education, or play and leisure. Occupational therapists work with people who have physical illness or injury, social or emotional difficulties, congenital or developmental problems, or who are in need of preventative strategies to enhance health and well-being.

Occupational therapy (OT) services focus on increasing independence, enhancing development, providing compensatory strategies, and minimizing or preventing disability. Therapists adapt activities and environments, select therapy activities meaningful to clients, and provide client and caregiver education. For example, an OT may teach adaptive dressing techniques to a client who has lost use of her hand following a stroke, help a child with autism interact with peers, or modify a computer for a young adult with a spinal cord injury returning to work.

Occupational therapists practice in rehabilitation centers, outpatient rehabilitation clinics, schools, hospitals, mental health facilities, private practice, skilled nursing facilities, home healthcare, and community health programs. The most common work settings for occupational therapists are school systems (34.4%), hospitals (25.3%), and long-term care facilities (13.4%). The current and future job outlook for occupational therapists is excellent.

Program Description

The Department of Rehabilitation Medicine Division of Occupational Therapy offers a Master of Occupational Therapy (MOT) Program that is a professional entry-level program designed to follow the completion of a four-year bachelor’s degree. The program is accredited by the Accreditation Council for Occupational Therapy Education (ACOTE) (www.acoteonline.org ). Program graduates earn a Master of Occupational Therapy degree and are eligible to take the national certification examination administered by the National Board for Certification in Occupational Therapy (NBCOT).

Program Mission

Our purpose is to prepare entry-level occupational therapists to provide skilled and effective services to diverse individuals and populations in a variety of practice settings. We foster the use of sound clinical reasoning and holistic approaches to address occupational performance in life activities. We are committed to educational excellence, high ethical standards, and respect for diversity .

Five Reasons to Attend the UW Master of Occupational Therapy Program

1. The excellence of our program is widely recognized with a ranking of 14th in the nation by US News World Report (2016) and the Department of Rehabilitation Medicine ranked 4th .

2. We have outstanding program outcomes with 100% of 78 total UW Master of Occupational Therapy students in the past 3 years graduating and passing the national certification examination on the first attempt. Program results from the National Board for Certification in Occupational Therapy (NBCOT) can be found online at https://secure.nbcot.org/data/schoolstats.aspx .

3. UW MOT classes are small, with just 25 students in a typical cohort, providing the benefits of personal attention from expert faculty and strong camaraderie among students. Our unique position within a Department of Rehabilitation Medicine gives our students the opportunity to take foundational interdisciplinary courses taught by expert faculty in medicine, allied health, and basic sciences with students from other allied health disciplines. Our full-time Academic Fieldwork Coordinator works closely with all students on their Fieldwork I and II placements.

4. All UW MOT students complete a year-long capstone Graduate Project in the community where they work in small groups to develop and implement programs that would benefit from occupational therapy expertise and perspectives in response to needs identified by community facilities. Click on the poster icon on the right to view posters of recent projects.

5. Graduates of the UW Occupational Therapy Program are qualified for Educational Staff Associate (ESA) Certification in the State of Washington, so they can take jobs working with children in the Washington State public school system after graduation without additional training.

Program Accreditation

The University of Washington’s entry-level Master of Occupational Therapy (MOT) Program is accredited by the Accreditation Council for Occupational Therapy Education (ACOTE) of the American Occupational Therapy Association (AOTA), located at 4720 Montgomery Lane, Suite 200, Bethesda, MD 20814-3449. ACOTE’s telephone number c/o AOTA is (301) 652-AOTA and its Web address is www.acoteonline.org.

The most recent Accreditation Standards for a Master’s-Degree-Level Educational Program for the Occupational Therapist became effective July 31, 2013. The ACOTE Standards state as a preamble: “The rapidly changing and dynamic nature of contemporary health and human services delivery systems requires the occupational therapist to possess basic skills as a direct care provider, consultant, educator, manager, researcher, and advocate for the profession and the consumer.”

Accreditation through this national professional organization ensures that our graduates meet national standards for becoming highly skilled occupational therapists. Our program received a 10-year certificate of accreditation in 2011; these are granted to programs that have no areas of noncompliance and have demonstrated exceptional educational quality. Annual written reports for the program are submitted every year and the next full accreditation self-study report and on-site accreditation visit will be held in 2021.

National Board for Certification in Occupational Therapy (NBCOT) Examination

Graduates of the program are eligible to sit for the national certification examination for the occupational therapist administered by the National Board for Certification in Occupational Therapy (NBCOT). After successful completion of this exam, the individual will be an Occupational Therapist, Registered (OTR) and become eligible for state licensure. Note that a felony conviction may affect a graduate’s ability to sit for the NBCOT certification examination or attain state licensure.

In the three academic-year period from 2013/14-2015/16, 100% of the students in the University of Washington Occupational Therapy Program graduated from the program and passed the National Board for Certification in Occupational Therapy (NBCOT) examination. As per the table below, during this time period, there was a total of 75 graduates. Since the inception of the University of Washington MOT program, 100% of the very few program graduates who did not pass the certification examination as first-time test takers passed successfully on a repeated attempt. Certification exam results can also be found at: https://secure.nbcot.org/data/schoolstats.aspx .

Students Entering/ Graduating

An individual who is considering entering, or who has already entered, an occupational therapy educational program can have his/her background reviewed prior to actually applying for the exam by requesting an Early Determination Review. Each early review case is reviewed on an individual basis. After NBCOT has completed its review, the individual is notified in writing regarding whether he/she will be eligible to sit for the NBCOT exam, provided all eligibility requirements are met.

For further information, see:
http://www.nbcot.org/early-determination-character-review
National Board for Certification in Occupational Therapy (NBCOT)
800 S. Frederick Avenue, Suite 200
Gaithersburg, MD 20877-4150
Phone: (301) 990-7979
Website: http://www.nbcot.org/

State Licensure

The State of Washington requires that all occupational therapists hold a license to practice. Permanent licensure is issued only after the State Regulatory Board receives a passing score for the National Certification Examination. Graduates may begin work before passing the exam by obtaining a limited permit until they are eligible for permanent licensure. All states require licensure; however, requirements for licensure may vary from state to state.

To learn more about the Occupational Therapy Program at the University of Washington, please explore the links below:

MOT Applicant Information Session


View Graduate Project Posters from past Graduate Project Symposia here .

MOT Application Deadline

The deadline to apply for the 2018-19 academic year is 12/01/2017 at 9 PM (PST).


11 Assisted Living Options in Washington, DC (with Reviews) #washington #assisted #living, #assisted #living #in


#

Assisted Living in Washington, DC

If your mother, father, or other relative is quickly approaching the days where living alone is no longer a viable option, you no doubt have a slew of questions running through your mind. Rest assured, there are plenty of options and you are not alone. With the help of other family members, and your loved one’s doctor and other medical staff, you can arrive at a decision that will not only protect the senior in your life, but also work well for the rest of the family.

Compare Pricing, Reviews, Photos More. Fill Out The Form Below To Receive a Free Consultation:

Why use SeniorAdvisor.com?

  • We’ve helped 1290 families in Washington, DC find options that meet their unique needs.
  • Talk to our local Expert Advisors for insider info on Assisted Living in Washington, DC.
  • See the best options for your budget & needs in your area.

Thank you for requesting senior living
information from SeniorAdvisor.com

You’ll typically hear from our team within one business hour to explain our service
and answer any questions you may have.

For immediate assistance – please call 866-333-0104

Monday through Friday: 8 AM – 9 PM

Saturday through Sunday: 11 AM – 5:30 PM

SeniorAdvisor.com Service Rating

Senior Care by Type in Washington, DC

What is Assisted Living?

Assisted living refers to a community where seniors can live somewhat on their own. The community provides 24/7 security, and provides assistance with most daily activities such as meal preparation, showering, etc. Each state has its own legal requirements for licensing and what services must be offered, as well as what services may be offered. Therefore, assisted living facilities in Washington D.C. are not necessarily the same as facilities in another area of the country.

In Washington D.C, an assisted living facility refers to a facility that provides combination housing, personalized assistance, and healthcare necessary to support anyone unrelated to the facility owner. It does not include group homes for the mentally retarded or any mental health community.

What to Expect from Assisted Living Facilities in Washington, D.C.

According to the most recent survey data available, a family should expect to pay around $2,500 a month for full time care in the facility. This cost is more affordable compared to neighboring states, and is lower than many areas of the country.

When touring the facility, you should expect to see clean, safe, common areas for the residents to gather, as well as clean, safe living quarters for your loved one. You should see highly trained staff who are easily identified as such. If you have any questions or concerns, speak with the facility director.

What the Senior in Your Life Wants

The most important thing to remember is you need to consider what your loved one wants. In some cases, this may not be possible, because the person has lost enough mental capacity to no longer be able to make his or her own decisions. When that’s the case, the only thing you can do is make sure your loved one is in a place where he or she is safe and well cared for.

You’ll need to read reviews to determine which facilities you want to tour, and after touring, you’ll want to take some time to compare the options to determine if you’ve found one. You may need to go back the drawing board a few times before you find one that your family loves and can afford – and that’s okay.

Filter By

We Have 34 Senior Living Options in Your Area

Thank you for requesting senior living
information from SeniorAdvisor.com


Total Sewage Cleanup in Washington DC #sewage #cleanup #dc,sewage #cleanup #va,sewage #cleanup #md,sewage #damage #washington


#

Sewage Cleanup

Sewage Cleanup in Washington, DC, Maryland, Virginia

Wash away big sewage overflow problems with help from Michael Son. Serving Washington, DC, Maryland, and Virginia. We provide comprehensive sewage cleanup for commercial and residential customers.

When it comes to removing sewage and contaminated water, our specialists have the expertise and equipment to perform top-quality work. We provide sewage cleanup for customers in the following cities:

Problems Associated with Sewage Damage

When wastewater infiltrates your home, you need to take immediate action. Sewer water is not only disgusting, but it is filled with toxic substances that present significant health hazards. Exposure to sewage can even result in health problems, such as:

  • Hepatitis Dermatitis
  • Weil’s Disease
  • Legionnaires Disease
  • Gastroenteritis
  • Allergic Alveolitis
  • Asthma
  • Kidneys Liver Damage
  • Blood Infections
  • Infection of Skin or Eyes
  • Escherichia (E. Coli)

Sewage Overflow Cleanup Specialists

Why waste time with sewage cleanup companies that provide sloppy work? After they’re finished, you’re still left with smelly problems. The primary goal of our experienced team is to make sure your backup sewage problem a thing of the past. In fact when the job is complete, your family and guests won’t even know you’ve had a sewage problem.

Having extensive knowledge in the restoration business, we are fully equipped to deal with all types of sewer problems. For instance, did you know that flood and sewer water are label based on three categories? We accurately address all three types so you can have a safe and dry home again. The categories are the following:

Category 1: Clean Water
This is generally considered sanitary water. Not immediately associated as bacteria containing. It does not usually contain contaminates, but must cleaned so that it does not turn to grey water.

Category 2: Grey Water
Grey water is the result of broken dishwashers, sump pumps, or plumbing appliances. It can contain harmful organisms and contaminates, and it must be removed in timely matter before it transforms to category 3 contamination.

Category 3: Black Water
Usually coming from toilet overflows, flooding from rivers and streams, and sewer backups, black water poses a serious health risk. It contains very harmful bacteria. Using advanced equipment and the proper techniques, we return your home to a safe environment again.

How to Handle Backup Sewage

Don’t attempt to clean big sewage spills on your own. Whether your toilet has overflowed or it is a more serious issue, you can depend on our trained technicians to handle all of your wastewater removal problems. Rely on us for prompt, 24-hour services. We provide comprehensive sewage damage cleanup that includes:

  • Containment
  • Extraction Disposal
  • Complete Decontamination
  • Sanitizing
  • Dry-Out Services

Contact our experienced technicians to immediately address your wastewater cleanup problems. We proudly serve property owners in Washington, DC, Maryland, and Virginia.


Online High School in D #online #high #school #in #d.c., #washington #d.c. #online #high #schools


#

Online high schools in Washington, D.C.

While the national graduation rate for high school students is about 75 percent, fewer than 60 percent of students in the Washington, D.C. class of 2011 obtained their high school diplomas in the customary four years. Accordingly, the District of Columbia Public Schools’ (DCPS) five-year strategic plan has been implemented with the goal of improving D.C. schools across the board by 2017. Providing students with online learning opportunities may be one way to help raise the graduation rate.

Hybrid learning in online high schools in D.C.

Online high schools in D.C. offer students opportunities for credit recovery, enrichment and remediation of skills. Online students are also able to take additional courses not available at their schools and gain college readiness skills. The Online College and Career Prep (OCCP) program is available to D.C. high school students for online learning. DCPS uses Apex Learning as its main content provider of online courses for high school students, with “in school” and “after school” online learning hybrid options available.

The in-school model at Anacostia High School allows students to learn online among their peers. This is the model for kids who aren’t able to attend a traditional school but need to recover credits. Students can attend the highly structured program day or evening. A two-week orientation ensures students have the tools they need to succeed. Students are assigned to a laptop and desk, they learn to track their progress and performance, and one-on-one tutoring is available.

At Luke C. Moore Academy High School, students can participate in online learning. Students here have more flexibility in a program that helps traditional students meet the requirements they need to graduate from high school. Teachers are available for students to connect with, students are monitored and faculty is kept apprised of their progress. The success lies in students being able to access help 24/7.

DCPS officials hope that by the 2016-2017 school year, 90 percent of the students will be able to say they like school. Offering programs to meet individual student needs, such as online learning technology, is an important component of meeting this goal.

Results for your search Refine

GET MATCHED TO A SCHOOL IN 3 STEPS


Darth Vader Grotesque at the Washington National Cathedral – Washington, D #washington #dc #catholic #cathedral


#

Darth Vader Grotesque at the Washington National Cathedral

Cathedrals are well known as places of quiet reflection and reverence for divinity. To encourage these behaviors, architects often use calm, echoless corridors, vaulted ceilings arching toward the heavens, awe-inspiring architecture, and carvings of beloved science fiction characters. That last one isn’t exactly common, but it’s definitely the case at the Washington National Cathedral in Washington, D.C.

Basilica of the National Shrine of the Immaculate Conception

Largest Roman Catholic church in North America.

Hecht Company Warehouse

Art deco landmark on the outskirts of Washington, D.C.

National Capitol Columns

The United States Capitol s former columns still stand.

See more things to do in Washington, D.C. »

The sixth-largest cathedral in the world, this stunning neogothic construction is a functioning place of worship as well as a popular tourist destination. Nearly half a million people enter through its doors each year, many of them just to admire its breathtaking beauty. It’s perhaps fitting, then, that the cathedral offer a bit of tongue-in-cheek eye candy for the dedicated architecture enthusiast — a well-hidden, but very official, carving of Star Wars villain Darth Vader perched high among its many spires.

Unsuspecting onlookers should take heed – this is no optical illusion. During the 1980s an outer portion of the National Cathedral was under construction, and a contest was held for schoolchildren to design a sculpture to be added to the towers being renovated. A child by the name of Christopher Rader drew the Vader sculpture, and it was selected for the third place prize, which included addition in the renovation.

The sculpture, carved by Patrick J. Plunkett, is often referred to as a “gargoyle,” the most famous of creature-inspired architecture, however this is technically incorrect. A gargoyle refers to a sculpture out of which water is drained from the building. The Darth Vader statue does not drain water, and thus is technically a grotesque.

To see the sculpture, binoculars or a high-powered zoom lens are recommended to see the intricacies of the high roof. From the northwest parking lot, near the top of the northwest tower, Darth Vader can be spotted between two massive arches. The bust will be to the upper left of a closer, larger skull-shaped grotesque.

While this addition may seem strikingly irreverent, thousands of curious travelers stop by the cathedral simply to search for this hidden treasure. If one of the primary goals of a cathedral is to attract non-parishioners and appeal to the unconverted, this winking reference to popular culture isn’t a bad first step along that journey.

Know Before You Go