Aid our veterans #aid,death, #benefits,veterans,pension,aid,aid,attendance,pension,attendance,attendance,improved,


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Each year tens of thousands of the current millions of senior citizen veterans and their spouses must postpone or even forego medical assistance, prescription drugs and veterans health benefits because they are simply unaware of the benefits currently afforded them as veterans under the Aid and Attendance provisions of the Veterans Health Administration.

The Veterans Aid and Attendance Council (VAAC) is an association of Nursing Homes, Assisted Living Facilities, Personal Care providers, Eldercare Attorneys and Financial Advisors working together to provide the best health care for our Veterans. The VAAC mission is to educate and make Veterans and healthcare providers aware of the benefits afforded veterans under the Improved Pension Benefits of the Veterans Health Administration.

The principal objectives of the VAAC are to:

  • Create and disseminate educational materials to increase awareness and educate Council members on the Aid and Attendance benefits currently available to United States War Veterans through the Veterans Health Administration
  • Provide training for aid and attendance practitioners in order to equipment them to better educate the potential veteran clients to their rights and increase the likelihood that veterans will receive the maximum benefits allowed by law
  • Establish and maintain standards for membership in the VAAC
  • Promote Aid and Attendance benefits awareness among members, veterans groups and other interested individuals


MissionStatement:
The Veteran’s Aid and Attendance Council provides education, outreach, training, practitioner and facility memberships, awareness and other support services to: health caregivers, nursing homes, assisted living facilities, public and private organizations, and other persons committed to assisting United States Veterans, their spouses and families in attaining the best quality health care available. The VAAC Mission to provide outreach, education and support to eligible veterans and their spouses, nursing home and assisted living facilities in seeking Aid and Attendance benefits from the Veterans Health Administration for the benefit of US war veterans.

Veterans Aid and Attendance Council

Helping Others Helping Our Veterans

The Aid and Attendance provisions of the Veterans Health Administration.Enhance Pension is the only program available to assist veterans and surviving spouses financially in an assisted living facility. Less than 25% of veterans needing medical assistance and residing outside of the 163 VA hospitals and 130 VA-run nursing homes currently receives Aid and Attendance benefits for which they are eligible. Millions of dollars of benefits are never applied for by eligible veterans simply because veterans believe they are not eligible or veterans believe they must be totally disabled and reside in a VA-run facility in order to qualify.

There were, by the VA s own estimates, a waiting list of over 132,000 veterans waiting over six months for care. This includes over 110,000 who were waiting for their first primary care appointment and 22,000 who were waiting for their first specialty care appointment.With more than 15.5 million veterans under age 65, the problem will only grow in the future as the population ages and retires. With more than 15.5 million veterans under age 65, the problem will only grow in the future as the population ages and retires.


Service-Disabled Veterans Insurance (S-DVI) – Life Insurance #va, #veterans #affairs, #ebenefits, #vba, #veterans #benefits #administration,


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Life Insurance

Service-Disabled Veterans Insurance (S-DVI)

What is S-DVI?

The Service-Disabled Veterans Insurance (S-DVI) program was established in 1951 to meet the insurance needs of certain veterans with service connected disabilities. S-DVI is available in a variety of permanent plans as well as term insurance. Policies are issued for a maximum face amount of $10,000.

Who Can Apply for S-DVI?

You can apply for S-DVI if you meet the following 4 criteria:

  1. You were released from active duty under other than dishonorable conditions on or after April 25, 1951
  2. You were rated for a service-connected disability (even if only 0%)
  3. You are in good health except for any service-connected conditions
  4. You apply within 2 years from the date VA grants your new service-connected disability.

Note: An increase in an existing service-connected disability or the granting of individual unemployability of a previous rated condition does not entitle a veteran to this insurance.

How Can I Apply for S-DVI?

You can apply for basic S-DVI using our S-DVI Online Application .

You can also download VA form 29-4364, Application for Service-Disabled Veterans Life Insurance. from our forms page. Be sure to also download VA Pamphlet 29-9 from this site for premiums rates and a description of the plans available.

Waiver of Premiums for Totally Disabled Veterans

Under certain conditions, the basic S-DVI policy provides for a waiver of premiums in case of total disability. Policyholders who carry the basic S-DVI coverage and who become eligible for a waiver of premiums due to total disability can apply for and be granted additional Supplemental S-DVI of up to $30,000.

Supplemental S-DVI

The Veterans’ Benefits Act of 2010, provided for $30,000 of supplemental coverage to S-DVI policyholders. Premiums may not be waived on this supplemental coverage. S-DVI policyholders are eligible for this supplemental coverage if:

  • They are eligible for a waiver of premiums.
  • They apply for the coverage within one year from notice of the grant of waiver.
  • are under age 65

How Can I Apply for Supplemental S-DVI?

To apply for Supplemental S-DVI, you must file VA Form 29-0188, Application for Supplemental Service-Disabled Veterans (RH) Life Insurance or send a letter requesting this insurance over your signature. You must apply for the coverage within one year from notice of the grant of waiver of premiums.


Knox County, Texas ~ Offices # #texas, #knox #county, #veteran, #veterans, #army, #air #force, #navy,


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Knox County, Texas
County Office Directory

The Courthouse is located on the Southwest
corner of the intersection of
US Hwy 82 and TX Hwy 6.

Knox County Judge
Stan Wojcik
PO Box 77
Benjamin, TX 79505-0077
(940) 459-2191
Fax 940-459-2022
Office E-Mail
Office located in Courthouse, 1st Floor.

County Attorney
Lina Reyes Trevino
PO Box 11
Benjamin, TX 79505-0011
Office (940) 459-2241
Fax (940) 459-2022
Office located in Courthouse, 1st Floor.
Office E-Mail

Emergency Management
Coordinator
Judge Stan Wojcik
(940) 459-2191
Fax 940-459-2022
Office E-Mail

Knox County 9-1-1 Office
Non-Emergency
(940) 657-5050
or
(940) 657-5057

District Judge
Bobby D. Burnett
P. O. Box 1127
Seymour, Texas 76380
940-889-6912
Fax 940-889-6918
Munday: 940-422-4525
Fax 940-422-5544

District Attorney
David Hajek
PO Box 508
Seymour, TX 76380-0508
(940) 889-2852
Fax (940) 888-3036

Justice of the Peace
Pam Oliver
P. O. Box 76

940-459-3181
Fax 940-459-4191
Office E-Mail

Sheriff
Dean Homstad
PO Box 257
Benjamin, TX 79505-0257
Office (940) 459-2211
Jail (940) 459-2041
Fax (940) 459-2016
Office & Jail located at
104 S. Stewart
West Side of Courthouse.

County & District Clerk
Lisa Cypert
PO Box 196
Benjamin, TX 79505-0196
(940) 459-2441
Fax (940) 459-2005
Office located in Courthouse, 1st Floor.
Office E-Mail Effective Sept 1, 2015
Schedule of Filing Fees

County Treasurer
Rosie Ake
PO Box 212
Benjamin, TX 79505-0212
(940) 459-2251
Fax 940-459-2005
Office located in Courthouse, 1st Floor.
Office E-Mail

Tax Assessor Collector
Mitzi Welch
PO Box 47
Benjamin, TX 79505-0047
(940) 459-2411
(940) 459-2004
Office E-Mail
Office located in Courthouse, 1st Floor.

Knox County
Apprasial District
Mitzi Welch, Chief Appraiser
PO Box 47
Benjamin, TX 79505-0047
(940) 459-3891
Fax (940) 459-2004
Office located in Courthouse, 1st Floor.

Knox County Historical Commission
P.O. Box 124
Benjamin, TX 79505-0124
(940)459-2229
Office E-Mail


Veterans Mortgage Life Insurance – Life Insurance #estimated #mortgage #payment


#home mortgage insurance

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Life Insurance

Veterans’ Mortgage Life Insurance

Veterans’ Mortgage Life Insurance (VMLI) is mortgage protection insurance that can help families of severely disabled Servicemembers or Veterans pay off the home mortgage in the event of their death.

Eligibility

VMLI is only available to Servicemembers and Veterans with severe service-connected disabilities who:

  • Received Specially Adapted Housing (SAH) grant to help build, remodel, or purchase a home, AND
  • Have the title to the home, AND
  • Have a mortgage on the home

Veterans must apply for VMLI before their 70th birthday.

Benefits

VMLI provides up to $200,000 mortgage life insurance and is payable only to the mortgage holder (i.e. a bank or mortgage lender), not to a beneficiary. The amount of coverage will equal the amount of the mortgage still owed, but the maximum can never exceed $200,000. VMLI is decreasing term insurance which reduces as the mortgage balance declines. VMLI has no loan or cash values and does not pay dividends.

Cost/Rates

To determine your VMLI premium amount consult the VMLI Premium Calculator.

Applying for VMLI

Servicemembers or Veterans who receive a grant for the purchase of Specially Adapted Housing are advised by Loan Guaranty personnel at their interview of their eligibility for VMLI to cover the unpaid mortgage on their home.

The Specially Adapted Housing Agent will help the Servicemember or Veteran complete VA Form 29-8636, Application for Veterans’ Mortgage Life Insurance. If a Servicemember or Veteran does not apply for VMLI coverage at that time, VA will send a letter informing them that they are eligible for such coverage. In addition to completing VA Form 29-8636. the Servicemember or Veteran must provide information about their current mortgage.


Leadership Team – Atlanta VA Health Care System #, #veterans #affairs, #vamc, #medical #center, #va


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Atlanta VA Health Care System

Annette P. Walker | 404- 321-6111 x-7601

Medical Center Director

Ms. Annette P. Walker was appointed as director of the Atlanta VA Medical Center Aug. 12, 2016. As one of the largest VA health care systems in the nation, the Atlanta VAMC, with its main hospital in Decatur, campuses at Fort McPherson and in Carrollton, as well as clinics in Atlanta, East Point, Oakwood, Austell, Stockbridge, Lawrenceville, Newnan, Rome, and Blairsville, Georgia, provides health care to more than 102,000 Veterans.

Previously, Ms. Walker was the Associate Director at the John D. Dingell VA Medical Center in Detroit, Michigan, a position she held since March 2013. Beginning in January 2016, Ms. Walker served a four month term as Interim Director at the Jesse Brown VA Medical Center in Chicago, Illinois. Ms. Walker has over 22 years of experience with VA beginning as a staff nurse and having held roles in nursing management, medical administration, and seamless transition (OEF/OIF) coordination, as well as serving as the current advocate for former Prisoners of War.

Prior to her VA service, Ms. Walker worked in a variety of community emergency departments as a staff nurse and emergency department director. Ms. Walker also proudly served as a Flight Nurse in the United States Air Force Reserves and is a Veteran of Operation Desert Shield/Desert Storm.

Regina Carden | 404-728-7602

Acting Associate Medical Center Director

Ms. Regina Carden is an Ohio native with a BS in Business Administration (Accounting) from the University of Dayton. She joined VA in 1982 and in her VA career she has held the executive positions of Financial Manager, Resource Officer (Fiscal, HR and A ?>

Navy Veterans and Asbestos Exposure #mesothelioma #navy #veterans


Navy Veterans and Asbestos Exposure

All branches of the U.S. military have used asbestos in the past, but none used it as extensively as the U.S. Navy. Today we know how harmful it can be to breathe in or consume asbestos fibers, but in earlier decades, especially from World War II into the 1970s, the facts were not all in and the unique properties and ready availability of this mineral made it a desirable component for insulation and fireproofing on Navy ships.

Decades later veterans of the U.S. Navy have been diagnosed with illnesses associated with working around asbestos, including the aggressive and deadly type of cancer known as mesothelioma. These veterans served their country and suffered as a result. Legal action and compensation from the U.S. Department of Veterans Affairs (VA) can help veterans recover monetary damages for being sick.

Asbestos and its Many Uses

Asbestos is a natural mineral that people have used in the construction of buildings and boats for more than 1,000 years. It is abundant and inexpensive and has unique properties that make it useful in a lot of applications. Asbestos is strong and can be added to materials like cement to make them stronger. It resists fire and heat, electricity, and chemical reactions. These properties make it useful for insulation and fireproofing.

It is these two uses that led the U.S. Navy to use asbestos so extensively in its ships. Fires can be deadly for an entire crew when they happen at sea, so protecting ships from catching fire or to keep fires under control is crucial. Also important is insulating pipes, boilers, engines, and other parts of the ship that are heated. Asbestos has been used extensively in ships for these two purposes, as well as others.

A History of Asbestos Use in the Navy

Asbestos has been around for a long time, but the Navy really started using it intensively in ship building starting in 1939. At that time it looked like joining World War II might become inevitable and so the U.S. Navy began stockpiling asbestos before it became expensive and hard to find. Having enough asbestos would be necessary at the time for outfitting enough ships with the necessary fireproofing and insulation.

It wasn’t until the 1970s when the U.S. government began regulating the use of asbestos that Navy ships slowed the use of the mineral. Many veterans of World War II, the Korean War, and the Vietnam War were exposed to asbestos because of working on Navy ships.

Exposure on Ships

Asbestos used on ships of all kinds, including U.S. Navy ships, is found throughout the structure. Certain parts of ships have more asbestos than others, though. The boiler rooms of ships contained a lot of asbestos because boilers produce a lot of heat and need to be insulated. The pipes and ducts running to and from the boiler also had to be insulated. These ran all over the ships and even through the living and eating quarters of the sailors. Those working the boiler room were more vulnerable to asbestos exposure than other sailors.

Pumps, valves, and gaskets also contained asbestos. The mechanical pumps used to power heating, cooling, bilge systems, and other parts of the ships used these materials. Those Navy members who worked on repairing them are among those veterans who now have the highest rates of mesothelioma and other asbestos-related illnesses. As they worked on materials containing asbestos, they disturbed the fibers and inhaled them. In addition to the above locations for asbestos, Navy ships also used asbestos in flooring, wall panels, cables, packing materials, adhesives, deck materials, bedding, and fireproof materials and clothing.

Navy Jobs That Led to the Most Asbestos Exposure

Certain Navy veterans are more likely to suffer from asbestos illnesses than others, depending on the jobs they held on ships, including those working in boiler rooms and those that repaired and maintained systems like the pumps. Also at great risk for asbestos exposure were electricians and gunner’s mates. The former were exposed through the insulation around wires while the latter actually wore asbestos gloves that wore down over time and released fibers.

Damage controlmen were also at an increased risk for asbestos exposure. These were the sailors that made repairs, sometimes in an emergency situation, to the infrastructure of a ship after an attack. They were exposed to asbestos through damaged materials, but also through the fireproof clothing they wore. Pipefitters and metalsmiths were also at risk for exposure, working with the asbestos insulation and wearing asbestos-containing protective gear, respectively.

Consequences for Navy Veterans

The consequences of all this exposure to asbestos for Navy veterans has been serious illness. When a person breathes in asbestos fibers they get lodged in tissues, especially in and around the lungs, and cause damage. Asbestosis is a chronic lung disease that causes coughing and difficulty breathing. It is not curable and is progressive. Lung cancer can also be caused by asbestos and is often deadly and difficult to treat. Mesothelioma is also a consequence of exposure to asbestos. It is an aggressive type of cancer that most commonly affects the lining of the lungs or abdomen.

Navy veterans who were exposed to asbestos during wartime or non-active duty service did not realize the danger they were in. Many were diagnosed with these illnesses decades later. By the time most of these illnesses are diagnosed they are very difficult to treat and are most often deadly and cause uncomfortable and painful symptoms.

U.S. Navy Asbestos Medical Surveillance Program

Starting in the 1970s when knowledge of the dangers of asbestos came to light, the U.S. Navy started AMSP, the Asbestos Medical Surveillance Program. The program was put in place to monitor the health of Navy veterans and civilians who worked on or near Navy ships and who were likely to have been exposed to asbestos. The purpose is to detect any asbestos-related illnesses early. The earlier these illnesses are diagnosed the easier it is to treat them and the better the prognosis for patients.

Merchant Marine Ships

The U.S. Merchant Marines are civilians that support the U.S. Military, mostly by using ships to transport troops and supplies. These civilians were active in World War II and were a crucial part of the war effort. They were also exposed to asbestos in the same ways that sailors were aboard Navy ships. One study of Merchant Marines from that time period found that one-third had some type of anomaly in the lungs that could lead to mesothelioma. These crucial support workers for the U.S. Navy have suffered poor health because of asbestos exposure.

Compensation and Benefits for Navy Veterans

The VA provides benefits for Navy veterans that were exposed to asbestos and became ill as a consequence. Claims for benefits must be backed up by evidence that asbestos exposure caused an illness and that exposure happened during service in the Navy. The types of compensation these veterans are eligible for include disability compensation, dependency and indemnity compensation, given to dependents, special and monthly disability, and health care. The VA hospital in Los Angeles specializes in the study and treatment of mesothelioma.

A lawsuit is another option for seeking compensation as a Navy veteran. Veterans or their surviving families may sue the manufacturers of materials that contain asbestos and were used on ships. Veterans have earned compensation this way, including the family of one veteran that died of mesothelioma and recovered $10 million from several manufacturers. If you are a veteran, or dependent of a veteran, that was exposed to asbestos during service and became ill, you have rights to ask for compensation. Contact an asbestos lawyer to find out what your options are and how to proceed.

WE ARE HERE TO HELP YOU
If you ve been diagnosed with asbestos-related cancer, contact us at 1-800-692-8608 to find out if you are eligible to receive compensation. You can also fill out this form to receive FREE information.

Sources

Mha schools #new #gi #bill, #post-9/11, #gi #bill, #wave, #gi, #gibill, #va #wave, #education #benefits,


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Education and Training

Vocational Flight Schools

The actual net costs not to exceed $12,048.50 per academic year.

The cap applies to all classes and/or enrollments that begin during that academic year, regardless of the academic year in which the classes or enrollments are completed.

Correspondence Schools

The actual net costs not to exceed $10,241.22 per academic year.

National Testing Programs/Licensing Certification Tests

You can be reimbursed up to $2,000 per test. Your entitlement will be charged one month for every $1,759.08 paid to you rounded to the nearest non-zero whole month; this means even low-cost tests are charged one month of entitlement per test.

Your Monthly Housing Allowance (MHA) is generally the same as the military Basic Allowance for Housing (BAH) for an E-5 with dependents. Your MHA is based on the ZIP code for your school. MHA rate increases based on BAH increases are effective August 1 (the beginning date of the academic year). For more information about MHA increases or decreases click here.

There are some exceptions to MHA (see table below)

To research monthly housing allowance amounts please visit the GI Bill Comparison Tool and do a search for your school.

The housing allowance is paid at a percentage based on your training time. For more information click here.

MHA Rate Exceptions


Certificate of Eligibility – Home Loans #va, #veterans #affairs, #home #loan, #home #loan #certificate #of


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Home Loans

Certificate of Eligibility

After establishing that you are eligible. you will need a Certificate of Eligibility (COE). The COE verifies to the lender that you are eligible for a VA-backed loan. This page describes the evidence you submit to verify your eligibility for a VA home loan and how to submit the evidence and obtain a COE.

Evidence Needed

The evidence you need depends on the nature of your eligibility. Consult the table below to determine your category and the evidence you will need when applying.

Evidence To Apply

DD Form 214 – required to have a copy showing the character of service (item 24) and the narrative reason for separation (item 28).

Current or former National Guard or Reserve member who has been activated Federal active service

Active Duty Servicemember

A current statement of service:

  • signed by (or by the direction of):
    the adjutant, personnel office, or commander of the unit or higher headquarters
  • showing:
    Your full name
    Social Security Number
    Date of birth
    Entry date on active duty
    The duration of any lost time
    The name of the command providing the information

Current National Guard or Reserve member who has never been Federal active service

Statement of service:

  • signed by (or by the direction of):
    the adjutant, personnel officer or commander of your unit or higher headquarters
  • showing:
    Your full name
    Social Security Number
    Date of birth
    Entry date on duty
    The total number of creditable years of service
    The duration of any lost time
    The name of the command providing the information

Discharged member of the National Guard who has never been activated for Federal active service

NGB Form 22, Report of Separation and Record of Service, for each period of National Guard service
-OR-
NGB Form 23, Retirement Points Accounting, and proof of the character of service

Discharged member of the Selected Reserve who has never been activated for Federal active service

Copy of your latest annual retirement points statement and evidence of honorable service

If you are a Surviving Spouse in Receipt of DIC (Dependency Indemnity Compensation) benefits

Submit VA form 26-1817 and veteran s DD214 ( if available)

Include veteran s and surviving spouse s social security number on the 26-1817 form

If you are a Surviving Spouse and are not receiving DIC (Dependency Indemnity Compensation) benefits

Submit the following to the appropriate Compensation and Pension office:

– DD214 (if available)

– Death Certificate or DD Form 1300 Report of Casualty

– Please find the mailing address for your state to send the VA 21-534 on the following link. PMC States

Applying for a COE

After gathering the evidence you need, you can apply for your Certificate of Eligibility (COE) in the following ways.

Servicemembers, Veterans, and National Guard and Reserve Members

Apply online

To get your Certificate of Eligibility (COE) online, please go to the eBenefits portal. If you already have login credentials, click the Login box, and if you need login credentials, please click the Register box and follow the directions on the screen. If you need any assistance please call the eBenefits Help Desk at 1-800-983-0937. Their hours are Monday-Friday, 8am to 8pm EST.

Apply through your lender

Most lenders have access to the Web LGY system. This Internet-based application can establish eligibility and issue an online COE in a matter of seconds. Not all cases can be processed through Web LGY – only those for which VA has sufficient data in our records. However, Veterans are encouraged to ask their lenders about this method of obtaining a certificate.

Apply by mail

Surviving Spouses

Spouses can take the VA form 26-1817 to their lender for processing (see Apply Through Lender above) or may mail the 26-1817 and DD214 (if available) to the following address:

If you can’t print the form, just call 1-877-827-3702 and follow the prompts for Eligibility and we will mail the form to you.

Send the completed form to:
VA Loan Eligibility Center
Attn: COE (262)
PO Box 100034
Decatur, GA 30031

PDF Documents To read PDF documents, you need a PDF viewer. Links to viewer software can be found at this link.


Veterans Mortgage Life Insurance – Life Insurance #203k #mortgage


#home mortgage insurance

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Life Insurance

Veterans’ Mortgage Life Insurance

Veterans’ Mortgage Life Insurance (VMLI) is mortgage protection insurance that can help families of severely disabled Servicemembers or Veterans pay off the home mortgage in the event of their death.

Eligibility

VMLI is only available to Servicemembers and Veterans with severe service-connected disabilities who:

  • Received Specially Adapted Housing (SAH) grant to help build, remodel, or purchase a home, AND
  • Have the title to the home, AND
  • Have a mortgage on the home

Veterans must apply for VMLI before their 70th birthday.

Benefits

VMLI provides up to $200,000 mortgage life insurance and is payable only to the mortgage holder (i.e. a bank or mortgage lender), not to a beneficiary. The amount of coverage will equal the amount of the mortgage still owed, but the maximum can never exceed $200,000. VMLI is decreasing term insurance which reduces as the mortgage balance declines. VMLI has no loan or cash values and does not pay dividends.

Cost/Rates

To determine your VMLI premium amount consult the VMLI Premium Calculator.

Applying for VMLI

Servicemembers or Veterans who receive a grant for the purchase of Specially Adapted Housing are advised by Loan Guaranty personnel at their interview of their eligibility for VMLI to cover the unpaid mortgage on their home.

The Specially Adapted Housing Agent will help the Servicemember or Veteran complete VA Form 29-8636, Application for Veterans’ Mortgage Life Insurance. If a Servicemember or Veteran does not apply for VMLI coverage at that time, VA will send a letter informing them that they are eligible for such coverage. In addition to completing VA Form 29-8636. the Servicemember or Veteran must provide information about their current mortgage.


Veterans Mortgage Life Insurance – Life Insurance #second #mortgage


#home mortgage insurance

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Attention A T users. To access the menus on this page please perform the following steps. 1. Please switch auto forms mode to off. 2. Hit enter to expand a main menu option (Health, Benefits, etc). 3. To enter and activate the submenu links, hit the down arrow. You will now be able to tab or arrow up or down through the submenu options to access/activate the submenu links.

Life Insurance

Veterans’ Mortgage Life Insurance

Veterans’ Mortgage Life Insurance (VMLI) is mortgage protection insurance that can help families of severely disabled Servicemembers or Veterans pay off the home mortgage in the event of their death.

Eligibility

VMLI is only available to Servicemembers and Veterans with severe service-connected disabilities who:

  • Received Specially Adapted Housing (SAH) grant to help build, remodel, or purchase a home, AND
  • Have the title to the home, AND
  • Have a mortgage on the home

Veterans must apply for VMLI before their 70th birthday.

Benefits

VMLI provides up to $200,000 mortgage life insurance and is payable only to the mortgage holder (i.e. a bank or mortgage lender), not to a beneficiary. The amount of coverage will equal the amount of the mortgage still owed, but the maximum can never exceed $200,000. VMLI is decreasing term insurance which reduces as the mortgage balance declines. VMLI has no loan or cash values and does not pay dividends.

Cost/Rates

To determine your VMLI premium amount consult the VMLI Premium Calculator.

Applying for VMLI

Servicemembers or Veterans who receive a grant for the purchase of Specially Adapted Housing are advised by Loan Guaranty personnel at their interview of their eligibility for VMLI to cover the unpaid mortgage on their home.

The Specially Adapted Housing Agent will help the Servicemember or Veteran complete VA Form 29-8636, Application for Veterans’ Mortgage Life Insurance. If a Servicemember or Veteran does not apply for VMLI coverage at that time, VA will send a letter informing them that they are eligible for such coverage. In addition to completing VA Form 29-8636. the Servicemember or Veteran must provide information about their current mortgage.