Mortgage Center – Seattle Metropolitan Credit Union #mortgage #insurance #companies


#seattle mortgage rates

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Mortgage Center

SMCU’s Mortgage Experts Have the Answers You Need

Seattle Metropolitan Credit Union is a full-service mortgage lender. Our specially trained mortgage experts have years of experience working with borrowers to find the right loan. Because SMCU is a not-for-profit financial cooperative, our primary goal is helping our members get the best mortgage for them. We make sure that you’ll be able to afford your mortgage now and for years to come.

Even if you have less-than-perfect credit, SMCU may have a program that could save you money every month or get you into your next home.

Whether you need a mortgage to buy a new home or you are looking to refinance your existing loan. SMCU has what you need. In either case, our low rates and fees will help save you money over other lenders.

Apply online for a quick decision

When you are ready to apply for a home loan, you can do it online and get an answer fast, often within just a few hours. If you start the application and need to get more information to answer one of the questions, you can save the application and come back later to complete it.

Once you have completed the application and approval process, you have the option to go to any of our branch locations to sign your documents. We will bring your loan papers and a specially-trained lending professional to whichever location is most convenient for you and have you on your way as quickly as possible.



Union Plus Mortgage – Wells Fargo Home Mortgages for Union Members #home #loan #rate


#wells mortgage rates

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Mortgages for Union Families

Buying a home

The Union Plus® Mortgage program, with financing available through Wells Fargo Home Mortgage, can help you purchase a home while also receiving special benefits by virtue of your union membership.

For qualifying members, special benefits include a $500 My Mortgage Gift SM award 1 from Wells Fargo Home Mortgage and, from Union Plus, special hardship assistance and the opportunity to earn a $500 First-Time Home Award .

The $500 First-Time Home Award will be discontinued on 10/31/16. In order to be eligible, you must have closed on your purchase loan by 12/31/16. Additionally, you will need to apply for the award within 90 days of your closing date.

$1,000 Mortgage Veterans Grant program for union members who’ve served in the U.S. armed forces.

How the “Welcome to Your First-Home Award” works:

If you’re an active or retired union member and used Union Plus Mortgage to purchase your first home, we’d like to hear from you. Share your story by completing an application and providing us a short, written description of your experience with the Union Plus Mortgage process and what owning your first home means to you. As a token of appreciation for your story, we’ll send you a check for $500* .

If you’re unable to download the application and need one mailed to you, please call 1-800-472-2005, ext. 836, to request an application by mail.

*Normal processing time for award checks is 60-90 days after we receive a complete application package.

How the “Union Plus Mortgage Veterans Grant” works:

If you’re a veteran of the United States Armed Forces and an active or retired union member, who obtained a Union Plus Mortgage through Wells Fargo to finance your primary residence after October 31, 2014, you’re eligible to apply for this special $1,000 grant*. Funding is limited so apply today.

If you’re unable to download the application and need one mailed to you, please call 1-800-472-2005, ext. 836, to request an application by mail.

*Normal processing time for award checks is 60-90 days after we receive a complete application package.

Refinancing a home

Looking to refinance? The Union Plus Mortgage program, with financing from Wells Fargo Home Mortgage, might be able to help you lower your monthly mortgage payments and/or shorten your loan term.

The program provides a broad range of financing options to help meet the needs of most borrowers — and when you refinance, you’ll receive a $500 My Mortgage Gift SM award from Wells Fargo Home Mortgage after closing. 1 You’ll also be eligible for special hardship assistance from Union Plus .

Call Union Plus at (866) 802-7307.

Who is eligible?

  • All dues-paying labor union members
  • Union member retirees
  • Spouse and domestic partners of union members
  • Parents and children of union members
  • Alliance for Retired Americans members who are retired union members are eligible

Mortgage loans are available in the United States only and currently not available in Canada, Guam, Puerto Rico or Virgin Islands.

  • ONLY current/retired union members are eligible for the Welcome to Your First Home Award
  • ONLY current/retired union members, their spouses, parents and children are eligible for the Union Plus mortgage assistance program

Peace of mind with unique union assistance

When you buy or refinance a home through the Union Plus Mortgage program and experience income loss, turn to Union Plus mortgage assistance. The program provides interest-free loans and grants to help you make mortgage payments when you’re disabled, unemployed, locked out, or on strike.

Over the life of the Union Plus mortgage assistance program, we’ve provided more than $11 million in assistance to union members. Check details and eligibility for loan/grant assistance here. Note: The first $1,000 is a grant that does not need to be repaid.

For questions about the Union Plus mortgage assistance program, call 1-800-472-2005.

Other resources for ALL union members:

  • Federal government’s Home Affordable Refinance Program (HARP)
  • Worried about falling behind on your mortgage payments? The Union Plus Save My Home Hotline may be able to help. Don’t wait until you’re facing foreclosure – call 1-866-490-5361, any time day or night
  • For free budgeting and credit counseling advice, click here or call Money Management International (MMI), the Union Plus Credit Counseling provider at 1-877-833-1745
  • Access free bankruptcy counseling services from Union Plus Credit Counseling
  • And find more debt-reducing resources and tools at UnionPlus.org/CreditClinic

Union leaders: resources for your members

For questions about your Union Plus mortgage, contact:

Wells Fargo customer service
1-800-222-0238
Mon-Fri: 6am-10pm; Sat: 8am-2pm CT

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. NMLSR ID 399801.

  1. Eligible individuals can receive the Wells Fargo My Mortgage Gift SM promotion approximately 6 weeks after closing on a new purchase or refinance loan secured by a first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing, when identifying themselves as eligible. The My Mortgage Gift SM promotion is not available with any Wells Fargo Three-Step Refinance SYSTEM ® program, The Relocation Mortgage Program ® or to any Wells Fargo team member. Only one award permitted per new loan. This promotion cannot be combined with any other promotion, discount or rebate except yourFirst Mortgage SM. This promotion is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state and local taxes, and any use of the award not otherwise specified in the Terms and Conditions provided at receipt of award are the sole responsibility of the My Mortgage Gift SM recipient. Please see Terms and Conditions document for more information.

Wells Fargo Home Mortgage has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed upon services. You are encouraged to shop around to ensure you are receiving the best services and the best rate for your home financing needs.



Mortgage Center – Seattle Metropolitan Credit Union #mortgage #rate #calculator


#seattle mortgage rates

#

Mortgage Center

SMCU’s Mortgage Experts Have the Answers You Need

Seattle Metropolitan Credit Union is a full-service mortgage lender. Our specially trained mortgage experts have years of experience working with borrowers to find the right loan. Because SMCU is a not-for-profit financial cooperative, our primary goal is helping our members get the best mortgage for them. We make sure that you’ll be able to afford your mortgage now and for years to come.

Even if you have less-than-perfect credit, SMCU may have a program that could save you money every month or get you into your next home.

Whether you need a mortgage to buy a new home or you are looking to refinance your existing loan. SMCU has what you need. In either case, our low rates and fees will help save you money over other lenders.

Apply online for a quick decision

When you are ready to apply for a home loan, you can do it online and get an answer fast, often within just a few hours. If you start the application and need to get more information to answer one of the questions, you can save the application and come back later to complete it.

Once you have completed the application and approval process, you have the option to go to any of our branch locations to sign your documents. We will bring your loan papers and a specially-trained lending professional to whichever location is most convenient for you and have you on your way as quickly as possible.



Navy Federal Credit Union #amortization #tables


#nfcu mortgage rates

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Investments Insurance

  • Membership Benefits
    • Join Now
      Become a member now and experience the benefits and security of Navy Federal.
    • Am I Eligible?
      Serving Army, Marine Corps, Navy, Air Force, Coast Guard, DoD and their families.
    • About Us
      Our story, mission statement and how we have been serving our members since 1933.
    • Welcome to Navy Federal
      Get up to speed on your new account.
    • Military Exclusives
      From our Active Duty Checking to VA Mortgages, we have products that suit your needs.
    • Why Choose Navy Federal
      Excellent member service. Great rates. Convenient banking.
    • Army | Marine Corps | Navy | Air Force
      Coast Guard
      Looking for a branch on or near your base or post? We’ve got them all right here.
    • Convenient Money Management
      Get the products and services to make managing your money easy.
    • Special Offers and Discounts
      Save money with our member-only specials and discounts!
    • Business Services Application
      Do you own a business? Join now.
    • Switch to Navy Federal
      Switching your financial transactions to Navy Federal is easy.
  • Advice Planning
    • Managing Your Money
      Read our articles to help manage your money, control debt and protect your credit.
    • MakingCents
      NEW! Visit MakingCents. the place to go for information to help you meet your financial goals.
    • Security Center
      Protect yourself from fraud, phishing and ATM skimming.
    • Retirement Center
      Reach your retirement goals with tips, strategies and information to help you retire comfortably.
    • Family Finances
      Start good financial habits young and prepare for a future of healthy saving and spending.
    • Tax Center
      Get tips for easy filing and faster refunds.
    • FREE Navy Federal Events
      Attend our FREE Home Buying and Financial Seminars.
    • Military Life
      Get tips for your next PCS or deployment and learn about the perks available to you in honor of your service.
    • Work Life
      Transition easily from the military to the civilian job or your next job with these great resources.
    • Calculators
      Determine monthly payments, make loan comparisons, check progress on retirement and more with our calculators.
  • Notice: To continue enjoying all the features of Navy Federal Online, please update Microsoft Internet Explorer to the latest version, or use another compatible browser. You can confirm your browser capability here.

    Share The
    Good Fortune

    Refer New Members
    and Get Up to $250. 1



    Westerly Community Credit Union Mortgage Rates – Westerly Community Credit Union #mortgage #refi


    #mortgage rates ri

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    Westerly Community Credit Union Rates

    Mortgage Rates

    *The interest rates, annual percentage rates (APRs) and discount points are subject to change without notice. APR is based on 40% equity and credit score of 740 or greater. Your APR will vary based on your final loan amount and finance charges. All Mortgage rates listed are based on 0 discount points. The monthly amount shown includes principal and interest. Your actual monthly payment will be higher if an escrow/impound account is established. Property insurance (and flood insurance if applicable) required. **After the initial term of five years, the APR, interest rate, principal and interest payment will adjust based on market driven changes to the U.S. One Year Constant Treasury Rate the index plus 2.75% – the margin. The maximum increase per adjustment period is 2% with a lifetime cap of 6%. Other restrictions may apply. ***After the initial term of seven years, the APR, interest rate, principal and interest payment will adjust based on market driven changes to the U.S. One Year Constant Treasury Rate the index plus 2.75% – the margin. The maximum increase per adjustment period is 2% with a lifetime cap of 6%. Requires a minimum credit score of 720 with loan maximum of $250,000. Other restrictions may apply. WCCU NMLS ID # 518892.

    Related Links



    CU Home Mortgage Solutions: Credit Union Mortgage Services #mortgage #refinancing #calculator


    #cuso mortgage

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    We are a CUSO providing mortgage services

    We are your partner, not your competitor.CU Home Mortgage Solutions (CUHMS) is a Seattle-based provider of mortgage services to credit unions in Washington, Oregon and Idaho. We offer extensive support to our partners so that you can put regulatory concerns behind you to focus on what you do best: meeting the needs of your members. We are your partner, not your competitor.

    Navigating the complex maze of mortgage disclosure requirements, TIL regulations and GFE changes is challenging and time-consuming. But by partnering with CUHMS, you can spend more time on productivity and profitability because of our powerful online origination system that deliveries complete, accurate disclosures 24/7.

    Social Media

    Connect with President Brian Pouch or connect with Business Development Officer Azim Walli in the LinkedIn community. Stay on top of mortgage industry news and insights by joining us over there.

    Newsletters

    Read about relevant highlights, tips and announcements by subscribing for email updates and keep up to date on what is happening in the world of CUHMS.



    Credit Union Mortgage Association #mortgage #rates #comparison


    #cuso mortgage

    #

    About Us

    Credit Union Mortgage Association

    Credit Union Mortgage is a full-service mortgage company, locally owned and headquartered in Fairfax, Virginia, and serving the entire United States. Finding a mortgage is easy with your credit union and its partner, Credit Union Mortgage. Experience the Credit Union Mortgage Advantage with reduced paperwork and hassle-free online mortgage applications. It’s really that simple: just a few questions and an online decision in minutes.

    We have revolutionized the process to make it quick, easy, and more convenient for members. Apply and get approved online, in minutes!

    Credit Union Mortgage has a staff of seasoned mortgage professionals to advise you on the best loan programs and most competitive interest rates. And our lender fees and rates are among the lowest in the industry. Just what you would expect from your credit union: the best service with the lowest rates and fees possible.

    Member Benefits

    Why use your credit union and Credit Union Mortgage? It’s as simple as ABC!

    1. Personal commitment from your credit union and Credit Union Mortgage. Our senior personnel have been trained to provide you with the most reliable and efficient service possible. Our loan officers will work with you to find the loan program best suited to your needs.
    2. Stability of your credit union and Credit Union Mortgage. For over twenty-five years, your credit union and Credit Union Mortgage have been providing mortgage financing. No matter what interest rate the market dictates, your credit union and Credit Union Mortgage will be there for you.
    3. Credit Union Mortgage is your mortgage company. Just as your credit union belongs to its members, as does its mortgage partner, Credit Union Mortgage. By utilizing our services, you’ll receive the best in personalized service while benefiting both your credit union and yourself. No other mortgage company can make that claim.

    Credit Union Mortgage offers credit union members:

    • The lowest lender fees in the area
    • Competitive rates
    • A wide selection of loan products
    • Convenience
    • Unparalleled member service
    • Seminars for home buyers

    While it really doesn’t matter why you need a new house, it does matter how you go about purchasing it. The first step is getting Pre-Approved. Take the worry out of financing and click here for all the details .

    Homeownership Counselors or Counseling Organizations

    For assistance with homeownership counseling, please contact:

    A Reverse Mortgage is a unique loan that allows homeowners age 62 years and older to convert part of the equity in their home into monthly income or cash without having to sell the home, give up title, or take on additional monthly mortgage payments. Click to learn more .



    Mortgage Center – Seattle Metropolitan Credit Union #types #of #mortgages


    #seattle mortgage rates

    #

    Mortgage Center

    SMCU’s Mortgage Experts Have the Answers You Need

    Seattle Metropolitan Credit Union is a full-service mortgage lender. Our specially trained mortgage experts have years of experience working with borrowers to find the right loan. Because SMCU is a not-for-profit financial cooperative, our primary goal is helping our members get the best mortgage for them. We make sure that you’ll be able to afford your mortgage now and for years to come.

    Even if you have less-than-perfect credit, SMCU may have a program that could save you money every month or get you into your next home.

    Whether you need a mortgage to buy a new home or you are looking to refinance your existing loan. SMCU has what you need. In either case, our low rates and fees will help save you money over other lenders.

    Apply online for a quick decision

    When you are ready to apply for a home loan, you can do it online and get an answer fast, often within just a few hours. If you start the application and need to get more information to answer one of the questions, you can save the application and come back later to complete it.

    Once you have completed the application and approval process, you have the option to go to any of our branch locations to sign your documents. We will bring your loan papers and a specially-trained lending professional to whichever location is most convenient for you and have you on your way as quickly as possible.



    BT Sport: The Heart of Sport #bt #sport, #rugby #union, #premier #league, #football, #champions #league, #europa #league, #fa #cup, #motogp, #ufc, #champions #cup, #challenge #cup, #bundesliga, #serie #a, #ligue #1.


    #

    Launchbury is about to embark on his eighth season with Wasps.

    Launchbury is about to embark on his eighth season with Wasps.

    Launchbury is about to embark on his eighth season with Wasps.

    Launchbury is about to embark on his eighth season with Wasps.

    Launchbury is about to embark on his eighth season with Wasps.

    Launchbury is about to embark on his eighth season with Wasps.

    Quizzes and Features

    It’s been a busy summer for the clubs in the Premier League (except Tottenham, obviously). H.

    It’s been a busy summer for the clubs in the Premier League (except Tottenham, obviously). Have you been keeping track?

    It’s been a busy summer for the clubs in the Premier League (except Tottenham, obviously). Hav.

    It’s been a busy summer for the clubs in the Premier League (except Tottenham, obviously). Have you been keeping track?

    It’s been a busy summer for the clubs in the Premier League (except Tottenham, obviously). Have you been keeping track?

    It’s been a busy summer for the clubs in the Premier League (except Tottenham, obviously). Have you been keeping track?

    Marcos Alonso netted a late winner for champions Chelsea.

    Marcos Alonso netted a late winner for champions Chelsea.

    Marcos Alonso netted a late winner for champions Chelsea.

    Marcos Alonso netted a late winner for champions Chelsea.

    Marcos Alonso netted a late winner for champions Chelsea.

    Marcos Alonso netted a late winner for champions Chelsea.

    WATCH LIVE

    ON DEMAND

    PLAN YOUR VIEWING

    SPORTS

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    FOLLOW BT SPORT



    Union Plus Mortgage – Wells Fargo Home Mortgages for Union Members #getting #a #mortgage


    #wells mortgage rates

    #

    Mortgages for Union Families

    Buying a home

    The Union Plus® Mortgage program, with financing available through Wells Fargo Home Mortgage, can help you purchase a home while also receiving special benefits by virtue of your union membership.

    For qualifying members, special benefits include a $500 My Mortgage Gift SM award 1 from Wells Fargo Home Mortgage and, from Union Plus, special hardship assistance and the opportunity to earn a $500 First-Time Home Award .

    The $500 First-Time Home Award will be discontinued on 10/31/16. In order to be eligible, you must have closed on your purchase loan by 12/31/16. Additionally, you will need to apply for the award within 90 days of your closing date.

    $1,000 Mortgage Veterans Grant program for union members who’ve served in the U.S. armed forces.

    How the “Welcome to Your First-Home Award” works:

    If you’re an active or retired union member and used Union Plus Mortgage to purchase your first home, we’d like to hear from you. Share your story by completing an application and providing us a short, written description of your experience with the Union Plus Mortgage process and what owning your first home means to you. As a token of appreciation for your story, we’ll send you a check for $500* .

    If you’re unable to download the application and need one mailed to you, please call 1-800-472-2005, ext. 836, to request an application by mail.

    *Normal processing time for award checks is 60-90 days after we receive a complete application package.

    How the “Union Plus Mortgage Veterans Grant” works:

    If you’re a veteran of the United States Armed Forces and an active or retired union member, who obtained a Union Plus Mortgage through Wells Fargo to finance your primary residence after October 31, 2014, you’re eligible to apply for this special $1,000 grant*. Funding is limited so apply today.

    If you’re unable to download the application and need one mailed to you, please call 1-800-472-2005, ext. 836, to request an application by mail.

    *Normal processing time for award checks is 60-90 days after we receive a complete application package.

    Refinancing a home

    Looking to refinance? The Union Plus Mortgage program, with financing from Wells Fargo Home Mortgage, might be able to help you lower your monthly mortgage payments and/or shorten your loan term.

    The program provides a broad range of financing options to help meet the needs of most borrowers — and when you refinance, you’ll receive a $500 My Mortgage Gift SM award from Wells Fargo Home Mortgage after closing. 1 You’ll also be eligible for special hardship assistance from Union Plus .

    Call Union Plus at (866) 802-7307.

    Who is eligible?

    • All dues-paying labor union members
    • Union member retirees
    • Spouse and domestic partners of union members
    • Parents and children of union members
    • Alliance for Retired Americans members who are retired union members are eligible

    Mortgage loans are available in the United States only and currently not available in Canada, Guam, Puerto Rico or Virgin Islands.

    • ONLY current/retired union members are eligible for the Welcome to Your First Home Award
    • ONLY current/retired union members, their spouses, parents and children are eligible for the Union Plus mortgage assistance program

    Peace of mind with unique union assistance

    When you buy or refinance a home through the Union Plus Mortgage program and experience income loss, turn to Union Plus mortgage assistance. The program provides interest-free loans and grants to help you make mortgage payments when you’re disabled, unemployed, locked out, or on strike.

    Over the life of the Union Plus mortgage assistance program, we’ve provided more than $11 million in assistance to union members. Check details and eligibility for loan/grant assistance here. Note: The first $1,000 is a grant that does not need to be repaid.

    For questions about the Union Plus mortgage assistance program, call 1-800-472-2005.

    Other resources for ALL union members:

    • Federal government’s Home Affordable Refinance Program (HARP)
    • Worried about falling behind on your mortgage payments? The Union Plus Save My Home Hotline may be able to help. Don’t wait until you’re facing foreclosure – call 1-866-490-5361, any time day or night
    • For free budgeting and credit counseling advice, click here or call Money Management International (MMI), the Union Plus Credit Counseling provider at 1-877-833-1745
    • Access free bankruptcy counseling services from Union Plus Credit Counseling
    • And find more debt-reducing resources and tools at UnionPlus.org/CreditClinic

    Union leaders: resources for your members

    For questions about your Union Plus mortgage, contact:

    Wells Fargo customer service
    1-800-222-0238
    Mon-Fri: 6am-10pm; Sat: 8am-2pm CT

    Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. NMLSR ID 399801.

    1. Eligible individuals can receive the Wells Fargo My Mortgage Gift SM promotion approximately 6 weeks after closing on a new purchase or refinance loan secured by a first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing, when identifying themselves as eligible. The My Mortgage Gift SM promotion is not available with any Wells Fargo Three-Step Refinance SYSTEM ® program, The Relocation Mortgage Program ® or to any Wells Fargo team member. Only one award permitted per new loan. This promotion cannot be combined with any other promotion, discount or rebate except yourFirst Mortgage SM. This promotion is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state and local taxes, and any use of the award not otherwise specified in the Terms and Conditions provided at receipt of award are the sole responsibility of the My Mortgage Gift SM recipient. Please see Terms and Conditions document for more information.

    Wells Fargo Home Mortgage has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed upon services. You are encouraged to shop around to ensure you are receiving the best services and the best rate for your home financing needs.