Our Team – Liberty Mortgage Services Ltd #prime #interest #rate


#liberty mortgage

#

Building wealth through Canadian mortgage investments.

About Us – Our Team

Our Investors Say it Best.

Our Team

Liberty’s experienced team makes it a trustworthy partner for investors and borrowers alike.

  • Gordon Taylor. Partner
  • President and Broker/Owner of Liberty Mortgage Services Ltd.
  • Member of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2005) and Exempt Market Dealing Representative (2011)
  • Founded Liberty in 1996
  • Over 30 years investment, banking, venture capital and real estate experience
  • Email: gtaylor_at_libertymortgage.ca
  • Clint Evangelista. B. Comm, Partner
  • Partner of Liberty Mortgage Services Ltd.
  • Member of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2005) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2004
  • Over 15 years experience in investment, venture capital, and private sector financing
  • Email: cevangelista_at_libertymortgage.ca
  • Doug McKinnon. B.Ed
  • Chief Compliance Officer of Liberty Mortgage Services Ltd.
  • Memeber of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2009) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2007
  • Over 30 years experience in investment, venture capital, and private sector financing
  • Email: dmckinnon_at_libertymortgage.ca
  • Michel Lavigne. B. Comm. Partner
  • Member of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2005) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2004
  • Over 15 years experience in investment, venture capital, and private sector financing
  • Email: mlavigne_at_libertymortgage.ca
  • John Burdiga
  • Licensed Mortgage Associate (2008)
  • Joined Liberty in (2007)
  • Over 25 years of experience in underwriting, conventional and private mortgage financing
  • Email: jburdiga_at_libertymortgage.ca
  • Michelle Gutoski
  • Licensed Mortgage Associate (2008) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2008
  • Over 10 years of experience in underwriting, conventional and private mortgage financing
  • Email: mgutoski_at_libertymortgage.ca
  • Deborah Taylor
  • Licensed Mortgage Associate (2013) and Exempt Market Dealing Representative (2013)
  • Joined Liberty in 2013
  • Over 18 years experience in investment, venture capital, and private sector financing
  • Email: dtaylor_at_libertymortgage.ca

Administration Staff (unlicensed)

  • Kari Gillespie
  • Operations Manager, Administration and Risk Management
  • Joined Liberty in 2007
  • Over 27 years in the banking industry
  • Prior to joining Liberty, Kari was a Client Relations Manager with TD Bank
  • Email: kgillespie_at_libertymortgage.ca
  • Bob Sadler
  • Accountant
  • Joined Liberty in 2008
  • Over 40 years in Accounting
  • Prior to joining Liberty, Bob was CFO of an Oil Gas service company and CFO of a company associated with food traceability based in Calgary and Longmount, Colorado
  • Email: bsadler_at_libertymortgage.ca
  • Tia Mankar
  • Controller
  • Joined Liberty in 2014
  • Over 20 years in Accounting
  • Email: tmankar_at_libertymortgage.ca
  • Allie Yorke
  • Corporate Administrator
  • Joined Liberty in 2012
  • Over 5 years in accounting support and administrative roles
  • Prior to joining Liberty, Allie was an accounts payable clerk
  • Email: ayorke_at_libertymortgage.ca

2009 Liberty Mortgage. All Rights Reserved.


HomePath: Fannie Mae Home Path Mortgage Financing Program – Arizona Mortgage Team #10 #year #fixed


#home path mortgage

#

HomePath: Fannie Mae Home Path Mortgage Financing Program

HomePath Mortgage Loans

The Fannie Mae Home Path financing program is designed to help potential buyers buy a home that is currently owned by Fannie Mae by giving them a great deal on the HomePath mortgage financing package.

HomePath Mortgage Financing: Popular In Arizona

The regular HomePath mortgage is designed for people who are planning on making the property their primary residence. You will often see homes that are eligible for this with the logo seen above somewhere on the sales sheets and information about the HomePath program will usually be in the remarks section of the MLS.

HomePath mortgage financing benefits include:

  • Low down payment and flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only)
  • You may qualify even if your credit is less than perfect
  • Available to both owner occupiers and investors
  • Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer
  • No mortgage insurance
  • No appraisal fees
  • No declining markets policy
  • No more than 10 financed properties
  • No prepayment penalties

HomePath Renovation Mortgage

The HomePath renovation mortgage is for people who are planning on buying a home that is currently owned by Fannie Mae, making it their primary residence and the home is in need of a few repairs. You will often see homes that are eligible for this program with the above logo on the sales sheets and will usually find more information in the remarks section of the MLS.

HomePath renovation mortgages have these benefits:

  • Financing to fund both your purchase and light renovation
  • Low down payment and flexible mortgage terms (fixed-rate or adjustable-rate)
  • Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit, state or local government, or employer
  • No mortgage insurance

If you are considering buying a home that is currently owned by Fannie Mae, be sure to look into the HomePath mortgage financing program. In an effort to lower the inventory of houses they currently own, some of the best deals in a long time can now be had! The best way to get a great deal is to speak with a lender who can help you with the homepath programs today. Here are just a few lenders who are updating their rates daily shop multiple lenders to get the best possible deal.

IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check. Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

Copyright 2016 Mortgage Rate Lock is not a government agency. Not affiliated with HUD, FHA, VA, FNMA or GNMA. We work hard to match you with local lenders for the mortgage you inquire about. This is not an offer to lend and we are not affiliated with your current mortgage servicer.

NMLS ID #1237615 | AZMB #0928735

8149 N. 87th Place, Suite 211, Scottsdale, AZ 85258


Mortgage Florence AL, Home Mortgage Florence AL, Northern Alabama Mortgage, Hamilton Group Funding- The Jernigan


#www.mortgage.com

#

Hamilton Group Funding- The Jernigan Team

Mary Alice Jernigan
NLMS ID# 188591

Welcome to The Jernigan Team with Hamilton Group Funding of Florence AL. Serving all of Alabama and Tennessee.

The Jernigan Team with Hamilton Group Funding is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Alabama and Tennessee. Whether you are first time home buyer. purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team can help make your dreams come true.

Mary Alice Jernigan of Hamilton Group Funding has been serving the Shoals area for over 20 years. Her expertise with Conventional. FHA. USDA. and VA loans is unrivaled. The Jernigan Team should be your first choice if you are in Huntsville, Birmingham, Killen, Sheffield, Tuscumbia, Muscle Shoals, or any other city in North or Northwest Alabama.

Call us today to get a quote and you too can join with all of our clients who have said that The Jernigan Team is a great way to finance your home.

Quick Quote


HomePath: Fannie Mae Home Path Mortgage Financing Program – Arizona Mortgage Team #online #mortgage #application


#home path mortgage

#

HomePath: Fannie Mae Home Path Mortgage Financing Program

HomePath Mortgage Loans

The Fannie Mae Home Path financing program is designed to help potential buyers buy a home that is currently owned by Fannie Mae by giving them a great deal on the HomePath mortgage financing package.

HomePath Mortgage Financing: Popular In Arizona

The regular HomePath mortgage is designed for people who are planning on making the property their primary residence. You will often see homes that are eligible for this with the logo seen above somewhere on the sales sheets and information about the HomePath program will usually be in the remarks section of the MLS.

HomePath mortgage financing benefits include:

  • Low down payment and flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only)
  • You may qualify even if your credit is less than perfect
  • Available to both owner occupiers and investors
  • Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer
  • No mortgage insurance
  • No appraisal fees
  • No declining markets policy
  • No more than 10 financed properties
  • No prepayment penalties

HomePath Renovation Mortgage

The HomePath renovation mortgage is for people who are planning on buying a home that is currently owned by Fannie Mae, making it their primary residence and the home is in need of a few repairs. You will often see homes that are eligible for this program with the above logo on the sales sheets and will usually find more information in the remarks section of the MLS.

HomePath renovation mortgages have these benefits:

  • Financing to fund both your purchase and light renovation
  • Low down payment and flexible mortgage terms (fixed-rate or adjustable-rate)
  • Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit, state or local government, or employer
  • No mortgage insurance

If you are considering buying a home that is currently owned by Fannie Mae, be sure to look into the HomePath mortgage financing program. In an effort to lower the inventory of houses they currently own, some of the best deals in a long time can now be had! The best way to get a great deal is to speak with a lender who can help you with the homepath programs today. Here are just a few lenders who are updating their rates daily shop multiple lenders to get the best possible deal.

IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check. Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

Copyright 2016 Mortgage Rate Lock is not a government agency. Not affiliated with HUD, FHA, VA, FNMA or GNMA. We work hard to match you with local lenders for the mortgage you inquire about. This is not an offer to lend and we are not affiliated with your current mortgage servicer.

NMLS ID #1237615 | AZMB #0928735

8149 N. 87th Place, Suite 211, Scottsdale, AZ 85258


The Nova Team – Nova Home Loans #best #mortgage


#nova home loans

#

Don’t Wait to Get Pre-Qualified for a Loan!

When making an offer on a home you want to have the upper hand in negotiating. Ensuring that you have been pre-qualified for maximum buying power will allow you to be confident in your ability to make an offer on your dream home. It will also show the seller that you are prepared and they do not need to worry about your ability to afford the home.

To get pre-qualified for a loan, please fill out your initial information and one of our Loan Officer will contact you immediately to discuss the details.

“>

ATTENTION Football Fans!

NOVA® Home Loans is officially the title sponsor of the inaugural 2015 NOVA® Home Loans Arizona Bowl, which will be held at the University of Arizona stadium in Tucson. Teams from Conference USA and Mountain West NCAA divisions will battle for the bowl on December 29, 2015.

Alan Young, CEO of the AZ Sports Entertainment Commission calls NOVA® the ideal sponsor for this event due to the company s deep roots in Tucson and the commitment to the economic development of the city.

Featured Loans


Mortgage Florence AL, Home Mortgage Florence AL, Northern Alabama Mortgage, Hamilton Group Funding- The Jernigan


#www.mortgage.com

#

Hamilton Group Funding- The Jernigan Team

Mary Alice Jernigan
NLMS ID# 188591

Welcome to The Jernigan Team with Hamilton Group Funding of Florence AL. Serving all of Alabama and Tennessee.

The Jernigan Team with Hamilton Group Funding is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Alabama and Tennessee. Whether you are first time home buyer. purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team can help make your dreams come true.

Mary Alice Jernigan of Hamilton Group Funding has been serving the Shoals area for over 20 years. Her expertise with Conventional. FHA. USDA. and VA loans is unrivaled. The Jernigan Team should be your first choice if you are in Huntsville, Birmingham, Killen, Sheffield, Tuscumbia, Muscle Shoals, or any other city in North or Northwest Alabama.

Call us today to get a quote and you too can join with all of our clients who have said that The Jernigan Team is a great way to finance your home.

Quick Quote


The Smart Team – The Smart Team of NOVA® Home Loans #a #mortgage #calculator


#nova home loans

#

The Smart Team

Offering nearly 50 years of mortgage/home loan experience, husband and wife licensed mortgage loan team Glen Smart and Robin Loomis are passionate about what they do. Applying for a mortgage or a refinance can be a daunting experience and the entire Smart Team works with you to makes the process as smooth as possible. From filling out the application to congratulating you on your new home, the Smart Team treats everyone like family.

With a home base in Tucson, AZ, the Smart Team regularly closes loans throughout Arizona, California, Colorado, and Nevada. Being able to operate in numerous markets gives them an advantage in that they know what it takes to close loans.

Beyond standard forward mortgages and refinances, the Smart Team are experts in the field of Reverse Mortgages. With Glen and Robin both being Certified Reverse Mortgage Professionals, a designation that only six other people in Arizona hold, there is no better team to work with on your Reverse Mortgage. NOVA® Home Loans is also a proud member of the National Reverse Mortgage Lenders Association (NRMLA). Glen and Robin will work with you on establishing your short and long-term financial goals and if a Reverse Mortgage is part of those goals, they will guide you through the process.

Among the many things that set the Smart Team apart is their commitment to their clients. With a single objective of making the goals and dreams of their customers become reality, this is the mortgage loan team that you want on your side.

Find out what all the “Yes!” is about!

NOVA® Home Loans believes in the American dream of homeownership and is committed to providing an efficient, friendly customer-centric loan experience to each one of our customers. We are a full service mortgage bank that has served the lending needs of our customers for more than 34 years. Whether you are looking to purchase a home or refinance the one you already own, NOVA® Home Loans is ready to help you achieve your “Yes!” moment.

Main Sidebar

Connect with us!

Licensing Infomation

NOVA NMLS#3087 BK#0902429
Branch NMLS #16141
Glen Smart NMLS#208695|LMB100052967|CA-DBO208695
Robin Loomis NMLS#461651
Amy Sanders NMLS#1196676
Patrice Ramsey NMLS#630304
© 2015 The Smart Team,
All Rights Reserved. Licensed by the CA-DBO under the CFLL and CRMLA. Loans made or arranged pursuant to CFLL or CRMLA License.
Regulated by the Colorado Division of Real Estate & Equal Housing Opportunity.

Footer Content

Licensing Infomation

NOVA NMLS#3087 BK#0902429
Branch NMLS #16141
Glen Smart NMLS#208695|LMB100052967|CA-DBO208695
Robin Loomis NMLS#461651
Amy Sanders NMLS#1196676
Patrice Ramsey NMLS#630304
© 2015 The Smart Team,
All Rights Reserved. Licensed by the CA-DBO under the CFLL and CRMLA. Loans made or arranged pursuant to CFLL or CRMLA License.
Regulated by the Colorado Division of Real Estate & Equal Housing Opportunity.


Mortgage Florence AL, Home Mortgage Florence AL, Northern Alabama Mortgage, Hamilton Group Funding- The Jernigan


#www.mortgage.com

#

Hamilton Group Funding- The Jernigan Team

Mary Alice Jernigan
NLMS ID# 188591

Welcome to The Jernigan Team with Hamilton Group Funding of Florence AL. Serving all of Alabama and Tennessee.

The Jernigan Team with Hamilton Group Funding is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Alabama and Tennessee. Whether you are first time home buyer. purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team can help make your dreams come true.

Mary Alice Jernigan of Hamilton Group Funding has been serving the Shoals area for over 20 years. Her expertise with Conventional. FHA. USDA. and VA loans is unrivaled. The Jernigan Team should be your first choice if you are in Huntsville, Birmingham, Killen, Sheffield, Tuscumbia, Muscle Shoals, or any other city in North or Northwest Alabama.

Call us today to get a quote and you too can join with all of our clients who have said that The Jernigan Team is a great way to finance your home.

Quick Quote


The Smart Team – The Smart Team of NOVA® Home Loans #commercial #mortgage #brokers


#nova home loans

#

The Smart Team

Offering nearly 50 years of mortgage/home loan experience, husband and wife licensed mortgage loan team Glen Smart and Robin Loomis are passionate about what they do. Applying for a mortgage or a refinance can be a daunting experience and the entire Smart Team works with you to makes the process as smooth as possible. From filling out the application to congratulating you on your new home, the Smart Team treats everyone like family.

With a home base in Tucson, AZ, the Smart Team regularly closes loans throughout Arizona, California, Colorado, and Nevada. Being able to operate in numerous markets gives them an advantage in that they know what it takes to close loans.

Beyond standard forward mortgages and refinances, the Smart Team are experts in the field of Reverse Mortgages. With Glen and Robin both being Certified Reverse Mortgage Professionals, a designation that only six other people in Arizona hold, there is no better team to work with on your Reverse Mortgage. NOVA® Home Loans is also a proud member of the National Reverse Mortgage Lenders Association (NRMLA). Glen and Robin will work with you on establishing your short and long-term financial goals and if a Reverse Mortgage is part of those goals, they will guide you through the process.

Among the many things that set the Smart Team apart is their commitment to their clients. With a single objective of making the goals and dreams of their customers become reality, this is the mortgage loan team that you want on your side.

Find out what all the “Yes!” is about!

NOVA® Home Loans believes in the American dream of homeownership and is committed to providing an efficient, friendly customer-centric loan experience to each one of our customers. We are a full service mortgage bank that has served the lending needs of our customers for more than 34 years. Whether you are looking to purchase a home or refinance the one you already own, NOVA® Home Loans is ready to help you achieve your “Yes!” moment.

Main Sidebar

Connect with us!

Licensing Infomation

NOVA NMLS#3087 BK#0902429
Branch NMLS #16141
Glen Smart NMLS#208695|LMB100052967|CA-DBO208695
Robin Loomis NMLS#461651
Amy Sanders NMLS#1196676
Patrice Ramsey NMLS#630304
© 2015 The Smart Team,
All Rights Reserved. Licensed by the CA-DBO under the CFLL and CRMLA. Loans made or arranged pursuant to CFLL or CRMLA License.
Regulated by the Colorado Division of Real Estate & Equal Housing Opportunity.

Footer Content

Licensing Infomation

NOVA NMLS#3087 BK#0902429
Branch NMLS #16141
Glen Smart NMLS#208695|LMB100052967|CA-DBO208695
Robin Loomis NMLS#461651
Amy Sanders NMLS#1196676
Patrice Ramsey NMLS#630304
© 2015 The Smart Team,
All Rights Reserved. Licensed by the CA-DBO under the CFLL and CRMLA. Loans made or arranged pursuant to CFLL or CRMLA License.
Regulated by the Colorado Division of Real Estate & Equal Housing Opportunity.


Our Team – Liberty Mortgage Services Ltd #30 #year #mortgage #rate


#liberty mortgage

#

Building wealth through Canadian mortgage investments.

About Us – Our Team

Our Investors Say it Best.

Our Team

Liberty’s experienced team makes it a trustworthy partner for investors and borrowers alike.

  • Gordon Taylor. Partner
  • President and Broker/Owner of Liberty Mortgage Services Ltd.
  • Member of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2005) and Exempt Market Dealing Representative (2011)
  • Founded Liberty in 1996
  • Over 30 years investment, banking, venture capital and real estate experience
  • Email: gtaylor_at_libertymortgage.ca
  • Clint Evangelista. B. Comm, Partner
  • Partner of Liberty Mortgage Services Ltd.
  • Member of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2005) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2004
  • Over 15 years experience in investment, venture capital, and private sector financing
  • Email: cevangelista_at_libertymortgage.ca
  • Doug McKinnon. B.Ed
  • Chief Compliance Officer of Liberty Mortgage Services Ltd.
  • Memeber of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2009) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2007
  • Over 30 years experience in investment, venture capital, and private sector financing
  • Email: dmckinnon_at_libertymortgage.ca
  • Michel Lavigne. B. Comm. Partner
  • Member of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2005) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2004
  • Over 15 years experience in investment, venture capital, and private sector financing
  • Email: mlavigne_at_libertymortgage.ca
  • John Burdiga
  • Licensed Mortgage Associate (2008)
  • Joined Liberty in (2007)
  • Over 25 years of experience in underwriting, conventional and private mortgage financing
  • Email: jburdiga_at_libertymortgage.ca
  • Michelle Gutoski
  • Licensed Mortgage Associate (2008) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2008
  • Over 10 years of experience in underwriting, conventional and private mortgage financing
  • Email: mgutoski_at_libertymortgage.ca
  • Deborah Taylor
  • Licensed Mortgage Associate (2013) and Exempt Market Dealing Representative (2013)
  • Joined Liberty in 2013
  • Over 18 years experience in investment, venture capital, and private sector financing
  • Email: dtaylor_at_libertymortgage.ca

Administration Staff (unlicensed)

  • Kari Gillespie
  • Operations Manager, Administration and Risk Management
  • Joined Liberty in 2007
  • Over 27 years in the banking industry
  • Prior to joining Liberty, Kari was a Client Relations Manager with TD Bank
  • Email: kgillespie_at_libertymortgage.ca
  • Bob Sadler
  • Accountant
  • Joined Liberty in 2008
  • Over 40 years in Accounting
  • Prior to joining Liberty, Bob was CFO of an Oil Gas service company and CFO of a company associated with food traceability based in Calgary and Longmount, Colorado
  • Email: bsadler_at_libertymortgage.ca
  • Tia Mankar
  • Controller
  • Joined Liberty in 2014
  • Over 20 years in Accounting
  • Email: tmankar_at_libertymortgage.ca
  • Allie Yorke
  • Corporate Administrator
  • Joined Liberty in 2012
  • Over 5 years in accounting support and administrative roles
  • Prior to joining Liberty, Allie was an accounts payable clerk
  • Email: ayorke_at_libertymortgage.ca

2009 Liberty Mortgage. All Rights Reserved.