Mobile Banking requires enrollment through the Mobile Banking app, Mobile website or Online Banking. Enrollment through the Mobile Banking app is not available on all devices. View the Online Banking Service Agreement. Link opens in a new window. for more information. Data connection required. Wireless carrier fees may apply. The Mobile Banking app is available on iPad, iPhone, Android and Windows 10 (except Xbox) devices. Not all Mobile Banking app features are available on all devices.
Mobile Banking app alerts are not available on the Mobile website. Data connection required. Wireless carrier fees may apply.
Mobile Check Deposits are subject to verification and not available for immediate withdrawal. In the Mobile Banking app, select Get Help. then Mobile Check Deposit for details, including funds availability, deposit limits, proper disposal of checks, restrictions and terms and conditions. Requires at least a 2-megapixel camera. Data connection required. Wireless carrier fees may apply.
Before using Bill Pay in Mobile Banking, you will need to first enroll in the service through Online Banking.
Email and mobile transfers require enrollment in the service and must be made from a Bank of America consumer checking or savings account to a domestic bank account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply. See the Online Banking Service Agreement. Link opens in a new window. for details, including cut-off and delivery times. Data connection required. Wireless carrier charges may apply.
Overdraft Protection Transfer fees may apply. Please refer to your Personal Schedule of Fees. Link opens in a new window. for details.
Upon enrollment, we will round up your MasterCard or Visa debit card purchases to the nearest dollar and transfer the difference from your checking account to your Bank of America savings account. If your savings account enrolled in Keep the Change is converted to a checking account, Keep the Change transfers will continue to be made into that account. We may cancel or modify the Keep the Change service at any time without prior notice. Keep the Change is not available for Small Business debit cards.
The chip on your debit card provides additional security only when used at a terminal or ATM that is chip-enabled.
The $0 Liability Guarantee covers fraudulent transactions made by others using your Bank of America consumer debit and ATM cards. To be covered, report transactions made by others promptly, and don’t share personal or account information with anyone. Access to funds next business day in most cases, pending resolution of claim. Consult customer and account agreements for full details.
When you place a lock on your debit or ATM card via Online or Mobile Banking, it will prevent most types of card transactions from being processed until you take action to unlock your card. Any virtual cards linked to the locked card will also be locked. However, the lock will not stop card transactions presented as a new recurring or a previously scheduled recurring transaction by the merchant, transactions using other cards linked to your deposit account, or the posting of refunds or credit adjustments to your account. Additionally, transactions that occurred prior to locking the card will not be affected. Locking your card is not a replacement for reporting your card lost or stolen. This feature is available on the Mobile Banking app for iPad, iPhone and Android devices. Data connection required. Wireless carrier fees may apply.
Eligibility. Offer is available only to active employees of an enrolled Bank of America at Work® employer. A Bank of America associate can confirm if your employer is enrolled. New personal checking account must be opened by June 30, 2017. Bank of America may modify or terminate this offer at any time without notice. You are not eligible for this offer if you were a signer on or owner of a Bank of America personal checking account within the last six (6) months. Bank of America employees are not eligible for this offer.
Requirements to Receive the $100 bonus: (1) Open a new personal checking account through the Bank of America at Work® program with offer code GPB100MOR by June 30, 2017 ; AND (2) set up and receive Qualifying Direct Deposits into your new personal checking account totaling at least $1,000 every 30 days for 90 days from the account-opening date. The Qualifying Direct Deposits can come from multiple eligible sources during each 30-day period, but must total at least $1,000 each 30-day period for three consecutive periods. A “Qualifying Direct Deposit” is a recurring direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account. A transfer done via ATM, online, or teller, or a transfer from a bank or brokerage account, Merrill Edge® or Merrill Lynch® account, is not a Qualifying Direct Deposit. Please see the Personal Schedule of Fees. Link opens in a new window. for further explanation of eligible regular monthly income.
Additional Terms: If you meet all the requirements for this offer, we will attempt to deposit the bonus directly into your new personal checking account within ninety (90) days of meeting the qualifications. New personal checking account must be open up to and including the date the bonus is paid in order to receive the bonus.
All account applications are subject to our normal approval process. The minimum deposit required to open a Bank of America Core Checking® account is $25. The minimum deposit required to open a Bank of America Interest Checking® account is $100 and the Annual Percentage Yield (APY) for this account are accurate as of today’s date and can be found by selecting the account at https://www.bankofamerica.com/deposits/bank-account-interest-rates.go. Rates may change after the account is opened and may vary by state. Fees could reduce earnings. Please consult a Financial Center, visit bankofamerica.com or see the Personal Schedule of Fees. Link opens in a new window. for other account fees, rates and information.
Your account does not qualify for the bonus until you provide all of the information we require in connection with opening the account by the promotion end date. This includes information we require to identify each account owner and to report the bonus to the Internal Revenue Service (IRS), including a validly completed IRS Form W-9 or Form W-8 (as applicable). The value of this bonus may constitute taxable income to you. Bank of America may issue an IRS Form 1099 (orother appropriate form) to you that reflects the value of such bonus. To the extent required by law, Bank of America may withhold tax or other amounts from the payment. Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice. Offer cannot be combined with any other offer, and is limited to one bonus per new personal checking customer and account. Offer does not apply to business or second or multiple personal checking accounts. Reproduction, purchase, sale, transfer or trade of this offer is prohibited.