From our current account that likes to thank you as you spend, to our travel money delivered wherever it’s most convenient for you, we aim to give you banking the way you want it.
Whether it’s to help manage your spending, spreading the costs of a one-off purchase, or the serious business of buying a house, we’ve got it covered.
Our range of savings accounts can give you competitive rates and easy access, while our ISAs offer tax free saving for you and your children.
Whether you’re protecting your car, your pets, your house, your loved ones, or just want to be safe on your travels, we have a comprehensive range of insurances with options that let you tailor your cover to your lifestyle.
Calculators and comparison tables, jargon busters and top tips – our selection of tools and helpful information can help you get to grips with our products.
If you’re already banking or have insurance with us and you’ve got a question, need some help, or want to know what’s available to you, you’ve come to the right place.
How much could you save by switching your mortgage?
Your mortgage is probably your biggest financial commitment, so it’s worth exploring a remortgage deal from Tesco Bank. We know our rates are competitive so what’s the harm in taking a look? Our quick mortgage calculator works out what remortgage deals we could offer you and, if you want to borrow more, it can show you what your new monthly repayments would be.
Be mortgage-free sooner
You could pay off your mortgage early. During the initial rate period, you can overpay by up to 20% of the outstanding balance each year with no early repayment charge.
Are you on the right mortgage?
If you’ve had a mortgage for a while or your situation has changed, it’s worth thinking about whether a different type of mortgage might suit you better.
We have a range of fixed and tracker rate mortgages that offer competitive rates of interest. For example, if you’re thinking about trying to pay off your mortgage early, you could save on your monthly repayments with a tracker mortgage when the Bank of England base rate is low. If the rate goes up, you might be better off with a fixed rate where you know what your payments will be during the initial fixed rate period.
Before you apply, use our income and expenditure guide to help you understand your financial situation.
If you’re self-employed, your accountant can use this certificate to record your income.
Before you start your application, make sure that you have all the documentation you’ll need.
One final thing. If your buildings and contents insurance is up for renewal it’s worth taking a look at our Home Insurance. We might be able to save you some money on your premiums.
Tesco Bank Home Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.
Cut the cost of borrowing more
Switch and save
The cost of switching your mortgage can vary depending on the type of mortgage you choose, how much you need to borrow, and the value of your current home. If you’re new to Tesco Bank mortgages we’ll ease some of the financial strain by paying your standard legal fees and your first standard valuation fee.
Remortgage to renovate your home
Perhaps you’re thinking about making some changes to improve your living space or increase the value of your home. It might be a dream kitchen, a loft extension, or a perfectly landscaped garden. Renovating your home could change your life – and your lifestyle. The good news is remortgaging can be one of the most cost-effective ways to borrow.
To get a clearer picture, use our mortgage calculator.
Contact us – we’re here to help
Need a few questions answered? Want to chat rather than scroll? Our UK-based teams are here to talk to you six days a week. Lines are open Monday to Friday 8am-9pm and Saturday 9am-4pm.
Call 0345 217 2050* to chat about new policies.
* These numbers may be included as part of any inclusive call minutes provided by your phone operator.
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