The Best Mortgage Rates and Remortgage Deals from Deal Direct, remortgage.#Remortgage


Remortgages

At Deal Direct we find the best remortgage deals in the UK and we offer them to you through a free, no-obligation service. We compare mortgage lenders from across the whole of the UK market to find you the very best offers available. Let us know your requirements and we’ll do the rest.

Remortgage rates have never been this low, so now could be the perfect time to let Deal Direct show you the best mortgage rates in the UK. Our amazing mortgage offers could save you thousands in repayments and we will take the hassle out of getting an amazing mortgage deal.

Our expert remortgage advice will help you get the right product, at the right price and all provided on time. Having your own Deal Direct mortgage adviser will ensure that your needs are handled in a personalised, efficient professional manner. We are here to help you every step of the way.

Compare your current mortgage deal to what’s available in the market place today.

Find the best mortgage rates when you let us search the whole of the UK mortgage market.

No Search Fee, No Advice Fee Instant on-line help available NOW.

Check That Deal

Think you’ve already been offered the best mortgage deal with your existing lender or even someone new?

Why not ask us to beat it?

No Search Fee, No Advice Fee Instant on-line help available NOW.

Ask The Advisor

Confused? Not sure which way to go?

Our Qualified Advisers are here to help.

No Search Fee, No Advice Fee Instant on-line help available NOW.

Remortgage

Deal Direct Financial Solutions Ltd copyright 2017

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Deal Direct Financial Solutions Ltd Registered in England & Wales Company No. 05446793

Registered Address: Deal Direct House H2B, Universal Marina Crableck Lane, Southampton, Hampshire, SO31 7ZN

Deal Direct is a trading style of Deal Direct Financial Solutions Ltd which is authorised and regulated by the Financial Conduct Authority for regulated mortgage and non-investment insurance contracts. Our FCA Number is 478726. The overall cost for comparison is estimated to be 4.95% APR. Subject to circumstances, a completion fee may be payable, typically 198 upfront 799 on completion. If your circumstances or history involves any adverse credit, complex situations or a commercial element then this may increase to a maximum of 2594 with a minimum of 99 payable upon application. Your adviser will, in all cases, confirm all costs in writing prior to any application being made.

Our fee

When you instruct us to arrange your mortgage our fee is payable upon application, you may* choose to defer payment to completion. If you choose this option we will regard this together when any other funds you have borrowed** from us as a loan agreement & report the conduct of such accounts to credit reference agencies listed here. This process works exactly the same way as a mortgage lender would treat any fee that you may decide to add to your mortgage. The major difference is that we make no interest charges***for offering this service where as a lender would change you interest over the full mortgage term.

Any reference to the Financial Services Authority (FSA) in any of our documentation should be read as Financial Conduct Authority (FCA)

Whilst we are a whole of market broker some lenders are not displayed in our online search tools please see a list here

Remortgage

  • Thursday, November 9, 2017 Beat the mortgage rate increases with Deal Direct.
  • Thursday, November 9, 2017 Act now to secure flexible, low-rate contractor mortgages.
  • Thursday, November 9, 2017 New Tesco remortgage range – but how long will rates stay this low?
  • Wednesday, November 1, 2017 Avoid the threat of reposession with mortgage broker, Deal Direct.
  • Tuesday, October 31, 2017 Remortgage range with new incentives launched by Kent Reliance.
  • Tuesday, October 24, 2017 Consult with mortgage broker, Deal Direct about rising interest rates.
  • Monday, October 23, 2017 Secure exclusive buy to let mortgages with Deal Direct.
  • Thursday, October 19, 2017 Help to Buy mortgage scheme receives government injection of £10billion
  • Wednesday, October 18, 2017 Dudley BS reduces contractor mortgage rates.
  • Thursday, October 12, 2017 Need shared-ownership advice? Contact mortgage broker, Deal Direct.
  • Tuesday, October 10, 2017 Final buy to let mortgage regulatory standards now in force.
  • Friday, October 6, 2017 Fixed term mortgage rate reduction revealed by Co-op Bank.
  • Thursday, October 5, 2017 How do contractor mortgage rates compare to the record low 2 year fixes?
  • Wednesday, October 4, 2017 Remortgage and help cover costs with lender incentives.
  • Thursday, September 28, 2017 For contractor mortgages made easy, call Deal Direct on 0800 048 8828.
  • Wednesday, September 27, 2017 Effortless remortgages with Deal Direct.
  • Friday, September 22, 2017 Consult with mortgage broker, Deal Direct, to discuss SMI.
  • Friday, September 22, 2017 TSB drops its buy to let mortgage rates.
  • Thursday, September 14, 2017 First Direct review their mortgage rates.
  • Wednesday, September 13, 2017 Contractor mortgage advice for new-build properties.
  • Tuesday, September 12, 2017 New additions to Accord’s remortgage range.
  • Saturday, September 9, 2017 Successful home ownership with mortgage broker, Deal Direct.
  • Friday, September 8, 2017 Buy to let mortgage lending changes – will you be affected?
  • Friday, September 1, 2017 New discounted mortgage launched by L ?>

Compare Remortgage Rates, Remortgage Comparison, В 1Click Remortgage, remortgage.#Remortgage


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Mortgage Calculator: Check Affordability, MoneySuperMarket, remortgage.#Remortgage


Mortgage calculator

A mortgage is a massive financial commitment, so you need to know how much it’s going to cost – and we’re here to help. Our mortgage calculator lets you work out what your payments will be, whether you’re a first-time buyer, moving home, re-mortgaging or buying-to-let.

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* If you’ve seen a mortgage deal you’re interested in, enter that rate. You can find typical mortgage rates here.

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MoneySuperMarket cannot guarantee you will be accepted for a mortgage.

Find the right mortgage for you

Browse the latest mortgage products using our comparison tool to find the best mortgage

Find out more about mortgages

Don’t be left in the dark, read our news articles and tips on mortgages. These include how to maximise your chances of getting a mortgage, how to beat moving stress, how to buy or sell your house faster, and much more.

Mortgage calculator guide

Will you get a mortgage big enough to purchase your dream abode? If you do are you worried about the repayments?

Even if you are a first-time buyer or a more seasoned investor, the MoneySuperMarket Mortgage Calculator can help you find out the figures you’ll need to get there.

It’s so easy to use that within seconds you’ll know how much the repayments will based on how much you’ll need to borrow, the interest rate and the term of the mortgage. The tool, also known as a remortgage calculator or APR calculator, works different types of home loans – from first-time buyer mortgages to buy-to-let mortgages.

Be aware that these results only offer an indication of how much you’ll need, as each lender has a different way of assessing how much you can borrow and the repayments.

Calculating your mortgage repayments

Taking out a mortgage is the easiest way to get on – or move up – the property ladder. However, it is only a good idea if you can keep up with the payments. That’s where our mortgage calculator comes in. It can tell you the following:

  • How much a particular mortgage will cost you in both repayment and interest-only basis – so you can try out different scenarios and compare deals on how much they would cost per month.
  • The loan to value percentage you would need to borrow. For example, if you borrowed 75%, then you might not get as good a deal as if you had borrowed 60% of a property’s value.
  • An indication of stamp duty you can expect to pay on the purchase.

How to use the calculator

To use the mortgage payment calculator:

1. Enter the price of the property you wish to buy

2. The size of the mortgage you’d need to buy it

3. The number of years you want to take the loan out over

4. The interest rate charged by the lender offering the deal

If your ability to afford the mortgage is a concern, and you are taking out a variable-rate deal, it makes a lot of sense to check how much your repayments could be should the interest rate rise by even 1% or 2%.

How much can I borrow?

You’ll need a vague idea of how much you can borrow before thinking about a new home or investment property. Our calculator does not ask about salary, but banks will, so you will need to be able to afford the mortgage.

All you need to enter are the details below – the price paid for the property, the amount of money you need to borrow, the time you want to borrow it over, the interest rate and your income – and we’ll calculate your monthly repayment for you, plus the total you’ll repay (provided the interest rate doesn’t change).


Remortgage – Compare The Best Remortgage Deals & Rates, remortgage.#Remortgage


Remortgage guide

By Mark Hooson on Wednesday 19 April 2017

Remortgage

Looking for a remortgage deal?

Remortgaging to a different deal could potentially save you hundreds or even thousands of pounds a year, so it’s important to review your mortgage regularly to see if better deals are available elsewhere.

Here, we explain exactly how remortgaging works and outline the potential benefits.

What is remortgaging?

Remortgaging happens when you change the mortgage you currently have on your property, either by switching it to a new lender, or by moving to a different deal with your existing lender.

Why remortgage?

The main reasons people remortgage are to save money (by securing a lower rate of interest on the debt), or because they are moving to a different property. Others remortgage to release capital (or ‘equity’) from their property to pay for things such as home improvements, or to pay off other debts.

How you can save

When we first apply for a mortgage, most of us sign up to an introductory rate for a certain period.

For those on a tight budget, this is often a fixed rate deal, which charges a fixed rate of interest for two or more years. Alternatively, there are discounted deals. These offer a discount on the lender’s standard variable rate (SVR), again for a set period. So an SVR of 5% might be discounted down to 3% for two years.

Then there are tracker deals, which track the Bank of England base rate, plus a set percentage on top. The deal might promise to charge base rate plus, say, 2% – so if the base rate were 0.5%, the rate charged to the borrower would be 2.5%.

However, remember that if the base rate rises, your mortgage repayments will go up too. You can work out how your mortgage will be affected by base rate changes by using our handy base rate calculator.

With a capped mortgage deal, the rate will rise and fall in line with market conditions with the guarantee that it won’t exceed a certain level.

When initial deals end

The majority of initial deals such as these only last for a few years. When they expire, homeowners will usually automatically be moved onto the lender’s standard variable rate, which will typically, but not always, be higher than the rate they have previously been on.

You don’t have to settle for the standard variable rate, however, or stick with the same lender for your whole mortgage term. Provided you aren’t locked into a deal which will charge you early repayment penalties if you change, you should be free to switch to another mortgage deal whenever you want.

Doing so could save you thousands of pounds a year.

Who should/ shouldn’t remortgage?

If you are currently paying your lender’s standard variable rate, you could potentially save yourself a fortune by moving to a different deal. However, this won’t be the case for everyone, particularly those with very limited equity in their properties.

This is because the most competitive remortgage deals are usually reserved for those with at least 25% or more equity (meaning their mortgage is for less than 75% of the property’s value; if someone has a £150,000 mortgage on a house worth £300,000, they own 50% of the equity).

If you aren’t on a standard variable rate and want to leave your existing fixed, discounted or capped deal early, make sure you check what penalties are in place. If you are locked in to your current deal, then the fees for switching ahead of time could wipe out any savings you would make by moving to a deal with a lower rate of interest, which means remortgaging wouldn’t make sense.

You should also check whether there are any application fees attached to the new mortgage, and any other associated fees, such as a property valuation or survey. Again, these may obliterate any interest rate savings and eat into equity that is released by the move.

Always speak to an independent mortgage broker before remortgaging as they will be able to help you work out whether you are better off staying with your existing mortgage, or moving elsewhere.

If you are moving home and remortgaging, and you are borrowing more than your existing mortgage, you will need to check that your lender is prepared to grant you the additional amount before proceeding.

Which kind of remortgage deal should I choose?

If you want to know that your monthly mortgage payments won’t change over time, a fixed rate mortgage is likely to be your best option. Most fixed rate mortgage deals run for between two and five years, although occasionally longer term deals are available.

There will usually be repayment penalties to pay if you want to come out of your fixed mortgage deal early.

Fixed rate mortgages provide valuable peace of mind that your repayments will be the same month after month. But in periods when interest rates are falling, there is a risk you might end up locked into a deal with a relatively high rate of interest when much lower rates are available elsewhere.

Capped rate mortgages

If you prefer a variable rate mortgage, but don’t want the rate to exceed a certain limit, you should consider a capped rate mortgage, where the rate cannot go higher than a certain level, or ‘cap’. This kind of deal ensures that you won’t be hit with unaffordable payments during the capped period. But note that capped rates can often be higher than the equivalent fixed rate.

Discounted mortgages, which offer a discount off a certain interest rate – usually the lender’s standard variable rate – are also variable, so your payments could go up or down over time, but there is no limit on the amount they could rise by. They may therefore be cheaper initially than alternative deals, but your repayments could increase significantly during the term of your deal.

Tracker mortgages are another type of variable rate mortgage, and they usually tracks or follow the Bank of England base rate at a set margin above or below it. The amount you need to repay falls when the base rate drops, but when it rises, your repayments will also increase, which can make budgeting difficult.

Another option you might want to consider is an ‘offset’ mortgage. These work by offsetting your savings against what you owe on your mortgage, therefore reducing the overall amount of interest you pay.

So, if you have a £150,000 mortgage and £30,000 in savings, with an offset you’d only pay interest on the £120,000 difference, enabling you to pay down your mortgage more quickly. However, offset rates tend to be higher than those available on ‘standard’ mortgages, so you’ll need to do your sums carefully to ensure this kind of deal is appropriate for your needs.

And you’d obviously need to lodge your savings with the same institution providing your mortgage!

Costs and savings

There are several costs involved in remortgaging that you will need to factor in. Most mortgage deals have arrangement fees, some of which can cost £1,000 plus, so make sure you know exactly how much you’ll have to pay before signing up to a particular deal.

You will also need to pay legal and valuation costs, although some remortgage deals include these for free.

However, in most cases, the savings you will make from remortgaging will far outweigh the costs involved. To give an idea of the sort of savings which might be achievable, someone with a £150,000 mortgage paying an average standard variable rate (SVR) of 4.41% could end up £2,092.50 a year better off if they switched to a two-year fixed rate deal at 1.66%, even factoring in a £975 arrangement fee.

How to remortgage

Your first step should be to check there are no penalties to move from your existing deal. Once you have found the remortgage deal you want to move to, you will need to gather together all the information you needed when you first applied for a mortgage.

This will usually include proof of your current income, three years’ worth of accounts if you are self-employed, as well as bank statements and details of any other credit arrangements you have in place.

Your new lender will also want a valuation of your property before it will grant you a mortgage, which it will arrange, for a cost, on your behalf.

Always compare lots of different remortgage deals before proceeding, and seek independent advice if you are in any doubt as to which kind of mortgage might be right for you.

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The Best Mortgage Rates and Remortgage Deals from Deal Direct, remortgage.#Remortgage


Remortgages

At Deal Direct we find the best remortgage deals in the UK and we offer them to you through a free, no-obligation service. We compare mortgage lenders from across the whole of the UK market to find you the very best offers available. Let us know your requirements and we’ll do the rest.

Remortgage rates have never been this low, so now could be the perfect time to let Deal Direct show you the best mortgage rates in the UK. Our amazing mortgage offers could save you thousands in repayments and we will take the hassle out of getting an amazing mortgage deal.

Our expert remortgage advice will help you get the right product, at the right price and all provided on time. Having your own Deal Direct mortgage adviser will ensure that your needs are handled in a personalised, efficient professional manner. We are here to help you every step of the way.

Compare your current mortgage deal to what’s available in the market place today.

Find the best mortgage rates when you let us search the whole of the UK mortgage market.

No Search Fee, No Advice Fee Instant on-line help available NOW.

Check That Deal

Think you’ve already been offered the best mortgage deal with your existing lender or even someone new?

Why not ask us to beat it?

No Search Fee, No Advice Fee Instant on-line help available NOW.

Ask The Advisor

Confused? Not sure which way to go?

Our Qualified Advisers are here to help.

No Search Fee, No Advice Fee Instant on-line help available NOW.

Remortgage

Deal Direct Financial Solutions Ltd copyright 2017

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Deal Direct Financial Solutions Ltd Registered in England & Wales Company No. 05446793

Registered Address: Deal Direct House H2B, Universal Marina Crableck Lane, Southampton, Hampshire, SO31 7ZN

Deal Direct is a trading style of Deal Direct Financial Solutions Ltd which is authorised and regulated by the Financial Conduct Authority for regulated mortgage and non-investment insurance contracts. Our FCA Number is 478726. The overall cost for comparison is estimated to be 4.95% APR. Subject to circumstances, a completion fee may be payable, typically 198 upfront 799 on completion. If your circumstances or history involves any adverse credit, complex situations or a commercial element then this may increase to a maximum of 2594 with a minimum of 99 payable upon application. Your adviser will, in all cases, confirm all costs in writing prior to any application being made.

Our fee

When you instruct us to arrange your mortgage our fee is payable upon application, you may* choose to defer payment to completion. If you choose this option we will regard this together when any other funds you have borrowed** from us as a loan agreement & report the conduct of such accounts to credit reference agencies listed here. This process works exactly the same way as a mortgage lender would treat any fee that you may decide to add to your mortgage. The major difference is that we make no interest charges***for offering this service where as a lender would change you interest over the full mortgage term.

Any reference to the Financial Services Authority (FSA) in any of our documentation should be read as Financial Conduct Authority (FCA)

Whilst we are a whole of market broker some lenders are not displayed in our online search tools please see a list here

Remortgage

  • Thursday, November 9, 2017 Beat the mortgage rate increases with Deal Direct.
  • Thursday, November 9, 2017 Act now to secure flexible, low-rate contractor mortgages.
  • Thursday, November 9, 2017 New Tesco remortgage range – but how long will rates stay this low?
  • Wednesday, November 1, 2017 Avoid the threat of reposession with mortgage broker, Deal Direct.
  • Tuesday, October 31, 2017 Remortgage range with new incentives launched by Kent Reliance.
  • Tuesday, October 24, 2017 Consult with mortgage broker, Deal Direct about rising interest rates.
  • Monday, October 23, 2017 Secure exclusive buy to let mortgages with Deal Direct.
  • Thursday, October 19, 2017 Help to Buy mortgage scheme receives government injection of £10billion
  • Wednesday, October 18, 2017 Dudley BS reduces contractor mortgage rates.
  • Thursday, October 12, 2017 Need shared-ownership advice? Contact mortgage broker, Deal Direct.
  • Tuesday, October 10, 2017 Final buy to let mortgage regulatory standards now in force.
  • Friday, October 6, 2017 Fixed term mortgage rate reduction revealed by Co-op Bank.
  • Thursday, October 5, 2017 How do contractor mortgage rates compare to the record low 2 year fixes?
  • Wednesday, October 4, 2017 Remortgage and help cover costs with lender incentives.
  • Thursday, September 28, 2017 For contractor mortgages made easy, call Deal Direct on 0800 048 8828.
  • Wednesday, September 27, 2017 Effortless remortgages with Deal Direct.
  • Friday, September 22, 2017 Consult with mortgage broker, Deal Direct, to discuss SMI.
  • Friday, September 22, 2017 TSB drops its buy to let mortgage rates.
  • Thursday, September 14, 2017 First Direct review their mortgage rates.
  • Wednesday, September 13, 2017 Contractor mortgage advice for new-build properties.
  • Tuesday, September 12, 2017 New additions to Accord’s remortgage range.
  • Saturday, September 9, 2017 Successful home ownership with mortgage broker, Deal Direct.
  • Friday, September 8, 2017 Buy to let mortgage lending changes – will you be affected?
  • Friday, September 1, 2017 New discounted mortgage launched by L ?>

Remortgage Deals – Remortgaging with Tesco Bank #30 #year #mortgage #rates


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From our current account that likes to thank you as you spend, to our travel money delivered wherever it’s most convenient for you, we aim to give you banking the way you want it.

Whether it’s to help manage your spending, spreading the costs of a one-off purchase, or the serious business of buying a house, we’ve got it covered.

Our range of savings accounts can give you competitive rates and easy access, while our ISAs offer tax free saving for you and your children.

Whether you’re protecting your car, your pets, your house, your loved ones, or just want to be safe on your travels, we have a comprehensive range of insurances with options that let you tailor your cover to your lifestyle.

Calculators and comparison tables, jargon busters and top tips – our selection of tools and helpful information can help you get to grips with our products.

If you’re already banking or have insurance with us and you’ve got a question, need some help, or want to know what’s available to you, you’ve come to the right place.

Remortgage

How much could you save by switching your mortgage?

Your mortgage is probably your biggest financial commitment, so it’s worth exploring a remortgage deal from Tesco Bank. We know our rates are competitive so what’s the harm in taking a look? Our quick mortgage calculator works out what remortgage deals we could offer you and, if you want to borrow more, it can show you what your new monthly repayments would be.

Be mortgage-free sooner

You could pay off your mortgage early. During the initial rate period, you can overpay by up to 20% of the outstanding balance each year with no early repayment charge.

Are you on the right mortgage?

If you’ve had a mortgage for a while or your situation has changed, it’s worth thinking about whether a different type of mortgage might suit you better.

We have a range of fixed and tracker rate mortgages that offer competitive rates of interest. For example, if you’re thinking about trying to pay off your mortgage early, you could save on your monthly repayments with a tracker mortgage when the Bank of England base rate is low. If the rate goes up, you might be better off with a fixed rate where you know what your payments will be during the initial fixed rate period.

Before you apply, use our income and expenditure guide to help you understand your financial situation.

If you’re self-employed, your accountant can use this certificate to record your income.

Before you start your application, make sure that you have all the documentation you’ll need.

One final thing. If your buildings and contents insurance is up for renewal it’s worth taking a look at our Home Insurance. We might be able to save you some money on your premiums.

Tesco Bank Home Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.

Cut the cost of borrowing more

Switch and save

The cost of switching your mortgage can vary depending on the type of mortgage you choose, how much you need to borrow, and the value of your current home. If you’re new to Tesco Bank mortgages we’ll ease some of the financial strain by paying your standard legal fees and your first standard valuation fee.

Remortgage to renovate your home

Perhaps you’re thinking about making some changes to improve your living space or increase the value of your home. It might be a dream kitchen, a loft extension, or a perfectly landscaped garden. Renovating your home could change your life – and your lifestyle. The good news is remortgaging can be one of the most cost-effective ways to borrow.

To get a clearer picture, use our mortgage calculator.

Contact us – we’re here to help

Need a few questions answered? Want to chat rather than scroll? Our UK-based teams are here to talk to you six days a week. Lines are open Monday to Friday 8am-9pm and Saturday 9am-4pm.

Call 0345 217 2050* to chat about new policies.

* These numbers may be included as part of any inclusive call minutes provided by your phone operator.

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Remortgages

Provide your requirements

Enter your details in our form above, it only takes a few minutes and we keep your details secure. We only use your information to find you the perfect mortgage.

Relax whilst we get to work

We’ll review your details and get to work using years of experience to find your perfect mortgage. You can speak to our trained advisors whenever you need to.

Review customised mortgages

You choose the mortgage you want, or none at all – there is no obligation. If you choose a mortgage. We will do all of the paperwork and sort it out for you.

It’s a personal thing

With us, you get a personal professional service. No comparison engines and lists to compare just a great solution tailored to your needs by our experts.

Our People

We’re not an anonymous call centre. Your adviser will work with you throughout the process of getting your mortgage, from the initial fact find appointment to completion.

Jamie Griffiths

I have been in financial services for over ten years and started my career at Santander as an account manager and worked my way up the ladder to become a mortgage advisor and latterly a financial advisor specialising in investments and pensions. I have changed my career to focus on mortgages and protection because it is something I believe passionately in and thoroughly enjoy advising clients on prospective mortgages.

Tracey Burke

I have worked in financial services for twenty six years and started my career at Lloyds working for Black Horse on personal finance packages I laterally progressed to mortgage & protection advisor. I work hard and try help the team where possible my twenty six year’s experience certainly comes in hand.

Sally Bradshaw

I have worked in financial services for twenty four years, I started at LloydsTSB in 1991 as a financial advisor and have progressed over the twenty four years carrying out roles as a senior financial planning manager covering part of the North East for LloydsTSB. My highlight of my career was managing clients in excess of one hundred million in wealth. I have since set up my own company in wealth management and diversified in to mortgages.

Geoff Craven

I have worked at LloydsTSB for thirty seven years and finished my career in the bank as a senior branch manager although retired I felt I needed another challenge. My roles and responsibilities include compliance and admin support to the advisors.

Zoe Hewitt

I have worked in financial services for nearly a year now, I manage all of the processing and administration side of the business of which I love, I’m a very organised person so it’s in my nature to make sure everything is filed and processed correctly.

In my spare time I love spending time with friends and family and my two dogs, I like long walks and a range of outdoor activities.

Richard Wynn

I have worked in mortgages since graduating from university, I started my career with London & country mortgages from there I worked at Barclays Bank for a number of years and I have just recently moved back from working in Dubai due to my wife giving birth to my first born.

In my spare time I spend time with my new family and I enjoy going to the gym and I follow all sports especially cricket.

Karl Rayne

I started off working as a processer in property law, conveyancing mortgages for enact solicitors in Leeds which has given me a great industry experience and has helped me understand the whole mortgage process from here I have worked in mortgage administration and I’m now training to be a full time mortgage advisor.

My wife has just give birth to my second child so I spend a lot of my spare time with my children.

Jessica Briggs

I have just finished studying and I have started as a trainee administrator which I’m looking forward too.

Oliver Laver

I started at LloydsTSB as young as fourteen on school holidays highlighting bacs files. From there I became a cashier and an account manager at eighteen. I followed my dream of working on stock markets and was determined to do so at twenty one I become a fixed income derivative trader working on European markets with Schneider Trading. Following on from here I worked in corporate finance and worked in partnership with Barclays Corporate on large debt/equity transactions in the city. In 2011 I decided to set up my own mortgage brokerage which has been very successful, we have expanded taking on new staff and taken on larger offices.

Let us help you make the right decision

In order to make a decision on which mortgage deal to opt for, you need details of the deals on offer which are appropriate to you. You can get guidance from market-leading advisers who know the sector and have access to thousands of deals.

Our industry experts will find the remortgage deal which is right for you. We compare deals from the leading mortgage providers to present you with options to suit your circumstances.

Why come to Mortgagekey?

There is no obligation and no charge for our friendly service so you can have the benefit of our years of experience without having to pay more. Working with you throughout the process, our brokers will familiarise you with the mortgage procedure.

We want to take the stress out of remortgaging by doing the hard work for you. With new mortgage products always coming onto the market and old ones being changed or becoming unavailable, it is vital that you have someone who is up-to-date with the market to guide you in making the right decision.

At Mortgagekey, we have the experience and knowledge to find the deals which suit you. With a close eye on the market at all times, we are in a great position to identify which providers will offer you the perfect deal for you. Give us a call and find the right remortgage deal for you.

About Us

We think it’s important to know who you are dealing with. Find out why we think we are the best choice to find your mortgage for you.

Terms Conditions

2016. All rights reserved.

The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

This website uses cookies to improve our service to you. By continuing to use this website, you are agreeing to our use of cookies as shown in our cookie policy.

MortgageKey is a trading style of OSL Financial Consultancy Limited which is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

OSL Financial Consultancy Limited, Suite 1, The Bloc, 38 Springfield Way, Anlaby, East Yorkshire, HU10 6RJ | FCA Number: 502906 | Company Reg: 06810395 | ICO: ZA115179

What we charge

You won’t pay for initial consultation with us. If you decide you would like us to help you with your mortgage, we’ll charge a fee to cover our administration cost. We will typically charge £495 on mortgages of £200,000. The precise amount will depend upon your circumstances but we would estimate it to range from £295 to £1,250. We also receive commission from the lender.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy to Let mortgages are not regulated by the Financial Conduct Authority.


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New customer centre

Simplicity, choice and added value

  • Our wide range of mortgages means you ll find the right one for you, whatever your needs
  • Find out within minutes whether we’re able to lend the amount you need – without affecting your credit score. Just complete an Agreement in Principle .
  • You ll be able to manage your mortgage online and through our Barclays Mobile Banking app
  • Earn a reward for having your mortgage with us if you join Barclays Blue Rewards .

Calculate what you can borrow

Our mortgage calculator makes it simple to find out how much you can borrow and what your payments might be – from the start through to the end of the mortgage term. You may find that our mortgages save you money, particularly if you’re remortgaging.

Escape from your current mortgage

Our Great Escape mortgages let you move your mortgage – residential or buy to let . from your current lender without having to pay an application, valuation or standard legal fee 1 .

This could save you thousands of pounds, and you may get cashback when you take out your mortgage.

Other ways to remortgage with us

You may find that our other mortgages suit your needs better. For example, if you have savings, you could use these to reduce your mortgage term or monthly payments by changing to an offset mortgage .

If you re a Premier customer, or eligible to become one, you could apply for our Premier mortgages . which offer exclusive benefits.


Remortgage Advice, Compare UK Remortgages Online with #td #mortgage #rates


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Remortgage

Welcome to the place to find the right remortgage for you! We have it all here – great products, great market, great prices and access to all of the relevant offers for you! We have tried to make your life as easy a possible because we fully understand that choosing a remortgage is something that you probably never foresaw yourself having to do. This can be disorienting as it is. As a result, you can find everything you need right here to make the right decision the second time around.

A good remortgage will fit you like a glove. Yes this is a cliché but it is also very apt! It will suit your personal circumstances, your financial situation and also make sure that any wants and needs that you currently have are taken care of. For example, if you have a family then you will most likely have little disposable income after the bills are paid. You may even struggle to afford the bills some months and so a good product can free up a little cash for you to enjoy whilst you keep on track with your mortgage repayments. If you live alone then your one income will really be stretched so looking for lower payments may give you that little bit of breathing space you need. Of course, there are many other circumstances not covered here but no matter where you are in life we can help you!
We recommend remortgage.com if you need any more info about the remortgage process.

A remortgage is an excellent product to help you get back on your feet again, even if that only means lowering your repayments to help you cope with the strain of daily life now that the cost of living has risen dramatically. If you want to consolidate debts we can help you. If you want to have home improvements completed then we can help you. If you need a large purchase like a car then we can help you. We can even point you in the right direction to get a life insurance quote, saving you even more money.

The remortgage is an all purpose product but it will give you the time and space you deserve to get back on track and/or improve your financial flow so grasp it with both hands! As part of your financial review, why not visit our partners to get some information on starting an isa?

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Remortgages

Provide your requirements

Enter your details in our form above, it only takes a few minutes and we keep your details secure. We only use your information to find you the perfect mortgage.

Relax whilst we get to work

We’ll review your details and get to work using years of experience to find your perfect mortgage. You can speak to our trained advisors whenever you need to.

Review customised mortgages

You choose the mortgage you want, or none at all – there is no obligation. If you choose a mortgage. We will do all of the paperwork and sort it out for you.

It’s a personal thing

With us, you get a personal professional service. No comparison engines and lists to compare just a great solution tailored to your needs by our experts.

Our People

We’re not an anonymous call centre. Your adviser will work with you throughout the process of getting your mortgage, from the initial fact find appointment to completion.

Jamie Griffiths

I have been in financial services for over ten years and started my career at Santander as an account manager and worked my way up the ladder to become a mortgage advisor and latterly a financial advisor specialising in investments and pensions. I have changed my career to focus on mortgages and protection because it is something I believe passionately in and thoroughly enjoy advising clients on prospective mortgages.

Tracey Burke

I have worked in financial services for twenty six years and started my career at Lloyds working for Black Horse on personal finance packages I laterally progressed to mortgage & protection advisor. I work hard and try help the team where possible my twenty six year’s experience certainly comes in hand.

Sally Bradshaw

I have worked in financial services for twenty four years, I started at LloydsTSB in 1991 as a financial advisor and have progressed over the twenty four years carrying out roles as a senior financial planning manager covering part of the North East for LloydsTSB. My highlight of my career was managing clients in excess of one hundred million in wealth. I have since set up my own company in wealth management and diversified in to mortgages.

Geoff Craven

I have worked at LloydsTSB for thirty seven years and finished my career in the bank as a senior branch manager although retired I felt I needed another challenge. My roles and responsibilities include compliance and admin support to the advisors.

Zoe Hewitt

I have worked in financial services for nearly a year now, I manage all of the processing and administration side of the business of which I love, I’m a very organised person so it’s in my nature to make sure everything is filed and processed correctly.

In my spare time I love spending time with friends and family and my two dogs, I like long walks and a range of outdoor activities.

Richard Wynn

I have worked in mortgages since graduating from university, I started my career with London & country mortgages from there I worked at Barclays Bank for a number of years and I have just recently moved back from working in Dubai due to my wife giving birth to my first born.

In my spare time I spend time with my new family and I enjoy going to the gym and I follow all sports especially cricket.

Karl Rayne

I started off working as a processer in property law, conveyancing mortgages for enact solicitors in Leeds which has given me a great industry experience and has helped me understand the whole mortgage process from here I have worked in mortgage administration and I’m now training to be a full time mortgage advisor.

My wife has just give birth to my second child so I spend a lot of my spare time with my children.

Jessica Briggs

I have just finished studying and I have started as a trainee administrator which I’m looking forward too.

Oliver Laver

I started at LloydsTSB as young as fourteen on school holidays highlighting bacs files. From there I became a cashier and an account manager at eighteen. I followed my dream of working on stock markets and was determined to do so at twenty one I become a fixed income derivative trader working on European markets with Schneider Trading. Following on from here I worked in corporate finance and worked in partnership with Barclays Corporate on large debt/equity transactions in the city. In 2011 I decided to set up my own mortgage brokerage which has been very successful, we have expanded taking on new staff and taken on larger offices.

Let us help you make the right decision

In order to make a decision on which mortgage deal to opt for, you need details of the deals on offer which are appropriate to you. You can get guidance from market-leading advisers who know the sector and have access to thousands of deals.

Our industry experts will find the remortgage deal which is right for you. We compare deals from the leading mortgage providers to present you with options to suit your circumstances.

Why come to Mortgagekey?

There is no obligation and no charge for our friendly service so you can have the benefit of our years of experience without having to pay more. Working with you throughout the process, our brokers will familiarise you with the mortgage procedure.

We want to take the stress out of remortgaging by doing the hard work for you. With new mortgage products always coming onto the market and old ones being changed or becoming unavailable, it is vital that you have someone who is up-to-date with the market to guide you in making the right decision.

At Mortgagekey, we have the experience and knowledge to find the deals which suit you. With a close eye on the market at all times, we are in a great position to identify which providers will offer you the perfect deal for you. Give us a call and find the right remortgage deal for you.

About Us

We think it’s important to know who you are dealing with. Find out why we think we are the best choice to find your mortgage for you.

Terms Conditions

2016. All rights reserved.

The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

This website uses cookies to improve our service to you. By continuing to use this website, you are agreeing to our use of cookies as shown in our cookie policy.

MortgageKey is a trading style of OSL Financial Consultancy Limited which is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

OSL Financial Consultancy Limited, Suite 1, The Bloc, 38 Springfield Way, Anlaby, East Yorkshire, HU10 6RJ | FCA Number: 502906 | Company Reg: 06810395 | ICO: ZA115179

What we charge

You won’t pay for initial consultation with us. If you decide you would like us to help you with your mortgage, we’ll charge a fee to cover our administration cost. We will typically charge £495 on mortgages of £200,000. The precise amount will depend upon your circumstances but we would estimate it to range from £295 to £1,250. We also receive commission from the lender.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy to Let mortgages are not regulated by the Financial Conduct Authority.