A guide to property investment, investment property mortgage.#Investment #property #mortgage


High Demand, High Return

Scotland is a great place to live and offers fantastic potential for property investment with the prospects of high returns and strong capital growth .

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At DJ Alexander we believe that investing in property is a smart move, and we know how different a buy-to-let property investment can be to buying your own home. That’s why our consultancy process is designed to assist you on your property investment journey from start to finish with careful guidance and support from our property experts.

Each investor will have different aims and interests when building their portfolio, whether it be for capital appreciation or achieving maximum yield. With Glasgow and Edinburgh’s incredibly diverse choice of properties, every investor is sure to find their ideal investment.

Our Consultancy Process

We offer an individual service to all our clients – whether you are looking to build a large portfolio or purchase a single property , and whether you’re based anywhere around the world or just around the corner.

Investment property mortgage

Consulting & Advising

Personal Service. Honest Counsel.

Most people have already decided they want to invest in property when they approach us and simply want advice on taking the next steps on what can seem a daunting journey.

Whether you’re looking to buy one property or to build a portfolio, we’ll help you decide on location, tenant demographics, the term of your investment and your final exit strategy.

We’ll always be honest, advising you what to buy… and what to avoid. And because money and tax is every bit as important as bricks and mortar, we will keep you abreast of changing legislation and can put you in touch with specialist accountants.

Investment property mortgage

Identifying & Recommending

Local Knowledge. Impartial Advice.

The next step is to identify properties that suit your personal requirements. We don’t just endorse the properties we’re selling; we look at the whole market including any off-market opportunities we hear about.

We can send you details of our recommendations and also assess the ones you tell us about. If you are unable to visit any properties then we can arrange to view them on your behalf and offer our experienced feedback

After 30 years we know what makes a good rental property, and more importantly we know what doesn’t. We’ll advise on what makes a good capital investment for when the time comes to finally sell. It’s that combination of local knowledge and impartiality that really benefits our clients decision.

Investment property mortgage

Buying & Conveyancing

Legal Insight. Help and Support.

Within DJ Alexander Legal, there are specialists who can help you submit offers and guide you thought the buying proccess. From negotiating the sales price, arranging detailed surveys, right through to getting the keys. They can even recommend mortgage advisers and liaise with them on your behalf.

Naturally, as trusted advisers for clients around the world, DJ Alexander Legal have in-depth knowledge of the market and the unique properties available in Edinburgh and Glasgow. This enables us to avoid properties that may have a chequered past and it’s that local insight – combined with process diligence and attention to detail – that helps our clients to spot the difference between quirky charm and a potential money pit.

Investment property mortgage

Refurbishing & Project Management

Maximising Appeal. Realising Potential.

If you’re new to property investment, spotting a place with ‘potential’ can be both exciting and daunting. While undertaking minor repairs and cosmetic decoration may all be part of the adventure, fitting a new kitchen or bathroom could seem a step too far… And all may be impossible if you do not live locally.

At DJ Alexander we have an in-house project management team to help you prepare your property for letting and re-sale. We co-ordinate multiple trades and advise you on where to spend to get the best return for your investment. Our experts will also guide you through the latest letting regulations.

We can even furnish your property – down to the very last teaspoon.

Investment property mortgage

Letting & Management

Good Home. Great Tenants.

Once your property is ready we will use our unrivalled contacts within Scotland’s largest employers and advertise on high-profile websites before thoroughly screening all applicants to ensure we find you the highest calibre of tenant.

We are experts in making your life as a landlord as simple and rewarding as possible. Our service includes everything from setting up the lease and collecting rent, to property maintenance and emergency repairs. When your tenants move out we’ll find a new one quickly and efficiently – one of the reasons our occupancy levels are close to 100%.

Why choose property investment in the UK

  • Supply Demand

The UK’s population is predicted to reach 70M by 2020 compared to 63.7M in 2016 with a serious shortage of housing driving up property values. Between 2001 2014 the number of UK households in rental accommodation grew from 2.3M to 5.4M. By 2025 this figure is predicted to rise to 7.2M – almost one in four of the UK total.

  • Stable income

    Over the last 30 years, the yield from property has been consistently higher than most fixed interest securities and the dividend yield available from equities. Meanwhile, the relatively long-term nature of rental contracts can provide a stable income.

  • Guard against inflation

    Property has typically provided returns over and above the rate of inflation. This is important as it can protect your capital from the erosive effects of rising prices.

  • Diversification

    Investing in property as part of a balanced portfolio allows you to spread some of the risk over the term of your investment. This is mainly because the returns from property have a low correlation with those from equities and bonds over the long term.

  • Our selection of informative videos have been produced to help you on your investment journey

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    1. Buying an investment property

    2. Expanding your property portfolio

    3. Managing your rental properties

    4. Selling investment properties

    5. Investing in property for your children

    6. Buying property through a LTD company

    7. Changes in landlord legislation

    8. Trends in property investment

    City Statistics

    Scotland’s economy is expected to continue to expand strongly over the medium to long term, joined with a forecast of a rapidly rising population. This is fuelled by a global reputation for quality of life and cultural opportunities, excellent transport links and a stable jobs market. In 2016 one in seven residents in Scotland are living in rental accommodation, which is three times more than in 2000. Around 14% of all Scottish properties in 2016 were leased through a private landlord.

    Investment property mortgage

    For Edinburgh alone its population is forecast to rise by 60,000 in the next decade and could grow to be larger than Glasgow within 25 years. It is the second largest financial centre in the UK (and the fourth in Europe), home to a large number of blue chip employers – as well as the Scottish Government. Annually the various festivals held in Edinburgh bring £250million into the local economy with more tickets sold each year than the FIFA World Cup. The capital is also world renowned as a seat of learning with a student population of over 70,000. Edinburgh’s biggest restriction for economic growth is a shortage of housing, which is likely to cause an inflation of property prices.

    Investment property mortgage

    Glasgow is the fourth largest city in the UK with a population over 600,000. It contributes 32% of the Scottish economic output, 35% of its jobs and 36% of its exports, plus it is the renewables capital of Scotland with over 5,000 people working within the energy sector. With three colleges and five higher education institutions Glasgow has a student population of around 130,000. Property rental in Glasgow has risen by 20.6% in the past four years, and is forecast to continue to grow by a futher 20% by 2020. The City of Glasgow showed the biggest volume of property sales across Scotland in Q1 2016, proving that demand is outpacing supply – Good news for a growth in capital gain.


    Rental Property Calculator, property insurance calculator.#Property #insurance #calculator


    Rental Property Calculator

    Property insurance calculator

    Rental property investment refers to real estate investment that involves real estate and its purchase, followed by the holding, leasing, and selling of it. Contrary to popular belief, rental property investment is not passive income, especially if there is no management consultant hired to handle administrative work, a service that usually costs about 10% of income. People with real experience in the field often tout it as exhaustive work, whether standing by for another problem to arise, filing paperwork, or dealing with terrible tenants.

    Quick Tip: Performing background checks on prospective tenants can give the lessor a better idea of what to expect about a tenant, how the tenant may treat the property, and how likely the tenant may be to consistently pay rent.

    Commonly done for better returns, investors purchase cheap and inferior properties, such as foreclosures, then improve them before the leasing stage. For older properties, assume higher maintenance and repair costs. Rental property investments are generally capital-intensive and cashflow dependent with low levels of liquidity. However, compared with equity markets, rental property investments are normally more stable, have tax benefits, and is more likely to hedge against inflation.

    That’s not to say that rental properties aren’t worth the effort nor unprofitable. Given proper financial analysis in the decision making, they can turn out to be profitable and worthwhile investments. The Rental Property Calculator can help run the numbers.

    General Guidelines

    Real estate investing can be complex, but there are some general principles that are useful as quick starting points when analyzing investments. However, every market is different. It is very possible that these guidelines will not work for certain situations. It is extremely important that they be treated as such, not as replacements for hard financial analysis nor advice from real estate professionals, things that should always get the nod over overgeneralized guidelines.

    50% Rule – A rental property’s sum of operating expenses hover around 50% of income. Remember that operating expenses do not include mortgage principal nor interest. The other 50% can be used to pay monthly mortgage payment. With this, quickly estimate the cash flow and profit of an investment.

    1% Rule – The gross monthly rent income should be 1% or more of the property purchase price, after repairs. It is not uncommon to hear it proclaimed as the 2% Rule, but obviously, the higher the better.

    A lesser known rule is the 70% Rule. This is a rule for purchasing and flipping distressed real estate for a profit, which states that purchase price should be less than 70% of after-repair value (ARV) minus repair costs (rehab).

    Internal Rate of Return

    Internal rate of return (IRR) or annualized total return is an annual rate earned on each dollar invested for the period it is invested. It is generally used by most if not all investors as a way to compare different investments. The higher the IRR, the more desirable it is to make the investment.

    If there is one figure that is most important in acknowledging the profitability or relative success of any rental property to any other investment, it is the IRR. Capitalization rate is too basic in its computation and Cash Flow Return on Investment (CFROI) does not account for the time value of money.

    Capitalization Rate

    Capitalization rate, often called the cap rate, is the ratio of net operating income (NOI) to the investment asset value or current market value.


    Balloon Mortgage Calculator: Commercial – Investment Property Calculator, investment property mortgage.#Investment #property #mortgage


    Balloon Loan Calculator

    This tool figures a loan’s monthly and balloon payments, based on the amount borrowed, the loan term and the annual interest rate. Then, once you have calculated the monthly payment, click on the “Create Amortization Schedule” button to create a report you can print out.

    Current Mortgage Rates

    Everything You Need to Know About Balloon Mortgages

    A Balloon mortgage is a loan that doesn’t wholly amortize over the life of the home loan, resulting in a balance at the conclusion of the term. Consequently, the final payment is substantially higher than the regular payments. Obviously, the majority of homeowners who choose this type of financing plan on either refinancing prior to the term ending, or selling the property. A balloon mortgage requires monthly payments for a period of 5 or 7 years, followed by the remainder of the balance (the balloon payment). The monthly payments for the time period prior to the balloon’s due date are generally calculated according to a 30 year amortization schedule.

    Why a Balloon Loan?

    A balloon mortgage is often chosen by individuals who want to have low, fixed monthly payments, with the end goal being to sell the property (often investment properties), at a profit prior to the balloon payment coming due.

    What Are 15 Year Balloons Used For?

    A 15 year balloon is a form of home loan in which the homeowner makes principal and interest payments for 15 years. Subsequently, at the conclusion of the 15 year term, they are required to pay the amount of money still owed. The 15 year has also become a preferred loan choice for a second mortgage in a piggyback agreement. It’s becoming more and more common for borrowers that put less than 20% down to opt for piggyback options instead of purchasing mortgage insurance. A piggyback can be a first mortgage for 80% of the home’s value and a second mortgage for 5% to 20% of value, depending upon how much the borrower puts down as a payment. In some cases the second mortgage is an adjustable rate; however an increasingly common option is the 15 year balloon.

    Paying Off Your Loan Early Vs. Conserving the Money

    Property owners who have the available resources to make a partial or full early payment on their balloon amount have the advantage of selecting from a number of different options. Your best option is dependent on your financial goals and any other investment or savings options you have. One of the main variables that determine whether it’s a better idea to pay off the balloon ahead of time is the interest rate on the loan in comparison to the interest that could be earned from investing the money elsewhere until the balloon is due. If the loan carries a higher interest rate, you would save money by paying the balloon off early. It’s important to keep in mind that an early balloon payoff requires that you pay not only the balloon amount, but any principal reduction that would be included in the regular monthly payments that are yet to be paid. One last consideration with investing or paying down your loan would be the tax implications. People in a higher tax bracket have to earn a significantly larger rate of return in the market for the after-tax returns to match the yield on paying off their debt early.

    Refinancing a Balloon Mortgage When You’re Underwater

    Investment property mortgageA mortgage debtor with a balloon balance higher than the property value faces challenging problems. Since no other lender will refinance an underwater home, either their current lender will need to refinance it or the homeowner will be pushed to default. In some cases an offer might be presented by the lender to extend the term of the loan for an additional 5 years at the same rate.

    If you’re underwater, keep in mind that your current lender is aware that you don’t have any other option but to default, a fact that would inflict a substantial loss on the lender. A considerably better result from their standpoint would be to refinance which would keep your payments coming in and give you an opportunity to pay off your mortgage. In some cases the lender may be willing to modify the terms of your loan as well, relieving your payment problems. Basically, whatever deal emerges, you’ll be able to negotiate and if your lender understands that you see your choices as either defaulting on your mortgage or refinancing at terms you can handle, they’ll more than likely be reasonable.

    Advantages Disadvantages

    Advantages

    If you’re wondering why a homeowner would decide on a balloon mortgage instead of a fixed or adjustable-rate mortgage, the answer is that balloon mortgage rates come at a discounted APR, making them a more affordable alternative early in the term. An example would be that if you don’t plan on keeping the property (or loan) for more than a few years, a balloon would be a viable option. That being said, there are always associated risks.

    Disadvantages

    The obvious negative aspect is the uncertainty at the conclusion of the loan term. For instance, after 7 years, the existing balance is owed. Just imagine if your property drops in value, leaving you owing more than the remaining balloon payment – you’d have a big problem on your hands if you can’t refinance or execute a short sale. This wouldn’t be the case if you had an ARM or fixed rate loan. ARMs may adjust higher, established by their caps which limit the amount the payments can rise, providing a certain level of protection. Even if you’re underwater on your loan, thanks to the caps, your payments will probably be manageable. Fixed rate home loans have the same payment throughout the life of the loan.

    What is a Negative Amortization Balloon Mortgage?

    Negative amortization develops when the monthly payment is less than the interest due which causes the loan balance to increase instead of decreasing. ARMs that permit negative amortization could increase the affordability of the home as well as provide lower interest rates, if the interest rates don’t rise consistently. As with just about everything else regarding finance, the benefits come with risks.

    In conclusion

    The most important thing you should do before you decide on a home loan is to evaluate all of your options and consult with a trusted mortgage broker/lender. You just might be surprised to find that today’s fixed rate loan rates may be better than a ARM or balloon mortgage and without as much risks.


    Investment Properties UK – Access UK Investment Property, Property Auctions, Property Investment, UK Buy to


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    PropertyInvestment.co.uk enables you to profitably invest in property with ease and confidence. Before we recommend any property we carry out extensive due diligence. You can invest in any of the listed properties with a minimal deposit and have the option for them to be let and fully managed by us. Solicitors and finance are in place to provide an efficient and trouble-free service.

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    Introduction To Property Investment

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    UK Investment Property

    Propertyinvestment.co.uk is a buyer s adviser focusing purely on UK residential and commercial investment property. We specialise in sourcing property that is substantially below the market value. The majority of the property that we source is ‘off-market’ and discounted by up to 30% below the current market value with rental yields (incomes) between 6% -10%. Our property investment videos highlight some of the issues which property investors should consider before investing.

    Asset managers, banks, developers, individuals and insolvency practitioners regularly approach us to dispose of their property portfolios in the knowledge that we can do so with discretion, speed and professionalism.

    All of the investment property that we recommend is vetted to ensure that the property is below the market value. The types of UK investment property that we advise on is extensive and includes repossession, pre-auction, new-build, discounted bulk portfolios and traditional re-sell property.

    Our range of clients is very broad; from first-time property investors with 10,000 or more to invest to international property fund managers.

    Our service enables our clients to fulfil the first rule of property investment; that the profit is in the purchase.

    Investment property mortgage


    Abu Dhabi Real Estate – Property Shop Investment LLC, investment property mortgage.#Investment #property #mortgage


    INQUIRE NOW

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    Commercial Property Insurance #low #mortgage #rates


    #property insurance calculator

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    Commercial Property Insurance

    4.8 / 5 for Customer Claims ( 95 Reviews )

    Commercial Property Insurance helps protect the building your business owns or leases as well as your business personal property, including tools and equipment, inventory, and furniture. A commercial property insurance policy includes coverage for assets like accounts receivable, computers and lost income for when business operations are suspended due to a covered loss. Businesses can tailor their coverage to include additional protection like valuable papers and records coverage that can help pay to reproduce important documents, provide temporary storage and move records to avoid a loss.

    What you need to know about Commercial Property Insurance

    Commercial property insurance from The Hartford provides broad protection designed to help get businesses back up and running if a fire, theft or other covered disaster strikes. Plus, our flexible options mean you can tailor a property insurance policy to help address the unique risks facing your business, and adjust coverage as your business needs change.

    Making a Commercial Property Insurance claim

    If your business experiences a covered loss, call to make a claim. The Hartford has claims specialists located all over the U.S. who are authorized to settle business related claims. With specific training in catastrophes that affect businesses, like hurricanes, blizzards, severe hailstorms, and more, they are committed to expediting your claim courteously, compassionately and professionally.

    Learn how to reduce your risk exposure

    Learn how to reduce your risk exposure. The Hartford s Risk Engineering team provides loss control services designed to help certain businesses anticipate risks, avoid accidents, and prevent potential loss incidents. The team can perform risk exposure evaluations, consultations, and offer recommendations for ways to improve workplace safety and security.

    Commercial Property Insurance for your business

    The Hartford offers a wide selection of optional commercial property insurance coverages; many are combined into cost-effective endorsements that can be added to a policy to provide broad coverage and exceptional value.

    The Hartford provides broad commercial property insurance protection for large public entities designed to address the wide range of exposures they face​.


    Bad credit mortgages – How to get the best mortgage deal – Mortgages – property


    #mortgage bad credit

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    How to get the best mortgage deal Bad credit mortgages

    Some lenders specialise in providing mortgages to people with a bad credit rating

    Getting a mortgage when you’ve got a bad credit rating is tough, but not impossible. We explain what options are available and what you can do to improve your prospects.

    How have bad credit mortgages changed?

    Since the credit crunch, it has become more difficult for people with a bad credit score to get a mortgage.

    Before 2007, the sub-prime sector – ie the part of the mortgage market aimed at people with bad credit – was viewed as a great money-maker for lenders, and these kind of loans were widely available.

    However, in recent years lenders have become more risk averse, and the market for bad credit mortgages has become more limited.

    Nevertheless, there are still some lenders in the UK that specialise in offering mortgages to borrowers with a poor credit history.

    • If you’re struggling with mortgages because of a poor credit rating, we’d recommend talking to a whole-of-market, impartial broker such as Which? Mortgage Advisers. The friendly team can assess your situation and explain which mortgages you’re most likely to get accepted for. Call for a free consultation on 0808 252 7987.

    Can I get a mortgage with bad credit?

    If you have a bad credit history, you may still be able to find a mortgage using specialist lenders, but getting accepted will be harder for you than it is for people with better credit records.

    You’ll have to pay higher-than-average interest and will need to have a large deposit. This is because bad credit mortgage lenders often restrict the amount they are willing to lend.

    A mortgage for someone with poor credit will usually be capped at around 80% of the value of the property, though some lenders will only offer mortgages up to 60% of the value of the property.

    Why do I have a bad credit rating?

    A number of things can affect your credit rating. Some of the main reasons include:

    • if you have missed credit card, loan or mortgage payments
    • if you are in some kind of debt repayment arrangement, eg an IVA, or have been declared bankrupt
    • if you have County Court Judgments against you
    • if you have never taken out any credit and so haven’t built up a record of paying things back in time.

    Whether or not you think these factors apply to you, you should always check out your credit report before applying for a mortgage. The three biggest organisations for this are Callcredit, Equifax and Experian. If you’re concerned, it’s worth checking how you fare with all three companies, as they all score slightly differently.

    Once you have your report(s), consider what you can do to improve your credit rating, and check that all the information on record about you is correct. Avoid making lots of different applications for credit, including mortgages, as this will show up on your record and may harm your rating further.

    In some cases, it will be better to wait until your credit history has improved so you can access more affordable mortgage deals. A good mortgage adviser will be able to ascertain what mortgage deals you are likely to be accepted for and advise whether you’re better off waiting.

    Remortgaging with a bad credit mortgage

    Making your monthly mortgage repayments on time will help you build a stronger credit history (assuming all other debt is also paid back on time).

    It may therefore eventually be possible to remortgage to secure a better rate from a traditional lender.

    Which? Mortgage Advisers has a detailed remortgaging guide with all the information you need to help you understand your mortgage options and get the best deal.

    More on this.


    Mortgage Forgiveness Debt Relief Act 2016 – WA Property Solutions #standard #mortgage


    #mortgage relief act

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    Mortgage Forgiveness Debt Relief Act Extended Through 2016

    On December 18, 2015, President Obama signed a bill that extended the Mortgage Forgiveness Debt Relief Act through December 31, 2016. The extension also retroactively covers mortgage debt cancelled in 2015.

    The Mortgage Forgiveness Debt Relief Act (MFDRA ) prevents homeowners who went through a short sale from being taxed on the amount of their home mortgage debt that had been forgiven. Normally, debt that has been forgiven by a lender counts as taxable income .

    Originally enacted in 2007, the

  • Mortgage Forgiveness Debt Relief Act allows debt forgiveness of up to $2 million to NOT be considered taxable income if:

    • The house has been used as the principal place of residence for at least two of the previous five years.
    • The debt has been used to buy, build, or make substantial improvements to the home.

    Obviously, this is a huge relief to owners of distressed properties who are already facing financial burdens, and it eases many of the concerns they may have had about moving forward with a short sale.

    Even if you don’t qualify for the Mortgage Forgiveness Debt Relief Act, you still may be able to avoid paying taxes on forgiven debt by taking advantage of the IRS insolvency clause .

    It is critical that homeowners considering a short sale meet with a professional to review their options and discuss the potential legal and tax implications.

    Washington Property Solutions offers FREE real estate attorney consultations as part of our service.

    Call us at 425-381-2233 to schedule a free confidential consultation.

    About Martin Goldberg

    Bellevue Condo Short Sale Wipes Clean Two Mortgages; Owners Receive $10,000 HAFA Cash Incentive


  • Huntington Residential REO Property Listings #mortgage #calculator #arm


    #huntington mortgage

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    SEARCH PROPERTIES HERE

    This site provides a listing of Huntington residential Bank owned properties currently available for sale. These properties have been acquired by foreclosure or through arrangements with a prior owner and are currently listed with the Listing Agent. If you are interested in purchasing or viewing any of the Bank owned properties listed, please contact the Listing Agent shown on the property detail page. Huntington does not negotiate or handle offers on any of these properties directly. All inquires, questions, or communications regarding any of these properties should be directed to the Listing Agent.

    Please use the SEARCH PROPERTIES feature to locate Bank owned properties for sale in your area of interest. You can search by State, County and State, or by Zip Code. If you search by Zip Code you will be shown all properties within that zip code and properties located within a 25 mile radius of the selected zip code. You can further refine your search by selecting the minimum number of bedrooms or search by price range. If you are interested in obtaining additional information on a Huntington property that you do not find listed on this site, please go to the CONTACT US tab and submit the request for information sheet. In most instances a response will be provided within 48 hours.

    If you are interested in pursuing Huntington financing, contact your local Huntington Mortgage Loan Officer or call 1-800-LOAN-US1 to get current rates and discuss your options on a variety of Huntington mortgage loan programs. For your convenience you can also click the Apply now button below at anytime to start your mortgage loan application on line. All loans are subject to application, credit approval, satisfactory appraisal, and title insurance. Terms and conditions subject to change. Other terms, conditions, and restrictions may apply.

    The properties listed are bank owned and acquired by foreclosure or through arrangements with the prior owner. Huntington cannot make any warranties as to their condition or suitability for any purpose. It is strongly recommended that you complete a thorough examination of the property prior to entering into any contract for sale.

    For a personal showing

    The Bank owned properties for sale are listed for sale through local realtors. If you are interested in further information on any listed property, please contact the Listing Agent shown on the property listing.

    All information on each property listed is believed to be reliable but is not warranted. Interested buyers should verify all information and make a personal inspection of the property prior to making an offer.


    Property Insurance #home #mortgage #interest #rates


    #property insurance calculator

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    Home Insurance

    Our Home insurance includes:

    1. Cover against fire and allied perils for
      • Building, fixtures & fitting, and renovation
    2. Cover against fire, allied perils and burglary for
      • Home contents, valuable, appliances and jewellery
      • Newly purchased contents up to 10% of the sum insured
    3. Cover against loss or damage of household goods in transit within India

    Our Home Insurance excludes:

    1. Loss or Damage to insured property caused by war or war like operations
    2. Wilful act or negligence of the insured
    3. Cracking, scratching or breakage of lens in respect of articles of brittle and fragile nature
    4. Please refer our policy wordings for more details.

    Customers Speak

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    Shalabh Kumar Arora, February 08, 2016
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    Mohan Singh Rawat, March 10, 2015
    I am absolutely delighted with the way I was serviced and my claim processed. I wholeheartedly THANK YOU for making my life so much easier in a time of distress. And I must say it was quick and easy; contrary to what I was told from all corners. I am overwhelmed by the kind of professionalism demonstrated – proactive alerts, perfect guidance, going beyond the call of duty. You guys really made it a WOW experience.

    Roydon Cardozo, June 23, 2014
    I am extremely happy with the cashless service rendered by your company and take this opportunity to thank you and your team for your wonderful support during a critical period.

    Mangal Soni, June 20, 2014
    Service offered by Bharti AXA Genral Insurance is very reliable. I got time to time assistance by the Team and they provided a smooth cashless experience to me in such no time. Thanks for the services.

    Muthusubramaniam Srinivasan, June 23, 2014
    The Service was excellent. Approvals and everything happened on time and many thanks to Bharti AXA GIC.

    Roydon Cardozo, June 23, 2014
    I am extremely happy with the cashless service rendered by your company and take this opportunity to thank you and your team for your wonderful support during a critical period.

    Lakshya Khanna, June 04, 2014
    I had renewed my car insurance policy this year and I’m glad that I chose Bharti AXA over competing brands. Thanks a lot of your great efforts in keeping the customer satisfied.

    Ulaganathan Vallinayagam, February 26, 2013
    I am very happy that my car insurance claim got settled by your company after the damage caused by Fire. It was very much supportive to see such a service like yours in India. Bharti AXA General Insurance supported me very well during my hour of need. I am glad the issue was resolved quickly and my claim got settled.

    Devendrasingh Shekhawat, Ahmedabad
    I would like to appreciate your customer service efforts. My wife was hospitalized. During that period Bharti AXA co representative helped me lot & given me proper guidance/support. I would recommend my friends or colleague to buy mediclaim from your company.

    Sandeep Khatana, Delhi
    I have an annual family insurance. During my son’s illness, I received great help from claims representative. Bharti AXA sets a great example of how good service can and should be here in India. I really appreciate having such great assistance.

    Riyaz Ansari, Delhi
    The services provided were excellent & most important on time.
    Thank you for your services.
    We look forward to receiving your services in future.

    Venugopalan K. M. Bangalore
    I am really grateful to Bharti AXA for the timely release of my claim and the valuable support from the team. Being a cancer patient I felt very nice to get such support. Once again, I thank Bharti AXA and hope in future also they will extend the same help.

    Ajit kumar Saxena, Bangalore
    I am extremely satisfied & thankful to Bharti AXA for providing me the best of your services for the last 2 years as my son was suffering of Dengue last year and this year myself and I got very good services & support by your company.

    Anil Raghav, Delhi
    I am very happy to get my claim and I just want to share my happiness with Bharti AXA. I really appreciate the service which is provided by the company. Finally I would say I am very happy with Bharti AXA. Thanks for your kind support. -)

    Ranjan Mehta, Delhi
    It was a great experience for us, as we didn’t face a single problem during the treatment. Moreover, I found the procedure hassle free. Thank you for all the help and support. I wish Bharti AXA Team, All the very best!!

    Tarique Shaikh, Bilaspur
    I want to thank for the support which was provided to me during hospitalization till the time I got discharged. I have purchased Bharti AXA Health insurance plan. The support which you have given at that time was commendable.

    Mayank Kumar, Uttar Pradesh
    I would like to extend my heartful thanks for the prompt and courteous service provided for the insurance case for my vehicle. I appreciate your extra effort taken for giving me a great experience.

    Sunil Bhanot, Noida
    Thank you very much for the courtesy & co-operation extended with regard to claim settlement.