Emory Law, Emory University School of Law, Atlanta, GA, emory part time mba.#Emory #part #time


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Emory Law | Emory University School of Law | Atlanta, GA

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Emory part time mba

Emory Law offers an outstanding legal education filled with experiential learning opportunities in the international city of Atlanta.

Emory part time mba

Emory Law is a top-ranked school known for exceptional scholarship, superior teaching, and demonstrated success in preparing students to practice.

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The Emory Law School curriculum is attuned to the needs of the legal profession and the universe of careers engaged with the law.

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We work hard to help our students feel welcome and valued for their unique skills and perspectives.

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Our faculty are renowned for their innovative and dynamic teaching, and they are widely published in leading law reviews, books, and textbooks.

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The Center for Professional Development Career Strategy offers unique programs and services tailored to the needs of individual students and alumni.

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The Emory Law network includes 10,000+ accomplished alumni across the nation and around the world. Get involved today, and stay connected for life.

Emory part time mba

Located in Atlanta, birthplace of the civil rights movement, Emory Law offers a wide variety of opportunities to study and practice law in the public sector.

Emory part time mba

The Emory Law 100 commemorates notable individuals who have made extraordinary contributions to the law school and the world at large.

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A letter to the Emory Law community

A message from the new interim dean of Emory Law, Judson Graves 75L.

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Read the latest edition of Emory Lawyer

Celebrate with Emory Law in our spring issue of Lawyer as we honor our leaders, reflect upon our past, and turn toward a future of great responsibility and promise.

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Faculty members honored with named professorships

The Emory University Board of Trustees has approved chaired positions for the following five Emory Law faculty members.

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Emory Law announces its Centennial 100 alumni honorees

As Emory Law prepared to celebrate its centennial year, Centennial planners invited members of the Emory Law community to nominate candidates for special recognition as one of 100 individuals who have made extraordinary contributions to the law school and the world at large.


Plumbing – Bulk Reef Supply #saltwater #aquarium #supplies, #reef #aquarium #supplies, #marine #fish #tank, #live


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Part Time MBA #femba, #fully #employed, #mba, #part #time, #part-time, #top #part #time #mba #program,


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Fully Employed MBA

THE UCLA ADVANTAGE: In addition to the world-class facilities of one of the world’s leading research institutions, FEMBAs have access to thousands of graduate-level electives.

CAREER ADVANCEMENT: Besides enjoying the same on-campus recruiting as our full-time MBAs, FEMBA’s Career Center offers coaches, executives-in-residence and personalized training to help students identify and achieve their goals.

LIMITLESS CONNECTIONS: The UCLA Anderson network is comprised of 36,000+ alumni/students from 100+ countries from all four MBA programs, plus the Ph.D. and MFE. Engage your peers for career advice, partnerships, or a new opportunity

UCLA ANDERSON CLUBS: FEMBAs actively participate in Anderson s 40+ professional, identity and interest clubs, often in leadership roles.

COLLABORATIVE CLASSROOM EXPERIENCE: FEMBA s academic and social bonds last far beyond the program s duration. Nearly all classes (core elective) place an emphasis on teamwork, which nurtures a collaborative and community-oriented culture.

GLOBAL ACCESS: FEMBA students can participate in International Programs, allowing them to gain firsthand experience from week-long international studies and exchange programs with partner universities in 20+ countries. FEMBA students are also required to participate in GAP, during which they are paired with international, high-growth companies in a market-entry consulting project. GAP teams write investment-quality business plans and present to venture capitalists.

FULL SOCIAL IMMERSION: Because of career-related time constraints, FEMBA students often value on-campus offerings even higher than their full-time peers. Fortunately, FEMBA is highly social, featuring classes, clubs, happy hours, parties, trips, FEMBApalooza and more to help students cultivate and nurture constructive relationships throughout the program and beyond.

Fully Employed MBA


Teen Car Accidents #teen #car #accidents, #crash, #teenager, #auto #accident, #articles, #photo, #teenage, #male #driver,


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Teen Car Accidents. Teenage Car Crashes.
Car Crashes are the leading cause of death for teens in the United States and accidents while driving cause 36% of all deaths in this age group according to the Centers for Disease Control. Drive Safer!

Teenage Driver Facts:
Deaths. Each Year over 5,000 teens ages 16 to 20 Die due to Fatal injuries caused Car accidents. About 400,000 drivers age 16 to 20 will be seriously injured.

Risks. The risk of being involved in a car accident the highest for drivers aged 16- to 19-year-olds than it is for any other age group. For each mile driven, teen drivers ages 16 to 19 are about four times more likely than other drivers to crash.

Stats. Teenagers are about 10 percent of the US Population but account for 12 percent all Fatal Car Crashes.

Costs. Drivers (both male and female) under age 24 account for 30% – $26 billion Dollars of the total costs of Car accidents in the US.

Male Versus Female. The car accident death rate for teen male drivers and passengers is more than one and a half times female teen driver (19.4 killed per 100,000 male drivers compared with 11.1 killed per 100,000 female drivers.

New Drivers. The risk of a Crash risk is much higher during the first year teenagers are able to drive.

Two Teenagers Killed

Warrensburg, Illinois

Teen Speeding Road Rage Crash

Atlanta, Georgia

Teen Drinking Crash

Minneapolis, MN

Why are Teenager Drivers at More Risk? According to Studies: Teenager drivers tend to underestimate hazardous driving situations and are less able than older drivers to recognize dangerous situations.

Teenager Drivers are more to speed and tailgate.

Having Male teen passengers in the car has been shown to increase the likelihood of high risk driving behaviors among teenage male drivers.

Of Male drivers killed between 15 and 20 years of age 38% were speeding and 24% had been drinking and driving .

Teens have the lowest rate of seat belt use. According to surveys about 10% of high school students report they do not wear seat belts.

Trailers Suck

Teen Encounters one

More Teen Accident Facts: About 23% of drivers ages 15 to 20 who died in car crashes had a Blood Alcohol Counts of 0.08 or higher.

About 30% of teens reported that within the previous 30 days, they had been a passenger in a car with a driver who had been drinking alcohol. One in 10 teens said that they personally had driven after drinking alcohol.

Teen drivers killed in auto crashes after drinking and driving. 74% did not wear a seat belt.

More than half of teen deaths from car crashes occurred between 3 p.m. and midnight and 54% occurred on weekends: Friday, Saturday, or Sunday.

16 Year Old Shattered Knee Cap

Florida

Junior Operator License

Utica, NY

Jaws of Life Save Teen

Pacific Heights, California

World Wide Crash Guide

Thousands of Crashes from 64 + Countries

Car Crash Videos? Send them to us.

Car-Accidents.com is being built by our millions of viewers who have sent in their experiences and shared their pictures and stories. The stories told on Car-Accidents.com range from those of tragic loss, narrow escapes, cautionary tales and routine rear enders. You are invited to share your story with the millions of visitors we receive from around the the world.

General Guidelines for Sending Your Pictures, Video and Story:

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Car Crash Photo Gallery: Hundreds of Car Accident Photos

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Medicare Eligibility and Enrollment #medicare, #medicare #eligibility, #medicare #enrollment, #eligible #for #medicare, #enroll #in #medicare,


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Medicare Eligibility and Enrollment

Who can get Medicare. Basically, three gr oups are eligible:

  1. Most people 65 and older.
  2. People younger than 65 who have certain disabilities and illnesses.
  3. People of any age with kidney failure that requires dialysis or a kidney transplant .

You might assume that signing up for a big government program like Medicare would be confusing. But it’s usually easy. Most people are signed up automatically for Original Medicare (Parts A and B).

For People 65 and Older

If you’ re already getting Social Security checks, you will be automatically enrolled in traditional Medicare. You’ll get your Medicare card three months before your 65th birthday. The benefits kick in on the first day of the month of your 65th birthday. Traditional Medicare, which is also called original Medicare, includes Medicare Parts A and B. Part A is hospital coverage. Part B covers doctor visits, lab tests, and other outpatient services.

If you’re not getting Social Security payments already, you have to enroll in Medicare. The Social Security Administration (SSA) handles the enrollment process for Medicare. Call SSA at (800) 772-1213, visit the web site (www.ssa.gov), or apply at your local Social Security office. Apply three months before your 65th birthday. That way, you can be sure that your benefits will start on time.

If you live in Puerto Rico and want Medicare, you need to sign up for Medicare Part B.

Continued

For People With Disabilities and Illnesses

No matter how old you are, if you have Lou Gehrig’s disease. kidney failure, or certain other disabilities, you are eligible for Medicare. But you might have a waiting period before you can get Medicare benefits. Here are the details.

Lou Gehrig’s disease (ALS). As soon as you get Social Security Disability benefits for ALS, you should be automatically enrolled in Medicare. There is no waiting period.

Kidney failure. To qualify, you must have end-stage renal disease and need dialysis or a kidney transplant. Usually, you can’t get Medicare until three months after you start dialysis. Once you’ve been diagnosed with kidney failure, call the Social Security administration at (800) 772-1213 to enroll in Medicare.

Other disabilities for which you get Social Security Disability benefits. You can’t get Medicare until two years after you qualify for Social Security Disability. At that point, the Social Security Administration should sign you up automatically.

If you are not getting Medicare coverage and feel that you should, call the Social Security Administration at (800) 772-1213.

Medicare Enrollment Periods

Medicare limits your ability to add or drop coverage after official enrollment periods. So pay close att ention to Medicare enrollment deadlines. Here are some details:

Initial Enrollment Period. If you are not automatically enrolled, you must sign up during your “initial enrollment period” for Part A with or without Part B. This initial sign-up lasts 7 months, starting 3 months before the month of your 65th birthday and ending 3 months after. During this time, you can sign up for any Medicare coverage you would like. However, if you wait to sign up the month of your birthday or the 3 months that follow, you will have to wait 1 to 3 months for coverage to begin.

Other enrollment periods. If you did not enroll in Parts A and B during the initial enrollment period, you may do so between Jan. 1 and March 31, with coverage beginning in July of that year. You may have to pay a higher monthly premium for covera ge. There are some exceptions. If you are covered under a group health insurance plan through you r job or your spo use’ s job, or if your employment ends after the initial enrollment period, you may enroll in Medicare during a Special Enrollment Period with out having to pay a late-enrollm ent penalty.

Continued

Medicare Advantage Plan (Part C). You may join an advantage plan during the 7-month period when you first become eligible for Medicare. These plans may have more benefits and more coverage. You may join, switch, or drop a Part C plan between Oct. 15 and Dec. 7. You may switch to Original Medicare (Parts A and B) and sign up for a Medicare Prescription Drug Plan between Jan. 1 and Feb. 14.

Medicare Prescription Drug Plans (Part D). You may join, switch, or drop a drug plan between Oct. 15 and Dec. 7. There is an exception: You may join a 5-star Medicare Prescription Drug Plan, as rated by Medicare, any time. But you can only do this once. Go to www.medicare.gov/find-a-plan to see ratings.

What to know about Medicare penalties. If you don’t sign up during your initial enrollment period for some programs — like Medicare Parts A and B and Medicare Prescription Drug Coverage (Part D) — you might pay a higher monthly fee when you sign up later.

There are some exceptions. If you or your spouse have drug coverage now through an employer-based health plan that is as good as Medicare’s or better, you shouldn’t be charged a late penalty as long as you sign up within the deadlines. After insurance from an employer ends, you must sign up for Part B within 8 months and for Part D within 63 days. Keep in mind that an insurance policy from an employer with fewer than 20 employees works differently with Medicare. If you work for a company of that size, you should sign up for Medicare when you are first eligible. You will not incur penalties if you don’t, but without Medicare Part B coverage, you could be without coverage for outpatient services.

Sign up for Medigap early. Medigap is private insurance you buy to help pay for additional Medicare costs. If you need a Medigap plan, you should buy it within 6 months of getting Medicare Part B. During that period, you’re guaranteed to get any Medigap plan you want. But if you try to buy it after those 6 months, the insurance company can charge you a higher price or turn you down altogether.

WebMD Medical Reference Reviewed by Lisa Zamosky on July 23, 2015

Sources

Medicare.gov: ”Medicare You” handbook.


What to Expect when Applying for a Commercial Mortgage Loan: Part 1 #home #mortgage #refinancing


#commercial mortgage

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What to Expect when Applying for a Commercial Mortgage Loan:
Banks and Private Alternatives
Part 1

If you have never borrowed money for your business before, you may be in for a surprise. Whether you want to borrow working capital to expand your business or leverage equity in a commercial real estate venture, you will soon find out the commercial loan process is very different from the more common home mortgage process. Commercial loans, unlike the vast majority of residential mortgages, are not ultimately backed by a governmental entity such as Fannie Mae. Consequently, most commercial lenders are risk-averse; they charge higher interests rate than on a comparable home loan. Some lenders go a step further, scrutinizing the borrower’s business as well as the commercial property that will serve as collateral for the loan. This means that the business borrower should have different expectations when applying for a loan against his commercial property than he would have for a loan secured by his or her primary residence.

Following is a list of questions the borrower should ask himself and the lender before applying for a commercial loan.

1. How am I going to meet the loan repayment terms?

Typically, bank loans require the borrower to repay his or her entire business loan much earlier than its stated due date. Banks do this by requiring most of their loans to include a balloon repayment. This means the borrower will pay interest and principal on his 30-year mortgage at the stated interest rate for the first few years (generally 3, 5 or 10 years) and then repay the entire balance in one balloon payment.

Many borrowers do not save enough in such a short time frame, so they must either re-qualify for their loan or refinance the loan at the end of the balloon term. If the business happens to have any cash-flow problems in the years immediately preceding the balloon term, the lender may require a higher interest rate, or the borrower may not qualify for a loan at all. If this happens, the borrower runs the risk of being turned down for financing altogether and the property may be in jeopardy of foreclosure.

A balloon loan has other risks as well. If the borrower’s business is in a “risky” industry at the time the balloon is due (think of the oil and gas bust in the 1980s or the telecom implosion of the 2000s), the lender may back out of all refinancing for the enterprise. Alternatively, a lender simply may decide its loan portfolio has too many loans in a given industry, so he will deny future refinancing within that trade.

Non-bank lenders generally offer less stringent credit requirements for commercial loans. Some non-bank lenders will make long-term commercial loans without requiring the early balloon repayment. These loans, which may carry a slightly higher interest rate, work like a typical home loan. They allow a steady repayment over twenty or thirty years. It is often worth paying a one- or two-point higher interest rate for a fixed-term loan in order to ensure the security of a long-term loan commitment.

2. How much can or should I borrow?

Most bank loans prohibit second mortgages, so the borrower should go into the loan process intending to borrow enough to meet current business needs, or enough to sufficiently leverage real estate investments. For a traditional acquisition loan in which the borrower is buying a new property, banks usually require a down payment of 20-25%. So for a $600,000 acquisition, the borrower will need to come up with $120,000-$150,000 for the down payment.

Some non-traditional loans will allow the borrower to make a smaller down payment, maximizing the loan-to-value (LTV) at 85-90%. Such loans are generally not bank loans, but are offered by direct commercial lenders or pools of commercial investors. If the customer wants to borrow the maximum amount possible, the interest rate on such loans may be a point or two higher than typical bank loans. Before deciding how much to borrow, potential borrowers should:

  • Evaluate how much cash they are likely to need
  • Analyze their ability to repay the loan as it is structured

Research has consistently shown that the number one reason behind the failures of most small businesses is the lack of adequate capital to meet cash-flow needs. Because of this it may actually be safer for a small business to leave a larger cushion against unforeseen events by borrowing more money at the slightly higher rate.

The amount of the loan requested has an effect on which commercial lenders will fund the loan. Small businesses borrowing less than $2,000,000 will visit a different pool of potential lenders than those seeking loans of over $5 million. Small business loans are generally made by direct commercial lenders (easily located by internet searches) or by small local banks. Larger loans are generally made by regional banks, and very large loans are made by mega-banks or Wall Street lenders.


Sap crm jobs in Los Angeles, CA #sap #crm #jobs #in #los #angeles, #ca, #tech


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sap crm jobs in Los Angeles, CA

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RN to MSN Programs #aacn, #rn-to-msn, #article, #programs, #years, #degree, #masters, #program, #courses, #course, #work,


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RN to MSN Programs

RN to MSN programs directly bridge rns with diplomas and associate degrees to the master’s degree level (master of science in nursing degree). These type programs require licensure as a registered nurse, a certain amount of bedside work experience (usually 1 or 2 years), gre or mat (with minimum specified score, completed either before entry or at halfway point of program), and a gpa of 2.5 to 3.0 or higher.

As in RN-BSN programs, certain prerequisite courses must be completed before being admitted into RN-MSN programs. Specific requirements vary by institution and the student’s previous course work.

According to the AACN, there are currently 160 RN-MSN programs available nationwide. The number of RN to MSN programs has more than doubled over the past 15 years, from 70 programs in 1994 to the 160 programs today.

These programs facilitate the transition to the graduate nursing degree level with minimal repetition of courses and maximal flexibility for learners. Some RN to MSN programs are offered in an entirely online format; others are a blend of traditional classroom and online courses.

There are clinical requirements (clinical practicum, etc.) that often may be completed in the student’s local community.

RN to MSN programs generally require about 3 years to complete for the fulltime student. These programs combine 1 year of an RN-BSN program with 2 years of graduate study. Baccalaureate content is built into the beginning of the program and graduate specialty course work in the latter part of the program.

Duplicate courses (such as nursing issues) that appear in both BSN and MSN programs (around 6 to 9 semester hours) are deleted from the curriculum. Upon completion, some programs award both the baccalaureate and master’s degree, but some only award a master’s degree.

Several years ago, one of my good friends completed an ADN to MSN program and is a successful family nurse practitioner today. She worked night shift and during slow shifts would work on her course requirements. It took her about 4 or 5 years to finish, as she was a part-time student.

Last edit by Joe V on Jan 12, ’15

The only thing that I don’t like about the RN to MSN programs is that many of them require the GRE to be taken mid-way through the program. and if you don’t get the minimum score, you cannot proceed in the program.

To me, that is too much of a gamble. and I have yet to see a program that didn’t require it.

If someone has found one (not a private online, for-profit school. they are too expensive). please shoot me a PM.

This RN-MSN program gives the option of either the MAT or GRE upon admission.

I’m looking at a program at USA in Mobile, AL. clinical nurse leader. I have my associate and most all prereq’s for my BSN. It does award a BSN. My only thing is the CNL is new and I am 51 yrs old! How is the job market for CNL especially for an older(but young at heart) nurse? I don’t want to waste my time, but would really like to advance my degree, my knowledge base, and my career.

From what I have personally observed, the job market for the CNL is not good – it is a dud. Going for a more established Master’s specialty, such as the clinical nurse specialist (CNS) is a better move, in my opinion. The latter is also an advanced practice nursing specialty, whereas the CNL is not.


Belgrave Agency #nannies, #nanny, #nanny #live #in, #nanny #live #out, #part #time #nanny, #full #time


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Belgrave Agency

I have used Belgrave Agency for over 10 years, they are the best in Dublin, the service is professional, friendly and efficient

Elaine O Mara Dublin

Belgrave Agency provide an excellent professional service, the team are very friendly, honest and get the job done

Christine Murphy Blackrock

Emma (Babysitter) was magnificent. Punctual. Thoughtful. Efficient. Insightful. Caring. And highly flexible we asked her to stay considerably longer the first evening. I recommend her wholeheartedly as an outstanding babysitter. When we re back, we ll use your services again.

Hugh Sexton Switzerland

We returned to Toronto on Sunday evening and are getting back to our normal routines. Amy (Babysitter) was wonderful. Sean and Amelia warmed to her from the moment she entered the room. I would be happy to recommend your service to others.

Kieran Conroy Toronto, Canada

From our client who employed part-time Childminder: We couldn t be happier with Nicki she is absolutely wonderful and a God send.

Carron McKinney Dublin

Damhnait (Babysitter) was wonderful. My son absolutely loved her. We didn t have any worries while we were at the concert. Planning on coming back to Dublin and will use her again. Thanks so much!!

Amy Carter United States

“We used nanny.ie when away in a hotel. Maria the babysitter was great! She is a gran herself so brings loads of experience. My kids loved her and we had a carefree night out”.

Paul Pierotti Accenture, Dublin

Marie (babysitter) was lovely, the boys took her straight away, she was very pleasant and has a lovely friendly personality. Definetely a 10 out of 10 for peace of mind knowing the boys were so well taken care of while we were out, would highly recommend Maria and your agency to our friends.


What to Expect when Applying for a Commercial Mortgage Loan: Part 1 #refinance #mortgage #calculator


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What to Expect when Applying for a Commercial Mortgage Loan:
Banks and Private Alternatives
Part 1

If you have never borrowed money for your business before, you may be in for a surprise. Whether you want to borrow working capital to expand your business or leverage equity in a commercial real estate venture, you will soon find out the commercial loan process is very different from the more common home mortgage process. Commercial loans, unlike the vast majority of residential mortgages, are not ultimately backed by a governmental entity such as Fannie Mae. Consequently, most commercial lenders are risk-averse; they charge higher interests rate than on a comparable home loan. Some lenders go a step further, scrutinizing the borrower’s business as well as the commercial property that will serve as collateral for the loan. This means that the business borrower should have different expectations when applying for a loan against his commercial property than he would have for a loan secured by his or her primary residence.

Following is a list of questions the borrower should ask himself and the lender before applying for a commercial loan.

1. How am I going to meet the loan repayment terms?

Typically, bank loans require the borrower to repay his or her entire business loan much earlier than its stated due date. Banks do this by requiring most of their loans to include a balloon repayment. This means the borrower will pay interest and principal on his 30-year mortgage at the stated interest rate for the first few years (generally 3, 5 or 10 years) and then repay the entire balance in one balloon payment.

Many borrowers do not save enough in such a short time frame, so they must either re-qualify for their loan or refinance the loan at the end of the balloon term. If the business happens to have any cash-flow problems in the years immediately preceding the balloon term, the lender may require a higher interest rate, or the borrower may not qualify for a loan at all. If this happens, the borrower runs the risk of being turned down for financing altogether and the property may be in jeopardy of foreclosure.

A balloon loan has other risks as well. If the borrower’s business is in a “risky” industry at the time the balloon is due (think of the oil and gas bust in the 1980s or the telecom implosion of the 2000s), the lender may back out of all refinancing for the enterprise. Alternatively, a lender simply may decide its loan portfolio has too many loans in a given industry, so he will deny future refinancing within that trade.

Non-bank lenders generally offer less stringent credit requirements for commercial loans. Some non-bank lenders will make long-term commercial loans without requiring the early balloon repayment. These loans, which may carry a slightly higher interest rate, work like a typical home loan. They allow a steady repayment over twenty or thirty years. It is often worth paying a one- or two-point higher interest rate for a fixed-term loan in order to ensure the security of a long-term loan commitment.

2. How much can or should I borrow?

Most bank loans prohibit second mortgages, so the borrower should go into the loan process intending to borrow enough to meet current business needs, or enough to sufficiently leverage real estate investments. For a traditional acquisition loan in which the borrower is buying a new property, banks usually require a down payment of 20-25%. So for a $600,000 acquisition, the borrower will need to come up with $120,000-$150,000 for the down payment.

Some non-traditional loans will allow the borrower to make a smaller down payment, maximizing the loan-to-value (LTV) at 85-90%. Such loans are generally not bank loans, but are offered by direct commercial lenders or pools of commercial investors. If the customer wants to borrow the maximum amount possible, the interest rate on such loans may be a point or two higher than typical bank loans. Before deciding how much to borrow, potential borrowers should:

  • Evaluate how much cash they are likely to need
  • Analyze their ability to repay the loan as it is structured

Research has consistently shown that the number one reason behind the failures of most small businesses is the lack of adequate capital to meet cash-flow needs. Because of this it may actually be safer for a small business to leave a larger cushion against unforeseen events by borrowing more money at the slightly higher rate.

The amount of the loan requested has an effect on which commercial lenders will fund the loan. Small businesses borrowing less than $2,000,000 will visit a different pool of potential lenders than those seeking loans of over $5 million. Small business loans are generally made by direct commercial lenders (easily located by internet searches) or by small local banks. Larger loans are generally made by regional banks, and very large loans are made by mega-banks or Wall Street lenders.