Our Team – Liberty Mortgage Services Ltd #prime #interest #rate


#liberty mortgage

#

Building wealth through Canadian mortgage investments.

About Us – Our Team

Our Investors Say it Best.

Our Team

Liberty’s experienced team makes it a trustworthy partner for investors and borrowers alike.

  • Gordon Taylor. Partner
  • President and Broker/Owner of Liberty Mortgage Services Ltd.
  • Member of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2005) and Exempt Market Dealing Representative (2011)
  • Founded Liberty in 1996
  • Over 30 years investment, banking, venture capital and real estate experience
  • Email: gtaylor_at_libertymortgage.ca
  • Clint Evangelista. B. Comm, Partner
  • Partner of Liberty Mortgage Services Ltd.
  • Member of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2005) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2004
  • Over 15 years experience in investment, venture capital, and private sector financing
  • Email: cevangelista_at_libertymortgage.ca
  • Doug McKinnon. B.Ed
  • Chief Compliance Officer of Liberty Mortgage Services Ltd.
  • Memeber of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2009) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2007
  • Over 30 years experience in investment, venture capital, and private sector financing
  • Email: dmckinnon_at_libertymortgage.ca
  • Michel Lavigne. B. Comm. Partner
  • Member of Liberty Mortgage Services’ Credit Committee
  • Licensed Mortgage Associate (2005) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2004
  • Over 15 years experience in investment, venture capital, and private sector financing
  • Email: mlavigne_at_libertymortgage.ca
  • John Burdiga
  • Licensed Mortgage Associate (2008)
  • Joined Liberty in (2007)
  • Over 25 years of experience in underwriting, conventional and private mortgage financing
  • Email: jburdiga_at_libertymortgage.ca
  • Michelle Gutoski
  • Licensed Mortgage Associate (2008) and Exempt Market Dealing Representative (2011)
  • Joined Liberty in 2008
  • Over 10 years of experience in underwriting, conventional and private mortgage financing
  • Email: mgutoski_at_libertymortgage.ca
  • Deborah Taylor
  • Licensed Mortgage Associate (2013) and Exempt Market Dealing Representative (2013)
  • Joined Liberty in 2013
  • Over 18 years experience in investment, venture capital, and private sector financing
  • Email: dtaylor_at_libertymortgage.ca

Administration Staff (unlicensed)

  • Kari Gillespie
  • Operations Manager, Administration and Risk Management
  • Joined Liberty in 2007
  • Over 27 years in the banking industry
  • Prior to joining Liberty, Kari was a Client Relations Manager with TD Bank
  • Email: kgillespie_at_libertymortgage.ca
  • Bob Sadler
  • Accountant
  • Joined Liberty in 2008
  • Over 40 years in Accounting
  • Prior to joining Liberty, Bob was CFO of an Oil Gas service company and CFO of a company associated with food traceability based in Calgary and Longmount, Colorado
  • Email: bsadler_at_libertymortgage.ca
  • Tia Mankar
  • Controller
  • Joined Liberty in 2014
  • Over 20 years in Accounting
  • Email: tmankar_at_libertymortgage.ca
  • Allie Yorke
  • Corporate Administrator
  • Joined Liberty in 2012
  • Over 5 years in accounting support and administrative roles
  • Prior to joining Liberty, Allie was an accounts payable clerk
  • Email: ayorke_at_libertymortgage.ca

2009 Liberty Mortgage. All Rights Reserved.


Mortgage Net Branch: See Our High-Paying Opportunities for Top Performers #mortgage #payments


#mortgage net branch

#

Это видео недоступно.

Mortgage Net Branch: See Our High-Paying Opportunities for Top Performers

Опубликовано: 22 янв. 2014 г.

For a Mortgage Net Branch opportunity, visit http://www.blueravengroup.com if you would like to take advantage of the most efficient and lucrative way of closing loans.

As a mortgage net branch working with Blue Raven Group, you will have all of the benefits of working with a first-grade banker that recognizes the need to reward high-performers.

Benefits of being a mortgage net branch include faster payments, service times and. the all important. high commissions.

Here at Blue Raven Group, we.

• Provide 48 hour turn times, pay you 7 days after funding

• Allow you to choose your set YSP without having to disclose it

• Invoice us legitimate expenses

• Have over 20 correspondent channels that we work with, and

• Provide you with all the robust software you need to make the mortgage origination business seamless.

We are currently accepting applications from top-performers who are closing at least $500,000 monthly to join our team as a mortgage net branch.

If this mortgage net branch opportunity interests you, visit our website and apply, or give us a call and someone will get back to you within 24 hours.

—————————————-­——-
Arizona Net Branch
Best Mortgage Net Branch
California Net Branch
Illinois Net Branch
Loan Officer Net Branch
Mortgage Net Branch Companies
Net Branch
Net Branch Lender
Net Branch Mortgage Company
Net Branch Mortgages
Top Net Branch
—————————————-­——-

Категория

Лицензия


Our mortgage rates #mortgage #caluculator


#uk mortgage rates

#

first direct Cookie Policy
We use cookies to give you the best possible experience on our website. By continuing to browse this site, you give consent for cookies to be used. For more details, including how you can amend your preferences, please read our Cookie Policy.

JavaScript is currently disabled on this computer/device. As such, cookies for this site are currently disabled. In order to have access to all the features of our fully-optimised website, please enable your JavaScript settings via your browser. For a list of all the cookies we use and what they do, please read our Cookie Policy.

Contact us

New to first direct

Existing account holders

Existing
mortgage
holders

Other mortgage enquiries

Amend your existing online application

If you’ve recently applied for your first direct mortgage online and wish to make any amendments to your application, you’re able to change the following online:

  • loan amount
  • mortgage term
  • mortgage type (i.e. change from offset to repayment only)
  • interest rate (e.g. change from fixed, tracker or standard variable)

In order to make amendments, you’ll need to:

1. Use our ‘Find a mortgage for you’ tool to find the mortgage you would now wish to change to – remembering to select ‘Amending an existing application’ in the ‘I am..’ field.

2. Once you’ve selected the mortgage, you’ll then need to click on ‘Full details’. followed by ‘How to Apply’ .

3. Then simply follow the on-screen instructions.

Please Note: You’ll need to complete a new mortgage application if you want to make any other amendments to your online mortgage application or if your application was submitted over five months ago. If you do not wish to amend your interest rate, but cannot find the interest rate you originally applied for, please call us on 03 456 100 103 .

Important Notes

first direct Offset Mortgages are interest only mortgages. The monthly payments shown on the next screen will cover only the interest charged on your mortgage.

This payment does not cover an amount that you need to pay to a repayment strategy. You are responsible for making your own arrangements to repay your mortgage at the end of the mortgage term.

You must demonstrate that you have a suitable repayment strategy in place. You may choose to use an endowment policy or another investment or savings plan.

Our mortgage rates

Whether you’re a first time buyer, remortgaging (that’s staying in the same house, but changing your mortgage), or moving home, we’ve created a range of mortgages for you.

We offer Repayment and Offset Mortgages with Fixed, Tracker and Standard Variable rates available.

To check if any of the rates listed below are available for you please use our ‘Find a mortgage for you’ tool to enter the details about your property and how much you would like to borrow.

We currently offer a range of mortgages to specific buyer types. Select your buyer type below to view the rates that may be available to you

Filter mortgage products

Repayment Mortgages – Fixed

This is the maximum LTV that will be accepted for this product. The loan to value represents the percentage of the value of the property which the borrower is seeking to borrow. E.g. a £100K property with an £80K mortgage = an 80% LTV.

The maximum LTV we will lend will depend on your individual situation, the property, the loan you choose and the amount you borrow.

This is the percentage rate at which the lender calculates the interest they charge the borrower for the mortgage.

Reverting to the Standard Variable Rate for the rest of the term

The Standard Variable Rate will vary over the term of the loan and is a variable rate set internally by first direct .

Overall
cost for
comparison

The overall cost for comparison is / Annual Percentage Rate of Charge (APRC)

APRC stands for the Annual Percentage Rate of Charge used to compare loan offers.

A non-refundable fee charged on some mortgages to secure a particular mortgage deal.

An Arrangement Fee is a fee which is payable when your mortgage is drawn down. The amount of the Arrangement Fee may vary depending on the product chosen.

This is the maximum LTV that will be accepted for this product. The loan to value represents the percentage of the value of the property which the borrower is seeking to borrow. E.g. a £100K property with an £80K mortgage = an 80% LTV.

The maximum LTV we will lend will depend on your individual situation, the property, the loan you choose and the amount you borrow.

This is the percentage rate at which the lender calculates the interest they charge the borrower for the mortgage.

Reverting to the Standard Variable Rate for the rest of the term

The Standard Variable Rate will vary over the term of the loan and is a variable rate set internally by first direct .

Overall
cost for
comparison

The overall cost for comparison is / Annual Percentage Rate of Charge (APRC)

APRC stands for the Annual Percentage Rate of Charge used to compare loan offers.

A non-refundable fee charged on some mortgages to secure a particular mortgage deal.

An Arrangement Fee is a fee which is payable when your mortgage is drawn down. The amount of the Arrangement Fee may vary depending on the product chosen.

This is the maximum LTV that will be accepted for this product. The loan to value represents the percentage of the value of the property which the borrower is seeking to borrow. E.g. a £100K property with an £80K mortgage = an 80% LTV.

The maximum LTV we will lend will depend on your individual situation, the property, the loan you choose and the amount you borrow.

This is the percentage rate at which the lender calculates the interest they charge the borrower for the mortgage.

Reverting to the Standard Variable Rate for the rest of the term

The Standard Variable Rate will vary over the term of the loan and is a variable rate set internally by first direct .

Overall
cost for
comparison

The overall cost for comparison is / Annual Percentage Rate of Charge (APRC)

APRC stands for the Annual Percentage Rate of Charge used to compare loan offers.

A non-refundable fee charged on some mortgages to secure a particular mortgage deal.

An Arrangement Fee is a fee which is payable when your mortgage is drawn down. The amount of the Arrangement Fee may vary depending on the product chosen.

This is the maximum LTV that will be accepted for this product. The loan to value represents the percentage of the value of the property which the borrower is seeking to borrow. E.g. a £100K property with an £80K mortgage = an 80% LTV.

The maximum LTV we will lend will depend on your individual situation, the property, the loan you choose and the amount you borrow.

This is the percentage rate at which the lender calculates the interest they charge the borrower for the mortgage.

Reverting to the Standard Variable Rate for the rest of the term

The Standard Variable Rate will vary over the term of the loan and is a variable rate set internally by first direct .

Overall
cost for
comparison

The overall cost for comparison is / Annual Percentage Rate of Charge (APRC)

APRC stands for the Annual Percentage Rate of Charge used to compare loan offers.

A non-refundable fee charged on some mortgages to secure a particular mortgage deal.

An Arrangement Fee is a fee which is payable when your mortgage is drawn down. The amount of the Arrangement Fee may vary depending on the product chosen.


Mortgage Net Branch: See Our High-Paying Opportunities for Top Performers #2nd #mortgage #lenders


#mortgage net branch

#

Это видео недоступно.

Mortgage Net Branch: See Our High-Paying Opportunities for Top Performers

Опубликовано: 22 янв. 2014 г.

For a Mortgage Net Branch opportunity, visit http://www.blueravengroup.com if you would like to take advantage of the most efficient and lucrative way of closing loans.

As a mortgage net branch working with Blue Raven Group, you will have all of the benefits of working with a first-grade banker that recognizes the need to reward high-performers.

Benefits of being a mortgage net branch include faster payments, service times and. the all important. high commissions.

Here at Blue Raven Group, we.

• Provide 48 hour turn times, pay you 7 days after funding

• Allow you to choose your set YSP without having to disclose it

• Invoice us legitimate expenses

• Have over 20 correspondent channels that we work with, and

• Provide you with all the robust software you need to make the mortgage origination business seamless.

We are currently accepting applications from top-performers who are closing at least $500,000 monthly to join our team as a mortgage net branch.

If this mortgage net branch opportunity interests you, visit our website and apply, or give us a call and someone will get back to you within 24 hours.

—————————————-­——-
Arizona Net Branch
Best Mortgage Net Branch
California Net Branch
Illinois Net Branch
Loan Officer Net Branch
Mortgage Net Branch Companies
Net Branch
Net Branch Lender
Net Branch Mortgage Company
Net Branch Mortgages
Top Net Branch
—————————————-­——-

Категория

Лицензия


Compare Our Low Mortgage Rates Versus Other Lenders #national #mortgage #news


#mortgage rates chicago

#

Mortgage Rates

Rates current as of 09/15/16, 11:14AM. Compared with Guaranteed Rate’s zero points option. Rates may vary by state. Please see Assumptions for more details.

What Is A Mortgage Rate?

A mortgage rate is the interest rate on your home loan. There are many factors that go into deciding what your interest rate will be when securing a mortgage including inflation, the Federal Reserve, the yield on the 10 year treasury note, your credit score and the mortgage company s specific fees.

How is the Interest Rate Different from the Annual Percentage Rate (APR)?

The interest rate is the rate on the loan itself and does not take into account closing costs. The APR is the interest rate with the closing costs or closing credits accounted in it. The APR provides a more apple-to-apples comparison across loans, as long as the same types of costs are included in each home loan.

Why Guaranteed Rate?

Guaranteed Rate was founded on the idea of making the mortgage process easier while bringing savings to homebuyers from application to closing. We really pride ourselves on bringing low mortgage rates and low fees to our customers after all, the less you spend on your mortgage, the more you can spend on other important things in your life.

By simplifying the mortgage process, we ve been able to find ways to keep the mortgage rates we offer lower than our competitors. And we re so sure about our low rates that not only do we post a live comparison of our mortgage rates versus our competitors we even named our company after it.

Illinois Residential Mortgage Licensee NMLS License #2611
3940 N. Ravenswood Chicago, IL 60613

NMLS Consumer Access
Texas Consumers: How to File a Complaint
Consumers wishing to file a complaint against a company regarding the origination and/or servicing of your mortgage loan or a complaint against a residential mortgage loan originator concerning residential mortgage loans on real estate located in Texas should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

Copyright 2000-2016 Guaranteed Rate. All rights reserved.


Our guide to the different types of mortgages available today #ing #mortgage


#mortgage types

#

Different types of mortgages

Not only do you have to work out which mortgage will be the cheapest for you, which means looking at interest rates and fees, but there are also different types of product available.

So should you go for a fixed or variable rate deal? And what about offsets?

Here we explain the differences in order to help you work out which is the right type of mortgage for you.

Fixed rate mortgage

The interest rate remains the same throughout the period of the deal – typically one to five years, though it is possible to get ten year fixed rates. If you opt for a fixed-rate, you’ll have the security of knowing exactly how much your mortgage will cost you for a set period of time.

Advantages

Your mortgage payments will remain the same, even if interest rates changed. This makes it great for budgeting.

Disadvantages

You are tied in for the length of the deal, so if interest rates fall you can’t take advantage of them. For example, if you opt for a five year fixed-rate deal, you will be tied in until the fixed term ends. If you want to get out of the mortgage before then, you’ll be charged a hefty penalty – often thousands of pounds.

So before you apply for a fixed rate mortgage, think about how long you are happy to be locked in for.

Tracker mortgage

You can monitor how base rate changes will affect your mortgage repayments by using our base rate calculator .

The interest rate on a tracker mortgage is linked to the Bank of England base rate. So if the base rate changes, your mortgage rate will change.

If the base rate was 0.50%, and you took a tracker mortgage with a rate that is 2% above the base rate you’d pay an interest rate of 2.50%. If the Bank of England put the base rate up to 1%, your mortgage rate would increase to 3.00%. This would add about £25 a month to the repayments on a £100,000 mortgage.

As with fixed rate mortgages, trackers are available over different terms: most commonly two or five years. With these deals, you’ll be charged a penalty if you want to get out of the mortgage during the term.

You can also get lifetime, or term, trackers and these are often completely penalty free so they are very flexible and can be a great option if you don’t want to be tied into your mortgage.

Advantages

The rates on the leading tracker mortgages tend to be lower than on fixed rate deals.

Although trackers are variable rate mortgages, it’s easy to understand what rate you’ll be paying because they are directly linked to the base rate. Therefore, the rate, and your monthly payments, will only change if the Bank of England changes the base rate.

Disadvantages

You don’t have the same security with a tracker that you get with a fixed mortgage because the rate is variable. This means you have to be prepared for the fact that your monthly repayments could go up – and it’s really important to make sure you’ll be able to still afford your mortgage if this happens. If money is tight and you need to budget carefully, a fixed rate mortgage will probably be a better option.

Discount mortgage

Trackers aren’t the only type of variable mortgage. Discounts are another. However, unlike trackers the interest rate isn’t linked to the Bank of England base rate. Instead, it’s linked to the lender’s standard variable rate (SVR) and this is a significant difference because lenders can change their SVR even if there has been no change in the base rate.

Discount mortgages are available over different terms – typically one to five years – and as with trackers and fixed rate deals you will probably be charged a penalty if you want to get out of the deal during the term.

Find this helpful? You can share this article

  • Share this article on Facebook
  • Share this article on Twitter
  • Share this article on Google +
  • Share this article on LinkedIn
  • Send this article via Email

Contact moneysupermarket.com at Moneysupermarket House, St David’s Park, Ewloe, Flintshire, CH5 3UZ. © Moneysupermarket.com Ltd 2013

Moneysupermarket.com Limited is an appointed representative of Moneysupermarket.com Financial Group Limited, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 303190).
Moneysupermarket.com Financial Group Limited, registered in England No. 3157344. Registered Office: Moneysupermarket House, St. David’s Park, Ewloe, CH5 3UZ. Telephone 01244 665700

Here’s some important information about the services MoneySupermarket provides. Please read and retain for your own records. About our service

We use cookies to give you the best experience. By using our website you agree to our use of cookies in accordance with our Cookie Policy


Our guide to the different types of mortgages available today #amortization #loan #calculator


#mortgage types

#

Different types of mortgages

Not only do you have to work out which mortgage will be the cheapest for you, which means looking at interest rates and fees, but there are also different types of product available.

So should you go for a fixed or variable rate deal? And what about offsets?

Here we explain the differences in order to help you work out which is the right type of mortgage for you.

Fixed rate mortgage

The interest rate remains the same throughout the period of the deal – typically one to five years, though it is possible to get ten year fixed rates. If you opt for a fixed-rate, you’ll have the security of knowing exactly how much your mortgage will cost you for a set period of time.

Advantages

Your mortgage payments will remain the same, even if interest rates changed. This makes it great for budgeting.

Disadvantages

You are tied in for the length of the deal, so if interest rates fall you can’t take advantage of them. For example, if you opt for a five year fixed-rate deal, you will be tied in until the fixed term ends. If you want to get out of the mortgage before then, you’ll be charged a hefty penalty – often thousands of pounds.

So before you apply for a fixed rate mortgage, think about how long you are happy to be locked in for.

Tracker mortgage

You can monitor how base rate changes will affect your mortgage repayments by using our base rate calculator .

The interest rate on a tracker mortgage is linked to the Bank of England base rate. So if the base rate changes, your mortgage rate will change.

If the base rate was 0.50%, and you took a tracker mortgage with a rate that is 2% above the base rate you’d pay an interest rate of 2.50%. If the Bank of England put the base rate up to 1%, your mortgage rate would increase to 3.00%. This would add about £25 a month to the repayments on a £100,000 mortgage.

As with fixed rate mortgages, trackers are available over different terms: most commonly two or five years. With these deals, you’ll be charged a penalty if you want to get out of the mortgage during the term.

You can also get lifetime, or term, trackers and these are often completely penalty free so they are very flexible and can be a great option if you don’t want to be tied into your mortgage.

Advantages

The rates on the leading tracker mortgages tend to be lower than on fixed rate deals.

Although trackers are variable rate mortgages, it’s easy to understand what rate you’ll be paying because they are directly linked to the base rate. Therefore, the rate, and your monthly payments, will only change if the Bank of England changes the base rate.

Disadvantages

You don’t have the same security with a tracker that you get with a fixed mortgage because the rate is variable. This means you have to be prepared for the fact that your monthly repayments could go up – and it’s really important to make sure you’ll be able to still afford your mortgage if this happens. If money is tight and you need to budget carefully, a fixed rate mortgage will probably be a better option.

Discount mortgage

Trackers aren’t the only type of variable mortgage. Discounts are another. However, unlike trackers the interest rate isn’t linked to the Bank of England base rate. Instead, it’s linked to the lender’s standard variable rate (SVR) and this is a significant difference because lenders can change their SVR even if there has been no change in the base rate.

Discount mortgages are available over different terms – typically one to five years – and as with trackers and fixed rate deals you will probably be charged a penalty if you want to get out of the deal during the term.

Find this helpful? You can share this article

  • Share this article on Facebook
  • Share this article on Twitter
  • Share this article on Google +
  • Share this article on LinkedIn
  • Send this article via Email

Contact moneysupermarket.com at Moneysupermarket House, St David’s Park, Ewloe, Flintshire, CH5 3UZ. © Moneysupermarket.com Ltd 2013

Moneysupermarket.com Limited is an appointed representative of Moneysupermarket.com Financial Group Limited, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 303190).
Moneysupermarket.com Financial Group Limited, registered in England No. 3157344. Registered Office: Moneysupermarket House, St. David’s Park, Ewloe, CH5 3UZ. Telephone 01244 665700

Here’s some important information about the services MoneySupermarket provides. Please read and retain for your own records. About our service

We use cookies to give you the best experience. By using our website you agree to our use of cookies in accordance with our Cookie Policy


Compare Our Low Mortgage Rates Versus Other Lenders #50 #year #mortgage


#mortgage rates chicago

#

Mortgage Rates

Rates current as of 09/15/16, 11:14AM. Compared with Guaranteed Rate’s zero points option. Rates may vary by state. Please see Assumptions for more details.

What Is A Mortgage Rate?

A mortgage rate is the interest rate on your home loan. There are many factors that go into deciding what your interest rate will be when securing a mortgage including inflation, the Federal Reserve, the yield on the 10 year treasury note, your credit score and the mortgage company s specific fees.

How is the Interest Rate Different from the Annual Percentage Rate (APR)?

The interest rate is the rate on the loan itself and does not take into account closing costs. The APR is the interest rate with the closing costs or closing credits accounted in it. The APR provides a more apple-to-apples comparison across loans, as long as the same types of costs are included in each home loan.

Why Guaranteed Rate?

Guaranteed Rate was founded on the idea of making the mortgage process easier while bringing savings to homebuyers from application to closing. We really pride ourselves on bringing low mortgage rates and low fees to our customers after all, the less you spend on your mortgage, the more you can spend on other important things in your life.

By simplifying the mortgage process, we ve been able to find ways to keep the mortgage rates we offer lower than our competitors. And we re so sure about our low rates that not only do we post a live comparison of our mortgage rates versus our competitors we even named our company after it.

Illinois Residential Mortgage Licensee NMLS License #2611
3940 N. Ravenswood Chicago, IL 60613

NMLS Consumer Access
Texas Consumers: How to File a Complaint
Consumers wishing to file a complaint against a company regarding the origination and/or servicing of your mortgage loan or a complaint against a residential mortgage loan originator concerning residential mortgage loans on real estate located in Texas should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

Copyright 2000-2016 Guaranteed Rate. All rights reserved.


Save Our Shores – Star Spangled Beach CleanupSave Our Shores #oil #spill #webquest, #save #our


#

The Fourth of July is right around the corner, and here at Save Our Shores we know what that means tons of pollution on our local beaches! But with the help of volunteers, we can prevent that pollution from entering the Monterey Bay and harming marine life.

Celebrate responsibly this Fourth of July!

The first opportunity to help comes on July 4. We need volunteers to hand out bags, spread the Pollution Prevention is Patriotic message, and remind beachgoers to take care of their trash and recyclables. Outreach efforts will take place from 12-4 p.m. at the following beaches:

4 Mile Beach
Cowell and Main Beach
Seabright State Beach
Twin Lakes State Beach
Seacliff/Rio Del Mar beaches
Del Monte Beach
Carmel City Beach

SOS spreading the Pollution Prevention is Patriotic message

The second opportunity to lend a hand comes on July 5. The Star Spangled Beach Cleanup is the second largest cleanup that Save Our Shores hosts all year. Volunteers can help pick up trash at the following sites from 8-10 a.m. :

Davenport Main Beach
4 Mile Beach
Cowell and Main Beach
Twin Lakes State Beach
Seabright State Beach
Seacliff State Beach
Panther/Coast Dairies State Beach
Sunny Cove
Hidden Beach
Moran Lake Beach
Beer Can Beach
Its Beach
Del Monte Beach
Sand City Beach
Carmel City Beach

Girl Scouts helped us clean Seacliff State Beach on July 5, 2013

We need all the help we can get to restore the beauty of our local beaches, especially after a three-day holiday weekend like this Independence Day, so please tell your friends, your mailman, your barista, your dentist, and everyone else you know who cares about the health of the ocean to volunteer with SOS!

Remember: Beaches need love too! Celebrate responsibly this Fourth of July and keep our beaches clean.


Biggs insurance #briggs, #inc. #of #omaha #is #a #leading #wholesale #distributor #of #plumbing, #decorative #showroom


#

  • A.Y. McDonald
  • Altmans
  • Ambella Home Collection
  • Amtrol
  • Anaco
  • Artisan Manufacturing Corp.
  • Bain Ultra
  • Barclay Products Ltd
  • Basco
  • Bear Creek Glass
  • Blanco
  • Bradley
  • Brass Craft
  • Brizo
  • Cambridge Lee
  • Canterbury
  • Central Brass
  • Charlotte Pipe Foundry
  • Chicago Faucets
  • Church
  • Clarke
  • Colonial Bronze Company
  • Coral
  • Cresline Plastics Pipe Co.
  • Danze
  • Dap
  • Dearborn Brass
  • Delta Faucet
  • Eemax Inc.
  • Elite Bath, Inc.
  • Elkay
  • Erico
  • Fernco
  • Fiat
  • Flo-Control
  • Florestone
  • Fluidmaster
  • Gastite
  • Geberit
  • General Wire Spring Co.
  • Ginger Company USA
  • Grohe
  • Grundfos
  • Hansgrohe
  • Hercules
  • In Sink Erator
  • Infiltrator Systems Inc.
  • IPS Corporation
  • Jay R. Smith Mfg. Co.
  • Jackel
  • Jado
  • Jaclo Industries
  • Jones Stephens Corp.
  • Kohler
  • Legend Valve
  • Lenox
  • Leonard Valve Company
  • Linkasink
  • Little Giant
  • Maax
  • Malco Products Inc.
  • Mansfield
  • Mission Rubber Company
  • Moen
  • Mountain Plumbing Products
  • Mr. Steam
  • Mueller Co.
  • Mueller Industries
  • Navien
  • Nibco
  • Noble Company
  • Oatey
  • Onyx Collection
  • Panasonic
  • Plumberex Specialty
  • Powers
  • Prinsco
  • Rectorseal
  • Rheem
  • Ridgid
  • Robern, Inc.
  • Robert Manufacturing Co.
  • Roman Marble Products
  • Royal Building Products
  • Sioux Chief
  • Sloan
  • Snyder Industries
  • Spears
  • Steamist
  • Sterling
  • Stone Forest, Inc.
  • Swan Corporation
  • Symmons Ind.
  • T S Brass
  • Top Knobs
  • Topp Industries
  • Truebro
  • Uponor / Wirsbo
  • Watco Manufacturing Company
  • Watergroup
  • Watson Manufacturing
  • Watts Regulator Company
  • Wheatland Tube Company
  • William H. Harvey Company
  • Wilkins Regulator
  • Woodford Manufacturing Company
  • Zoeller
  • Zurn

  • Rinse thoroughly and use a soft cloth to wipe the product dry after each use.
  • In the rare occurrence of stubborn stains, use abrasive cleaners sparingly.
  • Do not use steel wool, wire brushes or abrasive sponge pads.
  • Be careful not to leave dirty dishes, coffee grounds, tea bags or other staining materials in contact with the enamel surface for extended periods of time.
  • Consider kitchen sink accessories such as bottom basin racks and rinse baskets to help protect the surface from scratches.

  • Clean your acrylic shower or tub shower regularly with a non-abrasive spray, cream-based cleansing agent or dishwashing liquid.
  • Never use abrasive cleansers, scrapers, metal brushes or anything that could scratch or dull the surface

  • Rinse thoroughly and use a soft cloth to wipe the product dry after each use.
  • Soft abrasive cleaners may be used when necessary to clean KOHLER vitreous china products. Strong abrasive cleaners will scratch and dull the surface.

  • Do. Rinse thoroughly after each use. Thorough rinsing can be done by running the water for a few minutes and rubbing the cleaned area with a sponge.
  • Do. Towel dry after each use to prevent mineral deposits from building up on the surface of the sink.
  • Do. Scour the sink once a week, being sure to rub in the direction of the satin finish lines, using an Elkay recommended cleanser.
  • Don’t. Scour the sink across the satin finish lines. Scouring across the satin finish lines can damage the original sink finish.
  • Don’t. Allow liquid soap or other household cleansers to dry on the surface of the sink. Most brands contain chemical additives which will affect the original high luster finish.
  • Don’t. Leave standing solutions of chlorine bleach and water in the sink for extended periods of time. Chlorides, which are found in most soaps, detergents, bleaches, and cleansers, are very aggressive to stainless steel. If left on the sink too long they can cause surface pitting.
  • Don’t. Use a steel wool pad to clean your sink. If a more abrasive product is needed, use a Scotch Brite pad being sure to rub in the direction of the satin finish lines. Steel wool pads have a tendency to break apart and small particles of steel can become embedded in the surface of the sink. The steel particles will rust and will give the appearance that the sink itself is rusting.
  • Don’t. Use rubber mats or dishpans in the sink to protect the finish. Leaving rubber mats or dishpans in the sink can lead to surface rust or possible pitting. However, if you do use mats or dishpans please remove them after each use.
  • Don’t. Leave wet sponges, cloths, or cleaning pads on the sink. This can lead to surface rust.

Kitchens Baths by Briggs are the largest decorative plumbing showrooms in the area. As a premier and registered Kohler showroom, they feature the most current and innovative products with the finest selection of bathroom furniture, custom showering products, decorative sinks, toilets, bathtubs and faucets. Let us help you create an anything but ordinary room in your home.

Our company was founded in 1906 as a pump and windmill supply house in Omaha, Nebraska. Over the ensuing years, Briggs has grown in size from one location to nine locations in Nebraska, Iowa and Kansas. The company product line has grown as well from primarily water pumps and well supplies to plumbing fixtures and supplies.

As a Midwestern oriented business our philosophy is to strongly emphasize customer service, carry a wide array of high quality products, show honesty and integrity in our business dealings, and offer fair, affordable prices and terms to our customers.

We have been in business a long time and we have grown into the largest distributor of our kind in Nebraska because of our adherence to our philosophy of the right way to do business, and because we have very good people as employees. Let us show what we can do for you!

2011 Briggs, Inc. of Omaha · All Rights Reserved. Designed By Light Inc .