Innovative Mortgage: Kennewick, WA: Home Loans, Refinance Options, mortgage options.#Mortgage #options


mortgage options

Mortgage optionsMortgage options

  • Mortgage options
  • Mortgage options

Innovative Mortgage

The real innovation is the way we treat you. Innovative Mortgage is a locally owned and operated full service mortgage broker, serving the Tri-Cities community for over 12 years. For either purchase or refinance real estate transactions our goal is your satisfaction. Innovative Mortgage, Inc NMLS MB 35988

The Team

The Innovative Mortgage Team has over 40 years of combined experience working for our customers to get the most competitive mortgage values for purchase or refinance 1-4 unit real estate transactions . Call or visit us to see why the real innovation is how we treat our clients.

Mortgage options

Information

Come prepared by following some of these simple steps.

Mortgage options

Mortgage Options

Having mortgage options is important. Get more detailed information on all the mortgage options we have and how they fit your needs.

Mortgage options

Industry Partners

Support these great companies serving the Tri-Cities and greater Columbia Basin

Innovative Mortgage: Tri-Cities Mortgage Solution

Innovative Mortgage is dedicated to taking care of our clients first. We have access to the top lenders and a reputation for getting excellent rates with quick closing and attention to detail. Providing outstanding service to the Tri-Cities community is a daily goal with our innovative solutions for your mortgage needs. For either purchase or refinance, 1-4 unit residential loan transactions, Innovative Mortgage is the locally owned and operated mortgage broker where the real innovation is how we treat the customer.


Arizona Mortgage Broker – Arizona Wholesale Mortgage Inc, mortgage options.#Mortgage #options


mortgage options

Arizona Wholesale Mortgage Inc. prides ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona. Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, Jumbo, FHA or Reverse Mortgage, you won’t find a more ethical mortgage company anywhere in Arizona.

If our clients are not satisfied, than we are not satisfied.

WHO WE ARE

We at Arizona Wholesale Mortgage Inc. are a full service mortgage broker since 1998. That’s a long time in today’s every changing mortgage environment.

WHAT WE DO

As a mortgage broker, we shop around the country from the East coast to the West coast to find you the lowest home mortgage interest rate based on your unique situation.

WHERE WE WORK

Contact us to submit any Arizona mortgage loan questions, or for that matter, questions that are not related to Arizona mortgages. We will do our best to try and answer!

OUR LOAN PROGRAMS

GOVERNMENT LOANS

REFINANCE

We offer refinance loans in Phoenix and in every city and county throughout the great state of Arizona.

NON QM LOANS

JUMBO LOANS

HARP 2.0

FIRST TIME HOME BUYERS

FANNIE MAE HOMEPATH

INVESTMENT LOANS

CONVENTIONAL LOANS

HAVE QUESTIONS ABOUT A LOAN? ASK ONE OF OUR LICENSED LOAN OFFICERS

Frequently Asked Questions

We have survived the toughest of times in the mortgage business, because– among other things– we believe in this fundamental principal of doing business:

We treat our clients with respect, and treat each and every client as we ourselves expect to be treated.

This means you will deal with professional Arizona mortgage loan officers– seasoned mortgage professionals– instead of customer service agents who can only respond to your mortgage questions by reading answers from a computer monitor.

It means that we personally invest in every client’s loan, as each and every loan we provide affects each and every person at this company.

It means that if we want to compete against the bigger banks, we need to offer our loan clients a better rate, better service, and all all-around better lending experience than our competition.

Our licensed Arizona mortgage brokers give you the personal attention you deserve and treat you with respect.

Mortgage options Our website is currently undergoing some improvements and if you are reading this, that means we are still renovating the section of the website that contains our famously low Arizona mortgage rates. We sincerely apologize for this inconvenience.

However, if you need a mortgage rate quote now, please use our contact form and let us know exactly what type of home loan you are interested in.

The appropriate loan professional will respond with an accurate rate quote based on your specific mortgage needs on the same business day.

Although mortgage rates occasionally change in the middle of the day, it is very rare. The great majority of the time, mortgage rates post in the morning and stay that way until the close of the banking day.

This is important to the Arizona rates shopper because: Mortgage rate locks need to be turned in before 5:00PM, Arizona time at this and most other Arizona mortgage companies.

If you are interested in getting a rate quote and possibly locking a mortgage rate, it is always best to start your banking business in the morning, no matter where you live, but especially for those of us who live out West.

Mortgage options Refinance your Arizona home loan with us and save.

The professionals at Arizona Wholesale Mortgage understand that refinancing your mortgage can be a headache, which is why we’ve streamlined the lending process as much as possible.

Need to refinance a Conventional Fannie Mae loan?

Fannie Mae has been tightening refinance guidelines and qualification requirements across the board. This is an unusual situation, because Conventional mortgages have traditionally been the easiest type of loan to refinance.

We know what it takes to get a Conventional loan approved in Arizona and if anyone can help you, we can.

Please use our Arizona Refinance Application to supply us with some information, and a loan officer will be in touch to discuss conventional loan refinance rates and costs.

If you need an FHA streamline refinance or a VA streamline refinance, your approval is almost guaranteed. As long as you have been making your current mortgage payments on time.

The reason it is called a “streamline” refinance is because we do not need a lot of documentation from our client.

Mortgage options

Miniature House on Top of Cash Home Equity Concept

An Arizona Jumbo mortgage (a.k.a. Jumbo home loan) is a mortgage with a principal amount that exceeds $424,100. There are a couple of states with exceptions to the Jumbo loan limits (AK and HI), but Arizona Jumbo loans start at $424,100.

Arizona Wholesale Mortgage Inc. provides Jumbo mortgage loans to our clients since 1998. Our experience with this very unique home loan is extensive.

Our Jumbo loan center is located in Phoenix, AZ, but we have lending offices and loan officers working all over the state.

We will always beat our competition’s lowest rate with any Jumbo loan, no matter the size. Call your bank for a mortgage rate quote and then call us to compare. We welcome the opportunity to help you.

We want to earn your Jumbo loan and we want to earn it and provide you the best rate and closing costs you can find. We match this with our outstanding customer-service. Check out our informational page for Jumbo mortgage loans here.

Mortgage optionsDebt Consolidation Loans, Home Improvement, Home Equity Loans

We’ll help you find the Home Equity loan that’s right for you- be it a “pool loan”, debt consolidation, or just to take a much-home improvement plans, necessary for home improvement loandeserved vacation.

In Arizona, because swimming pools are so common, Home Equity loans are often marketed as “pool loans.”

It is a big mistake to take pool loan financing from a your pool company. This is the equivalent of getting auto financing from the used car dealership, instead of finding the lowest rate.

Oftentimes, pool loans– which is just a another way of saying “Home Equity loan”– will be 10 points higher than ours. In other words, if the pool company offers you a loan at 15%, we will likely be around 5%.

Our Home Equity Line of Credit loans (a.k.a. HELOC loans) are the most competitive in Arizona. We offer an interest-only home equity line of credit or a fixed rate “second mortgage.” We will help you choose the most appropriate home equity loan, based on how long you intend to keep the loan and what your particular intentions are. Most importantly, we will explain exactly why we recommend a particular mortgage product.

We want our mortgage clients to be well-informed and comfortable in their decision to deal with us.

Note: Although our headquarters are located in Phoenix – we have mortgage brokers working all over the State of Arizona.


Types of Mortgage Loans, KeyBank, mortgage options.#Mortgage #options


Find a Location

Sorry, this browser does not support inline frames. Sign On to Online Banking

Mon-Fri 8:00 a.m.- 8:00 p.m. EST

Mortgage options Mortgage options

Step by step guidance, so you’ll feel at home with your decisions

Services and resources for all KeyBank mortgage accounts:

Mortgage options

How Much House Can I Afford?

Mortgage options

Tools and Resources

Mortgage options

Mortgage options

Make a Mortgage Payment

Products

First-Time Homebuyer

Experienced Homebuyer

Refinance

Which of our mortgages is right for you?

Conventional Fixed Rate Mortgage

You plan to stay in your home for more than a few years.

Rate remains the same for the term of the loan.

Allows for easier budgeting.

Conventional Adjustable Rate Mortgage

You may want to sell or refinance early and can afford to make larger monthly payments should interest rates rise.

Interest rate adjusts periodically to reflect market condition within a predetermined time frame, and there may not be a cap on interest rate increases.

Lower initial rate can be locked in for different time periods, after which the interest rate and monthly payments may change.

Government (FHA/VA/HomeReady ® )

You qualify based on income and other factors.

You qualify for a VA home loan as a veteran or reservist.

FHA loans offer low down payment options and the ability to use gift funds for down payment and closing costs.

VA loans are partially guaranteed by the VA, so private lenders can provide better terms like 100% loan-to-value without mortgage insurance and no down payment in most cases.*

Jumbo Loan

You are in the market for a higher priced home.

Loan amounts up to $3.5 million with fixed- and adjustable-rate options.

SilverKey available for single family attached and detached, condos and Planned Unit Developments (PUDs).

GoldKey exclusive to Key Private Bank clients and for up to 90% LTV to $1 million with no PMI required.

Combination

You have funds for a 10% down payment.

You’ll have 2 simultaneous mortgages, one for 80% of the home’s value (LTV) and one for 10% LTV. The remaining 10% is your down payment.

Eliminates the need for Private Mortgage Insurance (PMI)

Community Professional

You qualify based on income, location or profession.

Community loans may offer low down payments.

Professional loans are tailored to financial realities of doctors and dentists.

State Bond

You are qualified as a first time home buyer in the state.

Various programs with features including competitive rates.

We’re in your neighborhood!

Have all your questions answered by an experienced mortgage loan officer near you.

Mon-Fri 8 a.m.- 8 p.m. EST

*Unless required by the lender, or if the purchase price exceeds the reasonable value of the property as determined by VA, or the loan is made with graduated payment features

NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. Information and offer are subject to change without notice. All loans are subject to credit and collateral approval.


Home Mortgage Loans, Quicken Loans, mortgage options.#Mortgage #options


Select the Mortgage That Fits Your Needs

Get the lowest rate we offer! A top choice of the financially savvy. Maximize your monthly budget with a 5- or 7-year ARM.

Choose any loan term from 8 to 30 years and get a fixed rate with a low payment – even pay off your loan faster!

An FHA home loan makes qualifying for your new mortgage easier. Refi or buy, it s our most flexible loan.

The 30-year fixed-rate mortgage gives you a low payment that doesn t change. No wonder it s our most popular loan.

We re honored to offer this top military benefit and help veterans refinance or buy their homes, even with zero down for home purchases.

Get a secure, low-rate mortgage, and pay less interest over the life of your loan.

Take advantage of today s low rates for loans over $424,100, now up to $3,000,000. 15-year, 30-year, FHA and ARM jumbo mortgage options are available, depending on your area.

In an FHA mortgage now? Get the easiest possible refinance with FHA Streamline. You may not even need an appraisal!

A great financial tool for homeowners 62 years and older – eliminate your monthly mortgage payment and get cash when you need it.

Not sure which loan is right for you?

Start with one of our easy mortgage loan calculators. Or talk to a Home Loan Expert now by calling (800) 251-9080 .

Manage Your Mortgage

  • Try Rocket Mortgage
  • Talk to an Expert
  • Call Us at (800) 251-9080
  • Español
  • Sign in to MyQL

Research Your Options

Learn About Quicken Loans

  • Mortgage options
  • Mortgage options
  • Mortgage options

Quicken Loans, 1050 Woodward Avenue, Detroit, MI 48226-1906.

©2000 – 2017 Quicken Loans Inc. All rights reserved. Lending services provided by Quicken Loans Inc., a subsidiary of Rock Holdings Inc. “Quicken Loans” is a registered service mark of Intuit Inc., used under license.

Mortgage options


1 Reverse Mortgage Calculator, age, mortgage options.#Mortgage #options


Reverse Mortgage Calculator

Each week we update our online calculator to reflect our most popular programs offered at All Reverse Mortgage . You can request a formal analysis including written loan comparisons of ALL options, closing costs and amortization schedules by completing step 3 or call us while you’re using this calculator Toll Free (800) 565-1722

Input your date of birth, property zip code, estimated home value and existing mortgages (if applicable)

Unsure of your home value? Not to worry. When you request a formal analysis our team will also include a free property report.

Did You Know? Anytime you close a reverse mortgage within 6 months from your next birthday you will automatically be calculated a year older.

Step 2

Did You Know? On the adjustable plans you can change the terms of your reverse mortgage after closing for a time fee of $20. i.e. Move from a credit line to payment plan or vice versa.

Unsure of Program? Not to worry. Our expert team will provide straightforward comparisons of all your options. We look forward to helping you decide which HECM program may be most suitable for your immediate or long term needs.

Step 3

Did You Know? Once you request an application we lock in your expected rate which guarantees you access to the current principle limit even if rates should rise.

Additional Calculators courtesy of All Reverse

Legal Stuff: All Reverse Mortgage Calculator and all content included on this page and on their website are for borrower convenience only. Results using the online calculator are loan estimates, and terms produced by the calculator may not be presently available credit terms. All Reverse Mortgage will endeavor to maintain current information and a fully functioning calculator for customer use at all times, but cannot guarantee terms available or that system malfunctions will never occur. To receive an actual proposal or available programs, rates and terms, you must contact our office. Interest rates (fixed rate and adjustable rate, LIBOR index) and amortization, mortgage insurance premiums (MIP), origination fees, lender margins, payment options and closing costs may vary. Borrowers with reverse mortgages must continue to pay all property charges such as property taxes, hazard insurance and HOA dues (if any). Please contact our office to determine eligibility


Monster Mortgage, mortgage options.#Mortgage #options


mortgage options

Mortgage options

Monster Mortgage Inc. is responsible for the Personal Information under its control and has appointed a Privacy Officer to oversee our efforts to comply in all materials respects with applicable privacy legislation and the terms of this Privacy Policy. If you wish to contact our Privacy Officer, you may do so as by Telephone: 1.877.819.3619

Shopping for a new home? Make sure you get pre approved now and lock in your rate!

Buying a new home? We’ll help you navigate the confusion of mortgage and payment options.

Mortgage up for renewal or looking to take advantage of lower interest rates? We’ll find the solution that’s right for you.

Use the equity you already have in your home to lower interest payments on bad debts, reduce payees, or pay for home renovations.

Held back by high-interest rate debt? Consolidate your debts into a lower interest rate and increase your monthly cash-flow.

Buying a home? Get up to $5000 cash back with Monstermortgage.ca

Make sure you and your family can pay off your mortgage in case of an accident, sickness, critical illness, or loss of life. GET PROTECTED.

Building a new home or renovating your property? MonsterMortgage.ca provides the most flexible construction financing in the country.

Don’t understand some of the jargon you’re hearing out there. We’ve got you covered

You’ve got questions, we’ve got all of the answers

Browse our library of whitepapers and get the facts you need

Recognized for 3 consecutive years as Canada’s Mortgage Brokerage of the Year, MonsterMortgage.ca is the smarter alternative to dealing with just one bank.

Fill out our mortgage application form or call us to start the process.

Interested in a career with Monstermortgage.ca? We’re always looking for top talent

We love and support the communities we work in. See what we’ve been up to in your community.

  • Mortgage options
  • Mortgage options

Get approved Quickly

Mortgage options


Monster Mortgage, mortgage options.#Mortgage #options


mortgage options

Mortgage options

Monster Mortgage Inc. is responsible for the Personal Information under its control and has appointed a Privacy Officer to oversee our efforts to comply in all materials respects with applicable privacy legislation and the terms of this Privacy Policy. If you wish to contact our Privacy Officer, you may do so as by Telephone: 1.877.819.3619

Shopping for a new home? Make sure you get pre approved now and lock in your rate!

Buying a new home? We’ll help you navigate the confusion of mortgage and payment options.

Mortgage up for renewal or looking to take advantage of lower interest rates? We’ll find the solution that’s right for you.

Use the equity you already have in your home to lower interest payments on bad debts, reduce payees, or pay for home renovations.

Held back by high-interest rate debt? Consolidate your debts into a lower interest rate and increase your monthly cash-flow.

Buying a home? Get up to $5000 cash back with Monstermortgage.ca

Make sure you and your family can pay off your mortgage in case of an accident, sickness, critical illness, or loss of life. GET PROTECTED.

Building a new home or renovating your property? MonsterMortgage.ca provides the most flexible construction financing in the country.

Don’t understand some of the jargon you’re hearing out there. We’ve got you covered

You’ve got questions, we’ve got all of the answers

Browse our library of whitepapers and get the facts you need

Recognized for 3 consecutive years as Canada’s Mortgage Brokerage of the Year, MonsterMortgage.ca is the smarter alternative to dealing with just one bank.

Fill out our mortgage application form or call us to start the process.

Interested in a career with Monstermortgage.ca? We’re always looking for top talent

We love and support the communities we work in. See what we’ve been up to in your community.

  • Mortgage options
  • Mortgage options

Get approved Quickly

Mortgage options


Reverse Mortgage Calculations: How Much Money Can I Get? What Are the Payment Options, NewRetirement,


Reverse Mortgage Calculations: How Much Money Can I Get? What Are the Payment Options?

Mortgage options

How Much Money Can I Get from a Reverse Mortgage?

The amount of money you can get with a reverse mortgage varies greatly from homeowner to homeowner.

The fastest way to estimate your reverse mortgage loan amount is to use a Reverse Mortgage Calculator. But only a lender will be able to give you an exact dollar amount.

Understanding Reverse Mortgage Calculations

Before calculating your reverse mortgage loan amount, it may help you to understand how reverse mortgage calculations are done.

The different HECM reverse mortgage programs (see below) yield different amounts of money.

Your reverse mortgage lender will determine your actual loan amount by using:

  • Available HECM Reverse Mortgage loans
  • The value of your home
  • Prevailing interest rates
  • The amount of any outstanding loans against your house
  • Your age

However, there is a maximum loan amount – a loan limit – which is determined by law. As of 2017, the maximum limit on HECM reverse mortgages is $636,150, up from $625,500.

Why Isn t My Reverse Mortgage Loan Amount Equal to the Full Value of My Home?

There are two main reasons that, when you do reverse mortgage calculations, your loan amount will be less than you think it should be.

Home Ownership: When you get a reverse mortgage you still own your home. Home ownership means that you need to retain at least some of your home equity stake. If you were to borrow the full value of your home, that would be more like selling your house — which you probably do not want to do.

Retaining equity in your home gives you more flexibility for your future. These reserves could give you access to additional options to, such as downsize, relocate, or potentially leave an estate to heirs.

Payoff Current Mortgage: A reverse mortgage can be the only loan on your home. If you are still paying off your traditional mortgage, then part of your reverse mortgage loan must be used to pay off that existing mortgage.

An Example of Reverse Mortgage Calculations

So, if you are 65 and own a $300,000 home with $50,000 left to pay off on an existing mortgage, you might qualify for a reverse mortgage loan of around $150,000.

However, that does not mean that you automatically get access to $150,000. In fact, you MUST use $50,000 of your reverse mortgage loan amount to pay off your existing mortgage giving you the HUGE benefit of eliminating your ongoing monthly mortgage payments (improving your monthly cash flow).

Calculate your own loan amount with a reverse mortgage calculator.

Available Reverse Mortgage Programs

Currently, there is only one widely available reverse mortgage – the Home Equity Conversion (HECM) reverse mortgage.

Depending on your needs, there are 3 main variations of the HECM reverse mortgage:

1. The HECM Fixed Rate Reverse Mortgage: When you secure a reverse mortgage with a fixed interest rate, all loan proceeds must be used to either pay off an existing mortgage and/or be taken as up front cash.

2. The HECM Adjustable Rate Reverse Mortgage: The adjustable rate HECM reverse mortgage enables you to use your loan to pay off your existing mortgage and/or take all remaining loan proceeds as either a line of credit or annualized monthly lifetime payments. There are numerous advantages to taking your loan amount as a line of credit or monthly lifetime payments.

The advantage of a line of credit is that you only pay interest on the funds you withdraw, not the total amount that is available to you. And the money in the line of credit actually EARNS interest.

3. HECM for Purchase: In addition to the loans described above which are usually used on an existing home there is the HECM for Purchase program. HECM for Purchase enables you to use a reverse mortgage to buy a home instead of on your existing home. This program lets seniors potentially combine the benefits of downsizing with those of a reverse mortgage to eliminate their mortgage debt and find a home that suits their needs.

Reverse Mortgage Payment Options

Depending on your situation, you may have some options for how to receive any reverse mortgage proceeds. A reverse mortgage lender could help you design a program to meet your unique needs.

For an official estimate, contact a reverse mortgage lender by completing our information request form.

Options for accessing your home equity might include:

Payoff Your Existing Mortgage: As stated above, if you owe anything on your home, then a reverse mortgage must be used to pay off your existing mortgage. This is a key benefit to a reverse mortgage since it eliminates your traditional monthly mortgage payments.

Cash: The HECM Fixed Rate reverse mortgage enables eligible home owners to take out some cash, in a lump sum, from their home equity.

This cash can be used for ANY purpose. Although you make no monthly mortgage payments, interest charges accrue on the total loan amount every month you carry the reverse mortgage. Therefore, the total size of your loan will increase over time, though the total amount owed can never exceed the value of your home.

Monthly Income: Opting to receive monthly income from a reverse mortgage is similar to purchasing an annuity.

You can usually opt for Tenure or lifetime option for the monthly income. However, some lenders can also offer term options. A term option means that you will receive monthly income for a predetermined amount of time. With the term option you would likely receive a higher sum of money each month than you would receive with a lifetime or tenure option. To determine what income you could receive with a term option, contact a lender.

Home Equity Line of Credit: A credit line is money that you have available for use on anything at anytime. A credit line differs from cash in that you only accrue interest charges on the money that you use, not on the amount available to you.

A credit line is the most popular and in most cases the most cost efficient option for receiving a reverse mortgage loan because you choose how much money to take and when you want it. Interest is only paid on the costs of the loan and the amount you’ve taken out while the balance available continues to grow.

Use a Calculator or Talk with a Lender About YOUR Reverse Mortgage Calculations

A reverse mortgage lender is a great resource for doing accurate reverse mortgage calculations. They can help you design a program to meet your unique needs.

For an official estimate, contact a reverse mortgage lender by completing our information request form. Still have questions about the reverse mortgage calculator? Call us at 866-466-0203.

Mortgage options


Interest Only Home Loans – Bankwest Interest Only Mortgage Options #estimate #mortgage #payment


#interest only mortgage

#

interest only home loans

Looking for an effective finance strategy for your investment home loan? An interest only home loan could be the solution to fund your investment property.

If you are looking to invest in property – or are already an investor – an interest only mortgage limits your monthly repayments to just the interest.

The flexibility you get with an interest only investment loan can provide you greater control over your cash flow. With Bankwest this could allow you to make additional principal repayments when you have the available funds, or redirect your money to other investments.

why go interest only?

  • smaller monthly payments
  • free up cash flow
  • flexible payment schedule

Take into consideration:

The principal on the property is not reduced and when your term is up, you will have to pay it off. Make sure your future finances can support this.If you need help working out how much you can take out in a home loan and the respective monthly repayments, take a look at Bankwest’s handy online borrowing power calculator repayments calculator.

Interest only mortgages can also be a part of your investment property strategy, potentially providing tax and gearing benefits.

See which home loan best fits your needs with our product comparison tool.

2016 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.

Script section containing code for Liveperson Chat Solution


Mortgage Options – How to Get a Home Loan #best #home #mortgage #rates


#mortgage options

#

The more you know about the mortgage process, the easier it is.

YOUR FIRST HOME

Congrats on being ready for your first home

It s one of the most exciting times in life, but it can also be confusing without a little help. If you can afford a 20% down payment on your home, you ll be able to avoid private mortgage insurance. Or, you can get a Federal Housing Administration (FHA) loan. FHA loans are backed by the government and require less down payment (as low as 3.5%). Getting pre-approved is a good first step. The first-time homebuyer s guide may be a great place to learn the basics and benefits of home buying, how much house you can afford, getting approved and more. Read the first-time homebuyer s guide

Should I rent or buy?

If you re currently renting, you may be missing out on the opportunity to build home equity with your monthly payments. Using the rent vs. buy calculator can help you see the cost of buying a new home and understand if it’s a better choice than renting. Rent vs. buy calculator

Take a virtual tour of becoming a homebuyer

It helps to know what to expect each step of the way. This friendly interactive timeline walks you through all the stages and timing for buying a home. See the interactive mortgage timeline

Pre-approval vs. pre-qualification

A pre-qualification is a quick estimate of what you may qualify for, while a pre-approval means the lender has confirmed your financial information and made a commitment of how much you can borrow. Having that commitment may give you an advantage over other homebuyers. Learn more

YOUR NEXT HOME

Learn what s different when buying your next home.

You ve already been through the process, so it should be easy, right? Not necessarily, as you have the additional step of selling your current home. To help, here are some tips that may help make the process of buying and selling at the same time a little smoother. Read about buying and selling a home at the same time

Getting your house sold

When selling your home, you re competing against all of the other homes for sale in your area. Learn how to make your house stand out. Tips for selling your home

Looking to relocate

Learn some important things to consider when looking for a home in a new neighborhood. Learn about relocating

See how much you can afford

Just how much house can you buy? Plug in your income, expenses and your potential new loan details, and get an idea. Try the affordability calculator

INVESTMENT OR VACATION HOME

When does a second home or investment property make sense?

There are so many great reasons to consider a vacation home or investment property a place to get away, extra rental income, or investing in a favorable housing market. See if a second home makes sense with your budget and future plans. Consider a second home

Are you ready to invest?

Investing in property beyond your main residence may be a good opportunity, but there are some questions you should ask yourself to make sure you re ready. Read about investing in multiple properties

Stay within your budget

You might want a 10-bedroom mansion, but that small house on the lake might be the way to go without breaking the bank. Plug in your income, expenses and your potential new loan details, and see how much home you may be able to afford. Try the affordability calculator

Estimate your mortgage payment

If you ve found the investment or vacation property you want, get an idea of your monthly payment. Just plug in the home price, down payment and interest rate. Use the mortgage payment calculator