Sprint Mortgage Services INC, provides a variety of mortgage field and inspection services nationwide, Bob


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Sprint Mortgage, INC. founded, developed, and organized by a group of experienced mortgage loan servicing professionals in 1985 is a field servicing company, which provides a variety of verifications and inspection services nationwide. Sprint Mortgage, INC. offers owner occupancy verifications, property inspections, default interviews, drive-bys, merchant site verifications, business site verifications, and insurance loss drafts.

Since 1985, Sprint Mortgage, INC. has grown to be one of the most technologically advanced and respected field servicing companies in the industry. Coupled with personalized attention and computer system integration, Sprint Mortgage, INC. can significantly reduce time and cost for our customers. Using industry standard methodology, we can import request data and export results data (EDI) from our web site. Sprint Mortgage, INC. will give you the best of all worlds. Experienced professionals, innovative technology, quality reporting at competitive rates and Sprint Mortgage, INC. is totally dedicated to serving your specific needs.

To keep you as a satisfied customer for years to come, not just a few months. Our experience and commitment to service excellence is your assurance of complete satisfaction.


About Us, Foreclosure Defense Nationwide – Mortgage Foreclosure Help – Free Advice, nationwide mortgage.#Nationwide #mortgage


Foreclosure Defense Nationwide Mortgage Foreclosure Help Free Advice

About Us

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Jeff is the founder of the Foreclosure Defense Nationwide (FDN) website and blog. His law practice is primarily oriented towards defense of foreclosure actions throughout the United States, with his Firm having represented victims of foreclosure and predatory lending practices with local counsel where required in the states of Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Maryland, Massachusetts, Michigan, Missouri, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Vermont, Washington, Wisconsin, and Wyoming.

Jeff has been a member of the Florida Bar since 1988 and is also a member of the Colorado Bar, first admitted in 1990. Before concentrating full-time on foreclosure defense, he had been previously admitted to practice in several state courts, including the Superior Court for the State of New Jersey (Atlantic City); the Hennepin County Circuit Court (Minnesota); the Norfolk Superior Court (Commonwealth of Massachusetts); the Circuit Civil Court of Walker County, Alabama; and the Superior Court for the State of California (Orange County).

He is also admitted to several Federal Courts, including the United States District Court for the Southern and Middle Districts of Florida and the United States Courts of Appeals for the Third, Sixth, Tenth, and Eleventh Circuits. Jeff has been previously admitted to practice pro hac vice in the United States District Court for the District of Minnesota (Duluth); the United States District Court for the District of New Jersey (Newark); the United States District Court for the District of Wyoming; the United States Bankruptcy Court for the Northern District of California (San Jose Division); the United States District Court for the Northern District of Ohio (Eastern Division); the United States District Court for the District of Oregon (Portland Division); the United States Bankruptcy Court for the Western District of Washington; the United States District Court for the District of Hawaii; and the Federal Ninth Circuit Bankruptcy Appellate Panel. He is currently admitted to the United States District Court for the Middle District of Tennessee (Nashville Division) as well.

Jeff has been admitted pro hac vice to the Superior Court of New Jersey, Chancery Division (numerous counties, including Atlantic, Ocean, Monmouth, Morris, Glouster, Burlington, and Passaic); the Superior Court for the Commonwealth of Massachusetts (Plymouth); the Superior Court for Flathead County (Montana); the Superior Court of Coweta County (Georgia); the Superior Court of Washington (Ferry County); the District Court for Kootenai and Bonner Counties (Idaho); Hancock County Superior Court (Indiana); the Circuit Court for Cook County, Illinois; Iowa District Court (Greene County); Kern County Superior Court (California); San Bernadino County Superior Court (California); Washetenaw County (Michigan); Mahoning County (Ohio); Maricopa County Superior Court (Arizona); Pima County Superior Court (Arizona); the Hawaii First District Court (Honolulu); the Hawaii Second District Court (Maui); the Kenosha County Court (Wisconsin); the Superior Court for Washington County, Vermont; the Superior Court for Stamford/Norwalk, Connecticut; the Circuit Courts of Oregon (Clackamas, Multnomah, and Crook Counties); Oklahoma County District Court; and the Circuit Court of the 17th Judicial Circuit (Winnebago County, Illinois); all such admissions and applications being in connection with foreclosure defense litigation representing borrowers. Mr. Barnes does not represent any banks, lenders , servicers, trustees of securitized mortgage loan trusts, trustee sale companies, or any others who seek to foreclose.

He prevailed against MERS (Mortgage Electronic Registration Systems, Inc.) in the Supreme Courts of both Oregon and Montana in having those Courts declare that MERS is not the beneficiary of a Deed of Trust notwithstanding MERS claim that it is, and thus making the law on this issue in Oregon and Montana. As a direct result of Mr. Barnes efforts, all non-judicial foreclosures involving MERS in both Oregon and Montana stopped upon issuance of the Supreme Court decisions.

Jeff has spent over twenty-seven years litigating throughout the United States in the areas of business tort litigation, contract litigation, insurance litigation (coverage, claims, premium fraud defense, and Unfair and Deceptive Insurance Practices), fraud litigation, real estate litigation, and Administrative proceedings involving defense of chiropractors in disciplinary proceedings, and appeals in deportation proceedings following the enactment of the Illegal Immigration Reform and Responsibility Act. His practice includes both trials (jury and non-jury) and appeals at both the state and Federal levels, and opposing Proofs of Claim and Stay Relief Motions in Bankruptcy proceedings involving foreclosure issues. Jeff was also previously a Certified Mediator and Arbitrator certified by the Supreme Court of Florida, and also previously obtained status as a Qualified Neutral in the State of Minnesota.

After graduating from Franklin Marshall College in Lancaster, Pennsylvania with a degree in Experimental Psychology, Jeff obtained a Master of Science degree in Education and his Juris Doctor (law) degrees from the University of Miami (Florida). Between graduation from college and prior to law school, Jeff was a public and private school teacher in Miami, Florida, having taught elementary, junior, and senior high students, as well as serving as an assistant adjunct professor at Florida International University in the areas of Behavioral Science Statistics and Preventive Law to Master s and Doctoral candidates. While in law school, Jeff served as a prosecutor in the Office of the State Attorney in Miami, Florida, and was in charge of his own division where he conducted arraignments and trials on a daily basis.

FDN attorneys handle foreclosure defense matters in both judicial and non-judicial (trustee) jurisdictions and are affiliated with securitized trust auditors and investigators; mortgage loan auditors, certified fraud examiners, and paralegals who conduct a wide-ranging review of mortgage documents to ascertain any violations of Federal lending laws, loan tracking through securitizations, applicable insurances, and other issues. A mortgage loan examination or audit is strongly recommended for anyone seeking to defend a foreclosure action. FDN will provide contact information for an auditor or loan examiner upon request made through our Contact Us link.

FDN s local counsel network currently embraces forty-three (43) separate law Firms throughout the United States and continues to grow.


Nationwide Settlement Solutions Can Get You Out of Your Timeshare, nationwide advantage mortgage.#Nationwide #advantage #mortgage


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ESCAPE THE MONEY TRAP

TERMINATE YOUR TIMESHARE

With Nationwide we give you a 100% Satisfaction guarentee. We will terminate your timeshare to help you get the freedom from timeshare debt that you deserve!

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Let us help today, fill out the form to terminate your timeshare!

100% Legal.

Get out of your timeshare contract fast, and legally.

It s easy

We have helped thousands of people just like you cancel their timeshares!

Vacation where you want.

Stop dumping money into a timeshare you use once a year.

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The Darker Side of Timeshares

Nationwide Settlement Solutions was founded because we were tired of seeing timeshare corporations taking advantage of people. We know firsthand the darker side of the timeshare industry and we re committed to freeing our clients from these unscrupulous business practices. In response to the ever-growing number of legal complaints and negative stories about timeshare companies, another industry was formed and has since prospered: resale companies. While these businesses claimed to help people get back their hard earned investments and release customers from the ever piling maintenance fees, they only served to cause further financial loss and more headaches.

Timeshare Termination with Nationwide Settlement Solutions

That s where we come in. We do not resell timeshares. We make it possible for you to get out of your timeshare . The system that we have created is effective at timeshare termination 100% of the time. We work with experienced attorneys to eliminate the never ending fees and debts that may have piled up as a result of your timeshare. With our services, you can be released from your mortgage payments legally!

How Do We Do It?

First, we look at your situation to determine if you re eligible for Resort Timeshare Fraud Victim status. Because of the numerous disreputable tactics used by timeshare companies, there are a large number of ways that qualify clients as Resort Timeshare Fraud Victims. Whether the company that sold you the timeshare created a false sense of urgency or conducted an excessively-long tour at the time of sale, was dishonest about tax incentives, failed to disclose the termination period accurately or was not clear in explaining maintenance fees, or signed documents at the time of closing, these all constitute illegal practices within the timeshare industry. We know how to use these practices in order to get your timeshare terminated, permanently.


Sprint Mortgage Services INC, provides a variety of mortgage field and inspection services nationwide, Bob


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Nationwide mortgage

Check out our new and improved site

Nationwide mortgage

Jesus Said to him,

Nationwide mortgage

Sprint Mortgage, INC. founded, developed, and organized by a group of experienced mortgage loan servicing professionals in 1985 is a field servicing company, which provides a variety of verifications and inspection services nationwide. Sprint Mortgage, INC. offers owner occupancy verifications, property inspections, default interviews, drive-bys, merchant site verifications, business site verifications, and insurance loss drafts.

Since 1985, Sprint Mortgage, INC. has grown to be one of the most technologically advanced and respected field servicing companies in the industry. Coupled with personalized attention and computer system integration, Sprint Mortgage, INC. can significantly reduce time and cost for our customers. Using industry standard methodology, we can import request data and export results data (EDI) from our web site. Sprint Mortgage, INC. will give you the best of all worlds. Experienced professionals, innovative technology, quality reporting at competitive rates and Sprint Mortgage, INC. is totally dedicated to serving your specific needs.

To keep you as a satisfied customer for years to come, not just a few months. Our experience and commitment to service excellence is your assurance of complete satisfaction.


Our Advantage – Nations Valuation Services, nationwide advantage mortgage.#Nationwide #advantage #mortgage


Our Advantage

NVS has been a leader in valuation management for over 25yrs, and services the country’s most reputable lenders. With a true Vendor Management process and a seasoned panel of over 25,000 appraisers nationwide, NVS earned a reputation for performing in areas where others cannot. Our appraiser partners have an average tenure of 9yrs with NVS; nearly twice as long as our competitors.

Accountability in our industry is essential to delivering excellence in service, this is why NVS employs state of the art appraiser scoring technology that ensures lenders get the best available appraiser for every assignment. NVS’ live scoring system utilizes scoring adjustments during order fulfillment process and holds our appraiser partners accountable each step of the way.

NVS places emphasis on communication in an effort to keep our partners aware of every milestone within the life of an appraisal order. Our automated update system facilitates communication outside of the integration so that our clients can check order status while away from their desk.

In today’s mortgage market, EVERY order is a “RUSH”. The speed and accuracy of NVS product deliveries is the result of experience, accountability of vendors, and full transparency with NVS clients. Our goal is to deliver an “Underwriter Ready” report in over 90% of the products we fulfill.

NVS is committed to providing credible appraisal reports that meet Federal, State and Secondary Market regulatory requirements. Our quality control department comprises a staff of highly trained and competent QC analysts with 35 licensed / certified appraisers who ensure all lender appraisal guidelines are met. NVS has a 4-step quality control process that integrates technology with a custom manual review and reduces post-delivery underwriting conditions.

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Nationwide Settlement Solutions Can Get You Out of Your Timeshare, nationwide advantage mortgage.#Nationwide #advantage #mortgage


Nationwide advantage mortgage

ESCAPE THE MONEY TRAP

TERMINATE YOUR TIMESHARE

With Nationwide we give you a 100% Satisfaction guarentee. We will terminate your timeshare to help you get the freedom from timeshare debt that you deserve!

Nationwide advantage mortgage

Let us help today, fill out the form to terminate your timeshare!

100% Legal.

Get out of your timeshare contract fast, and legally.

It s easy

We have helped thousands of people just like you cancel their timeshares!

Vacation where you want.

Stop dumping money into a timeshare you use once a year.

Nationwide advantage mortgage

The Darker Side of Timeshares

Nationwide Settlement Solutions was founded because we were tired of seeing timeshare corporations taking advantage of people. We know firsthand the darker side of the timeshare industry and we re committed to freeing our clients from these unscrupulous business practices. In response to the ever-growing number of legal complaints and negative stories about timeshare companies, another industry was formed and has since prospered: resale companies. While these businesses claimed to help people get back their hard earned investments and release customers from the ever piling maintenance fees, they only served to cause further financial loss and more headaches.

Timeshare Termination with Nationwide Settlement Solutions

That s where we come in. We do not resell timeshares. We make it possible for you to get out of your timeshare . The system that we have created is effective at timeshare termination 100% of the time. We work with experienced attorneys to eliminate the never ending fees and debts that may have piled up as a result of your timeshare. With our services, you can be released from your mortgage payments legally!

How Do We Do It?

First, we look at your situation to determine if you re eligible for Resort Timeshare Fraud Victim status. Because of the numerous disreputable tactics used by timeshare companies, there are a large number of ways that qualify clients as Resort Timeshare Fraud Victims. Whether the company that sold you the timeshare created a false sense of urgency or conducted an excessively-long tour at the time of sale, was dishonest about tax incentives, failed to disclose the termination period accurately or was not clear in explaining maintenance fees, or signed documents at the time of closing, these all constitute illegal practices within the timeshare industry. We know how to use these practices in order to get your timeshare terminated, permanently.


Nationwide Home Loans: Fort Lauderdale – s Premiere Mortgage Lender, nationwide advantage mortgage.#Nationwide #advantage #mortgage


LOAN PROGRAMS

Nationwide advantage mortgageThese are conventional loans that follow the terms and conditions established by the guidelines of Fannie Mae and Freddie Mac. Conforming loans are equal to or less than the dollar amount established by the conforming loan limit set by Fannie Mae and Freddie Mac’s and meets their funding criteria.

Types of Conforming Loans

The interest rate and the principal payments remain fixed throughout the loan. Keep in mind your monthly escrow account payment could vary from year-to-year as taxes and insurance rates change.

VA Loans are guaranteed by the U.S. Department of Veterans Affairs. Service persons and veterans can qualify for a VA Loan, which usually offers a competitive fixed interest rate, no down payment and limited closing costs. While the VA does not issue the loans, it does issue a certificate of eligibility required to apply for a VA loan.

The FHA is a federal government agency within the U.S. Department of Housing and Urban Development.

FHA plays a significant role in helping low- to moderate-income families qualify for mortgages. FHA assists first-time buyers and others who would not qualify for a conventional loan, by providing mortgage insurance to private lenders. Interest rates for an FHA loan are usually the going market rate, while the down payment requirements for an FHA loan are lower than conventional loans. The required down payment can be as low as 3.5 percent and the closing costs can be included in the mortgage amount. The FHA isn’t a lender and doesn’t directly make home loans. Instead, the FHA insures home loans against the borrower’s default to encourage lenders to offer the loans to home buyers and homeowners at more affordable interest rates.

The FHA has a special program that can help you refinance your FHA loan through a streamline process that’s easier than the typical refinancing.

Here’s a summary of what an FHA streamline refinance is, what the advantages of an FHA streamline refinance are, how an FHA streamline refinance works and what the requirements are.

FHA Refinance Loan Streamline Process

It’s important to remember that “streamline” doesn’t mean you can refinance your FHA loan without any closing costs. Instead, “streamline” refers only to the process, which involves less documentation and other requirements than a typical mortgage refinance does. For example, an FHA streamline refinance loan might not require an appraisal. That’s a major advantage if you want to refinance but believe your home has declined in value.

Though the streamline refinance isn’t cost-free, your lender may allow you to finance the closing costs through a slightly higher interest rate on your new loan. That means you won’t have to pay a lot of cash out-of-pocket to streamline refinance your existing FHA-insured mortgage. Instead, you’ll pay a higher interest rate and your FHA lender will pick up the tab for the closing costs of your streamline refinance. If you refinance into an FHA loan with a lower interest rate, you’ll still save money on your monthly mortgage payment.

Qualifying for an FHA Streamline Refinance Loan

The basic requirements for an FHA streamline refinance are:

• The mortgage that you want to refinance must be an FHA-insured loan.

• You must be current (i.e., not delinquent) on your mortgage payments.

• The primary reason why you want to refinance your FHA loan must be to lower your monthly principal and interest payment.

• You cannot tap your equity (i.e., take out cash) if you use the streamline process.

The FHA streamline refinance loan program isn’t new; in fact, the streamline process has existed since the early 1980s. An FHA-approved lender can help you get started on your FHA streamline refinance loan.

A reverse mortgage is a low-interest loan for senior homeowners that uses a home’s equity as collateral. The loan amount is a percentage of the home’s value determined by the age of the youngest homeowner. The loan does not have to be repaid until the last surviving homeowner permanently moves out of the property or passes away. At that time, the estate has approximately 12 months to repay the balance of the reverse mortgage or sell the home to pay off the balance. All remaining equity is inherited by the estate. The estate is not liable if the home sells for less than the balance of the reverse mortgage.

A jumbo mortgage is a home loan with an amount that exceeds conforming loan limits imposed by Fannie Mae and Freddie Mac, the two government-sponsored enterprises that buy mortgages from lenders. The limit is $417,000 in most parts of the United States, but is $625,500 in the highest-cost areas and in-between in others. The cost of a jumbo loan is higher than a standard loan, so expect a higher interest rate for a jumbo loan.


VA Home Loans from VAMortgageCenter, nationwide advantage mortgage.#Nationwide #advantage #mortgage


A First-Class VA Home Loan Experience

We’ve helped over 500,000 families and made available over $1 Billion in VA Financing in the past year.

Take the next steps and start your VA Loan by filling out the form to your right.

It takes 2 minutes and there’s no obligation.

Why More Families Choose VAMortgageCenter

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“You were there for me every step of the way.”

Over 500,000 military families have come to us to use their VA Loan Benefits. See how we can help you.

Nationwide advantage mortgageWe Specialize in VA Loans

At VAMortgageCenter we pride ourselves on being different from other service providers. We specialize in VA Loans and take great pride in Serving those Who Have Served. This dedication and focus on VA loans has allowed us to streamline the VA loan process, making it very smooth and easy for our clients.

Nationwide advantage mortgageWe Make the Process Fast and Simple

This extensive VA experience enables us to streamline the VA Loan process, making it smooth and easy for you. Once you get started, your VA Loan Officer will be there with you every step of the way, gathering the necessary paperwork and will work with the VA on your behalf.

Nationwide advantage mortgageWe are a VA Approved Lender

The Department of Veteran Affairs requires those who offer VA Loans go through a stringent approval process. We are a VA approved lender and are proud that over 500,000 military families have come to us to use their VA Loan Benefits.

Why Choose a VA Loan

VA Loans are specifically for veterans, active military, reservists and select military spouses to purchase a primary residence. This mortgage program, offered by VA-approved lenders and guaranteed by the Department of Veterans Affairs, provides potential homebuyers with benefits such as $0 down payment, no mortgage insurance and lenient VA Loan requirements to provide substantial cost savings .

To get started, or to determine if you are eligible for a VA Loan, interested homebuyers should fill out this form. VAMortgageCenter will determine if you qualify and can acquire your Certificate of Eligibility (COE) from the VA, which proves your eligibility for the VA Home Loan program. Get started now and take the first steps toward homeownership.

Are you ready to take advantage of your VA Loan benefit?

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Nationwide Home Loans: Fort Lauderdale – s Premiere Mortgage Lender #reverse #mortgage #info


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Nationwide Home Loans For fast, reliable service … From a lender you can trust!

Nationwide Home Loans is a boutique residential direct lender focused on providing conventional, FHA, VA and Reverse Mortgage loans to first-time home buyers and the most seasoned of investors.

Talk to us – our business is our obsession

  • Conventional, FHA, VA, Reverse
  • Fixed or Adjustable
  • Financing that fits your needs
  • Compare
  • No gimmicks

Take advantage of our expertise and experience

  • Direct Lending saves you time and money
  • We avoid the “turnaround time” underwriting processing delays of big bank dependence
  • We know how to capture financial market events that benefit you
  • Our automated technology platform keeps our clients updated from application to closing
  • Our local real estate, builder and professional contacts facilitate improved decision making

Unsurpassed Service

Our dedicated staff of mortgage professionals is committed to the challenging task of fitting the right loan to each qualified borrower and we are not satisfied until you are.

Let’s start today. Call us for a free no-obligation consultation. Whatever your housing goals, let our mortgage expertise work for you!

LOAN PROGRAMS

These are conventional loans that follow the terms and conditions established by the guidelines of Fannie Mae and Freddie Mac. Conforming loans are equal to or less than the dollar amount established by the conforming loan limit set by Fannie Mae and Freddie Mac’s and meets their funding criteria.

Types of Conforming Loans

Fixed-Rate Mortgage
The interest rate and the principal payments remain fixed throughout the loan. Keep in mind your monthly escrow account payment could vary from year-to-year as taxes and insurance rates change.

VA Loans are guaranteed by the U.S. Department of Veterans Affairs. Service persons and veterans can qualify for a VA Loan, which usually offers a competitive fixed interest rate, no down payment and limited closing costs. While the VA does not issue the loans, it does issue a certificate of eligibility required to apply for a VA loan.

The FHA is a federal government agency within the U.S. Department of Housing and Urban Development.

FHA plays a significant role in helping low- to moderate-income families qualify for mortgages. FHA assists first-time buyers and others who would not qualify for a conventional loan, by providing mortgage insurance to private lenders. Interest rates for an FHA loan are usually the going market rate, while the down payment requirements for an FHA loan are lower than conventional loans. The required down payment can be as low as 3.5 percent and the closing costs can be included in the mortgage amount. The FHA isn’t a lender and doesn’t directly make home loans. Instead, the FHA insures home loans against the borrower’s default to encourage lenders to offer the loans to home buyers and homeowners at more affordable interest rates.

The FHA has a special program that can help you refinance your FHA loan through a streamline process that’s easier than the typical refinancing.

Here’s a summary of what an FHA streamline refinance is, what the advantages of an FHA streamline refinance are, how an FHA streamline refinance works and what the requirements are.

FHA Refinance Loan Streamline Process

It’s important to remember that “streamline” doesn’t mean you can refinance your FHA loan without any closing costs. Instead, “streamline” refers only to the process, which involves less documentation and other requirements than a typical mortgage refinance does. For example, an FHA streamline refinance loan might not require an appraisal. That’s a major advantage if you want to refinance but believe your home has declined in value.

Though the streamline refinance isn’t cost-free, your lender may allow you to finance the closing costs through a slightly higher interest rate on your new loan. That means you won’t have to pay a lot of cash out-of-pocket to streamline refinance your existing FHA-insured mortgage. Instead, you’ll pay a higher interest rate and your FHA lender will pick up the tab for the closing costs of your streamline refinance. If you refinance into an FHA loan with a lower interest rate, you’ll still save money on your monthly mortgage payment.

Qualifying for an FHA Streamline Refinance Loan

The basic requirements for an FHA streamline refinance are:

• The mortgage that you want to refinance must be an FHA-insured loan.
• You must be current (i.e. not delinquent) on your mortgage payments.
• The primary reason why you want to refinance your FHA loan must be to lower your monthly principal and interest payment.
• You cannot tap your equity (i.e. take out cash) if you use the streamline process.

The FHA streamline refinance loan program isn’t new; in fact, the streamline process has existed since the early 1980s. An FHA-approved lender can help you get started on your FHA streamline refinance loan.

A reverse mortgage is a low-interest loan for senior homeowners that uses a home’s equity as collateral. The loan amount is a percentage of the home’s value determined by the age of the youngest homeowner. The loan does not have to be repaid until the last surviving homeowner permanently moves out of the property or passes away. At that time, the estate has approximately 12 months to repay the balance of the reverse mortgage or sell the home to pay off the balance. All remaining equity is inherited by the estate. The estate is not liable if the home sells for less than the balance of the reverse mortgage.

A jumbo mortgage is a home loan with an amount that exceeds conforming loan limits imposed by Fannie Mae and Freddie Mac, the two government-sponsored enterprises that buy mortgages from lenders. The limit is $417,000 in most parts of the United States, but is $625,500 in the highest-cost areas and in-between in others. The cost of a jumbo loan is higher than a standard loan, so expect a higher interest rate for a jumbo loan.