Mortgage Partners #mortgage #disclosures, #licensing, #state #restrictions, #legal #disclaimers, #home #loans, #quicken #loans, #legal #team


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Quicken Loans Mortgage Partners

Quicken Loans works with a small network of Mortgage Partners that offer slightly different mortgage products and terms than we do. If we determine that a Mortgage Partner may be better able to meet your needs, we ll share your information with that Mortgage Partner as a courtesy to you. You ll then be contacted by that Mortgage Partner. Here are some of the Mortgage Partners we work with:

  • 1st Financial Mortgage Corp. – VA – NMLS # 221367
  • 212 Mortgage Group Inc. – MD – NMLS # 177325
  • Access home loans, LLC – MN – NMLS # 819919
  • ALS Mortgage Company – IL – NMLS # 276695
  • Anchor Home Mortgage, Inc. – GA – NMLS # 169063
  • Ashby Financial Group, LC – UT – NMLS # 1461262
  • Assured Financial Services, Corporation – PA – NMLS # 184633
  • Atlantic Home Capital, Corp. – NY – NMLS # 144314
  • Atlantis Financial Group, Inc. dba Atlantis Mortgage – MI – NMLS # 129429
  • Augusta Lending, LLC – UT – NMLS # 353774
  • B. Maier Associates, Inc – NV – NMLS # 381494
  • Badesha Investments Inc dba Universal Home Loans – CA – NMLS # 1179661
  • Barrett Financial Group, L.L.C. – AZ – NMLS # 181106
  • Blue Home Loans, Inc. dba Blue Loan Services – CA – NMLS # 1162386
  • Bridgeway Mortgage – NJ – NMLS # 740040
  • Brushy Creek Lending, LLC – TX – NMLS # 1562930
  • Cabrillo Mortgage and Realty Services – CA – NMLS # 292211
  • Cal Coast Financial Corp – CA – NMLS # 328875
  • Cal Loans Direct, Inc – CA – NMLS # 957353
  • Calderon Financial Services, INC. – TX – NMLS # 1445232
  • California Capital Associates dba California Mortgage- CA- NMLS # 239069
  • Capital Control Services, Inc – CA – NMLS # 268798
  • Choice One Mortgage Corp dba ChoiceOne Home Lending – FL – NMLS # 357576
  • Citywide Home Loans, a Utah Corporation – CA – NMLS # 67180
  • Classic Home Mortgage Inc. – SC – NMLS # 182005
  • Courtesy Mortgage Company – CA – NMLS # 260379
  • Cypress Realty Group, Inc dba Cypress Realty Mortgage – CA – NMLS # 330953
  • Daemi Group of Oklahoma Inc – OK – NMLS # 1026750
  • Daniels Interests Inc. dba 1st Quest Mortgage – TX – NMLS # 247980
  • Dimond and Havens Mortgage Inc – NM – NMLS # 190187
  • Eagle Home Loans LLC – TN – NMLS # 1098773
  • Edison Mortgage Group, Inc. – FL – NMLS # 1170103
  • Equity United Mortgage Corporation – MD – NMLS # 3325
  • Exit Mortgage LLC – MD – NMLS # 143255
  • Fidelity Direct Mortgage, LLC – MD – NMLS # 188829
  • Finance USA Corporation – VA – NMLS # 135625
  • First Washington Mortgage LLC – DC – NMLS # 68479
  • Forthright Funding Corporation – AZ – NMLS # 1059362
  • Freedom One Funding Inc – NY – NMLS # 25871
  • Galaxy Lending Group LLC – AZ – NMLS # 142766
  • Global Mortgage Network, Inc. – PA – NMLS # 113490
  • Great Plains Mortgage Company, LLC – NE – NMLS # 544174
  • Greatview Lending, LLC dba City Star Lending – TX – NMLS # 957011
  • Gregory James Watts dba First Choice Lending – TX – NMLS # 292612
  • Helms Mortgage LLC – NC – NMLS # 1283399
  • Hendry Home Mortgage, LLC – AZ – NMLS # 183363
  • Home1st Lending, LLC – TN – NMLS # 1418
  • HomePlus Corporation dba HomePlus Mortgage – CA – NMLS # 78669
  • Horizon Lending Services, LLC – TX – NMLS # 942863
  • Independent Home Lending Inc. – CA – NMLS # 1118243
  • Indiana Mortgage Company Inc. – IN – NMLS # 1585146
  • Intelligent Mortgage and Consulting Services LLC – LA – NMLS # 1094177
  • J D Mortgage Services, Inc – OK – NMLS # 940552
  • KAM Financial Realty, Inc. dba KAM Financial Mortgage – CA – NMLS # 1039324
  • Kaye Financial Corporation – MI – NMLS # 130290
  • Kortava Financial Network, Inc. dba Progressive Mortgage Solutions – CA – NMLS # 1000517
  • Loan Solutions Marketing, Inc. dba Qualified Home Loans – CA – NMLS # 884457
  • Loanenvy.com Inc. – CA – NMLS # 1197078
  • M M Mortgage, LLC – MN – NMLS # 213677
  • M P C V Investments LLC dba Absolute Lending Group – TX – NMLS # 355966
  • Mac5 Mortgage Inc – CO – NMLS # 199325
  • Mariner Finance, LLC – MD – NMLS # 166564
  • Mason Mortgage Advisors, LLC – MO – NMLS # 1209607
  • Massachusetts Capital Mortgage Corp. – MA – NMLS # 1460
  • Medford Mortgage LLC – NJ – NMLS # 1186438
  • Metric Mortgage Corp – CA – NMLS # 1275482
  • Midwest Bankers Mortgage Services, Inc – IN – NMLS # 148890
  • Mortgage Factor, LLC – FL – NMLS # 1462717
  • Mortgage Solutions LLC – UT – NMLS # 1339429
  • MortgageMecca Inc. – NC – NMLS # 49806
  • My Easy Mortgage, LLC – FL – NMLS # 1268485
  • National Wholesale Mortgage Inc. – AZ – NMLS # 165243
  • New Century Consulting, Inc dba Century Financial Group – FL – NMLS # 336075
  • Northshore Capital Funding, LLC – WA – NMLS # 1399988
  • Pacific Beneficial Mortgage Company Inc. – CA – NMLS # 260264
  • Palladian Mortgage Corporation – MA – NMLS # 1262
  • Patriot Mortgage Company, Inc. – MA – NMLS # 2901
  • Peoples Trust Savings Bank – IA – NMLS # 709403
  • Perennial Funding LLC – PA – NMLS # 247954
  • Preferred Financial Group, Inc. dba Preferred Financial – CA – NMLS # 183821
  • Prestige Assets Holdings Inc. dba GROW Mortgages – CA – NMLS # 856168
  • Price Financial Services, LLC – PA – NMLS # 17609
  • Prudential Borrowing, LLC- NY- NMLS # 130221
  • Quick Quote Mortgage Inc – FL – NMLS # 388278
  • Quintex Consulting Inc. dba Liberty Lending Group – CO – NMLS # 376896
  • REH Competitive Investments, LLC dba Competitive Home Lending – TX – NMLS # 1047944
  • Renaissance Mortgage LLC dba First Class Financial Services – AZ – NMLS # 162476
  • Roberts Real Estate Loans, Inc. – CA – NMLS # 320877
  • RSH Marketing LLC DBA Eagle Mortgage Company – TX – NMLS # 872948
  • Scout Mortgage, Inc – AZ – NMLS # 56553
  • Second Generation Mortgage Group, LLC – NJ – NMLS # 231019
  • Select One Mortgage, Inc – WI – NMLS # 201542
  • Signature Mortgage Group LLC – MO – NMLS # 259768
  • Sindeo, Inc – AZ – NMLS # 1138066
  • Smart Financial Services, Inc. – FL – NMLS # 234470
  • Smart Mortgage Centers, Inc – IL – NMLS # 222269
  • So Easy Mortgage, Inc. – CA – NMLS # 1093652
  • Stafford, Robert Turney dba Stafford Financial Insurance Services – TX – NMLS # 367232
  • Sutherland Mortgage Services, Inc. – MO – NMLS # 9891
  • Swan Financial Corporation – KY – NMLS # 2473
  • Team USA Mortgage L.L.C. dba Team USA Lending L.L.C. – IL – NMLS # 9908
  • The Premier Mortgage Company, LLC – CO – NMLS # 960128
  • Thomas Sansom Derrick dba One Source Home Mortgage – TX – NMLS # 358217
  • Trademark Lending – CA – NMLS # 71127
  • United Mortgage Financial Group, Inc. – AZ – NMLS # 176711
  • Universal Capital Services, INC dba US Mortgageline – PA – NMLS # 112061
  • Warshaw Capital, LLC dba WC Financial – CT – NMLS # 55279
  • Washingtonian Mortgage, LLC – MD – NMLS # 134435
  • Westside Real Estate Group, Inc. – CA – NMLS # 327223
  • Zenith Mortgage Advisors, Inc. – MA – NMLS # 4948

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100% Royalty Free Music #royalty #free #music, #production #music, #background #music, #stock #music, #licensing #music,


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Royalty Free Production Music for Film, Video and Media Projects.

PRS & PPL Free Music

Our music library is also PRS & PPL free. We only select artists who have decided not to join a performing rights organisation (PRO) or have not registered their music with a PRO such as PRS, ASCAP or BMI. You will not require additional licensing from PRS or PPL for public performance. This includes trade shows and live events, using background music in shopping centres, bars, restaurants, shops, salons and music on-hold. Our production music can also be used in film, TV and Radio broadcasts without needing to fill out cue sheets or report usage to a PRO.

Easy Music Licensing, Instant Download

We offer a range of licensing options to cover many types of project and production. Our ‘Standard License’ is perfect for websites, YouTubers, Vloggers, student filmmakers or anyone who has a small project on a tight budget. Our ‘Extended License’ is suited to most small business, corporate projects, software developers, apps, games and multimedia. For larger productions such as feature films, television and radio advertising we offer a ‘Mass Market License’ which covers just about everything. You can find full details of our pricing and license options here.

There are many ways to our royalty free music in your next project and here are just a few examples.

  • A soundtrack for a film or background music for radio and TV commercials.
  • Incidental music for YouTube videos, web sites and podcasts.
  • Royalty free music for Mobile phone apps, games and toys.
  • Easy listening music on-hold for telephone systems.
  • Motivational corporate music for live events, seminars and trade shows.
  • Ambient music for restaurants, pubs and bars.
  • Relaxing music for health clubs, hotel spas and gyms.
  • Elevator music for shops, malls or maybe even in an elevator.

Browse our royalty free music to find the perfect piece of music for your project, download instantly and start using right away.


mortgage broker license


#DORA Division of Securities – Mortgage Broker Licensing Procedure

NOTE: Most mortgage brokers must register with the Colorado Division of Real Estate while very few must register with the Colorado Division of Securities.

Information regarding mortgage broker registration is available from the Colorado Division of Real Estate at:

Those mortgage brokers who raise money from individual investors to fund mortgage loans would need to be licensed under the state securities laws with the Colorado Division of Securities. Please review the following information before you apply for a Colorado Securities Division Mortgage Broker-Dealer license.

General information Regarding Mortgage Broker-Dealers

(e) A mortgage broker-dealer whose business is limited exclusively to effecting transactions with financial institutions [as defined in section 11-51-201(6), C.R.S.] is exempt from the licensing requirements of section 11-51-401(1), C.R.S.

11-51-201(6),(C.R.S.) Financial or institutional investor means any of the following whether acting for itself or others in a fiduciary capacity:

(a) A depository institution;

(b) An insurance company;

(c) A separate account of an insurance company;

(d) An investment company registered under the federal Investment Company Act of 1940 ;

(e) A business development company as defined in the federal Investment Company Act of 1940 ;

(f) Any private business development company as defined in the federal Investment Advisers Act of 1940 ;

(g) An employee pension, profit-sharing, or benefit plan if the plan has total assets in excess of five million dollars or its investment decisions are made by a named fiduciary, as defined in the federal Employee Retirement Income Security Act of 1974, that is a broker-dealer registered under the federal Securities Exchange Act of 1934 , an investment adviser registered or exempt from registration under the federal Investment Advisers Act of 1940 , a depository institution, or an insurance company;

(h) An entity, but not an individual, a substantial part of whose business activities consist of investing, purchasing, selling, or trading in securities of more than one issuer and not of its own issue and that has total assets in excess of five million dollars as of the end of its latest fiscal year;

(i) A small business investment company licensed by the federal small business administration under the federal Small Business Investment Act of 1958 ; and

(j) Any other Institutional Buyer.

A mortgage broker-dealer whose business is not limited exclusively to placing mortgage loans with institutional investors is subject to the mortgage broker-dealer licensing requirements under the state securities laws. Therefore, a mortgage broker-dealer who raises money from individual investors to fund mortgage loans would need to be licensed under the state securities laws.

When applying for a Mortgage Broker-Dealer and/or Sales Representative license(s), file the following at the Colorado Division of Securities, 1560 Broadway, Suite 900, Denver, CO 80202.

Filing fees are required for a mortgage broker-dealer license and for each sales representative license. Make your check payable to the Colorado State Treasurer. Refer to the Fee Schedule for appropriate fee requirements.

Form BD.

Undertaking – Mortgage Brokers.

Agent application Form U-4 for each person who will represent the firm in Colorado as sales representative and proof that applicant has passed the Uniform Securities Agent State Law Examination (Series 63).Individuals who are licensed as a real estate broker or salesman are excused from this examination requirement.When filing, provide proof of real estate licensure.Request a Uniform Qualifications

A mortgage broker-dealer who maintains possession or control of investor funds or securities must meet certain financial responsibility requirements. The options for requirements are listed in Rule 4.6B. At the time of application for license, provide proof of compliance with such requirements, if applicable.


mortgage broker license


#Mortgage Broker Licensing

DFI uses the Nationwide Mortgage Licensing System (NMLS) to manage all Mortgage Broker licenses. All applications and changes to a Mortgage Broker license must be made through the NMLS.

Application Requirements

  • Surety Bond

New applicants must have a $20,000 surety bond, using the correct form (one covers employees only, one covers employees and Independent Contractors)

  • Company Registration in Washington

    The company must register with the Washington Secretary of State and Business License Services

  • Trust Accounting

    The company must determine whether or not it must maintain a trust account and complete the correct form

  • Designated Broker

    The company must appoint a Designated Broker who meets the experience and testing requirements

  • Fingerprints

    Have each control person in the company get fingerprinted, unless the control person already holds a MLO license in Washington

  • Mortgage Broker Application- Cost $1,001 (including $100 NMLS System Fee)

    Complete and submit through the NMLS a Mortgage Broker Application (Form MU1 and attached MU2 for control people)

  • Steps to Apply for a Washington Mortgage Broker License

    1. Gather all items listed on the New Application Checklist

    If you do not have the items listed on the application checklist before applying, the processing of your application will be delayed and you risk your application being abandoned.

  • Apply for Washington Mortgage Broker License Through the NMLS

    Complete and submit your application through the NMLS. including paying the licensing fee. You should also submit sponsorship requests for any MLOs who will be working in Washington at the same time. Additionally, if you are going to apply for branch licenses, you should also apply for those at the same time.

  • Within 5 business days of applying for a Washington Mortgage Broker License, you must:

    Mail the Mortgage Broker and Designated Broker New Application Checklist And All Attachments To DFI

    Resources

    Mailing the Requirements to DFI