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Mortgages

Mortgage comparisons by Lovemoney.com Financial Services Ltd and London Country Mortgages Ltd [1]

  • Call L C on 0800-073-1959 for fee-free award-winning mortgage advice, or request a call back [2]
  • Find fixed and variable-rate mortgage products for residential and buy-to-let properties
  • Compare mortgage rates from multiple lenders across the UK mortgage market

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Try our mortgage calculator and compare rates

Our mortgage service can help you compare rates and deals from across the UK market.

Need more information?

We’ve partnered with expert mortgage advisers London and Country (L C). L C is the largest fee-free independent mortgage broker in the UK and has won awards for its outstanding and independent advice.

L C can help you compare thousands of mortgage deals, including exclusives you can’t get anywhere else.

That means you can be confident you’ll get the right product, whether you’re a first-time buyer just getting on the property ladder, a homeowner looking to remortgage to a more competitive deal, or a landlord searching for the right buy-to-let mortgage.

Click ‘Get Rates’ above to try our mortgage comparision service – it’ll help you find the best-buy mortgages most relevant to you and tell you what your monthly repayments might be.

Our easy-to-understand comparison table lets you choose to view fixed-rate or variable-rate mortgages, on a repayment or interest-only basis.

You’ll find all the important information clearly laid out, including the mortgage rate, how long any introductory rate lasts, the lender fees and if there are any additional benefits, such as cashback.

If you see a mortgage that interests you, you can click ‘More details’ to check the availability, loan to value, and other relevant information.

If you need more help choosing, you can speak to one of L C’s expert advisers by requesting a call back, or by phoning 0800-073-1959. [2]

Alternatively, if you find a mortgage you like the look of in our comparision table, just click ‘Enquire’ and a simple form will ask for your basic contact information and for you to select a convenient time for L C to call you back.

Did you know.


  • 28% of UK consumers have never switched their mortgage lender
  • Only 8% have switched their mortgage in the last five years [3]

Arranging a loan for a property is a big step, but it needn’t be a step into the unknown with our comprehensive set of mortgage guides and frequently asked questions.

You’ll find dedicated pages on options for first-time buyers, buy-to-let, low-deposit mortgages, remortgages and self-build mortgages.

There’s also a wealth of information on aspects of loans and house buying, such as how much you can borrow, raising a deposit, different types of deal, fees, legal requirements, surveys, gazumping and stamp duty.

Even when you think you’ve found your dream home and decided which mortgage to apply for, there’s still plenty to consider; our guides can tell you more about subjects like negative equity and what to do if you have trouble making repayments.

Learn about buildings insurance, plus other products you may want to think about, such as life insurance, critical illness cover and mortgage protection insurance.

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    What does the base rate cut mean?

    THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

    PLEASE NOTE: ALTHOUGH L C IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY (FCA), THE FCA DOES NOT REGULATE MOST BUY TO LET MORTGAGES

    [1] For information only mortgage comparison Gocompare.com introduces customers to Lovemoney.com Financial Services Limited which is authorised and regulated by the Financial Conduct Authority. Gocompare.com’s relationship with Lovemoney.com Financial Services Limited is limited to that of a business partnership, no common ownership or control rights exists between us. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites

    For mortgage advice Gocompare.com introduces customers to London Country Mortgages Ltd which is authorised and regulated by the Financial Conduct Authority. Gocompare.com’s relationship with London Country Mortgages Ltd is limited to that of a business partnership, no common ownership or control rights exist between us

    [2] Calls made to you by London Country are completely free of charge. If you decide to call London Country, calls from mobiles and landlines are free of charge. Your call may be monitored or recorded for training and security purposes


  • Current Interest Rates on Home Loans, Savings, Car loans – CD Rates, compare mortgage lenders.#Compare


    Today’s Interest Rates and Financial Advice:

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    Financial Advice

    Would you like to buy a home but worry that you’d never qualify for a mortgage? It’s time to stop guessing and evaluate your chances to land a loan based on everything from how much you make to your credit score. Believe it or not, the odds are in your favor.

    November 14th 2017

    The average cost of financing a new or used car or truck has stayed low over the past year, making auto loans a bargain by any historical measure. And buyers with reasonably good credit can always take advantage of the discount loans automakers are offering on many models.

    November 13th 2017

    Lending money to your child is risky business. But if you can avoid the personal pitfalls and convince the federal government that this is really a loan, and not a gift, the Bank of Mom and Dad can be a financial boon for everyone in the family.

    November 13th 2017

    Here’s how to make all of the right decisions so that you’ll save more, invest wisely and take full advantage of all the tax breaks to build your retirement nest egg.

    November 10th 2017

    It’s not enough to find a good location at an affordable price. Condo buyers must consider lots of extra costs, from association fees and special assessments to how well the building is maintained and how strictly it enforces rules on everything from noise to pets.

    November 10th 2017

    You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here’s how you can save on everything from settlement fees to title insurance.

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    Interest ing Snapshot

    Individual retirement accounts, or IRAs, are a great way to build financial security for you and your family. They’re easy to open and our simple strategy helps you make all the right decisions now, and in the years ahead.

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    Second Mortgage Rates ~ Refinance With a Low Interest 2nd Mortgage, second mortgage lenders.#Second #mortgage


    Second Mortgage Home Loans – Lenders Rate Information

    A second mortgage is an additional loan that can be acquired after the first. The same assets that were used to secure the first, must be used to secure the second. Generally, the interest rate on a second mortgage is higher than that of a first. Equity determines the quantity and type of second mortgage an individual qualifies for.

    Obtaining Financing

    Obtaining a second mortgage requires the same process as obtaining a first mortgage. Lenders will require all the same paperwork, as well as a new appraisal of the individual’s assets. The new lender will require personal information, including asset values, in order to determine whether or not to offer a loan.

    Second Mortgage Rates

    There are two types of second mortgages: fixed and variable rate. The interest on a fixed rate loan will remain the same throughout the life of the loan. Fixed rate loans usually last longer than variable rate loans, about 15 to 30 years. The variable or adjustable rate mortgages (ARMs) have interest rates that can be periodically changed by the lender. Adjustable rates generally have shorter terms, lasting between one and 20 years, with periodic rate resets.

    Individuals who are considering a variable rate mortgage need to take a number of factors into consideration before making their decision. It is important to discuss the following topics with the mortgage company:

    1. When the interest rate can change
    2. How frequently the rate can change
    3. How high the rate can rise
    4. What the rate change is based on

    It is important to get specific information regarding each of these factors. Second mortgages should never be signed without all of the above information. It is best to get the information in writing, this prevents lenders misleading or misconstruing information.

    The mortgage company should also be able to explain how their rates are determined and what may cause them to increase throughout the life of the loan. It is important to ensure that interest rate changes are determined on a specific set of criteria. This information should also be obtained in writing.

    Either type of mortgage rate will result in a loan that is comparable or slightly more expensive than first mortgages. The second mortgage may be slightly more expensive because the lender understands that the first loan was already foreclosed on. This means that the second lender is absorbing more risk and may be warier of offering a mortgage.

    Second mortgage lendersCompare your options: calculate PMI vs a second mortgage. Second mortgage lenders

    Term Lengths

    Second mortgages usually have terms of one to 30 years. Shorter terms will have higher payments and longer terms will have lower payments. It is important to calculate exactly how much can be afforded each month. This is best determined by assessing how much personal income can be allotted to the loan each month. This number, in combination with the interest rate, should be used to determine the length of loan that is affordable.

    Generally, adjustable rate loans have more flexible terms than fixed rate loans. The fixed loans may be offered only in 15 and 30 year terms, while variable rate loans may be offered in any number of years between one and 20. The lender will help determine which option is ideal taking income levels and loan amounts into consideration.

    Where to Find a Second Mortgage

    There are virtually unlimited numbers of lenders who supply second mortgages. It is important that individuals compare the costs associated with a number of potential lenders. For most people, lenders who offer the lowest interest rates are the best choice as their second mortgage supplier. Although, there are a few other factors that can be taken into consideration.

    It is possible to save money by obtaining a second mortgage with your existing mortgage lender. They may wave fees associated with paperwork or other procedural requirements. This is not true of all mortgage lenders. It is best to call the mortgage company and request farther information about their second mortgage procedures before assuming the costs will be reduced.

    Another place to look for a second mortgage is through banks which individuals are already involved in. The paperwork and procedures which are required to obtain second mortgages can be easier through banks that individual’s already have ties to.

    The Best Time to Obtain Financing

    Due to the economic downturn, the interest rates on first and second mortgages are currently at an all time loan. This year may be a good time to obtain a second mortgage. It is important, however, to take all financial factors into consideration before attempting to obtain a second mortgage.

    It is best to follow the market trends before obtaining a second loan. Mortgage rates can be variable, but tracking the market trends can help individuals obtain second mortgages during times of low interest rates. It’s important to keep an eye out for what lenders are charging and those which seem to be offering the lowest rates. These observations will help individuals determine the best mortgage companies and the times in which these companies offer the lowest interest rates.

    It is important to note that variable rate mortgages may change according to economic changes. It is important to fully understand what factors contribute to the changes in interest rate. If economic conditions can effect the variable rate loans, obtaining one during an economic downturn may not necessarily result in lower interest rates in the long run.

    Factors that can effect the interest rate of a second mortgage include the demand for loans and national economic conditions. In periods of economic downturn, second mortgage rates fall low and can be obtained more readily. Individuals can take advantage of this by building up a money supply during economic upturns and obtaining second mortgages during downturns.

    It is best to obtain a second mortgage when personal finances allow it. If a second mortgage would be difficult to afford, it may be best to wait. Individuals should be able to cover the cost of the first and second mortgage, as well as all other monthly payments, before obtaining a second loan.

    Benefits of a Second Mortgage

    Second mortgages are beneficial to individuals who need a significant amount of money and have no other means of obtaining it. Individuals who will benefit the most from second mortgages are those who are financially stable, but cannot use credit cards or bank accounts to obtain the money they desire.

    Sometimes second mortgages are necessary for those who are not financially stable, but have no other means of obtaining money. This is not the ideal situation to obtain a second mortgage because there is significant risk of the individual being incapable of paying back the loan. Sometimes, however, it cannot be avoided.

    There are a number of situations where a second mortgage may be beneficial. These include:

    1. Bypassing property mortgage insurance (PMI) requirements
    2. Debt consolidation
    3. Home Improvements
    4. Purchasing a new home
    5. Creating home equity

    Hidden Costs

    In addition to the interest rate, there are a number of costs associated with second mortgages, these include:

    The cost of these fees will be similar to those associated with first mortgages. The most important hidden cost to consider is the lending fees.

    Lending fees are calculated on a points based system. One point is equal to one percent of the loan amount. The cost of lending fees varies widely between mortgage companies. It is important to meet with a number of lenders in order to find the lowest lending fees.

    Individuals who are obtaining a second mortgage should request written documentation of the lending fees. Some areas have state mandated caps on lending fees, but others do not. The state banking commissioner can provide information on lending fee limits.

    It is important that the lending fee is understood and agreed upon before signing for the second mortgage. Individuals should ask to see the fee in writing and should compare it to any state limitations to ensure that the lender is following mortgage regulations.

    Associated Risks

    Second mortgage lenders

    The largest risk associated with a second mortgage is failure to pay the monthly interest rates. It is possible for an individual to lose their home if they are incapable of paying for the second mortgage. This is why it is so important to obtain affordable, low interest rates and lending terms that allow for small monthly payments. Market research, and comparison shopping should help individuals avoid the risk of losing their home.

    Another risk of obtaining a second mortgage is higher interest fees. There are generally only small differences between the interest fees of first and second mortgages, but sometimes even a small increase in the interest rate can result in financial ruin. Individuals should calculate exactly how much the second mortgage will cost per month to avoid any surprises.

    The various fees associated with a second mortgage is another risk. These fees can add up quickly and for those already in financial ruin, these costs could be a lot to handle.


    The Lending Group Co, Mortgage Lending Group, Lenders Group, direct mortgage lenders.#Direct #mortgage #lenders


    Calculate Your Home Loan

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    Published on: June 26, 2016

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    • Copyrights © 2015-2016
    • THE LENDING GROUP COMPANY
    • NMLS ID:1148626

    Finding the best mortgage loans; we can help you out.

    Nature Of Business and services : We specialize in: PURCHASE REFINANCE CASH OUT -DEBT CONSOLIDATION HOME EQUITY LINEs OF CREDIT.

    The Lending Group is a full service Direct Mortgage Lender. We lend on Residential and Commercial Real Estate. Our team specializes in Fast Closings, Low Down Payments, Unique Loan Programs, High Loan To Value Cash Outs. Working with a Direct Lender Guarantees your Home Loam application to to approve with the Lowest Rate on the Market as well as No Broker Fees! We cater to First Time Home Buyers, Realtors, Real Estate Investors, Refinance Customers (Example: Lower you Monthly Payment and Interest Rate). Debt Consolidation for Existing home owners.

    *Product Types*: Conventional Mortgages, Home Equity Loans and Lines of Credit, FHA Home Loans (Including 203k), USDA Home Loans, VA Home Loans(for Veterans Only), No Income Loans, Sub Prime and Less Than Perfect Credit Loans, Commercial Loans, Construction Loans, Fix Flip Loans. Lending Group Company was established In 2013 with a combined group experience of over 60 years. The Lending Group Company ®, Home mortgage Loans ®, Mortgage Loans refinancing ® all of these are registered trademarks, or service marks of “THE LENDING GROUP COMPANY ® ” You may not use, display or recreate them without the prior written approval of THE LENDING GROUP COMPANY. You may not remove, modify , or otherwise change any trademark, signature, privacy or other exclusive privileges rights shown on, included in, or otherwise showing in any Content provided by, considered on, or obtained through this site. All other images recognized and included herein are the property of their specific owners and their use herein doesn t mean support or approval of their products or services.

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    Kelowna Mortgages, Kelowna Mortgage Broker, BC Direct Mortgages, direct mortgage lenders.#Direct #mortgage #lenders


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    Mortgages Made EASY!

    With expert, creative solutions.

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    Current Rates

    We had the privilege of working with Ed, Shannon and Chris on our first mortgage, and our first renewal. There were various considerations that made both deals more complex than your run-of-the-mill mortgages (4 names on title, two homes, two mortgages, etc). The service was fantastic; they provided advice that could be easily understood and acted upon, and we got a great rate on every mortgage. We’ll certainly be working with them again on our next renewal!

    I have known Ed at the Mortgage Center for several years and have greatly appreciated his “above and beyond” approach. He is by far a master at navigating the mortgage world and at finding the best rates and options available. His moral and ethical business practises are evident as he always puts the client’s best interests first. His high level of service and ability to deliver are 2 reasons that I recommend him highly and believe he will not disappoint.

    Ed, Shannon and Chris are an exceptional team that guided us through the process of getting the best rates and the best mortgage step by step. They were very friendly, knowledgeable, prompt, and were never more than a phone call away. I would highly recommend these guys to anyone! Thanks guys!

    Ed, Shannon and Chris have well-served many of my client’s mortgage needs. I appreciate most the time they take to explain the products they recommend. I, like many others, value and expect first-class treatment around my financial concerns, even more so for the client’s I introduce to The Mortgage Centre. Why don’t we expect that of our banks anymore? This level of service and trust is not the norm these days. You will be hard-pressed to find a better team to help you.

    Ed and Shannon were both amazing through the entire process. This was our first home so we didn’t understand a lot of what was going on but they were always available at any time of day to answer our questions. We really felt like they had our best interest at heart and were treating our mortgage as if it were their own. We are so grateful for all their help and guidance and would recommend them to anyone, first time buyers or not. Thanks again Ed and Shannon!

    I am very happy with the service that Ed Kolisnyk and his family has provided. They are friendly, knowledgeable, and prompt. They understand the system and are able to navigate the requirements and timelines to facilitate great rates on mortgages from all the different lenders. They work hard to get the best possible rate at zero cost to me! I will absolutely call Ed Kolisnyk when it is time for my mortgage term renewal.

    Chris helped me every step of the way during the purchase of my first home. I had many questions about the entire process, he spent the time to walk me through anything I didn’t fully understand. Even when I was in Vancouver to purchase my condo, Chris made sure all the documents were available and that I was able to reach him whenever I needed. Thanks again Chris, and thanks for helping me get such a great rate!

    I first met Ed, Shannon and Chris while I was President of an Investment Dealership. In that role I worked with a number of high-caliber investment and mortgage professionals, this team of 3 is second to none. Their level of professionalism and drive to exceed their client’s expectations is both outstanding and encouraging. I can, with confidence, highly recommend Ed, Shannon and Chris.

    We have been working with BC Direct Mortgages for over 10 years. We have really enjoyed our mortgage product our low rate and I absolutely love not going into a bank to negotiate a better rate. Ed and Shannon looked after everything for us including shopping around for the best rate, referring an affordable home appraisal expert and making closing costs as low as possible. We are very happy about our new arrangements and we will be thinking of you two working hard while we are lounging in our new pool.


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    First Lenders Mortgage

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    New Jersey Mortgage Rates

    We are the premier source of financing for New Jersey Mortgage Loans. We educate our clients about every option available so they have the power to make informed decisions about what’s right for them. If your looking for New Jersey Mortgage financing then look no further than First Lenders Mortgage of New Jersey!

    NJ FHA

    Our New Jersey FHA mortgage loans allow for purchasing a home with little down and secure fixed rates. Refinance with an FHA loan. No cost refinancing with NO CREDIT SCORE qualifying.

    NJ Jumbo

    We offer Jumbo mortgage Loans for your purchase or refinancing needs up to $10 Million with rates among the lowest in the country. Loans are considered jumbo loans when they exceed $424,100.

    NJ COnforming

    Our New Jersey conforming loans allow for low fixed rate purchase and refinance mortgage loans. NJ loans are loans under $424,100 with full documentation.

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    documentation List

    Lending guidelines sure have gotten tougher over the past year. Lenders are requiring more and more documentation than ever before! As a result, we at First Lenders Mortgage thought it would be a good idea to provide an “UPDATED” list of what is required by banks when applying for a mortgage! You most likely DID NOT have to provide some of these the last time you applied for a loan. These are Fannie Mae and Freddie Mac guidelines and apply to all lenders!


  • Best Texas Mortgage Lender, Houston Home Loans, Mortgage Brokers, best mortgage lenders.#Best #mortgage #lenders


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    • 1st Preliminary Assessment Let s see if you re qualified.
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    • See exactly how much you can qualify for instantly!
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    • Latest U.S. Mortgage News
    • Mortgage Rates are Updated Daily
    • Complete Consumer Mortgage News
    • AMCAP Mortgage provides the lowest, most current mortgage rates available.
    • Work with the BEST lending company in the Greater Houston Area.
    • Discover simple, affordable, and effective tools to help you secure a mortgage.

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    Real Clients. Real Stories. Real Results.

    Our goal is to provide you with the best customer service possible.

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    AMCAP Mortgage is a company i would really recommend to anyone, not to mention that Gerry , Anna and Donna are very knowledgeable and helpful View more »

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    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding View more »

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    Before we started looking for a home, we had gone to one of the “big bank” mortgage departments to get pre-approved and to see how View more »

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    would highly recommend AMCAP for ANYONE looking to buy a home. Gerry, Anna and the whole team were great to work with and guided View more »

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    We just wanted to say thanks again for all your help with everything. We closed and are now proud home owners! The title company View more »


    Las Vegas Mortgage Lenders, Best Home Loan Broker Experience, Casey Moseman, CMPS Las Vegas Custom


    Converting Your Home to Rental Property

    Best mortgage lenders

    Converting your primary property into a rental property cannot be done on the spur of the moment, it requires planning and a cost benefit analysis

    Assess the risk

    May require another type of insurance

    Repairs and/or Upgrades

    Deciding What Will You Charge
    Finding a Tenant

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    How to Get a Second VA Mortgage?

    A Quick Guide to Understanding the Second VA Mortgage

    Best mortgage lendersThe U.S. Department of Veterans Affairs backs VA mortgages also known as VA Loans for military families since 1944. A VA Mortgage helps families purchase single-family homes through private lenders.

    There are a lot of misconceptions out there about the VA loan program or the VA Mortgage. Two of the most common are rooted in the concept of VA entitlement, which is basically the amount of money the agency guarantees they will pay back the bank in case if you foreclose or short sale the home. It is possible in certain cases to have 2 VA home loans at the same time. And you can definitely qualify for a VA Mortgage even if you defaulted on one in previous years.

    Understanding Entitlement

    Can You Have More than One VA Mortgage at one time?

    What are the Advantages?

    Types of VA Loans

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    How to Buy a Home with a Low or Zero Down Payment

    The truth about no or low down payment mortgagesBest mortgage lenders

    FHA Program

    The HomeReady Mortgage Program

    VA Loans

    Acquiring a Private Mortgage Insurance
    State and local home buyer programs

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    What are Mortgage Overlays?

    Navigating the wide world of lender mortgage overlays

    Specific Overlay Examples

    We have put together a list of most common mortgage overlays in relation to the published mortgage guidelines.

    • Debt to Income ratio – FHA set a maximum debt to income ratio of 56.9% for potential buyers with a minimum credit rank of 620. However, there are a few lenders that will not approve a mortgage unless the debt to income ratio is over 43%
    • Minimum credit scores – While the FHA requires a minimum FICO score of 580 to qualify, the majority of lenders require a score of 600 or 620 or even 640 in order for them to consider the mortgage loan.
    • Down Payment requirements – According to Fannie Mae and Freddie Mac’s guidelines borrowers need a 3% to 5% down payment in order to buy a house using a conventional mortgage. However, some lending institutions may increase the interest rate on the mortgage by 0.125% up to 0.50% or, they might require a bigger down payment if you have a credit score below 700.
    • Bankruptcy requirements – If you have a prior bankruptcy, foreclosure, deed in lieu of foreclosure, and/or short sale, there are certain federal mandatory requirements for you to qualify for a mortgage loan. After a potential borrower is discharged from bankruptcy they may apply for a mortgage loan. However, most lending institutions ask customers to wait up to two years once the discharge is complete. There are different waiting periods for different types of loans.

    Additional Common Overlays

    • Property types – A veteran may use a VA mortgage to purchase almost any kind of property; however, some lenders do not offer a VA mortgage for a condo or a manufactured home. Some lenders won’t lend on condotels or timeshares at all. Or non-warrantable condominiums.
    • Credit History – With limited credit history, it’s more difficult for lenders to determine a track record of how you handle credit. There are lender overlays in place that require a certain number of credit accounts and a minimum number of years of payment history in order to consider you for a loan.

    Dealing with lender credit overlay when you are planning to purchase a house can be challenging. As each lending institution has a different set of credit overlays. To avoid shopping around contact Casey Moseman. She will find you a lender that perfectly matches your criteria. Here at, All Western Mortgage, we can help you shop around for multiple lenders at once, which will limit the amount of work you have to do.

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    Mortgage Credit Certificate (MCC) Tax Credit Program

    Nevada State Mortgage Credit Certificate (MCC) Program


    Current Mortgage Rates Today – View The Best Mortgage Rates, best mortgage lenders.#Best #mortgage #lenders


    Current Mortgage Rates Today

    Current Mortgage Rates – Mortgage Rates Today

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    Mortgage 101: A Mortgage Resource Guide

    This guide will help first-time home buyers and seasoned veterans get the information they need to make the correct financial decision regarding their mortgage. Our goal is to provide information and resources for everything you need to know about the mortgage process. Whether you are shopping for your first home or you are already established in a existing home, this page can be your guide. Take the necessary steps to make purchasing your first home or maintaining your existing home a seamless [Read More. ]

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    Up until not long ago mortgage rates used to be very low, close to the lowest they have ever been. Rates have decreased to near record lows due to the recent housing market crash, which affected both homeowners and mortgage lenders. While millions of people have lost their [Read More. ]

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    Could a 10 Year Mortgage Rate Be Your Best Mortgage Option?

    One of the key aspects of finding a good mortgage loan is determining what type of mortgage term works out best for you. Long-term mortgage loans seem more attractive at first glance because the monthly payment is much smaller, but if you factor in the larger interest rate, [Read More. ]

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    How the Current Government Shutdown is Affecting FHA Mortgages

    The housing market has been recovering steadily lately, but the current government shutdown may interfere with that progress. For the first time in 17 years, the government has partially shut down. Besides other important implications, this shutdown could affect people who [Read More. ]

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    Bad Credit Home Loans Are They Possible With Today s Stiffer Regulations?

    There are many reasons for having a bad credit score, and you might be wondering if you are still able to buy a home, despite your shortcomings. The truth is that there are no rules set in stone when it comes to bad credit home loans. Some lenders may be more lenient than [Read More. ]

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    What is this Difference Between a Home Equity Line of Credit vs Home Equity Loan

    When buying a home with a mortgage loan, both you and your lender own parts of the home. The part of the home that you own is represented by the equity which builds up each time you make a payment. Having equity in your home allows you to take out a house equity loan by [Read More. ]

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    What Are the Typical Home Equity Loan Requirements

    Home equity loans are designed to help homeowners gain quick access to some much needed cash by tapping into the equity in their homes. Home equity loans provide an alternative to taking out other types of loans or opening new credit card accounts. While other forms of [Read More. ]

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    Pros and Cons of Home Equity Loans

    Home equity loans allow homeowners to take out a loan using the equity accumulated in their home as collateral. Home equity loans give you quick access to money that can be used for a home remodeling project, medical bills or college tuition. A home equity loan can be more [Read More. ]

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    Is it Possible to get a Home Equity Loan With Bad Credit?

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    Mortgage Advice That You Can Trust – Mortgages-OnlineMortgages-Online, Mortgage Advice and Arranging, online mortgage lenders.#Online


    Mortgage Advice That You Can Trust

    Mortgages-Online are a team of mortgage advisers providing mortgage advice NATIONWIDE by remote means. Mortgage advice is delivered via the Internet, telephone and sometimes face to face. We have a wealth of experience having provided online mortgage advice since 1997.

    A professional mortgage broker is likely to save you money when a arranging your mortgage. Unlike a lender that can only offer a limited range of mortgages, Mortgages-Online can choose from thousands of mortgages from many lenders. With such a vast choice of mortgage products you can be confident of finding the best mortgage.

    It can be time consuming if you have to provide information to more than one lender. Once we understand your needs Mortgages-Online will eliminate lenders that cannot help, determine which lender is the most suitable and then make an application on your behalf. It s all rather painless and we can apply this principle the next time you apply for a mortgage, saving you time both now and in the future.

    What next?

    Either telephone and speak directly with a mortgage adviser or complete an enquiry form and we will contact you.

    Our initial consultation is FREE and we will be able to tell you immediately whether or not we can help. If we can help then we will need to gather some fairly detailed information; this is something that every lender and mortgage broker must do.

    We can start the mortgage application process either before or after you have found a property. Throughout the process we will liaise with the lender and any third parties to keep you updated.

    We can also help you with life assurance, buildings and contents and finding a solicitor if you do not have one in mind. We offer a one stop shop for friendly, unbiased mortgage advice that you can trust.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

    Mortgages-Online is authorised and regulated by the Financial Conduct Authority, No. 442328. Some of our services may not be regulated by the Financial Conduct Authority.

    Initial consultation is free. If you decide to proceed with our service then a fee may be charged for our advice. See Charges.

    We can recommend mortgages from the whole of market.

    Your details remain confidential and are not shared with third parties except solely for the purpose of arranging a mortgage and related products that you purchase through us.