What is Mortgage Foreclosure? Learn about mortgage foreclosure #best #mortgage #company


#mortgage foreclosure

#

What is Mortgage Foreclosure?

Mortgage foreclosure simply means the deed can only be foreclosed through court action. Mortgage foreclosure is usually referred to as a judicial foreclosure.

A mortgage is a security document that allows the borrower to keep title of the property while using the property as security or collateral for a loan. The lender then places a lien on the property in the event the owner does not pay the agreed payment. When the borrower pays off the loan, the lender gives the borrower a satisfaction of mortgage that removes the lien from the property. About half the states in the U.S. use mortgage foreclosure as the means of satisfying the loan balance.

As with most mortgage foreclosure lawsuits, it starts with a summons and a complaint is issued to the borrower and any other parties with inferior rights in the property. Usually the lenders attorney is the one who issues the notice. The complaint is usually filed in the court where the trial is to be held. Here is the interesting part. Once the borrower has been notified, he or she has 20 days to respond back to the court challenging them on the mortgage foreclosure lawsuit. Once this occurs, the court now has 40 days to respond back to the borrower. Keep in mind that each correspondence must be legit and deal with some specific part of the complaint. This process may go back and forth as long as the borrower finds something erroneous with the complaint. This slows a mortgage foreclosure greatly because it must go through the court system. It may go as long as a year if needs be or even longer. Bottom line, you as the investor needs to contact the borrower or homeowner during this time and negotiate a purchase of the distressed property. This is when the homeowner is greatly motivated and must make a decision quickly.

Free Reports

Featured Product


Reverse HUD Mortgage – Learn About Reverse Mortgages #low #mortgage #rates


#hud reverse mortgage

#

Reverse HUD Mortgage

Enjoy A More Comfortable Retirement In Your Own Home

An Online Resource for Reverse Mortgage Information

Reverse HUD Mortgage is provided as a resource to help explain many of the aspects, both positive and negative, of reverse mortgages for homeowners aged 62 and older. Our goal is to provide helpful information and tools for senior citizens who might be considering a reverse mortgage and want to make a knowledgeable, well-informed decision.

What is a Reverse Mortgage?

Reverse mortgages are a particular type of mortgage loan that is insured by the FHA (Federal Housing Administration) and is available only to homeowners aged 62 or older. A reverse mortgage is unique from other types of mortgages because it is a loan that does not become due for as long as the homeowner resides in their primary residence.

Qualified homeowners may use a reverse mortgage to pay off an existing mortgage loan and cease making monthly payments. Other common reasons for which many senior homeowners choose a reverse mortgage are to pay for medical expenses and the costs of daily living.

Make The Most Of Your Retirement Years

  • Independence You continue to own and live in your home
  • Liquidity Receive monthly payments instead of making them
  • Simplicity No income, credit or employment requirements needed to qualify
  • Ownership Your heirs can keep the property once the reverse mortgage is paid in full
  • Choice You may receive funds as a lump sum, as a line of credit, in monthly installments, or as a lump sum plus monthly allotments
  • Security A reverse mortgage does not affect your Social Security, Medicare or pension benefits and proceeds are tax-free!

Call Toll-free

1-888-747-8060

to speak to a licensed reverse mortgage consultant


What is Accounting? Learn Basic Accounting Lesson – Money Instructor, i want to learn accounting.#I


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Money Instructor

Quite simply, accounting is a language: a language that provides information about the financial position of an organization. When you study accounting you are essentially learning this specialized language. By learning this language you can communicate and understand the financial operations of any and all types of organizations.

I want to learn accountingThis is because the information required by most organizations is very similar and can be broken down into three main categories:

This is the information that is needed on a day-to-day basis in order for the organization to conduct its business. Employees need to get paid, sales need to be tracked, the amounts owed to other organizations or individuals need to be tracked, the amount of money the organization has needs to be monitored, the amounts that customers owe the organization need to be checked, any inventory needs to be accounted for: the list goes on and on. Operating information is what constitutes the greatest amount of accounting information and it provides the basis for the other two types of accounting information.

Financial Accounting Information

This is the information that is used by managers, shareholders, banks, creditors, the government, the public, etc… to make decisions involving the organization and its operations. Shareholders want information about what their investment is worth and whether they should buy or sell shares, bankers and other creditors want to know whether the organization has an ability to pay back money lent, managers want to know how the company is doing compared to other companies. This type of information would be very difficult to extract if every company used a different system for recording their financial position. Financial accounting information is subject to a set of ground rules that dictate how the information is reported and this ensures uniformity.

Managerial Accounting Information

In order for the managers of a company to make the best decisions for a company they need to have specific information prepared. They use this information for three main management functions: planning, implementation and control. Financial information is used to set budgets, analyze different options on a cost basis, modify plans as the need arises, and control and monitor the work that is being done.

As you can see, accounting is a multifaceted system involving different people with different needs and after analyzing the various uses and applications of accounting information the American Accounting Association has come up with this definition: “the process of identifying, measuring, and communicating economic information to permit informed judgments and decisions by users of the information.”

In order to facilitate the informed use of this financial information, accounting has come to be based on specified rules or conventions called “principles.” These principles provide general laws or rules that are used to guide accounting activity and are called Generally Accepted Accounting Principles, or GAAP for short. These principles are established by the Financial Accounting Standards Board (FASB) which is a nongovernmental agency funded by the accounting profession and contributions from business organizations. While there is no legal obligation for companies to adhere to GAAP, there are strong practical reasons to do so. From auditing to reporting earning to the US Securities Exchange Commission to applying for a loan, there are very compelling reasons for organizations to conform to the generally accepted standard.

What Is The End Result Of All This Accounting Information? We’ve talked about the reason for maintaining accounting information and the end result of all of this recording is the preparation of financial statements. These statements let people see, at a glance, the financial position of an organization. These statements provide summaries of the operating information and are used extensively by people within and external to the company. The statements fall into one of two categories:

  • Status/Stock – these statements show the financial status of an organization at one specified instant in time. Stock reports = a snapshot.
  • Flow Report – these statements show the flow of financial information over a period of time. Flow reports = motion picture

GAAP requires the preparation of three different statements:

A Balance Sheet is a status report that shows information about the organization’s resources at one given time. Examples of information found on a balance sheet are how much cash is in the bank, what is owed to creditors, and the value of the company’s assets.

An Income Statement (also called a Statement of Earnings, Statement of Operations, or a Profit and Loss Statement) is a report that shows the flow of revenues (amounts earned from business activity) and expenses (amounts paid in the course of operations) over a given period of time, typically a month, quarter, or year.

As the name suggests, this is also a flow statement that details the movement of cash through the organization over a specified period.

The whole purpose of accounting is to provide information that is useful and relevant for interested parities when making decisions regarding the company and its operations. In order to do that effectively, a specific language and subsequent rules have been developed for users of the information. By learning accounting you learn these rules and can then communicate financial information with others in a comprehensible and comparable manner.

For a teaching lesson plan for this lesson see:


HOME – Free Bass Guitar Lessons #learn #bass, #free #bass #guitar #lessons, #learn #how #to


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FAT STRINGER LOW END LOVER!

Welcome to my Bass tutorial website. If you are new here, then please check out the ‘Lesson tree’. This is an order of practice, starting at beginners level, and slowly raising.

Also take time to check out all the other free Bass lessons and content that is on this site! – Kris

A TESTIMONIAL

I’ve sampled many online bass lessons over the past year or so. Paid a lot of money but didn’t learn much. But your lessons are a breath of fresh air. Most sites and teachers are dull, over complicated and in some cases-self-important. You have managed to simplify the jargon, to a point where literally anyone can understand and have fun when learning this instrument. But also, behind that laid back, almost jokey exterior is one hell of creative and innovative bass player. In a way it’s a shame that you don’t flaunt and show yourself off like many famous musicians, because if you did, you’d be one of the best. You’re an inspiration. Thankyou for everything, and god bless you – Tom, USA.

Welcome to Dmans’ Bass blog, and video log! Learning Bass guitar made fun, simple, and easy! Slapping, popping, tapping, beginners Bass songs, beginners riffs, Bass guitar tips, Bass chords, Bass finger picking, plus many other Bass lessons are covered on this site!

Hundreds of Thousands have learnt from me online, and many have gone onto becoming succesfull bass players in their bands, since I started doing these lessons in 2007. My online students often remark on how I keep things simple, and connect with them as people. That was always my main aim. To connect, which is what so many other online teachers fail to do. I hope you take something positive out of these lessons, and go onto to becoming a great Bass player!

The first port of call on your Bass journey should be the “Lesson tree”. There, you will find a list of lessons that start off easy, and slowly progress.

As hundreds will tell you: If you do those lessons one by one, you will be well on your to becoming a great Bass player, like many of them have done. Take it seriously, and go one by one!

QUICK LINKS

My Top ten Bass lines!

Who is this Kris Rodgers guy, anyway?

LATEST FUN STUFF!

REVIEWS

DR Neon Green strings review

PlanetWaves Micro Tuner

ZOOM B3 Effects

SpectorCore Piezo

Roland Cube 30 Amp

Cort Artisan B4

Korg Pandora PX5D Effects

Westfield Acoustic Bass

Popular Bands Lessons:

I USE:

This site is copyright of Kris Rodgers 2016


Online Interior Design Programs including CAD Training Online – Train to Professional Level for a


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Online Interior Design Courses – Rhodec International

Html Navigation Menus by Vista-Buttons.com v2.27 LEARN INTERIOR DESIGN 100% ONLINE – START STUDYING AT ANY TIME OF THE YEAR, FROM ANYWHERE IN THE WORLD, WITH NO ATTENDANCE EVER REQUIRED

Whether you’re looking to improve your interior design skills or contemplating a complete career change, we have the interior design course to suit you.


FREE “SAMPLER” ONLINE INTERIOR DECORATING COURSE
Try our FREE “sampler” course first, with no obligation, to get a taste of the contents of the full Interior Decorator course.


PROFESSIONAL ONLINE INTERIOR DESIGN DIPLOMA COURSE
Trains you to know, understand and put into practice the essentials of professional interior design. This online interior design course of study is structured in ten Units.

BACHELOR’S DEGREE ONLINE INTERIOR DESIGN PROGRAM
Upgrade to Bachelor of Arts in Interior Design status with just one further year of study on graduation from the Diploma Course, 100% by distance learning. Hands-on project and dissertation work.


INTRODUCTORY ONLINE INTERIOR DECORATOR COURSE
A thorough introduction to the subject, comprising 10 detailed lessons with accompanying assignments.

You can choose to study Computer-Aided Design (CAD) INSTEAD OF. or in addition to, Drafting in our Diploma Course.
Learn Revit Architecture for Interior Design 100% online with our partner college, CAD TRAINING ONLINE.


Copyright 1995 – 2017 Rhodec International Ltd. ALL RIGHTS RESERVED WORLDWIDE.

Rhodec International is the longest-established specialist interior design distance learning school in the world. Founded in 1960, we have nearly six decades of interior design education expertise, with over 85,000 interior design course students registered during that period and alumni in more than 120 countries worldwide.


Accounting English #english-learning, #learn #english, #english #courses, #english #course, #online, #audio, #dialogues, #english #pronunciation, #dictionary,


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Accounting English

Resource type: Narration, with audio
Level: Intermediate

Accounting English / Assets
Narration: Part Two

Resource type: Narration, with audio
Level: Intermediate

Accounting English / Assets
Narration: Part Three

Resource type: Narration, with audio
Level: Intermediate

Accounting English / Assets
Pronunciation Practice

Resource type: Pronunciation practice, with audio
Level: Beginner

Accounting English / Assets
Online Test

Resource type: Online test, with audio
Level: Intermediate

Accounting English / Depreciation
Narration: Part One

Resource type: Narration, with audio
Level: Intermediate

Accounting English / Depreciation
Narration: Part Two

Resource type: Narration, with audio
Level: Intermediate

Accounting English / Depreciation
Narration: Part Three

Resource type: Narration, with audio
Level: Intermediate

Accounting English / Depreciation
Narration: Part Four

Resource type: Narration, with audio
Level: Intermediate

Accounting English / Depreciation
Pronunciation Practice

Resource type: Pronunciation practice, with audio
Level: Beginner

Accounting English / Depreciation
Online Test

Resource type: Online test, with audio
Level: Intermediate

Accounting English / The Annual Report
Narration: Part One

Resource type: Narration, with audio
Level: Intermediate


Home Loan Help Center – Learn about FICO scores, mortgage types, and the loan process


#home loan help

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What Is A FICO Score? FICO stands for Fair Isaac and Company, who created this credit scoring system. A FICO score is used by credit companies to determine a borrower’s potential lending risk. The FICO system gauges a borrower’s ability to pay their bills by looking at their history. There are three main credit reporting agencies in the U.S. – Experian, TransUnion, and Equifax. Each credit agency uses a different formula for determining a FICO score, consequently, the scores slightly different. FICO scored differ between the agencies because creditors don’t always report everything Keep Reading

Raising Your FICO Score

FICO Score Boosters – These are things that will boost your FICO score: 1. Pay on time. With timely payments making up 35% of your FICO score, paying on time will actually make you money when it’s time to get a home loan. 2. Control your debt. 50 percent is the debt to available credit ratio for all credit cards. Don’t go over that number prior to getting the home loan. You’ll need that credit after you purchase your new home. [Read More]

Learning The Loan Process

Before you go house hunting, you need some research on where to go for a mortgage. Once this is done you need to move on to setting up lawyers, insurance agents and engineers, which will help you along with the transaction. If you take the time to be patient in finding the professionals that will assistant you during the home buying process, you will be less likely to make a hasty decision out of stress. [Read More]

What Mortgage Is Best For You?

As recently as the late 1980’s home loan options were minimal. There was a fixed 30 year loan, a fixed 15 year loan, and a 1 year adjustable rate loan. Over the past several years we’ve seen far more mortgage loan options available to home purchasers. There have never been more choices in the real estate lending industry – some risky and some conservative. Here are some of the options available to consumers. [Read More]


Accountants Phoenix AZ #learn #payroll #accounting


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Accountants in Phoenix, AZ

Understand your finances with Hacker Accounting. When it comes to your finances, whether it’s for personal or business purposes, each and every detail counts. Hacker Accounting understands this, and we’re here to provide you with quality services in a variety of different financial areas. As one of the top bookkeeping and accounting firms in the Phoenix AZ area, you can be sure that our business accountants are knowledgeable and experienced in the areas that matter most. Our business accountants provide the best service to our clients because of our dedication to the three underlying principles of professionalism, responsiveness and quality.

Hacker Accounting has been assisting us with our businesses over the past couple of years. They have prepared our contractor’s sales tax returns, run payroll and reconciled our bank accounts. We would recommend them to other contractors.

Brett B. Rise Above Remodeling

We have been filing personal tax returns for over 15 years in Phoenix, AZ. We provide personalized services with our accounting professionals in order to maximize your refund. Our free electronic filing system makes sure that your return is filed promptly and accurately. We offer many different income tax worksheets so that you can understand all the available write offs that the IRS makes available.

We are a family run business that understands the difficulties that come along with running a business. Our business accountants are there to help businesses get through the tedious paperwork that seems to never end. Whether that is payroll taxes and reports, sales tax and reports or income taxes we are there to help.

We are a full service accounting and bookkeeping office in Phoenix, AZ. We help you keep track of all your records and make sure that your taxes are calculated and filed on a timely basis. Tax reports that are common for businesses are.

Taxes are always a part of life for individuals and businesses that seem to get more complicated each year. Hacker Accounting has been filing personal tax returns for over 15 years. We offer many different income tax worksheets so that you can understand all the available tax write offs that the IRS makes available.

Running payroll is a very important step in the operations of a business. That’s why Hacker Accounting offers a full electronic service. This gives employees the choice of getting direct deposit, employee access to adjust their withholdings and view their year to date income.

Running a business can be overwhelming. You have to be a strong multitasker who can juggle a dozen issues at a time and wear a multitude of hats. You’re not just the visionary who started the company and the engine that keeps it going.


Reverse HUD Mortgage – Learn About Reverse Mortgages #20 #year #mortgage #rates


#hud reverse mortgage

#

Reverse HUD Mortgage

Enjoy A More Comfortable Retirement In Your Own Home

An Online Resource for Reverse Mortgage Information

Reverse HUD Mortgage is provided as a resource to help explain many of the aspects, both positive and negative, of reverse mortgages for homeowners aged 62 and older. Our goal is to provide helpful information and tools for senior citizens who might be considering a reverse mortgage and want to make a knowledgeable, well-informed decision.

What is a Reverse Mortgage?

Reverse mortgages are a particular type of mortgage loan that is insured by the FHA (Federal Housing Administration) and is available only to homeowners aged 62 or older. A reverse mortgage is unique from other types of mortgages because it is a loan that does not become due for as long as the homeowner resides in their primary residence.

Qualified homeowners may use a reverse mortgage to pay off an existing mortgage loan and cease making monthly payments. Other common reasons for which many senior homeowners choose a reverse mortgage are to pay for medical expenses and the costs of daily living.

Make The Most Of Your Retirement Years

  • Independence You continue to own and live in your home
  • Liquidity Receive monthly payments instead of making them
  • Simplicity No income, credit or employment requirements needed to qualify
  • Ownership Your heirs can keep the property once the reverse mortgage is paid in full
  • Choice You may receive funds as a lump sum, as a line of credit, in monthly installments, or as a lump sum plus monthly allotments
  • Security A reverse mortgage does not affect your Social Security, Medicare or pension benefits and proceeds are tax-free!

Call Toll-free

1-888-747-8060

to speak to a licensed reverse mortgage consultant


What is Mortgage Foreclosure? Learn about mortgage foreclosure #mortgage #rates #today


#mortgage foreclosure

#

What is Mortgage Foreclosure?

Mortgage foreclosure simply means the deed can only be foreclosed through court action. Mortgage foreclosure is usually referred to as a judicial foreclosure.

A mortgage is a security document that allows the borrower to keep title of the property while using the property as security or collateral for a loan. The lender then places a lien on the property in the event the owner does not pay the agreed payment. When the borrower pays off the loan, the lender gives the borrower a satisfaction of mortgage that removes the lien from the property. About half the states in the U.S. use mortgage foreclosure as the means of satisfying the loan balance.

As with most mortgage foreclosure lawsuits, it starts with a summons and a complaint is issued to the borrower and any other parties with inferior rights in the property. Usually the lenders attorney is the one who issues the notice. The complaint is usually filed in the court where the trial is to be held. Here is the interesting part. Once the borrower has been notified, he or she has 20 days to respond back to the court challenging them on the mortgage foreclosure lawsuit. Once this occurs, the court now has 40 days to respond back to the borrower. Keep in mind that each correspondence must be legit and deal with some specific part of the complaint. This process may go back and forth as long as the borrower finds something erroneous with the complaint. This slows a mortgage foreclosure greatly because it must go through the court system. It may go as long as a year if needs be or even longer. Bottom line, you as the investor needs to contact the borrower or homeowner during this time and negotiate a purchase of the distressed property. This is when the homeowner is greatly motivated and must make a decision quickly.

Free Reports

Featured Product