New Jersey Home Loans #central #mortgage #company


#residential mortgage rates

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We Are Residential Home Funding Corp.

Residential Home Funding Corp. has been in business for nearly 15 years, and it’s that experience that enables us to fund all types of transactions, including basic residential purchases, refinances, investment properties, construction loans, mixed use, and more. We offer a wide array of mortgage products, competitive rates and some of the most talented and dedicated employees in the industry.

Residential Home Funding Corp. Now a Partner of RE/MAX of New Jersey

“We are very excited to be given the opportunity to partner with RE/MAX of New Jersey,” said Rick Riddle, Director of Sales, Residential Home Funding Corp. “I believe our company’s core values and commitment to servicing customer’s real estate needs mirrors that of RE/MAX and together we will deliver a unique and satisfying experience to the customer.”

Residential Home Funding Corp. named a Top Mortgage Employer of 2015

The National Mortgage Professional Magazine has named RHCP one of the Top 60 Mortgage Employers Nationwide!

Residential Home Funding Corp. “Culture and Our People” Annual Company Kick Off

RHF was just recognized as a Top Mortgage Employer in NMP magazine. The annual kick-off meeting theme of “Company Culture and Our People” created a level of excitement and energy, keeping RHF’s employees actively engaged at this awesome event!

Residential Home Funding Corp. is the 66th Largest Mortgage Lender in the United States

Residential Home Funding Corp. is a big mortgage lender that doesn’t act like one. Although we have grown to be one of the biggest lenders in the country and licensed direct lenders in 12 states including CT, DC, DE, FL, GA, MD, NC, NJ, NY, PA, SC, and VA, we treat each and every customer like family. We truly care about your needs, a fact which becomes obvious when you read our testimonials.

The leader in mortgages for such partners as REMAX NJ, AAA NJ, Fraternal Order of Police NJ. EXIT NY, NJ Police Chiefs, Superintendents and Principals Association among others.

FHA Loans

FHA loans can be used for a home purchase or a refinance. Easiest type of real estate mortgage loan to qualify for because it requires a low down payment and you can have less-than-perfect credit.

VA Loans

A VA loan is a home loan guaranteed by the U.S. Veterans Administration. VA-guaranteed loans are available to eligible veterans and unmarried surviving spouses who can show entitlement through a Certificate of Eligibility.

Conventional Loans

Conventional loans may be conforming or non-conforming. Conforming loans have terms and conditions that follow the guidelines set forth by Fannie Mae and Freddie Mac.

No Money down Loans

FHA Mortgages may be the right choice for you. Backed by the Federal Housing Administration, FHA loans are available to borrowers with less than perfect credit and give options to many who thought they would never qualify for a mortgage loan.

Reverse Loans

A reverse mortgage enables homeowners 62 and older to convert part of the equity in their homes into cash without having to sell the home, give up title, or take on a new monthly mortgage payment. The homeowner continues to pay insurance and taxes, live in and maintain the home.

Home Rehabilitation Loans (203K)

FHA 203k loans are designated for houses that are damaged or sorely in need of rehabilitation. The loan covers not only the cost of the property, but also the cost of necessary home repairs.

Mortgage Branch Opportunities

Residential Home Funding Corp. is a leader in providing branch managers, mortgage brokers and top originators the opportunity to manage their operation as a full service mortgage banker with a complete in-house product line.

Jumbo Loans

Loan product that doesn’t conform to Fannie or Freddie guidelines. Higher loan balances. Non Fannie Mae approved condominiums and Co-ops. Specialty loans such as ARMs and no PMI options. Great Fixed Rates!

Loan Officer Opportunities

Mortgage brokers and originators agree that Residential Home Funding Corp. provides the best affiliate branch opportunities for them to realize income and to manage their own branch office. As a direct-endorsed FHA/VA Lender, we offer our branches a full mortgage product portfolio.

Terms & Conditions

Minimum credit scores and maximum loan limits apply. Not all applicants may qualify. Equal Housing Lender. Some products may not be available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Program, rates, terms and conditions apply.

Licensed Mortgage Banker. CT, DC, DE, FL, GA Residential mortgage License – #23969, MD, NC, NJ Dept. of Banking & Insurance, NY Dept. of Financial Services, PA Dept. of Banking & Securities, SC and VA Banking Depts.

*Terms and conditions are subject to change. May not be available to all borrowers and eligibility varies based upon borrowers financial situation.


Cenlar FSB Review – Consumer Finance – Loan Companies in Ewing, NJ – BBB Business


#cenlar mortgage

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BBB Accreditation

A BBB Accredited Business since

BBB has determined that Cenlar FSB meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business’ products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business’ product quality or competency in performing services.

Reason for Rating

Factors that raised the rating for Cenlar FSB include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 438 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

438 complaints closed with BBB in last 3 years | 291 closed in last 12 months

What is a BBB Business Review?

We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.

About BBB Business Review Content & Services:

Some Better Business Bureaus offer additional content & services in BBB Business Reviews.
The additional content & services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release.
Not all enhanced content & services are available at all Better Business Bureaus.

Professional Affiliations X

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

  • Advertising or Sales
  • Billing or Collection
  • Problems with Products or Services
  • Delivery
  • Guarantee or Warranty

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

BBB Complaint Process

Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

What is BBB Advertising Review?

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

What government actions does BBB report on?

BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

Thank you for your feedback!

BBB Reporting Policy

As a matter of policy, BBB does not endorse any product, service or business.

BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.

Additional Phone Numbers

Find a Location X

Cenlar FSB Review – Consumer Finance – Loan Companies in Ewing, NJ – BBB Business


#cenlar mortgage

#

BBB Accreditation

A BBB Accredited Business since

BBB has determined that Cenlar FSB meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business’ products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business’ product quality or competency in performing services.

Reason for Rating

Factors that raised the rating for Cenlar FSB include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 438 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

438 complaints closed with BBB in last 3 years | 291 closed in last 12 months

What is a BBB Business Review?

We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.

About BBB Business Review Content & Services:

Some Better Business Bureaus offer additional content & services in BBB Business Reviews.
The additional content & services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release.
Not all enhanced content & services are available at all Better Business Bureaus.

Professional Affiliations X

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

  • Advertising or Sales
  • Billing or Collection
  • Problems with Products or Services
  • Delivery
  • Guarantee or Warranty

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

BBB Complaint Process

Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

What is BBB Advertising Review?

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

What government actions does BBB report on?

BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

Thank you for your feedback!

BBB Reporting Policy

As a matter of policy, BBB does not endorse any product, service or business.

BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.

Additional Phone Numbers

Find a Location X

New Jersey Housing and Mortgage Finance Agency #home #mortgage #refinancing


#federal mortgage assistance

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The following state and federal programs were created to encourage your lender to work with you to make your mortgage more affordable. There is no fee to get information about these programs.

State Foreclosure Prevention Programs

The New Jersey HomeSaver Program – The New Jersey HomeSaver Program offers eligible homeowners up to $50,000 in financial assistance to help bring their household monthly payment to an affordable level by using the US Treasury’s Hardest Hit Fund funds to facilitate a refinance, recast, or permanent modification of the first mortgage loan. The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is the official administrator of the program for the State of New Jersey. For more information, please visit www.newjerseyhomesaver.com

The New Jersey Judiciary Foreclosure Mediation Program (NJJFM) – The NJJFM program provides homeowners with access to court-trained mediators to resolve foreclosure actions by proposing work-out and payment arrangements between distressed borrowers and lenders. Visit http://www.njcourts.gov/superior/foreclosure.htm for instructions on how to file for foreclosure mediation.

The New Jersey HomeKeeper Program – All program funds have been committed and the HomeKeeper Program is closed to new applicants and appeals. If you presently have a HomeKeeper loan and have servicing questions, please call the NJ Hardest Hit Fund toll free at 1-855-647-7700 .

Federal Foreclosure Prevention Programs

Through a combination of program design, support and funding, the following federal initiatives make New Jersey s state programs possible.

The National Foreclosure Mitigation Counseling Program (NFMC) seeks to address the nationwide foreclosure crisis by dramatically increasing the availability of housing counseling for families at risk of foreclosure. Neighborworks America in partnership with the State of New Jersey provide homeowners with FREE housing counseling services in an effort to prevent foreclosure. Housing counselors work with the homeowner and the lender, utilizing tools such as the Making Home Affordable programs as well as state programs in order to negotiate a more affordable mortgage payment. Thanks to the NFMC and Neighborworks America, homeowners can see a housing counselor at NO COST. Get a list of participating local counseling agencies on our Foreclosure Fast Facts PDF (English /Spanish )

Making Home Affordable (MHA) provides programs to cover a variety of help in the form of modifications, refinance, principal reduction, forbearance, term extension and repayment plans. All counselors participating in the NFMC program (described above) have been trained in MHA programs in order to determine if homeowners in counseling might qualify. For more information, visit http://www.makinghomeaffordable.gov

The Hardest Hit Fund (HHF) was established in February 2010 to provide targeted aid to families in states hit hardest by the economic and housing market downturn. HHF provides funding for state Housing and Finance Agencies (HFAs) to develop foreclosure prevention solutions in areas that have been hard hit by home price declines and high unemployment. New Jersey is a HHF state, and the New Jersey Housing and Mortgage Finance Agency administers HHF funds for the State of New Jersey. Learn more about the HHF here: http://www.treasury.gov/initiatives/financial-stability/TARP-Programs/housing/hhf/Pages/default.aspx

Beware of Foreclosure Rescue Scams – HELP IS FREE!

  1. There is never a fee to get assistance or information about Making Home Affordable (www.makinghomeaffordable.gov ) from your lender, a HUD-approved housing counselor or a NJ Housing Counseling Agency listed in the Foreclosure Fast Facts PDF (English /Spanish ).
  2. Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan. Do not pay walk away!
  3. Beware of anyone who says they can save your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  4. Never make your mortgage payments to anyone other than your mortgage company without their approval.
  5. If you feel you have been taken advantage of or mislead by a lender. contact Legal Services of New Jersey (LSNJ) at 1-888-576-5529 or online at www.lsnj.org. LSNJ provides legal representation to low-income NJ homeowners. Homeowners of any income level may file a complaint with the NJ Dept. of Banking and Insurance (DOBI) at 1-800-446-7467, or online at www.state.nj.us/dobi/consumer.htm. Additionally, the Attorney General urges any member of the public who has been a victim of mortgage-related fraud to report it by calling the Division of Consumer Affairs toll-free hotline at 1-800-242-5846. You can also visit www.njconsumeraffairs.gov to file a complaint online.

Car Accident Laws in New Jersey #personal #injury #new #jersey


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Car Accident Laws in New Jersey

This article explores key New Jersey laws related to traffic accidents and settlements, starting with New Jersey’s no-fault car insurance rules. For injury claims that are exempt from New Jersey no-fault rules, we’ll discuss how much time an injured person has to file a personal injury lawsuit in New Jersey, and how the atate’s shared fault rules might affect a car accident case.

New Jersey is a ‘Choice No-Fault’ Car Insurance State

New Jersey is one of a dozen or so states that follows a no-fault car insurance system when it comes to injury claims stemming from car accident. That means, if you are injured in a car accident, you are required to turn first (and maybe exclusively) to your own car insurance coverage in order to get compensation for medical expenses and other losses caused by the accident. It doesn’t matter who was at fault for the crash (that’s why they call it “no-fault”).

One wrinkle in New Jersey is that, when purchasing a car insurance policy, drivers have the option of choosing between no-fault and traditional car insurance coverage. Traditional coverage leaves all options on the table after a car accident. You can file a claim with the at-fault driver’s insurance carrier, or pursue a personal injury lawsuit.

Even for those who choose no-fault, there is an exception that allows an injured person to step outside the no-fault system and file a lawsuit against the at-fault driver. The exception is known as the “serious injury” threshold — when a car accident injury claim in New Jersey involves dismemberment, significant disfigurement or significant scarring (or some other permanent injury), displaced fractures, or loss of a fetus.

New Jersey’s Statute of Limitations for Car Accident Lawsuits

If you choose traditional car insurance coverage, or if your no-fault claim qualifies as one that can be brought outside New Jersey’s no-fault car insurance system, you may be thinking about filing a personal injury lawsuit against the at-fault driver.

The “statute of limitations” sets how long an injured person can wait in New Jersey before filing a lawsuit. People injured in car accidents in New Jersey have two years from the date of the accident to file their claim. (Title 2A, Ch. 14, Sec. 2A:14-2, 14-3.) For instance, if a New Jersey driver is injured in a crash on December 1, 2011, he or she must file a lawsuit on or before December 1, 2013. A driver who waits too long to file a lawsuit he may be prevented from going to court and seeking compensation for damages stemming from the accident.

New Jersey’s Comparative Fault Laws

In most states, the amount of money you can recover from an at-fault driver in court is affected by whether or not you were also partially at fault for the accident. New Jersey uses a “modified comparative fault” rule in these cases, which works like this: Suppose that you and one other driver are involved in a crash. You file a lawsuit in court seeking money damages from the other driver. After hearing all the evidence, the jury decides that the total amount of damages in your case is $100,000. The jury also decides that the other driver is 80 percent at fault for the crash, and you are 20 percent at fault.

Under New Jersey’s modified comparative fault rule, you will receive $80,000 in damages. This number is the result of the total damages award ($100,000) minus the 20 percent ($20,000) that represents your share of fault for the accident. As long as your fault is no higher than 50 percent, you will receive the total damages minus the percentage of your fault.

Since New Jersey is a “modified” comparative fault state, however, you will receive nothing at all if you are found to be more than 50 percent at fault for the crash. This is different from the rule in “pure” comparative fault states, where you’d receive the damages minus your fault no matter how much of the fault was yours. Bottom line: In New Jersey, you must be no more than 50 percent at fault in order to recover damages after a car accident.

Car Insurance Requirements in New Jersey

In addition to the “choice no fault” rules discussed above, New Jersey’s car insurance laws require drivers to have certain minimum types or amounts of insurance. These requirements affect settlements in car accident cases, and so do the actual coverages in your own insurance policy. For more information about New Jersey’s car insurance requirements, including more information about New Jersey’s no-fault rules, see our companion article, Car Insurance Laws in New Jersey .

Get the compensation you deserve.


Auto Insurance from a Teachers Insurance Company in NJ #getting #your #auto #insurance #from #a


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Getting Your Auto Insurance from a Teachers Insurance Company in New Jersey

A teacher’s job is never done. Just as you’re always there for your students, your car insurance company should be there for you.

Why not get your insurance from Teachers’ Insurance Plan of NJ — the only auto insurance company to exclusively serve the state’s educational community and their families. Our insurance is created just for teachers and we have special benefits for your unique needs.

If you work for or are retired from a school district or diocese, or a higher education institution, you may be eligible for Teacher’s Insurance and should consider the benefits of getting your auto insurance from an insurance company for teachers in New Jersey.

We have exclusive rates just for teachers

At Teachers’ Insurance, you’ll find special rates just for educators. We believe you’re particularly responsible people and by focusing only on members of the educational community, we end up with lower costs. Those savings are passed along to you. Plus, we have lots of great discounts to help you lower your rate even more. Click here to learn more about the discounts we offer to teachers.

We have perks designed just for teachers

As a Teachers’ Insurance customer, you’ll enjoy special perks like At School Zero Deductibles, roadside assistance and your choice of claims options.

We help you understand your car insurance

While we cover the basics of car insurance for teachers, we also have experienced insurance professionals available by phone to guide you through your insurance purchase and explain everything. Read more about the basics of car insurance for teachers.

We give back to New Jersey’s educational system

We provide grants and scholarships to school districts; have donated more than $180,000 to New Jersey schools and school districts since 2007; and we support safety organizations by working with Keep Kids Alive, Drive 25® to reduce speeding in residential areas and school zones.

If you’re interested in auto insurance from an insurance company for teachers, get your free insurance quote online or call 844-232-2728 to speak with a Teachers’ Insurance adviser.

Helpful Links


Moishe s Self Storage – Mini storage in New York, Brooklyn, Queens #self #storage #new


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MOISHE’S Self STORAGE NEW YORK

New York Storage Solutions

Do you need extra space for seasonal items and keepsakes? Perhaps you are downsizing, organizing your home, reducing clutter in your office, or you just need a temporary place to store important belongings. Find the right self-mini-storage rooms that suits you. If you are moving and need a temporary or long-term solution for your belongings during your move, we have a solution for that too!

Moishe’s Self Storage, the industry leader for over 30 years, provides secure and convenient options for furniture storage, commercial storage, and residential storage. Moishe’s Self Storage has the most affordable storage prices in the industry today. Our large, modern facilities offer plenty of choices for storage and are accessible 24-7 if needed.

We offer a range of units at our various self-storage locations, from 5 X 5 ; 5 X 7 ; 5 X 10 ; 6 X 10 ; 8 x 10 ; 10 X 10 ; 10 X 12 ; 10 X 15 up to 10 x 20.

This handy tool will help you to determine the right size storage unit for your needs: STORAGE ESTIMATOR . Make sure you can fit all of your belongings in a unit that is not too big – you don’t want to pay for space you don’t need.

Moishe’s smaller cheap storage units are great for boxes and smaller items, such as folding furniture, book-cases, strollers, and tool chests. The 10′ X 10′ units are large enough to store the contents of a one bedroom condo/apartment, including major appliances. Before you decide on a storage rental, use Moishe’s free storage unit size estimator. It will easily show the best fit for your furniture and boxes, whether you have an apartment, office, or house. A 10’ X 20′ unit is large enough to store the contents of a three- to four-bedroom house.

Remember, all of our units are clean, climate-controlled, and guarded with top security features to protect your possessions.

Self-Storage Locations with Public Access Near Me

We bring Manhattan storage to your door: Don’t rent trucks. Save Time Money!


New jersey window replacement #new #jersey #window #replacement


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Fences, Decks, Railings & Home Improvements Throughout New Jersey

Carl’s Fencing, Decking, and Home Improvement has served over 25,000 residents throughout New Jersey. Carl’s is a 2nd generation family owned and operated business with over 30 years of experience in Fencing. Decking. Roofing. Siding. Windows. Railings and more!

Carl’s Fencing, Decking & Home Improvements is a full-service home remodeler serving residents throughout New Jersey. Staten Island, and Eastern Pennsylvania. We install beautiful and durable fences, decks, railing, outdoor living spaces, and other home improvement products, such as windows, roofing and siding, all of which are among the best available in the industry and can be custom-designed to complement your aesthetic tastes. Throughout our more than 40 years in the industry, we’ve expanded from our roots as a fencing company to providing virtually any other home improvement services you may need. As a family-owned and operated company, we’ve remained committed to providing the premium products, meticulous craftsmanship, and unparalleled customer service on which we built our reputation. So, whether you’re looking to have a new wood fence constructed to protect your property, you’d like to replace the deck on your home, or you need any other type of construction project completed, we have you covered.

Replacement Windows & Doors, Roofing, Siding, Gutters & More Available Throughout NJ

When you choose Carl’s Fencing, Decking & Home Improvements for your remodeling project, you’ll benefit from the work of our experienced design team. All of the products and services we offer can be specifically tailored to create the project of your dreams. For instance, to revamp the entire outdoor living space of your New Jersey home, we can surround your house with modern vinyl fencing, add a composite deck with a decorative railing. replace your sliding patio doors, and construct a pergola. And for the finishing touches, we can even install accent lighting and seating options to enhance the outdoor living space you have always wanted.

Whether you hire us for a fence installation, or you want the entire exterior of your New Jersey home remodeled, you’ll have peace of mind in knowing that we protect both the materials we install and the labor we provide with the best warranties in the business. This commitment to superior products and services has helped us earn an A+ rating with the Better Business Bureau, positive reviews on consumer websites, and a reputation for keeping thousands of homeowners across NJ “Surrounded By The Best.”

In addition to being a professional fence installer and deck builder, Carl’s Fencing, Decking & Home Improvements also installs replacement windows. roofing, siding, gutters and gutter protection, exterior doors, and other durable products for homeowners throughout New Jersey. From energy-efficient vinyl windows and doors to durable fiber cement siding and metal roofing, we only install products that we believe in. Plus, our team of window installers, roofers, and professionally trained craftsmen have years of experience working on all types of homes, so you can rest assured the job will be done right, the first time. As a licensed, bonded, and insured company, we’re the home remodelers in NJ you can trust.

Our selection of house windows, siding, exterior doors, and other home improvement products is virtually unmatched in the region. Everything we carry is available in a full palette of colors and finishes, so we’re sure to have options that complement the architecture and aesthetics of your home. And,for the products we don’t custom-manufacture right here in the Garden State, we work with some of the most reputable brands in the industry to ensure you receive a quality product.

For more information about the fences. windows, decks. railings, and other products and services we can provide for your New Jersey home, contact Carl’s Fencing, Decking & Home Improvements today. We proudly serve all counties in NJ, and many other surrounding areas.

Our Specialties

Carl’s is the largest residential fencing contractor in New Jersey. We fabricate our own fencing at our seven-acre facility in Toms River. From wood. to vinyl & aluminum. and specialty fence – there’s no job we can’t handle. Read More +

Residential Roofing is one of our specialties, and Carl’s team installs roofing products and roofing material from these top manufacturers that offer the best performance in New Jersey: Owens Corning, GAF, CertainTeed, TAMKO, DaVinci, Velux, and more! Read More +

We are expert siding contractors. and are masters at helping our customers analyze a home’s exterior, and recommend Siding and trim details that compliment and enhance the existing architecture. Read More +

Our Decking Specialists can help you with layout and design, as well as functional problem solving to help get the deck of your dreams within budget. Let our specialists help you turn your back yard into an everyday vacation. Read More +

Railing often goes hand-in-hand with decking. but whether you need railing for your new deck, your front stoop, or your ocean front balcony railing – Carl’s has you covered. We supply and install the most comprehensive array of Railing in the industry. Read More +

Nothing increases a home’s efficiency or saves a homeowner more in energy cost annually than the installation of window replacement. If your windows are old, drafty, have broken seals, or simply do not operate properly, it’s definitely time for a window replacement. and Carl’s has a solution that will fit your style and budget. Read More +

The exterior doors in your home must be functional and effective, as well as provide beauty and accent. Studies have shown that attractive exterior doors can significantly raise a homes curb appeal and value. Read More +

Carl’s builds custom Pergolas of all types and sizes. Read More +

Ask us how we can transform your backyard into your own private oasis. Read More +

Showroom Hours

All Major Credit Cards Accepted:

Workmanship Warranty

  • Carl’s hereby guarantees that all work will be constructed in accordance with accepted and best home improvement practices, and will be free of any and all defects due to workmanship for a period of ten (10) years* from the date of completion. If any defect should arise due to workmanship, Carl’s will repair or replace as necessary, without any service charge to customer.
  • This warranty comprises the original installation by Carl’s installers, and does not cover damage caused by product failure (covered by manufacturer), natural catastrophes and acts of god, any attempt to repair or alter by others, or any situation or condition not caused by Carl’s.
  • * Workmanship Warranty on all Re-cover Roof installations is limited to five (5) years; Workmanship Warranty on all Fence Installations is limited to two (2) years; 90 Days on Gates.

Carl’s Fencing, Decking & Home Improvement Registration #13VH04391000
Copyright 2017 Carl’s Fencing, Decking & Home Improvement. All rights reserved.
Review our Terms and Conditions and Privacy Policy.
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Medical Billing Clerk Salaries by education, experience, location and more #medical #billing #and #coding #schools


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Medical Billing Clerk Salaries

Alternate Job Titles: Medical Biller, Medical Billing Clerk

  • What is the average annual salary for Medical Billing Clerk?

      How much does a Medical Billing Clerk make? The median annual Medical Billing Clerk salary is $36,255. as of June 28, 2017, with a range usually between $32,814 – $39,858. however this can vary widely depending on a variety of factors. Our team of Certified Compensation Professionals has analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to present this range of annual salaries for people with the job title Medical Billing Clerk in the United States.

      This chart describes the expected percentage of people who perform the job of Medical Billing Clerk in the United States that make less than that annual salary. For example the median expected annual pay for a typical Medical Billing Clerk in the United States is $36,255, so 50% of the people who perform the job of Medical Billing Clerk in the United States are expected to make less than $36,255.

      Source: HR Reported data as of June 28, 2017

      • About this chart

          This chart describes the expected percentage of people who perform the job of Medical Billing Clerk that make less than that salary. For example 50% of the people who perform the job of Medical Billing Clerk are expected to make less than the median.
          Source: HR Reported data as of July 2017

          Responsible for reviewing, researching, coding, and generating third party billing for a medical facility. Completes and verifies ICD-10 coding. Inputs and maintains all payment records in database or systems. Performs basic customer service for routine patient or other inquiries. Requires a high school diploma. Typically reports to a supervisor or manager. Possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personnel in the functional area. May require 0-1 year of general work experience. View full job description


      Clinical Research Coordinator Salaries by education, experience, location and more #what #is #a #clinical #research


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      Clinical Research Coordinator Salaries

      Alternate Job Titles: Clinical Research Coordinator, Clinical Research Specialist

      • What is the average annual salary for Clinical Research Coordinator?

          How much does a Clinical Research Coordinator make? The median annual Clinical Research Coordinator salary is $58,985. as of June 28, 2017, with a range usually between $50,655 – $68,143. however this can vary widely depending on a variety of factors. Our team of Certified Compensation Professionals has analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to present this range of annual salaries for people with the job title Clinical Research Coordinator in the United States.

          This chart describes the expected percentage of people who perform the job of Clinical Research Coordinator in the United States that make less than that annual salary. For example the median expected annual pay for a typical Clinical Research Coordinator in the United States is $58,985, so 50% of the people who perform the job of Clinical Research Coordinator in the United States are expected to make less than $58,985.

          Source: HR Reported data as of June 28, 2017

          • About this chart

              This chart describes the expected percentage of people who perform the job of Clinical Research Coordinator that make less than that salary. For example 50% of the people who perform the job of Clinical Research Coordinator are expected to make less than the median.
              Source: HR Reported data as of July 2017

              Organizes research information for clinical projects. Selects and observes subjects and assists with data analysis and reporting. Oversees experiment scheduling and collection of data. Requires a high school diploma or its equivalent. Typically reports to a supervisor or manager. Gaining or has attained full proficiency in a specific area of discipline. Works under moderate supervision. Typically requires 1-3 years of related experience. View full job description