At IMS we know how important getting factual honest and reliable information is when considering a mortgage in Spain.
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Free Spanish Mortgage Quotes and Free mortgage approvals in principle
Spanish Banks drop margins to increase completions best buy variable rates from 1.5%. above Euribor. Fixed rate availability continues to increase.
12 month Euribor rate for revisions of Spanish mortgages in October 2017 index is -0.168% edging very marginally down on September.
Keep updated on the latest mortgage news from Spain.
Unsure of what you could borrow in Spain?
- Want to know what Spanish mortgage funding possibilities are available?
- Want to have your finances sorted before committing to visiting Spain?
- Want to know what interest rates and costs to expect for a Mortgage in Spain
FOR A NO COST AND NO OBLIGATION full Spanish Mortgage budget assessment and quote Contact us today. Check our non resident best buy tables »
Why choose IMS for a mortgage in Spain?
IMS has operated in Spain since 2002 and has successfully completed on over half a billion Euros in lending on mortgages in Spain making us one of the most experienced and specialised Spanish mortgage advice companies in Spain. We can negotiate special terms for certain clients not available direct from the Banks.
Spanish mortgage advice centre our services
Budget analysis and Bank recommendation We will help you understand what you can borrow from a Spanish Bank and what impact this has on the purchase price you can pay.
Submission and management of Spanish Mortgage applications for independent purchases We will professionally package your Mortgage in Spain application to give it the best possible chance of being approved for the best possible terms and conditions and highest loan to values.
Resolution of previously rejected applications If you have been rejected for a mortgage in Spain, have been waiting forever for an answer from the Bank, or the direct application you have made has not reflected the initial terms you had outlined, let us help gain a successful outcome with another lender in the quickest possible time.
Understanding your Mortgage in Spain and the link to the purchase process
With many years of experience in the loan and purchase market we can help and advise you throughout the whole process.- Our key aim is to find you the best buys and most suitable loan in Spain that is possible in your circumstance. We will ensure we protect you and your personal monies throughout the application process and look after your interests through to completion.
We will keep you informed as to when it is safe to pass over deposit monies and will work efficiently and effectively with all linked parties to ensure the house of your dreams is secured, but in a safe manner with minimum risk. We will alert you to any possible infractions relating to the property highlighted by the required Spanish Banks valuation report , even if those infractions are small by nature and of little consequence. We will explain everything both verbally and in writing in clear and concise English.
How do Spanish mortgages work, what is required and what do you need to consider when applying for a loan.
Who is IMS, how long have we been operating in Spain and who are the key personnel and what is their background.
Spanish Mortgage Calculator
Use our calculator to assess what your monthly mortgage payments could be.
Obtain the best possible currency rates and expert on information of when to transfer based on market conditions.
Spanish Conveyance Solutions is our sister company offering a complete end to end buying, selling and advice services.
Documents required for Mortgage
Spanish Banks require certain documents are presented in order for them to assess a loan. No self certified or minimum documentation loans are available. All Spanish Mortgages are full status.
Are Spanish mortgages regulated
Spanish mortgages are not regulated what precautions you can take to make sure you still get best possible advice.
Read Heathers comments on the current market conditions in Spain, changes to Spanish Mortgages and keep up to date with general economic trends.
Self Build loans Spain
Are you considering buying a plot and building your own property find out what lending facilities are available and at what point in the project funds can be made available.
Dear Heather, Ravena and Cecilia
You have been more than helpful and should we find anything else that we feel suits our needs we would not hesitate to use your company again.
You have been an absolute star and I cannot thank you enough because we may have been pressured into paying a 3000 Euro deposit early on if it wasn’t for you and your sound advice.
Hopefully we will be successful at securing a property in Majorca in the near future and look forward to working with you again.
Kindest Regards and Highest Recommendations,
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