Current Interest Rates on Home Loans, Savings, Car loans – CD Rates, mortgage information.#Mortgage #information


Today’s Interest Rates and Financial Advice:

Mortgage information

Financial Advice

Would you like to buy a home but worry that you’d never qualify for a mortgage? It’s time to stop guessing and evaluate your chances to land a loan based on everything from how much you make to your credit score. Believe it or not, the odds are in your favor.

November 14th 2017

The average cost of financing a new or used car or truck has stayed low over the past year, making auto loans a bargain by any historical measure. And buyers with reasonably good credit can always take advantage of the discount loans automakers are offering on many models.

November 13th 2017

Lending money to your child is risky business. But if you can avoid the personal pitfalls and convince the federal government that this is really a loan, and not a gift, the Bank of Mom and Dad can be a financial boon for everyone in the family.

November 13th 2017

Here’s how to make all of the right decisions so that you’ll save more, invest wisely and take full advantage of all the tax breaks to build your retirement nest egg.

November 10th 2017

It’s not enough to find a good location at an affordable price. Condo buyers must consider lots of extra costs, from association fees and special assessments to how well the building is maintained and how strictly it enforces rules on everything from noise to pets.

November 10th 2017

You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here’s how you can save on everything from settlement fees to title insurance.

November 8th 2017

Mortgage information

Interest ing Snapshot

Individual retirement accounts, or IRAs, are a great way to build financial security for you and your family. They’re easy to open and our simple strategy helps you make all the right decisions now, and in the years ahead.

Mortgage information

Mortgage information


Reverse Mortgage Information, mortgage information.#Mortgage #information


Reverse Mortgage Information

Mortgage information

Foreclosure is More Likely with a Conventional Mortgage Than a Reverse Mortgage

It is a common misconception that reverse mortgages run a high risk of foreclosure. This is largely due to a lingering bad reputation that reverse mortgages earned prior to the 1987 Housing and Community Development Act, when the government systemized reverse mortgages through the Home Equity Conversion Mortgage (HECM) program. However, today all HECM reverse [ ]

Mortgage information

Reverse Mortgages – Rethinking the Typical Borrower

In the past, reverse mortgages were commonly perceived as a loan of last resort used by homeowners who were struggling financially. However, that misconception is quickly dissipating as more and more financial planners and retirement advisors have begun recommending reverse mortgages as part of a comprehensive retirement strategy. As a result, the profile of a [ ]

Mortgage information

Medicare Open Enrollment Sparks Financial Concerns

Medicare Open Enrollment began October 15th, and continues through December 7th. According to AARP, you are eligible to enroll for Medicare if you are 65 or older, a US citizen or legal resident, and you or your spouse have worked long enough to be eligible for Social Security.1 If you are already enrolled but not happy [ ]

Mortgage information

Home Equity for Senior Homeowners Grows by $162 Billion in Q2

Homeowners age 62 and older saw an increase in home equity of 2.4% in the second quarter of 2017 for a combined total of $162 billion.1 According to the proprietary index, developed by NRMLA and RiskSpan in 2000, the driving factor of the increase in equity appears to be home values. The index, which takes [ ]

Mortgage information

Is a Reverse Mortgage Government Funded?

As many senior homeowners are aware, The Department of Housing and Urban Development (HUD), recently announced changes which will affect the Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage. These announcements may have caused some confusion with seniors wondering, is a reverse mortgage government funded? Reverse Mortgages are Federally Insured The short [ ]

Mortgage information

Choosing the Right Reverse Mortgage

One of the most challenging aspects of getting a Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage, is identifying which product configuration and interest rate type best meets your needs. What many borrowers may not realize is that there are over a dozen different ways to configure a reverse mortgage. Depending on [ ]

Mortgage information

Advantages and Disadvantages of a Reverse Mortgage

A reverse mortgage, can be a valuable retirement planning tool. This type of mortgage allows homeowners 62+ years old to convert a portion of their home equity into usable funds without having to repay the loan for as long as the borrower continues to meet the loan obligations.1 As you evaluate this financing option consider [ ]

Mortgage information

What Influences Reverse Mortgage Interest Rates

Generally, when considering a loan of any kind, one of the first pieces of information considered is the interest rate as it affects the funds available to you and the amount you will repay. In this respect, a Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is no different than other types [ ]

Mortgage information

HUD Announces Big Reverse Mortgage Changes

On Tuesday, August 29th 2017, the US Department of Housing and Urban Development (HUD) announced some changes that will have a large impact on senior homeowners interested in tapping into the equity in their homes through the use of a Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage. The Federal Housing Administration [ ]

Mortgage information

How Reverse Mortgage Interest Rates Affect Your Loan Options

Generally, when considering a loan of any kind, one of the first pieces of information considered is the interest rate as it affects the funds available to you and the amount you will repay. In this respect, a Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is no different than other types [ ]


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Reverse Mortgage Information, reverse mortgage information.#Reverse #mortgage #information


Reverse Mortgage Information

Reverse mortgage information

Foreclosure is More Likely with a Conventional Mortgage Than a Reverse Mortgage

It is a common misconception that reverse mortgages run a high risk of foreclosure. This is largely due to a lingering bad reputation that reverse mortgages earned prior to the 1987 Housing and Community Development Act, when the government systemized reverse mortgages through the Home Equity Conversion Mortgage (HECM) program. However, today all HECM reverse [ ]

Reverse mortgage information

Reverse Mortgages – Rethinking the Typical Borrower

In the past, reverse mortgages were commonly perceived as a loan of last resort used by homeowners who were struggling financially. However, that misconception is quickly dissipating as more and more financial planners and retirement advisors have begun recommending reverse mortgages as part of a comprehensive retirement strategy. As a result, the profile of a [ ]

Reverse mortgage information

Medicare Open Enrollment Sparks Financial Concerns

Medicare Open Enrollment began October 15th, and continues through December 7th. According to AARP, you are eligible to enroll for Medicare if you are 65 or older, a US citizen or legal resident, and you or your spouse have worked long enough to be eligible for Social Security.1 If you are already enrolled but not happy [ ]

Reverse mortgage information

Home Equity for Senior Homeowners Grows by $162 Billion in Q2

Homeowners age 62 and older saw an increase in home equity of 2.4% in the second quarter of 2017 for a combined total of $162 billion.1 According to the proprietary index, developed by NRMLA and RiskSpan in 2000, the driving factor of the increase in equity appears to be home values. The index, which takes [ ]

Reverse mortgage information

Is a Reverse Mortgage Government Funded?

As many senior homeowners are aware, The Department of Housing and Urban Development (HUD), recently announced changes which will affect the Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage. These announcements may have caused some confusion with seniors wondering, is a reverse mortgage government funded? Reverse Mortgages are Federally Insured The short [ ]

Reverse mortgage information

Choosing the Right Reverse Mortgage

One of the most challenging aspects of getting a Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage, is identifying which product configuration and interest rate type best meets your needs. What many borrowers may not realize is that there are over a dozen different ways to configure a reverse mortgage. Depending on [ ]

Reverse mortgage information

Advantages and Disadvantages of a Reverse Mortgage

A reverse mortgage, can be a valuable retirement planning tool. This type of mortgage allows homeowners 62+ years old to convert a portion of their home equity into usable funds without having to repay the loan for as long as the borrower continues to meet the loan obligations.1 As you evaluate this financing option consider [ ]

Reverse mortgage information

What Influences Reverse Mortgage Interest Rates

Generally, when considering a loan of any kind, one of the first pieces of information considered is the interest rate as it affects the funds available to you and the amount you will repay. In this respect, a Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is no different than other types [ ]

Reverse mortgage information

HUD Announces Big Reverse Mortgage Changes

On Tuesday, August 29th 2017, the US Department of Housing and Urban Development (HUD) announced some changes that will have a large impact on senior homeowners interested in tapping into the equity in their homes through the use of a Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage. The Federal Housing Administration [ ]

Reverse mortgage information

How Reverse Mortgage Interest Rates Affect Your Loan Options

Generally, when considering a loan of any kind, one of the first pieces of information considered is the interest rate as it affects the funds available to you and the amount you will repay. In this respect, a Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is no different than other types [ ]


Ditech Financial LLC: Private Company Information #mortgage #rate #charts


#greentree mortgage company

#

Company Overview of Ditech Financial LLC

Company Overview

Ditech Financial LLC, a mortgage company, lends and services residential mortgages. It offers a range of purchase loan options, including fixed rate, adjustable rate, jumbo, FHA, and VA loans. The company also partners with financial institutions nationwide providing capital market expertise. It offers residential mortgage products through a team of home loan specialists. Ditech Financial LLC was formerly known as Green Tree Servicing LLC and changed its name to Ditech Financial LLC in August 2015. The company was founded in 1975 and is based in Fort Washington, Pennsylvania with locations across the United States. Ditech Financial LLC operates as a subsidiary of Walter Investment Management.

Ditech Financial LLC, a mortgage company, lends and services residential mortgages. It offers a range of purchase loan options, including fixed rate, adjustable rate, jumbo, FHA, and VA loans. The company also partners with financial institutions nationwide providing capital market expertise. It offers residential mortgage products through a team of home loan specialists. Ditech Financial LLC was formerly known as Green Tree Servicing LLC and changed its name to Ditech Financial LLC in August 2015. The company was founded in 1975 and is based in Fort Washington, Pennsylvania with locations across the United States. Ditech Financial LLC operates as a subsidiary of Walter Investment Management Corp.

1100 Virginia Drive

Fort Washington, PA 19034

Key Executives for Ditech Financial LLC

President of Green Tree

President of Servicing and Originations

Executive Vice President

Executive Vice President

Executive Vice President and Director

Compensation as of Fiscal Year 2016.

Ditech Financial LLC Key Developments

Freddie Mac Seeks Loan Auction

Federal Home Loan Mortgage Corporation (OTCPK:FMCC) announced a $1.1 billion non-performing loan transaction, an auction of seasoned non-performing residential whole loans. The non performing loans are currently serviced by Wells Fargo Bank, National Association or Ditech Financial LLC. Bids are due from qualified bidders on September 29, 2016. The sales are expected to settle in December 2016. The non-performing loans are offered as one pool. Advisors to Freddie Mac on the transaction are Wells Fargo Securities, LLC and First Financial Network, Inc.

Ditech Financial LLC to Lay Off 65 Employees at Regional Office in Greensboro

Ditech Financial LLC to lay off 65 employees at its regional office in Greensboro. The reason of the layoff is the closure of its 7031 Albert Pick Road office in a WARN (worker adjustment and retraining notification) filing.

Ditech Financial LLC Hires Brad Goedken as Chief Information Officer for Originations, Capital Markets and Corporate Systems

Ditech Financial LLC has hired Brad Goedken as Chief Information Officer for Originations, Capital Markets and Corporate Systems responsible for overseeing the company’s aggressive technology agenda and planned upgrades. Goedken has significant experience in mortgage technology and most recently served as Chief Technology Officer for Sun Trust Mortgage where he worked to transform the originations platforms while achieving TRID compliance and established a digital mobile mortgage experience for Sun Trust clients.

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Cherry Creek Mortgage – Spokane WA Branch – Providing mortgage loans and information in Washington


#cherry creek mortgage

#

The Perfect Home Loan is Waiting For You Right Here in Spokane, WA.

With over 23 years of experience, Cherry Creek Mortgage has a variety of loan products available:

  • FHA
  • VA
  • USDA
  • Conventional
  • Reverse Mortgage
  • FHA 203K Streamline Standard

If you have any questions please call us at (509) 467-1260 or fill out an online application and we will work with you to find the loan product that best fits your needs.

We are Committed to Helping You

The Spokane branch of Cherry Creek Mortgage is committed to serving the needs of the Spokane community and surrounding areas.

We specialize in VA and FHA loans and have a variety of options to help you finance your first home, your next home, or to refinance your existing mortgage. Ask about down payment options and down payment assistance for eligible buyers.

If you have ever considered purchasing, whether it is your first home, move up home or even thought of purchasing for an investment now may be the time! There are a variety of loan products on the market we offer competitive rates and fees!

We are committed to helping you find the right mortgage product for your needs because we understand that every borrower is different.

Our goal is to make the process of securing a mortgage simple and straight-forward by offering you the latest in financial tools that enable you to make sound financial choices whether you are thinking of a long term fixed rate or a short term ARM. We can help guide you to the right loan to fit your financial needs.

We will walk you through the process from start to finish because your happiness is our number one goal! Our job is not only to assist you with an immediate need for home financing, but also to be sure we are looking at what is best for you down the road.

Copyright © 2016 Cherry Creek Mortgage Co. Inc. Company NMLS ID #3001. All Rights Reserved.

CCMC is proud to offer Reverse Mortgages through our retail branches and division at 1st Reverse Mortgage USA. Promotional and advertising material for Reverse Mortgages is not from HUD or FHA and not approved by the Department of HUD or any Government Agency. HUD does not approve the material presented.

Cherry Creek Mortgage is not endorsed by, nor acting on behalf of or at the direction of the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. This material is informational only and is not an offer to lend or recommend available products. This is not an advertisement to extend credit as defined by Regulation Z, nor an application for credit as defined by RESPA/Regulation X. All applications are subject to underwriting guidelines and approval based upon the credit, assets, value of subject property and borrower’s ability to repay. Not all applicants are eligible for or qualify for all loan products offered. All loan programs, terms and conditions are subject to change without notice, so please speak directly with your loan officer to learn more about specific loan program requirements and whether or not you qualify.

The Home Owner’s Market Report™ and Home Scouting Report® are free online home finding services provided directly to prospective homebuyers by Home Buyers Marketing II, Inc. a licensed real estate company and its real estate brokers as part of their ordinary real estate brokerage services. The role of the Preferred Lender is to work with the agent in the area of converting lost contacts to sales. The Preferred Loan Officer’s role is to assist in determining a comfortable home price range for Home Buyers Marketing II, Inc. to use when it is searching for property listings within the buyer’s search criteria. The Preferred Loan Officer is neither an employee of HBM II, nor the provider of the Home Owner’s Market Report® or Home Scouting Report®. ©2015 Home Buyers Marketing II, Inc.


Mortgage Information #coldwell #banker #mortgage


#worthington mortgage

#

Johnson Builders Realty Featured Mortgage Brokers

At Johnson Builders Realty, we want you to have the most pain-free experience possible. We provide you with experienced REALTORS with proven results. We provide you with a knowledgeable staff who can answer your every question. And, we can point you in the direction to get your new home financed through our featured banks and mortgage officers. Let’s get you PRE-APPROVED to buy your new home, TODAY!

First State Bank Southwest

1433 Oxford Street
Worthington MN 56187

First State Bank Southwest is the area leader in residential mortgages. Finance your new home by taking advantage of our long term fixed rate or adjustable rate loan programs. Our relationship with the Minnesota Housing Finance Agency and USDA Rural Development gives us the edge in fulfilling your low down payment financing needs. Come deal with the experts. Contact Mark Vis at 507-376-9747 or (Cellular 507-360-0204) to obtain your free pre-approval To know how much home you can afford.

United Prairie Bank

905 McMillan Street
Worthington, MN 56187

Almost nothing is closer to your heart than your home. That’s why at United Prairie Bank we take the time to tailor a loan that fits your needs. Let Mortgage Banker, Mary Burlingame, NMLS #709745, put her professional and personal experience to work for you.

As one of the leading housing lenders in the Worthington community, we offer a variety of programs to choose from with Rural Development, Minnesota Housing First Time Homebuyer’s, Federal Housing Administration, and Conventional loan options.

Member FDIC – Equal Housing Lender


Zero Down Mortgage – Information – FAQ #help #with #mortgage


#0 down mortgage

#

Zero Down Mortgages: Are They Right For You?

Zero Down Mortgages: Are They Right For You?

What is a Zero Down Payment Mortgage?

A sero down payment mortgage is exactly what it sounds like: a mortgage that requires no money down at closing. Buying a home and putting no money down to do it sounds appealing to many, but in reality it’s hard to get a zero down payment mortgage in this climate, as banks no longer offer them to most consumers. Hard, however, doesn t mean impossible. Here s how you can score a zero down payment mortgage and the pros and cons of getting one.

How Can I Get a Zero Down Payment Mortgage?

Not everyone will qualify for a zero down payment loan, but in circumstances, you might. For one, if you’re a veteran, you might be able to get a VA loan with no down payment from the U.S. Department of Veterans Affairs (VA). In order to qualify for the loan you’ll need good credit, enough income and a Certificate of Eligibility from the VA but if you do, you may be able to enjoy these perks: no down payment on the home (as long as the sales price isn t higher than the appraised value of the home), no private mortgage insurance premium and limited closing costs.

Have you been pre-approved yet? Find a local lender on Zillow who can help

The second option for a no down payment loan is a USDA loan. The United States Department of Agriculture offers a variety of these loans with low interest rates. Most of the loans are designed to help low- or moderate-income people with decent credit buy a home in a rural area.

Two of the more popular USDA loans are the single-family direct homeownership loan and the single-family guaranteed homeownership loan.

The single-family direct homeownership loan is for low- or very low-income borrowers purchasing homes in rural areas. Eligible properties must be 1800 square feet or less with a market value below the applicable area limit. No swimming pools or properties designed for income-producing activities are allowed. The household adjusted income of the borrower must not exceed the applicable low-income limits for the area.

The single-family guaranteed homeownership loan helps those with incomes that are below 115 percent of the median income for the area buy modest homes in rural areas.

Pros and Cons of a Zero Down Payment Loan

The perks of a zero down payment mortgage are simple: You can get a mortgage to buy a home without having to put any money down. This means those without savings could buy a home. Though that sounds appealing, it does come with downsides. For one, you’ll have no equity built up in your home at the time of purchase, so you won’t be able to do things such as take out a home equity loan or home equity line of credit if you need to do home repairs or have other expenses you need to take care of. Plus, you’ll likely be paying off this home loan for longer than someone who had put money down would, which means you’ll likely be paying the bank thousands more in interest payments over the life of the loan.

Bottom Line

Most home buyers will need to put down at least 3 to 5 percent or more of the cost of the home to get a mortgage. But no matter what kind of loan you get with a down payment or without make sure you can truly afford the mortgage payments and the other costs of homeownership (insurance, repairs, etc.) every month. Use Zillow s free mortgage calculator to help estimate your monthly mortgage costs or our affordability calculator to determine what you can truly afford.


Prime Rate Information #mortgage #insurance #calculator


#prime interest rate today

#

Newsroom

Company Overview

Facts about Bank of America

  • Journalist Resources

    Resources for journalists seeking information about Bank of America

  • Press Kits

    Press kits and prime rate information

  • Press Releases

    Bank of America’s press release archives

  • Executive Biographies

    Biographies and photos of senior Bank of America executives

  • Prime Rate Information

    The current Bank of America, N.A. prime rate is 3.50%. The prime rate is set by Bank of America based on various factors, including the bank’s costs and desired return, general economic conditions and other factors, and is used as a reference point for pricing some loans. Bank of America may price loans to its customers at, above, or below the prime rate.

    In some Bank of America loan documentation, the term “reference rate” has been used to refer to this lending rate. The terms “prime rate” and “reference rate” refer to the same rate.

    Company Prime Rate History

    • Bank of America, N.A. — Bank of America, N.A. was created through the merger of NationsBank N.A. and Bank of America NT SA on July 23, 1999. A history of the prime rate for Bank of America, N.A. shows each prime rate change since that date.
    • NationsBank N.A. and NCNB — A history of the prime rate for predecessor banks NationsBank N.A. and NCNB shows the date of each change from May 25, 1975 to July 22, 1999.
    • Bank of America NT SA — A history of the prime rate for predecessor Bank of America NT SA shows the date of each change from December 1, 1947 to July 1, 1999.

    Related Materials:


    E*TRADE Mortgage Corporation: Private Company Information #mortgage #loan #calc


    #etrade mortgage

    #

    Company Overview of E*TRADE Mortgage Corporation

    Company Overview

    E*TRADE Mortgage Corporation is a provider of mortgage lending for consumers. E*TRADE Mortgage Corporation offers the full compliment of mortgage products: Conventional, Fannie Mae and Freddie Mac, Jumbo, Subprime, FHA. VA, 2nds, Debt Consolidation and Home Improvement. E*TRADE Mortgage Corporation was formerly known as LoansDirect, Inc. and prior to that as Tricor Mortgage Lending. As a result of its acquisition by ETRADE Group, Inc. the name of LoansDirect, Inc. was changed. E*TRADE Mortgage Corporation operates as a subsidiary of E*Trade Bank.

    7755 Center Avenue

    Huntington Beach, CA 92647

    Key Executives for E*TRADE Mortgage Corporation

    E*TRADE Mortgage Corporation does not have any Key Executives recorded.

    Similar Private Companies By Industry

    120dB Films, Inc.

    1st 2nd Mortgage Co.of N.J. Inc.

    1st Integrity Mortgage, Inc.

    1st Point Lending, LLC

    1st Security Home Mortgage Corp.

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