CREDIT CARDS and LOANS for BAD CREDIT, home loans for bad credit.#Home #loans #for #bad

Loans and Credit Cards for Bad Credit

Welcome! Since 2005, we have been dedicated to helping those with a bad credit rating rebuild their credit. We provide you with the knowledge and resources necessary for you to find the best loans and credit cards for bad credit, regardless if you have a poor credit score or past credit problems. We continously update our offers to bring you the best bad credit offers available.

If you are looking for the right offer to fit your financial needs or repair bad credit, please begin by choosing a category of offers below:

Compare the top 10 credit cards for those with bad credit and apply online instantly.

Compare auto lenders that approve people with a poor credit score.

Review the best services for debt relief and debt consolidation loans.

Need a cash loan to pay bills, take a vacation, or start a business? Apply now.

Compare options to repair your bad credit history and improve your rating.

Get a new home loan now at a great rate regardless of your past credit history.

Tips and Advice

► 5 Steps to Rebuilding Bad Credit

Home loans for bad credit

► Credit Crunch Shrinking Size of Personal Loans

Home loans for bad credit

► Inside the Brain of an Auto Lender

Home loans for bad credit

► Filing for Bankruptcy: Chapter 7 vs. Chapter 13

Home loans for bad credit

► Which Type of Home Loan is Right for You?

Home loans for bad credit

► Too Much Debt? How to Break the Debt Cycle

Home loans for bad credit

Compare mortgage, refinance, insurance, CD rates, home interest rates.#Home #interest #rates

We help you find and compare rates

What type of loan?
How long of a term?
What type of loan?
What type of account?
What type of account?
How do you want to search?
What do you care about most?
What is the purpose of your loan?
Mortgage Calculator
Amortization Calculator

Daily National Rates

Bankrate is the leading personal finance destination for unparalleled tools, rates, products and advice.

Home interest rates

Home interest rates

Home interest rates

Home interest rates

Home interest rates

Home interest rates

Monitor your credit report without negatively affecting your credit.

You have money questions. Bankrate has answers. Our experts have been helping you master your money for four decades.

Our tools, rates and advice help no matter where you are on life’s financial journey.

How we make money is an independent, advertising-supported publisher and comparison service. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This compensation may impact how, where and in what order products appear. does not include all companies or all available products.

2017 Bankrate, LLC All Rights Reserved.

Home Loans with Poor or Bad Credit, home loans for bad credit.#Home #loans #for #bad

California Home Loans with Poor or Bad Credit

In 2012-2013, securing a California home loan with less-than a 640 qualifying credit score(s) OR a recent history of short sale, foreclosure, or bankruptcy is difficult. You have a few options, however. Please take a moment to review prior to inquiring, and remember that we offer loans on California real estate ONLY. If you are seeking financing outside of California please Google search for lenders in your area.

Major Derogatory Credit Events

1) If you have a prior Bankruptcy, Short Sale, Foreclosure, Short-Pay Refinance, loan modification (with a 90-day late shown on the mortgage) or Deed-in-Lieu of Foreclosure and you are seeking a conventional bank loan please check the seasoning requirements for eligibility here first. If the minimum time since the event has elapsed, AND you have reestablished credit, and there have been no late payments, AND you have a down payment or equity in the property, contact us to discuss your needs.

If you have a recent history of late payments on a home loan you need a minimum 12 months of on-time mortgage payments to qualify for a new loan with traditional bank financing.

Repair, Boost or Establish Good Credit FIRST

2) Repair your credit, boost your current credit scores, or establish positive credit before applying for a real estate loan. This is the FIRST thing you should be doing if your credit scores are below bank loan / FHA requirements, unless you have a 40%+ down payment and can afford to pay hard money loan rates (more on hard money below and here).

One of the most common reasons for reduced credit scores comes from carrying over-leveraged balances on credit cards. If you owe more than 35% of your available credit limit on credit cards, your credit scores will suffer as a result. Even those who use credit cards for business purposes who pay off and re-charge on personal credit cards can suffer lower scores as a result (it’s best for business people to use a business credit card in the name of the company, rather than your personal accounts).

Paying your credit card balances down to less than 1/3rd of the available credit is a very effective way to improve your credit scores in a very short period of time. We frequently assist customers in loan transactions with Rapid Rescoring to boost credit scores to a qualifiable level within 5 10 business days once credit card balances are paid down to 35% or less of the limit.

If you have damaged credit as a result of liens, collections, charge-offs, judgments, late payments, and inaccurately reporting past credit events it’s best to work with a reputable credit repair / restoration company that can improve your credit scores by ensuring that your current report is accurate, disputing inaccurately reported items, deleting old items that can be removed, and making recommendations for strategies to improve your scores.

For a California credit repair specialist, contact Sean Smith at American Credit — (310) 295-1967.

If your only credit is poor credit (and assuming you are not currently in a bankruptcy) you will need to begin rebuilding a positive history with FOUR or more lines of credit — these can be secured credit cards, auto loans, consumer finance lines, etc. You’ll need 12 months of perfect payment history and no additional late payments or credit problems before you start to see the results of new credit translated to a solid boost to scores, and the 12-month positive payment history is also vital to being eligible for a new conventional home loan as well. establish new lines of credit and pay your bills on time, being careful never to owe more than 25% of the available credit on revolving credit cards at any time.

Bottom line: repairing and establishing credit that’s good enough to qualify for a conventional loan is FAR CHEAPER in the long run than a hard money loan. Hard money is a viable option, but only if you have a very large down payment or equity in the property and can afford much higher payments.

FHA Financing With 640+ Credit Score

3) FHA Financing. You need a 640 or higher credit score to qualify for standard FHA loan financing today. FHA is the only sub-prime lending available when your credit scores don’t qualify for Fannie Mae / Freddie Mac home financing and you have minimum funds available for a down payment or equity in your current property. You must meet FHA eligibility requirements and the loan must be approved through the industry Desktop Underwriting system. We are a direct FHA Jumbo lender in California.

Hard Money Loans (aka Equity-Based Loans )

4) Hard Money Loans — This is only a practical option if you have 40% or more cash available for the down payment or equity in property you own already after the new loan is made, including points and closing costs. A hard money loan might be for you if you cannot or will not wait to own a home with conventional bank financing. Hard money loans on owner-primary homes are governed by Federal lending guidelines, and only a handful of California hard money lenders loan on primary residences or second homes (we do). Certain restrictions and conditions apply to hard money loans regardless of occupancy, but do not waste your time looking into hard money if you are shopping for bank rates and low fees — hard money lending is more expensive, but sometimes the only available option.

5) An owner willing to finance you at reasonable terms would be an option, but financing and servicing a seller-financed loan is not something most sellers should engage in nowdays due to the onerous goverment laws and regulations that apply. At the very least, an experienced real estate attorney specializing in mortgage lending practice should be consulted.

It’s also best for buyers to avoid lease option purchase offers from sellers in the current economy. Declining property values and other legal issues regarding lease options can lead you into legal problems and a loss of your capital investment.

* If you have major derogatory events in your past like a foreclosure, bankruptcy, short-sale, short-pay refinance, deed-in-lieu, or loan modification with 3 missed payments you will need to wait the minimum period of time to requalify unless you have a VERY large down payment and qualify for a hard money loan.

* MOST home buyers and current homeowners with poor credit would be better served by repairing, boosting, or establishing good credit with the goal of obtaining conventional bank financing than trying to secure a hard money loan. For a California credit repair specialst, contact Paul Ford at American Credit — (310) 903-7934. Download a brochure (pdf format).

* Hard money loans are okay for a short-term lending solution where there is more than 35% protective equity in the property (after the new loan is made) and you can comfortably afford the increased monthly payments compared to a conventional bank loan.

* Seller financing is an option in limited circumstances, but this type of financing is fraught with legal issues now that weren’t applicable years ago. These effect not only the seller but the buyer as well. What’s more, you’re not guaranteed a compliant transaction just because a licensed real estate broker (or an agent) is involved. I recommend that an attorney experienced in current California real estate lending practice be consulted prior to consumation of any seller financing.

We provide financing only on California real estate.

Home loans for bad credit

Mortgage Rates’ Rise Catches Home Buyers — and Lenders, home mortgage lenders.#Home #mortgage #lenders

The New York Times

Home mortgage lenders

When Jared Rutledge called his mortgage broker one morning last week after putting in an offer on a home in Glendale, Ariz., just west of Phoenix, he discovered that the 3.8 percent rate he had been quoted a couple of months ago had already gone up to 4.125 percent. That afternoon, it had inched up to 4.25, and by evening, when he finally called back to finalize the deal, it was 4.375 percent.

“I was kind of frustrated,” Mr. Rutledge said. But with a third child on the way, and a buyer for their current home, he and his wife felt they had little choice. “Instead of holding out and waiting, we locked it in,” he said.

Since the election, mortgage rates have climbed roughly half a percentage point to a 16-month high, adding hundreds, sometimes thousands, of dollars to a home buyer’s yearly payments. (The annual cost of a $400,000 mortgage, for example, rose almost $700.)

The speed and size of the increase took many lenders and borrowers by surprise — and the increase is expected to reverberate across the housing industry, particularly if rates continue to rise next year.

“Anybody who was floating or didn’t lock in a rate is screaming at their lender: ‘How could you do this to me?’” said Guy D. Cecala, chief executive and publisher of Inside Mortgage Finance. “It shot up from 3.5 to 4 percent virtually overnight,” he said, referring to the average 30-year fixed-rate mortgage.

“Does it give people pause? Does it raise the cost of buying a home?” Mr. Cecala asked. “Yes and yes.”

For most of this year, American home buyers have benefited from weakness in the global economy. China has been struggling to sustain the rapid growth it needs to avoid political unrest, a deep recession followed political turmoil in Brazil, and a cloud of uncertainty hangs over Europe after Britain’s vote to leave the European Union.

Those factors, on top of efforts by central banks around the world to stimulate economic activity by keeping short-term interest rates low, have increased demand for safe American assets like government bonds and mortgage-backed securities. The result: The cost for American businesses and consumers to borrow had, until recently, remained exceptionally low.

The turnaround, which was driven by postelection market expectations that a President Trump would lift corporate profits, cut taxes and spend money on infrastructure and roads, caught most experts by surprise. The online real estate brokerage Redfin, for example, had initially forecast that rates for 30-year fixed mortgages would remain below 4 percent through next year, said Glenn Kelman, the company’s chief executive.

Redfin has now updated its forecast and is predicting the 30-year mortgage rate will pass the 4 percent threshold. “I think you’re going to see higher rates than we otherwise would have,” Mr. Kelman said, “but more economic stimulus.”

Wall Street is also expecting that the Federal Reserve Bank will increase its benchmark interest rate when it meets next month. That rate the cost that banks and depository institutions charge one another for overnight loans — has only an indirect impact on mortgage rates. Last December, for instance, after the Fed raised rates by a quarter of a percentage point, mortgage rates went down. But to the extent it reflects the Fed’s confidence in an improving economic outlook, it could signal higher borrowing costs in the months ahead.

For now, said Svenja Gudell, chief economist at Zillow, a real estate data provider, the relatively modest increase in mortgage rates should not have much impact on the current housing market.

“Most consumers don’t make decisions based on a change in mortgage rates,” Ms. Gudell said. “We’re dealing with such a tight inventory, I think they’re more focused on finding a home that they can afford. If mortgage rates go up by half a percent, that’s not going to make them change their minds.”

Home mortgage lenders

Interactive Feature | Freddie Mac Yields

On Tuesday, the National Association of Realtors reported existing home sales rose 2 percent at a seasonally adjusted annualized rate in October, its strongest pace since February 2007, before the recession started.

Back then, the average 30-year fixed rate mortgage topped 6 percent, a reminder that even with the recent rate jump, mortgages remain a bargain by historical standards. Thirty years ago, the average rate was about 10 percent.

Still, for buyers who had been counting on paying less than 3.5 percent, the postelection bump represents an unwelcome added cost.

In the last couple of weeks, requests for refinancing have dropped, according to Gregory Gwizdz, national sales manager of Wells Fargo Home Lending, one of the nation’s largest home loan originators. He expects that trend to continue through next year as rates stay at this level or inch higher.

Although he hasn’t seen any impact on home buying in the last two weeks, Mr. Gwizdz said that rate increases “create some sense of urgency.”

“If people believe rates are on the rise,” he said, “they may try to find that home sooner rather than later.”

Higher rates are often followed by a burst of activity from consumers worried about further increases. But Ian Shepherdson, chief economist at Pantheon Macroeconomics, said he had not seen evidence of pent-up demand. He thinks housing activity is heading for a fall.

Even before this latest bump in rates, he was concerned about a drop in mortgage applications. Mortgage standards have tightened this year, he said, making it more difficult for buyers to qualify despite the steady uptick in wages.

“Even if applications don’t go down further,” Mr. Shepherdson said, “we are looking at a significant drop in home sales in the first quarter of next year.”

For those looking to purchase a home, different types of loans may become more appealing.

Buyers of new construction, who have to wait months for their homes to be completed, may be willing to pay a little more to lock in a lower rate for an extended period of time, Mr. Gwizdz said. Those who plan to move again in the next few years might be more likely to consider an adjustable-rate mortgage than before.

In Westchester County, north of New York City, J. Philip Faranda, a real estate broker, said that buyers often had differing motivations, with some focused on the investment prospects and others guided by nonmonetary factors. “If you’re expecting twins, you’re buying now no matter what the interest rates are,” he said. “If you’re setting a date for your wedding, you may be putting that on hold.”

Bic N. DeCaro, a real estate agent in Northern Virginia, said that before the election most clients had been dragging their feet, uncertain about what to do. But since rates started to move up, “there was a flurry of activity,” she said, leading to more showings and two signed contracts.

In Phoenix, Luis Solis, a real estate broker, said some of his clients have also ramped up their searches in the past week.

“People are afraid they are going to go up really fast,” he said.

As it turns out, Mr. Solis is in the midst of buying a larger house for his own family in Phoenix’s central corridor. “We were lucky that we locked in our rate on November 1,” he said. “Rates have really jumped.”

Because of an editing error, an article on Thursday about rising interest rates in recent weeks referred incorrectly to a real estate agent in Northern Virginia. The agent, Bic N. DeCaro, is a woman.

Follow Patricia Cohen on Twitter: @PatcohenNYT

Home Loans – Mortgages, Westpac, home loans.#Home #loans

Home loans

Home loans

Your first home

Buying your first home is likely to be one of the biggest purchases of your life. Here are some tips to help you get there.

Home loans

Your next home

Is your home bursting at the seams, or do you want to move closer to the beach? Whatever the reason, we could help you get into your next home sooner.

Home loans

Investing in property

Whether it’s your first time, or you’re a seasoned property investor, we can provide insights and information that could help you make your decision.

Home loans

Switch your loan to us

Special offer: $1250 Refinance Rebate*.

Home loans

Loan increase

If you need extra funds for renovations or a holiday, you may be able to apply for a loan top up to extend the credit limit on your existing loan.

Hear from our experts

Free property reports


An exciting way to think about property, gain market insights and help you with your next move. Find out more

Get started today
Call us

8am – 8pm, 7 days a week

Find a lender
Things you should know

Conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

Providing solutions since 1985, home loans.#Home #loans

Choosing a home loan

Home loans

Buying Your First Home

Home loans

Buying Your Next Home

Home loans

Refinancing Your Mortgage

Home loans

Investing in Property







About Homeloans

Homeloans has been providing Australians with a refreshing alternative to the banks for their home finance since 1985. We specialise in home loans, and have a wide range of products to meet the needs of all types of customers, from first home buyers to investors.

We pride ourselves on our service, which has seen us win a number of industry awards and achieve customer satisfaction levels of over 97%.

As a benefit of having a Homeloans loan, our clients are entitled to our customer benefits program which provides a range of amazing offers from discounts on grocery shopping and fuel, to great deals on dining and entertainment.

With an Australia-wide presence, we can manage your finance needs via our network of dedicated loans consultants and satellite offices. Our customer services team will help you through all stages of the loan application process and be there for you throughout the life of the loan.

As we are listed on the Australian Stock Exchange, our customers and investors have the assurance that we are backed by nationwide strength and security. Being publicly listed also means we have to adhere to the ASX s strict standards on reporting and transparency in the way we run our business.

Furthermore, we are a member of the MFAA, and live by the MFAA Code of Practice. This code ensures professional standards are set and maintained, and that we operate under ethical and fair business practices.

Homeloans is proud to be Carbon Conscious™, whereby a tree is planted for every Homeloans loan settled.

Christian Lending – Mortgages – Fellowship Home Loans, home loans.#Home #loans

Home loans

  • Home loans

  • Home loans

  • Home loans


    As home lenders, Fellowship Home Loans pride themselves on always doing the right thing for their clients and those that follow them on the radio. We work tirelessly to find the right product for every client’s needs. When doing so, we provide multiple options and take the time to explain the benefits and drawbacks of each option so clients can make informed decisions about their home loans.

    FHL leadership have been in the radio and mortgage industry for more than ten years now and have worked hard to fulfill their clients’ goals and ambitions in buying a home.

    Home Mortgage Services

    Fellowship Home Loans offer clients multiple choices whether they are purchasing or refinancing a home. With over a decade of experience as home mortgage lenders, we are ready to walk clients through everything they need to know, from navigating adjustable rate mortgages to applying for FHA financing. Unlike other lending companies, our core values are a key part of our complete dedication to getting clients into their dream homes through financing that is right for their lifestyle.

    Home loans


    Home loans


    Our happy clients

    Mark Sharri D

    Glad we can have a new mortgage with Biblical principles.Thanks for making this process very simple. 🙂

    John D, Bowie, MD

    My choice was simple. I wanted to support a Christian organization. I contacted Fellowship home loans and not only was I able to support a Christian company they had the lowest rate, lowest closing costs and got my loan closed faster than any other mortgage I have even done. Thank you Mike, Brian and the Fellowship team!

    Camille M, Upper Marlboro, MD

    I heard Fellowship Home on the radio and I wasn’t expecting they would be able to help me lower my rate because my current bank couldn’t do anything. I was shocked when they said they could do the loan AND pay off some of my credit cards as well. I was waiting for something to go wrong with the process because of my past experiences with mortgage companies but they did everything they said they would do. Simply amazing!

    John C, (Jersey City, NJ)

    I didn’t have great credit and had been getting the run around from banks when I had tried to lower the rate of my mortgage. I had heard Mike and Brian on the radio for years and God was telling me to try with them because they would be straight with me even if I didn’t qualify. Not only did I get a great rate, but I got 2 months off from paying my mortgage and $1,000 back at closing. I will never forget what they did for me.

    Adelle W, (Trenton,NJ)

    My sister had refinanced with Mike and Brian so I gave them a call when I was looking to purchase my first home. I was very unfamiliar with the process of course and very nervous of course. They held my hand and walked me through the process and I was a homeowner just a few weeks later. They truly helped me achieve the American dream of home ownership!

    recent FROM THE BLOG

    Recent Posts

    The Pros and Cons of VA Home Loans
    The Dangers Of A Loan Modification
    Choosing The Right Reverse Mortgage Professional

    • Home loans
    • Home loans

    Home loans

    This site is not available in New York. No mortgage loan applications for properties located in the state of New York will be accepted through this site through Fellowship or Fellowship Home Loans.

    Fellowship Home is authorized to conduct business in AL, CA, CO, CT, DC, DE, FL, GA, IN, MA, ME, MI, MT, NC, OR, PA, TN, TX and WA. Fellowship Home Loan is authorized to conduct business in OH. Fellowship Home Loans is authorized to conduct business in AL, AR, AZ, CA, CO, CT, DC, DE, FL, IA, ID, IL, IN, KS, KY, MA, ME, MD, MI, MN, MS, MT, NC, ND, NH, NJ, NM, OK, PA, SC, SD, TN, TX, VT, WA, WI and WY.

    InterContinental Capital Group, Inc. DBA Fellowship Home and Fellowship Home Loans is Registered with the Nationwide Mortgage Licensing System NMLS ID #60134

  • Las Vegas Mortgage Lenders, Best Home Loan Broker Experience, Casey Moseman, CMPS Las Vegas Custom

    Converting Your Home to Rental Property

    Best home mortgage lenders

    Converting your primary property into a rental property cannot be done on the spur of the moment, it requires planning and a cost benefit analysis

    Assess the risk

    May require another type of insurance

    Repairs and/or Upgrades

    Deciding What Will You Charge
    Finding a Tenant

    Share this:

    Like this:

    How to Get a Second VA Mortgage?

    A Quick Guide to Understanding the Second VA Mortgage

    Best home mortgage lendersThe U.S. Department of Veterans Affairs backs VA mortgages also known as VA Loans for military families since 1944. A VA Mortgage helps families purchase single-family homes through private lenders.

    There are a lot of misconceptions out there about the VA loan program or the VA Mortgage. Two of the most common are rooted in the concept of VA entitlement, which is basically the amount of money the agency guarantees they will pay back the bank in case if you foreclose or short sale the home. It is possible in certain cases to have 2 VA home loans at the same time. And you can definitely qualify for a VA Mortgage even if you defaulted on one in previous years.

    Understanding Entitlement

    Can You Have More than One VA Mortgage at one time?

    What are the Advantages?

    Types of VA Loans

    Share this:

    Like this:

    How to Buy a Home with a Low or Zero Down Payment

    The truth about no or low down payment mortgagesBest home mortgage lenders

    FHA Program

    The HomeReady Mortgage Program

    VA Loans

    Acquiring a Private Mortgage Insurance
    State and local home buyer programs

    Share this:

    Like this:

    What are Mortgage Overlays?

    Navigating the wide world of lender mortgage overlays

    Specific Overlay Examples

    We have put together a list of most common mortgage overlays in relation to the published mortgage guidelines.

    • Debt to Income ratio – FHA set a maximum debt to income ratio of 56.9% for potential buyers with a minimum credit rank of 620. However, there are a few lenders that will not approve a mortgage unless the debt to income ratio is over 43%
    • Minimum credit scores – While the FHA requires a minimum FICO score of 580 to qualify, the majority of lenders require a score of 600 or 620 or even 640 in order for them to consider the mortgage loan.
    • Down Payment requirements – According to Fannie Mae and Freddie Mac’s guidelines borrowers need a 3% to 5% down payment in order to buy a house using a conventional mortgage. However, some lending institutions may increase the interest rate on the mortgage by 0.125% up to 0.50% or, they might require a bigger down payment if you have a credit score below 700.
    • Bankruptcy requirements – If you have a prior bankruptcy, foreclosure, deed in lieu of foreclosure, and/or short sale, there are certain federal mandatory requirements for you to qualify for a mortgage loan. After a potential borrower is discharged from bankruptcy they may apply for a mortgage loan. However, most lending institutions ask customers to wait up to two years once the discharge is complete. There are different waiting periods for different types of loans.

    Additional Common Overlays

    • Property types – A veteran may use a VA mortgage to purchase almost any kind of property; however, some lenders do not offer a VA mortgage for a condo or a manufactured home. Some lenders won’t lend on condotels or timeshares at all. Or non-warrantable condominiums.
    • Credit History – With limited credit history, it’s more difficult for lenders to determine a track record of how you handle credit. There are lender overlays in place that require a certain number of credit accounts and a minimum number of years of payment history in order to consider you for a loan.

    Dealing with lender credit overlay when you are planning to purchase a house can be challenging. As each lending institution has a different set of credit overlays. To avoid shopping around contact Casey Moseman. She will find you a lender that perfectly matches your criteria. Here at, All Western Mortgage, we can help you shop around for multiple lenders at once, which will limit the amount of work you have to do.

    Share this:

    Like this:

    Mortgage Credit Certificate (MCC) Tax Credit Program

    Nevada State Mortgage Credit Certificate (MCC) Program

    Current Interest Rates on Home Loans, Savings, Car loans – CD Rates, current home mortgage

    Today’s Interest Rates and Financial Advice:

    Current home mortgage rates

    Financial Advice

    Would you like to buy a home but worry that you’d never qualify for a mortgage? It’s time to stop guessing and evaluate your chances to land a loan based on everything from how much you make to your credit score. Believe it or not, the odds are in your favor.

    November 14th 2017

    The average cost of financing a new or used car or truck has stayed low over the past year, making auto loans a bargain by any historical measure. And buyers with reasonably good credit can always take advantage of the discount loans automakers are offering on many models.

    November 13th 2017

    Lending money to your child is risky business. But if you can avoid the personal pitfalls and convince the federal government that this is really a loan, and not a gift, the Bank of Mom and Dad can be a financial boon for everyone in the family.

    November 13th 2017

    Here’s how to make all of the right decisions so that you’ll save more, invest wisely and take full advantage of all the tax breaks to build your retirement nest egg.

    November 10th 2017

    It’s not enough to find a good location at an affordable price. Condo buyers must consider lots of extra costs, from association fees and special assessments to how well the building is maintained and how strictly it enforces rules on everything from noise to pets.

    November 10th 2017

    You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here’s how you can save on everything from settlement fees to title insurance.

    November 8th 2017

    Current home mortgage rates

    Interest ing Snapshot

    Individual retirement accounts, or IRAs, are a great way to build financial security for you and your family. They’re easy to open and our simple strategy helps you make all the right decisions now, and in the years ahead.

    Current home mortgage rates

    Current home mortgage rates

    Current Mortgage Rates Today – View The Best Mortgage Rates, current home mortgage rates.#Current #home

    Current Mortgage Rates Today

    Current Mortgage Rates – Mortgage Rates Today

    Current home mortgage rates

    Mortgage 101: A Mortgage Resource Guide

    This guide will help first-time home buyers and seasoned veterans get the information they need to make the correct financial decision regarding their mortgage. Our goal is to provide information and resources for everything you need to know about the mortgage process. Whether you are shopping for your first home or you are already established in a existing home, this page can be your guide. Take the necessary steps to make purchasing your first home or maintaining your existing home a seamless [Read More. ]

    Latest Mortgage Information

    Current home mortgage rates

    Top 10 Loan Modification Lenders

    Many Americans have been affected by the recent economic crisis. Millions of homes have gone into foreclosure, and millions of families have lost their homes. If you are at risk for losing your home, the good [Read More. ]

    Mortgage Tips Tricks

    Current home mortgage rates

    The Top 10 Tips to Help Homebuyers Thrive in Today s Current Home Market

    Current home mortgage rates

    Invest Smarter by Understanding the Top 6 Most Common Mortgage Myths

    Current home mortgage rates

    Top 5 Mortgage Scams to Watch Out For This Year

    Current home mortgage rates

    5 Important Reasons Why You Should Pay Off Your Mortgage Sooner Than Later

    Tip of the Day

    The Mortgage Library

    Current home mortgage rates

    How to Tell if Current Mortgage Interest Rates Will Continue to Rise

    Up until not long ago mortgage rates used to be very low, close to the lowest they have ever been. Rates have decreased to near record lows due to the recent housing market crash, which affected both homeowners and mortgage lenders. While millions of people have lost their [Read More. ]

    Current home mortgage rates

    Could a 10 Year Mortgage Rate Be Your Best Mortgage Option?

    One of the key aspects of finding a good mortgage loan is determining what type of mortgage term works out best for you. Long-term mortgage loans seem more attractive at first glance because the monthly payment is much smaller, but if you factor in the larger interest rate, [Read More. ]

    Current home mortgage rates

    How the Current Government Shutdown is Affecting FHA Mortgages

    The housing market has been recovering steadily lately, but the current government shutdown may interfere with that progress. For the first time in 17 years, the government has partially shut down. Besides other important implications, this shutdown could affect people who [Read More. ]

    Current home mortgage rates

    Bad Credit Home Loans Are They Possible With Today s Stiffer Regulations?

    There are many reasons for having a bad credit score, and you might be wondering if you are still able to buy a home, despite your shortcomings. The truth is that there are no rules set in stone when it comes to bad credit home loans. Some lenders may be more lenient than [Read More. ]

    Current home mortgage rates

    What is this Difference Between a Home Equity Line of Credit vs Home Equity Loan

    When buying a home with a mortgage loan, both you and your lender own parts of the home. The part of the home that you own is represented by the equity which builds up each time you make a payment. Having equity in your home allows you to take out a house equity loan by [Read More. ]

    Current home mortgage rates

    What Are the Typical Home Equity Loan Requirements

    Home equity loans are designed to help homeowners gain quick access to some much needed cash by tapping into the equity in their homes. Home equity loans provide an alternative to taking out other types of loans or opening new credit card accounts. While other forms of [Read More. ]

    Current home mortgage rates

    Pros and Cons of Home Equity Loans

    Home equity loans allow homeowners to take out a loan using the equity accumulated in their home as collateral. Home equity loans give you quick access to money that can be used for a home remodeling project, medical bills or college tuition. A home equity loan can be more [Read More. ]

    Current home mortgage rates

    Is it Possible to get a Home Equity Loan With Bad Credit?

    Getting a home equity loan with poor credit is more difficult, but not impossible. Before you decide to make improvements to your home or decide that you need some quick cash, you need to find out if a lender is willing to give you a home improvement loan and how your loan [Read More. ]