Franklin Synergy Bank: Loans, Mortgage, Online Banking, CDs, first franklin mortgage.#First #franklin #mortgage


Wealth Management

Our objective is to create a customized investment plan around your unique circumstances, life and financial goals.

Investments are not deposits of the bank, not FDIC insured, and may lose value.

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    Treasury Management

    Optimize cash flow and manage risk.

    Receive the services you need from one of the nation’s healthiest banks.

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    FSB Mortgage

    Building Dreams – Building Relationships

    Put our Mortgage Team to work for you and let’s make Your dream home a reality.

    Join us- Spring Hill Grand Re-Opening Friday, October 20th! Click here for details

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    • First franklin mortgage
    • First franklin mortgage
    • First franklin mortgage

    Find Your Banker:

    We want to make it easy for you to find us when you need us.

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    Mortgage:

    You’ve seen it in your mind’s eye. The perfect home that reflects your style, your taste, your family. It’s been your dream for a long time and now it’s time to make that dream a reality. We’re here to help. Welcome Home!

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    Locations:

    We are conveniently located in Williamson, Rutherford and Davidson Counties. Let us help you find the Banking Center or ATM nearest you.

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    Customer Service:

    Customer Care is what we’re all about. How can we help?

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    We Appreciate You!

    As a local bank, founded by bankers rooted in the communities we serve, we genuinely value your business and support. Franklin Synergy wouldn’t be where we are today without the support of YOU our customer. Our story began ten short years ago and in that time we have expanded our footprint across three counties, and have become a publically traded company on the New York Stock Exchange. Without the support of our communities, shareholders, and colleagues, none of this would be possible! It is difficult to put into words how grateful we are, but we did want to take a moment to say, “Thank you!”

    Online banking made simple.

    With Anytime, Anywhere Banking, you have the ability to check account balances, view transaction history and check images, transfer funds between accounts, make loan payments, review electronic statements, pay bills and much more! All of these convenient features are complimentary with any Franklin Synergy Bank account.

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  • LANDEX Document Publishing Search Page, first franklin mortgage.#First #franklin #mortgage


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    CLICK HERE for a description of the county data that is available online.

    ATTENTION FIRST TIME USERS!

    PLEASE READ THE FOLLOWING INSTRUCTIONS ON HOW TO SEARCH.

    With the General Search Screen you can find a document by company name, person name, county, document type, date range, or any combination of the preceding. For example, one can find all deeds for John Doe in the county of Lebanon between November 1, 1997 and July 27, 2004. Most searches are much simpler. The quickest and most direct way to find a document is to search by company name or person name.

    HOW TO SEARCH BY COMPANY NAME OR PERSON NAME

    Wildcards are permitted in the COMPANY/LAST NAME and FIRST NAME fields.

    Supported wildcards: Question mark (? – any character) and asterisk (* – any character string).

    Example: L?N* will result in matches such as: LANDEX, LENNON, LENNY, LENTZ, LENDING, LAND, etc.

    The system limits the number of name matches to 250. Please be as specific as possible with the name criteria . For example, searching for all people with the COMPANY/LAST NAME SMITH will probably exceed this limit and produce an error. However, searching for all people with the COMPANY/LAST NAME SMITH and the FIRST NAME beginning with J (J*) will probably succeed.

    When searching for a company, enter the company’s name in the COMPANY/LAST NAME field. Make sure the FIRST NAME field is blank. Company names are spelled many different ways so use wild cards often. For example, the word corporation might be entered as Corporation, Corp., Corp, Inc., etc. Try entering the first word (or two) of the company’s name followed by an asterisk (*).

    When searching for a person, enter the person’s last name in the COMPANY/LAST NAME field and the person’s first name in the FIRST NAME field. You must enter something in the FIRST NAME field to indicate to the system that you are searching for a person. To find everybody with the same last name, enter an asterisk (*) in the FIRST NAME field.


    First Franklin Mortgage Loans #mortgage #rates #fha


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    First Franklin Mortgage Loans

    First Franklin Mortgage is headquartered in San Jose, California. In the year 2005 alone, First Franklin originated an astonishing 29.56 billion dollars in loans throughout the fiscal year. Consequently, they have become one of the nation s premier lenders. With branch locations in nearly every state, it is no wonder that many Americans turn to First Franklin for all of their mortgage needs. They have been in business since 1994, and they have remained ahead of the game in spite of many ups and downs in the American economy. First Franklin didn t become an established lender by providing a mere few mortgage options to borrowers. Rather, they have a substantial amount of options from which customers can choose:

    • Full Doc Purchasing Loans
    • Full Doc Refinancing Loans
    • No Income Verification Loans
    • Purchase and Refinancing Loans for Self-employed Individuals
    • Blended Access Loans
    • Rapid Purchase Loans

    First Franklin Bad Credit Mortgage Options

    First Franklin was one of the very savvy mortgage lenders who made the transition from prime lending to subprime lending as soon as they noticed the increasing demand. As such, First Franklin tailors their loans to fit the needs of the unconventional borrower. The unconventional borrower is a borrower who either comes from a nontraditional credit history or who has hard to prove income. First Franklin offers nearly each one of their loans for the unconventional individual. This means that if your credit has prevented you from obtaining the home loan that is right for you, then First Franklin could be the answer to your troubles. They are a reputable, understanding, and fair lender in what can be a very expensive, and sometimes predatory lending market. Subprime borrowers oftentimes find themselves paying excessively high interest rates and fees in exchange for being granted credit. First Franklin is not one of those companies.

    First Franklin Recent News

    First Franklin has made a promise to fund and donate manpower toward nearly ten Habitat for Humanity sites. 2005 was their second year of generous participation in assisting this charitable organization that provides housing for those who are less fortunate. These sites are all over the United States, and the first site to see funding and volunteer work in the country was located in Denver, Colorado. At the event, employees of the company, members of the mortgage community, and their families were in attendance. These individuals offered their assistance to the project. There were seven more projects that commenced through 2005.

    Bad Credit Mortgages is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.


    Lawsuit Against First Franklin Financial Corp, a Subprime Lender, Alleges Violations of Fair Business Practices


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    April 04, 2007 16:37 ET

    Lawsuit Against First Franklin Financial Corp, a Subprime Lender, Alleges Violations of Fair Business Practices Act, Says Plaintiff, Allison Morris

    ATLANTA, GA — (MARKET WIRE) — April 4, 2007 — A lawsuit now in the United States District Court for the Northern District of Georgia against First Franklin Financial Corp, a subprime lender and operating subsidiary of Merrill Lynch Bank Trust Company, was amended today to add allegations of unfair and deceptive acts and practices. The suit alleges that the plaintiffs were denied a mortgage based on company claims that the plaintiffs say are fabrications and misrepresentations of their credit information. “The company may be looking to tighten its credit standards, but it should make sure its standards are lawful and don’t result in reckless, and intentionally dishonest and fraudulent conduct,” says Allison Morris, the plaintiff in this case.

    Merrill Lynch Bank Trust Company acquired First Franklin in September 2006. Published reports show that while First Franklin was part of National City it did more than 650 loans per day or 13,000 loans per month to consumers in 2005. “With the number of loans they transact each day, I’d be surprised if we are the only applicants that have had this First Franklin experience. More than likely people with less than perfect credit let these kinds of misrepresentations and fraudulent claims go unchallenged and that’s what companies that do this are counting on. We’ve established a website, www.stopff.com. hoping to hear from others who have had similar experiences with First Franklin. Just ten instances such as ours could lead to a class action suit,” says Morris.

    Before filing suit the plaintiffs say they wrote Mitch Narvett, manager of the Atlanta branch of First Franklin, asking that the company reconsider its decision. The plaintiffs subsequently wrote company president, L. Andrew Pollack, but never received a response from him. Morris says she believes there will be many more of these type lawsuits as subprime lenders continue to change their credit standards on the fly while showing little, if any, regard to consumers or the law.

    Contact Information


    Lawsuit Against First Franklin Financial Corp, a Subprime Lender, Alleges Violations of Fair Business Practices


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    April 04, 2007 16:37 ET

    Lawsuit Against First Franklin Financial Corp, a Subprime Lender, Alleges Violations of Fair Business Practices Act, Says Plaintiff, Allison Morris

    ATLANTA, GA — (MARKET WIRE) — April 4, 2007 — A lawsuit now in the United States District Court for the Northern District of Georgia against First Franklin Financial Corp, a subprime lender and operating subsidiary of Merrill Lynch Bank Trust Company, was amended today to add allegations of unfair and deceptive acts and practices. The suit alleges that the plaintiffs were denied a mortgage based on company claims that the plaintiffs say are fabrications and misrepresentations of their credit information. “The company may be looking to tighten its credit standards, but it should make sure its standards are lawful and don’t result in reckless, and intentionally dishonest and fraudulent conduct,” says Allison Morris, the plaintiff in this case.

    Merrill Lynch Bank Trust Company acquired First Franklin in September 2006. Published reports show that while First Franklin was part of National City it did more than 650 loans per day or 13,000 loans per month to consumers in 2005. “With the number of loans they transact each day, I’d be surprised if we are the only applicants that have had this First Franklin experience. More than likely people with less than perfect credit let these kinds of misrepresentations and fraudulent claims go unchallenged and that’s what companies that do this are counting on. We’ve established a website, www.stopff.com. hoping to hear from others who have had similar experiences with First Franklin. Just ten instances such as ours could lead to a class action suit,” says Morris.

    Before filing suit the plaintiffs say they wrote Mitch Narvett, manager of the Atlanta branch of First Franklin, asking that the company reconsider its decision. The plaintiffs subsequently wrote company president, L. Andrew Pollack, but never received a response from him. Morris says she believes there will be many more of these type lawsuits as subprime lenders continue to change their credit standards on the fly while showing little, if any, regard to consumers or the law.

    Contact Information


    First Franklin Home Loan – Refinance Options #what #is #mortgage #rate


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    First franklin home loan These loans are, for most people, the largest debt they will never be cluttered and the process of obtaining a loan from home is often one of the most stressful things people experience. Making the most of a VA Home Loan Refinance business is a good idea because it allows you to learn more about the loan program you are getting.

    first franklin home loan

    Do not be afraid to ask questions, and do not give in or sign anything until you are sure that what you are doing is in line with your overall goals. When you refinance a fixed rate loan can eliminate the risk of higher rates down the road, but this advantage can make a significant difference in the interest rate and the amount of the payment rate.

    first franklin home loan

    first franklin home loan

    Nobody wants to think that there are people out there who want to enjoy ourselves and our situation, but there is. One of the most common reasons why homeowners refinance is because they want to pass a variable rate mortgage.�In such situations refinance and extend your 30-year loan may be the only option.


    Lawsuit Against First Franklin Financial Corp, a Subprime Lender, Alleges Violations of Fair Business Practices


    #first franklin mortgage

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    April 04, 2007 16:37 ET

    Lawsuit Against First Franklin Financial Corp, a Subprime Lender, Alleges Violations of Fair Business Practices Act, Says Plaintiff, Allison Morris

    ATLANTA, GA — (MARKET WIRE) — April 4, 2007 — A lawsuit now in the United States District Court for the Northern District of Georgia against First Franklin Financial Corp, a subprime lender and operating subsidiary of Merrill Lynch Bank Trust Company, was amended today to add allegations of unfair and deceptive acts and practices. The suit alleges that the plaintiffs were denied a mortgage based on company claims that the plaintiffs say are fabrications and misrepresentations of their credit information. “The company may be looking to tighten its credit standards, but it should make sure its standards are lawful and don’t result in reckless, and intentionally dishonest and fraudulent conduct,” says Allison Morris, the plaintiff in this case.

    Merrill Lynch Bank Trust Company acquired First Franklin in September 2006. Published reports show that while First Franklin was part of National City it did more than 650 loans per day or 13,000 loans per month to consumers in 2005. “With the number of loans they transact each day, I’d be surprised if we are the only applicants that have had this First Franklin experience. More than likely people with less than perfect credit let these kinds of misrepresentations and fraudulent claims go unchallenged and that’s what companies that do this are counting on. We’ve established a website, www.stopff.com. hoping to hear from others who have had similar experiences with First Franklin. Just ten instances such as ours could lead to a class action suit,” says Morris.

    Before filing suit the plaintiffs say they wrote Mitch Narvett, manager of the Atlanta branch of First Franklin, asking that the company reconsider its decision. The plaintiffs subsequently wrote company president, L. Andrew Pollack, but never received a response from him. Morris says she believes there will be many more of these type lawsuits as subprime lenders continue to change their credit standards on the fly while showing little, if any, regard to consumers or the law.

    Contact Information


    First Franklin Bill Pay #second #mortgage #calculator


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    First Franklin Bill

    What To Do When You Can t Pay Your First Franklin Mortgage Bill

    First Franklin is a mortgage company providing loans to residents of Tennessee, South Carolina, Georgia, Alabama, Mississippi, and Louisiana. When times get tough, though paying your mortgage does not become any less important, it may become much more difficult to do. Read this to learn more about how to pay your bill and how First Franklin Mortgage can help.

    How To Pay The Bill

    The First Franklin website lacks information about how to pay your bill online. As far as we can tell this is not an option directly through the company. You may be able to use a third party service to pay the bill online, but we were not able to confirm this information. Visit your local branch to pay your bill in person.

    Pay by phone: Contact the company by phone at (800) 700-7943 to determine if you can make payments that way.

    Pay by mail: Send payments by mail to the following address:

    135 East Tugalo Street
    P.O. Box 880
    Toccoa, Georgia 30577

    Questions About Your Billing Statement or Account?

    You may notice charges on your First Franklin billing statement or account that are from a different company. First Franklin was purchased by Bank of America. If you notice fees you are not used to seeing, we recommend visiting the First Franklin customer resource page. For additional resources, you should contact customer service at 1-800-700-7943.

    How The Penalty Fees Work

    There is little information available about this, as we were not able to reach customer service via phone at the time of this writing. We suspect your account will be subject to late fees if your payment is not paid by the due date listed on your statement. You may also be subject to fees if your payment is returned by your bank for insufficient funds. Your credit rating may suffer if you miss multiple payments, as this will be reported to the credit bureaus.

    I Can t Make A Payment

    If you cannot make a payment for any reason, contact customer service or visit someone at your local branch to discuss the situation. If possible, make at least a partial payment to avoid foreclosure proceedings. If you are not able to make a payment for several months on end, the company may have to start foreclosure proceedings according to the laws in your state, which may cause you to you’re your home. If you find your loan payments to be too high, you may be able to refinance your loan under different terms to get a more manageable monthly payment, but if your credit rating has suffered, you may not get approved for a refinance loan. This is why it is important to act quickly when you start to see a problem with being able to pay the loan.

    Will They Work With Me To Pay My Bill?

    Are you a customer with experience dealing with First Franklin Mortgage? Did you have trouble paying your bills? Tell us your story and what the company did to help your situation.

    Bill Categories


    First Franklin to be Shut Down #amortization #tables


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    First Franklin to be Shut Down by Merrill Lynch

    Merrill Lynch is reportedly shutting down its wholesale mortgage unit First Franklin, according to a report by CNBC .

    Although it’s unclear how many of the thousands who used to work there are still employed, the report said roughly 400 to 500 could lose their jobs.

    First Franklin began as a retail brokerage in San Jose, California in 1981, transitioned to a mortgage lender in 1984, and was later sold to National City in 1999.

    In 2003, the company began offering 100% loan-to-value single-lien mortgages and other higher-risk loan programs. reaching $29.6 billion in loan origination volume in 2005, and a year later Merrill Lynch picked it up for $1.3 billion.

    However, Merrill acquired First Franklin in December 2006, just when serious problems in the mortgage market began to surface, leading to substantial losses at the brokerage house and the eventual ousting of its CEO Stan O’Neal.

    Last September, First Franklin cut an unknown number of jobs so staffing levels would be in line with their volume of business.

    Around that same time, there were scores of rumors that First Franklin was actually firing staff that failed to meet performance goals, despite dismal industry loan volume that would be dealt with more appropriately through layoffs.

    It’s unclear what operating levels were like recently, but it’s doubtful that the closure will have a significant impact on the industry given separate accounts that claimed the company was running on a severely reduced staff.

    After the crisis hit full swing, First Franklin reduced its subprime offerings, and began focusing on Alt-A. although they still had programs for Fico scores below 600.

    There is no notice on the First Franklin website at this time, and Merrill Lynch declined to comment when reached by the press.

    Check out the latest list of closed lenders. mortgage layoffs and mergers.


    Joe Edwards Criminal Defense Attorney Columbus, Ohio #columbus #ohio #criminal #defense, #criminal #defense #attorney, #defend


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    Criminal Defense Attorney in Columbus, Ohio

    Everyone’s story begins differently. It could start with a D.U.I charge after a friend’s party, a knock at the door by federal agents armed with a search warrant, or a certified letter from the IRS. No matter how unexpectedly, when the Government accuses you of wrongdoing, your life can change dramatically.

    Our firm understands that your case is not just about your good name and integrity but also your career, finances, family and freedom. We understand that facing the judicial system can seem frightening and overwhelming, but you need not do it alone. For 25 years, the law firm of W. Joseph Edwards has helped clients navigate the system during troubled times. Many of our clients believed all hope was lost and were ready to give up before entering our office. We helped show them that the process may seem daunting but good results are possible.

    Our job as your lawyer is to listen, understand, offer encouragement educate and explore all possible alternatives to a conviction and/or sentence of imprisonment. We understand that our clients are people and not just defined by an indictment or accusation. Our dedication to every client means we will continue to fight for you until the best possible result is obtained.

    We get results through experience, skill, creativity, and hard work. In addition, we pride ourselves on an up to date knowledge of the cyber techniques law enforcement uses to investigate cases to ensure that the constitutional rights of our clients are protected.

    Before hiring another firm, give us a call or send us an email for a free consultation.

    Wea pons Charges

    Weapons charges can result from a wide array of situations, including concealed permit holder violations, having a weapon under disability. carrying concealed weapons. as well as a number of other charges. Weapons laws in Ohio are complex and serious in nature. If facing weapons charges in Central Ohio, it is important to retain a Columbus, Ohio criminal defense attorney who is experienced with OH weapons laws and defending weapons charges.

    Are you or a family member facing criminal charges in the State or Federal Courts of Ohio? W. Joseph Edwards is a Columbus, Ohio based Criminal Defense Attorney representing clients for felony and misdemeanor charges including Assault. Drug. Theft, Sexual Assault. White Collar. and D.U.I. charges in courts throughout Ohio.

    Drug Crimes

    A person can be charged with drug offenses in either State or Federal Court. Drug charges can range from Possession. Trafficking. Cultivation of Marijuana, Corrupting Another with Drugs, and Deception to Obtain Dangerous Drugs.

    Ohio DUI/OVI Charges

    In Ohio, DUI. OVI and OMVI are all the same offense and involve consuming alcohol or a drug, like marijuana, to a degree that it affects to drive a motor vehicle, boat or bicycle. D.U.I.

    White Collar Criminal Charges IRS Matters

    These offenses deal with business type crimes like Bank Fraud, Mortgage Fraud, Identity Theft, Tax Fraud, Tax Evasion, and other Theft Offenses including Cyber and Computer Crimes.