Forensic Mortgage Audit® – Lenders Compliance Group #home #refinance #rates


#mortgage audit

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Forensic Mortgage Audit ® is for Professional Use Only.


Our Forensic Mortgage Audit ® is a comprehensive review and analysis of all documentation related to an existing residential real estate loan. It is a detailed examination of specific loan documents, borrower fees and, where applicable, lender actions during the mortgage process.

The unique Forensic Mortgage Audit ® uncovers and identifies any errors, unfair or misleading practices, overcharges or other lending violations made during the mortgage process. The Forensic Mortgage Audit ® also determines if the mortgage is in compliance with RESPA, TILA, APR and all relevant federal and state regulations.

Forensic Mortgage Audit ® reviews include:

Real Estate Settlement Procedures (RESPA) – Regulation X
Truth in Lending Act (TILA) – Regulation Z
Home Ownership and Equity Protection Act (HOEPA)
Equal Credit Opportunity Act (ECOA) – Regulation B
Uniform Commercial Code (UCC)
Fair Credit Reporting Guidelines (FCRA)
Fair and Accurate Credit Transactions Act (FACTA)
Fair Debt Collection Practices Act (FDCPA)
Applicable federal and state regulations as determined by LCG
Loan level analytics

Forensic Mortgage Audit ®

Compliance Analysis Report
[For Professional Use Only]

CONTENTS
Summary
Audit Notes and Comments
Summary of Applicable Laws
Loan File Document Audit
Mortgage Loan Audit Section
Transaction Details
Transaction Participants
Mortgage Loan Compliance Audit
TILA Law‐Regulation Z
RESPA Compliance
GLBA Compliance


Forensic Loan Audits #mortgage #underwriter #jobs


#mortgage audit

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Forensic Loan Audits

Fraudulent foreclosure “rescue” professionals use half-truths and outright lies to sell services that promise relief to homeowners in distress. According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, the latest foreclosure rescue scam to exploit financially strapped homeowners pitches forensic mortgage loan audits.

In exchange for an upfront fee of several hundred dollars, so-called forensic loan auditors, mortgage loan auditors, or foreclosure prevention auditors backed by forensic attorneys offer to review your mortgage loan documents to determine whether your lender complied with state and federal mortgage lending laws. The “auditors” say you can use the audit report to avoid foreclosure, accelerate the loan modification process, reduce your loan principal, or even cancel your loan.

Nothing could be further from the truth. According to the FTC and its law enforcement partners:

  • there is no evidence that forensic loan audits will help you get a loan modification or any other foreclosure relief, even if they’re conducted by a licensed, legitimate and trained auditor, mortgage professional or lawyer.
  • some federal laws allow you to sue your lender based on errors in your loan documents. But even if you sue and win, your lender is not required to modify your loan simply to make your payments more affordable.
  • if you cancel your loan, you will have to return the borrowed money, which may result in you losing your home.

If you are in default on your mortgage or facing foreclosure, you may be targeted by a foreclosure rescue scam. The FTC wants you to know how to recognize the telltale signs and report them. If you are faced with foreclosure, the FTC says legitimate options are available to help you save your home.

Spotting a Scam

If you’re looking for foreclosure prevention help, avoid any business that:

  • guarantees to stop the foreclosure process – no matter what your circumstances are
  • instructs you not to contact your lender, lawyer or credit or housing counselor
  • collects a fee before providing any services accepts payment only by cashier’s check or wire transfer
  • encourages you to lease your home so you can buy it back over time
  • recommends that you make your mortgage payments directly to it, rather than your lender
  • urges you to transfer your property deed or title to it
  • offers to buy your house for cash at a fixed price that is inappropriate for the housing market
  • pressures you to sign papers you haven’t had a chance to read thoroughly or that you don’t understand.

Finding Legitimate Help

Housing experts say that when you’re behind on your mortgage payments, maintaining communication with your lender is the most important thing you can do. Contact your lender or servicer immediately if you’re having trouble paying your mortgage or you have received a foreclosure notice. You may be able to negotiate a new repayment schedule.

Call 1-888-995-HOPE for free personalized advice from housing counseling agencies certified by the U.S. Department of Housing and Urban Development (HUD). This national hotline – open 24/7 – is operated by the Homeownership Preservation Foundation, a nonprofit member of the HOPE NOW Alliance of mortgage industry members and HUD-certified counseling agencies. For free guidance online, visit www.hopenow.com. For free information on the President’s plan to help homeowners, visit www.makinghomeaffordable.gov .

Reporting Fraud

If you think you’ve been dealing with a foreclosure fraudster, contact:

This article was previously available as Forensic Mortgage Loan Audit Scams: A New Twist on Foreclosure Rescue Fraud .


Forensic Psychology Careers, Jobs and Degree Information – Criminal Justice USA #forensic #psychology #graduate #schools


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Criminal Justice USA

How to Become a Forensic Psychology

Forensic Psychologists apply psychology to criminal justice. Although similar in some aspects, forensic psychology is different than forensic science. One major difference is that forensic psychologists look deep into the immense psychological perspectives associated with the crime and apply them to the case so that justice might be served. They frequently deal with legal issues such as news law, and public policies, and are asked to determine the mental state and competency of the defendant at the time of the crime, and throughout the legal proceedings. Each of these issues blends law topics and psychology together, and is essential to the field of Forensic Psychology. Forensic Psychologists also use their knowledge of psychology to analyze a criminal s mind and intent, treat mentally ill offenders, practice within the civil arena, and consult with attorneys.

M.S. in Forensic Psychology
Psychology Legal Systems

Very few academic institutions offer degrees specifically focused on Forensic Psychology. Therefore, individuals who are interested in pursuing a career in Forensic Psychology should take an academic course load centered on criminal justice and psychology classes. Other classes that help prepare students for the field of Forensic Psychology include: cognitive, clinical, criminal investigative, social, and developmental psychology.

Some forensic psychologists choose to focus their careers exclusively on research, which ranges anywhere from learning how to improve interrogation methods to the detailed assessment of eyewitness testimony. Public policy is another area of interest for forensic psychologists. In this line work forensic psychologists act as researchers helping to design prisons and other correctional facilities. Most often Forensic Psychology includes areas between the conventional options of criminal justice (i.e, law enforcement, academic training, and corrections).

Most positions within this specialized area require more than a bachelor s degree to be successful. In fact, a doctoral degree is required in order to become a licensed psychologist. For those interested in perusing a career in Forensic Psychology, there are some important undergraduate classes that should be taken. These include: statistics, criminology, abnormal psychology, social psychology, and criminal law. One of the most valuable classes an undergraduate student could take would be motivational psychology. It s helpful for students to understand the motivation behind why people chose to act and think in certain ways early on in their education. Another helpful piece of advice for students interested in the field of Forensic Psychology is to enroll in a bachelor s of science program rather than earn a degree as a bachelor of the arts.

Persons who have earned M.A. degrees in clinical psychology typically work in institutions, with a Ph.D. holder supervising them. Because forensic psychologists with a master s degree can be paid less than those who have obtained a doctorate, many are often employed at correctional facilities. Master s degree graduates, who attended a college concentrating on cognitive, social, and developmental psychology, generally have more opportunities than those graduating with a clinical degree because they will not be evaluating patients. They can do research for non-profit organizations, or for the government, and may also involve themselves in policy making.

Over the last 20 years, the field of forensic psychology has maintained a steady growth rate. It is expected that over the next ten years, consultation, research work, and clinical practice in psychology and the law will continue to grow. Positions working with lawmakers, attorneys, and the courts are predicted to have the highest demand. It is also expected that jobs working in colleges and universities, teaching and doing research, will continue to increase. Changing laws and the development of new and innovative ways to deal with juvenile offenders has become popular subjects of exploration amongst forensic psychologists. Their expert advice can be vital to the decisions made regarding such delinquents. Those with doctorate degrees will have an edge over those with master s degrees and will have many more opportunities for employment. Those with only a bachelor s degree will find specializing in this field to be almost impossible.

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Criminal Justice USA

Copyright 2017. Criminal Justice USA. All Rights Reserved.


Top 50 Forensic Accounting Blogs #corporate #governance, #corporate #monitors, #forensic #accounting, #fraud, #fraud #law, #internal


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Top 50 Forensic Accounting Blogs

Written by L.G. at 09:00:am on 15th December, 2010

The list of the top 50 forensic accounting blogs below shows the wide range of jobs in forensic accounting. Investigation is key, along with dissemination of information, law and governance in maintaining financial security for investors, home owners, employees and tax payers. Finding fraud can be fun, and considering this list includes just a few of the hundreds of forensic sites on the Internet a possibly lucrative field.

Forensic Investigation

  1. Asset Search Blog. Fred Abrams located tens of millions of dollars hidden in offshore tax havens and filed legal proceedings worldwide to seek discovery from foreign bank witnesses.
  2. Control Freak. This blog focuses on the details of government fraud, risk, whistle-blowing and much more.
  3. Forensic Accounting Services Blog. Stephen Pedneault specializes only in forensic accounting, employee fraud and litigation support matters.
  4. Forensic Focus Blog. Thoughts and musings on computer forensics from Forensic Focus.
  5. Going Concern. Accounting news for accountants and CFOs that includes news about fraud and the Big 4.
  6. Professor Fraud. William Kresse, associate professor at the Graham School of Management of Saint Xavier University, is a CPA (Certified in Financial Forensics), an attorney, and a Certified Fraud Examiner.
  7. re: The Auditors. Francine McKenna has more than twenty years of experience in consulting and professional services including tenure at two Big 4 firms, both in the US and abroad.
  8. The Accounting Onion. Tom Selling peels away financial reporting issues one layer at a time.
  9. The Financial Investigator. Investigative reporter Roddy Boyd reports on financial and operational prospects of publicly-traded corporations.
  10. The Fraud Files Blog. Sequence Inc. is led by Tracy L. Coenen, CPA, CFF, who has more than 16 years of experience in accounting and investigations.
  11. The Fraud Guy. John Hanson, CPA, CFE, CCEP offers his take on fraud, corporate internal investigations and corporate monitors.

White Collar Crime

  1. Banking Horror Stories. The owner of a mortgage fraud investigation company shares his clients stories about banks.
  2. Conorix. This site is about mortgage and mortgage backed securities (MBS) fraud, including the lawyers that facilitate them.
  3. Fraud Talk. This blog is intended for attorneys, law enforcement, investigators, regulators and others interested in white collar fraud trends, enforcement and prevention.
  4. Sleight of Hand. Nadine Sebai teaches readers about white collar crime, fraud, business ethics and legal psychology.
  5. The 10b-5 Daily. News and events related to securities class action litigation.
  6. The Daily Caveat. Breaking news on corruption, corporate fraud, white collar crime and investigative research.
  7. White Collar Crime News. A criminal defense attorney in New Jersey focuses on white collar crime.
  8. White Collar Crime Prof Blog. Ellen S. Podgor, professor of law at Stetson University College of Law, maintains this blog.
  9. White Collar Fraud. A convicted felon, former CPA, and former criminal CFO of Crazy Eddie advises law, professionals and businesses on how to identify fraud.

Corporate Governance

  1. 10Q Detective. Analyst David Phillips takes on 8-K and 10-Q SEC filings to find soft spots that may materially impact quality of earnings.
  2. Boom Bust Blog. Reggie Middleton is an entrepreneurial investor who guides a small team of independent analysts to uncover truths seldom published in the mainstream media or Wall Street analysts reports.
  3. FEI Financial Reporting Blog. Financial Executives International is the preeminent association for CFOs and other senior finance executives.
  4. Footnoted. Footnoted is very focused on the stuff that companies try to bury in their routine SEC filings.
  5. Fraudbytes.. An accounting professor and a doctoral student report news about financial statement fraud and corporate governance.
  6. International Corporate Governance. Allison Garrett is the Senior VP of Academic Affairs at Oklahoma Christian University and a former law professor and former VP and General Counsel of Wal-Mart s Corporate Division.
  7. SEC Action. This blog covers SEC investigations, civil and criminal enforcement actions, class actions and internal investigations.
  8. The Corporate Library Blog. The Corporate Library is the leading independent source for corporate governance research and risk analysis.
  9. The Harvard Law School Forum on Corporate Governance and Financial Regulation. This blog provides the latest insights into corporate oversight, provided by faculty, fellows, guest contributors and the program advisory board.
  10. The Race to the Bottom. The focus of this blog is to provide a forum for discussing methods to improve corporate governance processes.

In the Public Interest

  1. Acrimoney. Norb Vonnegut s posts are non-fiction and describe the culture of finance, with original and sometimes irreverent commentary about people who manage money or affect it through their political power.
  2. Citron Research. Looking along Wall Street for the lemons.
  3. CyberHood Watch. The CyberHood Watch is an online digital community of responsible cybercitizens trying to maintain a safe online life-style.
  4. Don t Mess with Taxes. Don t Mess With Taxes aims to keep Uncle Sam cranky by providing tax and personal finance tips and advice that will put more money in your bank account, not the government treasury.
  5. Investor s Watchdog. From boiler rooms to investment firms, learn more about the war on fraud.
  6. Lies, damned lies and statistics. Learn about consumer behavior, social media and advertising stats.
  7. MediaCitizen. Timothy Karr is the campaign director of Free Press and the SavetheInternet.com Coalition.
  8. Pro Publica. ProPublica is an independent, non-profit newsroom that produces investigative journalism in the public interest. ProPublica was a recipient of the 2010 Pulitzer Prize in Investigative Reporting
  9. ShareSleuth. Sharesleuth.com is an independent Web-based reporting aimed at exposing securities fraud and corporate chicanery.
  10. Street Sweeper. This investigative site uncovers the dirty little secrets that investors need to know.

Financial Fraud Law

  1. Expert Witness Blog. Formed by a group of practicing attorneys, JurisPro Inc. is a professional marketing company that maintains a free online directory of expert witnesses for the legal community.
  2. Financial Fraud Law. A one-stop resource for the legal issues involving financial fraud.
  3. Investment Fraud Lawyer Blog. Page Perry, LLC has developed special expertise and recognition in the area of fraud and breach of fiduciary duty disputes.
  4. MauledAgain. Prof. James Edward Maule s commentary on tax law, legal education, the First Amendment, religion and law.
  5. Securities Fraud Blog. Learn if your broker is liable for your losses.
  6. Securities Law Blog. Issues, news and commentary on the law of the financial markets.
  7. Securities Law Prof Blog. Barbara Black, Charles Hartsock Professor of Law at University of Cincinnati College of Law, presents this blog.
  8. Stockbroker Fraud Blog. Shepherd, Smith, Edward Kantas know the ins and outs of stockbroker conduct and law.
  9. Tax Fraud Blog. Phillips Cohen LLP, a law firm that represents whistleblowers with information about tax law violations as well as those with information about securities law violations.
  10. Truth on the Market. Academic commentary on law, business, economics and other financial topics.

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FORENSIC NEUROPSYCHOLOGY #forensic #psychology #colleges


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  • Forensic Neuropsychological Evaluation involves the application of neuropsychological assessment methods to the evaluation of criminal or civil litigants.

Assessment of collateral sources of information, response bias, malingering, and norm-based psychological testing are essential components of the forensic clinical neuropsychological evaluation.

The examiner should be well qualified in bothforensic psychologyand clinical neuropsychology. The approach and batteries used should be capable of meeting legal standards.

In most states the examiner should at a minimum be licensed in psychology in order to perform psychological testing. Further training involving formal graduate level training is recommended as a standard by organizations such as Div. 40 of the APA and the National Academy of Neuropsychologists.

ABBP or ABPN Board Certification are normally recognized as high standards of proficiency. On the other hand, many individuals “Board Certified” in neuropsychology by the American Board of Forensic Examiners have qualified solely on the basis of points and an application fee, and would not meet the criteria of requiring formal Graduate School education or supervision in neuropsychology. The problem of vanity boards has prompted the Florida Board of Psychology to instute rules (2007) which provide some regulation in this regard.

Few states (Lousiana is one) have licensing laws governing neuropsychology, and regulation is subsumed by laws governing the practice of psychology and generally APA ethical standards which require psychologists to practice within the range of their competence.

In addition to consideration of injury parameters which assist in theclassification of head injury,the neuropsychological evaluation should contain the following elements:

1. Detailed review of medical and developmental history
2. Review of academic history and records when available
3. Review of current medication and past psychoactive meds
4. Review of trauma, exposure to toxins, and other potential neurological events
5. Review of social and occupational adjustment
6. Examination of current stressors
7. Detailed mental status examination
8. Formal neuropsychological testing

Neuropsychological testing should be thorough and can take up to two (or sometimes three) days to complete. Multiple measures of a particular cognitive function to examine for consistency is usually indicated in forensic settings. In forensic settings formal testing for malingering or reduced effort with tests designed for this purpose is suggested. While test patters are also helpful, little research has been conducted concerning the potential error rate of utilizing a virtually unlimited number of test pattern indicators.

A thorough neuropsychological evaluation should generally provide for evaluation of the following:

1. General Cognitive abilities
2. Academic Achievement
3. Sensory Perceptual Skills
4. Motor speed, coordination, and planning
5. Attention, Concentration and mental processing speed in visual and auditory modalities
6. Comparison of right and left hand performance
7. Assessment of language functions such as fluency and naming
8. Assessment of nonverbal skills such as construction
9. Assessment of verbal and nonverbal memory including retention and learning rates
10. Assessment of executive functions and cognitive flexibility
11. Assessment of personality and emotional adjustment.

Dr. Bordini has experience in state and federal courts providing depositions and expert court testimony. With more than 18 years of licensed experience, he has provided neuropsychological evaluations for the courts, defense as well as plaintiff attorney’s, the Federal Aviation Administration, Hospitals, Employers, Worker’s Compensation, Vocational Administration, as well as for Disability Insurance Carriers.

His evaluations of criminal defendants has largely involved homicide cases and has involved a number of cases of multiple homicide, including a neuropsychological evaluation of Aileen Wournos at the request of the State Attorney’s office. He has also testified in a number of death penalty appeal cases.

Unfortunately, in Florida, as of 2007, evaluation of criminal defendants has been greatly hampered by limits on expert fees and delays in payments to experts by the JAC system. At this time we are only accepting private cases.

CPANCF DOMAINS – ALL RIGHTS RESERVED

Information provided on this site or any linked site is not intended as psychological, medical or legal advice.


Forensic & Valuation Services, PLC-Forensic Accounting & Economics, Business Valuation, Divorce Analytics, Fraud Investigation, Economic


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Defining Your Financial Value

Forensic Accounting Economics │ Business Valuation │ Divorce Analytics │ Fraud Investigations│ Damages

Forensic Valuation Services, PLC is a consulting firm practicing financial forensic analytics in Memphis, Nashville and throughout the state and region. We specialize in business valuation, analysis of complex financial matters in divorce, commercial damages, personal injury and wrongful death loss of earning capacity economic damages, forensic investigative accounting, mediation and expert witness testimony, when necessary. We also speak to attorney and accountant groups for continuing education programs.

Business Valuation

    • Divorce
    • Estate and Gift
    • Merger and Acquisition Transactions
    • Business Combinations
    • Impairment Testing and Measurement
    • Non-Controlling Interests
    • Share-Based Compensation
    • SBA Loans
    • Intellectual Property
    • Expert Witness Testimony

    Divorce Analysis

      • Property Division
      • Alimony Need Ability to Pay
      • Defined Benefit Pension Valuation
      • Separate Property
      • Dissipation
      • Comingling Asset Tracing
      • Mediation of Complex Financial Issues
      • Business Valuation
      • Special Master
      • Expert Witness Testimony

      Forensic Economics – Damages for Plaintiffs & Defendants

      • Loss of Earning Capacity

      Presentation made to the Williamson County Bar Assoc. in 2013-Received over 16,000 views on Slideshare.net Read

      Proposed Asset Division & Alimony Need/Ability to Pay Spreadsheets

      Includes Martial Balance Sheet, Calculations of Wife’s Need for Support, Calculations of Husband’s Ability to Pay Support and Net Worth Graphs Read

      A Hands-On Workshop for Starting and Completing A Personal Injury Economic Damages Analysis

      The base report used in a presentation for the NACVA & CTI 2015 Annual Consultants’ Conference. Read

      Meet the Professional Staff

      • Robert Vance, CPA, ABV, CFF, CVA, CFP – Owner
      • CPA, Certified Public Accountant
      • ABV, Accredited in Business Valuation
      • CFF, Certified in Financial Forensics
      • CVA, Certified Valuation Analyst
      • CFP, Certified Financial Planner

      Michael J. Pascal, JD, CVA – Associate and Senior Analyst

      • JD, Juris Doctorate
      • CVA, Certified Valuation Analyst

      James W. Mertzlufft, MBA, JD, CPA, CLU, ChFC – Associate Analyst

      • MBA, Masters in Business Administration
      • JD, Juris Doctorate
      • CPA, Certified Public Accountant
      • CLU, Chartered Life Underwriter
      • ChFC, Chartered Financial Consultant

      Mailing:
      P.O. Box 172271
      Memphis, TN 38187

      Physical:
      950 Mt. Moriah Road, Suite 203
      Memphis, TN 38117
      Phone: 901-507-9173

      Copyright 2010-2017 All Right Reserved
      Forensic & Valuation Services PLC
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      We currently serve Memphis TN, Jackson TN, Nashville TN, Knoxville TN, Chattanooga TN, Tri-Cities TN, Atlanta GA, Birmingham AL, St. Louis MO, Little Rock AR, Jackson MS, and other regions upon request.


      25 Accredited Forensic Psychology Schools #forensic #psychology #schools #in #florida


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      Find Your Degree

      Forensic Psychology Schools

      There are 25 accredited forensic psychology schools in the country. As a professor or instructor of forensic psychology classes at one of these schools, you play a influential role in shaping the future of this growing field. The trends in the forensic psychology academic community can be evaluated by looking at the statistics and graphs below, which includes forensic psychology training at the following levels:

      • Forensic Psychology Certificate
      • Bachelors degree in Forensic Psychology
      • Masters degree in Forensic Psychology
      • PhD degree in Forensic Psychology

      Statistics

      Professional Trends

      Educational Trends

      • Yellow: Associate’s Degree in Forensic Psychology
      • Blue: Bachelor’s Degree in Forensic Psychology
      • Red: Doctorates Degree in Forensic Psychology
      • Light blue: Master’s Degree in Forensic Psychology
      • Grey: Certificate in Forensic Psychology

      The career outlook for forensic psychology professionals is showing a rapid change. And, on the educational front, the story is similar. In 2006, 917 students graduated from forensic psychology degree programs in the US. In 2010, 964 students graduated from forensic psychology schools.

      This represents a 5% change in the number of graduates. This growth in the number of students graduating from forensic psychology courses is less than the change nationally for students graduating from institutions for higher education in general, which has been a 12% growth from 2006 to 2010.

      Forensic Psychology Programs offered Nationwide

      It is interesting to note that while student graduation is up, the number of schools offering forensic psychology programs has also increased. In the year 2006, there were 17 forensic psychology schools in the US. And in the year 2010, there were 25 schools.

      Forensic Psychology Faculty Salaries

      Share Compare

      Enter your salary to gain access to our continually growing higher education faculty salary database. Don’t worry! This is 100% secure and anonymous.

      We are in the process of collecting data for the number of forensic psychology faculty, growth in the field of forensic psychology academia and forensic psychology faculty salaries. This is where we need your help. If you are involved in teaching forensic psychology courses to students at the certificate in forensic psychology, bachelors degree in forensic psychology, masters degree in forensic psychology, and PhD degree in forensic psychology levels, please take a moment to anonymously submit your information to help us build a valuable database resource for the benefit of current and future faculty in the field of forensic psychology. A summary of the information we have collected thus far will appear once you submit your information.

      States

      Related Links


      Free Online Mortgage Audit, Forensic Loan Audit, Stop Foreclosure, Securitization Audit, Mortgage Fraud, Save Your


      #mortgage audit

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      Forensic vs. Securitization Audit?

      What is a Forensic Audit & Appraisal Analysis Report? AUDIT OF THE BORROWER’s EXPERIENCE

      The audit is a review of the mortgage related documents signed by the borrower on the day of closing. The audit focuses on disclosure violations of federal law (TILA, RESPA, FDCPA, HOEPA, UCC, and others) and state laws (common law, fees, yield spreads, contract law, and others). The audit also looks for appraisal fraud/negligence, commissions violations, refund eligibility, misapplied payments, calculation errors, application fraud, and more. See sample reporthere

      What is a Securitization Audit Report? AUDIT OF THE NOTE AND MORTGAGE’s EXPERIENCE

      The audit is a review of the sale transaction that took place after you received your loan. The audit focuses on chain of title, note and deed possession issues, and more. See sample report here . More on securitization audits CLICK HERE .

      It’s easy to get started
      Sue Your Lender

      For help or more info
      Call: 800-704-4228

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      It’s easy to get started
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      They saved my home!!

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      Very Satisfied with outcome!!

      “This firm saved my home. They kept me in the loop every step of the way, and was able to do with the bank that I was unable to do myself. I am forever grateful. “

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      I was saved from foreclosure!!

      “Our home was in the foreclosure process. We tried to get a loan modification on our own but eventually failed. It was only after hiring the. Law Team that we had a successful resolution. We got to keep our home, our payments were reduced along with our interest rate.”

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      This software is absolutely incredible.

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      Forensic Mortgage Audit® – Lenders Compliance Group #sun #trust #mortgage


      #mortgage audit

      #

      Forensic Mortgage Audit ® is for Professional Use Only.


      Our Forensic Mortgage Audit ® is a comprehensive review and analysis of all documentation related to an existing residential real estate loan. It is a detailed examination of specific loan documents, borrower fees and, where applicable, lender actions during the mortgage process.

      The unique Forensic Mortgage Audit ® uncovers and identifies any errors, unfair or misleading practices, overcharges or other lending violations made during the mortgage process. The Forensic Mortgage Audit ® also determines if the mortgage is in compliance with RESPA, TILA, APR and all relevant federal and state regulations.

      Forensic Mortgage Audit ® reviews include:

      Real Estate Settlement Procedures (RESPA) – Regulation X
      Truth in Lending Act (TILA) – Regulation Z
      Home Ownership and Equity Protection Act (HOEPA)
      Equal Credit Opportunity Act (ECOA) – Regulation B
      Uniform Commercial Code (UCC)
      Fair Credit Reporting Guidelines (FCRA)
      Fair and Accurate Credit Transactions Act (FACTA)
      Fair Debt Collection Practices Act (FDCPA)
      Applicable federal and state regulations as determined by LCG
      Loan level analytics

      Forensic Mortgage Audit ®

      Compliance Analysis Report
      [For Professional Use Only]

      CONTENTS
      Summary
      Audit Notes and Comments
      Summary of Applicable Laws
      Loan File Document Audit
      Mortgage Loan Audit Section
      Transaction Details
      Transaction Participants
      Mortgage Loan Compliance Audit
      TILA Law‐Regulation Z
      RESPA Compliance
      GLBA Compliance


      Online Undergraduate Degree Programs in Forensic Psychology #forensic #psychology #undergraduate, #online #undergraduate #degree #programs #in


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      Online Undergraduate Degree Programs in Forensic Psychology

      Essential Information

      Online undergraduate programs in forensic psychology are rare, but students interested in the role of psychology in the criminal justice system can earn a master’s degree in the field. Alternatively, undergraduate students can enroll in an online bachelor’s program in general psychology, which can provide a foundation for future graduate studies in the field.

      Online forensic psychology master’s degree programs are usually around 36 credits and take two years to complete. Many programs are totally online, although some may require short campus-based residencies or activities. In order to apply, prospective students need to have a bachelor’s degree in a social science field. Some programs also require applicants to have previous work experience and submit a resume.

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      Master’s Degree in Forensic Psychology

      Students pursuing a master’s degree in forensic psychology online learn via technology such as live Web courses, which are often held on evenings and weekends to accommodate working adults. Programs sometimes offer the opportunity to pursue a specialization in an area like corrections or sex offenders. Research projects are also often required as culminating experiences.

      Coursework

      Coursework prepares students to work as forensic psychologists in the criminal justice system. They learn how to assist lawyers, conduct focus groups, perform forensic assessments, testify in court and provide various agencies with research-based evaluations. Distance learning courses include the following:

      • Introduction to Forensic Psychology
      • Legal Aspects of Forensic Psychology
      • Advanced Social Psychology
      • Behavior Pathology
      • Psychological Assessment
      • Psychological Profiling and Criminal Behavior
      • Research and Evaluation
      • Crisis Counseling
      • Community Psychology

      Learning Environment

      Some online programs require that students spend a brief amount of time on campus, giving students the opportunity to work in a team environment and meet with faculty and peers. Beyond these possible requirements, distance learners have the freedom to view lectures and work on assignments at a convenient time by logging on to a virtual classroom environment.

      Career Information

      Since forensic psychology is, by definition, the application of psychology to legal issues, employment in this field is often related to law enforcement, the courts or to social service agencies. Online forensic psychology degree programs prepare graduates to perform treatment planning, consultation, interventions, risk assessments and psychological services in a host of social welfare and criminal justice systems. Graduates of forensic psychology degree programs may work in the following settings:

      • Child welfare agencies
      • Law enforcement agencies
      • Court systems
      • State mental health facilities
      • Community mental health centers
      • Government agencies

      Online master’s degree programs in forensic psychology build on undergraduate coursework in general psychology, focusing specifically on advanced psychology topics that are related to law and criminal justice. Earning a graduate degree prepares individuals for advanced careers in law enforcement and public service.

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