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Zero Lender fees Easy on time process Guaranteed Best Deal*
RP Funding Made History Under New TRID Regulations
RP Funding’s team is celebrating one of the nation’s first home loans to close since new procedures-the TILA (Truth in Lending ACT) RESPA (Real Estate Settlement Procedures ACT) Integrated Disclosure, also known as TRID
RP Funding Center New Name of Lakeland Magic’s Home Arena
Learn how RP Funding is involved in our community and how you can be too!
Want to know your homes true value? Home Value Hotline can help!
We are so confident we can give you the best deal on your mortgage we offer the 1,000 Challenge!*
Zero Lender fees Easy on time process Guaranteed Best Deal*
Special Olympics Florida
- Join us at the 2015 Orlando Chili Cookoff to Support Special Olympics.
- Help RP Funding Support Special Olympics at the Polar Plunge.
Florida Mortgage Rates >>
- Learn about how Florida Mortgage Rates are calculated.
- Robert Palmer outlines the factors that go into determining interest rates.
What Local Florida Realtors are saying about R P Funding:
We have been blown away with the attention to detail and the efficiency that RP funding has provided our clients. Most of the time it is like pulling teeth with folks in the mortgage industry. RP has simplified everything letting me as a realtor and my clients breathe a little bit easier. I will recommend all of my clients to use RP Funding, hands down.
During the government s 8,000 home buying credit program, I was the listing agent for a single family home in the BVL area; the buyer had been diligently trying to secure his loan, but 10 days before the closing a last minute over-site by his chosen lender made him ineligible for their loan product and the buyer s agent had no back-up. I suggested to the buyer’s agent that the buyer contact RP Funding to review the buyer’s qualifications, before they just walked away. RP Funding came through; saving the sale by qualifying the buyer, saving his $8,000 credit and closing the deal on time. Result: all parties to the transaction (buyer, seller and agents) were very happy.
I discovered RP Funding through an email advertisement I received. After looking at their website and speaking with Brandon Fields about their low closing costs, 10 day closings, and $1,000 guarantee, I was anxious to give RP Funding a try. I sent Brandon a client on Dec. 8th to get pre- approved and had a FULL loan approval by Dec. 17th. Amazing! Brandon Fields and his processor Jill Hoyle are fabulous to work with and they have definitely earned my business. RP Funding is the only place I will send my clients from now on!!
Featured Property: ( Contact us and ask how to get your property listed here. )
You don t have to work with some Out Of State Lender to get the Best Mortgage Rates in Florida and lowest fees on a Home Loan. We are your Local Orlando, FL Based Discount, Direct Mortgage Lender, Call today We will Beat ANY Competitor s Offer. *
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Many of our happy clients have given us iPhone video testimonials. Check out their videos to see what they have to say about their RP Funding experience.
Direct Mortgage Lender – Not a Bank and Not a Broker
- The big banks are so backed up with refinances, many raised their rates to slow down volume.
- To a big bank you are just a number, and will most likely work with an out of state call center.
- Mortgage broker fees raise the cost of your refinance, as a Direct Lender you pay no Broker Fees.
- We have the authority to underwrite and close your loan, and we do it in as little as 10 days right here in Orlando, Florida.
- Mortgage Rates in Florida will not stay this low for long, and with our fast process you can get in before it s too late.
No Games, No Pushy Sales People and BBB A-Rated
Most mortgage loan officers are paid commission and make extra money by selling you a higher interest rate, not here. We don t have pushy commission sales people, you will work directly with a Salaried Credit Manager who s only concern is earning your business, not making their next big commission check. This helps us keep our rates and fees low.
Based Locally in the Central FL area
Our office is just off of Interstate 4, Exit 90B in Maitland, Florida, just outside of Orlando. We would love to meet you in person, although you are welcome to complete the entire process over the phone, it s completely up to you. We help home buyers and home owners all over Florida.
1,000 Best Florida Mortgage Rates Guarantee
If you find a better loan somewhere else (which we doubt you can) and we can t beat it, we will give you a 1,000 Visa Gift Card.*
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- Licensed by the Mississippi Department of Banking and Consumer Finance
- Florida Licensed Mortgage Lender
- Tennessee Licensed Mortgage Lender 108621
- Licensed by the Texas Department of Savings and Mortgage Lending NMLS 70168
- FHA Lender ID 2631500002
* $1,000 Mortgage Challenge/Guarantee requires a minimum loan amount of $100,000 and applies to Fixed Rate Loans only. This Challenge/Guarantee is not applicable to Jumbo Loans, which are loans for $424,100 and greater, and does not apply if borrower is declined by R P Funding for not meeting credit or income program guidelines. Borrower must provide Loan Estimate Disclosure to R P Funding from competing lender on the same day the competitor’s terms are offered. Loan program offered by competitor must be a program R P Funding currently offers. This price match challenge / guarantee may be combined with other R P Funding offer(s) upon Lender’s approval. This offer does not apply to prior locks or terms, and R P Funding must have an opportunity to beat the terms. In the event that R P Funding is unable to beat the terms of the competing lender, borrower must provide the final executed Closing disclosure, the first page of mortgage note after closing and funding, and the lock-in agreement dated the same day terms are presented to R P Funding, all of which will be used to verify competing lender’s terms have not changed at closing. The $1,000 Mortgage Challenge/Guarantee is not applicable if the loan closes on terms different than those detailed in the Loan Estimate Disclosure provided to R P Funding. Change in terms include, but are not limited to, changes in loan amount, loan program, fees, discounts, lender credits, rate, APR, buy-downs, years of term, origination, down payment, seller or any interested party credits, and within the time of the competitor’s initial lock in, or any other material loan changes not specifically mentioned here. The price match challenge / guarantee is inclusive of ANY and ALL R P FUNDING lender credits.
** OFFER TO PAY ALL CLOSING COSTS: R P Funding will issue a lender credit at closing for the amount of closing costs on a refinance loan. Lender credit will include the following fees: government recording charges, government stamps and intangible taxes, appraisal fee (collected at time of application and credited at closing), title charges (only if R P Funding selects the closing agent), and other applicable third party fees. Lender credit does not include rate discount costs/discount points, prepaid mortgage insurance premiums, or the payment of a mobile notary fee when the selected closing agent has an office which serves the area. Included closing costs are paid in the form of a lender credit at closing. Additional limitations to the lender credit may apply when used in conjunction with any other R P Funding offer(s). R P Funding reserves the right to select the closing agent when paying the title charges.