5 Effective Mortgage Broker Marketing Ideas and How to Do Them #subprime #mortgage


#mortgage marketing

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5 Effective Mortgage Broker Marketing Ideas and How to Do Them

Author: Veronica Taylor Posted on: Fri, Sep 19, 2014 Reading Time: 4 minutes Categories: Blog. Marketing Automation. Mortgage Brokers Marketing About SimplyCast: SimplyCast is the world’s best Customer Flow Communication platform. It includes comprehensive yet simple communication and marketing tools. Without any coding knowledge, create sophisticated automated campaigns that appeal to each customer’s unique needs and interests.

Mortgage broker marketing is not typically something you would think of as innovative. It is based on traditional advertising methods and often it is not very interactive. Marketing automation enables mortgage brokers to create automated messages based around individual client needs and feedback. Let’s look at a few ideas that are all about engaging clients and boosting loyalty, while also reducing your workload .

1) Use social media to your advantage. If you’re not active on social media, you’re missing out on the opportunity to connect with new potential clients. Social media is a great way to show your knowledge as a mortgage broker, connect with other businesses in the community, build brand awareness, answer client questions and more. Use automated social media management to make the most of your time.

2) You need to make your mortgage broker services stand out from the crowd. One way to call positive attention to your business and attract new clients is by getting referrals. After each client you help, ask for a referral. You can easily do this through simple online surveys. An all-in-one mortgage broker marketing solution will enable you to easily create and distribute surveys. You won’t get a referral from every client, but you will get some, along with lots of useful feedback to help you improve your services.

3) Track your online leads in detail so you can connect with them personally. Even if a lead comes to your website and doesn’t leave their contact information, you can still gather lots of information about them. Lead tracking follows a lead, tracks where they come from, records which links they click and so on. This builds up a detailed personal profile for each lead. If the lead does leave their email or phone number, you can then reach out. Constantly gathering online data lets you learn which parts of your website get the most attention so you can optimize the site. Personal profiles also enable you to connect with leads based on their individual interests and online activity.

4) Chat live with clients and leads right on your site. A live chat tool is invaluable because it provides a way to connect with online visitors instantly instead of them calling and waiting on the phone. While they are browsing your site, the live chat is always available on their screen. You are there to answer any questions or point them in the right direction.

5) Create personalized mortgage broker campaigns for each of your clients. With marketing automation, emails can automatically go out to each client based on their own needs and preferences. This helps you build loyalty and engagement with clients, but you don’t have to spend any extra time creating campaigns. Simply select how you want your messages to be sent and they will go out to your clients at the appropriate time.

How can I do all these marketing and communication tasks?

What type of solution enables you to accomplish all these diverse mortgage broker marketing ideas. An all-in-one marketing automation solution is the way to go. You can use multiple solutions to take care of all your marketing and communication needs but that adds up quickly. It’s expensive paying a lot of different monthly bills and it gets complicated with multiple accounts and multiple vendors.

An all-in-one mortgage broker marketing solution keeps all your data in one place so you can reuse it as needed. You only have one bill to pay, so it’s affordable even if you have a small business. All your client data is stored in one place, as are all your campaigns, images and content. This way, you have access to everything when you need it and you can grab information instantly.

What types of tools does an all-in one mortgage broker marketing solution include?

Each solution will be different, but we can give you an overview of our tools. Our mortgage broker solution has over 15 tools, including email, text message, voicemail, fax, social media management, survey, signup forms, live chat, event management, contact management, lead nurturing, detailed reports and more.

All these tools are in the same solution, but you don’t have to use all of them. Select the ones that you need to grow your business and connect with customers and leads. The solution is entirely customizable, and it has a drag and drop interface that is easy to use.

Try automated mortgage broker marketing for free

Sign up for a 14 day free trial of our automated mortgage broker marketing and communication solution. Our team is always here to give you a free demo and answer any questions.

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Why mortgage applications are declined and what to do next – Money Advice Service #mortgage


#mortgage applications

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Why mortgage applications are declined and what to do next

If your mortgage application has been declined, it’s important to look over what you can do to improve your chances for next time. But don’t rush off to another lender as each application could show up on your credit file. Use our checklist below to see why your application might have been turned down and what you can do to increase your chances next time.

Common reasons for a declined application and what to do

Poor credit history

Check your credit file with the credit reference agencies (Experian, Equifax and CallCredit) to see what information they have about you. If any of the information on your credit report is wrong, you can correct it. Find out How to improve your credit rating .

Not registered to vote

You need to be on the electoral register at your current address so lenders can confirm who you are and where you live. It’s quick and easy to do online at aboutmyvote.co.uk or through your local council.

Too many credit applications

When you apply for credit, the lender will search your credit report to check your suitability. Most searches are recorded, leaving a footprint on your credit history. Repeatedly applying for credit makes it look like you have problems, so try to avoid taking out new credit deals three to six months before you want a mortgage.

Too much debt

Look at our Budget planner to try and bring down your existing debt.

Payday loans

Any payday loan you’ve had since 2011 will be listed on your file, even if you’ve paid it off on time. It is still counted against you as lenders may think you won’t be able to cope with the financial responsibility of having a mortgage.

Administration errors

Lenders aren’t perfect. Many of them put the details from your application into a computer so you may have failed because of a mistake. Ask for an interview to discuss your application.

Not earning enough

You can ask for a smaller mortgage, or see if you qualify for shared ownership or one of the home buying schemes for people on lower wages. Use our Mortgage affordability calculator to see what you can afford to borrow.

Not matching the lender’s profile

Some lenders prefer to lend to a specific demographic. An independent mortgage adviser has experience of the market and a better idea of the type of borrower that lenders want. Read more on Choosing the right mortgage .

Small deposit

See our ideas on saving for a deposit. There are also several schemes available to buyers with only a 5% deposit.

Other reasons you can have difficulties

Did you know?

Three out of four borrowers are accepted for a mortgage (Source: Intermediary Mortgage Lenders Association)

If you’re self-employed or a contract worker

You have to prove you have a steady income by showing tax statements and business accounts for at least the last two to three years. You might also have to prove you have work secured for the future – but that is a decision that will vary from lender to lender.

If you’ve lived in the UK for less than three years

Most lenders are unwilling to lend to new arrivals, but not all. You’ll need to show your employment contract and a visa, which proves you have permission to live and work in the UK.

Where to go for help

A professional mortgage broker or independent financial adviser who specialises in mortgages will have regular dealings with a wide selection of lenders. They will be aware of what different lenders require before offering a mortgage, and will speak to the lender on your behalf. Read our guide on Choosing the right mortgage .

Your next step

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  • Why mortgage applications are declined and what to do next – Money Advice Service #mortgage


    #mortgage applications

    #

    Why mortgage applications are declined and what to do next

    If your mortgage application has been declined, it’s important to look over what you can do to improve your chances for next time. But don’t rush off to another lender as each application could show up on your credit file. Use our checklist below to see why your application might have been turned down and what you can do to increase your chances next time.

    Common reasons for a declined application and what to do

    Poor credit history

    Check your credit file with the credit reference agencies (Experian, Equifax and CallCredit) to see what information they have about you. If any of the information on your credit report is wrong, you can correct it. Find out How to improve your credit rating .

    Not registered to vote

    You need to be on the electoral register at your current address so lenders can confirm who you are and where you live. It’s quick and easy to do online at aboutmyvote.co.uk or through your local council.

    Too many credit applications

    When you apply for credit, the lender will search your credit report to check your suitability. Most searches are recorded, leaving a footprint on your credit history. Repeatedly applying for credit makes it look like you have problems, so try to avoid taking out new credit deals three to six months before you want a mortgage.

    Too much debt

    Look at our Budget planner to try and bring down your existing debt.

    Payday loans

    Any payday loan you’ve had since 2011 will be listed on your file, even if you’ve paid it off on time. It is still counted against you as lenders may think you won’t be able to cope with the financial responsibility of having a mortgage.

    Administration errors

    Lenders aren’t perfect. Many of them put the details from your application into a computer so you may have failed because of a mistake. Ask for an interview to discuss your application.

    Not earning enough

    You can ask for a smaller mortgage, or see if you qualify for shared ownership or one of the home buying schemes for people on lower wages. Use our Mortgage affordability calculator to see what you can afford to borrow.

    Not matching the lender’s profile

    Some lenders prefer to lend to a specific demographic. An independent mortgage adviser has experience of the market and a better idea of the type of borrower that lenders want. Read more on Choosing the right mortgage .

    Small deposit

    See our ideas on saving for a deposit. There are also several schemes available to buyers with only a 5% deposit.

    Other reasons you can have difficulties

    Did you know?

    Three out of four borrowers are accepted for a mortgage (Source: Intermediary Mortgage Lenders Association)

    If you’re self-employed or a contract worker

    You have to prove you have a steady income by showing tax statements and business accounts for at least the last two to three years. You might also have to prove you have work secured for the future – but that is a decision that will vary from lender to lender.

    If you’ve lived in the UK for less than three years

    Most lenders are unwilling to lend to new arrivals, but not all. You’ll need to show your employment contract and a visa, which proves you have permission to live and work in the UK.

    Where to go for help

    A professional mortgage broker or independent financial adviser who specialises in mortgages will have regular dealings with a wide selection of lenders. They will be aware of what different lenders require before offering a mortgage, and will speak to the lender on your behalf. Read our guide on Choosing the right mortgage .

    Your next step

    Share this article

    • Share this article on Facebook

    Share this article on Facebook

  • Share this article on Twitter
    Share this article on Twitter
  • Share this article by Email

    Share this article by Email


  • What to do with a psychology degree #what #to #do #with #a #psychology #degree


    #

    Psychology

    • Top 50 in the world for Psychology
    • 8th for Psychology in The Complete University Guide 2018
    • 85% of research classified as world-leading or internationally excellent
    • 98% of Psychology students progressing into employment or further study within six months of graduation
    • Accredited by the British Psychological Society
    • Research in social, cognitive and clinical psychology, and animal behaviour
    • Specialist research laboratories, clinical psychology suites, and state-of-the-art audiovisual facilities
    • Interdisciplinary, flexible programme structures
    • Unique partnership with the NHS; contracts include the high profile NHS Treatment Centre and Improving Access to Psychological Therapies

    We will give you an excellent foundation in the key areas of psychology developmental, cognitive, biological, clinical, social, personality research methods and data analysis. You will also have the opportunity to explore some of the research fields in which we specialise, such as social psychology, organisational psychology, economic and consumer psychology, psychopathology, human cognition, animal behaviour, cognitive neuroscience and neuropsychology. If you study the Applied Psychology (Clinical) programme you will have the opportunity to specialise in the clinical applications of psychology earlier in your degree programme whilst also benefiting from a broad based training in psychology.

    The staff who supervise your research projects and lead seminars are known both nationally and internationally in their own fields. They place a strong emphasis on theoretical, experimental and observational contributions to the growing field of psychology and as an undergraduate you will be very much part of this process.

    We are a fairly large yet very friendly and informal discipline, with excellent student-staff relations. You will benefit from state-of-the-art learning, teaching and research facilities, including well-equipped workshops, specialist laboratories, clinical psychology suites to support the development of clinical competency and an audio/visual recording suite. Undergraduates have their own computer laboratory, which you will use extensively during your degree programme.

    All our programmes provide British Psychological Society (BPS) accreditation. BPS accreditation confers eligibility for the Graduate Basis for Chartered Membership, provided the minimum standard of a Lower Second Class Honours is achieved. This is the first step towards becoming a Chartered Psychologist.

    We place a strong emphasis on your personal and professional development, as well as academic performance. Throughout your degree programme you will be supported by a Personal Tutor who provides pastoral support. Our programmes have been specially designed to help you develop team-building and other transferable skills. You will be expected to develop good skills in personal organisation and time management and we will ensure that you acquire key skills in, for example, communication, presentation and IT that will make you sought after by employers in your future working life.

    The most rewarding aspect about my experience of reading Psychology at Exeter was that the course was unlike anything I expected, particularly in its scientific rigour. I was constantly surprised by the profundity and diversity of the course. It covers vast areas of research and theory, much of it produced by the lecturers themselves, whose insight and enthusiastic, unselfish support added considerably to the intellectual challenges. Regardless of their merit, my questions and concerns were addressed unfailingly with patience and wit, and the eagerness of the staff to encourage and direct study beyond the limits of the prescribed reading ensured that the course never felt anything less than contemporary in its ambition. Psychology at Exeter is unquestionably challenging, but the atmosphere in the department is vibrantly friendly, enthusiastic and communal. I was genuinely sorry to leave it behind.

    Matthew Boyden, BSc Psychology graduate

    Degrees in Exeter


    Stocks Basics: What Causes Stock Prices To Change, how to do stock trading.#How #to #do


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    Stocks Basics: Trading Stocks and Order Types

    How to do stock trading

    How to do stock trading

    1. Stocks Basics: Introduction
    2. Stocks Basics: What Are Stocks?
    3. Stocks Basics: Different Types Of Stocks
    4. Stocks Basics: How Stocks Trade
    5. Stocks Basics: Trading Stocks and Order Types
    6. Stocks Basics: Bulls, Bears & Market Sentiment
    7. Stocks Basics: How to Read A Stock Table/Quote
    8. Stocks Basics: Valuing Stocks
    9. Stocks Basics: Conclusion

    How to do stock trading

    In this section, we discuss the practical matter of going about buying and selling shares of stock. Individuals typically buy and sell shares by using a licensed brokerage firm or broker who makes the actual trade. Historically, stockbrokers were hired only by wealthy individuals and families, but today a wide range of brokerages exist for all price ranges. So-called “full-service” brokers offer a suite of research, opinion, and expert advice and can offer a personal relationship between the broker and the client. For more budget conscious clients, discount brokerages exist that offer a much more bare-bones service offering, in some cases simply executing purchases and sales. Over the past two decades, electronic trading has grown significantly, with many online brokerages offering both research and opinion as well as trades at low prices, some asking as little as $5 or less per trade in commission. (See also: Picking Your First Broker.)

    Regardless of the type of brokerage used, the mechanics of buying or selling shares is fairly uniform. First, a stock quote is obtained. In the early days of stock exchanges, price information was transmitted via tickertape​ – a long ribbon of paper that printed basic data via telegraph wire. That is why today we still refer to stock quotes as the ticker.

    A stock quote carries a lot of information including the current bid and offer (sometimes called the ask) prices as well as the last price that traded. The bid is the highest price that somebody in the market is willing to pay at a given time, while the offer is the lowest price that somebody is willing to sell. If you are interested in buying shares, you will make a bid, and if you want to sell an offer. When the price of a bid and offer coincide, a trade is effected.

    In addition to this price information, data on trading volume (number of shares traded) is often included. Stock quotes obtained online are often real-time quotes that confer second-by-second details, and online quotes also often include charts and interactive tools. Stocks are quoted by their ticker symbol, represented by between one and four capital letters, which are often loosely representative of the company name. For example the ticker symbol for Microsoft Corp. is MSFT​, Caterpillar Inc. is CAT, and Apple Inc. is AAPL​.

    Market Orders and Limit Orders

    Next, the type of trade has to be determined. A market order is simply an order that instructs the broker (or online trading platform) to buy or sell shares at the best available price. If you wanted to buy 100 shares of AAPL at market, and the quote shows: Bid: $139.80 (100), Offer: $140.00 (50), Last: $139.95 (250). This tells us that the last trade was 250 shares at $139.50 and it indicates 50 shares are offered at $140.00. Suppose another 200 are offered at $140.05. Your market order would buy the 50 shares at $140.00 and then purchase 50 more at the next best price at $140.05.

    A market order does not guarantee the price you will get, but it does guarantee that you will get the number of shares that you want, in this case 100. When an order is completed, it is said to be filled. A market order is most often used in cases where the buyer or seller is most concerned with filling the size of the order and not concerned with the price. A limit order specifies the price at which you want to trade. For example, you may specify that you want to buy AAPL for $140.00 but no more, in which case you would buy the 50 shares offered at $140.00 and then wait for some other seller to come down to your price. Until that happens, the new quote would be Bid: $140.00 (50), Offer: $140.05 (200), Last: $140.00 (50).

    A limit order can also be designated all-or-none (AON), meaning that you won’t agree to buy your shares unless you can get all 100 that you want. If the original limit order in this example were AON, you would not buy the 50 that are offered until another 50 came along. Limit orders are used by those who are primarily concerned with the price they want to receive, but they are not guaranteed that the size of their order will be filled. Price versus getting filled on the size of your order are the primary trade-offs between market and limit orders.

    Stop Orders

    Stop orders are contingent on a certain price level being attained to activate the trade. With a stop order, your trade will be executed only when the security you want to buy or sell reaches a particular price (the stop price). Once the stock has reached this price, a stop order essentially becomes a market order and is filled. For instance, if you own stock ABC, which currently trades at $20, and you place a stop order to sell it at $15, your order will only be filled once stock ABC drops below $15. Also known as a stop-loss order, this allows you to limit your losses.

    This type of order can also be used to guarantee profits. For example, assume that you bought stock XYZ at $10 per share and now the stock is trading at $20 per share. Placing a stop order at $15 will guarantee profits of approximately $5 per share, depending on how quickly the market order can be filled. Stop orders are particularly advantageous to investors who are unable to monitor their stocks for a period of time, and brokerages may even set these stop orders for no charge.

    One disadvantage of the stop order is that the order is not guaranteed to be filled at the preferred price the investor states. Once the stop order has been triggered, it turns into a market order, which is filled at the best possible price. This price may be lower than the price specified by the stop order. Moreover, investors must be conscientious about where they set a stop order. It may be unfavorable if it is activated by a short-term fluctuation in the stock’s price. For example, if stock ABC is relatively volatile and fluctuates by 15% on a weekly basis, a stop-loss set at 10% below the current price may result in the order being triggered at an inopportune or premature time.

    Other Kinds of Orders

    Orders may also be tagged with instructions regarding how long an order is good for. An immediate-or-cancel (IOC) order is cancelled if the order isn’t executed right away. This is typically used in conjunction with a limit order. When an IOC order is combined with an AON order, it is designated fill-or-kill (FOK). A day order is a limit or stop order that is cancelled at the end of the trading day, and will not be active the next morning. A good-til-canceled​ (GTC) order is active until the instruction is given to cancel it, and may remain active for many days at a time or longer.

    Margin Trading and Short Selling

    In addition to the mechanics described above, many brokerages offer margin trading, allowing their customers to borrow money to buy shares in excess of the amount of cash in their account. Margin also allows for short selling, which is where a market participant borrows shares they do not own in order to sell them with the hope of buying them back in the future at a lower price. A short seller is betting that the price of a stock will go down, rather than up.

    In addition to using a brokerage, there are two less common ways to own shares: dividend reinvestment plans (DRIPs) and direct investment plans (DIPs). DIPs are plans by which individual companies, for a minimal cost, allow shareholders to purchase stock directly from the company. DRIPs are where the dividends paid by shares are automatically used to purchase more of those shares (including fractions of a share).


    Credit Checks: How Credit Report Inquiries Affect Your Credit Score, do inquiries affect your credit


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    SCORE & CREDIT MONITORING

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    Do inquiries affect your credit score

    Do inquiries affect your credit score

    Do inquiries affect your credit score

    Do inquiries affect your credit score

    Monitor Credit & Identity

    Get a Home Loan

    Get a Credit Card

    Get a Auto Loan

    Credit Score Basics

    Find Savings Credit Cards

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    Copyright 2001- Fair Isaac Corporation.

    All rights reserved.

    FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating. FTC’s website on credit.

    Copyright 2001-2017 Fair Isaac Corporation.

    All rights reserved.

    All FICO Score products made available on myFICO.com include a FICO Score 8, along with additional FICO Score versions. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

    FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating. FTC’s website on credit.

    Copyright 2001-2017 Fair Isaac Corporation.

    All rights reserved.

    FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating. FTC’s website on credit.

    Do inquiries affect your credit score


    If You Did Not Qualify for a Home Loan What to Do Next #home #payment


    #can i get a home loan

    #

    Didn’t Qualify for a Home Loan? What Next?

    Today’s mortgage standards can be tighter than in the past. Here’s what to know and do if your home loan application is not approved.

    Take these steps to pursue your path to mortgage approval.

    You finally found it — the home of your dreams. But now you feel it slipping away because your mortgage loan application was not approved. It’s understandable that you are disappointed and wondering what to do next.

    Buying a home is an emotional process — being denied one can be more so. You are not alone. Since the 2008 housing crash, lenders have become more cautious, lending standards are more stringent and now even those with a high credit score are not guaranteed approval.

    With a recent home loan rejection, you might think your dream of owning a home is gone. Not so, says Greg Cook, a mortgage broker with Golden Empire Mortgage in Temecula, Calif. “In our office, we never say ‘no,’ we say ‘not yet.’ I’ve had plenty of clients who have turned a denial into an approval.”

    You can’t fix what you don’t know, so first find out why your application was not approved. There are many reasons applicants may not receive a home loan, including poor credit, changing jobs or not having a large enough down payment.

    Your next step, Cook says, is to come up with a plan that covers all areas of your financial profile that will put you back on a path to home ownership. It’s understandable that you want to move quickly, but be patient. While most qualifying issues can be fixed, it will take some time. If, for example, you have a student loan that negatively impacts your credit score, the rehab process can take up to nine months, says certified credit report reviewer Hallie Hawkins, of Charlotte, N.C.-based Get It Together, which provides financial education.

    If a bad credit history is holding you back, work on re-establishing it. “It’s not as hard as people think to repair credit,” says Gloria Shulman, a mortgage broker and founder of Centek Capital in Beverly Hills, Calif. Participating in a credit restoration program or paying down credit card balances are just a few ways to improve your credit score. Shulman warns, though, that overreacting to credit issues is one of worst things you can do. Instead of getting rid of credit cards altogether, manage a balance of about 10 percent of the total available line of credit. You can have your credit cards — and use them too. The key is to show lenders that you can manage debt responsibly by keeping a low balance and making payments on time.

    A mortgage loan rejection doesn’t have to mean the end of your home ownership dream. But it does mean that you have some work to do. It may simply require saving up a larger down payment or it may entail a serious overhaul ofyour financial situation. With a little self-discipline and patience, you can get back on the path to your dream home.

    Some qualifying standards for a mortgage have gone up, but that doesn’t mean you can’t get into the home of your dreams. To streamline the process and to put your best foot forward, here’s what you should do before you apply for a mortgage:

    1. Know your credit score . Request credit reports from all three major credit bureaus, since the information can vary. Work on correcting any inaccuracies or discrepancies between credit reports.
    2. Manage your debt. “With some exceptions, most lenders want to see a managed balance of about 10 percent of the total available line of credit,” says Gloria Shulman, a mortgage broker and founder of Centek Capital in Beverly Hills, Calif. No need to get rid of credit cards altogether, just use them responsibly and make payments on time.
    3. Manage your expectations. It’s easy to want the large home with amenities aplenty. But it might be too much home, with a price tag that you can’t afford. Before you fall in love with a home that lies beyond your price limits, first find out how much you can afford to borrow, in this accompanying article here in our Resource Center.
    4. If you have already applied for a loan, don’t change anything in your financial profile. One reason potential borrowers are not approved for mortgages is that they have changed jobs or apply for new credit cards, says mortgage broker Greg Cook, of Golden Empire Mortgage in Temecula, Calif. Wait until after you loan is approved.

    Patricia L. Garcia is content manager for NewHomeSource. You can find her on Google+ .

    New eBook Available


    Painting Escapes #painting #escapes, #painting, #classes, #twist, #sedona, #tourist, #fun, #attraction, #events, #parties, #private, #wine,


    #

    Call us: (734) 335-0011 Find us: 827 Penniman, Plymouth, MI 48170

    About Us

    Judgement-Free painting classes for everyone. Follow our instructor s lead and discover where art fun meet!

    Choose a painting from our online calendar. register for that class, and get ready to Escape into the theme of your painting. Our talented instructors will guide you in a Follow-The-Leader format to help you create your own personal masterpiece! Love the idea? Book a private party at Painting Escapes in artsy Downtown Plymouth. Birthday Parties Girls Night Out Date Nights Bachelorette Parties Bridal Showers Retirement Parties Baby Showers Team Building. Choose from our portfolio of paintings, or we ll create one especially for your event. Let s talk about your vision and create a Painting Escape! At Painting Escapes, you’ll be amazed at the talents you discover inside of The Creative You!

    Note: To guarantee a seat in a class at Painting Escapes, please make a prepaid reservation. You can make your reservation through our website or call and we ll take your credit card information over the phone.

    We re located on Penniman, 1/2 block West of Main St. (on the same street as the Penn Theater). Free street parking and lots directly in front and behind our building are available.

    Private Parties

    Book a private party at Painting Escapes in artsy Downtown Plymouth. Birthday Parties, Girls Night Out, Date Nights, Bachelorette Parties, Bridal Showers, Retirement Parties, Baby Showers, Team Building.

    Want to have your party during a time that we have an open session on our calendar? Call us, maybe we can work it out!

    Charges for adult parties are $35/person for 2-hour parties. Additional time in our studio is available for $100/hour for opening presents, eating, etc. (subject to availability).

    Ask about our Fundraiser Parties!

    Payment:

    A $50 deposit will hold your desired day and time (subject to availability). We also have payment plans for parties so each guest can pay for their own seat. Call to learn more about our Easy Party Link! Questions? Click the green button here:

    Upcoming Events

    June:

    • Kid s Cap is coming! We re holding our first Kid s Summer Camp June 26th-29th. Register for one day or save by registering for all 4 days! Click on our calendar for details.
    • FOR PRIVATE PARTY RESERVATIONS. Call us to check availability for any time you would like to have your party. If there is an event listed on our calendar, our studio may still be available.
    • Do you know how much there is to do in Downtown Plymouth? Check out this link http://www.plymouthmich.org/events.html to find out about our upcoming Art Fairs, Free Concerts in the Park, Farmers Market, Bike Car Shows, Garden Walks, Fireworks, Picnics, Sidewalk Sales and more! Plan your visit with us around one of Plymouth s many activities.

    July:

    • Stay tuned for details about our July Kid s Camp, coming July 17th-20th!
    • Have a favorite painting? Call or email us and we ll try to include it for an upcoming class.
    • LIKE US on FACEBOOK and watch our page to be notified of limited-time coupon offers as soon as our July calendar is posted!
    • Want a private date at Painting Escapes? Call or e-mail us for details.

    Gift Certificates

    NEED A QUICK GIFT? BUY GIFT CERTIFICATES HERE. Buy online and have the gift certificate e-mailed to you. Print it out and your gift is ready!
    Perfect for any occasion, our Gift Certificate transfers the decision-making to the recipient, who can use your gift to purchase any painting class, at anytime they wish.

    If you already have an account, login to make purchasing a gift certificate faster and easier.

    Event/Session Discounts

    Every month we will post on our Painting Escapes Facebook page when the next month s schedule has been posted. We ll also include a coupon code in these notifications. Our monthly coupons are only valid for a few days so act fast! If you are part of our mailing list, you also be notified of the monthly coupon code. This gives frequent customers the chance to save on every session as opposed to remembering to bring a frequent customer punch card for 10 sessions in order to get a freebie!

    Contact Us


    Wet Basement Waterproofing Virginia #what #to #do #if #basement #floods


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    Basement Masters Waterpoofing

    As your basement waterproofing foundation repair experts in Northern Virginia and Maryland, we can help you protect your home from water damage. Homeowners and business owners should be concerned with wet basements and crawl spaces and how to keep their homes dry. We use the best technology and have a highly trained staff to make sure your basement or crawl space is in the best condition and providing the support your home or business needs. Restoring wet basements and crawl spaces is our specialty!

    Basement Waterproofing Experts for Northern Virginia and Southern Maryland

    Our Commitment to You

    As your waterproofing foundation repair service experts in Northern Virginia and Maryland, we can help you protect your home from water damage. Wet basements are common in Virginia, and homeowners and business owners should be concerned with wet basements and crawlspaces and how to keep their homes dry. We use the best technology and have a highly trained staff to make sure your basement or crawlspace is in the best condition and providing the support your home or business needs.

    You can rely on Basement Masters Waterproofing for your foundation repair and basement waterproofing needs in Maryland. Our free inspections will allow us to work together to make the best decision. We are highly trained basement waterproofing experts with an A+ rating with the BBB . and we are proud to serve Virginia and Maryland for all their basement and crawlspace needs. Basement Masters Waterproofing offers expert services that will protect your home from water damage by providing superior foundation repair and interior exterior water management solutions.

    Sometimes it’s More than Just a Wet Basement

    Understanding and detecting the signs of water damage can save you time and money. Water damage affects the air quality of your entire home. Damage to your home is preventable by controlling water flow and waterproofing your home to prevent future water problems. Our mission is to ensure your house is a healthy home by conducting a complete home analysis so you can make an informed decision about your foundation, basement, and waterproofing needs. We provide our services in Northern Virginia and Maryland.

    2012-2016 Recipient of Angie’s List Super Service Award
    for Outstanding Customer Service


    Distance Education Pre-Medical or Pre-Med Studies- Schools and Coursework #do #medical #schools #accept #online #courses


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    Coursework and Degrees

    Eastern Oregon University (EOU)

    EOU offers a complete minor in biology via online learning. This minor consists of 30 credit hours in biology, 15 of which are upper division levels. Choices include ‘general microbiology,’ ‘genetics’ and ‘immunology.’

    OU offers an interesting mix of online and print chemistry courses via its Center for Independent and Distance Learning. These courses include ‘general chemistry’ one and two online, and ‘organic chemistry’ one and two via print. Please note that these courses do not offer any labs experience, which may force the student to attend a local community college for the hands-on experience.

    University of Maryland University College (UMUC)

    UMUC offers various undergraduate classes that could satisfy medical schools’ prerequisites. For example, the course catalog shows many biology courses – such as ‘bacteria, viruses and health’ or ‘neurobiology’ – being offered online. This school also satisfies the English requirements.

    Warning: Pre-Medical Studies through Distance Education is not Universally Accepted

    Before planning a distance education – or mix of online and classroom – course of study, it is important to note that not all medical schools accept distance learning coursework as valid for meeting pre-med requirements.

    For example, the University of Florida, College of Medicine, states unequivocally that “prerequisite courses must be taken in a traditional classroom environment ,” which effectively rules out online classes. The University of Colorado, School of Medicine clarifies that applicants must show proof of taking eight semester hours each of “general chemistry, organic chemistry, physics and biology ” with labs; this, too, makes distance education coursework not applicable except in the case of English.

    In addition, when choosing a college for undergraduate level coursework in pre-med, keeping an eye on accreditation is worthwhile. For example — among other governing bodies — EOU is accredited by the Northwest Commission on Colleges and Universities, OU is recognized by the North Central Association of Colleges and Schools, while UMUC holds accreditation by the Middle States Commission on Higher Education.

    On the other hand, Breyer State University offers a “pre-medicine degree” program completely online; unfortunately, it is accredited by the Educational Accreditation Association, which is not recognized as an accrediting body by the U.S. Department of Education. Graduates from this program may have difficulty in gaining admission into medical school, even though on paper they meet all the prerequisites.