Mortgage Discounts #karls #mortgage #calculator


#mortgages for teachers

#

Mortgage Discounts

The following discounts are paid advertising. The appearance of these ads does not imply any endorsement by or connection with the United Federation of Teachers or NYSUT .

Paid advertising

* UFT MEMBERS MAY BE ENTITLED TO A REDUCED INTEREST RATE AND/OR CLOSING COSTS*

Jason E. Rappaport
Regional Senior Vice President
NMLS number (21357)

The Federal Savings Bank
395 N. Service Road, Suite 407W
Melville, NY 11747

Cell: (516) 351-8040
Fax: (516) 430-5588

Paid advertising

“Learn more about benefits available through the Union Plus Mortgage program”

Click here to contact your local Union Plus Mortgage specialist

Dan Moschetti NMLS #420643
Mortgage Loan Originator
Direct: 845-269-3700
Cell: 845-222-9844
Fax: 845-675-5076

Ann Marie Manfredi NMLS #58811

Lifetime loanDepot Guarantee

loanDepot. LLC operates local branches across the nation offering a dynamic suite of lending products and programs for purchase and refinance transactions. Central to the Company’s success is its relationship-driven, referral-based lending platform and commitment to delivering a wide array of competitively priced loan products such as SONYMA. condo and co-op financing, renovation programs, jumbo loans and more. We work with each of our clients one-on-one to identify the products and services best suited to meet their financial needs. To learn more about our products, click here!

When you fund your home loan with loanDepot. you are automatically protected by our Lifetime loanDepot Guarantee¹. If the opportunity arises and you decide to refinance for any reason including cash-out, pay off debt or home improvements, loanDepot will waive all lender fees and reimburse appraisal fees on your refinance!

loanDepot Lifetime Guarantee: Refinancing is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. Appraisal fees will be reimbursed at the closing of the refinance transaction. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a ” loanDepot Lifetime Guarantee” certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website www.loandepot.com or via telephone (888-263-1435) This document is non-transferable.

LoanDepot.com, LLC. 102 Elm Street, Walpole. MA 02081. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org ). Licensed Mortgage Banker – New York State Department of Financial Services d/b/a loanDepot.com, LLC. For more licensing, please visit www.yourmortgagemaster.nyc/licenses .

Successful home ownership starts with a conversation.

Whether you’re looking to buy your first home, looking for a new home, trading up or refinancing, our mortgage experts will guide you through your options and provide sound advice to help you choose the loan that’s right for you. Enjoy these advantages and more:

  • Free and fast pre-qualification. You’ll know how much home you can afford and have an added advantage as a qualified buyer.
  • Financing that fits your budget. We offer a wide range of competitive mortgage products – including fixed and adjustable rate mortgages, first-time home buyer products, jumbo loans, construction-to-permanent loans, tandem loan financing, FHA and VA loans and more.
  • Peace of mind. Citizens Bank has financial strength and stability you can trust.

It’s never too early to explore your options, so speak with our team today.

Mortgages are offered and originated by Citizens Bank, N.A. Citizens Bank is a brand name of Citizens Bank, N.A. ( NMLS ID# 433960) and Citizens Bank of Pennsylvania ( NMLS ID# 522615). Citizens Bank, N.A. and Citizens Bank of Pennsylvania are affiliates. All loans are subject to approval. Equal Housing Lender. 474761


Car Insurance Discounts: Discount Auto Insurance: Farmers Insurance #car #insurance #discounts, #farmers #insurance, #safe #drivers,


#

Car Insurance Discounts

Depending on your state, you may be eligible for a variety of Auto insurance discounts *, such as:

  • Distant student discounts for parents whose kids go to school away from home.
  • Homeowners discounts if you own your home.
  • Mature driver discounts for senior, experienced drivers.
  • Safety discounts for cars with standard safety equipment, like anti-lock brakes and restraint systems.
  • Get an online quote today to see what discounts you might be eligible for.

    Benefits of Bundling

    Another easy way to cut your insurance costs and organize your policies is to bundle multiple Farmers insurance policies. Cover your other investments with Farmers, along with your Auto insurance, and we can substantially discount all your Farmers policies.

    Not only will bundling insurance policies help cut your overall premium costs; there’s also the added convenience of having all your policies in one place. With streamlined payment and claims processing, along with insight from your personal Farmers agent, you’ll save time and money when you bundle coverage.

    To learn exactly how much you can save by bundling, find a Farmers Agent near you, or get a quote today.

    Learn More

    Stay in the know and get access to all of Farmers knowledge, insight, and industry experience, through the Farmers Inner Circle. A hub of information, tips, and resources, the Inner Circle is the place to learn more about keeping premiums down, saving time and money, and maintaining your ride.

    Explore the Inner Circle today and let’s get smarter about:

    • Changing auto insurance rates.
  • Shopping for auto insurance for teens.
  • Roadside emergency safety.

    * Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary.

    This brief summary is not a policy document. Please read the actual policy documents for your state for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between this summary and the policy documents, the policy documents will control. Not all products and discounts are available in every state.


  • Mortgage Discounts #historical #interest #rates


    #mortgages for teachers

    #

    Mortgage Discounts

    The following discounts are paid advertising. The appearance of these ads does not imply any endorsement by or connection with the United Federation of Teachers or NYSUT .

    Paid advertising

    * UFT MEMBERS MAY BE ENTITLED TO A REDUCED INTEREST RATE AND/OR CLOSING COSTS*

    Jason E. Rappaport
    Regional Senior Vice President
    NMLS number (21357)

    The Federal Savings Bank
    395 N. Service Road, Suite 407W
    Melville, NY 11747

    Cell: (516) 351-8040
    Fax: (516) 430-5588

    Paid advertising

    “Learn more about benefits available through the Union Plus Mortgage program”

    Click here to contact your local Union Plus Mortgage specialist

    Dan Moschetti NMLS #420643
    Mortgage Loan Originator
    Direct: 845-269-3700
    Cell: 845-222-9844
    Fax: 845-675-5076

    Ann Marie Manfredi NMLS #58811

    Lifetime loanDepot Guarantee

    loanDepot. LLC operates local branches across the nation offering a dynamic suite of lending products and programs for purchase and refinance transactions. Central to the Company’s success is its relationship-driven, referral-based lending platform and commitment to delivering a wide array of competitively priced loan products such as SONYMA. condo and co-op financing, renovation programs, jumbo loans and more. We work with each of our clients one-on-one to identify the products and services best suited to meet their financial needs. To learn more about our products, click here!

    When you fund your home loan with loanDepot. you are automatically protected by our Lifetime loanDepot Guarantee¹. If the opportunity arises and you decide to refinance for any reason including cash-out, pay off debt or home improvements, loanDepot will waive all lender fees and reimburse appraisal fees on your refinance!

    loanDepot Lifetime Guarantee: Refinancing is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. Appraisal fees will be reimbursed at the closing of the refinance transaction. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a ” loanDepot Lifetime Guarantee” certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website www.loandepot.com or via telephone (888-263-1435) This document is non-transferable.

    LoanDepot.com, LLC. 102 Elm Street, Walpole. MA 02081. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org ). Licensed Mortgage Banker – New York State Department of Financial Services d/b/a loanDepot.com, LLC. For more licensing, please visit www.yourmortgagemaster.nyc/licenses .

    Successful home ownership starts with a conversation.

    Whether you’re looking to buy your first home, looking for a new home, trading up or refinancing, our mortgage experts will guide you through your options and provide sound advice to help you choose the loan that’s right for you. Enjoy these advantages and more:

    • Free and fast pre-qualification. You’ll know how much home you can afford and have an added advantage as a qualified buyer.
    • Financing that fits your budget. We offer a wide range of competitive mortgage products – including fixed and adjustable rate mortgages, first-time home buyer products, jumbo loans, construction-to-permanent loans, tandem loan financing, FHA and VA loans and more.
    • Peace of mind. Citizens Bank has financial strength and stability you can trust.

    It’s never too early to explore your options, so speak with our team today.

    Mortgages are offered and originated by Citizens Bank, N.A. Citizens Bank is a brand name of Citizens Bank, N.A. ( NMLS ID# 433960) and Citizens Bank of Pennsylvania ( NMLS ID# 522615). Citizens Bank, N.A. and Citizens Bank of Pennsylvania are affiliates. All loans are subject to approval. Equal Housing Lender. 474761


    3 Ways to Get a Discount Car Rental Rate #ways #to #get #discounts #on #car


    #

    How to Get a Discount Car Rental Rate

    Method One of Three:
    Using Online Resources to Save Money Edit

    Use travel websites. Travel websites like Expedia, Hotwire, Travelocity, etc. offer a ‘one stop shop’ for items like hotels and car rentals. These websites allow you to search for car rentals in specific locations and for a specific time frame, but unlike a car rental agency’s website, you can compare the prices between multiple companies. [1]

    • Travel websites usually have consistent cancellation polices between rental companies, so you don’t need to look up separate policies for each company. [2]
    • Some travel websites also have their own reward points which can be earned on anything booked via the website, regardless of the company you book with. You can then apply these reward points to future bookings made on the same site.
    • Travel websites may also display comments on whether a particular listing is considered a good deal or not. This can help direct you towards listings that are displaying discounts and price reductions.
    • Some travel websites provide you with the option to compare prices between multiple travel websites to ensure you really are getting the best deal possible. [3]
    • Some travel websites may also provide a price guarantee, so if you book a car rental and find a cheaper deal within a certain period of time, the website will honour the lower price (and sometimes give you something extra). Keep in mind, however, that you have to be the one who finds this alternate deal. If you stop searching for a car rental after you’ve booked one, you’ll never be able to take advantage of this guarantee. [4]

    Search for deals on consolidated car rental websites. In addition to travel websites that offer deals on multiple types of travel items (e.g. hotels, flights, etc.), there are also websites that specialize in car rental deals. Two well known sites are CarRentals.com and AutoRentals.com.

    • Similar to a travel website, simply enter the location where you want to pick-up the car, and the dates you need the car, and the website will search all possible options.
    • Once the website has finished searching, it will display a list of prices for the location and dates you’ve specified, from multiple car rental agencies. This method allows you to compare deals all on one page. [5]
    • Note that many of these car rental websites are owned and operated by the same companies that operate the travel websites, therefore the deals may not be any different. For example, CarRentals.com is owned by Expedia.

    Look for deals on airline or hotel websites. Many major hotel chains and airlines partner with car rental agencies in order to offer their customers special discounts. For airlines, you can often find information pertaining to car rental discounts right on their website. [6] For hotels, you can speak to someone at the concierge desk, or visit the car rental agency right inside the hotel. [7]

    • Many car rental agencies have offices right inside hotels. While this may be super convenient, it may not always be the least expensive option available.

    Get deals through Groupon. Groupon has a Car Rental Centre under their Getaways link that shows all available discounts and deals for car rental agencies. [8]

    • Unlike other Groupon deals where you have to purchase an actual Groupon coupon via the website and then use it at the store, most car rental discounts will simply link you directly to the car rental agency’s website with a specific coupon code.
    • You can then select your location and dates, and the coupon code is already included when you checkout.

    Agree to pay for your rental early. Some rental car companies will provide you with a discount if you pay for the entire rental up-front, rather than when you pick-up or return the car. This can be especially helpful when the car you’re renting has unlimited mileage, so you know the price you’re paying up-front will not change later. [9]

    Join a rental car company’s frequent renter program. Most car rental agencies have loyalty programs that give points to frequent renters. Signing up for such programs is usually free, and may even provide other advantages (e.g. easier checkin, etc.). [10]

    • Most of these loyalty programs work for any rental you book worldwide, as long as it’s with the same agency.
    • If you rent cars frequently, but don’t always use the same agency, sign-up for more than one loyalty program so you always receive points.
    • Be careful as points can expire, or memberships can become inactive, if you don’t meet certain criteria.

    Increase your rental time. Car rental agencies will charge a lower price per day the longer you rent a car. For example, booking a car for 1 week will be cheaper than if you book it for 6 days. If you’re able to book a car for a longer period of time, you’ll pay less per day. [11]

    Tip Edit

    • Don’t be afraid to ask for a deal. If you book in-person or by phone (where you get to talk to a person) you may be able to negotiate a better deal than the standard price offered via a website. Don’t settle for the first price you’re quoted, ask if they can do better. If you’ve already received a quote from another car rental agency that’s cheaper, see if they can beat it. If you don’t ask, you’ll never know.

    Warnings Edit

    Beware that car rental prices listed on a website may not include “fees and taxes.” Depending on what additional fees are charged (either by the website or by the rental company), the final price can be quite a bit higher than the one quoted. Make sure you know what additional fees and taxes you’ll need to pay before you book your rental.


    Cheap Motorcycle Insurance Rates from Nationwide #motorcycle #insurance #discounts, #low #cost #motorcycle #insurance, #discount #motorcycle


    #

    Motorcycle insurance discounts from Nationwide

    Looking for motorcycle insurance discounts? We’ve got you covered. Nationwide offers a number of motorcycle insurance discounts in addition to our already affordable rates. See if you qualify and start saving today.

    Save with these motorcycle insurance discounts

    Multi-policy discount

    Get a discount on motorcycle insurance when you also have home insurance. life insurance or auto insurance with Nationwide.

    Multi-vehicle discount

    Save on your motorcycle insurance by bundling two or more of your automobiles. boats. ATVs. snowmobiles or scooters with Nationwide.

    Motorcycle safety course discount

    Get a discount on your Nationwide motorcycle insurance when you complete an approved safety course. Check with the Motorcycle Safety Foundation (MSF) to find out what types of courses are available.

    Riding association discount

    If you’re a member of a riding association, such as the Harley Owners Group, you can earn a discounted rate on your motorcycle insurance coverage.

    Theft-recovery device discount

    Save on comprehensive coverage if your motorcycle has a professionally installed radio or GPS theft-recovery system.

    Paid in full discount

    Save when you pay your entire policy premium in full when you buy or renew your policy.

    Homeowner discount

    Just by owning a home, condo, townhome or mobile home, you are eligible for discounted motorcycle coverage.

    Anti-lock brake discount

    If your motorcycle is equipped with a factory installed Anti-Lock Braking System (ABS), you will receive a discount.

    Nationwide affinity discount

    If you are a member of a qualifying Nationwide Affinity Group, you are eligible for a discounted rate on motorcycle insurance.

    If you drive a scooter or moped, you could be eligible for discounted rates on Nationwide insurance. Learn more about our scooter insurance discounts today.

    Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.

    Share Article


    Mortgage Discounts #figure #mortgage #payment


    #mortgages for teachers

    #

    Mortgage Discounts

    The following discounts are paid advertising. The appearance of these ads does not imply any endorsement by or connection with the United Federation of Teachers or NYSUT .

    Paid advertising

    * UFT MEMBERS MAY BE ENTITLED TO A REDUCED INTEREST RATE AND/OR CLOSING COSTS*

    Jason E. Rappaport
    Regional Senior Vice President
    NMLS number (21357)

    The Federal Savings Bank
    395 N. Service Road, Suite 407W
    Melville, NY 11747

    Cell: (516) 351-8040
    Fax: (516) 430-5588

    Paid advertising

    “Learn more about benefits available through the Union Plus Mortgage program”

    Click here to contact your local Union Plus Mortgage specialist

    Dan Moschetti NMLS #420643
    Mortgage Loan Originator
    Direct: 845-269-3700
    Cell: 845-222-9844
    Fax: 845-675-5076

    Ann Marie Manfredi NMLS #58811

    Lifetime loanDepot Guarantee

    loanDepot. LLC operates local branches across the nation offering a dynamic suite of lending products and programs for purchase and refinance transactions. Central to the Company’s success is its relationship-driven, referral-based lending platform and commitment to delivering a wide array of competitively priced loan products such as SONYMA. condo and co-op financing, renovation programs, jumbo loans and more. We work with each of our clients one-on-one to identify the products and services best suited to meet their financial needs. To learn more about our products, click here!

    When you fund your home loan with loanDepot. you are automatically protected by our Lifetime loanDepot Guarantee¹. If the opportunity arises and you decide to refinance for any reason including cash-out, pay off debt or home improvements, loanDepot will waive all lender fees and reimburse appraisal fees on your refinance!

    loanDepot Lifetime Guarantee: Refinancing is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. Appraisal fees will be reimbursed at the closing of the refinance transaction. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a ” loanDepot Lifetime Guarantee” certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website www.loandepot.com or via telephone (888-263-1435) This document is non-transferable.

    LoanDepot.com, LLC. 102 Elm Street, Walpole. MA 02081. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org ). Licensed Mortgage Banker – New York State Department of Financial Services d/b/a loanDepot.com, LLC. For more licensing, please visit www.yourmortgagemaster.nyc/licenses .

    Successful home ownership starts with a conversation.

    Whether you’re looking to buy your first home, looking for a new home, trading up or refinancing, our mortgage experts will guide you through your options and provide sound advice to help you choose the loan that’s right for you. Enjoy these advantages and more:

    • Free and fast pre-qualification. You’ll know how much home you can afford and have an added advantage as a qualified buyer.
    • Financing that fits your budget. We offer a wide range of competitive mortgage products – including fixed and adjustable rate mortgages, first-time home buyer products, jumbo loans, construction-to-permanent loans, tandem loan financing, FHA and VA loans and more.
    • Peace of mind. Citizens Bank has financial strength and stability you can trust.

    It’s never too early to explore your options, so speak with our team today.

    Mortgages are offered and originated by Citizens Bank, N.A. Citizens Bank is a brand name of Citizens Bank, N.A. ( NMLS ID# 433960) and Citizens Bank of Pennsylvania ( NMLS ID# 522615). Citizens Bank, N.A. and Citizens Bank of Pennsylvania are affiliates. All loans are subject to approval. Equal Housing Lender. 474761


    Mortgage Discounts #residential #mortgage #rates


    #mortgages for teachers

    #

    Mortgage Discounts

    The following discounts are paid advertising. The appearance of these ads does not imply any endorsement by or connection with the United Federation of Teachers or NYSUT .

    Paid advertising

    * UFT MEMBERS MAY BE ENTITLED TO A REDUCED INTEREST RATE AND/OR CLOSING COSTS*

    Jason E. Rappaport
    Regional Senior Vice President
    NMLS number (21357)

    The Federal Savings Bank
    395 N. Service Road, Suite 407W
    Melville, NY 11747

    Cell: (516) 351-8040
    Fax: (516) 430-5588

    Paid advertising

    “Learn more about benefits available through the Union Plus Mortgage program”

    Click here to contact your local Union Plus Mortgage specialist

    Dan Moschetti NMLS #420643
    Mortgage Loan Originator
    Direct: 845-269-3700
    Cell: 845-222-9844
    Fax: 845-675-5076

    Ann Marie Manfredi NMLS #58811

    Lifetime loanDepot Guarantee

    loanDepot. LLC operates local branches across the nation offering a dynamic suite of lending products and programs for purchase and refinance transactions. Central to the Company’s success is its relationship-driven, referral-based lending platform and commitment to delivering a wide array of competitively priced loan products such as SONYMA. condo and co-op financing, renovation programs, jumbo loans and more. We work with each of our clients one-on-one to identify the products and services best suited to meet their financial needs. To learn more about our products, click here!

    When you fund your home loan with loanDepot. you are automatically protected by our Lifetime loanDepot Guarantee¹. If the opportunity arises and you decide to refinance for any reason including cash-out, pay off debt or home improvements, loanDepot will waive all lender fees and reimburse appraisal fees on your refinance!

    loanDepot Lifetime Guarantee: Refinancing is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. Appraisal fees will be reimbursed at the closing of the refinance transaction. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a ” loanDepot Lifetime Guarantee” certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website www.loandepot.com or via telephone (888-263-1435) This document is non-transferable.

    LoanDepot.com, LLC. 102 Elm Street, Walpole. MA 02081. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org ). Licensed Mortgage Banker – New York State Department of Financial Services d/b/a loanDepot.com, LLC. For more licensing, please visit www.yourmortgagemaster.nyc/licenses .

    Successful home ownership starts with a conversation.

    Whether you’re looking to buy your first home, looking for a new home, trading up or refinancing, our mortgage experts will guide you through your options and provide sound advice to help you choose the loan that’s right for you. Enjoy these advantages and more:

    • Free and fast pre-qualification. You’ll know how much home you can afford and have an added advantage as a qualified buyer.
    • Financing that fits your budget. We offer a wide range of competitive mortgage products – including fixed and adjustable rate mortgages, first-time home buyer products, jumbo loans, construction-to-permanent loans, tandem loan financing, FHA and VA loans and more.
    • Peace of mind. Citizens Bank has financial strength and stability you can trust.

    It’s never too early to explore your options, so speak with our team today.

    Mortgages are offered and originated by Citizens Bank, N.A. Citizens Bank is a brand name of Citizens Bank, N.A. ( NMLS ID# 433960) and Citizens Bank of Pennsylvania ( NMLS ID# 522615). Citizens Bank, N.A. and Citizens Bank of Pennsylvania are affiliates. All loans are subject to approval. Equal Housing Lender. 474761


    Mortgage Discounts #mortgage #rate


    #mortgages for teachers

    #

    Mortgage Discounts

    The following discounts are paid advertising. The appearance of these ads does not imply any endorsement by or connection with the United Federation of Teachers or NYSUT .

    Paid advertising

    * UFT MEMBERS MAY BE ENTITLED TO A REDUCED INTEREST RATE AND/OR CLOSING COSTS*

    Jason E. Rappaport
    Regional Senior Vice President
    NMLS number (21357)

    The Federal Savings Bank
    395 N. Service Road, Suite 407W
    Melville, NY 11747

    Cell: (516) 351-8040
    Fax: (516) 430-5588

    Paid advertising

    “Learn more about benefits available through the Union Plus Mortgage program”

    Click here to contact your local Union Plus Mortgage specialist

    Dan Moschetti NMLS #420643
    Mortgage Loan Originator
    Direct: 845-269-3700
    Cell: 845-222-9844
    Fax: 845-675-5076

    Ann Marie Manfredi NMLS #58811

    Lifetime loanDepot Guarantee

    loanDepot. LLC operates local branches across the nation offering a dynamic suite of lending products and programs for purchase and refinance transactions. Central to the Company’s success is its relationship-driven, referral-based lending platform and commitment to delivering a wide array of competitively priced loan products such as SONYMA. condo and co-op financing, renovation programs, jumbo loans and more. We work with each of our clients one-on-one to identify the products and services best suited to meet their financial needs. To learn more about our products, click here!

    When you fund your home loan with loanDepot. you are automatically protected by our Lifetime loanDepot Guarantee¹. If the opportunity arises and you decide to refinance for any reason including cash-out, pay off debt or home improvements, loanDepot will waive all lender fees and reimburse appraisal fees on your refinance!

    loanDepot Lifetime Guarantee: Refinancing is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. Appraisal fees will be reimbursed at the closing of the refinance transaction. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a ” loanDepot Lifetime Guarantee” certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website www.loandepot.com or via telephone (888-263-1435) This document is non-transferable.

    LoanDepot.com, LLC. 102 Elm Street, Walpole. MA 02081. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org ). Licensed Mortgage Banker – New York State Department of Financial Services d/b/a loanDepot.com, LLC. For more licensing, please visit www.yourmortgagemaster.nyc/licenses .

    Successful home ownership starts with a conversation.

    Whether you’re looking to buy your first home, looking for a new home, trading up or refinancing, our mortgage experts will guide you through your options and provide sound advice to help you choose the loan that’s right for you. Enjoy these advantages and more:

    • Free and fast pre-qualification. You’ll know how much home you can afford and have an added advantage as a qualified buyer.
    • Financing that fits your budget. We offer a wide range of competitive mortgage products – including fixed and adjustable rate mortgages, first-time home buyer products, jumbo loans, construction-to-permanent loans, tandem loan financing, FHA and VA loans and more.
    • Peace of mind. Citizens Bank has financial strength and stability you can trust.

    It’s never too early to explore your options, so speak with our team today.

    Mortgages are offered and originated by Citizens Bank, N.A. Citizens Bank is a brand name of Citizens Bank, N.A. ( NMLS ID# 433960) and Citizens Bank of Pennsylvania ( NMLS ID# 522615). Citizens Bank, N.A. and Citizens Bank of Pennsylvania are affiliates. All loans are subject to approval. Equal Housing Lender. 474761


    Mortgage Discounts #mortgage #table


    #mortgages for teachers

    #

    Mortgage Discounts

    The following discounts are paid advertising. The appearance of these ads does not imply any endorsement by or connection with the United Federation of Teachers or NYSUT .

    Paid advertising

    * UFT MEMBERS MAY BE ENTITLED TO A REDUCED INTEREST RATE AND/OR CLOSING COSTS*

    Jason E. Rappaport
    Regional Senior Vice President
    NMLS number (21357)

    The Federal Savings Bank
    395 N. Service Road, Suite 407W
    Melville, NY 11747

    Cell: (516) 351-8040
    Fax: (516) 430-5588

    Paid advertising

    “Learn more about benefits available through the Union Plus Mortgage program”

    Click here to contact your local Union Plus Mortgage specialist

    Dan Moschetti NMLS #420643
    Mortgage Loan Originator
    Direct: 845-269-3700
    Cell: 845-222-9844
    Fax: 845-675-5076

    Ann Marie Manfredi NMLS #58811

    Lifetime loanDepot Guarantee

    loanDepot. LLC operates local branches across the nation offering a dynamic suite of lending products and programs for purchase and refinance transactions. Central to the Company’s success is its relationship-driven, referral-based lending platform and commitment to delivering a wide array of competitively priced loan products such as SONYMA. condo and co-op financing, renovation programs, jumbo loans and more. We work with each of our clients one-on-one to identify the products and services best suited to meet their financial needs. To learn more about our products, click here!

    When you fund your home loan with loanDepot. you are automatically protected by our Lifetime loanDepot Guarantee¹. If the opportunity arises and you decide to refinance for any reason including cash-out, pay off debt or home improvements, loanDepot will waive all lender fees and reimburse appraisal fees on your refinance!

    loanDepot Lifetime Guarantee: Refinancing is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. Appraisal fees will be reimbursed at the closing of the refinance transaction. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a ” loanDepot Lifetime Guarantee” certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website www.loandepot.com or via telephone (888-263-1435) This document is non-transferable.

    LoanDepot.com, LLC. 102 Elm Street, Walpole. MA 02081. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org ). Licensed Mortgage Banker – New York State Department of Financial Services d/b/a loanDepot.com, LLC. For more licensing, please visit www.yourmortgagemaster.nyc/licenses .

    Successful home ownership starts with a conversation.

    Whether you’re looking to buy your first home, looking for a new home, trading up or refinancing, our mortgage experts will guide you through your options and provide sound advice to help you choose the loan that’s right for you. Enjoy these advantages and more:

    • Free and fast pre-qualification. You’ll know how much home you can afford and have an added advantage as a qualified buyer.
    • Financing that fits your budget. We offer a wide range of competitive mortgage products – including fixed and adjustable rate mortgages, first-time home buyer products, jumbo loans, construction-to-permanent loans, tandem loan financing, FHA and VA loans and more.
    • Peace of mind. Citizens Bank has financial strength and stability you can trust.

    It’s never too early to explore your options, so speak with our team today.

    Mortgages are offered and originated by Citizens Bank, N.A. Citizens Bank is a brand name of Citizens Bank, N.A. ( NMLS ID# 433960) and Citizens Bank of Pennsylvania ( NMLS ID# 522615). Citizens Bank, N.A. and Citizens Bank of Pennsylvania are affiliates. All loans are subject to approval. Equal Housing Lender. 474761


    Mortgage Discounts #payments #calculator


    #mortgages for teachers

    #

    Mortgage Discounts

    The following discounts are paid advertising. The appearance of these ads does not imply any endorsement by or connection with the United Federation of Teachers or NYSUT .

    Paid advertising

    * UFT MEMBERS MAY BE ENTITLED TO A REDUCED INTEREST RATE AND/OR CLOSING COSTS*

    Jason E. Rappaport
    Regional Senior Vice President
    NMLS number (21357)

    The Federal Savings Bank
    395 N. Service Road, Suite 407W
    Melville, NY 11747

    Cell: (516) 351-8040
    Fax: (516) 430-5588

    Paid advertising

    “Learn more about benefits available through the Union Plus Mortgage program”

    Click here to contact your local Union Plus Mortgage specialist

    Dan Moschetti NMLS #420643
    Mortgage Loan Originator
    Direct: 845-269-3700
    Cell: 845-222-9844
    Fax: 845-675-5076

    Ann Marie Manfredi NMLS #58811

    Lifetime loanDepot Guarantee

    loanDepot. LLC operates local branches across the nation offering a dynamic suite of lending products and programs for purchase and refinance transactions. Central to the Company’s success is its relationship-driven, referral-based lending platform and commitment to delivering a wide array of competitively priced loan products such as SONYMA. condo and co-op financing, renovation programs, jumbo loans and more. We work with each of our clients one-on-one to identify the products and services best suited to meet their financial needs. To learn more about our products, click here!

    When you fund your home loan with loanDepot. you are automatically protected by our Lifetime loanDepot Guarantee¹. If the opportunity arises and you decide to refinance for any reason including cash-out, pay off debt or home improvements, loanDepot will waive all lender fees and reimburse appraisal fees on your refinance!

    loanDepot Lifetime Guarantee: Refinancing is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. Appraisal fees will be reimbursed at the closing of the refinance transaction. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a ” loanDepot Lifetime Guarantee” certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website www.loandepot.com or via telephone (888-263-1435) This document is non-transferable.

    LoanDepot.com, LLC. 102 Elm Street, Walpole. MA 02081. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org ). Licensed Mortgage Banker – New York State Department of Financial Services d/b/a loanDepot.com, LLC. For more licensing, please visit www.yourmortgagemaster.nyc/licenses .

    Successful home ownership starts with a conversation.

    Whether you’re looking to buy your first home, looking for a new home, trading up or refinancing, our mortgage experts will guide you through your options and provide sound advice to help you choose the loan that’s right for you. Enjoy these advantages and more:

    • Free and fast pre-qualification. You’ll know how much home you can afford and have an added advantage as a qualified buyer.
    • Financing that fits your budget. We offer a wide range of competitive mortgage products – including fixed and adjustable rate mortgages, first-time home buyer products, jumbo loans, construction-to-permanent loans, tandem loan financing, FHA and VA loans and more.
    • Peace of mind. Citizens Bank has financial strength and stability you can trust.

    It’s never too early to explore your options, so speak with our team today.

    Mortgages are offered and originated by Citizens Bank, N.A. Citizens Bank is a brand name of Citizens Bank, N.A. ( NMLS ID# 433960) and Citizens Bank of Pennsylvania ( NMLS ID# 522615). Citizens Bank, N.A. and Citizens Bank of Pennsylvania are affiliates. All loans are subject to approval. Equal Housing Lender. 474761