Mortgage Capital Associates Inc Review – Mortgage Lender in San Diego, CA – BBB Business

#mortgage capital associates


Mortgage Capital Associates Inc

This company offers residential lending and real estate marketing services.

BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB Complaint Information

Find aggregate BBB complaint information for Mortgage Capital Associates Inc. BBB of Los Angeles and Silicon Valley has the full report as that BBB handles all complaints for Mortgage Capital Associates Inc.

Government Actions

BBB knows of no government actions involving the marketplace conduct of Mortgage Capital Associates Inc.

Advertising Review

BBB has nothing to report concerning Mortgage Capital Associates Inc s advertising at this time.

Additional Information

BBB file opened: декабря 18, 2012 Business started: 05.23.1994 in CA Business started locally: 01.01.2011 Business incorporated 05.23.1994 in CA

Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Nationwide Mortgage Licensing System

Nationwide Mortgage Licensing System

Department of Corporations
320 W 4th St Ste 750, Los Angeles CA 90013
Phone Number: (866) 275-2677
The number is 4130479.

Type of Entity
Business Management

Mr. Aaron Bembaron, Partner Ms. Lauri Bembaron, Partner

Contact Information

Principal: Mr. Aaron Bembaron, Partner

Number of Employees
Business Category

Mortgage Lender Mortgage Brokers Mortgage Bankers Marketing Consultants Real Estate Consultants Consultants – Social Media Online Social Media/Networking Real Estate Services

Industry Tips

American Advisors Group Review – Reverse Mortgage in Orange, CA – BBB Business Review –

#aag reverse mortgage


BBB Accreditation

A BBB Accredited Business since

BBB has determined that American Advisors Group meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business’ products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business’ product quality or competency in performing services.

Reason for Rating

Factors that raised the rating for American Advisors Group include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 33 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

33 complaints closed with BBB in last 3 years | 12 closed in last 12 months

How to Pick the Right Breast Implant Size for You # #san #diego #plastic #surgeon,

#This is completely a personal choice. As a surgeon I am guided by certain aesthetic norms:

  • Breast implants increase the patient s Bra Cup size. So if you are a 34 B cup and would like to be a C cup, you would need a 34 C cup bra. The 34 number is a measurement of your chest below the breasts.
  • You need to go up in size at least one cup size. If you do not go up at least, one cup size you will not notice a significant enlargement.
  • Women s clothing is generally cut for the B C women. A common complaint is that clothing does not fit properly. Going from a A cup to a DD cup will result in clothing not fitting because you were too small and now too big.
  • In my Opinion a Full B cup to a Small D Cup is happiness for most women. Clothing fits well. No patient with a C cup wants a smaller breast. In terms of body symmetry; the chest, waist and hips are generally balanced.
  • The right implant size is determined by calculating how much volume it will take to increase your cup size from your present cup size to the size you want to be. So if you are a A cup and would like to be a C cup, that is a two cup increase. Generally speaking each cup increase requires approximately 200 cc (ml) of volume. Implants start at 100 cc and go up by 25 cc jumps all the way up to 800 cc.

How to Pick the Right Implant Size for You

The Bra & the Beans.
I have all of my patients buy the Bra of the cup size they want to become. If you are a 34 A cup and want to be a C cup, then you will need a 34 C cup bra. What I recommend is a Bra made of thin material with an under wire. You need a bra with thin stretchy material because you want to get an Idea of how big you will look without any padding. The stretchy material allows you to adjust the size. The under wire is needed to hold the beans in place.

The Beans: Implants displace volume. The volume is measured in cubic centimeters (cc) which is the same as milliliters (ml). So if you are a B cup and you want to become a C cup you will need a minimum of 200 cc implant. The problem is that every one is built differently, 200 cc for someone who is a small B cup will only make them a small C cup. I recommend using dried beans (pinto, white, black) in side of a nylon sock to represent the implant volume.
In order figure out how big an implant you will need, you will first put on your new bra and measure out how much volume it will take to fill the bra. A standard measure cup used for baking has milliliters (ml) marks. I recommend starting at 200 ml and then adding 50 ml until you reach the size that you want to be.


  • breast implants are generally disc shaped, not round. So when you put the beans into the bra, try flattening them down. Do not tighten the nylon into a ball.
  • Place the beans at the bottom of the bra and position your breast up. This will create a lot of upper pole fullness, like a push up bra. Implants naturally create upper pole fullness.
  • Put the bra on, the beans in and a tight T shirt on and check out you figure in a full length mirror. Looking at the bra with beans hanging out is confusing. The T shirt makes you pay attention to your figure. You want to see your chest, waist and hips.
  • You thought 250 cc was too small but 300 was too big do not worry the implant companies make an implant in between. I recommend going with the slightly larger implant (50 ml) is just enough to tell a difference but only a quarter of a cup size larger. Beside the beans look a little bigger than the implants.
  • To return to “Breast Augmentation Info” please click.

Hot Tubs Murrieta, Temecula, Menifee, Saunas, BBQ Islands 951-698-3115 #hot #tubs, #portable #spas,hot #tubs #for


Shop Spas, Hottubs, BBQ Islands, Swim Spas, Saunas, Pools and Patio

A hot tub can be a special place that brings family and friends closer together, or a special retreat for quiet moments alone. A place that refreshes the mind and body alike. In the convenience and comfort of your own backyard. At Valley Hot Spring Spas & BBQ’s, we offer a variety of different chemical systems and our Hot Spring staff can advise you on the best solution for your situation.

Since the discovery of fire, people have enjoyed outdoor cooking. Since then, outdoor enthusiasts have sought more convenient, powerful and professional barbecue grills and BBQ accessories. Homeowners around the world all have one thing in common: The desire to cook outdoors. Now you can do it in style.

Much has been made of the health benefits of sauna bathing. With good reason. Physically, nothing is more reinvigorating than a deep, healthy sweat every day. Tension fades. Muscles unwind. Mentally, we emerge relaxed, revived and ready for whatever the day may bring. A few minutes a day is all it takes to look and feel better. The body�s response to gentle, persistent heat is well-documented and proven day in and out by people all over the world. Which is why more and more doctors are recommending its purifying benefits.

Connecting Families since 1997

Relax at home with the world s #1 selling hot tub brands Hot Spring Spas and Cal Spas.

Valley Hot Spring Spas BBQ’s is one of Hot Spring Spas Gold Award Winning Dealerships. Our goal here at Valley Hot Spring Spas BBQ s is to provide the best customer experience possible.

When you re buying a luxury product for your backyard, you expect to be treated well. Every staff member, including our technicians, is certified as a backyard specialist to assist you with all your product questions. From our free backyard consultations to water care orientations, we are here to guide you.

We would like to invite you to experience what we have to offer. Come on into the showroom and try our wide variety of hot tubs, saunas and swim spas. Experience our assorted jets, different seat configurations and your choice of healthy and easy-to-use water care options.

Whether you are searching for hot tubs. swim spas, BBQ islands or saunas – we have something for everyone, every budget and every lifestyle. Also take a moment to read what our valued customers have to say about us and our products. We look forward to helping you make your backyard dream a reality.

We Are a premier Hot Spring Spa, Coast Spa and Cal Spa Dealer. We also offer Hot Tubs, Portable Spas, Used Hot Tubs, Used Spas, Swim Spas, Lap Pools, Exercise Pools, Saunas, Infrared Saunas, Gas Grills, BBQ Grills, Built In BBQs and Barbecue Grills.

Our brand name product lines include Hot Spring Hot Tubs, Cal Spas, Coast Spas, Finnleo Saunas, CalFlame Grills and BBQ Islands, Lion Premium Grills, Cal Swim Spas, Wellness Spas and award winning Silk Balance.

Our Service Area Includes but is not limited to Murrieta, Temecula, Menifee, San Diego, Palm Springs, Perris, Wildomar, Lake Elsinore, Sun City, Hemet, Winchester, Fallbrook and many more local cities.

Discover our exclusive easy water care options:

ACE Salt Watercare for soft, smooth skin and clean, clear water for a lifetime of relaxation or Silk Balance all natural water care. SilkBalance for Spas is specially formulated to be soft on your skin and keep water crystal clear and fresh without harmful chemicals. Either choice you now enjoy the pleasure of a spa, relax with a simple one step process to keep your water crystal clear, feeling soft, and with a refreshing and pleasant scent. Happiness is simple.

Learn more about hot tub benefits. See every model we carry and find the right one for you on our Hot Tubs and Spas page.

Visit our showroom today

Let one of our relaxation specialists help you choose the right hot tub, BBQ Island, or sauna. We will help you design the right place to put it and the right water care to meet your needs, dreams and budget.

Whether it be a phone call, inquiry through the internet or a visit to our showroom.

From our backyard to yours check us out at

Home, Santa Fe Christian Schools, christian colleges in san diego.#Christian #colleges #in #san #diego


we Pursue excellence

Being San Diego’s Top Private School is an honor that we don’t take lightly. Excellence is our calling. As a PreK through 12th grade college preparatory school, our students graduate well prepared for what lies ahead.

The Spirit of SFC

We Challenge and Inspire

When you first step onto campus, you will notice something unique. It is the spirit that envelops Santa Fe Christian and permeates throughout the campus. You will hear laughter and notice students engaged with others and their teachers. It won’t take long to discover that in the midst of a rigorous curriculum our exceptional faculty comes alongside to challenge, inspire and mentor each student.

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100% four-year college acceptance rate

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STEAM curriculum & hands on learning

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Average student to teacher ratio

Impact of SFC

we each have a story

“God gave me the desire to go to Stanford my freshman year. He opened every door for me to go there—academically, financially and spiritually—through mentors and advisers here at Santa Fe Christian.”

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The Heart of SFC

We Lead

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Taking the blue ribbon

SFC’s Middle School was the only middle school in California to receive the National Blue Ribbon for Exemplary High Performing School in 2015.

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more than a melody

As harmonies compliment the melody of a composition, so too does art training compliment the foundation of a well-rounded education.

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Nearly 80% of SFC’s students will take a life-changing international mission trip and gain a fresh perspective of the world by the time they graduate.

partial list of colleges attended by sfc grads

College Destinations

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We Welcome You

Plan A Visit

There’s no better way to experience Santa Fe Christian than to step foot on our campus. Come visit, you’ll be glad you did.

The Elite Group Property Inspections, Inc #servpro #san #diego


Certified Home Inspection Services

A home inspection is only as good as the inspector. That’s why The Elite Group has a team of the most experienced and trained home inspectors in California. Whether you’re a homebuyer, seller, or homeowner, we’ll provide you with a detailed description of a home’s condition so you can move forward confidently and with peace of mind.

We serve Orange County. San Bernardino County, Riverside County, Los Angeles County. San Diego, San Jose. Sacramento and the surrounding areas. Contact us at (800) 494-8998 to schedule an appointment today, or request an inspection online .

Certified Master Inspectors ®

Home Inspection Services

The Elite Group offers three innovative home inspection packages that accommodate every type of house and budget. One of our certified inspectors conducts each assessment, thoroughly evaluating the basement, the roof, and everything in between. Our inspectors are certified to assess all of a home’s systems, including electrical, plumbing, and structural. To ensure we meet all your needs, we also offer additional services such as mold, pool and chimney inspections that can be added to your inspection package at a discounted rate.

Request an Inspection Today!

(800) 494-8998

We understand that time is limited — especially during the escrow process. We’re able to work with tight timetables and can typically complete a property inspection within 48 hours of your call. Moreover, we’ll provide a professional report of our findings the same day of the inspection.

Why settle for a subpar inspection when you could have a superior one? We’ve already inspected more than 350,000 homes — and yours could be the next. Request an inspection online. or contact us today at (800) 494-8998 for a free quote.

Additional Inspections

Our expertise isn’t limited to the residential realm. We offer the following inspections as well:

  • Termite inspections. Termites can cause extensive damage in a short period of time. Our termite inspection and extermination services will help protect your home or business.
  • Mold inspections. Mold is a serious health hazard. If you suspect mold in your home or workplace, our mold testing and remediation services are the simple solution. We also specialize in air quality assessment and water damage restoration .
  • Commercial building inspections. In addition to residential inspections, we also specialize in commercial property inspections. From tenant inspections to construction evaluations, we’ll give you the guidance you need to purchase, lease, or manage an industrial property.

To learn more about how we can serve you, read our customer reviews and our brochure. After the inspection is complete, we continue to offer our expertise by providing homebuyers and homeowners with comprehensive resources .

Mold Remediation

We are always diligently looking for mold during our property and home inspection process. Not all homes have mold, but if they do, we ll find it and help you destroy it. Let our mold removal and remediation experts take a swing at any mold problems you see during an inspection. Our mold remediation professionals will show you where mold is located, why it formed, and how to ultimately rid yourself of any problems it has caused or will cause. We ll form an abatement plan with you, which may include dry-ice blasting, HEPA removal, vent cleaning, or a number of other solutions.

Why Choose Us?

Many of the top brokers and real estate agents in California choose The Elite Group because of our dedication to excellence. Our motto, “Inspecting to a higher standard since 1984,” reflects our pursuit of high-quality services.

Below are just a few of the advantages we offer:

  • Experience. We hire only qualified home inspectors with unparalleled experience, training, and certifications. Our professionals are InterNACHI-Certified Professional Inspectors®. We also employ inspectors that are certified through The Master Inspection Certification Board and are among the best inspectors in the world.
  • Affordability. We keep our inspection rates low and provide free bonus services. For example, all of our assessments include a free RecallChek© service.
  • Convenience. Homebuyers don’t have much control over timetables and deadlines. If you need a home inspected. we’ll do all we can to serve you as soon as possible.

At The Elite Group, we comply with InterNACHI’s Standards of Practice and Code of Ethics. We also have insurance for general liability, E O, and negligent liability. When in doubt of any of our credentials or qualifications, please feel free to ask when you call to schedule an appointment.

Don’t take a risk with a decision as important as your future home. Instead, have peace of mind by choosing the state’s largest independently owned inspection company. To get a free quote or to schedule a home inspection in Los Angeles. Orange County, Riverside County, San Bernardino County, San Diego, Sacramento, and surrounding areas, contact us at (800) 494-8998. The Elite Group looks forward to serving you.

San Jose Personal Injury Lawyers #wrongful #termination #lawyers #san #diego


San Jose Auto-Accident
& Personal Injury Lawyers
Dedicated Representation When You Need It Most

Recoveries for Our Clients:

  • $80,000,000 Product Liability
  • $45,125,008 Wrongful Death
  • $21,300,000 Dangerous Roadway
  • $45,000,000 Truck Collision
  • $8,100,000 Judgement – Auto v. Pedestrian
  • $7,600,000 Salon Infections
  • $7,500,000 Construction Accident
  • $6,000,000 Automobile Accident
  • $2,800,000 Judgement – Child Sexual Abuse
  • $2,400,000 Automobile Collision
  • $2,000,000 Policy Limits – Auto Collision
  • $2,000,000 Motorcycle Collision Wrongful Death

Get a Free Case Review

San Jose Personal Injury Attorneys

The San Jose Personal Injury Lawyers at Bohn Fletcher, LLP have built their excellent reputation by achieving excellent results for clients with unmatched personalized service. For over 40 years we have specialized in representing people injured or damaged because of the fault of others.

Justice for our clients means full and fair compensation for all damages caused by another party’s negligence.

Being a plaintiff in a personal injury case without quality representation can be stressful and confusing. This is especially true if you are still recovering from physical injuries and accumulating medical expenses.

If you have been seriously injured, you need confidence in your legal representation. Whether you were involved in an auto accident caused by a drunk driver, suffered a head or spinal injury or been injured on another’s property, it is critical to find a respected lawyer who is committed to achieving the best result in your case, not someone just willing to accept a quick and easy settlement. Our San Jose personal injury attorneys will aggressively seek justice for you and even help you find the right medical treatment when needed.

Our attorneys specialize in all types of personal injury law and are known throughout San Jose and northern California as premier trial attorneys. We have the experience and resources to recover full compensation for our clients either by settlement or jury trial.

Practice Areas

The attorneys at Bohn & Fletcher, LLP handle all types of personal injury cases, including:

Windows, Replacement Windows – Doors in San Diego – Orange County #garage #doors #repair #san


I would like you to know how very pleased I am with my new sliding doors. Not only are the doors wonderful, but Greg couldn’t have been more helpful. He made sure I chose the correct doors for my needs, and made sure work was done to perfection.”

Although this is somewhat belated, I did want to be sure tell you about the positive experience I had with your workmen. While everyone who came here did very well, I was especially impressed with Daniel’s supervision of the crew. The two workers who installed the fiberglass French door were equally skilled, professional and pleasant.”

“I am so impressed with your company, service friendliness, timeliness and at a good price. I will recommend you and use you in the future.”

“These workmen were very courteous and obviously highly skilled at their job. All the work, removal of the old doors/windows and installation of the new ones was completed in a single day and we couldn’t be more happy with the entire project.”

Replacement Windows and Doors Since 1993

Here at Newman Windows we realize that you have a choice when it comes to door and window replacement companies. You may be asking yourself, why should I choose Newman Windows? More than 60% of our business comes from repeat or referral business. We take great pride in taking care of our customers. In business since 1993, we ve learned what it takes to earn and keep over 9,000 customers business.

As a family owned company with an outstanding reputation, you can trust that Newman Windows will deliver the superior customer service you should expect. We will be around long after the job to ensure your complete satisfaction. We have awards upon awards that validate the good job we re doing although we consider each customer s own perception as our only measurement. If you re not satisfied, we re not satisfied.

Serving San Diego + Orange County Areas

We at Newman Windows have been serving the San Diego and Orange County communities for many years. We offer top quality components and affordable door and window replacement pricing options. A large percentage of our business is from referrals through existing clients and our customers are highly important to us. In fact, our reputation hinges on your complete satisfaction.

Vinyl and Wood Windows

When it involves choosing the best windows for your home, you can depend on us to help you through all phases of the process. Whether you are looking for a window replacement or want to put in new windows, we are confident that you ll be thrilled with our products and service.

Selecting Windows and Doors for Your Home

There are many options regarding both replacement windows and doors. Some of these include vinyl, fiberglass, aluminum and wood. Additionally, we have many energy-efficient upgrades for homeowners. Different features and materials enable our products to contribute to your home’s comfort and savings.

Installation of Home Windows

Here at Newman Windows we pride ourselves on providing proper installation. We guarantee clients our work is done in a timely manner as promised. Great strides are taken to ensure scheduling and installations are completed to match your requirements.

New Doors and Windows for Added Beauty

Although these days saving money is on everyone s mind, our doors and windows feature an exciting array of designs and styles, including french doors, to enhance the elegance of any exterior. As an added bonus, some of our replacement window options and frames help to significantly reduce outside noise from penetrating your home.

Contact Newman Windows

For a free no obligation estimate, please call us at 877-763-9626. Our friendly staff will assist you in every way possible regarding your door and window needs.

Showroom Hours

Los Angeles County Beekeepers – Beekeeping Classes #san #diego #beekeepers


NEXT CLASS: SATURDAY, August 12, 2017 (9am-noon)
All information is listed below.

(818) 280-6500

Arrive early to allow for parking.

BRING A FOLDING CHAIR. Seating is limited.


(Note from The Valley Hive: Even though The Valley Hive has moved to a new location, Beekeeping 101 will continue at 9633 Baden Avenue from 9-12pm. Our new shop at 10538 Topanga Canyon Blvd will open at 8am on Saturday if anyone needs to purchase a suit or other beekeeping equipment. Suits are required. We will be continuing hive inspections. If you have beekeeping tools smoker, hive tool, bee brush please bring them to class, along with smoker fuel and a lighter.)

We teach responsible beekeeping for an urban environment, adhering to Best Management Practices for the bees, beekeepers, and general public. All are Welcome!

All the information you need in order to attend our Beekeeping Class 101 will be posted on this page of our website and on our Facebook page

Notifications of changes. We do not send out notifications of changes in dates, schedule, times, locations. You need to refer to this web page and/or our Facebook page for changes .

Beekeeping 101 is the entire session of beekeeping classes : from February through October 2017. We highly suggest you begin in February and continue through all the classes. Although you are welcome to come in the middle of the season of classes and you will have missed out on valuable information. We currently do not offer advanced beekeeping classes.

Cost : Beekeeping Class 101 is free to LACBA members. Membership is $10/year per household. New members are welcome to join at the classes. You will need to be a member of the LACBA to take the class.

Dates : The first class will be held on Feb. 11. (No class in September, we’re at the LA County Fair Bee Booth).

Time : Classes held from 9am-noon.

Registration : You do not need to call, email, facebook or contact us in advance to register for class. Just show up. It is not required that you attend all the classes but it is suggested you do in order to get the most benefit out of learning to work with bees.

What You’ll Need : Bee suits not required for the first (February) and second (March) class. We suggest you wait until after the first beekeeping class (the February class) before you purchase bee suits and equipment. That way you won’t purchase what you don’t need. You may want to bring materials for taking notes.


Our goal. To walk you through an entire season of keeping bees.

Some of the topics we’ll cover are :

  • Care of ourselves and others as we learn responsible beekeeping in an urban environment
  • Protective clothing (bee suit, hat, veil, gloves, etc.)
  • How to approach a hive
  • What to do if you come in contact with an aggressive hive
  • Bee stings

  • Construction of a hive
  • Safe placement of a hive
  • General maintenance
  • Stages of life cycle within a colony
  • Troubleshooting in the hive
  • Diseases, mites, moths, and their treatment

Class #1: Sat. February 11, 9am-noon. Topic: Introduction to Beekeeping Equipment, Locating a Hive, Rules and Regulations in LA County. (NO BEE SUIT REQUIRED).

Class #2: Sat. March 11, 9am-noon. Topic: Building a hive, Hive placement, How to install a package. (NO BEE SUIT REQUIRED)

Class #3: Sat. April 8, 9am-noon. Topics: Get into a hive, how to hive your packages, stinging safety. (BEE SUIT REQUIRED) Arrive early in order to get parked, etc.

Class #4: Sat. May 13, 9am-noon. (BEE SUIT REQUIRED)

Class #5: Sat. June 10, 9am-noon. (BEE SUIT REQUIRED)

Class #6: Sat. July 8, 9am-noon. Topic: Inspect and treat for mites. (BEE SUIT REQUIRED)

Class #7: Sat. Aug. 12, 9am-noon. (BEE SUIT REQUIRED)

September: Various dates at the Los Angeles County Fair: Using our knowledge to educate others.

Class #8: Sat. October 14, 9am-noon. (BEE SUIT REQUIRED)

Our 1st Beekeeping 101 at The Valley Hive on Saturday was a sweet success. Despite the rainy weather, future beekeepers showed up in droves to learn about our favorite bug!

Thank you to Bill’s Bees for hosting the LACBA Beekeeping Class 101 for all these years :

We’d like to thank Bill Lewis and Clyde Steese of Bill’s Bees for making their apiaries available to us year after year and for sharing their experience, knowledge, and time with us. Their dedication to the art and craft of beekeeping make these classes available, affordable, and highly enjoyable. We d also like to thank the experienced beekeepers from the LACBA who gave of their knowledge and time to make these gatherings of beekeepers intimate groups of hands on learning. Thank you to all the new beekeepers who participated in our Beekeeping Class 101 over the years. Through the efforts of Bill and Clyde, the LACBA Beekeeping Classes 101 grew from under 20 newbees in 2010 to nearly 200 in 2016. There’s nothing like the beauty of standing on top of a mountain, surrounded by millions of honey bees. We are forever grateful to Bill and Clyide for giving us the appreciation for the gift of the bees!

2012 Beekeeping Class 101: Congratulations to all the new beekeepers!

Copyright 2012, [Los Angeles County Beekeepers Association]. All rights reserved.

Kids dentist san diego, kids dentist san diego.#Kids #dentist #san #diego



Yahoo!-ABC News Network | 2017 ABC News Internet Ventures. All rights reserved.

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