Finest Capital Ltd Provides Residential and Commercial Mortgages, Loans and Refinance, New York, New Jersey,


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Welcome to FinestCapital.com

Finest Capital is the Superior Mortgage Source

Want easy fast answers? Call us at 516-933-1800.

EXCLUSIVE – 100% FINANCING EQUITY/JOINT VENTURE PROGRAM.

RESTART YOUR STALLED PROJECT! WE DELIVER THE ONLY 100% FINANCING PRODUCT for DISTRESSED COMMERCIAL PROJECTS. CALL TODAY – 516-933-1800 for a FAST – NO Obligation analysis.

Welcome to Finest Capital – we deliver:

– Investor 1-4 family Residential Purchase/Rehab Loans up to 70% of the ARV

– Hard Money Commercial financing for Commercial Short Sales Debt Restructuring purchase/development Projects in the US and Internationally.

CALL US NOW at 516-933-1800 for a no obligation confidential review of your loan scenario.

The name Finest describes the most current, competitive loan products, the finest quality work, a dedicated commitment to service, and the most current market rates, all based on the highest level of corporate integrity that is available in the lending market. In all circumstances the staff of our Finest family looks forward to delivering to you the highest level of service with integrity, helping you achieve your financial goals.

Please browse our site and contact us to learn more. We deliver loans tailored to meet the needs of the client and the needs of the transaction.

We deliver residential (1-4 family) mortgages through our trained and knowledgeable staff, personally matching YOUR needs to the right loan type that best matches your situation. We also are a stop foreclosure specialist. Click to read why we have what it takes.

We deliver many commercial and business loans to fit almost any loan scenario including institutional and private mortgages. Our loan products include construction special use loans, bridge loans, mezzanine financing, equity participations, foreclosure workouts, etc.

Commercial mortgages

Commercial mortgages Residential Loans (1-4 family)

With hundreds of lenders, a home buyer/owner is faced with having to select the right loan from many different mortgage products. Our professional expertise can help you choose the right mortgage product for your residential loan – purchase or refinance – and get you closed quickly. We offer no-closing cost other money saving incentives putting cash back into your pocket.

Available programs include; no document; stated income; full document; adjustable and fixed rate loans all with various amortizations; other loan programs are also available. Contact us to determine which loan program and product works best for you. We arrange pre-approval for your new home purchases so once you select your property, you’ll be ready to quickly close.

Our reputation precedes us – we’ve worked closely with many law enforcement, fire department and emergency responders. teachers and other civil service employees = we provide references so you can put your trust in us.

Please call us now at 516-933-1800.

Commercial mortgages Commercial and Business Loans

Finest Capital Ltd delivers commercial real estate and land backed loans for purchase, refinance, development, construction and renovation. All property types are considered including; Multi-Family (5+ units) and Mixed Use property loans; Business Loans for Dry Cleaners, Gas stations, Laundromats, Restaurants, Car Wash, Self Storage and others; Specialized programs for Nursing Homes, Assisted Living, Hospitality, Day Care Centers, Churches and other unique properties; Asset based loans; Equipment backed loans and lines of credit; we are an SBA loan specialist with direct SBA lenders. We service financing needs for individuals and businesses.

Commercial mortgages Bridge Loans

Finest Capital Ltd’s affiliate company is a direct lender making short-term commercial bridge loans (all property types considered) from $300,000+ in the US with a preferred loan size of $1,000,000 to $5,000,000.

Our bridge loans are often made when timely institutional bank financing is not available. We can close rapidly to accommodate the needs of the borrower.

Finest Capital Ltd customizes real estate backed loans, lines of credit and equity participations to satisfy the requirements of the transaction and borrower. All credit and property types are considered. Working together with our borrowers, Finest Capital Ltd develops unique financing solutions!

Commercial mortgages


Lenders Mortgage Insurance or LMI, commercial mortgage lenders.#Commercial #mortgage #lenders


Lenders Mortgage Insurance (LMI)

Lenders mortgage insurance or LMI for short is insurance taken out by a lender to protect against the chance of a monetary loss on an individual loan. A loss would occur when the lender in question forecloses on a property but recovers less than the loan amount outstanding from the sale proceeds. In essence mortgage insurers are loan underwriters.

LMI normally applies for loans when a borrower wishes to borrow more than 80% of the value of a property for a full doc (normal) loan. For a Lo Doc loan it would normally apply when borrowing more than 60% of the value of a property. This is a general rule and some exceptions apply.

The simple answer is so that they can offer borrowers a higher loan to value ratio than they would normally be comfortable with. For example in the post GFC world no lender would be comfortable to offer a 95% home loan regardless of how strong the borrower was without the back up of the loan being underwritten by an LMI provider.

Lenders mortgage insurance / LMI is a way for our banking system to allow loans with higher loan to value ratios while still theoretically protecting the economy in case of a large scale housing price down turn.

Our banking regulator (APRA) encourages the use of lenders mortgage insurance. They do this by making the capital required to be held by banks for each loan of a certain risk weighting less if the loans are underwritten with lenders mortgage insurance. This makes it non commercial for the most banks to not mortgage insure higher LVR loans and non standard loans such as lo doc loans.

Why do I have to pay for LMI?

As a condition of granting a loan lenders can force a borrower to pay for their mortgage insurance. At first glance it doesn t seem fair! However mortgage insurance should be seen as a necessary evil by borrowers as it allows them to gain access to a loan that they would otherwise not be able to get. That said it helps to know which lenders have the cheapest rates for LMI for your situation as the difference can be more than $5000 in some cases. Talk to us the Mortgage Experts to get a quote on your insurance first before committing to a loan.

Can I choose my LMI provider ?

Unfortunately no you cannot choose your mortgage insurer. Lenders have commercial arrangements with mortgage insurers and often they choose to deal with just one provider so they can get cheaper premium rates across the board.

Which lender has the cheapest LMI ?

Who has the cheapest mortgage insurance for a particular scenario is one of the key things we look at for our clients when assessing which loan is the cheapest for them. So let us do the number crunching for you. we love it and we know you have better things to do! Call us or enquire online .

How much is lenders mortgage insurance / LMI?

Mortgage insurance is a factor of three things

  1. The loan amount
  2. The loan to value ratio (LVR)
  3. The loan type

Below are two tables showing one lenders mortgage insurance / LMI premiums for standard loans and lo doc loans. The tables show different loans amounts and loan to value ratios and their corresponding insurance premiums expressed as a percentage of the proposed loan amount. Using the tables you can work out approximately how much lenders mortgage insurance / LMI would be payable in a given scenario as per the examples below. Each state or territory also has government duty that applies to all insurance premiums including LMI. The duty usually ranges from 5% – 10% of the premium, for illustration purposes we will assume its 10%.

Please note these examples are just examples! Every lender has different LMI rates and as discussed on our 95% home loans page some lenders capitalise the lender mortgage insurance premium onto the loan while others make the premium payable from the borrowers own funds which will affect the LVR and loan amount you will need to base your calculations on. Please contact us for a more accurate calculation for your situation or if you are ready for us to help you with your loan application please enquire online .

TABLE 1: LMI – STANDARD LOANS


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Commercial Real Estate Loans

Our commercial lending programs provide an alternative to traditional bank financing that is ideal for borrowers seeking small balance commercial real estate loans ranging from $100K – $5MM.

We are a nationwide commercial mortgage lender and offer up to 90% financing to qualified investors/borrowers. Our niche programs are best suited for borrowers who want or require maximum leverage on commercial real estate loans for purchases, refinances, and refi-cashouts. Our innovative program features include residential style underwriting, 48 hour pre-approvals, unlimited cash-out, long terms and amortizations, quick 30 – 45 day closings, multiple pricing options, and minimal costs.

Our loan pre-approval process is simple, streamlined, and flexible. Commercial real estate investors turn to us for quick turn around times, borrower friendly terms, great commercial real estate loan rates, and ease of transaction.

We have eliminated many attributes that are commonly associated with other commercial mortgage lending programs:


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Commercial Loan Portal

to 750 Commercial Lenders

Commercial loans and commercial mortgage rates can be found inside this portal. This commercial mortgage portal allows you to apply to 750 commercial real estate lenders in just four minutes. You simply input your commercial loan request. The C-Loans System will then screen out all of the unsuitable commercial lenders and provide you with a list of 30 (or so) banks which are perfect for your particular commercial real estate loan request. You can then call these banks, life companies, conduits, REIT’s or hard money lenders directly or submit your commercial loan request electronically, six commercial lenders at a time. And C-Loans is free!

Ranked the most popular commercial mortgage portal by Commercial mortgage calculator

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Commercial Loan Portal

to 750 Commercial Lenders

Commercial loans and commercial mortgage rates can be found inside this portal. This commercial mortgage portal allows you to apply to 750 commercial real estate lenders in just four minutes. You simply input your commercial loan request. The C-Loans System will then screen out all of the unsuitable commercial lenders and provide you with a list of 30 (or so) banks which are perfect for your particular commercial real estate loan request. You can then call these banks, life companies, conduits, REIT’s or hard money lenders directly or submit your commercial loan request electronically, six commercial lenders at a time. And C-Loans is free!

Commercial mortgage calculatorC-Loans Thanks: Alicia Gandy of Blackburne Sons Realty Capital Corporation

For Closing a $650,000 First Mortgage on a Strip Center in Tulsa, Oklahoma (More Info and Mini-App)

Commercial mortgage calculator

Commercial Loan Portal

to 750 Commercial Lenders

Commercial loans and commercial mortgage rates can be found inside this portal. This commercial mortgage portal allows you to apply to 750 commercial real estate lenders in just four minutes. You simply input your commercial loan request. The C-Loans System will then screen out all of the unsuitable commercial lenders and provide you with a list of 30 (or so) banks which are perfect for your particular commercial real estate loan request. You can then call these banks, life companies, conduits, REIT’s or hard money lenders directly or submit your commercial loan request electronically, six commercial lenders at a time. And C-Loans is free!

Commercial mortgage calculatorC-Loans Thanks: Vito Piche’ of

Red Star Commercial Funding

For closing a $250,000 First Mortgage

on a commercial building in Atlantic Beach, NY


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Balloon Loan Calculator

This tool figures a loan’s monthly and balloon payments, based on the amount borrowed, the loan term and the annual interest rate. Then, once you have calculated the monthly payment, click on the “Create Amortization Schedule” button to create a report you can print out.

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Everything You Need to Know About Balloon Mortgages

A Balloon mortgage is a loan that doesn’t wholly amortize over the life of the home loan, resulting in a balance at the conclusion of the term. Consequently, the final payment is substantially higher than the regular payments. Obviously, the majority of homeowners who choose this type of financing plan on either refinancing prior to the term ending, or selling the property. A balloon mortgage requires monthly payments for a period of 5 or 7 years, followed by the remainder of the balance (the balloon payment). The monthly payments for the time period prior to the balloon’s due date are generally calculated according to a 30 year amortization schedule.

Why a Balloon Loan?

A balloon mortgage is often chosen by individuals who want to have low, fixed monthly payments, with the end goal being to sell the property (often investment properties), at a profit prior to the balloon payment coming due.

What Are 15 Year Balloons Used For?

A 15 year balloon is a form of home loan in which the homeowner makes principal and interest payments for 15 years. Subsequently, at the conclusion of the 15 year term, they are required to pay the amount of money still owed. The 15 year has also become a preferred loan choice for a second mortgage in a piggyback agreement. It’s becoming more and more common for borrowers that put less than 20% down to opt for piggyback options instead of purchasing mortgage insurance. A piggyback can be a first mortgage for 80% of the home’s value and a second mortgage for 5% to 20% of value, depending upon how much the borrower puts down as a payment. In some cases the second mortgage is an adjustable rate; however an increasingly common option is the 15 year balloon.

Paying Off Your Loan Early Vs. Conserving the Money

Property owners who have the available resources to make a partial or full early payment on their balloon amount have the advantage of selecting from a number of different options. Your best option is dependent on your financial goals and any other investment or savings options you have. One of the main variables that determine whether it’s a better idea to pay off the balloon ahead of time is the interest rate on the loan in comparison to the interest that could be earned from investing the money elsewhere until the balloon is due. If the loan carries a higher interest rate, you would save money by paying the balloon off early. It’s important to keep in mind that an early balloon payoff requires that you pay not only the balloon amount, but any principal reduction that would be included in the regular monthly payments that are yet to be paid. One last consideration with investing or paying down your loan would be the tax implications. People in a higher tax bracket have to earn a significantly larger rate of return in the market for the after-tax returns to match the yield on paying off their debt early.

Refinancing a Balloon Mortgage When You’re Underwater

Commercial mortgage calculatorA mortgage debtor with a balloon balance higher than the property value faces challenging problems. Since no other lender will refinance an underwater home, either their current lender will need to refinance it or the homeowner will be pushed to default. In some cases an offer might be presented by the lender to extend the term of the loan for an additional 5 years at the same rate.

If you’re underwater, keep in mind that your current lender is aware that you don’t have any other option but to default, a fact that would inflict a substantial loss on the lender. A considerably better result from their standpoint would be to refinance which would keep your payments coming in and give you an opportunity to pay off your mortgage. In some cases the lender may be willing to modify the terms of your loan as well, relieving your payment problems. Basically, whatever deal emerges, you’ll be able to negotiate and if your lender understands that you see your choices as either defaulting on your mortgage or refinancing at terms you can handle, they’ll more than likely be reasonable.

Advantages Disadvantages

Advantages

If you’re wondering why a homeowner would decide on a balloon mortgage instead of a fixed or adjustable-rate mortgage, the answer is that balloon mortgage rates come at a discounted APR, making them a more affordable alternative early in the term. An example would be that if you don’t plan on keeping the property (or loan) for more than a few years, a balloon would be a viable option. That being said, there are always associated risks.

Disadvantages

The obvious negative aspect is the uncertainty at the conclusion of the loan term. For instance, after 7 years, the existing balance is owed. Just imagine if your property drops in value, leaving you owing more than the remaining balloon payment – you’d have a big problem on your hands if you can’t refinance or execute a short sale. This wouldn’t be the case if you had an ARM or fixed rate loan. ARMs may adjust higher, established by their caps which limit the amount the payments can rise, providing a certain level of protection. Even if you’re underwater on your loan, thanks to the caps, your payments will probably be manageable. Fixed rate home loans have the same payment throughout the life of the loan.

What is a Negative Amortization Balloon Mortgage?

Negative amortization develops when the monthly payment is less than the interest due which causes the loan balance to increase instead of decreasing. ARMs that permit negative amortization could increase the affordability of the home as well as provide lower interest rates, if the interest rates don’t rise consistently. As with just about everything else regarding finance, the benefits come with risks.

In conclusion

The most important thing you should do before you decide on a home loan is to evaluate all of your options and consult with a trusted mortgage broker/lender. You just might be surprised to find that today’s fixed rate loan rates may be better than a ARM or balloon mortgage and without as much risks.


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Mortgage Specialists for over 20 Years

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Looking to buy a home in Australia and want to know your borrowing power? A mortgage calculator or home loan calculator will get you started.

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We have access to an extensive range of commercial loans – ideal if you are borrowing as an individual, partnership, company, SMSF or discretionary trusts

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The rules and regulations when borrowing through a Self-Managed Super Fund. This section outlines compliance, loan structure, competitive loans and more.

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Let Vicky’s 30 years of experience guide you. First Home Buyer advice, Investment Loans, Mortgage Calculators, Mortgage Refinancing and Debt Consolidation.

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Austral Mortgage, established in 1992 by Guy and Vicky Edema, is one of Australia’s most professional, friendly and trusted mortgage management companies.

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Compare Mortgage Brokers

Commercial mortgage brokers

Finding the perfect house may be difficult, but choosing the right mortgage loan can prove to be even more challenging, especially for first-time borrowers. While the mortgage process may seem daunting, finding a knowledgeable and reliable mortgage broker can conveniently simplify and expedite the process. A mortgage broker will help you navigate the mortgage system and will match your financial needs with a suitable mortgage from a selection of lenders. The key is choosing the right broker. You will need to have a basic understanding of the mortgage transaction process in order to compare various brokers across multiple criteria. It is also important to note that this comparison only includes mortgage brokers who are registered to originate loans in California.

People often confuse mortgage brokers with lenders. Essentially, a mortgage broker is a loan provider who serves as a liaison between you and mortgage lenders. A mortgage broker offers the loan products of various lenders, while a mortgage lender provides the actual loan money. Mortgage brokers do not loan money; instead, they work with you to help you find appropriately-matched mortgage loans. Typically, a mortgage broker will learn about your particular financial situation and then shop around for the best loan deal from lenders offering the particular type of loan you need. Brokers usually work with numerous lenders, attempting to match the right lender with your profile. Since they have so many lenders from which to choose, brokers are more likely to find loans for borrowers with special needs, such as bad credit, than individual lenders.

Mortgage brokers will accept your application and seek to lock in rates and terms with lenders. They also provide required state and federal disclosures. Additionally, brokers will gather all the necessary documents, including credit reports, employment verification statements, asset disclosures, and property appraisals. Once an application file is deemed complete, the mortgage broker submits it to the appropriate lender, who then handles loan approval and disbursement. A broker earns commission in exchange for bringing borrowers and lenders together. You usually pay the broker’s commission indirectly, in the form of closing costs or additional loan points. The mortgage broker will receive payment when the loan is closed.

While the process of obtaining a mortgage loan is complex, the basics of the transaction can be understood by even the most inexperienced borrower. And having a basic understanding of the mortgage process will prove to be beneficial when you meet with a prospective mortgage broker – it will go a long way as you discuss and compare your loan options with him or her. Here are the fundamental concepts of obtaining a mortgage loan that you should compare:

  • Loan Term : All mortgage loans have a term of repayment, which is the number of years that your payments will last. Your mortgage term can have a significant impact on your interest rates and monthly mortgage payments, making it a critical element to take into consideration. The most common options are the 15-year and 30-year mortgage terms; however, some loans may have terms for 10, 20, and even 50 years. The choice between a short- or long-term mortgage involves a simple trade off. Basically, the longer you borrow the money for, the more interest you’ll pay. The other side of this is that the longer you take to pay back the loan, the less you have to pay each month. You will have to determine which loan term is best according to your particular financial needs.
  • Interest Rate : The interest rate is the amount it will cost you to borrow the money, making it one of the most important factors in your mortgage. Interest is denoted as a percentage of the loan amount. You can choose to have a fixed-rate or adjustable-rate mortgage loan. With a fixed-rate mortgage, you won’t have to worry about the interest rate changing throughout the life of the loan, which means your monthly mortgage payment will never rise. While this offers some relief, you can end up paying a bit of a price for it, depending on the current mortgage rates. An adjustable-rate mortgage, on the other hand, carries more of a risk because your monthly mortgage payment will change according to market fluctuations. Yet this type of mortgage is very attractive to borrowers because the initial payments are significantly lower than those of a conventional fixed-rate mortgage.
  • Fees and Points : Aside from the interest rate, you also have to be aware of all the fees that may be incurred as a result of obtaining a mortgage. This can include a wide array of charges, ranging from loan application fees and origination fees to credit check fees and appraisal fees. It is also important to know the number of points, or discount points, on your loan. A point is a form of pre-paid interest that reduces your overall interest rate and therefore your monthly mortgage payment. One point is equal to 1% of the loan amount, so one point on a $150,000 loan would be $1,500, and two points on a $300,000 loan would be $6,000. Essentially, the more points you pay upfront, the lower your rate of interest and vice versa.

Now that you have a better understanding of the basic mortgage transactions, you are more prepared to compare mortgage brokers and ultimately find the best one for you. Here are the most important criteria to consider as you weigh your options:

  • Loan Type : You should first determine which loan type is best for your financial needs. Not all brokers handle all types of loans, so it is important to narrow your options to just those brokers that specialize in your preferred mortgage loan. There are various types of mortgage loans, but the two most popular options are fixed-rate mortgages (FRMs) and adjustable-rate mortgages (ARMs). In a FRM, the interest rate and your monthly mortgage payment will remain the same throughout the entire life of the loan. The term is typically for 10, 15, 20, or 30 years. The biggest advantage of having a fixed-rate mortgage is knowing that your interest rate and monthly payments will never increase. You can also budget more easily because the monthly payments remain the same throughout the entire length of the loan. However, the interest rates of fixed-rate mortgages are higher than the interest rates on other types of loans, so the monthly payments are usually higher. With an ARM, the interest rate and monthly mortgage payment will only remain the same for a set period of time, after which they will adjust based on an index. This type of loan is therefore considered to be riskier because the payment can change significantly. But in exchange for the risk associated with an ARM, you can be rewarded with an interest rate lower than that of a 30-year fixed-rate mortgage.
  • Mortgage Loan Programs : Mortgage brokers often work with banks, since they are the most traditional lenders and typically offer the largest loans and best interest rates. But you’ll need a great credit score if you want the broker to secure a mortgage from a bank. If your credit has seen better days, then you may want to talk with the broker about other options. A number of federal, state, and local agencies offer programs to help those in need of assistance, which can include loans, down payment assistance, or subsidized building costs. Taking advantage of these programs can drastically reduce the cost of owning property, so carefully examine each type to see if one is suitable for you. Just be aware that applicants must meet a strict set of guidelines in order to qualify for these special loan programs.
  • Broker Reputation : It is also imperative to review each broker’s background and credentials. You will want a broker who has been in the mortgage business for several years and who works for a reputable company. See if his or her company has a high rating from the Better Business Bureau (BBB) or any awards from influential business leaders like J.D. Power and Associates. It is even beneficial to see the monetary settlement and complaint ratings awarded by the Consumer Financial Protection Bureau (CFPB). Little complaints, multiple awards, and favorable BBB ratings show that the company has high standards for its business practices as well as its employees.

A mortgage is a long-term commitment and a big responsibility, so it is imperative to find a broker who has your best interests in mind and who can provide you with the best solution. Once you find the right broker, you can be assured that your concerns will be handled properly and that you will get the attention and service you require. Never settle for anything less.

Read the sections below for more information on how to choose a California-registered mortgage broker, or head back to the search results page to start comparing your options now.


Britain’s favourite specialist mortgage broker, Y3S: Specialist second charge mortgages, bridging loans and commercial loans,


Hello. We’re Y3S, Britain’s favourite specialist mortgage broker.

Since 2001, we’ve packaged billions of pounds of specialist first and second charge mortgage enquiries, bridging loans and commercial finance on behalf of financial intermediaries.

We like to think of ourselves as the superheroes of the industry, always on call for our introducers, ready to save the day and find funds for their clients with unusual needs or expectations.

As Britain’s leading specialist master broker we make it as simple as possible to get quotes.

First Charge Mortgages

Specialist first charge mortgages from the leading UK lenders.

  • ВЈ40,000 – ВЈ1m
  • Rates from 2.94%
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  • 1st-time buyers, home movers & remortgages
  • Residential & buy-to-let

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Second Charge Loans

The best alternative to a remortgage or a further advance.

Bridging Loans & Finance

Boutique professional finance products for your clients.

  • ВЈ25,000 – ВЈ100m+
  • Rates from 0.44%
  • Up to 80% LTV
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Commercial Mortgages

Specialist commercial mortgages for businesses and landlords of any size.

  • ВЈ25,000 – ВЈ10m+
  • Rates from 0.44%
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  • Our services
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  • Company
  • About us
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  • Guides & resources
  • Second charge loans guide
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  • Loans Insider
  • Follow us
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  • @Y3SLoans
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Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments made on your loan or mortgage. This website is exclusively for the use of professional financial intermediaries.

We’ve been packaging loans for financial intermediaries since 2001 so you can trust us to look after your clients but don’t take our word for it check out our Feefo customer service score of 4.7 out of 5 based on 147 reviews as of 11 October 2017.


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The Largest Conference Dedicated To Commercial Loan Brokers and

Commercial Banks and Lenders

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The National Alliance of Commercial Loan Brokers is proud to announce its third annual conference this year at the

Gaylord Palms Resort and Convention Center in Orlando, Florida . This is our third year and we are expecting over

600 loan brokers and over 100 lenders to attend this record breaking event.

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Welcome

Over 600 of the nation’s top commercial loan, leasing and mortgage brokers will be converging on Gaylord Palms Resort Convention Center on October 17-19 to meet the top lenders and service providers that cater to the brokerage community. These brokers are responsible for over $5 billion in small business and commercial financing each year.

This NACLB annual conference will provide education and networking between brokers lenders and service providers.

However, the primary benefit of the conference will be to provide enormous growth opportunities for both brokers and bankers to grow their loan portfolios and increase revenues and profits.

Now is your chance to get DEAL FLOW, QUALITY ISO s and COMMERCIAL BROKERS

2016 Conference Highlights

SPONSORSHIP OPPORTUNITIES AVAILABLE

Presented By

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Broker Attendee Benefits

  • Maximize earning potential by meeting the top broker focused lenders and service providers
  • Learn best-practices from top lenders and industry experts
  • Panel, general session, and over 16 individual class room style breakout sessions
  • Win over $75,000 in cash, prizes and gifts for various top producer and door prices
  • All meals including breakfast, lunch, cocktail hour, the “Awards Assembly” and the “Main Gala” included
  • Network with fellow brokers and reunite with CCTG training colleagues

Lender Attendee Benefits

  • Access over $5 billion in annual loan volume
  • Create new relationships with over 250 professional loan brokers
  • Market your distinct loan products
  • Exhibit and speaking roles available
  • Sponsor and host educational/instructional break-out sessions
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2017 Conference Sponsors

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CONFERENCE VENUE

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Gaylord Palms Resort & Convention Center

6000 West Osceola Parkway

Kissimmee, Florida 34746

Use the following reservation button to secure your room in order to receive our negotiated reduced room rate.

REGISTRATION

Whether you are a broker or a lender please use the following registration link to reserve your spot today.


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Commercial mortgage rates

Commercial mortgage rates

Commercial mortgage rates

Commercial mortgage rates

Commercial mortgage rates

Commercial mortgage rates

Commercial mortgage rates

Commercial mortgage rates

Commercial Real Estate Loans

Our commercial lending programs provide an alternative to traditional bank financing that is ideal for borrowers seeking small balance commercial real estate loans ranging from $100K – $5MM.

We are a nationwide commercial mortgage lender and offer up to 90% financing to qualified investors/borrowers. Our niche programs are best suited for borrowers who want or require maximum leverage on commercial real estate loans for purchases, refinances, and refi-cashouts. Our innovative program features include residential style underwriting, 48 hour pre-approvals, unlimited cash-out, long terms and amortizations, quick 30 – 45 day closings, multiple pricing options, and minimal costs.

Our loan pre-approval process is simple, streamlined, and flexible. Commercial real estate investors turn to us for quick turn around times, borrower friendly terms, great commercial real estate loan rates, and ease of transaction.

We have eliminated many attributes that are commonly associated with other commercial mortgage lending programs: