Banking Services: Checking, Savings, Mortgage #30 #year #mortgage #rate


#mortgage online

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Regions Bank

Regions Services

2016 Regions Bank. All Rights Reserved.

Insurance products are offered through Regions Insurance, Inc. which is an affiliate of Regions Bank.

Regions Investment Solutions is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory Services are offered through Cetera Investment Advisers LLC. Neither Cetera Investment Services, nor Cetera Investment Advisers is an affiliate of Regions Bank. Regions Investment Solutions, 250 Riverchase Parkway East, Hoover, AL 35244.

The purchase of insurance products through an affiliate is completely optional. Neither the purchase of insurance products through the bank or any of its affiliates, nor the agreement not to obtain, or a prohibition on the consumer from obtaining insurance products through an unaffiliated entity will affect any application for credit or the terms of any existing credit agreement with Regions Bank.

Investment, Insurance and Annuity Products
Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value | Are Not Deposits | Are Not Insured by Any Federal Government Agency | Are Not a Condition of Any Banking Activity

Regions, the Regions logo and the LifeGreen bike are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.

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Customer information provided in order to set up this appointment will not be used to update any customer records and this information will only be used to service this appointment.

*Investment Annuities and Insurance Products

  • Are Not FDIC Insured
  • Are Not Guaranteed
  • May Lose Value
  • Are Not Deposits
  • Are Not Insured by Any Federal Government Agency
  • Are Not a Condition of Any Banking Activity

Banking products are provided by Regions Bank, 1900 5th Avenue North, Birmingham, AL 35203

© 2015 Regions Bank

You are about to leave Regions.com


KCB Bank – Online Banking #free #checking #online #bank


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Online Banking

Online Banking

Download your account information from KCB Bank online to your accounting software.

We are happy to connect you to several programs. Ask us about simplified accounting . It’s just one more way KCB Bank is better banking.

Mobile Banking

KCB Bank s Mobile App goes where you go to securely deliver what you want, when you want it. AND. it s free! Download today to:

  • Check balances and history
  • Transfer funds
  • Pay bills
  • Send money
  • Deposit checks
  • Find ATMs
  • Set up text Alerts

*You must be enrolled in our FREEInternet Banking . Then Enroll in Mobile Banking located under SERVICES.

Mobile Deposit Capture

It s a new age of banking. With KCB Bank s Mobile Deposit Capture, you can deposit checks with your phone. It s convenient and safe.

Use your iPhone or Android smartphone

Capture photos of the front and back of your check

Deposit it through your KCB Bank mobile banking app

The first 10 checks deposited per statement cycle are free

Mobile Deposit Capture is better banking that saves you time and hassle. Contact us for instructions to download the KCB mobile banking app and get started today.

CardValet

Your card, on your terms. With KCB Bank and CardValet . you can manage your finances by controlling how, when, and where your debit card is used through your mobile device.

-Disable a lost or stolen card

-Set spending limits

-Get activity alerts

Visit an FSR for more information or download the CardValet app to get started.

Learn more about CardValet here .

*CardValet is a registered trademark of Fiserv, Inc or its affliates.

Bill Pay

KCB Bank offers bill pay with features that will save you time and money. Whether you want to pay your reoccurring mortgage payment, pay back the money you borrowed from your best friend or transfer money from bank to bank, our Bill Pay can handle it.

The new way to give and get money. Learn about popmoney here .

Helpful Videos

Important Industry Info

Alerts/Notices


Bank of Clarke County – Personal Checking #bank #of #clarke #county, #bank #of #clark #county,


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PERSONAL

  1. Personalized wallet checks (quantity and style determined by bank).
  2. Rush delivery (overnight) payment incurs a charge.
  3. Bank of Clarke partners with other financial service providers for this service. Please request additional information from any account officer.
  4. Bank of Clarke partners with other financial service providers for this service. Please request additional information from any account officer.
  5. Eaglelink gives you credit for your total deposits you have with us. If you maintain a total deposit relationship of $4,000 minimum for Eagle Checking or $5,000 minimum for Eagle NOW, Bank of Clarke County will waive minimum balance requirements and monthly service fees. With EagleLink, personalized wallet checks, and cashier’s checks are provided at no cost to the customer. $10/month if total relationship drops below the minimum levels.
  6. $7 if monthly minimum balance drops below $1,000.
  7. $7 if monthly minimum balance drops below $200.

EAGLEMAX Premium Checking

Bank of Clarke County’s highest yielding checking account

EagleMax is a variable rate account which has different Annual Percentage Yields (A.P.Y.’s) depending on the collected balance in the account.

This account offers:

A maintenance fee of $15.00 will be charged only if the minimum balance drops below the required $50,000 during a statement cycle. Please call or email Customer Service to obtain the current A.P.Y.’s and complete details of this account.

Eagle NOW

Variable rate account which pays interest on the average collected balance in the account

This account offers:

This account also qualifies for EAGLELINK.

A maintenance fee of $7.00 will be charged only if the balance drops below the required $1,000 during a statement cycle. Please call or email Customer Service (bcc_contact.html) to obtain the current A.P.Y.’s and complete details of this account.

Golden Eagle Checking

This account is available to our customers 55 years of age and older

This account offers:

There is no maintenance fee and no minimum balance requirements. This is not an interest-bearing account.

Eagle Checking

This account offers:

This account does not pay interest and there is a $7.00 maintenance fee if the minimum balance drops below $200 during a statement cycle.

Student Eagle Checking

Available to our customers 23 years of age and younger who are full time students

This account offers:

There is no maintenance fee and no minimum balance requirements. This is not an interest-bearing account.

Eagle Free Checking

This account does not pay interest and there are no minimum balance requirements. The customer will receive a monthly truncated statement (i.e. no check images will be included).


9 Steps to Protect Against Credit Card Fraud Now – Consumer Reports #credit #card #fraud,


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9 steps to protect against credit card fraud now

Are you suffering from security breach burnout in the wake of the huge hacker attack on Home Depot? The do-it-yourself retailing giant says the data heist that went down from last April through September compromised 56 million payment cards. and it appears to be bigger than last year’s Target breach .

People are getting sick of hearing about it, Avivah Litan, a financial fraud analyst at Gartner Research, said.

But now is not the time to tune out.

In late August, the U.S. Deptartment of Homeland Security and the Secret Service issued an advisory about retail point-of-sale malware infections that have affected an estimated 1,000 businesses. So you can reasonably expect more breach notices to come.

Meanwhile, as we reported earlier this year, some major hotel chains have been lax in protecting consumers’ data, and on Friday, The New York Times reported that Home Depot was slow to secure its customers’ data, according to unnamed former cybersecurity employees.

Merchants who accept payment cards from American Express, Discover, JCB, MasterCard, and Visa are required by the Payment Card Industry Council, which sets minimum security standards for retailers who accept those cards, to assess their data security—but only once a year, with quarterly system scans.

Unfortunately, sophisticated hackers move a lot faster than that to find and exploit security vulnerabilities.

Also, those periodic reports are only are only the baseline floor for security, not the cutting edge pinnacle. These are the bare minimum things you should be doing to protect credit card and any kind of data, Bob Russo, the PCI Council’s general manager told us last spring. In addition, they are just a snapshot in time, said Troy Leach, the PCI’s chief technology officer. The key is for retailers to follow those practices not just when the assessor comes to town, but every day, Leach said.

But Litan blames the payment card industry and banks for not providing a more secure payment processing system that employs encryption and tokenization—which generates and transfers a unique code for each payment transaction, instead of the actual account number, expiration date, and account owner’s name, which can be intercepted and counterfeited by hackers for unauthorized charges. Even if a token were captured, it can’t be used again after the original legitimate transaction.

There’s nothing they can do to stop these breaches right now, but there’s plenty they can do in the next year, Litan said.

Check the guide to security freeze protection from Consumers Union, the policy and advocacy arm of Consumer Reports.

One current problem, Litan says, is that payment card data is not encrypted when consumers enter it into terminals at the checkout counter by swiping their credit and debit cards through the unprotected magnetic stripe card reader. So that’s where hackers steal card account numbers and other personal information.

Home Depot now encrypts that data at the source, but other retailers need to catch up, Litan says.

Until that happens, consumers should lock down their financial data and personal information, especially in advance of the busy holiday shopping season, when Target was attacked last year. Here’s how.

1. Demand a new replacement credit and debit card if yours was compromised. Chase Bank proactively took this step after the Target breach and has already notified customers that a new card is on the way to victims of the Home Depot breach. Don’t wait for your bank to do the same. Initiate the call yourself.

2. Check your bank account register and credit card activity online to see whether your card was used at Home Depot or at any other place—fill in the blank of tomorrow’s hapless retailer name here—that was recently hacked. Don’t wait for your print statement to come in the mail; check the latest account activity digitally by signing up for online access to your account information or by using a mobile banking app. If that information is available online for only a certain period, for example the previous 90 days, check farther back by looking at your monthly print statements. Also watch out for changes to your debit card PIN .

3. Be alert for post-breach phishing attempts. Hackers don’t always get everything they need to break into your accounts, so they will typically send you e-mails or even call on the phone and pose as your bank or card issuer to try to trick you into giving up the missing pieces, including mother’s maiden name, account username and password, date of birth, and Social Security number. Learn to identify phishing attempts by following our advice.

4. Lock down your credit report with a security freeze , which essentially shuts off access to your credit history by new would-be lenders. If a hacker applies for a loan in your name, the creditor is less likely to approve it if he or she can’t see your credit file. Freezes are typically free for victims of identity theft, which you are if you paid with plastic at Home Depot between April and September of this year.

5. Get as many as 18 free credit reports per year so you can regularly monitor them and keep an eye out for fraudulent new accounts. You can get three free credit reports (one from each credit bureau) from annualcreditreport.com and three more in many states that also mandate free annual reports.

You’re also entitled to a free credit report from each bureau after you file a 90-day fraud alert, which you should do every 90 days if you’ve been a victim of the Home Depot or other data breach or have a good-faith suspicion that you’re about to become a victim of identity fraud.

As we’ve previously reported. 22.5 percent of consumers who received notice of a security breach, like the one that occurred at Home Depot, subsequently became victims of identity theft, according to a survey of 5,000 consumers by Javelin Strategy and Research, a California consulting firm that has studied this crime for more than 10 years. That’s almost eight times the 2.9 percent ID fraud rate for consumers who hadn’t received a breach notice.

6. Ask merchants big or small if they’re PCI-DSS compliant. If they don’t know or have not even heard of this most basic of data security measures, pay with a credit card, rather than debit card, because fraud theft from your checking/debit account can set off a cascade of penalty fees for bounced checks.

7. Don’t waste money on costly identity theft prevention services , which can cost $120 to $300 a year, because you can do most of what they do for little or no cost. If the breached retailer offers free credit monitoring, consider taking it, but beware that it could create a false sense of security and remember not to renew for an annual fee when the free period ends.

8. Change your passwords regularly on your various financial accounts and use strong passwords to thwart hackers and protect yourself online .

9. Don’t panic, but take the breach threat seriously, because this problem is now a fact of life until the big payment card brands, banks, and retailers improve the security of the payment processing system.


Banking Services: Checking, Savings, Mortgage #mortgage #jobs


#mortgage online

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Regions Bank

Regions Services

2016 Regions Bank. All Rights Reserved.

Insurance products are offered through Regions Insurance, Inc. which is an affiliate of Regions Bank.

Regions Investment Solutions is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory Services are offered through Cetera Investment Advisers LLC. Neither Cetera Investment Services, nor Cetera Investment Advisers is an affiliate of Regions Bank. Regions Investment Solutions, 250 Riverchase Parkway East, Hoover, AL 35244.

The purchase of insurance products through an affiliate is completely optional. Neither the purchase of insurance products through the bank or any of its affiliates, nor the agreement not to obtain, or a prohibition on the consumer from obtaining insurance products through an unaffiliated entity will affect any application for credit or the terms of any existing credit agreement with Regions Bank.

Investment, Insurance and Annuity Products
Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value | Are Not Deposits | Are Not Insured by Any Federal Government Agency | Are Not a Condition of Any Banking Activity

Regions, the Regions logo and the LifeGreen bike are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.

Make an Appointment (Opens in a new window)

Make an Appointment

Close this modal

Customer information provided in order to set up this appointment will not be used to update any customer records and this information will only be used to service this appointment.

*Investment Annuities and Insurance Products

  • Are Not FDIC Insured
  • Are Not Guaranteed
  • May Lose Value
  • Are Not Deposits
  • Are Not Insured by Any Federal Government Agency
  • Are Not a Condition of Any Banking Activity

Banking products are provided by Regions Bank, 1900 5th Avenue North, Birmingham, AL 35203

© 2015 Regions Bank

You are about to leave Regions.com


Peoples Security Bank & Trust Company – Banking – Checking Accounts #banking #checking #accounts


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Checking Accounts

Peoples Security Bank Trust offers a variety of checking accounts to meet your individual needs. All of our personal and business checking accounts include FREE Online Banking Bill Pay Services.

Freedom Checking

Enjoy your freedom while banking with this checking account.

  • NO minimum balance or monthly service charge
  • NO per check charge Unlimited check writing
  • FREE Check Card
  • FREE Online Banking FREE Bill Pay
  • FREE Online Interbank Fund Transfers
  • FREE Telephone Banking
  • FREE Mobile Banking with Mobile Deposit
  • FREE Anti-Fraud Text Alert Service

60+ Checking with FREE Checks

Our customers age 60 or better have the advantage of this FREE checking account that includes:

  • FREE Basic Style Checks for the life of account
  • NO minimum balance or monthly service charge
  • NO per check charge Unlimited check writing
  • FREE Check Card
  • FREE Online Banking FREE Bill Pay
  • FREE Online Interbank Fund Transfers
  • FREE Telephone Banking
  • FREE Mobile Banking with Mobile Deposit
  • FREE Anti-Fraud Text Alert Service

Peoples Package Checking

A value-added checking account offering many additional features and benefits when you maintain combined balances totaling $5,000 in eligible accounts: primary checking, savings or certificates of deposits.

  • A $25 minimum initial deposit is required to open this account*
    *A $12 monthly service charge will be assessed if the minimum daily combined balance falls below the $5,000 requirement
  • The account pays a variable interest rate* as determined by the bank. Interest will be credited and compounded monthly when $5,000 in combined balances is maintained daily.
    *Call for current rates or CLICK HERE
  • NO annual fee for unsecured line of credit*
    *Must meet current credit underwriting guidelines
  • Unlimited check writing
  • FREE basic style checks for the life of the account, or $10 toward another selection
  • .25% rate reduction on new personal installment loans
  • .25% rate increase on one new Certificate of Deposit per year (excluding promotional CDs)
  • FREE standard size safe deposit box based upon availability or $15 credit towards larger box, while the checking account remains open.
  • FREE Telephone Banking
  • FREE Online Banking FREE Bill Pay
  • FREE Online Interbank Fund Transfers
  • FREE Mobile Banking with Mobile Deposit
  • FREE Anti-Fraud Text Alert Service

Personal NOW Checking

Interest bearing checking account with immediate access to funds. By regulation, Corporations and Partnerships are not permitted to open a NOW account.

  • $1,000 minimum initial deposit
  • Unlimited check writing
  • Variable interest rate* paid monthly on balances of $1,000 and greater
    *Call for current rates or CLICK HERE
  • $8 monthly service charge if daily balance falls below $1,000
  • FREE Check Card
  • FREE Telephone Banking
  • FREE Online Banking FREE Bill Pay
  • FREE Online Interbank Fund Transfers
  • FREE Mobile Banking with Mobile Deposit
  • FREE Anti-Fraud Text Alert Service

Personal and Non-Personal Money Market Accounts

A tiered money market account for personal and business customers.

  • $2,500 minimum initial deposit
  • Five Interest Tiers*
    • 1st $2,500.00 – $24,999.99
    • 2nd $25,000.00 – $49,999.99
    • 3rd $50,000.00 – $499,999.99
    • 4th $500,000.00 – $4,999,999.99
    • 5th $5,000,000.00 and over
  • Interest rate is fixed for 1st and 2nd tiers according to current market conditions
  • Variable interest rate for 3rd tier
  • Balances between $1,000-$2,499 will accrue interest at the prevailing NOW account rate
  • $8 monthly service charge if daily balance falls below $2,500
  • Restricted Transactions – Money Market account depositers are not permitted to make more than six (6) restricted transfers or withdrawls in any combination per statement cycle.

Restricted transfers and withdrawals include:

Automatic or electronic transfers to the account of the same depositor at Peoples Security Bank Trust if made by:

  • Autodraft – to checking or savings
  • Automatic Transfers by telephone
  • Online Banking Service
  • Telephone Banking Service
  • Transfers or withdrawls to third parties including:
    • ACH preauthorized transfers
    • Automatic transfer by telephone
    • Online Banking Bill Pay Service

Unrestricted Transactions

An unlimited number of savings withdrawals or transfers are allowed in the following situations:

  • When the withdrawal is made in person, or by ATM
  • When the withdrawal is made by telephone with a check mailed to the depositor
  • When the transfer is made in person between accounts of the same depositor
    at Peoples Security Bank Trust
  • When the transfer is made between accounts of the same depositor at the ATM
  • When the transfer is to repay a loan at Peoples Security Bank Trust

Full Disclosure of our checking accounts is available upon request.


Banking Services: Checking, Savings, Mortgage #commercial #mortgage #rates


#mortgage online

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Regions Bank

Regions Services

2016 Regions Bank. All Rights Reserved.

Insurance products are offered through Regions Insurance, Inc. which is an affiliate of Regions Bank.

Regions Investment Solutions is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory Services are offered through Cetera Investment Advisers LLC. Neither Cetera Investment Services, nor Cetera Investment Advisers is an affiliate of Regions Bank. Regions Investment Solutions, 250 Riverchase Parkway East, Hoover, AL 35244.

The purchase of insurance products through an affiliate is completely optional. Neither the purchase of insurance products through the bank or any of its affiliates, nor the agreement not to obtain, or a prohibition on the consumer from obtaining insurance products through an unaffiliated entity will affect any application for credit or the terms of any existing credit agreement with Regions Bank.

Investment, Insurance and Annuity Products
Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value | Are Not Deposits | Are Not Insured by Any Federal Government Agency | Are Not a Condition of Any Banking Activity

Regions, the Regions logo and the LifeGreen bike are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.

Make an Appointment (Opens in a new window)

Make an Appointment

Close this modal

Customer information provided in order to set up this appointment will not be used to update any customer records and this information will only be used to service this appointment.

*Investment Annuities and Insurance Products

  • Are Not FDIC Insured
  • Are Not Guaranteed
  • May Lose Value
  • Are Not Deposits
  • Are Not Insured by Any Federal Government Agency
  • Are Not a Condition of Any Banking Activity

Banking products are provided by Regions Bank, 1900 5th Avenue North, Birmingham, AL 35203

© 2015 Regions Bank

You are about to leave Regions.com