Covenant Mortgage – Mortgage Brokers – 31531 Rancho Viejo Rd, San Juan Capistrano, CA –


#covenant mortgage

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Covenant Mortgage

I found this lender through a mailer that was sent to my house. I am refinancing 4 investment properties in Laguna Woods. The first 2 I did with Quicken Loans in 20 days. I thought the website from Covenant had more info so I started my 3rd (5368 Algarrobo, Laguna Woods) with them. I spent a lot of time filling in the loan app, and uploading 38 documents.

A couple days went by and then my loan was listed as cancel. Really? I can understand if you cancelled because you don t deal with this type of loan. But your website listed this as a refinance and investment property. I received NO email or phone call. just cancelled. I left messages but NO follow through. In this day and age of customer service. this was the worst experience I have had with any company in the last 5 years.

PLEASE AVOID them

Was this review ?

I contacted Convenant a few months ago in hopes to secure a mortgage loan.

They did as most do – qoute you one thing, then bait and switch you at the end. I paid for an appraisal, which I was hesitant to do in the first place, and when all things were said and done, the agent I spoke with started telling me that the value had caused my rate to change. I completely understand that – HOWEVER, the value that the appraisal came in at was the same that he and I had always spoken about. So what gives?

I hate shaddy companies.

Was this review ?

Received quote, signed loan application and intent to processed , all document submitted on the same day of the GFE issued. 2 months later with multiple attempts via phone and email to ask about for loan process, they finally get back to me and told me that they cant give me the promised rate which is clearly stated on GFE and on the loan application. Very disappointed. Will not recommend to anyone I know.

Was this review ?

Other Mortgage Brokers Nearby

Lyssa B. said “My family and I have been enjoying our new home so much, I almost forgot to give credit where it s due. We prayed to be led to the right person and God led us to Brian. Brian helped make the impossible…” read more

Cindy L. said “Well i can tell you I was very skeptical. I tried to refi 2 times prior to this. Mr. Brigham said he could get me a 3.75% on a 30 year fixed and laid out all of the terms. 3 weeks later, just like he said,…” read more


Mortgage Capital Associates Inc Review – Mortgage Lender in San Diego, CA – BBB Business


#mortgage capital associates

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Mortgage Capital Associates Inc

This company offers residential lending and real estate marketing services.

BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB Complaint Information

Find aggregate BBB complaint information for Mortgage Capital Associates Inc. BBB of Los Angeles and Silicon Valley has the full report as that BBB handles all complaints for Mortgage Capital Associates Inc.

Government Actions

BBB knows of no government actions involving the marketplace conduct of Mortgage Capital Associates Inc.

Advertising Review

BBB has nothing to report concerning Mortgage Capital Associates Inc s advertising at this time.

Additional Information

BBB file opened: декабря 18, 2012 Business started: 05.23.1994 in CA Business started locally: 01.01.2011 Business incorporated 05.23.1994 in CA

Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Nationwide Mortgage Licensing System

Nationwide Mortgage Licensing System

Department of Corporations
320 W 4th St Ste 750, Los Angeles CA 90013
http://www.corp.ca.gov
Phone Number: (866) 275-2677
The number is 4130479.

Type of Entity
Business Management

Mr. Aaron Bembaron, Partner Ms. Lauri Bembaron, Partner

Contact Information

Principal: Mr. Aaron Bembaron, Partner

Number of Employees
Business Category

Mortgage Lender Mortgage Brokers Mortgage Bankers Marketing Consultants Real Estate Consultants Consultants – Social Media Online Social Media/Networking Real Estate Services

Industry Tips

American Advisors Group Review – Reverse Mortgage in Orange, CA – BBB Business Review –


#aag reverse mortgage

#

BBB Accreditation

A BBB Accredited Business since

BBB has determined that American Advisors Group meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business’ products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business’ product quality or competency in performing services.

Reason for Rating

Factors that raised the rating for American Advisors Group include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 33 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

33 complaints closed with BBB in last 3 years | 12 closed in last 12 months


Homes: Huntington Beach, CA #us #mortgage #rates


#huntington mortgage

#

Why use Zillow?

Zillow helps you find the newest Huntington Beach real estate listings. By analyzing information on thousands of single family homes for sale in Huntington Beach, California and across the United States, we calculate home values (Zestimates) and the Zillow Home Value Price Index for Huntington Beach proper, its neighborhoods, and surrounding areas. There are currently 463 for sale listings in Orange County CA zip codes. including condos. bank owned homes. short sales. townhomes. duplexes. land and luxury listings. If you’re looking to rent in Huntington Beach CA. check out our extensive list of luxury apartments and townhomes. We make it easy to find your dream home by filtering home types, price, and size. Filtering with keyword search is also possible, like “waterfront” or “upgraded carpet ” homes in Huntington Beach.

Cities Near Huntington Beach

ZIPs Near Huntington Beach

Disclaimer: School attendance zone boundaries are supplied by Maponics and are subject to change. Check with the applicable school district prior to making a decision based on these boundaries.


Mortgage Minute Guy Business Review in Sherman Oaks, CA – Serving the Silicon Valley BBB


#mortgage minute guy

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Mortgage Minute Guy

BBB Accreditation

Mortgage Minute Guy is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

This business has no rating at this time.

Sherman Oaks, CA 91403 Directions

Industry Comparison Chart X

The information in the table below represents an industry comparison of businesses which are of the same relative size. This is based on BBB’s database of businesses located in the Counties of Los Angeles, Santa Clara, Santa Cruz, Monterey and San Benito. Businesses may engage in more than one type of business. The percent of time the business engages in a type of business is not accounted for. There is no known industry standard for the number of complaints a business can expect. The volume of business and number of transactions may have a bearing on the number of complaints received by BBB.

*Mortgage Minute Guy is in this range.

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

  • Advertising or Sales
  • Billing or Collection
  • Problems with Products or Services
  • Delivery
  • Guarantee or Warranty

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

Additional Phone Numbers

Additional Web Addresses

BBB Complaint Process

Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the company’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

Industry Tips for Mortgage Brokers

What is BBB Advertising Review?

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

What government actions does BBB report on?

BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

About BBB Business Review Content and Services

Some Better Business Bureaus offer additional content and services in BBB Business Reviews. The additional content and services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release. Not all enhanced content and services are available at all Better Business Bureaus.

Thank you for your feedback.

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience


Covenant Mortgage – Mortgage Brokers – 31531 Rancho Viejo Rd, San Juan Capistrano, CA –


#covenant mortgage

#

Covenant Mortgage

I found this lender through a mailer that was sent to my house. I am refinancing 4 investment properties in Laguna Woods. The first 2 I did with Quicken Loans in 20 days. I thought the website from Covenant had more info so I started my 3rd (5368 Algarrobo, Laguna Woods) with them. I spent a lot of time filling in the loan app, and uploading 38 documents.

A couple days went by and then my loan was listed as cancel. Really? I can understand if you cancelled because you don t deal with this type of loan. But your website listed this as a refinance and investment property. I received NO email or phone call. just cancelled. I left messages but NO follow through. In this day and age of customer service. this was the worst experience I have had with any company in the last 5 years.

PLEASE AVOID them

Was this review ?

I contacted Convenant a few months ago in hopes to secure a mortgage loan.

They did as most do – qoute you one thing, then bait and switch you at the end. I paid for an appraisal, which I was hesitant to do in the first place, and when all things were said and done, the agent I spoke with started telling me that the value had caused my rate to change. I completely understand that – HOWEVER, the value that the appraisal came in at was the same that he and I had always spoken about. So what gives?

I hate shaddy companies.

Was this review ?

Received quote, signed loan application and intent to processed , all document submitted on the same day of the GFE issued. 2 months later with multiple attempts via phone and email to ask about for loan process, they finally get back to me and told me that they cant give me the promised rate which is clearly stated on GFE and on the loan application. Very disappointed. Will not recommend to anyone I know.

Was this review ?

Other Mortgage Brokers Nearby

Lyssa B. said “My family and I have been enjoying our new home so much, I almost forgot to give credit where it s due. We prayed to be led to the right person and God led us to Brian. Brian helped make the impossible…” read more

Cindy L. said “Well i can tell you I was very skeptical. I tried to refi 2 times prior to this. Mr. Brigham said he could get me a 3.75% on a 30 year fixed and laid out all of the terms. 3 weeks later, just like he said,…” read more


Paramount Equity Mortgage, LLC Review – Mortgage Brokers in Roseville, CA – BBB Business Review


#paramount mortgage

#

BBB Accreditation

A BBB Accredited Business since

BBB has determined that Paramount Equity Mortgage, LLC meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business’ products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business’ product quality or competency in performing services.

Reason for Rating

Factors that raised the rating for Paramount Equity Mortgage, LLC include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 58 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

58 complaints closed with BBB in last 3 years | 34 closed in last 12 months

Government Actions

Paramount Equity Mortgage, LLC – The Department of Business Oversight
Date of Action: 11.05.2016
The following describes a pending government action that has been formally brought by a government agency but has not yet been resolved. We are providing a summary of the government s allegations, which have not yet been proven:

On May 11, 2016 the California Department of Business Oversight issued an Accusation against Paramount Equity Mortgage, LLC seeking that monetary penalties be imposed upon the company for engaging in residential mortgage loan servicing without first added residential mortgage loan servicing authority to their license.

Advertising Review

BBB has nothing to report concerning Paramount Equity Mortgage, LLC s advertising at this time.

Additional Information

BBB file opened: февраля 02, 2004 Business started: 09.03.2003 in CA Business incorporated 08.05.2011 in CA

Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Department of Business Oversight
1515 K St. Suite 200, Sacramento CA 95814
http://www.dbo.ca.gov
Phone Number: (866) 275-2677
The number is 4170047.

Type of Entity

Limited Liability Company (LLC)

Business Management

Mr. Matthew Murray, Chief Marketing Officer Mr. Hayes Barnard, Founder Mr. Mike Berte, President Mr. Matt Dawson, VP of Mortgage Operations Mr. David Lippe, Vice President Ms. Michele Magee, Chief Marketing Officer Mr. Narish Parsad, Marketing

Contact Information

Principal: Mr. Matthew Murray, Chief Marketing Officer

Business Category

Mortgage Brokers Mortgage Lender Real Estate Real Estate Services Loans Real Estate Loans

Service Area

BBB serving northeast California is the HQ BBB for Paramount Equity Mortgage. Complaints are referred to them for processing. The company is currently doing business in Oregon, Washington, California, Arizona, Virginia and Utah.

Industry Tips

What is a BBB Business Review?

We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.

About BBB Business Review Content & Services:

Some Better Business Bureaus offer additional content & services in BBB Business Reviews.
The additional content & services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release.
Not all enhanced content & services are available at all Better Business Bureaus.

Professional Affiliations X

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

  • Advertising or Sales
  • Billing or Collection
  • Problems with Products or Services
  • Delivery
  • Guarantee or Warranty

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

BBB Complaint Process

Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

Industry Tips

What is BBB Advertising Review?

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

What government actions does BBB report on?

BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

Thank you for your feedback!

BBB Reporting Policy

As a matter of policy, BBB does not endorse any product, service or business.

BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.

Additional Phone Numbers

  • (877) 290-9991(Phone)
  • (209) 464-4000(Phone)
  • (916) 789-7538(Phone)
  • (916) 746-7080(Phone)
  • (916) 772-9090(Phone)

Additional Email Addresses

  • N/A – eQuote
  • N/A – Communication/Mass Email

Mortgage Minute Guy Business Review in Sherman Oaks, CA – Serving the Silicon Valley BBB


#mortgage minute guy

#

Mortgage Minute Guy

BBB Accreditation

Mortgage Minute Guy is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

This business has no rating at this time.

Sherman Oaks, CA 91403 Directions

Industry Comparison Chart X

The information in the table below represents an industry comparison of businesses which are of the same relative size. This is based on BBB’s database of businesses located in the Counties of Los Angeles, Santa Clara, Santa Cruz, Monterey and San Benito. Businesses may engage in more than one type of business. The percent of time the business engages in a type of business is not accounted for. There is no known industry standard for the number of complaints a business can expect. The volume of business and number of transactions may have a bearing on the number of complaints received by BBB.

*Mortgage Minute Guy is in this range.

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

  • Advertising or Sales
  • Billing or Collection
  • Problems with Products or Services
  • Delivery
  • Guarantee or Warranty

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

Additional Phone Numbers

Additional Web Addresses

BBB Complaint Process

Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the company’s response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

Industry Tips for Mortgage Brokers

What is BBB Advertising Review?

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

What government actions does BBB report on?

BBB reports on known government actions that are relevant to the business’s marketplace dealings with the public.

About BBB Business Review Content and Services

Some Better Business Bureaus offer additional content and services in BBB Business Reviews. The additional content and services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release. Not all enhanced content and services are available at all Better Business Bureaus.

Thank you for your feedback.

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience


San Marcos Academy – Coeducational College Prep School #college #san #marcos #ca


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San Marcos Academy

is a fully accredited coeducational Christian college prep school for students in middle and high school grades located in the beautiful Texas hill country. We welcome boarding students from around the world, across the United States, and all over Texas, providing a nurturing structured environment that fosters success. We also enroll day students from 14 local communities. San Marcos Academy. a tradition of excellence since 1907.

2-hour delayed start Thursday, March 5th.
Classes begin at 10 a.m.





San Marcos Academy is a fully accredited coeducational Christian college preparatory school for grades 7-12.

2801 Ranch Road 12
San Marcos
78666
USA

During the summer, the SMA Admissions Office will be open from 7:30 a.m. to 5:30 p.m. Monday-Friday.

Other campus offices will be open from 7:30 a.m. to 5 p.m. M-Th and 7:30-noon on Fridays.

Our offices will be closed
Monday and Tuesday,
July 3rd and 4th.

Have a safe and happy
independence day.

SMA Camps This Summer

Tennis, MS Football, Baseball and Conditioning camps are being offered this summer at SMA by Academy coaches and staff. For more details and payment/registration information, visit this link:

Summer Reading Assignments

Is reading one of your summer activities?
If not, it should be!
Below are links to the summer reading lists for middle school and upper school students for the 2017-18 school year.

Summer School Online
at SMA

San Marcos Academy will again be offering online summer courses in the four core disciplines (English, math, science, social studies) as well as French and Spanish. Additional subjects could be added on request.

Students who need academic credit recovery or who are interested in getting ahead this summer can contact Amy Nighbert or Lynne Ritchie for information on how to register for classes.

Apply Now for 2017-18

SMA is accepting applications for
grades 4-12 for the 2017-18 school year.
Call the Admissions Office (512-753-8000) for more information or visit our ” How to Apply ” page to start the process.

We look forward to hearing from you!

Dinner at the Fields Tuesday

Come out to support the varsity Bears baseball team on Tuesday, April 11, at 4:15 p.m. and stay for a hot dog/hamburger cookout at the baseball field. Sodexo Food Service will be serving up the meal at 5:30 p.m. Day students and parents may charge their accounts for the
$8 meal, and guests
may pay in cash.

Hope to see you at the field!

Short video featuring some moments
from the first week of the
2016-2017 school year.

SMA Houston Trip Canceled

Due to the weather, our April 21 presentation at 7 p.m. at the Marriott Energy Corridor Hotel on the Katy Freeway has been canceled. Please contact our office if you have any questions or would like to find out the dates of our future Houston visits.

Update: Fall Festival Canceled
Due to Weather. ?>

Family law attorney in Roseville, CA, C, family law sacramento ca.#Family #law #sacramento #ca


#

When You Need a California

Family Law Attorney

Family law sacramento ca

Family law is a highly nuanced legal area, involving both emotional and technical legal components. If you are dealing with a divorce or preparing for child custody hearings, you need a lawyer you can trust to handle your case honestly and efficiently. You need someone who is there for you and is willing to prioritize your interests over all else.

At the law office of C. Alexandre Barbera, Attorney at Law, my only priority is reaching the best possible solution for you. In all cases, I do what I can to limit the time and money needed to resolve the issues.

Residents in the Sacramento metropolitan area that need an experienced family law attorney may contact me by calling 916-724-5360 or by contacting me online.

The Experience to Resolve Your Case Efficiently and Effectively

I have focused on family law for over 35 years and, prior to that, was a business and tax attorney for five years. This early experience greatly adds to my current focus on family law and allows me to offer divorce clients additional insight on business and financial matters.

In my four decades of law practice, I have handled many cases involving everything from marriage dissolution to child support and adoption. You can learn more about the services I provide on my practice areas page.

During my years as a family law attorney, I have become familiar with the laws and statutes guiding family law decisions in California. I have also built strong relationships with judges and other attorneys throughout the state, especially in the Sacramento metropolitan area.

Message Me

**The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.