Mortgage Note Buyers
The Mortgage Buyer, Inc. has established itself as a premier mortgage note buyer and nationwide purchaser of notes, mortgages, trust deeds and contract for deeds. Since our founding in 1994, The Mortgage Buyer has purchased over a thousand privately held mortgage notes, deed of trusts and land contracts. A distinctive twenty-year history of doing business with honesty and integrity has made us one of the most accomplished mortgage note buyers in the country. Our extensive experience and high annual sales volume allows us to offer the highest prices for the notes and mortgages we purchase. Note holders who contact The Mortgage Buyer consistently receive the highest cash sale prices and the best customer service in the industry.
Receive an Offer
Complete our easy to use form to request a purchase proposal for your mortgage note.
Highest Price Guarantee
We offer an iron-clad guarantee that you will receive the highest sale price for your note.
Sell a Mortgage Note
If you own a private mortgage or deed of trust, The Mortgage Buyer can convert all or any portion of your future payments into cash. There are no fees or costs for the person selling their note and we take care of all the work. To learn more about selling your mortgage note call one of the country’s leading mortgage buyers at (800) 618-2485. Our President, John Avenia, will answer your questions, explain the factors that determine the market value of your note and provide a no-cost, no-obligation purchase proposal for your important asset. If you would prefer to receive a purchase proposal without calling us you can do so easily and confidentially by completing our online mortgage buyers form .
Note Sale Options
Learn about the sale options available when liquidating a mortgage note investment.
Note Sale Steps
Learn about the best way to approach selling a private mortgage note investment.
A Note’s Market Value
The market value of a privately-held mortgage note, deed of trust or land contract is determined by a number of characteristics unique to the note and property that secures it. In fact, each mortgage note is a unique investment and therefore has a unique market value. Because no two mortgage investments are alike, every note and mortgage needs to be priced on an individual basis. It is true in every case that the market value of a note will be an amount less than the outstanding balance due on it. It is incumbent on every note holder considering the sale of their note to thoroughly research their options and maximize the value they receive for it.
A Note’s Market Value
Learn about the factors that determine the market value of a mortgage note.
Receive Top Dollar
Our tips on how to receive the best sale price for your mortgage note.
Promissory Notes Facts
A promissory note is a financial instrument that contains a written promise by one party to pay another party a definite sum of money either on demand or at a specified future date. A promissory note typically contains all the terms pertaining to the indebtedness by the issuer or maker to the note’s payee, such as the amount, interest rate, maturity date, date and place of issuance, and issuer’s signature. A mortgage note is a promissory note secured by a mortgage, deed of trust or trust deed. It is the fact mortgage notes are secured by specific real estate collateral that makes them salable. Without real estate as collateral a promissory note would simply be a written promise to pay and there would be few buyers for them.
Note Sale Benefits
Note holders who sell their mortgage achieve a number of important benefits.
Protecting Your Note
We show you how to properly service your mortgage note investment.
In 2007 the United States mortgage market experienced a sudden and dramatic meltdown. Without notice mortgage originators across the country were forced to tighten their belts and stop creating sub-prime loans. Overnight a large group of potential home buyers were left with no place to secure mortgage financing. Then, in 2014 the new Dodd-Frank law went into effect placing additional restrictions on potential home buyers and further limiting the number of individuals who qualify for mortgage financing. Today, there are a staggering number of potential real estate buyers who can only look to the property seller for the financing they need.
Offering owner financing has proven to be an excellent way to attract potential buyers for your property. We recommend, however, that you learn some fundamental elements of the business before becoming a mortgage lender. Continue for valuable insight into the benefits of owner financing and learn how to create a quality mortgage note investment.
Owner Financing Benefits
Learn why offering owner financing is one of the best marketing tools available when selling real estate.
Creating a Quality Note
Learn how to create a quality note and mortgage investment when offering owner financing.
The Mortgage Buyer
Over twenty years of professional note buying experience allows us to deliver outstanding pricing, customized sale options and the best customer service in the industry. Our Highest Price Guarantee ensures that every note holder has the opportunity to receive the maximum sale price for their deed of trust, mortgage or land contract.
If you would like to receive a no-cost, no-obligation purchase proposal for your mortgage note, call our President John Avenia at (800) 618-2485, email John. or complete our easy to use online mortgage note quote form.
John A. Avenia, President Founder
At The Mortgage Buyer, Inc. you will never receive a sales pitch, just straightforward talk and honest advice about your note and mortgage investment.
NOTE SELLING TIP
Benefits of Selling a Note
Every person considering the sale of their mortgage note has a unique set of reasons motivating them. Note holders who sell their note achieve some important benefits, including eliminating the risk of foreclosure, eliminating the need to service the note and eliminating having your funds tied up in a long-term investment. Selling your mortgage note will convert the uncertain stream of future payments into an immediate source of cash while eliminating all future financial risk from the investment.
Private Mortgage Financing 101
Mortgage Buyer Testimonials
I can’t thank you enough for being as honest as possible and for doing all that you could. I appreciate your integrity more than you know. Again I thank you for handling our situation as timely as possible.
– Jennifer C. Chattaqua, NY
I’m very big on quality service and I can say that working with John at The Mortgage Buyer, Inc. was a professional experience from start to finish. Pricing was fair and no surprises which goes a long way in making a seamless transaction possible. Looking forward to our next deal together.
– PJ, Jones Equities, LLC
Please accept my heart-felt appreciation for your personal attention. I did not feel like I was in a “take a number and have a seat” kind of place. I can pay off our high interest debts, and have a bit left over for our future.
– M. Sanblise, Salem, OR
Thank you for personally handling our difficult sale. Your attention to detail made everything go smoothly.
– L. Smith, Sunset Beach, NC
Read more first-hand testimonials from past clients who have sold their note to The Mortgage Buyer.
The Mortgage Buyer, Inc. 2016