Alabama DPS – MVD Locations, Office Hours – Phone Numbers, alabama credit bureau.#Alabama #credit #bureau


#

DMV Office Finder in Alabama

Alabama credit bureau

Up-To-Date Ticket History Check!

For a low monthly fee, you can access the traffic tickets, moving violations, and court documents of anyone in the U.S.

Alabama credit bureau

Disclaimer: TruthFinder cannot be used for employment or tenant screening. TruthFinder is not a consumer reporting agency as defined by the Fair Credit Report Act. Please note that this is a subscription-based service.

  • Screen Tenant
  • Use for Issuing Credit
  • Evaluate for Employment

Alabama DMV Office Locations

In Alabama, there are separate state agencies that oversee driver and vehicle services:

  • Driver-related needs: Alabama Law Enforcement Agency’s (ALEA) Driver License Division.
  • Vehicle-related tasks: Alabama Department of Revenue’s (DOR) Motor Vehicle Division (MVD).

To find the driver licensing or MVD office nearest to you, either enter your zip code in the search bar above or click on your Alabama county of residence below.

AL Driver License Office Services

Alabama driver licensing offices provide assistance with several driver-related tasks, including (but not limited to):

Alabama MVD Office Services

The AL MVD offices offer a variety of helpful vehicle services, including (but not limited to):

Skip the Lines

Before you head out to visit your local driver licensing or MVD office branch, consider these time-saving options:

  • Make an appointment ahead of time.*
  • Use the online services provided by both the AL Motor Vehicle Division and Driver License Division, saving you a trip to an agency office altogether.

*NOTE: Only applies to Driver License Division offices.

Contact the Alabama DLD

There are a few different ways to get in touch with the Alabama Driver License Division.

If your situation doesn’t call for urgent action, you may consider contacting the Driver License Division by e-mail.

To reach the Chief of the Driver License Division by phone, call (334) 353-1470.

Use the Driver License Division’s list of main offices by city to find the phone number of the agency closest to you if you need to contact a main office for inquiries regarding:

  • Driver license tests.
  • Commercial driver’s licensing.
  • License reinstatement.

Finally, to write in to the Driver License Division, send your mail to:

Alabama Law Enforcement Agency

Montgomery, AL 36102

AL MVD Contact Information

There are different ways to get in touch with the Alabama Motor Vehicle Division.

  • If you’re more comfortable with using a computer, consider e-mailing the MVD.
  • To contact the MVD’s main officeby phone, call (334) 242-9000.
  • If you need to send mail to the Motor Vehicle Division, address your envelope to the main MVD office that best suits your needs.

COMMUNITY OUTREACH—Southern Farm Bureau Life Insurance Fosters a Culture of Giving – Mississippi Christian Living,


#

COMMUNITY OUTREACH—Southern Farm Bureau Life Insurance Fosters a Culture of Giving

Southern farm bureau life insurance

By Carley McRee

Southern Farm Bureau Life Insurance Fosters a Culture of Giving

Since its inception in 1946, Southern Farm Bureau Life Insurance Company (SFBLIC) has a rich history in commitment to its agents, policyholders, communities, and people it serves. The company’s mission is “to be the life insurance company of choice for our Farm Bureau family. Our focus is to provide competitive products and superior customer service while observing the highest ethical standards.” However, SFBLIC is more than just a life insurance company; it truly cares and invests in the communities it serves.

Keeping its employees in mind, SFBLIC created a culture around community outreach and involvement to benefit its employees and the surrounding communities. In 2014, the company established a workplace employee volunteer program where, one day each year, employees go out into their communities to volunteer. Each month, a day is planned where groups of employees visit different community partners to spend a day giving back, while also representing SFBLIC. Because the employees of SFBLIC have many talents, different service opportunities are offered. The employees enjoy these days and a steady increase in participation has seen more than 200 employees involved each year.

“Community service and volunteering is something that I have always enjoyed because it challenges me to keep the mindset of putting others before myself, and I am thankful to work for a company that shares that same outlook,” said Mary Katherine Shipp, Senior PC Training Specialist, Corporate Training and Development.

Southern farm bureau life insurance

SFBLI employees assist a local community partner during Workplace Employee Volunteer Day .

Overall wellbeing is at the forefront of many discussions at SFBLIC, and community giving and volunteering are vital components to achieving that goal. Creating a culture around community involvement sets the workforce of SFBLIC apart. With numerous corporate sponsorships, sponsored community events, and countless volunteer opportunities, the company invests in creating a culture that is centered on community involvement. The employees of SFBLIC invest their talents and time each month with different community projects and events. These projects consist of landscaping grounds, organizing donation closets and classrooms, serving as mentors for children in the community and building homes for those without one to call their own. The amount of work, time and effort the employees of SFBLIC pour into the community each month shows just how much they care to make an impact. With each volunteer project, dollar donated, and hour volunteered, the employees of SFBLIC continue to enrich their overall wellbeing along with bettering the community.

“Those who are fortunate are meant to give back to their community when they can. This is best illustrated in Matthew 25:40 which reads, ‘…Truly I tell you, whatever you did for one of the least of these brothers of Mine, you did for Me.’ It is a blessing to work for a company that takes this sentiment to heart. In an industry where the bottom line is often the primary concern, SFBLIC remembers what is important and sacrifices employee productivity by encouraging personnel to give back without having to sacrifice their paycheck. The company encourages personal enrichment in addition to professional enrichment. It’s thinking like this that makes SFBLIC one of the premier employers in the state of Mississippi,” said Zach Farmer, Assistant Portfolio Manager, Securities Management.

Southern farm bureau life insurance

SFBLI employees present a gift to Make-A-Wish Foundation.

In 1987, SFBLIC saw a need in the community with a local elementary school and made a commitment to become an adopt-a-school partner. Thirty years later, Watkins Elementary School continues to enrich the lives of many employees. There are repeat volunteers who jump at the opportunity to give back to Watkins by reading during Dr. Seuss Day, judging science fairs, participating in mentoring programs and serving the staff at various luncheons to kick-off the school year. In 2016, SFBLIC partnered with a company called Agape North, an apparel company from Memphis, TN to provide uniforms to the children at Watkins Elementary School. In a little under a year, the partnership was able to give a new uniform to each Watkins student. Moments like those at the uniform distribution are when SFBLIC’s team members really see the personal impact they make by volunteering, purchasing products, and donating their money each month.

“The two most gratifying feelings for me are to serve others and put a smile on someone’s face. As a part of Southern Farm Bureau Life Insurance Company’s Employee Committee, I get a chance to do both of those things through community involvement. It was truly a heartwarming experience to see the smiles on both the students’ and teachers’ faces at Watkins Elementary School when we helped distribute uniforms to the needy students and served lunch to the teachers. Through Farm Bureau’s hard work, employee initiatives, and the variety of volunteer programs, they discover ways to make serving our community a year-round mission,” said Adrieme Walker, Supervisor, EFT Services.

In 2010, SFBLIC implemented a program called SFBLIC CARES. Employees alone gave $145,860 in 2016 and have given over $800,000 since the inception of the program. Employees have the option to opt into this program during the company’s open enrollment each year. A group of 12 community partners is selected by the employees for the SFBLIC CARES workplace giving campaign every year during a nomination and survey process. The campaign has been very successful by allowing each person the opportunity to give to a cause they truly believe in.

Southern Farm Bureau Life Insurance Company has a mission to service its policyholders and agents with the best customer service, while also being a leader in community outreach; it is evident that SFBLIC’s main focus is people. The amount of volunteer hours and dollars given are all because the employees of SFBLIC care deeply for its community and its people.

Southern farm bureau life insurance

Carley McRee is a Senior Program Development Specialist and member of the Corporate Communication team at Southern Farm Bureau Life Insurance Company.


3 Ways to Get Payday Loans With Bad Credit, better business bureau payday loans.#Better #business


#

How to Get Payday Loans With Bad Credit

Individuals with bad credit records are often the ones most in need of additional money. It can be hard, however, to find a lender willing to loan you money when you have bad credit. Payday loans are one option for borrowers who need quick cash while rebuilding their credit, but they are not always an appropriate solution to a money problem. In many cases, payday loans can spiral and you can get trapped in a cycle of debt that it is hard to get out of. Borrowers must approach such a loan very carefully and with full knowledge of the terms of the loan.

Steps Edit

Method One of Three:

Determining if a Payday Loan is the Right Option Edit

Better business bureau payday loans

Better business bureau payday loans

Better business bureau payday loans

Method Two of Three:

Applying for a Payday Loan with Bad Credit Edit

Better business bureau payday loans

Better business bureau payday loans

Better business bureau payday loans

Better business bureau payday loans

Better business bureau payday loans


Mortgage help – Consumer Financial Protection Bureau #streamline #mortgage


#government mortgage help

#

Mortgage help

First thing’s first: There is free foreclosure help. If anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not legitimate.

If you’re behind on your mortgage, or having a hard time making payments, we want to get you in touch with a HUD-approved housing counselor they ve been sponsored by the U.S. Department of Housing and Urban Development. Your counselor can develop a tailored plan of action for your situation and help you work with your mortgage company. They’re experienced in all of the available programs and a variety of financial situations. They can help you organize your finances, understand your mortgage options, and find a solution that works for you.

Find a counselor

Get a list of HUD-Approved Counseling Agencies in your area.

(800) 569-4287

Call HUD, enter your ZIP code and they ll refer you to a counselor near you.

Housing Finance Agencies listed by state.

Submit a complaint

Submitting a complaint won’t automatically stop or delay foreclosure, but we will forward your issue to the company to get an answer about what they’re doing or going to do about your case. We also publish which companies get the most complaints, and about which types of problems people are having with them.

Share


Unhappy cable customer allegedly pulled gun on Comcast workers #facebook #instant #articles,handguns,violent #crimes,macomb #county,clinton #township,police,law


#

Unhappy cable customer allegedly pulled gun on Comcast workers

Christina Hall | Detroit Free Press Updated 4:10 p.m. ET Dec. 12, 2016

Clinton Township police say the suspect shot another man 2 days after threatening Comcast workers with a gun.

Clinton Township Police say James Frederick Eichelburger wasn’t happy about his Comcast service and pointed a handgun at two Comcast workers last month.

Two days later, police said, Eichelburger fired a shot that struck a man in the chest in the township in a separate incident.

On Monday, he was arraigned in district court accused of assault in both crimes. He was arrested on Friday.

Eichelburger, 21, is charged with assault with a dangerous weapon in the Nov. 8 incident involving the Comcast employees, who were working on Village Road in the township when they were approached by an unhappy Eichelburger, police said in a news release.

He’s also charged with assault with intent to commit murder and a felony firearm offense in the Nov. 10 shooting. In that incident, police said, a 19-year-old township man was on Village Road when he saw Eichelburger in a vehicle with other people.

Eichelburger got out of the car and fired a shot into the air. The 19-year-old started running and Eichelburger fired another shot, which hit the teen in the chest. The teen’s friend’s took him to McLaren Macomb Hospital for treatment of an non-life-threatening injury, according to the release.

Eichelburger was arrested Friday in the area of Seven Mile and Schoenherr in Detroit by the Macomb County FBI Violent Crimes and Gang Task Force, which was working with police to identify the suspect in the cases.

Township Police Capt. Richard Maierle told the Free Press that the Comcast workers did not know Eichelburger, who told one of workers that he is a drug dealer in the area. The man who was shot two days later did know Eichelburger and that incident occurred during an alleged drug deal, Maierle said.

He said Eichelburger’s address was in Mt. Clemens, but he also has addresses in Detroit. Maierle said while police had warrants for Eichelburger’s arrest “right away” after the incidents, authorities were having a difficult time locating him.

Eichelburger was ordered held in the Macomb County Jail on a $1-million bond on the assault with intent to commit murder charge and a $75,000 bond on the other assault charge after arraignment today in 41-B District Court.

Originally Published 10:41 a.m. ET Dec. 12, 2016

Updated 4:10 p.m. ET Dec. 12, 2016


Know Before You Owe: Mortgages – Consumer Financial Protection Bureau #mortgage #calculator #with #taxes


#mortgage forms

#

Know Before You Owe | Mortgages

Why we created new disclosures

The Consumer Financial Protection Bureau (CFPB) is a government agency built to protect consumers. We help keep banks and other financial service providers consumers depend on every day operating fairly.

After the housing crisis, Congress directed us to combine existing federal mortgage disclosures: the initial Truth–in-Lending disclosure with the Good Faith Estimate and the final Truth-in-Lending disclosure with the HUD-1 Settlement Statement. These disclosures had overlapping information and complicated terms, which made them hard for borrowers to understand and for lenders to explain.

How we created new disclosures

We involved the people who will actually use the new forms—consumers, lenders, mortgage brokers, settlement agents—in helping to combine and improve them. After several rounds of qualitative testing, we found that users were able to see the difference between prices on their Loan Estimate to those quoted on the Closing Disclosure and they were able to identify costs they could shop for, among other findings.

To be sure that the Loan Estimate and the Closing Disclosure are easier to use and understand than the existing forms, we tested them in a quantitative validation study. Participants provided more correct answers about a sample mortgage using the new forms than they did using the previous forms.

Timeline

Follow this timeline to understand the process of how this rule and our work around it has developed since the CFPB’s beginnings. Read the full timeline.


Mortgage help – Consumer Financial Protection Bureau #houston #mortgage #rates


#government mortgage help

#

Mortgage help

First thing’s first: There is free foreclosure help. If anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not legitimate.

If you’re behind on your mortgage, or having a hard time making payments, we want to get you in touch with a HUD-approved housing counselor they ve been sponsored by the U.S. Department of Housing and Urban Development. Your counselor can develop a tailored plan of action for your situation and help you work with your mortgage company. They’re experienced in all of the available programs and a variety of financial situations. They can help you organize your finances, understand your mortgage options, and find a solution that works for you.

Find a counselor

Get a list of HUD-Approved Counseling Agencies in your area.

(800) 569-4287

Call HUD, enter your ZIP code and they ll refer you to a counselor near you.

Housing Finance Agencies listed by state.

Submit a complaint

Submitting a complaint won’t automatically stop or delay foreclosure, but we will forward your issue to the company to get an answer about what they’re doing or going to do about your case. We also publish which companies get the most complaints, and about which types of problems people are having with them.

Share


Mortgage help – Consumer Financial Protection Bureau #house #payment #calculator #with #taxes


#government mortgage help

#

Mortgage help

First thing’s first: There is free foreclosure help. If anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not legitimate.

If you’re behind on your mortgage, or having a hard time making payments, we want to get you in touch with a HUD-approved housing counselor they ve been sponsored by the U.S. Department of Housing and Urban Development. Your counselor can develop a tailored plan of action for your situation and help you work with your mortgage company. They’re experienced in all of the available programs and a variety of financial situations. They can help you organize your finances, understand your mortgage options, and find a solution that works for you.

Find a counselor

Get a list of HUD-Approved Counseling Agencies in your area.

(800) 569-4287

Call HUD, enter your ZIP code and they ll refer you to a counselor near you.

Housing Finance Agencies listed by state.

Submit a complaint

Submitting a complaint won’t automatically stop or delay foreclosure, but we will forward your issue to the company to get an answer about what they’re doing or going to do about your case. We also publish which companies get the most complaints, and about which types of problems people are having with them.

Share


Mortgage help – Consumer Financial Protection Bureau #home #loans #calculator


#government mortgage help

#

Mortgage help

First thing’s first: There is free foreclosure help. If anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not legitimate.

If you’re behind on your mortgage, or having a hard time making payments, we want to get you in touch with a HUD-approved housing counselor they ve been sponsored by the U.S. Department of Housing and Urban Development. Your counselor can develop a tailored plan of action for your situation and help you work with your mortgage company. They’re experienced in all of the available programs and a variety of financial situations. They can help you organize your finances, understand your mortgage options, and find a solution that works for you.

Find a counselor

Get a list of HUD-Approved Counseling Agencies in your area.

(800) 569-4287

Call HUD, enter your ZIP code and they ll refer you to a counselor near you.

Housing Finance Agencies listed by state.

Submit a complaint

Submitting a complaint won’t automatically stop or delay foreclosure, but we will forward your issue to the company to get an answer about what they’re doing or going to do about your case. We also publish which companies get the most complaints, and about which types of problems people are having with them.

Share


Mortgage help – Consumer Financial Protection Bureau #direct #mortgage #lenders


#government mortgage help

#

Mortgage help

First thing’s first: There is free foreclosure help. If anyone tries to charge you in advance for help or guarantees that they can stop your foreclosure, they’re not legitimate.

If you’re behind on your mortgage, or having a hard time making payments, we want to get you in touch with a HUD-approved housing counselor they ve been sponsored by the U.S. Department of Housing and Urban Development. Your counselor can develop a tailored plan of action for your situation and help you work with your mortgage company. They’re experienced in all of the available programs and a variety of financial situations. They can help you organize your finances, understand your mortgage options, and find a solution that works for you.

Find a counselor

Get a list of HUD-Approved Counseling Agencies in your area.

(800) 569-4287

Call HUD, enter your ZIP code and they ll refer you to a counselor near you.

Housing Finance Agencies listed by state.

Submit a complaint

Submitting a complaint won’t automatically stop or delay foreclosure, but we will forward your issue to the company to get an answer about what they’re doing or going to do about your case. We also publish which companies get the most complaints, and about which types of problems people are having with them.

Share