Best Mortgage Interest Rates – Find Today – s Lowest Variable – Fixed Rates, best


Best Mortgage Rates in Canada

We shop the most competitive brokers, lenders and banks in Canada to bring you today’s lowest interest rates, free of charge! Our Canadian comparison charts list current rates and are updated regularly throughout the day. To compare a certain category, click “Compare all rates” for more details.

If you need any help comparison shopping, read our most frequently asked questions below:

Why should I compare mortgage rates?

Not all mortgage rates are created equal. Mortgages can have vary with the terms and conditions, in addition to the interest rate. Each mortgage caters to an individual’s particular needs. If you want to find the best mortgage for you, you need to compare all of your options.

Should I get an open or closed mortgage?

‘Closed’ mortgages have lower rates when compared to their ‘open’ counter parts, and are more popular. Closed mortgages can come in fixed and variable form, but place a restriction on the amount of principal you can pay down each year. If you pay off the entire principal in a closed mortgage before the set term, you will face a penalty, such as a 3-month interest charge.

‘Open’ mortgages on the other hand, allow you to pay off your entire mortgage balance at any time throughout the term. The drawback is that you pay a premium for that option. People opt for open mortgages if they are planning to move in the short future, or if they are expecting a lump sum of money through an inheritance or bonus, that would allow them to pay off their entire mortgage.

What is the difference between a variable vs. fixed mortgage rate?

Fixed mortgage rates are more popular and represent 66% of all mortgages in Canada. With a fixed mortgage you can “set it and forget it” as you are protected against interest rate fluctuations, so your payment stays constant over the duration of your term.

Variable mortgage rates are typically lower than fixed rates, but can vary over the duration of the term. Variable mortgages are prone to market behaviour (via the prime rate) which affects your payments. That means your payment amounts can change over time. A fixed mortgage offers stability as your mortgage rate and payment will remain the same each month, but that security is the reason why fixed interest rates are greater.

How often are Ratehub.ca mortgage rates updated?

The mortgage rates you see were updated today. Our mortgage rates are sourced through two methods: Mortgage brokers can log into our platform and update their rates instantaneously; and we source rates from Canadian bank websites to ensure the rates are current.

What are prepayment options?

Prepayment options outline the flexibility you have to increase your monthly mortgage payments or pay down your mortgage principal as a whole. The monthly prepayment option is a percentage increase allowance on your original monthly mortgage payment. For example, if your monthly mortgage payment is $1,000 and your prepayment allowance is 25%, then you can increase your monthly payments up to $1,250. The lump sum prepayment option on the other hand, applies to the original mortgage amount. So, if your lump sum prepayment allowance is 25% on a $100,000 mortgage amount, then you can pay $25,000 off the principal every year.

What is the mortgage ratehold?

The rate hold clause refers to how long before your mortgage renewal date you can lock in the prevailing mortgage rate, should that interest rate be a favourable one. The renewal date is the date on which the term of mortgage expires, not to be confused with the amortization period. So, for example, if you have a 5-year term on your mortgage, and a 90-day rate hold, then within 90 days before the expiration of the term, you have the option to lock in the current mortgage rate.


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Mortgage Best Buys Beta

Unlike many other best buy tables we don’t just include broker only mortgages, we also show you the direct deals. The only mortgages that might be available that we can’t show are exclusives that are available to specific brokers.

Step-by-step help

Read our full Free Printed guide to first-time mortgages

Step-by-step help

Read our full Free Printed guide to Remortgaging

How this site works

We think it’s important you understand the strengths and limitations of the site. We’re a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can’t guarantee to be perfect, so do note you use the information at your own risk and we can’t accept liability if things go wrong.

  • This info does not constitute financial advice, always do your own research on top to ensure it’s right for your specific circumstances and remember we focus on rates not service.
  • Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first.
  • We don’t as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it’s rarely made public until it’s too late (see the Section 75 guide for protection tips).
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  • Always remember anyone can post on the MSE forums, so it can be very different from our opinion.

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Best Jumbo Mortgage Rates: Compare Current 30 Year Super Jumbo Fixed – Adjustable Home Mortgage


Today’s Best Jumbo Home Loan Rates

  • What is a Jumbo Mortgage? – qualification standards how these loans compare against standard conforming mortages
  • Conforming Mortgage Limits – loans above these limits are considered jumbo
  • Jumbo Mortgage Calculator – calculate your monthly loan payments
  • What Drives Mortgage Rates? – understanding how interest rate markets are set
  • The Global Recession – and how it impacted the housing market
  • Rate Normalization – and how it may impact the housing market

Fannie Mae Freddie Mac are government-sponsored enterprises which provide liquidity to the national mortgage market by buying mortgages and keeping them in their portfolios or packaging the residential mortgages into mortgage-backed securities (MBS) sold to secondary investors. They have limits on the size of the residential mortgages they package into securities. Jumbo mortgages are loans which back home purchases where the amount financed exceeds the conforming mortgage loan limit.

Jumbo does not refer to the size of the house, but rather the amount of the loan. Many coastal properties are highly valued even if they are not physically large dwellings.

the distinction between jumbo and super jumbo is also based upon the amount of the loan. Lenders internally determine where they set classifications. In many parts of the country $1,000,000 is the demarcation line, but in wealthy areas the floor for super jumbo might be closer to $1,500,000 or $2,000,000.

Jumbo Rates vs Conforming Mortgage Rates

Jumbo mortgages have higher risk to the lender and lower liquidity in the marketplace. Historically lenders have typically charged higher rates than on conforming mortgages, though as the recovery has continued that gap has shrunk and there have been brief periods where yields on jumbo mortgages were lower than conforming mortgages. Prior to the 2008 recession jumbo loans had a spread of about 0.2% against conforming loans. During the crisis this spread blew out to a peak of about 1.7%, but has since come down to where jumbo mortgages are similarly priced to conforming mortgages.

Jumbo loans can be structured as either fixed or adjustable rate offerings, and yields tend to be similar to the associated conforming options. The most common adjustable rate option is the 5/1 ARM but other options exist including 5/5, 7/1 10/1.

For the first two loan types it means the interest rate would remain the same for the first 5 years of the loan. Then on the first loan the interest rate could reset annually after that, whereas on the second loan interest rates would reset every 5 years. The third and fourth examples would have a set rate for 7 and 10 years respectively and then reset annually. Adjustable-rate mortgages adjust based upon a spread off a reference rate such as LIBOR, up to a pre-determined rate cap in the loan contract.

Borrower Qualification

Lenders create their one underwriting guidelines for jumbo loans. As part of that process, borrowers may have to produce bank statements over the past year along with W2s, and 1099s. Self-employed people may need to show two years of tax returns. Lenders also typically want to see

  • the borrower has a 6 to 12 month cushion in savigs to cover note payments,
  • a FICO credit score of at least 680 to 700, and
  • a debt-to-income ratio below 40% to 45%

A second appraisal of the home may also be required to verify its value.

The additional information needed to qualify a borrower means that closing costs are typicially higher on jumbo mortgages than on conforming loans.

Down Payments

On conforming mortgages about 35% of borrowers put at least 20% down. On jumbo mortgages down payments of 5% or 10% are quite common.

Most jumbo loans do not require PMI payments, however borrowers with a small downpayment may incur additional fees and get charged a higher interest rate. The higher rate of interest is a way lenders can self-insure the loan, charging the equivalent of PMI for those with small down payments. Those who are buying a second home with a jumbo loan will typically be required to show more reserves and have better credit.

Second Mortgage Option

Some borrowers who struggle to secure a jumbo loan may be able to qualify for a conforming loan and use a second piggyback mortgage plus put more cash down to get below the conforming loan limits, which are $424,100 for a single-family home throughout most of the country and $636,150 in designated high-cost areas. Piggyback loans are typically issued for 10% to 15% of the property purchase price and come with a slightly higher rate of interest since the primary mortgage has the first claim on any default. In most cases second mortgages use adjustable rates, but fixed rate options are available at slightly higher rates.

Homeowner’s Insurance

Homes backed by jumbo loans should be fully insured to protect against natural disasters. Most insurance policies do not cover earthquakes or flooding by default, so supplemental policies may be needed.

Income Taxes

In 2017 homeowners are able to deduct from their income interest expenses on up to $1 million dollars of mortgage debt. At a 4.25% interest rate, a homeowner would pay $42,174.13 in interest during the first 12 months. That compares against the following standard deduction amounts.


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Lender-paid mortgage insurance: Pros, cons

Best mortgage lender

Are you looking to buy a home and hesitating since you still haven’t accumulated an adequate down payment to avoid paying private mortgage insurance? You should explore the possibility of going the lender-paid mortgage insurance, or LPMI, route if that’s the only barrier preventing you from taking advantage of today’s low interest rates.

Mortgage insurance

A policy that reimburses the lender if the borrower defaults on a home loan. Generally, lenders require mortgage insurance when the loan is for more than 80 percent of the home’s value. Often known as private mortgage insurance, or PMI. The Federal Housing Administration sells mortgage insurance, too.

Avoid private mortgage insurance

With LPMI, your mortgage lender pays your mortgage insurance premium upfront in a lump sum and passes on the cost to you in the form of a higher interest rate. With LPMI, the interest rate often is one-quarter to half a percentage point higher, but it sometimes can be outside of that range, either lower or higher.

According to Bill Banfield, vice president of capital markets with Quicken Loans, “It is similar to leasing a car in that you can make a monthly payment every single month, or you could do a one-time payment and you get a discount for doing that.”

An example of PMI and LPMI

Say you are looking to buy a $200,000 house and don’t have the 20 percent down payment required to avoid mortgage insurance. If you were to put down $20,000 to make a 10 percent down payment, you would typically have to make a private mortgage insurance payment every month.

Banfield says that at Quicken Loans, if you have a 720 credit score, you would pay $66 a month on private mortgage insurance in this case. At a 4.5 percent interest rate on a 30-year fixed mortgage, your monthly mortgage payment would be $912, making for a total monthly payment of $978, including the PMI cost.

On the other hand, if you took the LPMI option, your monthly mortgage payment, at a slightly higher interest rate of 4.625 percent, would be $925, and you wouldn’t pay any additional amount in private mortgage insurance.

Another hypothetical example

Lupe and Jordan buy identical houses for $250,000. Each makes a down payment of $25,000 and borrows $225,000. Both of them have to get private mortgage insurance, but they select different types. Lupe gets regular, borrower-paid mortgage insurance, which is dropped automatically when the loan balance falls below 78 percent loan-to-value (in this case, it takes 7 years and 2 months).

What affects the costs?

Private mortgage insurance, both regular and lender-paid, gets more expensive with higher loan-to-value ratios or lower credit scores.

Loan-to-value ratio

Outstanding mortgage debt as a percentage of the home’s current market value.

Formula: Mortgage amount owed / Appraised value

Example: Alex owes $60,000 on the mortgage. The house is worth $100,000.

$60,000 mortgage / $100,000 = 60 percent

Credit score

A number, roughly between 500 and 850, that summarizes a consumer’s creditworthiness.

The higher the score, the more able and willing a consumer is to repay a loan, lenders believe. The best mortgage rates and terms go to borrowers with credit scores of 740 and higher. Generally, a “low” credit score is in the “fair” to “poor” ranges below.

750 and higher = excellent

749 to 700 = good

699 to 650 = fair

649 to 600 = poor

599 or lower = bad

Tax advantage of LPMI

Opting for LPMI offers at least one advantage over going with private mortgage insurance: While your private mortgage insurance payment is not tax deductible, your mortgage interest payments are.

Thus, the higher interest rate you pay by doing the LPMI is tax deductible. Private mortgage insurance has been tax deductible in previous years, and the private mortgage insurance industry is lobbying to get the deduction extended, but it is not currently tax deductible.

Private vs. FHA

Peter Milewski, director of homeownership lending with MassHousing in Boston, says that the state agency’s LPMI option, launched in April, makes up as much as two-thirds of its production. He says, “It is popular because it is a vehicle whereby the cost of mortgage insurance built into the interest rate is less expensive than paying for the mortgage insurance separately.”

Milewski also finds borrowers leaning toward LPMI who would otherwise consider Federal Housing Administration-insured loans as an alternative. FHA insurance has become more expensive in the past couple of years.

On the negative side, you are tied to the higher interest rate you get with LPMI as long as you hold on to the loan. However, with borrower-paid PMI, the mortgage insurance payments are dropped automatically after the loan balance falls below 78 percent of the original value of the home.

Comparing the options

As to which option is better for you, it all depends on your situation and what your plans are for your home purchase. Ask your banker to crunch the numbers to see what works best for you.

Tim Pascarella, a senior loan officer with Ross Mortgage in Royal Oak, Michigan, notes, “The one thing I tell my customers when it comes to lender-paid mortgage insurance is that there are a lot of things that factor into it. It is not for everyone. If this is the house you are going to live in for the next 30 years, you might just want to take the lowest rate possible and just deal with the private mortgage insurance.”

Reducing the cost of LPMI

There are ways to reduce the cost of lender-paid mortgage insurance. For instance, you could buy down your interest rate with discount points. This way, you could pay the same mortgage interest rate as you would without adding on the additional LPMI-induced hike. You could even look into whether the seller of the house is willing to buy down your interest rate to sweeten the deal.

Another option: Your mortgage lender pays only part of the mortgage insurance upfront rather than the whole amount. In this case, you would still make a monthly payment on private mortgage insurance, but one that would be considerably lower than the full payment you would otherwise be liable for.


Best Mortgage Interest Rates – Find Today – s Lowest Variable – Fixed Rates, best


Best Mortgage Rates in Canada

We shop the most competitive brokers, lenders and banks in Canada to bring you today’s lowest interest rates, free of charge! Our Canadian comparison charts list current rates and are updated regularly throughout the day. To compare a certain category, click “Compare all rates” for more details.

If you need any help comparison shopping, read our most frequently asked questions below:

Why should I compare mortgage rates?

Not all mortgage rates are created equal. Mortgages can have vary with the terms and conditions, in addition to the interest rate. Each mortgage caters to an individual’s particular needs. If you want to find the best mortgage for you, you need to compare all of your options.

Should I get an open or closed mortgage?

‘Closed’ mortgages have lower rates when compared to their ‘open’ counter parts, and are more popular. Closed mortgages can come in fixed and variable form, but place a restriction on the amount of principal you can pay down each year. If you pay off the entire principal in a closed mortgage before the set term, you will face a penalty, such as a 3-month interest charge.

‘Open’ mortgages on the other hand, allow you to pay off your entire mortgage balance at any time throughout the term. The drawback is that you pay a premium for that option. People opt for open mortgages if they are planning to move in the short future, or if they are expecting a lump sum of money through an inheritance or bonus, that would allow them to pay off their entire mortgage.

What is the difference between a variable vs. fixed mortgage rate?

Fixed mortgage rates are more popular and represent 66% of all mortgages in Canada. With a fixed mortgage you can “set it and forget it” as you are protected against interest rate fluctuations, so your payment stays constant over the duration of your term.

Variable mortgage rates are typically lower than fixed rates, but can vary over the duration of the term. Variable mortgages are prone to market behaviour (via the prime rate) which affects your payments. That means your payment amounts can change over time. A fixed mortgage offers stability as your mortgage rate and payment will remain the same each month, but that security is the reason why fixed interest rates are greater.

How often are Ratehub.ca mortgage rates updated?

The mortgage rates you see were updated today. Our mortgage rates are sourced through two methods: Mortgage brokers can log into our platform and update their rates instantaneously; and we source rates from Canadian bank websites to ensure the rates are current.

What are prepayment options?

Prepayment options outline the flexibility you have to increase your monthly mortgage payments or pay down your mortgage principal as a whole. The monthly prepayment option is a percentage increase allowance on your original monthly mortgage payment. For example, if your monthly mortgage payment is $1,000 and your prepayment allowance is 25%, then you can increase your monthly payments up to $1,250. The lump sum prepayment option on the other hand, applies to the original mortgage amount. So, if your lump sum prepayment allowance is 25% on a $100,000 mortgage amount, then you can pay $25,000 off the principal every year.

What is the mortgage ratehold?

The rate hold clause refers to how long before your mortgage renewal date you can lock in the prevailing mortgage rate, should that interest rate be a favourable one. The renewal date is the date on which the term of mortgage expires, not to be confused with the amortization period. So, for example, if you have a 5-year term on your mortgage, and a 90-day rate hold, then within 90 days before the expiration of the term, you have the option to lock in the current mortgage rate.


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Current Mortgage Rates Today

Current Mortgage Rates – Mortgage Rates Today

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Mortgage 101: A Mortgage Resource Guide

This guide will help first-time home buyers and seasoned veterans get the information they need to make the correct financial decision regarding their mortgage. Our goal is to provide information and resources for everything you need to know about the mortgage process. Whether you are shopping for your first home or you are already established in a existing home, this page can be your guide. Take the necessary steps to make purchasing your first home or maintaining your existing home a seamless [Read More. ]

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There are many reasons for having a bad credit score, and you might be wondering if you are still able to buy a home, despite your shortcomings. The truth is that there are no rules set in stone when it comes to bad credit home loans. Some lenders may be more lenient than [Read More. ]

Best mortgage rate

What is this Difference Between a Home Equity Line of Credit vs Home Equity Loan

When buying a home with a mortgage loan, both you and your lender own parts of the home. The part of the home that you own is represented by the equity which builds up each time you make a payment. Having equity in your home allows you to take out a house equity loan by [Read More. ]

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What Are the Typical Home Equity Loan Requirements

Home equity loans are designed to help homeowners gain quick access to some much needed cash by tapping into the equity in their homes. Home equity loans provide an alternative to taking out other types of loans or opening new credit card accounts. While other forms of [Read More. ]

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Pros and Cons of Home Equity Loans

Home equity loans allow homeowners to take out a loan using the equity accumulated in their home as collateral. Home equity loans give you quick access to money that can be used for a home remodeling project, medical bills or college tuition. A home equity loan can be more [Read More. ]

Best mortgage rate

Is it Possible to get a Home Equity Loan With Bad Credit?

Getting a home equity loan with poor credit is more difficult, but not impossible. Before you decide to make improvements to your home or decide that you need some quick cash, you need to find out if a lender is willing to give you a home improvement loan and how your loan [Read More. ]


Current Mortgage Rates Today – View The Best Mortgage Rates, best mortgage loans.#Best #mortgage #loans


Current Mortgage Rates Today

Current Mortgage Rates – Mortgage Rates Today

Best mortgage loans

Mortgage 101: A Mortgage Resource Guide

This guide will help first-time home buyers and seasoned veterans get the information they need to make the correct financial decision regarding their mortgage. Our goal is to provide information and resources for everything you need to know about the mortgage process. Whether you are shopping for your first home or you are already established in a existing home, this page can be your guide. Take the necessary steps to make purchasing your first home or maintaining your existing home a seamless [Read More. ]

Latest Mortgage Information

Best mortgage loans

Top 10 Loan Modification Lenders

Many Americans have been affected by the recent economic crisis. Millions of homes have gone into foreclosure, and millions of families have lost their homes. If you are at risk for losing your home, the good [Read More. ]

Mortgage Tips Tricks

Best mortgage loans

The Top 10 Tips to Help Homebuyers Thrive in Today s Current Home Market

Best mortgage loans

Invest Smarter by Understanding the Top 6 Most Common Mortgage Myths

Best mortgage loans

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Best mortgage loans

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Tip of the Day

The Mortgage Library

Best mortgage loans

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Up until not long ago mortgage rates used to be very low, close to the lowest they have ever been. Rates have decreased to near record lows due to the recent housing market crash, which affected both homeowners and mortgage lenders. While millions of people have lost their [Read More. ]

Best mortgage loans

Could a 10 Year Mortgage Rate Be Your Best Mortgage Option?

One of the key aspects of finding a good mortgage loan is determining what type of mortgage term works out best for you. Long-term mortgage loans seem more attractive at first glance because the monthly payment is much smaller, but if you factor in the larger interest rate, [Read More. ]

Best mortgage loans

How the Current Government Shutdown is Affecting FHA Mortgages

The housing market has been recovering steadily lately, but the current government shutdown may interfere with that progress. For the first time in 17 years, the government has partially shut down. Besides other important implications, this shutdown could affect people who [Read More. ]

Best mortgage loans

Bad Credit Home Loans Are They Possible With Today s Stiffer Regulations?

There are many reasons for having a bad credit score, and you might be wondering if you are still able to buy a home, despite your shortcomings. The truth is that there are no rules set in stone when it comes to bad credit home loans. Some lenders may be more lenient than [Read More. ]

Best mortgage loans

What is this Difference Between a Home Equity Line of Credit vs Home Equity Loan

When buying a home with a mortgage loan, both you and your lender own parts of the home. The part of the home that you own is represented by the equity which builds up each time you make a payment. Having equity in your home allows you to take out a house equity loan by [Read More. ]

Best mortgage loans

What Are the Typical Home Equity Loan Requirements

Home equity loans are designed to help homeowners gain quick access to some much needed cash by tapping into the equity in their homes. Home equity loans provide an alternative to taking out other types of loans or opening new credit card accounts. While other forms of [Read More. ]

Best mortgage loans

Pros and Cons of Home Equity Loans

Home equity loans allow homeowners to take out a loan using the equity accumulated in their home as collateral. Home equity loans give you quick access to money that can be used for a home remodeling project, medical bills or college tuition. A home equity loan can be more [Read More. ]

Best mortgage loans

Is it Possible to get a Home Equity Loan With Bad Credit?

Getting a home equity loan with poor credit is more difficult, but not impossible. Before you decide to make improvements to your home or decide that you need some quick cash, you need to find out if a lender is willing to give you a home improvement loan and how your loan [Read More. ]


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Florida Mortgage Rates >>

  • Learn about how Florida Mortgage Rates are calculated.
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Many of our happy clients have given us iPhone video testimonials. Check out their videos to see what they have to say about their RP Funding experience.

Direct Mortgage Lender – Not a Bank and Not a Broker

  • The big banks are so backed up with refinances, many raised their rates to slow down volume.
  • To a big bank you are just a number, and will most likely work with an out of state call center.
  • Mortgage broker fees raise the cost of your refinance, as a Direct Lender you pay no Broker Fees.
  • We have the authority to underwrite and close your loan, and we do it in as little as 10 days right here in Orlando, Florida.
  • Mortgage Rates in Florida will not stay this low for long, and with our fast process you can get in before it s too late.

No Games, No Pushy Sales People and BBB A-Rated

Most mortgage loan officers are paid commission and make extra money by selling you a higher interest rate, not here. We don t have pushy commission sales people, you will work directly with a Salaried Credit Manager who s only concern is earning your business, not making their next big commission check. This helps us keep our rates and fees low.

Based Locally in the Central FL area

Our office is just off of Interstate 4, Exit 90B in Maitland, Florida, just outside of Orlando. We would love to meet you in person, although you are welcome to complete the entire process over the phone, it s completely up to you. We help home buyers and home owners all over Florida.

1,000 Best Florida Mortgage Rates Guarantee

If you find a better loan somewhere else (which we doubt you can) and we can t beat it, we will give you a 1,000 Visa Gift Card.*

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  • Licensed by the Mississippi Department of Banking and Consumer Finance
  • Florida Licensed Mortgage Lender
  • Tennessee Licensed Mortgage Lender 108621
  • Licensed by the Texas Department of Savings and Mortgage Lending NMLS 70168
  • FHA Lender ID 2631500002

* $1,000 Mortgage Challenge/Guarantee requires a minimum loan amount of $100,000 and applies to Fixed Rate Loans only. This Challenge/Guarantee is not applicable to Jumbo Loans, which are loans for $424,100 and greater, and does not apply if borrower is declined by R P Funding for not meeting credit or income program guidelines. Borrower must provide Loan Estimate Disclosure to R P Funding from competing lender on the same day the competitor’s terms are offered. Loan program offered by competitor must be a program R P Funding currently offers. This price match challenge / guarantee may be combined with other R P Funding offer(s) upon Lender’s approval. This offer does not apply to prior locks or terms, and R P Funding must have an opportunity to beat the terms. In the event that R P Funding is unable to beat the terms of the competing lender, borrower must provide the final executed Closing disclosure, the first page of mortgage note after closing and funding, and the lock-in agreement dated the same day terms are presented to R P Funding, all of which will be used to verify competing lender’s terms have not changed at closing. The $1,000 Mortgage Challenge/Guarantee is not applicable if the loan closes on terms different than those detailed in the Loan Estimate Disclosure provided to R P Funding. Change in terms include, but are not limited to, changes in loan amount, loan program, fees, discounts, lender credits, rate, APR, buy-downs, years of term, origination, down payment, seller or any interested party credits, and within the time of the competitor’s initial lock in, or any other material loan changes not specifically mentioned here. The price match challenge / guarantee is inclusive of ANY and ALL R P FUNDING lender credits.

** OFFER TO PAY ALL CLOSING COSTS: R P Funding will issue a lender credit at closing for the amount of closing costs on a refinance loan. Lender credit will include the following fees: government recording charges, government stamps and intangible taxes, appraisal fee (collected at time of application and credited at closing), title charges (only if R P Funding selects the closing agent), and other applicable third party fees. Lender credit does not include rate discount costs/discount points, prepaid mortgage insurance premiums, or the payment of a mobile notary fee when the selected closing agent has an office which serves the area. Included closing costs are paid in the form of a lender credit at closing. Additional limitations to the lender credit may apply when used in conjunction with any other R P Funding offer(s). R P Funding reserves the right to select the closing agent when paying the title charges.

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AmeriSouth Mortgage Company, best mortgage companies.#Best #mortgage #companies


We have a mortgage program that s right for you

Since 1990, AmeriSouth Mortgage Company has been helping

people realize their dream of home ownership.

We at AmeriSouth would appreciate the opportunity to serve you.

With our competitive programs, experienced staff and aggressive pricing, we are sure you will be satisfied.

Here s what some of our customers are saying about us:

Rebecca has gone above and beyond to help us receive a mortgage loan.

We have worked with Rebecca Haas of AmeriSouth for a few months this year. She is one of the most professional, kind, honest, and hardworking person we have ever had the privilege of working with. If you are considering a loan please take our advice: go with Rebecca Haas.”

Randy K. and Family

Looking for our dream home, we were unsure of what programs were available

or if we could even qualify. Rebecca guided us in the direction of an unbelievable program with an amazing interest rate. Because of Rebecca and AmeriSouth Mortgage, we were able to purchase the home of our dreams, and most importantly, we were able to afford it!

I wanted to share with you the excellent service we recently received from Arik.

Frankly, excellent is an understatement outstanding is more appropriate. We unfortunately presented him with a less than top shelf standard financial profile. Not be deterred, Arik was consistently positive, professional, polished and encouraging leading to our closing on our refinance yesterday. His follow up to keep us informed was amazing and appreciated. For sure and for certain I will encourage family and friends to contact Arik for all their mortgage needs.

Lisa, we would like to thank you for all your help and hard work!

It s because of you that we are getting our dream house. Thank you so much for giving us a chance. You are amazing! You were the only person that was honext through the whole process. We will forever be grateful to you!

Rachel A. and Family

AmeriSouth Mortgage Company

NORTH CAROLINA: License #L-104114

SOUTH CAROLINA: License #MLS – 67050

GEORGIA: License #13572

(Georgia Residential Mortgagee Licensee)

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Suite 120, Crown Centre, 2101 Sardis Road North, Charlotte, NC 28227