New Jersey Housing and Mortgage Finance Agency #home #mortgage #refinancing

#federal mortgage assistance


The following state and federal programs were created to encourage your lender to work with you to make your mortgage more affordable. There is no fee to get information about these programs.

State Foreclosure Prevention Programs

The New Jersey HomeSaver Program – The New Jersey HomeSaver Program offers eligible homeowners up to $50,000 in financial assistance to help bring their household monthly payment to an affordable level by using the US Treasury’s Hardest Hit Fund funds to facilitate a refinance, recast, or permanent modification of the first mortgage loan. The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is the official administrator of the program for the State of New Jersey. For more information, please visit

The New Jersey Judiciary Foreclosure Mediation Program (NJJFM) – The NJJFM program provides homeowners with access to court-trained mediators to resolve foreclosure actions by proposing work-out and payment arrangements between distressed borrowers and lenders. Visit for instructions on how to file for foreclosure mediation.

The New Jersey HomeKeeper Program – All program funds have been committed and the HomeKeeper Program is closed to new applicants and appeals. If you presently have a HomeKeeper loan and have servicing questions, please call the NJ Hardest Hit Fund toll free at 1-855-647-7700 .

Federal Foreclosure Prevention Programs

Through a combination of program design, support and funding, the following federal initiatives make New Jersey s state programs possible.

The National Foreclosure Mitigation Counseling Program (NFMC) seeks to address the nationwide foreclosure crisis by dramatically increasing the availability of housing counseling for families at risk of foreclosure. Neighborworks America in partnership with the State of New Jersey provide homeowners with FREE housing counseling services in an effort to prevent foreclosure. Housing counselors work with the homeowner and the lender, utilizing tools such as the Making Home Affordable programs as well as state programs in order to negotiate a more affordable mortgage payment. Thanks to the NFMC and Neighborworks America, homeowners can see a housing counselor at NO COST. Get a list of participating local counseling agencies on our Foreclosure Fast Facts PDF (English /Spanish )

Making Home Affordable (MHA) provides programs to cover a variety of help in the form of modifications, refinance, principal reduction, forbearance, term extension and repayment plans. All counselors participating in the NFMC program (described above) have been trained in MHA programs in order to determine if homeowners in counseling might qualify. For more information, visit

The Hardest Hit Fund (HHF) was established in February 2010 to provide targeted aid to families in states hit hardest by the economic and housing market downturn. HHF provides funding for state Housing and Finance Agencies (HFAs) to develop foreclosure prevention solutions in areas that have been hard hit by home price declines and high unemployment. New Jersey is a HHF state, and the New Jersey Housing and Mortgage Finance Agency administers HHF funds for the State of New Jersey. Learn more about the HHF here:

Beware of Foreclosure Rescue Scams – HELP IS FREE!

  1. There is never a fee to get assistance or information about Making Home Affordable ( ) from your lender, a HUD-approved housing counselor or a NJ Housing Counseling Agency listed in the Foreclosure Fast Facts PDF (English /Spanish ).
  2. Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan. Do not pay walk away!
  3. Beware of anyone who says they can save your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  4. Never make your mortgage payments to anyone other than your mortgage company without their approval.
  5. If you feel you have been taken advantage of or mislead by a lender. contact Legal Services of New Jersey (LSNJ) at 1-888-576-5529 or online at LSNJ provides legal representation to low-income NJ homeowners. Homeowners of any income level may file a complaint with the NJ Dept. of Banking and Insurance (DOBI) at 1-800-446-7467, or online at Additionally, the Attorney General urges any member of the public who has been a victim of mortgage-related fraud to report it by calling the Division of Consumer Affairs toll-free hotline at 1-800-242-5846. You can also visit to file a complaint online.

Home, Auto & Farm Insurance – SBS Insurance Agency #insurance, #auto #insurance, #home #insurance, #car


Choosing the right auto insurance is the key to keeping you and your car safe on the road in the event of an accident or other vehicle damage.

Home Insurance

Look after your biggest investment and everything in it with a proper policy that ensures its protection in the event of an accident or natural disaster.

Other Personal Insurance

Keep your confidential information and personal assets secure with extended coverage options including personal umbrella insurance.

Farm Insurance

Preserve your livelihood with an agribusiness policy that safeguards your farm and everything on it, from buildings and machinery to crops and livestock.

Life Insurance

Provide your family with the security they deserve in the event of your passing with a life insurance policy that meets your financial and personal needs.

Recreational Vehicle Insurance

Insure your freedom for adventure with a recreational vehicle policy that covers everything from your boat and RV to your ATV or motorcycle.

Financial Services

Ensure a bright future for you and your loved ones by securing your financial independence with professional planning and fiscal services.

Additional Insurance Services

Take care of all your specialty insurance needs and other services with extended policy options for your convenience and satisfaction.

Coverage for Specific Industries

Industry-specific risks make it impossible for insurance companies to lump together one insurance plan for every business.

Coverage for Your Business

Coverage for Your Employees

We work hard to provide the best protection plans for businesses and their employees.

SBS Insurance Agency

Your Source for Personal and Commerical Insurance in Seneca, Sabetha, and Hiwatha, Kansas

SBS Insurance Agency is a locally-owned and operated agency that delivers all-inclusive insurance and risk management solutions in Northeast Kansas. We ve been insuring individuals and businesses for over three decades and have the experience and local knowledge necessary to provide the best products and services possible. Our primary goal is to give clients the best coverage and customer service for their insurance needs at a competitive price.

We re local agents and we have nearly 250 years of combined experience. Our experience and our local knowledge and familiarity with the areas we serve enable us to deliver customized solutions and personalized services that are unparalleled. As an independent agency we source coverages from a number of top-rated insurance carriers. The coverages that these carriers provide allow our clients to make choices that help tailor their policies, which make the policies more effective.

We offer a vast array of expansive programs for personal and commercial lines of coverage, including home. auto. life. farm. crop. and business. Farming is an industry that we know particularly well, as many of us grew up on or around farms. It s a point of pride for us that we can help agribusinesses flourish.

We re available when clients need us and we manage risk and claims, which helps reduce costs and allows us to advocate for clients and ensure that claims resolutions are satisfactory. Everything we do is an effort to give clients the most value. In addition to being good insurers, we provide value by being good citizens. We re involved with and support many local groups, schools, benefits and volunteer as board members for several organizations. We support these organizations to help make the communities we serve better places to live and work.

If you would like to know more or speak to an agent, please contact us in any of our six locations or give us a call. You can request a quote to get started on a policy.

Copyright 2017 SBS Insurance Agency

California Housing Finance Agency #reverse #mortgage #lenders

#orange mortgage


CalHFA supports the needs of renters and homebuyers

What’s New at CalHFA

  • Program Bulletin #2016-17 – CalHFA Adds Additional Rate Lock Option
  • Program Bulletin #2016-16 – Update to the CalHFA Mortgage Credit Certificate (MCC) Tax Credit Program Fees
  • Program Bulletin #2016-15 – Expansion of and Updates to the Extra Credit Teacher Home Purchase Program (ECTP)
  • Program Bulletin #2016-14 – Updated Sales Price Limits for the CalHFA Mortgage Credit Certificate Tax Credit Program
  • Program Bulletin #2016-13 – Updated Income Limits for all CalHFA Loan Programs and CalHFA Mortgage Credit Certificate Tax Credit Program
  • Press Release 2016-06-30 – California Celebrates a Successful Homeownership Month
  • Program Bulletin #2016-12 – Updates to Annual Lender Recertifications
  • Press Release 2016-06-21 – CalHFA Approved to Borrow from Federal Home Loan Bank of San Francisco
  • Request For Qualifications. Legal Counsel Services
  • NCSHA Press Release. HUD affirms HFAs’ ability to provide down payment assistance.
  • Program Bulletin #2016-11 – CalHFA Announces New Options for ZIP Down Payment Assistance and Changes to the MyHome Program
  • Program Bulletin #2016-10 – Acceptance of Mortgage Electronic Registration System (MERS) for all CalHFA Subordinate Loans
  • Program Bulletin #2016-09 – CalHFA Announces Additional Master Servicer
  • Press Release 2016-04-05 – CalHFA Expands Program to Help More Southern California Residents Become Homeowners
  • Press Release 2016-04-05 – CalHFA Expands Program to Help More Californians Become Homeowners
  • Get to know CalHFA and our programs by viewing our Video Library .

    Hardship Foreclosure Assistance

    • Are you experiencing financial hardship and having difficulties making your mortgage payment? Visit CalHFA’s Hardship Assistance Page to view options available to you.
    • Keep Your Home California programs are designed for homeowners who are struggling to pay their mortgages.

    • The Home Affordable Refinance Program (HARP) is available on loans owned by Fannie Mae and Freddie Mac. If these loans were insured by the California Housing Loan Insurance Fund they may be eligible to have existing mortgage insurance transferred to a new refinance loan.

    Other Resources

    The Help Company #staffing #agency, #placement #agency, #nanny #agency, #corporate #staffing, #personal #assistant, #executive #assistant,


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    The Help Company listened and absorbed everything I said in the beginning and remembered it.

    K.S. Client, childcare San Francisco, CA

    Claudia and her staff are well-informed, caring, and discreet. We trust them absolutely and recommend them enthusiastically

    Margaret Forman Client, chef; estate management; nanny; eldercare; corporate placement Los Angeles, CA

    I felt like they worked every day to help me get my job with a smile on their face.

    Laura S. Executive Assistant Los Angeles, CA

    Hi Ladies, I just wanted to say thank you for being who you are and operating your business the way you do. You conduct thorough interviews and it feels like you really get a sense of the types of candidates you have, both personally and professionally. You don’t just dust over things and you don’t waste time focusing on irrelevant topics. You let your candidates speak, and you listen. Apart from the above, you are all kind, professional, positive and encouraging to your candidates. From my personal experience, you are an exceptionally rare in your industry! Keep it up!

    the help company gives back
    As of 2013, a portion of our profit will go to help fund the Kounkuey Design Initiative (KDI). KDI is a nonprofit organization committed to developing Productive Public Spaces in impoverished areas around the world that improve physical, social and economic quality of life.
    read more

    Spring Break is approaching, and although we are all looking forward to vacation and a little R R, we are certainly dreading the flight to our destination. One of Etihad Airways on-board nannies (they actually have those?!) gives her top 10 tips. Our personal favorite: Befriend your flight attendant as soon as you board. One of [ ]

    A study, published in the journal of personality and social psychology, helps to confirm that most people have a hard time properly (only about 50% of the time) interpreting the tone of an e-mail. There are a lot of ways that an email can be misinterpreted or misunderstood. To make up for the tone of [ ]

    Since you are off celebrating in Southeast Asia, we are sending our love from San Francisco, Los Angeles and New York! Here are a few words from us to you! NAOMI: There are so many ways to describe you, but on your birthday, the most fitting is a true professor of life. Happy birthday to [ ]

    Digital Agency Australia #best #digital #marketing #agency #websites


    Mine team is a melting pot of technology and creative minds. Each year, we slice a few percent of our bandwidth to develop our own commercial projects. For example, we have developed a prototype Posture Detector with the help of Melbourne University’s Engineering Department that will send signals to your smartphone and vibrate if your posture is poor. We are also improving our suite of cloud based software applications like Meet Mine, our Networking Software. During its first year gathering data, it referred over half a million dollars of real business for a small Melbourne network group. If you’d like to know more about our laboratory projects and how you can get involved in capital raising, marketing or support, simply contact us.

    #People haven t changed, how we reach them has.

    The true force in digital is #Data

    We Amplify results with #CRO and #Attribution

    #Advertising and #Campaigns still grabs attention;

    But #Search #Social and #Influencers are today s word of mouth;

    Online we respond to #Truth and #Authenticity

    and #Timing is essential for uplift

    we build for #Mobile devices as varied as our #Friends

    Yes, we still shop instore but #Google before we #Buy;

    And of course #eCommerce is booming;

    Today more than ever before, #Software is your life partner;

    To balance all this, you need our team of digital #Gurus

    To dominate this decade, you’ll be a technology and marketing powerhouse. You’ll know how to inspire and amplify actions from today’s #Info-Rich consumers online and offline. How can we help? Read our advice, follow us on social media, signup for our software, come to our seminars, join our networks or simply get in touch.

    What We Do

    Everyone in digital is going to sound smart. Your challenge is to figure out who actually knows their stuff and who is selling you with basic buzzwords. How? Ask the the same questions live and see who fumbles or who can answer them immediately and fluff free.We listen and share commercial solutions up front; trust is paid forward and transparency is how we both grow. Our motto is “Your’s And Mine” – when we collaborate, we dominate. But don’t believe our marketing (or anyone else’s for that matter). Go on, Test us.

    TL;DR we are fast becoming a Worldwide Digital Agency – AndMine offers digital agency services to customers from all around the world. To continue to innovate digital and maintain market-leading success, we’ve custom built our production office from the ground up in Asia. It provides lightening fast turnaround times and support our client facing digital agency offices in Melbourne, Sydney and Gold Coast.Digital Agency Sydney – Our new office brings the AndMine digital agency philosophies to Sydney offering end-to-end services including; creative, business strategy, digital advertising, eStores, mobile development, social media and online marketing. As one of Sydney’s finest digital agencies we’re delivering business advantages online and offline.Digital Agency Melbourne – Our Digital Agency’s headquarters in Melbourne produces some of Australia’s most influential digital strategy and developments. Run by a collective of success driven engineers, creatives and marketers our work and your results will speak for themselves. We are fast becoming the go-to digital agency for websites, eCommerce, creative, software, digital strategy, advertising and online business success.Digital Agency Gold Coast – Our office in Surfer’s Paradise, Gold Coast signifies our rapid growth and increasing demand of our services in the area. As the driving force behind the success of some of the leading brands in Australian digital marketing landscape, we offer bespoke website design and development, iOS and Android mobile app development, CRM development services, along with preparing digital marketing strategies and services that deliver maximum return on investment.

    Home, Auto and Business Insurance – Kerrville TX #insurance, #auto #insurance, #home #insurance, #car #insurance,


    Business, Home, and Auto Insurance in Kerrville, TX

    Garrett Insurance Agency, Inc. and Frantzen, Kaderli Klier Insurance Agency, Inc.

    We re a family owned and operated agency with two locations in Texas and we deliver insurance and risk management solutions. We ve served individuals and businesses for more than 95 years, and we believe in forging meaningful relationships with clients. The relationships that we have with clients are things that we nurture, and as a result we become trusted advisors of our clients and we also become like family members. This makes it easy for us to provide the finest products for the right prices.

    Our Insurance Offerings

    We have a wide variety of insurance options, and these options are both personal and commercial. Home . auto . life . and recreational vehicle policies are among our personal options, and a business program that keeps almost any commercial enterprise secure is one of our commercial options.

    We re a generalist agency and we therefore provide insurance of all kinds for anyone. We insure farmers . contractors. and consultants. and we serve these individuals, like we do all of our clients, with tailored products and personalized services. If you run a technology sales store or if you want to insure personal assets, we ll help you.

    To learn more about our offerings, see our products page .

    Services and Support

    We ve served residents of and businesses in Kerrville, Texas and towns throughout Texas for a long time, so we know these individuals and organizations needs. We meet their needs by providing customized solutions and personalized products. As a result, every client that we serve stays fully secure in cost-efficient ways.

    We manage risk and claims and we ll manage your risk and we ll manage any claims that you file. We re also reachable whenever you want or need to get a hold of us, so getting important information will be easy for you.

    We welcome an opportunity to tell you more about our agency so please contact us or give us a call. You can request a quote if you re ready to get started.

    Additional Insurance Information:

    Texas Adoption Agency #cradle #of #life #adoption #agency


    Texas Adoption Agency

    Giving the Gift of Hope to Infants, Children, and Parents Throughout Texas

    Cradle of Life Adoption Agency has been helping families throughout Texas and across the nation experience the miracles of life, love, and family since 1987. Whether you are looking to adopt, or are a birth mother who has experienced an unplanned pregnancy and are looking for a loving home for your child, we can help guide your steps through this deeply emotional process.

    You need answers. You need to talk with unbiased people who will not only understand your situation completely, but will guide your steps lovingly and honestly. Cradle of Life Adoption Agency has offered clients and their families with compassionate and caring assistance for decades. No matter what side of the adoption process you find yourself, we recognize your need for complete discretion and dependability.

    We are available by phone 24 hours a day, 7 days a week.

    Hearts of Service Lead to Happier Homes

    I have a great relationship with my child’s adoptive family. I couldn’t be happier with my decision and with everything Cradle of Life did for me. They had great families to choose from

    We have two beautiful daughters, adopted four years apart, from Cradle of Life. In both adoptions, everything went smoothly. We were given lots of personal attention by each member of the staff. They.

    When it comes to adoption and major life experiences for a family, the staff at Cradle of Life were the most generous, patient and knowledgeable people we have ever encountered. Working with Cradle of.

    I didn’t call Cradle of Life until after my baby was born. They immediately came to the hospital and helped me in this emotional time. They were so caring. I knew they had my baby’s best interest at.

    Cradle was great. They were there for me throughout my pregnancy. They helped me feel comfortable with my decision. It was hard to place my baby for adoption, but I know I made the right decision. My.

    I am so glad I called Cradle of Life. The entire staff were so caring and loving. We really became good friends. I’m now about to graduate from college. I know I could not have accomplished this.

    As proud parents of two adopted children we can truly say our experience with the Cradle of Life agency and the support staff was professional, comforting and compassionate. From the first day we.

    About Cradle of Life Adoption Agency

    • Our Professionalism We are licensed by the Texas Department of Protective and Regulatory Service. We take our role as one of Texas s most trusted adoption agencies seriously and seeing a difference in the lives of children and families in the local community is one of the greatest rewards of our hard work.
    • Our Passion Our counselors and staff members are passionate advocates for all children. This is the sincere passion in our hearts: the children who deserve love and the promise of a bright future.
    • Our Services We offer a wide range of services that can help facilitate the adoption process in its entirety. We provide a range of support services that can help ensure adoptive families, birth parents, and children undergo a process just as enjoyable as any birthing experience.
    • Our Commitment Adoption should be a process enjoyed by families of all backgrounds. No matter your gender, age, marital status, ethnicity, religion, background, sexual orientation, or identity, we welcome you to our offices. Let us help you get started on the adoption of your dreams.

    Home, Affordable Health Insurance Agency, affordable insurance agency.#Affordable #insurance #agency


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    Affordable, Biblical Healthcare Medical bill sharing for the Christian Community

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    The AHIA Mobile Enrollment RV Click for RV location.

    All insurance products and instant quotes are available in the RV!

    Affordable insurance agency

    A Great FREE Benefit We are proud to announce a FREE OFFER from ClearCaptions

    that will Help ALL Family members with Hearing Loss!

    Affordable insurance agency

    Request Quotes Fill out a quick form and an agent will call you with your quote information. Some quotes you can run yourself and get an instant response or you can always call us for immediate assistance! 888-803-3537

    Customer Service

    Our agency strives to provide the best customer service for all our clients. We are always ready to help those in need.

    Affordable Plans

    Our agency uses our vast network of carriers to provide our customers, with a wide range of insurance plans.

    Friendly Service

    When you are dealing with our agency, you are dealing with family that has your best interest at heart.

    Additional Products

    Aside from offerings health insurance, we also offer, final expense, senior supplements, property & casualty, etc.

    Supplemental Products

    Depending on the product you have we also offer supplemental products to strengthen your coverage.

    Community Services

    Aside from providing some of the best insurance in Texas we also offer extensive services to the community.

    Our mission is to help families analyze their insurance needs and find an affordable protection plan that will meet the family’s requirements. We take pride and ownership in working with local communities nationwide.

    Joe Chetwood CEO & Founder

    Who We Are and What We Do

    We are a multi-line insurance agency providing help to families like your own. We have local agents all over the USA that can guide you in making the right decision for your family. These agents are a part of your community and will have a better understanding of your personal needs. We feel it is important to have a local agent for your own peace of mind.

    Health Insurance

    Affordable insurance agency

    What is Health Insurance?

    Coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

  • Digital Marketing Company in Delhi, Digital Marketing Agency in Janakpuri, Delhi-Avemfly Technology #digital #marketing #companies,digital


    We Offer Innovative Digital Marketing Services

    Welcome to Avemfly Technology. We are a full-service Digital Marketing Company in Delhi delivering effective online marketing and technology solutions for all our clients. As one of the fastest growing Digital marketing Company in Delhi catering to global customers from all around the world, we strive for achieving excellence in providing exceptional services. From Digital Marketing and beyond, we do it all with well crafted, award-winning strategies and implementation.

    The foundation of growing your business is Visibility and we perfectly understand that. Making your business visible to your prospective clients has indeed become an absolute necessity and for achieving that, you do need experts round the corner. At Avemfly Technology, Digital Marketing is all we do. We are specialists in Website Designing, Search Engine Optimization (SEO), Social Media Optimization and E-mail Marketing. We are proud to offer you an array of Digital Marketing Services covering each and every aspect – right from eye-catching website designs to building result oriented social media campaigns and effective SEO strategies which will increase your traffic manifold for more leads and ultimately bring you high conversion rates.

    We are passionate about what we do. Remaining committed for a result driven approach for providing services to our clients is our forte. Going well beyond the boundaries of being one of the best Digital Marketing company in Delhi to becoming a vibrant leader in the Digital Industry is our dream destination. As your Digital Marketing service provider, we understand your requirements with a detailed approach to the solution for creating innovative digital marketing solutions, while delivering powerful results in the long run.

    Our growing team consists of the industry’s best and most creative thinkers, digital strategists and professionals who have acquired real-life hands-on experience while successfully working on tens of Digital Marketing Projects. Our consultants will find the right mix of Digital Marketing Services you are looking for in order to grow your business so that you can bring in more revenue for your brand.

    A hands-on approach has led to our growing list of satisfied clients who endorse us and want to continue being a recipient of our unmatchable services. Turn your audiences into advocates and brand ambassadors by using our effective services which will ultimately reshape the future of your company. In the times to come, we would want to become a major contributor in fulfilling your business goals as a rapidly growing brand and for reaching the dizzy heights of success you aspire for.

    We are just a phone call away from you. Get started on this awesome and exciting journey with us to further your online visibility and ultimately your revenue by using our Digital Marketing services. Increase your conversions and expand your online visibility with astonishing results. Make your business a super success story.


    There are a plethora of devices in the market used to access internet and viewing websites. People are viewing and consuming online information. Everybody wants to offer the best online experience of their brands and services. Responsive Web Designing allows a website to adapt to the size of screen it’s being viewed. Responsive Web Designing is all about coding a website in a way that the navigation becomes easy across multiple devices with a minimum of scrolling.

    Home: Matthew L #mccormick #insurance #agency



    Our mission is to deliver clarity through a dreams based & planning driven approach to wealth management. Through our lifelong partnership process, we will help you get CLEAR . create a written and defined path for GROWTH . and ultimately ACHIEVE a life by design.

    What is greatness? At the McCormick Group, we believe the definition of greatness is the one you define for yourself. It’s about you, your family, your company and your principles. As your financial partner, let us help you gain clarity on what greatness truly means in your life. Then, let’s walk that path to greatness together with all of its inevitable and exciting changes, challenges and opportunities.

    Get Clear. Grow. Achieve

    Our Wealth Management and Financial Planning Approach

    We use a three phase approach to deliver clarity.

    1. Discovery Phase – First, we listen to you. We want to know and understand your unique goals, objectives, and dreams for you, your family, and/or your business or organization. We will help you identify your needs and your wants. In this initial phase we learn where you were, where you are, and where you want to go.

    2. Alignment Phase – Next, we create the roadmap for your financial journey. We develop a plan that will map the course and act as our compass to bridge the gap between where you are today and your vision of where you want to be down the road.

    3. Execution Phase – In our final phase, we help you with the implementation of the action steps needed to bring your vision to life. We will walk you through this phase and help you get on the path towards a healthy financial future.

    We believe in a six word formula for success:
    Think things through – then follow through.” – Sir Walter Scott

    *This is not the end of our relationship with our clients. We continue to meet on a regular basis and repeat our three phase approach. Life seems to have a way of changing for people and we will be there with you and for you when those changes happen.

    2017 Northwestern Mutual Wealth Management Company, Milwaukee, WI. All rights reserved. 611 East Wisconsin Avenue, Milwaukee, Wisconsin 53202 – (414) 271-1444.

    Depending on the products and/or services being recommended or considered, refer to the appropriate disclosure brochure for important information on the Northwestern Mutual Wealth Management Company, its services, fees and conflicts of interest before investing. To obtain a copy of one or more of these brochures, contact your representative.

    The McCormick Group is a marketing name for Matthew L McCormick in their capacity as a representative of Northwestern Mutual and is not a legal business name. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) (life and disability insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries. Matthew L McCormick is a Representative of Northwestern Mutual Wealth Management Company® (NMWMC), Milwaukee, WI (fiduciary and fee-based financial planning services), a subsidiary of NM and federal savings bank. All NMWMC products and services are offered only by properly credentialed Representatives who operate from agency offices of NMWMC. Representative is an Insurance Agent of NM, and Northwestern Long Term Care Insurance Company, Milwaukee, WI (long-term care insurance) a subsidiary of NM, and a Registered Representative of Northwestern Mutual Investment Services, LLC (NMIS) (securities), a subsidiary of NM, broker-dealer, registered investment adviser and member FINRA ( ) and SIPC ( ).

    The products and services referenced are offered and sold only by appropriately appointed and licensed entities and Financial Representatives. Financial Representatives and their staff might not represent all entities shown or provide all the services discussed on this Web site. Not all products and services are available in all states.

    Matthew L McCormick is primarily licensed in Pennsylvania and may be licensed in other states.