Organizing For Action #loan #rates #mortgage


#obama mortgage plan

#

ofa_risingsun_color | Barack Obama and Joe Biden’s Plan

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Barack’s plan to bring about real change for our economy

$1,000 Tax Cut for Middle Class American Families

Barack Obama and Joe Biden will cut income taxes by $1,000 for working families, because the economy needs to be revitalized from the bottom up, not the top down. Read more

Energy Rebates

Obama and Biden will enact a windfall profits tax on excessive oil company profits to give American families an immediate $1,000 emergency energy rebate to help pay for rising bills. Read more

Create Jobs through Fair Trade

Obama and Biden believe that trade with foreign nations should create American jobs, not send them overseas. They will stand firm against agreements that undermine our economic security. Read more

Create Five Million Green Jobs

Obama and Biden believe that we should invest in innovation, including manufacturing jobs in the growing clean energy market — freeing us from our dependence on foreign oil within a decade and creating five million green jobs. Read more

New Jobs Through National Infrastructure Investment

Obama and Biden believe that rebuilding our highways, bridges, roads, ports, and air and train systems will create jobs, ensure safety, and bolster our long-term competitiveness. Read more

Technology, Innovation and Creating Jobs

Obama and Biden will increase federal support for research and technology, and promote innovation in our companies and universities so that American workers can lead the world in developing cutting-edge jobs and products. Read more

Support Small Business

Obama and Biden will level the playing field by eliminating all capital gains taxes on start-ups and small businesses. Read more

Labor

Obama and Biden will strengthen the ability of workers to organize for fair wages, health care, and secure pensions. Obama and Biden will fight for the passage of the Employee Free Choice Act. Obama and Biden will ensure that labor appointees support workers’ rights and will work to ban the permanent replacement of striking workers. Obama and Biden will also increase the minimum wage and make sure it remains a living wage year after year. Read more

Protect Homeownership and Crack Down on Mortgage Fraud

Obama and Biden will crack down on fraudulent brokers and lenders, make sure home-buyers have honest and complete information about their mortgage options, and give a tax credit to all middle-class homeowners. Read more

Address Predatory Credit Card Practices

Obama and Biden will establish a five-star rating system so that every consumer knows the risk involved in credit card borrowing. They will establish a Credit Card Bill of Rights to stop credit card companies from exploiting consumers with unfair practices. Read more

Reform Bankruptcy Laws

Obama and Biden will reform our bankruptcy laws to protect working people, ban executive bonuses for bankrupt companies, and require the disclosure of all pension investments. Read more

Work/Family Balance

Obama and Biden will help working families by doubling funding for after-school programs, expand the Family Medical Leave Act, provide low-income families with a refundable tax credit to help with child-care expenses, and encourage flexible work schedules. Read more

Sign up now and share your story:


Organizing For Action #pay #off #mortgage #early


#obama mortgage plan

#

ofa_risingsun_color | Barack Obama and Joe Biden’s Plan

email | Barack Obama and Joe Biden’s Plan

facebook | Barack Obama and Joe Biden’s Plan

googleplus | Barack Obama and Joe Biden’s Plan

twitter | Barack Obama and Joe Biden’s Plan

youtube | Barack Obama and Joe Biden’s Plan

downarrow-circle | Barack Obama and Joe Biden’s Plan

leftarrow-nav | Barack Obama and Joe Biden’s Plan

menu | Barack Obama and Joe Biden’s Plan

refresh | Barack Obama and Joe Biden’s Plan

rightarrow-nav | Barack Obama and Joe Biden’s Plan

Barack’s plan to bring about real change for our economy

$1,000 Tax Cut for Middle Class American Families

Barack Obama and Joe Biden will cut income taxes by $1,000 for working families, because the economy needs to be revitalized from the bottom up, not the top down. Read more

Energy Rebates

Obama and Biden will enact a windfall profits tax on excessive oil company profits to give American families an immediate $1,000 emergency energy rebate to help pay for rising bills. Read more

Create Jobs through Fair Trade

Obama and Biden believe that trade with foreign nations should create American jobs, not send them overseas. They will stand firm against agreements that undermine our economic security. Read more

Create Five Million Green Jobs

Obama and Biden believe that we should invest in innovation, including manufacturing jobs in the growing clean energy market — freeing us from our dependence on foreign oil within a decade and creating five million green jobs. Read more

New Jobs Through National Infrastructure Investment

Obama and Biden believe that rebuilding our highways, bridges, roads, ports, and air and train systems will create jobs, ensure safety, and bolster our long-term competitiveness. Read more

Technology, Innovation and Creating Jobs

Obama and Biden will increase federal support for research and technology, and promote innovation in our companies and universities so that American workers can lead the world in developing cutting-edge jobs and products. Read more

Support Small Business

Obama and Biden will level the playing field by eliminating all capital gains taxes on start-ups and small businesses. Read more

Labor

Obama and Biden will strengthen the ability of workers to organize for fair wages, health care, and secure pensions. Obama and Biden will fight for the passage of the Employee Free Choice Act. Obama and Biden will ensure that labor appointees support workers’ rights and will work to ban the permanent replacement of striking workers. Obama and Biden will also increase the minimum wage and make sure it remains a living wage year after year. Read more

Protect Homeownership and Crack Down on Mortgage Fraud

Obama and Biden will crack down on fraudulent brokers and lenders, make sure home-buyers have honest and complete information about their mortgage options, and give a tax credit to all middle-class homeowners. Read more

Address Predatory Credit Card Practices

Obama and Biden will establish a five-star rating system so that every consumer knows the risk involved in credit card borrowing. They will establish a Credit Card Bill of Rights to stop credit card companies from exploiting consumers with unfair practices. Read more

Reform Bankruptcy Laws

Obama and Biden will reform our bankruptcy laws to protect working people, ban executive bonuses for bankrupt companies, and require the disclosure of all pension investments. Read more

Work/Family Balance

Obama and Biden will help working families by doubling funding for after-school programs, expand the Family Medical Leave Act, provide low-income families with a refundable tax credit to help with child-care expenses, and encourage flexible work schedules. Read more

Sign up now and share your story:


Used cars in Western Australia #used #cars #adn #4wds #in #western #australia, #in #western #australia,


#

Used cars, 4wds, caravans, campervans, motorhomes buying destination Perth WA – www.actionmotors.com.au

– Action Motors Offering Quality Pre-owned Vehicles to the Australian Public for 30 years

– Are you looking for a great price on a used cars, 4wds, campervans, caravans, Motorhomes for sale in Perth WA? Check out our great range of cars, 4wds, campervans, caravans, Motorhomes for sale.

Action Motors is one of the biggest and best car and 4WD Dealerships in Western Australia.

Browse our large range of stock online or we can find your desired vehicle for you. Search using our easy find system for a particular vehicle based on Make, Model and Year.

Action Motors has Perth’s best range of passenger cars, recreational, 4 wd’s, commercial 4wd’s, tray tops, utilities and vans displayed right here online for your convenience.

Remember, if you can’t find what you are looking for on our site right now, just fill out the online enquiry request form and we will find it for you.

Action Motors specializes in popular late model 4 wd’s and with the best range available in Perth at any time makes us the perfect place to start looking for your next vehicle.

Action Motors also offers:

  • Convenient Finance (all applications welcome)
  • Extensive warranty options
  • Detailing service
  • After hours contact
  • Vehicle insurance
  • Full workshop servicing
  • Vehicle and RV storage facility

Selling your car, 4wd, utility, caravan, campervan, people mover.

WE PAY MORE. phone now 08-9350 6400 .

We have buyers ready to take your call.


Self-Prepared Texas Documents #texas #divorce,texas #name #change,texas #marital #separation #agreement,divorce #forms, #divorce #law, #divorce #papers,


#

Divorce Law Texas Document Pricing*

Last Will Testament for each spouse – FREE with purchase
Parenting Plan – FREE with purchase

*Pricing DOES NOT include filing and/or other applicable court fees which are paid directly to the local court when you file your divorce action.

Special: Now through August 31st take 15% off legal technician-prepared documents. Use promotional code summer

Self-Prepared or Legal Technician Prepared – What’s the Difference?

Self-Prepared Documents – You prepare the documents. See your documents being created as you answer the online questionnaire. Download, print and use your documents immediately after purchase.

Legal Technician-Prepared Documents – We prepare the documents. Complete and submit the online questionnaire(s) to our Document Preparation Team. Your answers are reviewed for completeness and accuracy. Additional info is requested when needed. A delivery date is set based on posted delivery time frames. Documents are delivered by e-mail unless you select an upgrade of paper or expedited delivery at checkout.

What’s Included?

Whether you choose self-prepared or legal technician-prepared, you won’t find a better value, all backed with our 100% Guarantee and the ability to “Try Before You Buy”. You’ll get:

  • State-specific divorce documents, such as the Complaint or Petition, Summons, Divorce Decree, Affidavits (if applicable), and other documents as required.
  • A self-prepared Last Will Testament for both spouses – FREE with purchase. With any major life event, this important document should be updated. We make it easy.
  • Detailed, step-by-step instructions to help you from start to finish.
  • A Marital Separation Agreement (MSA) when you purchase our Divorce and MSA Combo (Best Value). Why Should You Consider An MSA? – It’s better to have a clearly written agreement, rather than rely on verbal understandings about property/debt division, child support, alimony, etc. Read more.
  • Child support/financial worksheets and related documents for couples with children.
  • Attorney-authored forms, backed with our 100% Court Approval Guarantee .
  • Form content that is frequently reviewed to keep up with changes in the law, court document guidelines, etc. to make sure what we deliver is the best it can be.
  • Accuracy, completeness and grammar check (Paralegal-Prepared Documents only).
  • Easy-to-use online questionnaires. Start now; save your answers; and come back later to finish if you need to.
  • Toll-free telephone and unlimited e-mail support from our friendly and knowledgeable Customer Satisfaction Team.

All of our SmartLegalForms are created by attorneys. If you have any questions click here .

Please note: We are not a law firm. Our SmartLegalForms are not intended to provide legal advice or substitute for the advice of an attorney. At no time do we review your answers for legal sufficiency, draw legal conclusions, provide legal advice or apply the law to the facts of your particular situation. If you need legal advice bundled with your legal forms for a fixed and reasonable fee, click here .

We are not a law firm; we do not give legal advice from this web site.

Serving the pro se divorce community since 1997


Organizing For Action #loan #rates #today


#obama mortgage plan

#

ofa_risingsun_color | Barack Obama and Joe Biden’s Plan

email | Barack Obama and Joe Biden’s Plan

facebook | Barack Obama and Joe Biden’s Plan

googleplus | Barack Obama and Joe Biden’s Plan

twitter | Barack Obama and Joe Biden’s Plan

youtube | Barack Obama and Joe Biden’s Plan

downarrow-circle | Barack Obama and Joe Biden’s Plan

leftarrow-nav | Barack Obama and Joe Biden’s Plan

menu | Barack Obama and Joe Biden’s Plan

refresh | Barack Obama and Joe Biden’s Plan

rightarrow-nav | Barack Obama and Joe Biden’s Plan

Barack’s plan to bring about real change for our economy

$1,000 Tax Cut for Middle Class American Families

Barack Obama and Joe Biden will cut income taxes by $1,000 for working families, because the economy needs to be revitalized from the bottom up, not the top down. Read more

Energy Rebates

Obama and Biden will enact a windfall profits tax on excessive oil company profits to give American families an immediate $1,000 emergency energy rebate to help pay for rising bills. Read more

Create Jobs through Fair Trade

Obama and Biden believe that trade with foreign nations should create American jobs, not send them overseas. They will stand firm against agreements that undermine our economic security. Read more

Create Five Million Green Jobs

Obama and Biden believe that we should invest in innovation, including manufacturing jobs in the growing clean energy market — freeing us from our dependence on foreign oil within a decade and creating five million green jobs. Read more

New Jobs Through National Infrastructure Investment

Obama and Biden believe that rebuilding our highways, bridges, roads, ports, and air and train systems will create jobs, ensure safety, and bolster our long-term competitiveness. Read more

Technology, Innovation and Creating Jobs

Obama and Biden will increase federal support for research and technology, and promote innovation in our companies and universities so that American workers can lead the world in developing cutting-edge jobs and products. Read more

Support Small Business

Obama and Biden will level the playing field by eliminating all capital gains taxes on start-ups and small businesses. Read more

Labor

Obama and Biden will strengthen the ability of workers to organize for fair wages, health care, and secure pensions. Obama and Biden will fight for the passage of the Employee Free Choice Act. Obama and Biden will ensure that labor appointees support workers’ rights and will work to ban the permanent replacement of striking workers. Obama and Biden will also increase the minimum wage and make sure it remains a living wage year after year. Read more

Protect Homeownership and Crack Down on Mortgage Fraud

Obama and Biden will crack down on fraudulent brokers and lenders, make sure home-buyers have honest and complete information about their mortgage options, and give a tax credit to all middle-class homeowners. Read more

Address Predatory Credit Card Practices

Obama and Biden will establish a five-star rating system so that every consumer knows the risk involved in credit card borrowing. They will establish a Credit Card Bill of Rights to stop credit card companies from exploiting consumers with unfair practices. Read more

Reform Bankruptcy Laws

Obama and Biden will reform our bankruptcy laws to protect working people, ban executive bonuses for bankrupt companies, and require the disclosure of all pension investments. Read more

Work/Family Balance

Obama and Biden will help working families by doubling funding for after-school programs, expand the Family Medical Leave Act, provide low-income families with a refundable tax credit to help with child-care expenses, and encourage flexible work schedules. Read more

Sign up now and share your story:


Bible Study on James ~ Introduction and 8 Lessons #god, #lord, #jesus, #christ, #holy #spirit,


#

James – Faith for Living
�Proverbs of the New Testament�

A Sure Sign of Life
The book of James, controversial because of its emphasis on �good works,� is perhaps best understood through the analogy of motion. In both the physical realm as well as the spiritual realm, where there is life there will be motion.
When a person becomes a Christian, new life begins, and inevitably that life must express itself through �spiritual motion,� or good deeds. In James’ words, �What good is it. if a man claims to have faith but has no deeds?� (2:14)
Movement does not cause life, but it does inevitably follow life. It is a sure sign that life is present. Similarly, genuine faith in Christ should always result in actions that demonstrate faith.

Does James Contradict Paul?
James is not writing about how to become a Christian, but rather how to act like one. Having all the correct beliefs about God will hardly suffice: even demons believe in God. Real, life-giving faith should produce motion, and James minces no words in describing the specific spiritual actions expected of Christians.
Christian thinkers, notably Martin Luther, have struggled to reconcile the message of James with that of Paul, who so firmly warned against slavish legalism. But Paul never belittled holy living. When he wrote to carousers, such as his letter to the Corinthians, he railed against immorality as strongly as James.
Evidently, James’ readers were not even flirting with legalism. They lived at the other extreme, ignoring the laws that God had clearly revealed. James had a simple remedy: “Do not merely listen to the word. Do what it says.” (1:22)

Straight to the Point
Unlike the apostle Paul, James was no urbane man of letters. He was a simple, homespun preacher, perturbed at people who were not living right. His letter covers a wide range of topics, applying the Christian faith to specific problems, and commanding readers to live out their beliefs.
Be humble! James orders. Submit to God! Stop sinning! James is as forthright as an Old Testament prophet; it is hard to miss his point.
Modern readers of James face the same dilemma as the first recipients of this unsettling letter. His words are easy enough to understand, but are we doing as he says? What kind of motion characterizes our spiritual lives? As Luther himself said, “You are saved by faith alone, but if faith is alone, it is not faith.”
As leader of the headquarters church in Jerusalem, James knew how to speak with authority. You don’t have to look for hidden meanings in this book. James tells you clearly how you should act in 54 direct commands. Note that many of these have parallels to Jesus’ Sermon on the Mount. As you study these verses, keep in mind the diverse audience he was addressing which included the rich and the poor. Note, too, his “asides” to specific groups.

Leading a Bible Study of James
If you plan to lead a group in studying James, I recommend you look over the handout and scripture verses, and allow yourself some time to delve into the leader s guide.
I ve found with my groups that each lesson or discussion takes about 45 minutes to go through. I ve also found that people can get passionately involved in these lessons and they can easily run much longer if the leader doesn t keep things moving along. For most of the lessons, there is a supplemental sheet of questions for discussion in small groups. (My main group is fairly large, about 25 men, and we break up after the main lesson into small groups of 3 to 5 men each.)
You ll find that many of the questions are designed to be a springboard to further discussion and there is often no truly right or wrong answer. If you have questions or comments, please use the Send Mail button on the menu below. I guarantee that I will read your comments, however, as this web site gets more than 3,000 visitors per day, I can t possibly answer every one.
In response to your requests, these studies are in Adobe PDF format, so they can easily be printed out. The first file is the handout for the group which also includes supplementary questions for small group discussion. The Leader s Guides (3-4 pages) have answers to the questions and related scripture verses, generally NIV. If you cannot read PDF files, click to download Adobe Reader. Please note that the studies below are minor revisions to those the original studies on James that I posted in 2003.
David Ahl, October 2010
BIBLE STUDY LESSONS ON JAMES

  • James 1:1-18 – Handout (Questions) o Leader’s Guide (Answers)
  • James 1:19-27 – Handout (Questions) o Leader’s Guide (Answers)
  • James 2:1-13 – Handout (Questions) o Leader’s Guide (Answers)
  • James 2:14-26 – Handout (Questions) o Leader’s Guide (Answers)
  • James 3:1-12 – Handout (Questions) o Leader’s Guide (Answers)
  • James 3:13-18 – Handout (Questions) o Leader’s Guide (Answers)
  • James 4:1-12 – Handout (Questions) o Leader’s Guide (Answers)
  • James 4:13-5:6 – Handout (Questions) o Leader’s Guide (Answers)
  • James 5:7-20 – Handout (Questions) o Leader’s Guide (Answers)
  • Quiz Review – Handout (Questions) o Quiz Answers

Bible studies courtesy of www.BibleStudyMen.com


Ameriquest Class Action Suit #home #loans #today


#ameriquest mortgage

#

Ameriquest Class Action Suit

If you recently received this notice from your state that you are eligible to participate in an Ameriquest settlement, please be advised. If you accept the offer, it will disqualify you from participating in the nationwide class action suit against Ameriquest. If you are not satisfied with the offer from the state s settlement, you do have alternatives. The nationwide class action is also seeking restitution for borrowers who suffered from predatory lending tactics by Ameriquest. You can also pursue individual litigation.

As co-lead councel in the nationwide class action lawsuit against Ameriquest, James Hoyer provided witnesses to take part in a roundtable discussion on predatory lending led by then US Senator Hillary Rodham Clinton. News organizations throughout Central Florida covered the event.

Mortgage Servicing: Making Sure Your Payments Count

When you apply for a home mortgage, you may think that the lender will hold and service your loan until you pay it off or you sell your house. That s often not the case. In today s market, loans and the rights to service them often are bought and sold.

Jacked-up interest rates. Improper late fees. Inflated property appraisals. Hidden extra costs. These are a few of the consumer complaints we are investigating against Ameriquest Mortgage Company. If you are a customer or former employee of Ameriquest with information relating to these complaints, contact us for a confidential, no-cost consultation by filling out the form below

Here are some of the issues we are investigating:

  • Did you show up at closing, only to find the interest rate you d been promised was increased? Maybe you needed the cash out, so you signed the papers. But if you can t afford the inflated payment, you re liable to default almost immediately. Foreclosure or even bankruptcy can follow.
  • Have you been subjected to unlawful late fees, or other unjustified fees, or to harassing collection calls and letters during the grace period on a monthly payment?
  • Inflated property appraisals can cause you to borrow more than your house is worth. You ll find yourself upside-down, owing more on your house than you can sell it for. Warning signs of a fraudulent appraisal include use of comparable sales or comps from other counties or other relatively distant areas; changing the age of a house; or using unlicensed appraisers.
  • Did anyone mention anything about increasing your salary, downplaying your debts, or doing other things to increase your credit score, and increase the amount of money you can borrow?
  • Did you find out too late that your new house payment did not include taxes or insurance, and that you d be responsible for large separate bills for taxes and insurance in addition to your monthly mortgage payment?

The James Hoyer law firm has extensive experience representing consumers in class-action and individual cases of fraud. Our recent participation in class-action litigation against Fairbanks Capital helped cement our reputation for uncovering mortgage-related scams.

Hiring a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free information about our qualifications and experience. You should be aware that contacting us via e-mail, telephone or other method does not mean you have automatically become our client.


Ameriquest Class Action Suit #average #mortgage #payment


#ameriquest mortgage

#

Ameriquest Class Action Suit

If you recently received this notice from your state that you are eligible to participate in an Ameriquest settlement, please be advised. If you accept the offer, it will disqualify you from participating in the nationwide class action suit against Ameriquest. If you are not satisfied with the offer from the state s settlement, you do have alternatives. The nationwide class action is also seeking restitution for borrowers who suffered from predatory lending tactics by Ameriquest. You can also pursue individual litigation.

As co-lead councel in the nationwide class action lawsuit against Ameriquest, James Hoyer provided witnesses to take part in a roundtable discussion on predatory lending led by then US Senator Hillary Rodham Clinton. News organizations throughout Central Florida covered the event.

Mortgage Servicing: Making Sure Your Payments Count

When you apply for a home mortgage, you may think that the lender will hold and service your loan until you pay it off or you sell your house. That s often not the case. In today s market, loans and the rights to service them often are bought and sold.

Jacked-up interest rates. Improper late fees. Inflated property appraisals. Hidden extra costs. These are a few of the consumer complaints we are investigating against Ameriquest Mortgage Company. If you are a customer or former employee of Ameriquest with information relating to these complaints, contact us for a confidential, no-cost consultation by filling out the form below

Here are some of the issues we are investigating:

  • Did you show up at closing, only to find the interest rate you d been promised was increased? Maybe you needed the cash out, so you signed the papers. But if you can t afford the inflated payment, you re liable to default almost immediately. Foreclosure or even bankruptcy can follow.
  • Have you been subjected to unlawful late fees, or other unjustified fees, or to harassing collection calls and letters during the grace period on a monthly payment?
  • Inflated property appraisals can cause you to borrow more than your house is worth. You ll find yourself upside-down, owing more on your house than you can sell it for. Warning signs of a fraudulent appraisal include use of comparable sales or comps from other counties or other relatively distant areas; changing the age of a house; or using unlicensed appraisers.
  • Did anyone mention anything about increasing your salary, downplaying your debts, or doing other things to increase your credit score, and increase the amount of money you can borrow?
  • Did you find out too late that your new house payment did not include taxes or insurance, and that you d be responsible for large separate bills for taxes and insurance in addition to your monthly mortgage payment?

The James Hoyer law firm has extensive experience representing consumers in class-action and individual cases of fraud. Our recent participation in class-action litigation against Fairbanks Capital helped cement our reputation for uncovering mortgage-related scams.

Hiring a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free information about our qualifications and experience. You should be aware that contacting us via e-mail, telephone or other method does not mean you have automatically become our client.


Organizing For Action #mortgage #rates


#obama mortgage plan

#

ofa_risingsun_color | Barack Obama and Joe Biden’s Plan

email | Barack Obama and Joe Biden’s Plan

facebook | Barack Obama and Joe Biden’s Plan

googleplus | Barack Obama and Joe Biden’s Plan

twitter | Barack Obama and Joe Biden’s Plan

youtube | Barack Obama and Joe Biden’s Plan

downarrow-circle | Barack Obama and Joe Biden’s Plan

leftarrow-nav | Barack Obama and Joe Biden’s Plan

menu | Barack Obama and Joe Biden’s Plan

refresh | Barack Obama and Joe Biden’s Plan

rightarrow-nav | Barack Obama and Joe Biden’s Plan

Barack’s plan to bring about real change for our economy

$1,000 Tax Cut for Middle Class American Families

Barack Obama and Joe Biden will cut income taxes by $1,000 for working families, because the economy needs to be revitalized from the bottom up, not the top down. Read more

Energy Rebates

Obama and Biden will enact a windfall profits tax on excessive oil company profits to give American families an immediate $1,000 emergency energy rebate to help pay for rising bills. Read more

Create Jobs through Fair Trade

Obama and Biden believe that trade with foreign nations should create American jobs, not send them overseas. They will stand firm against agreements that undermine our economic security. Read more

Create Five Million Green Jobs

Obama and Biden believe that we should invest in innovation, including manufacturing jobs in the growing clean energy market — freeing us from our dependence on foreign oil within a decade and creating five million green jobs. Read more

New Jobs Through National Infrastructure Investment

Obama and Biden believe that rebuilding our highways, bridges, roads, ports, and air and train systems will create jobs, ensure safety, and bolster our long-term competitiveness. Read more

Technology, Innovation and Creating Jobs

Obama and Biden will increase federal support for research and technology, and promote innovation in our companies and universities so that American workers can lead the world in developing cutting-edge jobs and products. Read more

Support Small Business

Obama and Biden will level the playing field by eliminating all capital gains taxes on start-ups and small businesses. Read more

Labor

Obama and Biden will strengthen the ability of workers to organize for fair wages, health care, and secure pensions. Obama and Biden will fight for the passage of the Employee Free Choice Act. Obama and Biden will ensure that labor appointees support workers’ rights and will work to ban the permanent replacement of striking workers. Obama and Biden will also increase the minimum wage and make sure it remains a living wage year after year. Read more

Protect Homeownership and Crack Down on Mortgage Fraud

Obama and Biden will crack down on fraudulent brokers and lenders, make sure home-buyers have honest and complete information about their mortgage options, and give a tax credit to all middle-class homeowners. Read more

Address Predatory Credit Card Practices

Obama and Biden will establish a five-star rating system so that every consumer knows the risk involved in credit card borrowing. They will establish a Credit Card Bill of Rights to stop credit card companies from exploiting consumers with unfair practices. Read more

Reform Bankruptcy Laws

Obama and Biden will reform our bankruptcy laws to protect working people, ban executive bonuses for bankrupt companies, and require the disclosure of all pension investments. Read more

Work/Family Balance

Obama and Biden will help working families by doubling funding for after-school programs, expand the Family Medical Leave Act, provide low-income families with a refundable tax credit to help with child-care expenses, and encourage flexible work schedules. Read more

Sign up now and share your story:


Organizing For Action #mortgage #insurance #rates


#obama mortgage plan

#

ofa_risingsun_color | Barack Obama and Joe Biden’s Plan

email | Barack Obama and Joe Biden’s Plan

facebook | Barack Obama and Joe Biden’s Plan

googleplus | Barack Obama and Joe Biden’s Plan

twitter | Barack Obama and Joe Biden’s Plan

youtube | Barack Obama and Joe Biden’s Plan

downarrow-circle | Barack Obama and Joe Biden’s Plan

leftarrow-nav | Barack Obama and Joe Biden’s Plan

menu | Barack Obama and Joe Biden’s Plan

refresh | Barack Obama and Joe Biden’s Plan

rightarrow-nav | Barack Obama and Joe Biden’s Plan

Barack’s plan to bring about real change for our economy

$1,000 Tax Cut for Middle Class American Families

Barack Obama and Joe Biden will cut income taxes by $1,000 for working families, because the economy needs to be revitalized from the bottom up, not the top down. Read more

Energy Rebates

Obama and Biden will enact a windfall profits tax on excessive oil company profits to give American families an immediate $1,000 emergency energy rebate to help pay for rising bills. Read more

Create Jobs through Fair Trade

Obama and Biden believe that trade with foreign nations should create American jobs, not send them overseas. They will stand firm against agreements that undermine our economic security. Read more

Create Five Million Green Jobs

Obama and Biden believe that we should invest in innovation, including manufacturing jobs in the growing clean energy market — freeing us from our dependence on foreign oil within a decade and creating five million green jobs. Read more

New Jobs Through National Infrastructure Investment

Obama and Biden believe that rebuilding our highways, bridges, roads, ports, and air and train systems will create jobs, ensure safety, and bolster our long-term competitiveness. Read more

Technology, Innovation and Creating Jobs

Obama and Biden will increase federal support for research and technology, and promote innovation in our companies and universities so that American workers can lead the world in developing cutting-edge jobs and products. Read more

Support Small Business

Obama and Biden will level the playing field by eliminating all capital gains taxes on start-ups and small businesses. Read more

Labor

Obama and Biden will strengthen the ability of workers to organize for fair wages, health care, and secure pensions. Obama and Biden will fight for the passage of the Employee Free Choice Act. Obama and Biden will ensure that labor appointees support workers’ rights and will work to ban the permanent replacement of striking workers. Obama and Biden will also increase the minimum wage and make sure it remains a living wage year after year. Read more

Protect Homeownership and Crack Down on Mortgage Fraud

Obama and Biden will crack down on fraudulent brokers and lenders, make sure home-buyers have honest and complete information about their mortgage options, and give a tax credit to all middle-class homeowners. Read more

Address Predatory Credit Card Practices

Obama and Biden will establish a five-star rating system so that every consumer knows the risk involved in credit card borrowing. They will establish a Credit Card Bill of Rights to stop credit card companies from exploiting consumers with unfair practices. Read more

Reform Bankruptcy Laws

Obama and Biden will reform our bankruptcy laws to protect working people, ban executive bonuses for bankrupt companies, and require the disclosure of all pension investments. Read more

Work/Family Balance

Obama and Biden will help working families by doubling funding for after-school programs, expand the Family Medical Leave Act, provide low-income families with a refundable tax credit to help with child-care expenses, and encourage flexible work schedules. Read more

Sign up now and share your story: