# mortgage acceleration calculator

You type in an equation and this applet will draw your graph on an x,y coordinate grid. You can graph one, two, or more equations and compare graphs

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# Calculators and Converters

Choose from a multitude of free financial calculators, imperial to metric converters, math calculators, health calculators and other useful tools for general use.

Whether you’re looking to work out a loan repayment schedule, work out the compound interest on your savings or plan for retirement, the financial calculators are there to assist you. In addition, you can find a huge variety of different metric converters and a growing collection of math and health calculators. Please select a calculator or converter from the top menu or the selection below:

## Latest Articles

“Your music sucks,” you screamed at your parents as you scoffed at their Beatles records and played Duran Duran at full volume.The younger generation always wants to improve on the past, making their own mark on the world.”Your spelling is SO STUPID!” America hollered down the stairs at its lame old.

Today we’re going to look at the conversion of metres to feet. Both of these are units of length. The metre is the base unit in the International System of Units and is equal to the distance travelled by light through a vacuum in 1/299,792,458 seconds.

Whenever working with a recipe, there’s always an uneasy tension between precision and usability. The measures that are reasonably accessible (spoons, cups, etc.) are easy to use but give rise to uneasy doubts as to whether one is really using the right amount of the ingredient.

An in-depth look at the compound interest formula as we break down how to calculate compound interest. The concept of compound interest is that interest is added back to the principal sum so that interest is earned on that added interest during the next compounding period.

For more articles related to finance and measurements, please visit the featured articles section.

I love hearing your feedback. So, please feel free to suggest any extra units and measures for the imperial and metric conversions.

If there are any other finance calculators or converters that you feel would be a useful addition to this website, or any ideas for extra features, then please suggest those also. You can contact me here.

# Mortgage Calculator

Calculate your monthly mortgage payment using the free calculator below. A house is the largest purchase most of us will ever make so it’s important to calculate what your mortgage payment will be and how much you can afford. Estimate your monthly payments and see the effect of adding extra payments.

## Where will mortgage rates head next week?

Mortgage experts predict what will happen to rates over the next week — and why.

## How much house can I afford?

Use this calculator to determine how much mortgage you can afford to take out based on your income and expenses.

## Mortgage Basics

This step-by-step guide will help you understand the sometimes-difficult journey to homeownership.

## Loan Calculator

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## Amortization Calculator

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### About our Mortgage Rate Tables

About our Mortgage Rate Tables: The above mortgage loan information is provided to, or obtained by, Bankrate. Some lenders provide their mortgage loan terms to Bankrate for advertising purposes and Bankrate receives compensation from those advertisers (our “Advertisers”). Other lenders’ terms are gathered by Bankrate through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria. In the above table, an Advertiser listing can be identified and distinguished from other listings because it includes a “Next” button that can be used to click-through to the Advertiser’s own website or a phone number for the Advertiser.

Availability of Advertised Terms: Each Advertiser is responsible for the accuracy and availability of its own advertised terms. Bankrate cannot guaranty the accuracy or availability of any loan term shown above. However, Bankrate attempts to verify the accuracy and availability of the advertised terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. Click here for rate criteria by loan product.

Loan Terms for Bankrate.com Customers: Advertisers may have different loan terms on their own website from those advertised through Bankrate.com. To receive the Bankrate.com rate, you must identify yourself to the Advertiser as a Bankrate.com customer. This will typically be done by phone so you should look for the Advertiser’s phone number when you click-through to their website. In addition, credit unions may require membership.

Loans Above \$424,100 May Have Different Loan Terms: If you are seeking a loan for more than \$424,100, lenders in certain locations may be able to provide terms that are different from those shown in the table above. You should confirm your terms with the lender for your requested loan amount.

Taxes and Insurance Excluded from Loan Terms: The loan terms (APR and Payment examples) shown above do not include amounts for taxes or insurance premiums. Your monthly payment amount will be greater if taxes and insurance premiums are included.

### Mortgage Calculator Help

Using an online mortgage calculator can help you quickly and accurately predict your monthly mortgage payment with just a few pieces of information. It can also show you the total amount of interest you’ll pay over the life of your mortgage. To use this calculator, you’ll need the following information:

The dollar amount you expect to pay for a home.

The down payment is money you give to the home’s seller. At least 20% down typically lets you avoid mortgage insurance.

If you’re getting a mortgage to buy a new home, you can find this number by subtracting your down payment from the home’s price. If you’re refinancing, this number will be the outstanding balance on your mortgage.

Mortgage Term (Years)

This is the length of the mortgage you’re considering. For example, if you’re buying new, you may choose a mortgage loan that lasts 30 years. On the other hand, a homeowner who is refinancing may opt of a loan that lasts 15 years.

Estimate the interest rate on a new mortgage by checking Bankrate’s mortgage rate tables for your area. Once you have a projected rate (your real-life rate may be different depending on your overall credit picture) you can plug it into the calculator.

Mortgage Start Date

Select the month, day and year when your mortgage payments will start.

### Mortgage Calculator: Alternative Use

Most people use a mortgage calculator to estimate the payment on a new mortgage, but it can be used for other purposes, too. Here are some other uses:

1. Planning to pay off your mortgage early.

Use the “Extra payments” functionality of Bankrate’s mortgage calculator to find out how you can shorten your term and net big savings by paying extra money toward your loan’s principal each month, every year or even just one time.

To calculate the savings, click “Show Amortization Schedule” and enter a hypothetical amount into one of the payment categories (monthly, yearly or one-time) and then click “Apply Extra Payments” to see how much interest you’ll end up paying and your new payoff date.

2. Decide if an ARM is worth the risk.

The lower initial interest rate of an adjustable-rate mortgage, or ARM, can be tempting. But while an ARM may be appropriate for some borrowers, others may find that the lower initial interest rate won’t cut their monthly payments as much as they think.

To get an idea of how much you’ll really save initially, try entering the ARM interest rate into the mortgage calculator, leaving the term as 30 years. Then, compare those payments to the payments you get when you enter the rate for a conventional 30-year fixed mortgage. Doing so may confirm your initial hopes about the benefits of an ARM — or give you a reality check about whether the potential plusses of an ARM really outweigh the risks.

3. Find out when to get rid of private mortgage insurance.

You can use the mortgage calculator to determine when you’ll have 20 percent equity in your home. This percentage is the magic number for requesting that a lender wave private mortgage insurance requirement.

Simply enter in the original amount of your mortgage and the date you closed, and click “Show Amortization Schedule.” Then, multiply your original mortgage amount by 0.8 and match the result to the closest number on the far-right column of the amortization table to find out when you’ll reach 20 percent equity.

# Mortgage Acceleration Calculators #mortage #calculator

#mortgage acceleration calculator

#

# Mortgage Acceleration Calculators

#### The FREEandCLEAR Mortgage Acceleration Calculators allow you to understand the financial benefits of accelerating your mortgage, or paying more than the required monthly mortgage payment. Our mortgage acceleration calculators enable you to determine how much money and how many mortgage payments you can save by applying the FREEandCLEAR Mortgage Acceleration Strategy.

Mortgage Acceleration Calculators

Determine how much money you can save and how quickly you can pay-off your mortgage by accelerating your mortgage and paying more than your required monthly mortgage payment

Understand how mortgage acceleration reduces interest expense and lowers the mortgage balance for an interest only mortgage

Your mortgage quote request has been sent to our lending partners and you should receive emails from multiple lenders shortly

Comparing proposals from multiple lenders is the best way to save money on your mortgage!

By clicking “GET FREE QUOTES,” you authorize selected lenders to contact you using the information you provided. This authorization overrides any previous registrations on federal, state, or private Do Not Call registries or any private solicitation preference you previously expressed. You agree that lenders may use automatic dialing systems to make calls to any phone number entered, even to a cell phone or other service for which the called party is charged. You understand that consent is not a condition of purchase.

# Mortgage Acceleration Calculator #mortgage #rates #trend

#mortgage acceleration calculator

#

Your mortgage quote request has been sent to our lending partners and you should receive emails from multiple lenders shortly

Comparing proposals from multiple lenders is the best way to save money on your mortgage!

By clicking “GET FREE QUOTES,” you authorize selected lenders to contact you using the information you provided. This authorization overrides any previous registrations on federal, state, or private Do Not Call registries or any private solicitation preference you previously expressed. You agree that lenders may use automatic dialing systems to make calls to any phone number entered, even to a cell phone or other service for which the called party is charged. You understand that consent is not a condition of purchase.

# Mortgage Acceleration Calculator

Determine how much money you can save and how quickly you can pay-off your mortgage by accelerating your fixed rate mortgage (paying more than your required monthly mortgage payment). Understand how mortgage acceleration reduces the number of required monthly payments and lowers total interest expense over the term of the mortgage. The graph below the table illustrates how mortgage acceleration reduces the term of a mortgage and accelerates the pay-down of mortgage principal

Watch our Fixed Rate Mortgage Acceleration Calculator “How To” video

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

While we pride ourselves on the quality and breadth of the FREEandCLEAR mortgage calculators please note that they should be used for informational purposes only. Our calculators rely on assumptions by us and inputs and assumptions provided by you, which may be inaccurate. The outputs from our calculators are estimates only and should not be used as the sole basis for making any financial decisions. Always consult multiple financial professionals when determining the mortgage size and program that is appropriate for you.

Your mortgage quote request has been sent to our lending partners and you should receive emails from multiple lenders shortly

Comparing proposals from multiple lenders is the best way to save money on your mortgage!

By clicking “GET FREE QUOTES,” you authorize selected lenders to contact you using the information you provided. This authorization overrides any previous registrations on federal, state, or private Do Not Call registries or any private solicitation preference you previously expressed. You agree that lenders may use automatic dialing systems to make calls to any phone number entered, even to a cell phone or other service for which the called party is charged. You understand that consent is not a condition of purchase.

#

# Porsche 1600 Speedster

From the June 1956 issue

The new Porsche 1600 is one of the world’s truly fine cars. Every hour you spend with it adds to your appreciation of the excellence of its design, workmanship, and performance. It’s a supremely good machine in traffic or on the open highway and a world-beater on winding roads. It makes you hunger for a handy Alp to slide up and down all day. As a precision instrument for maintaining high average speeds regardless of terrain, it’s a revelation.

At no increase in price over its 1500 cc predecessor, the 1600 offers six percent increases in horsepower and displacement and a five percent increase in torque. Calculations based on the car’s pulling power and tractive resistance indicate that the actual output of the 1582 cc, 96.5 cubic inch engine is more, not less, than the factory-advertised 70 bhp figure.

The Speedster, as the roadster model is called, lists at \$2995 at U. S. port of entry and can be driven away for about \$3200 after all fees and compulsory options have been cared for. You don’t get much iron as such for your money but you do get an engineering masterpiece in the full, literal sense of the term.

Even though this is a country in which the fact or illusion of size is often a criterion of quality, enough Americans dig the Porsche right now so that, if not another order were placed, the factory could continue to operate at full tilt for at least a couple of years. The cars are very difficult to come by.

For example, the last shipment for the Southwest consisted of ten 1600’s to be doled out among 38 howling dealers. I managed to obtain a test car only by the grace of the deity and film producer Manny Post, whose passion for Porsches caused him to add Europa Motors of North Hollywood to his properties. Mr. Post handed me the keys to his personal spanking new Speedster and said, “Don’t let the low mileage inhibit you. Just get the lube oil warm, then go ahead and stand on it.” His instructions were obeyed to the letter and with profoundly educational results.

In a road test last month I mentioned that I am not an exponent of the controlled slide. Now, thanks to living with the Porsche for a few days, I am.

I don’t like to push my driving prejudices at others but it’s necessary here to illustrate the point. In a car with a mushy, tentative road-bite I drive with caution born of doubt. In a car with a tenacious, glued feel I’m so grateful for the being-on-rails sensation that I have no desire to exchange it for a technique of skidding that would only serve a purpose in competition. And then along comes the Porsche.

Its engine, of course, is mounted at the rear, aft of the pendulum-type rear axle. Our test car, with the fuel tank about three-quarters full, weighed 1680 lbs. and almost 58 percent of this bore on the rear wheels. The springing is typically Porsche, by laminated transverse torsion bars acting through trailing links at the front and solid, adjustable transverse bars at the rear acting through trailing arms.

The unorthodox weight distribution and suspension give the car handling qualities that are rather unique. At slow speeds it handles quite normally in turns, and the feel is on the moderately “glued” side. Then, at only slightly higher speed, its character changes entirely. In place of a four-square chassis bite on the road you have the rear end of the car slipping toward the outside of the curve.

Most of us have an instinctive aversion to this sensation which, in the average car, means you’ve lost it. When it happens to you in a Porsche for the first time you’re more than likely to be startled if not plainly scared. This rear-end slip is not like that of a “glued” chassis when it hits a patch of dirt biting firmly, then sideslipping for a split second, then snapping into the rails again. The Porsche does not break away suddenly. It drifts from inside to outside in a gentle, casual way. The sensation is very much like cornering on half-inflated tires.

Is this bad? Only if you believe it is. Is it good? Emphatically yes, if you accept and understand it. You can corner a Porsche in a sedate and conventional manner if you choose. Just as easily, you can wag its tail and get through short, tight-radius turns with amazing nimbleness and speed. In more open curves you can drift all four wheels and the smooth transition from bite to slip is almost imperceptible.

The slip effect is as though the car were on a pivot at the front end. You pop the Porsche into a tight turn, deliberately flip the rear end outward so that the car is perfectly aimed to leave the turn, then head for the straight under full acceleration. In turns that are not too tight you can steam through under power all the way, directing the car by a combination of steering wheel, rear-wheel or four-wheel slip, and throttle. Thanks to these characteristics and a set of magnificent brakes the Porsche is hilariously controllable and agile.

Drifting this ultra-light car seems to have no undue effect on tire wear. Charging down a steep mountain road containing 63 hairpin switchbacks produced the impression that the 1600 spent all its time on the tires’ sidewalls.

But at the bottom I got out and checked the German Dunlops and found that the shoulder where tread joins sidewall was as sharp as when new. Incidentally, marks were made on the rims and sidewalls at the beginning of the road test. In spite of much heavy acceleration and braking, there was no slippage of the tires on the rims.

It’s clear that the Porsche’s delightful “driftability,” which helps it to achieve high average speeds, impressed me as the car’s most spectacular feature. But it’s a distinguished car in many other ways.

In spite of its light weight the 1600 is rock-solid and stable at all speeds. There is scarcely any perceptible difference in sensation inside the car between speeds of 20 and 80 mph. Above that, our test machine’s suspension became slightly harsh, possibly because it was too new for lubricant to have fully penetrated the leaves of the laminated front torsion bars. In common with the ride of many continental cars, the 1600’s is slightly firm on a good road surface and scarcely different on the very worst surface.

# Mortgage Acceleration Calculators #mortgage #calculator #taxes #insurance

#mortgage acceleration calculator

#

# Mortgage Acceleration Calculators

#### The FREEandCLEAR Mortgage Acceleration Calculators allow you to understand the financial benefits of accelerating your mortgage, or paying more than the required monthly mortgage payment. Our mortgage acceleration calculators enable you to determine how much money and how many mortgage payments you can save by applying the FREEandCLEAR Mortgage Acceleration Strategy.

Mortgage Acceleration Calculators

Determine how much money you can save and how quickly you can pay-off your mortgage by accelerating your mortgage and paying more than your required monthly mortgage payment

Understand how mortgage acceleration reduces interest expense and lowers the mortgage balance for an interest only mortgage

Your mortgage quote request has been sent to our lending partners and you should receive emails from multiple lenders shortly

Comparing proposals from multiple lenders is the best way to save money on your mortgage!

By clicking “GET FREE QUOTES,” you authorize selected lenders to contact you using the information you provided. This authorization overrides any previous registrations on federal, state, or private Do Not Call registries or any private solicitation preference you previously expressed. You agree that lenders may use automatic dialing systems to make calls to any phone number entered, even to a cell phone or other service for which the called party is charged. You understand that consent is not a condition of purchase.

#

# 2016 Mazda CX-5 2.5L AWD

Mazda, the maverick, does so much with so little. The Hiroshima-based company almost singlehandedly keeps the affordable-sports-car-flame flickering with the MX-5 and, for the most part, has resisted intertwining its operations with other automakers in ways that would help growth but almost certainly blur its focus. There’s no large pickup or truck-based SUV channeling fat profits into the company coffers, covering the tab for poorly conceived, money-losing offerings elsewhere in the lineup (if Mazda had any). Small in scale compared with other mainstream brands, Mazda’s every model must stand on its own.

The CX-5 certainly does. We’ve liked its balance of utility, efficiency, and pleasant driving dynamics since the crossover’s introduction as a 2013 model. That first-year model’s power deficiency was remedied for 2014 with the addition of the 184-hp, 2.5-liter four to the CX-5’s powertrain lineup. And for 2016, the plain-yet-pleasant cabin gets upgraded interior materials and design features that wouldn’t look out of place in an Audi. The automaker has already classed up the Mazda 3 and Mazda 6 with essentially the same treatment.

Midcycle refreshes can be tricky. But Mazda wasn’t about to start fixin’ what ain’t broke. Aside from some new LED head-, tail-, and fog lamps available on upper trim levels and a revised five-bar shield grille, the 2016 CX-5 possesses the same design grace and poise as its predecessor.

### Touch Points

We’ve already mentioned the 2016 CX-5’s updates at its Los Angeles auto show unveiling, but it’s worth repeating that most of them focus on the cabin and things that the driver and passengers interact with most. In general, the refreshed CX-5’s interior details are classier. There are nicer materials and tasteful accent trim on the dashboard and console. The armrests are more comfortable. Thoughtful touches include padding where one’s knee might rest against the side of the center console when, say, exercising our test car’s 0.81 g of lateral grip on a fun-to-drive, twisty road.

Stash space? Check. Mazda’s switch to an electric parking brake frees up real estate on the console where the conventional handbrake once lived. There are two USBs and an auxiliary jack in an easily accessible open storage bin beneath the center stack. Another console cubby is right-sized for the car’s key fob (push-button start is standard) or other small items. But the big change is the adoption of the new Mazda Connect infotainment system on all but the base model. It uses an Audi MMI–like multifunction control wheel on the console, so there’s less need to lean forward to access some of the old infotainment display’s hard buttons. The touch screen itself grows from 5.8 to 7.0 inches this year, making everything easier to read.

Our Grand Touring test car also sported supportive, comfortable, and gorgeous Parchment leather seats; a grippy leather-wrapped steering wheel; and simple, easy-to-use climate-control knobs and buttons. Now if only the volume knob were on the driver’s side of the console and the backup-camera display had dynamic trajectory lines, the setup would be just about perfect. The CX-5’s gauges are rather blah, though, and would be more engaging with higher contrast and larger, more interesting fonts. This is a tiny nit, we know.

### On Skyactiv Duty

We’d like a little less engine noise, too; despite added sound insulation this year, the direct-injected 2.5-liter’s note remains a bit grainy at idle. Still, although our test vehicle’s 7.7-second zero-to-60 time shows that the 2016 CX-5 doesn’t have the beans to dust off a Ford Escape with the 2.0-liter EcoBoost turbo. the Mazda’s roster of carryover Skyactiv engine and lightweight chassis tech is more than enough to place it at the top of its class. The new CX-5 isn’t the quickest CUV in the segment, but it has the poise and agility of a sports sedan. Its ride is firm but not harsh with well-controlled body motions. The Mazda’s electrically boosted steering has just-right weighting, good on-center feel, and a natural buildup of effort in turns that feels positively (old-school) BMW-like.

If there’s one change for 2016 that could use fine-tuning, it’s the new Sport mode setting for the drivetrain. The spread between Normal (default) and Sport drive modes is too aggressive for a family CUV, as if it were a jump from another automaker’s Eco to Sport+ settings. Using Mazda’s Sport mode results in considerably higher rpm and lower gears than expected, and it can linger way too long between 3000 and 4000 rpm at part throttle when just cruising around. On the other hand, if you’re autocrossing your CX-5.

Sport mode notwithstanding, the 2016 updates don’t affect the way the CX-5 drives, but they do make us like driving it even more. And for those who want it, the CX-5 now offers a host of active safety technologies such as adaptive cruise control, collision-mitigating braking, lane-departure warning, and automatic high-beam control (all part of our \$34,140 Grand Touring’s optional \$1500 i-Activsense package), as well as Smart City Brake Support (low-speed automatic braking) and adaptive front lighting as part of the \$1505 GT Tech package that also brings navigation and LED head-, tail-, and fog lamps and LED running lights. It’s a CUV we can more than live with—we love it.

# Mortgage Acceleration Calculators #home #mortgage #loan

#mortgage acceleration calculator

#

# Mortgage Acceleration Calculators

#### The FREEandCLEAR Mortgage Acceleration Calculators allow you to understand the financial benefits of accelerating your mortgage, or paying more than the required monthly mortgage payment. Our mortgage acceleration calculators enable you to determine how much money and how many mortgage payments you can save by applying the FREEandCLEAR Mortgage Acceleration Strategy.

Mortgage Acceleration Calculators

Determine how much money you can save and how quickly you can pay-off your mortgage by accelerating your mortgage and paying more than your required monthly mortgage payment

Understand how mortgage acceleration reduces interest expense and lowers the mortgage balance for an interest only mortgage

Your mortgage quote request has been sent to our lending partners and you should receive emails from multiple lenders shortly

Comparing proposals from multiple lenders is the best way to save money on your mortgage!

By clicking “GET FREE QUOTES,” you authorize selected lenders to contact you using the information you provided. This authorization overrides any previous registrations on federal, state, or private Do Not Call registries or any private solicitation preference you previously expressed. You agree that lenders may use automatic dialing systems to make calls to any phone number entered, even to a cell phone or other service for which the called party is charged. You understand that consent is not a condition of purchase.

# Mortgage Acceleration Calculator #mortgage #rates #trends

#mortgage acceleration calculator

#

Your mortgage quote request has been sent to our lending partners and you should receive emails from multiple lenders shortly

Comparing proposals from multiple lenders is the best way to save money on your mortgage!

By clicking “GET FREE QUOTES,” you authorize selected lenders to contact you using the information you provided. This authorization overrides any previous registrations on federal, state, or private Do Not Call registries or any private solicitation preference you previously expressed. You agree that lenders may use automatic dialing systems to make calls to any phone number entered, even to a cell phone or other service for which the called party is charged. You understand that consent is not a condition of purchase.

# Mortgage Acceleration Calculator

Determine how much money you can save and how quickly you can pay-off your mortgage by accelerating your fixed rate mortgage (paying more than your required monthly mortgage payment). Understand how mortgage acceleration reduces the number of required monthly payments and lowers total interest expense over the term of the mortgage. The graph below the table illustrates how mortgage acceleration reduces the term of a mortgage and accelerates the pay-down of mortgage principal

Watch our Fixed Rate Mortgage Acceleration Calculator “How To” video

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Click here for more information on rates and product details.

While we pride ourselves on the quality and breadth of the FREEandCLEAR mortgage calculators please note that they should be used for informational purposes only. Our calculators rely on assumptions by us and inputs and assumptions provided by you, which may be inaccurate. The outputs from our calculators are estimates only and should not be used as the sole basis for making any financial decisions. Always consult multiple financial professionals when determining the mortgage size and program that is appropriate for you.

Your mortgage quote request has been sent to our lending partners and you should receive emails from multiple lenders shortly

Comparing proposals from multiple lenders is the best way to save money on your mortgage!

By clicking “GET FREE QUOTES,” you authorize selected lenders to contact you using the information you provided. This authorization overrides any previous registrations on federal, state, or private Do Not Call registries or any private solicitation preference you previously expressed. You agree that lenders may use automatic dialing systems to make calls to any phone number entered, even to a cell phone or other service for which the called party is charged. You understand that consent is not a condition of purchase.