Current Interest Rates on Home Loans, Savings, Car loans – CD Rates, mortgage refinance rates


Today’s Interest Rates and Financial Advice:

Mortgage refinance rates today

Financial Advice

Would you like to buy a home but worry that you’d never qualify for a mortgage? It’s time to stop guessing and evaluate your chances to land a loan based on everything from how much you make to your credit score. Believe it or not, the odds are in your favor.

November 14th 2017

The average cost of financing a new or used car or truck has stayed low over the past year, making auto loans a bargain by any historical measure. And buyers with reasonably good credit can always take advantage of the discount loans automakers are offering on many models.

November 13th 2017

Lending money to your child is risky business. But if you can avoid the personal pitfalls and convince the federal government that this is really a loan, and not a gift, the Bank of Mom and Dad can be a financial boon for everyone in the family.

November 13th 2017

Here’s how to make all of the right decisions so that you’ll save more, invest wisely and take full advantage of all the tax breaks to build your retirement nest egg.

November 10th 2017

It’s not enough to find a good location at an affordable price. Condo buyers must consider lots of extra costs, from association fees and special assessments to how well the building is maintained and how strictly it enforces rules on everything from noise to pets.

November 10th 2017

You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. Here’s how you can save on everything from settlement fees to title insurance.

November 8th 2017

Mortgage refinance rates today

Interest ing Snapshot

Individual retirement accounts, or IRAs, are a great way to build financial security for you and your family. They’re easy to open and our simple strategy helps you make all the right decisions now, and in the years ahead.

Mortgage refinance rates today

Mortgage refinance rates today


Prime Rate Forecast: Projected Prime Rate Values 2017-2047, mortgage interest rates forecast.#Mortgage #interest #rates #forecast


mortgage interest rates forecast

Mortgage interest rates forecast

Mortgage interest rates forecast

Mortgage interest rates forecast

Mortgage interest rates forecast

Mortgage (ARM) Indexes

Prime Rate Forecast

Projected Future Prime Rate Values: 2017 – 2047

Last Update: Wednesday, Nov 15, 2017.

Note: This is based on the most recent (as of: Wednesday, Nov 15, 2017) 1-Mo T-Bill value that is greater than ‘0’.

Current Prime Rate: 4.25

Aug 2027 6.0 – 7.0

Sep 2027 6.0 – 7.0

Oct 2027 6.0 – 7.0

Nov 2027 6.0 – 7.0

Dec 2027 6.0 – 7.0

Feb 2028 6.0 – 7.0

Mar 2028 6.0 – 7.0

Apr 2028 6.0 – 7.0

May 2028 6.0 – 7.0

Jun 2028 6.0 – 7.0

Jul 2028 6.0 – 7.0

Aug 2028 6.0 – 7.0

Sep 2028 6.0 – 7.0

Oct 2028 6.0 – 7.0

Nov 2028 6.0 – 7.0

Dec 2028 6.0 – 7.0

Feb 2029 6.0 – 7.0

Mar 2029 6.0 – 7.0

Apr 2029 6.0 – 7.0

May 2029 6.0 – 7.0

Jun 2029 6.0 – 7.0

Jul 2029 6.0 – 7.0

Aug 2029 6.0 – 7.0

Sep 2029 6.0 – 7.0

Oct 2029 6.0 – 7.0

Nov 2029 6.0 – 7.0

Dec 2029 6.0 – 7.0

Feb 2030 6.0 – 7.0

Mar 2030 6.0 – 7.0

Apr 2030 6.0 – 7.0

May 2030 6.0 – 7.0

Jun 2030 6.0 – 7.0

Jul 2030 6.0 – 7.0

Aug 2030 6.0 – 7.0

Sep 2030 6.0 – 7.0

Oct 2030 6.0 – 7.0

Nov 2030 6.0 – 7.0

Dec 2030 6.0 – 7.0

Feb 2031 6.0 – 7.0

Mar 2031 6.0 – 7.0

Apr 2031 6.0 – 7.0

May 2031 6.0 – 7.0

Jun 2031 6.0 – 7.0

Jul 2031 6.0 – 7.0

Aug 2031 6.0 – 7.0

Sep 2031 6.0 – 7.0

Oct 2031 6.0 – 7.0

Nov 2031 6.0 – 7.0

Dec 2031 6.0 – 7.0

Feb 2032 6.0 – 7.0

Mar 2032 6.0 – 7.0

Apr 2032 6.0 – 7.0

May 2032 6.0 – 7.0

Jun 2032 6.0 – 7.0

Jul 2032 6.0 – 7.0

Aug 2032 6.0 – 7.0

Sep 2032 6.0 – 7.0

Oct 2032 6.0 – 7.0

Nov 2032 6.0 – 7.0

Dec 2032 6.0 – 7.0

Feb 2033 6.0 – 7.0

Mar 2033 6.0 – 7.0

Apr 2033 6.0 – 7.0

May 2033 6.0 – 7.0

Jun 2033 6.0 – 7.0

Jul 2033 6.0 – 7.0

Aug 2033 6.0 – 7.0

Sep 2033 6.0 – 7.0

Oct 2033 6.0 – 7.0

Nov 2033 6.0 – 7.0

Dec 2033 6.0 – 7.0

Feb 2034 6.0 – 7.0

Mar 2034 6.0 – 7.0

Apr 2034 6.0 – 7.0

May 2034 6.0 – 7.0

Jun 2034 6.0 – 7.0

Jul 2034 6.0 – 7.0

Aug 2034 6.0 – 7.0

Sep 2034 6.0 – 7.0

Oct 2034 6.0 – 7.0

Nov 2034 6.0 – 7.0

Dec 2034 6.0 – 7.0

Feb 2035 6.0 – 7.0

Mar 2035 6.0 – 7.0

Apr 2035 6.0 – 7.0

May 2035 6.0 – 7.0

Jun 2035 6.0 – 7.0

Jul 2035 6.0 – 7.0

Aug 2035 6.0 – 7.0

Sep 2035 6.0 – 7.0

Oct 2035 6.0 – 7.0

Nov 2035 6.0 – 7.0

Dec 2035 6.0 – 7.0

Feb 2036 6.0 – 7.0

Mar 2036 6.0 – 7.0

Apr 2036 6.0 – 7.0

May 2036 6.0 – 7.0

Jun 2036 6.0 – 7.0

Jul 2036 6.0 – 7.0

Aug 2036 6.0 – 7.0

Sep 2036 6.0 – 7.0

Oct 2036 6.0 – 7.0

Nov 2036 6.0 – 7.0

Dec 2036 6.0 – 7.0

Feb 2037 6.0 – 7.0

Mar 2037 6.0 – 7.0

Apr 2037 6.0 – 7.0

May 2037 6.0 – 7.0

Jun 2037 6.0 – 7.0

Jul 2037 6.0 – 7.0

Aug 2037 6.0 – 7.0

Sep 2037 6.0 – 7.0

Oct 2037 6.0 – 7.0

Nov 2037 6.0 – 7.0

Dec 2037 6.0 – 7.0

Feb 2038 6.5 – 7.5

Mar 2038 6.5 – 7.5

Apr 2038 6.5 – 7.5

May 2038 6.5 – 7.5

Jun 2038 6.5 – 7.5

Jul 2038 6.5 – 7.5

Aug 2038 6.5 – 7.5

Sep 2038 6.5 – 7.5

Oct 2038 6.5 – 7.5

Nov 2038 6.5 – 7.5

Dec 2038 6.5 – 7.5

Feb 2039 6.5 – 7.5

Mar 2039 6.5 – 7.5

Apr 2039 6.5 – 7.5

May 2039 6.5 – 7.5

Jun 2039 6.5 – 7.5

Jul 2039 6.5 – 7.5

Aug 2039 6.5 – 7.5

Sep 2039 6.5 – 7.5

Oct 2039 6.5 – 7.5

Nov 2039 6.5 – 7.5

Dec 2039 6.5 – 7.5

Feb 2040 6.5 – 7.5

Mar 2040 6.5 – 7.5

Apr 2040 6.5 – 7.5

May 2040 6.5 – 7.5

Jun 2040 6.5 – 7.5

Jul 2040 6.5 – 7.5

Aug 2040 6.5 – 7.5

Sep 2040 7.0 – 8.0

Oct 2040 7.0 – 8.0

Nov 2040 7.0 – 8.0

Dec 2040 7.0 – 8.0

Feb 2041 7.0 – 8.0

Mar 2041 7.0 – 8.0

Apr 2041 7.0 – 8.0

May 2041 7.0 – 8.0

Jun 2041 7.0 – 8.0

Jul 2041 7.0 – 8.0

Aug 2041 7.0 – 8.0

Sep 2041 7.0 – 8.0

Oct 2041 7.0 – 8.0

Nov 2041 7.0 – 8.0

Dec 2041 7.0 – 8.0

Feb 2042 7.0 – 8.0

Mar 2042 7.0 – 8.0

Apr 2042 7.0 – 8.0

May 2042 7.0 – 8.0

Jun 2042 7.0 – 8.0

Jul 2042 7.0 – 8.0

Aug 2042 7.0 – 8.0

Sep 2042 7.0 – 8.0

Oct 2042 7.0 – 8.0

Nov 2042 7.0 – 8.0

Dec 2042 7.0 – 8.0

Feb 2043 7.0 – 8.0

Mar 2043 7.0 – 8.0

Apr 2043 7.0 – 8.0

May 2043 7.0 – 8.0

Jun 2043 7.0 – 8.0

Jul 2043 7.0 – 8.0

Aug 2043 7.0 – 8.0

Sep 2043 7.0 – 8.0

Oct 2043 7.0 – 8.0

Nov 2043 7.0 – 8.0

Dec 2043 7.0 – 8.0

Feb 2044 7.0 – 8.0

Mar 2044 7.0 – 8.0

Apr 2044 7.0 – 8.0

May 2044 7.0 – 8.0

Jun 2044 7.0 – 8.0

Jul 2044 7.0 – 8.0

Aug 2044 7.0 – 8.0

Sep 2044 7.0 – 8.0

Oct 2044 7.0 – 8.0

Nov 2044 7.0 – 8.0

Dec 2044 7.0 – 8.0

Feb 2045 7.0 – 8.0

Mar 2045 7.0 – 8.0

Apr 2045 7.0 – 8.0

May 2045 7.0 – 8.0

Jun 2045 7.0 – 8.0

Jul 2045 7.0 – 8.0

Aug 2045 7.0 – 8.0

Sep 2045 7.0 – 8.0

Oct 2045 7.0 – 8.0

Nov 2045 7.0 – 8.0

Dec 2045 7.0 – 8.0

Feb 2046 7.0 – 8.0

Mar 2046 7.0 – 8.0

Apr 2046 7.0 – 8.0

May 2046 7.0 – 8.0

Jun 2046 7.0 – 8.0

Jul 2046 7.0 – 8.0

Aug 2046 7.0 – 8.0

Sep 2046 7.0 – 8.0

Oct 2046 7.0 – 8.0

Nov 2046 7.0 – 8.0

Dec 2046 7.0 – 8.0

Feb 2047 7.0 – 8.0

Mar 2047 7.0 – 8.0

Apr 2047 7.0 – 8.0

May 2047 7.0 – 8.0

Jun 2047 7.0 – 8.0

Jul 2047 7.0 – 8.0

Aug 2047 7.0 – 8.0

The Constant Maturity Treasury (CMT) indexes are the weekly or monthly average yields on U.S. Treasury securities adjusted to constant maturities. Yields on Treasury securities at constant maturity are interpolated by the U.S. Treasury from the daily yield curve, which is based on the closing market bid yields on actively traded Treasury securities in the over-the-counter market.

The Treasury Bill (T-Bill) indexes are based on the results of auctions that the U.S. Treasury holds for its Treasury bills, notes and bonds.

This Prime Rate forecast has been prepared by Mortgage-X for general illustrative purposes only.

The information contained on this web page is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. The calculation results should not be construed as a recommendation as to the advisability of applying for a Prime Rate indexed mortgage loan or a home equity line of credit that changes with the Prime Rate.

Neither Mortgage-X nor any of the participating financial institutions is responsible in any manner for any damages whether direct, indirect, special or consequential, howsoever caused, arising out of use of this forecast, or reliance on the information it contains.

Historical Data : Mortgage-X compiles historical values for the indexes which are widely used on adjustable rate mortgages (ARMs). Click here for a history of the Prime Rate (starting from January of 1990).


Arizona Mortgage Broker – Arizona Wholesale Mortgage Inc, mortgage information.#Mortgage #information


mortgage information

Arizona Wholesale Mortgage Inc. prides ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona. Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, Jumbo, FHA or Reverse Mortgage, you won’t find a more ethical mortgage company anywhere in Arizona.

If our clients are not satisfied, than we are not satisfied.

WHO WE ARE

We at Arizona Wholesale Mortgage Inc. are a full service mortgage broker since 1998. That’s a long time in today’s every changing mortgage environment.

WHAT WE DO

As a mortgage broker, we shop around the country from the East coast to the West coast to find you the lowest home mortgage interest rate based on your unique situation.

WHERE WE WORK

Contact us to submit any Arizona mortgage loan questions, or for that matter, questions that are not related to Arizona mortgages. We will do our best to try and answer!

OUR LOAN PROGRAMS

GOVERNMENT LOANS

REFINANCE

We offer refinance loans in Phoenix and in every city and county throughout the great state of Arizona.

NON QM LOANS

JUMBO LOANS

HARP 2.0

FIRST TIME HOME BUYERS

FANNIE MAE HOMEPATH

INVESTMENT LOANS

CONVENTIONAL LOANS

HAVE QUESTIONS ABOUT A LOAN? ASK ONE OF OUR LICENSED LOAN OFFICERS

Frequently Asked Questions

We have survived the toughest of times in the mortgage business, because– among other things– we believe in this fundamental principal of doing business:

We treat our clients with respect, and treat each and every client as we ourselves expect to be treated.

This means you will deal with professional Arizona mortgage loan officers– seasoned mortgage professionals– instead of customer service agents who can only respond to your mortgage questions by reading answers from a computer monitor.

It means that we personally invest in every client’s loan, as each and every loan we provide affects each and every person at this company.

It means that if we want to compete against the bigger banks, we need to offer our loan clients a better rate, better service, and all all-around better lending experience than our competition.

Our licensed Arizona mortgage brokers give you the personal attention you deserve and treat you with respect.

Mortgage information Our website is currently undergoing some improvements and if you are reading this, that means we are still renovating the section of the website that contains our famously low Arizona mortgage rates. We sincerely apologize for this inconvenience.

However, if you need a mortgage rate quote now, please use our contact form and let us know exactly what type of home loan you are interested in.

The appropriate loan professional will respond with an accurate rate quote based on your specific mortgage needs on the same business day.

Although mortgage rates occasionally change in the middle of the day, it is very rare. The great majority of the time, mortgage rates post in the morning and stay that way until the close of the banking day.

This is important to the Arizona rates shopper because: Mortgage rate locks need to be turned in before 5:00PM, Arizona time at this and most other Arizona mortgage companies.

If you are interested in getting a rate quote and possibly locking a mortgage rate, it is always best to start your banking business in the morning, no matter where you live, but especially for those of us who live out West.

Mortgage information Refinance your Arizona home loan with us and save.

The professionals at Arizona Wholesale Mortgage understand that refinancing your mortgage can be a headache, which is why we’ve streamlined the lending process as much as possible.

Need to refinance a Conventional Fannie Mae loan?

Fannie Mae has been tightening refinance guidelines and qualification requirements across the board. This is an unusual situation, because Conventional mortgages have traditionally been the easiest type of loan to refinance.

We know what it takes to get a Conventional loan approved in Arizona and if anyone can help you, we can.

Please use our Arizona Refinance Application to supply us with some information, and a loan officer will be in touch to discuss conventional loan refinance rates and costs.

If you need an FHA streamline refinance or a VA streamline refinance, your approval is almost guaranteed. As long as you have been making your current mortgage payments on time.

The reason it is called a “streamline” refinance is because we do not need a lot of documentation from our client.

Mortgage information

Miniature House on Top of Cash Home Equity Concept

An Arizona Jumbo mortgage (a.k.a. Jumbo home loan) is a mortgage with a principal amount that exceeds $424,100. There are a couple of states with exceptions to the Jumbo loan limits (AK and HI), but Arizona Jumbo loans start at $424,100.

Arizona Wholesale Mortgage Inc. provides Jumbo mortgage loans to our clients since 1998. Our experience with this very unique home loan is extensive.

Our Jumbo loan center is located in Phoenix, AZ, but we have lending offices and loan officers working all over the state.

We will always beat our competition’s lowest rate with any Jumbo loan, no matter the size. Call your bank for a mortgage rate quote and then call us to compare. We welcome the opportunity to help you.

We want to earn your Jumbo loan and we want to earn it and provide you the best rate and closing costs you can find. We match this with our outstanding customer-service. Check out our informational page for Jumbo mortgage loans here.

Mortgage informationDebt Consolidation Loans, Home Improvement, Home Equity Loans

We’ll help you find the Home Equity loan that’s right for you- be it a “pool loan”, debt consolidation, or just to take a much-home improvement plans, necessary for home improvement loandeserved vacation.

In Arizona, because swimming pools are so common, Home Equity loans are often marketed as “pool loans.”

It is a big mistake to take pool loan financing from a your pool company. This is the equivalent of getting auto financing from the used car dealership, instead of finding the lowest rate.

Oftentimes, pool loans– which is just a another way of saying “Home Equity loan”– will be 10 points higher than ours. In other words, if the pool company offers you a loan at 15%, we will likely be around 5%.

Our Home Equity Line of Credit loans (a.k.a. HELOC loans) are the most competitive in Arizona. We offer an interest-only home equity line of credit or a fixed rate “second mortgage.” We will help you choose the most appropriate home equity loan, based on how long you intend to keep the loan and what your particular intentions are. Most importantly, we will explain exactly why we recommend a particular mortgage product.

We want our mortgage clients to be well-informed and comfortable in their decision to deal with us.

Note: Although our headquarters are located in Phoenix – we have mortgage brokers working all over the State of Arizona.


Cap Rates, Commercial Real Estate, Capitalization Rates, Mortage Rates, Interest Rates, Market Data, Discount Rates,


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The RealtyRates.com™ quarterly Investor Survey includes national mortgage terms and interest rates, equity requirements, cap and discount rates, reserve requirements, and interim financing rates and terms for 32 income producing property types, plus financial indicators, historical cap rate trend data, and land lease cap and discount rates, likewise by property type. Just $110 per office (not per user) per year.

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The RealtyRates.com™ quarterly Developer Survey includes actual and pro-forma discount rates for 22 sell-out property types including subdivisions, PUDs, business and industrial parks, and residential and commercial condominiums and co-ops. Data is distributed amongst 13 regions encompassing all 50 states as well as Puerto Rico, Guam and the U.S. Virgin Islands. Just $110 per office (not per user) per year.

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The RealtyRates.com™ quarterly Market Survey includes sales, rent, occupancy, and operating expense data, together with cap rates and gross rent and effective gross income multipliers for seven core commercial property types including apartments; warehouses and distribution centers; flex/R CBD and suburban offices; and anchored neighborhood and community and unanchored strip retail centers. Data is provided for 12 regions and 45 metro market areas encompassing the entire continental U.S. Just $110 per office (not per user) per year.

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Refinance, Refinancing Your Mortgage, Quicken Loans, mortgage refinance rates today.#Mortgage #refinance #rates #today


Refinance Your Mortgage

How do you want to get started?

With Rocket Mortgage by Quicken Loans, our fast, powerful and completely online way to get a mortgage, you can quickly see how refinancing your home can help you achieve your financial goals.

Answer a few questions, and we’ll have a Home Loan Expert call you.

The Basics

What to Know Before You Refinance Your Home

What does it mean to refinance? Refinancing is the act of taking on a new loan with different terms. Reasons for refinancing your mortgage include lowering your payment, shortening your term or using the equity you’ve built up over time to get cash back out of your home.

What’s Your Goal?

Deciding if it makes sense to refinance your home depends on a number of factors, but it starts with one question: What do you want out of your refinance? Here are some of the main reasons homeowners decide to refinance their mortgage:

Talk to a Home Loan Expert or use our refinance calculator to see if refinancing your home can help you meet your financial goals.

See Today s Mortgage Rates

Want to find out if refinancing is right for you? A good way to start is by looking at the current mortgage rates. Don’t forget – rates change daily based on the market, so if you like what you see, make sure to talk to a Home Loan Expert to get your personalized rate and lock it in as soon as possible.

Try Our Refinance Calculator

Want to see if refinancing makes sense for you? Try our refinance calculator. Here’s how it works.

First, we’ll ask about your primary goal for your new loan. You can choose between lowering your payment and paying off your home sooner. Depending on which option you select, you’ll either be asked what your current monthly payment is or how many years you have left on your loan.

After that, you’ll be asked to estimate what you still owe and how much your home is worth to determine the amount of the loan. Then, you ll input a rough credit estimate and your ZIP code.

The results page will show you a sample rate and payment. You can adjust the rate and type of loan, as well as add taxes and insurance to find out if refinancing your mortgage can help you meet your financial goals.

Calculate your rate now to see if refinancing is right for you.

Frequently Asked Questions

What documents are required to refinance?

The following is a list of documents generally required during the refinance application process:

  • Proof of income: Typically, you’ll need to show original pay stubs for the last 30 days.
  • Copy of homeowners insurance: We ll need to verify that you have current and sufficient coverage on your home.
  • Copies of your W-2 forms: Each loan applicant will need to supply W-2 forms so we can verify past employment and income history.
  • Copies of asset information: This includes statements for accounts that hold money for closing costs, statements for savings, statements for checking and 401(k) accounts, and investment records for mutual funds or stocks.
  • Copy of title insurance: This helps us verify things like taxes, names on the title and the legal description of the property.

Your lender will also need to pull your credit report as a part of the refinance process, so have your Social Security number handy when it’s time to apply.

Check out QLCredit to view your full credit report. Creating an account is free and won’t affect your credit score.

How much does it cost to refinance?

It’s possible to add the costs associated with getting a new mortgage into the total refinance amount to avoid paying anything out of pocket at closing. However, refinancing in order to lower your payment, get cash out or consolidate your debt may result in a longer loan term or a higher rate, and that might mean paying more in interest overall in the long run.

When should I refinance my mortgage?

There’s no definitive guideline as to how long you should wait to refinance after buying a home. The most important thing is to make sure the refinance will help you meet your financial goals. These are some questions to consider when determining whether to refinance:

  • Does your current lender have a prepayment penalty?
  • Do you have enough equity in your home?
  • Are interest rates lower now than they were when you got your current home loan?
  • Do you plan to stay in your home for several more years?

What is equity? Why is it important for refinancing?

Equity is the appraised value of your home minus the amount you still owe on your loan.

The value of equity depends on your goal for refinancing. The more equity you have, the more money you may be able to get from a cash-out refinance. Or, more equity could result in a better interest rate, which may help you lower your monthly payment. Having enough equity may also help you eliminate private mortgage insurance (PMI), a costly monthly fee included in many mortgages with an original down payment of less than 20%. Talk to a Home Loan Expert or use our refinance calculator to see if you have enough equity to reach your financial goals.

Talk to a Home Loan Expert or use our refinance calculator to see if refinancing your home can help you meet your goal.


New Jersey & New York Home Mortgage Rates, NJ & NY Refinance Loan Company, lowest


Find The Best CT, NY, NJ Home Mortgage Rates

At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to earn your mortgage loan business. Whether you are looking for a lower mortgage rate on your residential loan, commercial loan or reverse mortgage, our goal is to satisfy your needs. By putting you first, we assure you a pleasurable transaction on all of our refinance and purchase loan programs.

Fast Answers From a Reliable Mortgage Company

At alpinebanker.com you can find tools available to answer virtually any mortgage refinance or purchase question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator – a company tool you will find extremely useful. Confused by all the loan programs from which to choose from? Our Loan Program page will help you find the right type of loan for you – we even offer FHA loans,hard money loans, New Jersey and New York coop loans. Also, we’ll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use our simple, online application to get pre-qualified and find the home loan that is best for you.

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Looking to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate or lower your monthly payment, you can apply online to determine exactly what type of refinance solution is best for you.

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Consolidating Debt?

Use your home to help eliminate debt into one easy, low monthly payment. Whether you need to pay off high-interest credit cards, or you just need cash, use our simple online application to find which loan program is best for you.

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Current VA Loan Rates – VA Mortgage, VA Streamline Loan and VA Cash-out Loan, current


VA Loan Rates

Or call (855) 639-3267 for

Most Popular Pages

Current VA Loan Rates

VA Loan Rates

The VA offers several mortgage types, and each carries its own va loan interest rate, fees, and closing costs. The details can feel daunting, but you don’t have to master them because our VA Loan Specialists already have. Let them help you choose the right type of loan for your individual situation. They’ll also help you lock in the best interest rate possible.

Factors Affecting Your Interest Rate

Your interest rate can be affected by several factors, including:

  • Your credit score
  • Debt-to-income ratio
  • Duration of loan (15-year, 30-year, etc.)

Fixed-Rate VA Loans Rates

The interest rate on a fixed-rate mortgage never changes during the life of the loan.

  • You can choose a fixed-rate loan with payments over 30 years, 25 years, 20 years, or 15 years.
  • Typically, the shorter the loan life, the lower the interest rate.
  • A loan specialist can help you sort through the pros and cons of each option.

Current mortgage loan rates

Hybrid ARM Loan Rates

Hybrid loans are a mixture of fixed and adjustable rates.

  • Lowest interest rates available.
  • The loan rate on a VA hybrid ARM is fixed for either 3 years or 5 years and then becomes adjustable.
  • After the three or five-year fixed period, the interest rate can go up or down.
  • Never more that 1% per year and 5% over the entire life of the loan.
  • The initial fixed period carries a lower interest rate, making it easier for first-time buyers to become homeowners.

Current mortgage loan rates

VA Streamline Refinance Loan Rates

If you already have a VA home loan and want lower monthly payments, consider a VA Streamline Refinance.

  • Our loan specialists can help calculate how much you will save by refinancing.
  • Paperwork is “streamlined,” making your refinance faster and easier.

VA Cash-Out Loan Rates

If you want to refinance a VA loan while at the same time taking cash out from the value of your home, consider a VA Cash-Out Loan.

  • Borrow up to 100% of your homes’ value
  • Turn your equity into cash for home improvements, debts, or simply extra cash.
  • Our loan specialists will explain interest rates, fees, and how much equity you can safely withdraw.

Current mortgage loan rates

VA vs. Conventional

VA home loans have many advantages over conventional loans.

  • Lower interest rates.
  • No downpayment required (in most cases).
  • No Private Mortgage Insurance (PMI).
  • Fewer allowable fees

Why choose VA Loan Desk?

Our Experience

Patriot Home Mortgage and VA Loan Desk finances more homes for veterans than any other VA lender in the United States.

Our Expertise

Years of experience gives us unmatched expertise that ensures you get the most from your VA benefits.

Our Network

VA Loan Desk’s vast network of lenders throughout the U.S guarantees you the lowest possible VA loan rate.

Current mortgage loan rates

Call (855) 639-3267 to talk with a VA Loan Specialist.

Copyright 2009-2017, VA Loan Desk. All Rights Reserved.

619 S Bluff Street Tower 2 Ste 1B

St George, UT 84770

VA Loan Desk, a division of Belem Servicing LLC DBA Patriot Home Mortgage is not currently affiliated with and government agency, including the VA or HUD. Belem Servicing LLC DBA Patriot Home Mortgage is not licensed in all states. If you complete our application however, we will have one of our approved partners contact you.

Belem Servicing LLC DBA Patriot Home Mortgage is licensed as: NMLS #3117; Arizona: MB-0922164; California: 603K011; Colorado: 715386; Florida: MBR1182; Georgia: 36196; Idaho: MBL-7654; Maine: 715386; New Mexico: 715386; North Dakota: MB102582; Oregon: ML-5139; Utah: 8015368 & 8015607; Virginia: MC-5644; & Wyoming: 2453 Belem Servicing LLC DBA Patriot Home Mortgage, is not a government agency and not acting on behalf or under the direction of the VA.

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Mortgage 101: A Mortgage Resource Guide

This guide will help first-time home buyers and seasoned veterans get the information they need to make the correct financial decision regarding their mortgage. Our goal is to provide information and resources for everything you need to know about the mortgage process. Whether you are shopping for your first home or you are already established in a existing home, this page can be your guide. Take the necessary steps to make purchasing your first home or maintaining your existing home a seamless [Read More. ]

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Could a 10 Year Mortgage Rate Be Your Best Mortgage Option?

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How the Current Government Shutdown is Affecting FHA Mortgages

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Bad Credit Home Loans Are They Possible With Today s Stiffer Regulations?

There are many reasons for having a bad credit score, and you might be wondering if you are still able to buy a home, despite your shortcomings. The truth is that there are no rules set in stone when it comes to bad credit home loans. Some lenders may be more lenient than [Read More. ]

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What is this Difference Between a Home Equity Line of Credit vs Home Equity Loan

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Is it Possible to get a Home Equity Loan With Bad Credit?

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