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We Are Residential Home Funding Corp.

Residential Home Funding Corp. has been in business for nearly 15 years, and it’s that experience that enables us to fund all types of transactions, including basic residential purchases, refinances, investment properties, construction loans, mixed use, and more. We offer a wide array of mortgage products, competitive rates and some of the most talented and dedicated employees in the industry.

Residential Home Funding Corp. Now a Partner of RE/MAX of New Jersey

“We are very excited to be given the opportunity to partner with RE/MAX of New Jersey,” said Rick Riddle, Director of Sales, Residential Home Funding Corp. “I believe our company’s core values and commitment to servicing customer’s real estate needs mirrors that of RE/MAX and together we will deliver a unique and satisfying experience to the customer.”

Residential Home Funding Corp. named a Top Mortgage Employer of 2015

The National Mortgage Professional Magazine has named RHCP one of the Top 60 Mortgage Employers Nationwide!

Residential Home Funding Corp. “Culture and Our People” Annual Company Kick Off

RHF was just recognized as a Top Mortgage Employer in NMP magazine. The annual kick-off meeting theme of “Company Culture and Our People” created a level of excitement and energy, keeping RHF’s employees actively engaged at this awesome event!

Residential Home Funding Corp. is the 66th Largest Mortgage Lender in the United States

Residential Home Funding Corp. is a big mortgage lender that doesn’t act like one. Although we have grown to be one of the biggest lenders in the country and licensed direct lenders in 12 states including CT, DC, DE, FL, GA, MD, NC, NJ, NY, PA, SC, and VA, we treat each and every customer like family. We truly care about your needs, a fact which becomes obvious when you read our testimonials.

The leader in mortgages for such partners as REMAX NJ, AAA NJ, Fraternal Order of Police NJ. EXIT NY, NJ Police Chiefs, Superintendents and Principals Association among others.

FHA Loans

FHA loans can be used for a home purchase or a refinance. Easiest type of real estate mortgage loan to qualify for because it requires a low down payment and you can have less-than-perfect credit.

VA Loans

A VA loan is a home loan guaranteed by the U.S. Veterans Administration. VA-guaranteed loans are available to eligible veterans and unmarried surviving spouses who can show entitlement through a Certificate of Eligibility.

Conventional Loans

Conventional loans may be conforming or non-conforming. Conforming loans have terms and conditions that follow the guidelines set forth by Fannie Mae and Freddie Mac.

No Money down Loans

FHA Mortgages may be the right choice for you. Backed by the Federal Housing Administration, FHA loans are available to borrowers with less than perfect credit and give options to many who thought they would never qualify for a mortgage loan.

Reverse Loans

A reverse mortgage enables homeowners 62 and older to convert part of the equity in their homes into cash without having to sell the home, give up title, or take on a new monthly mortgage payment. The homeowner continues to pay insurance and taxes, live in and maintain the home.

Home Rehabilitation Loans (203K)

FHA 203k loans are designated for houses that are damaged or sorely in need of rehabilitation. The loan covers not only the cost of the property, but also the cost of necessary home repairs.

Mortgage Branch Opportunities

Residential Home Funding Corp. is a leader in providing branch managers, mortgage brokers and top originators the opportunity to manage their operation as a full service mortgage banker with a complete in-house product line.

Jumbo Loans

Loan product that doesn’t conform to Fannie or Freddie guidelines. Higher loan balances. Non Fannie Mae approved condominiums and Co-ops. Specialty loans such as ARMs and no PMI options. Great Fixed Rates!

Loan Officer Opportunities

Mortgage brokers and originators agree that Residential Home Funding Corp. provides the best affiliate branch opportunities for them to realize income and to manage their own branch office. As a direct-endorsed FHA/VA Lender, we offer our branches a full mortgage product portfolio.

Terms & Conditions

Minimum credit scores and maximum loan limits apply. Not all applicants may qualify. Equal Housing Lender. Some products may not be available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Program, rates, terms and conditions apply.

Licensed Mortgage Banker. CT, DC, DE, FL, GA Residential mortgage License – #23969, MD, NC, NJ Dept. of Banking & Insurance, NY Dept. of Financial Services, PA Dept. of Banking & Securities, SC and VA Banking Depts.

*Terms and conditions are subject to change. May not be available to all borrowers and eligibility varies based upon borrowers financial situation.

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