Good & Bad Credit Unsecured Personal Loans
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Unsecured Personal Loan Financing
If you are searching for a personal loan, with no collateral required, then an unsecured loan through our lender network may be just what you need. Unsecured personal loans, also known as signature loans, are heavily approved based on an individual’s credit history and ability to pay back the loan. Different than a secured personal loan, that requires a borrower to put up collateral for approval, unsecured loans rely solely on the borrower’s promise to pay back the loan. Because no collateral is required, the application process is quick, and money is normally available for use in a short period of time.
Even though credit is a major factor when it comes to obtaining an unsecured loan approval, there are some financing solutions for individuals with less than perfect credit. Unsecured loans come in all sizes, ranging from a few thousand dollars to tens of thousands of dollars. Standard terms on an unsecured installment loan vary, but are generally offered between twelve and sixty months.
If you are interested in obtaining a personal loan with no collateral required, Life House Financial can help match you with providers interested in competing for your business today. Our networks of banks, credit unions and other loan providers welcome individuals with all credit situations. More importantly, our loan and lender matching service is absolutely free. So don’t hesitate. Come see why others have trusted us over the years with their needs by getting started today.
Good & Bad Credit Personal Loans, No Collateral Required
Whether you are interested in debt consolidation, a home improvement loan, or just need money to pay off regular bills, obtaining an unsecured loan can be tricky. Unsecured personal loans are heavily approved based on credit and your ability to pay back the loan. This means your current credit situation and DTI (debt to income ratio) will play a major role in the amount of money you receive, and at what interest rate.
In general, the better your credit score, the better your interest rate.
Additionally, the more income you can show in relation to your current debt obligations, the higher the loan amount you may receive.
Steps in Our Loan and Lender Matching Process
- First, you provide some basic information about your financing needs using our online form.
- Next, we will target the loan or line of credit product(s) we feel most closely match your situation.
- Third, we will pinpoint the bank(s), credit union(s) and other providers from within our network interested in competing for your business.
- Once your loan and lender option(s) are identified, they will be provided to you online, will be delivered right to your e-mail inbox, and/or can be provided to you over the phone.
- Your job will be to review your option(s) and select the solution you feel most comfortable pursuing. As always, there is never any obligations to proceed if you are not satisfied with the outcome.
Because loan rates, terms and the total cost of the various lending options may vary, it’s important you read and fully understand all loan documents presented to you by the lender. You never want to accept a loan, without knowing the interest rate, monthly payment, and full cost of the loan, as well as, how the loan may potentially affect your credit history or financial situation.
Life House Financial’s Mission
Our mission at Life House is to save you time from having to shop around from bank to bank. We are also here to help you avoid the most common mistakes borrowers make when searching for unsecured financing. The information and services we provide are at absolutely no cost or obligation to you. You will never have to worry about being pressured or sold into accepting a loan.
Submit your information today by clicking get started below and one of our representatives will call to discuss your lending options, and can help you get matched to a lender within our network. We are standing by Monday – Friday, ready to discuss your options at no cost or obligation whatsoever. Give us a call today at 1-888-952-7280, or you can submit some basic information about your needs using our online form.
ADVERTISING DISCLAIMER: The Operator of this website is not a lender and cannot guarantee you will be approved for a loan. This website offers a free service that will match the information you provide with a loan and/or financial solution or service from a company that appears to most closely match your needs. These companies include personal, business, installment, line of credit, and short-term loan providers, as well as other financial service providers (“Providers”). This website receives compensation from Providers in certain circumstances. This compensation may impact how and where products appear on this site, such as the order or placement. Our Providers do not represent all loan companies or all types of offers available in the marketplace. This website does not broker loans to a lender, is not an agent of or represent a lender in any other capacity other than as a referral source. This website does not make, fund or offer any specific loan or financial product. This website does not constitute an offer or solicitation to lend. This website does not charge for any service or product. This website does not endorse or recommend the products or services of Providers, and are not an agent or advisor to you or Providers. We do not validate or investigate the licensing, certification or other requirements and qualifications of Providers. It is your responsibility to investigate Providers. You acknowledge and agree that Providers are solely responsible for any services that they may provide to you and that we are not liable for any losses, costs, damages or claims in connection with, arising from, or related to, your use of Providers products and/or services. You should review each Providers terms and conditions to determine which loan is best for your personal financial situation. We highly encourage you to consult a qualified financial professional before making any type of financial decision. This service is not available in all areas within the United States. LifeHouseFunding.com is operated by Life House, 3 Executive Park Dr. Suite 201 Bedford, NH 03110 Phone: 1-888-952-7280.
*Displayed rates and terms located on this website are representative of a prime credit individual and are not typical of all applicants. The term, rate, and loan amount you qualify for will depend on your credit worthiness and personal financial situation.