Bad credit mortgages – How to get the best mortgage deal – Mortgages – property

#mortgage bad credit


How to get the best mortgage deal Bad credit mortgages

Some lenders specialise in providing mortgages to people with a bad credit rating

Getting a mortgage when you’ve got a bad credit rating is tough, but not impossible. We explain what options are available and what you can do to improve your prospects.

How have bad credit mortgages changed?

Since the credit crunch, it has become more difficult for people with a bad credit score to get a mortgage.

Before 2007, the sub-prime sector – ie the part of the mortgage market aimed at people with bad credit – was viewed as a great money-maker for lenders, and these kind of loans were widely available.

However, in recent years lenders have become more risk averse, and the market for bad credit mortgages has become more limited.

Nevertheless, there are still some lenders in the UK that specialise in offering mortgages to borrowers with a poor credit history.

  • If you’re struggling with mortgages because of a poor credit rating, we’d recommend talking to a whole-of-market, impartial broker such as Which? Mortgage Advisers. The friendly team can assess your situation and explain which mortgages you’re most likely to get accepted for. Call for a free consultation on 0808 252 7987.

Can I get a mortgage with bad credit?

If you have a bad credit history, you may still be able to find a mortgage using specialist lenders, but getting accepted will be harder for you than it is for people with better credit records.

You’ll have to pay higher-than-average interest and will need to have a large deposit. This is because bad credit mortgage lenders often restrict the amount they are willing to lend.

A mortgage for someone with poor credit will usually be capped at around 80% of the value of the property, though some lenders will only offer mortgages up to 60% of the value of the property.

Why do I have a bad credit rating?

A number of things can affect your credit rating. Some of the main reasons include:

  • if you have missed credit card, loan or mortgage payments
  • if you are in some kind of debt repayment arrangement, eg an IVA, or have been declared bankrupt
  • if you have County Court Judgments against you
  • if you have never taken out any credit and so haven’t built up a record of paying things back in time.

Whether or not you think these factors apply to you, you should always check out your credit report before applying for a mortgage. The three biggest organisations for this are Callcredit, Equifax and Experian. If you’re concerned, it’s worth checking how you fare with all three companies, as they all score slightly differently.

Once you have your report(s), consider what you can do to improve your credit rating, and check that all the information on record about you is correct. Avoid making lots of different applications for credit, including mortgages, as this will show up on your record and may harm your rating further.

In some cases, it will be better to wait until your credit history has improved so you can access more affordable mortgage deals. A good mortgage adviser will be able to ascertain what mortgage deals you are likely to be accepted for and advise whether you’re better off waiting.

Remortgaging with a bad credit mortgage

Making your monthly mortgage repayments on time will help you build a stronger credit history (assuming all other debt is also paid back on time).

It may therefore eventually be possible to remortgage to secure a better rate from a traditional lender.

Which? Mortgage Advisers has a detailed remortgaging guide with all the information you need to help you understand your mortgage options and get the best deal.

More on this.

Mortgage Prequalification Calculator: Do you Prequalify For Mortgage? #quick #mortgage #calculator

#prequalify mortgage


Prequalification Calculator

User Rating. ( 409 votes, average: 2.66 out of 5 )

Want to prequalify for a mortgage? Our mortgage pre-qualification calculator shows how lenders see you. See how much you can afford based on yearly income, debts other factors. Our mortgage pre-qualification calculator will indicate how much you can borrow with a home loan by analyzing your income, assets, and current mortgage interest rates available to you.

How to use the Prequalification calculator

Enter Your Financial Information

  • Gross Monthly Pay: Your household income before taxes and deductions.
  • Loan Term: The number of years you’ll have to repay your mortgage.
  • Annual Percentage Rate (APR): Enter the estimated mortgage interest rate (see a list of current mortgage interest rates ).
  • Local Property Tax Rate: You can obtain this information from the local property tax collector’s office or website. Enter the percentage rate (not the dollar amount) in the calculator.
  • Money Available for Down Payment and Closing Costs: The amount of cash you have to pay toward these expenses.
  • Other Monthly Obligations: Include recurring installment payments, including credit cards, auto payments, personal and education loans.

Click the “calculate” button, and check the results.

Home Purchase or Refinance: Can You Prequalify?

  • Home Value / Purchase Price: The maximum amount you prequalify for, based on the information provided.
  • Total Cash Paid at Closing: The amount you’re contributing for closing costs and a down payment.
  • Cash Applied to Closing Costs: An estimate of closing costs.
  • Cash Applied to Down Payment: What’s left of your cash contribution is used for a down payment.

Monthly Housing Expenses

  • Mortgage Payment: The amount of the principal and interest payment based on the amount you qualify to borrow and the interest rate you’ve entered.
  • Property Taxes: The estimated monthly amount of property taxes. If you’re putting less than 20% down, this amount will be added to your mortgage payment.
  • Mortgage Insurance: A down payment of less than 20% of the purchase price will require mortgage insurance, which will be added to your mortgage payment.
  • Hazard Insurance: As with taxes and mortgage insurance, this will be added to your mortgage payment if you borrow more than 80% of your home’s purchase price.
  • Total Housing Expense: This amount generally shouldn’t exceed 28% of your gross income if you want to prequalify.
  • Other Monthly Expenses: The amount you entered for other monthly payment obligations.
  • Total Monthly Expenses: The sum of your total monthly housing payment and other monthly expenses. It generally exceed 36% of your gross monthly income for pre-qualification purposes.

These figures are guidelines. Those with spotless credit, lots of assets, or a very stable job history might qualify for more financing. Conversely, those with credit problems or minimal assets may qualify for less. We recommend that you speak directly with lenders to determine what is right for your situation. You can request up to four free quotes from competing lenders here, with no cost and absolutely no obligation to you.

You can also compare savings on loan terms, rates and amounts using the amortization calculator. and determine potential benefits of refinancing using the refinance calculator

38 Responses to “Prequalification Calculator”

  1. Taylor 22, Sep, 2012

Nice. It says up to $70,000 for a mortgage loan. I’m a first time home buyer and that’s exactly what I’m looking for. $529 for total monthly expense with mortage insurance and hazard insurance for my low 4% down payment. But did not expect $2000 in closing costs. Thanks

Thanks for this tool

I have no mortgage on my property. I’m interested in getting a cash-out refinance or a home equity loan, and I’d like to know how much money will I be able to borrow, will the calculator work for that purpose, or do they have a different standard? Thanks

Excellent tool and excellent responses to the other “tools” below! Thanks so much for making this available and for your thorough responses to questions!

Okay, um the calculator says i can afford a $3,695,000 home. I entered $100,000 for annual income. How much more inacurate can this stupid thing be? – – EDITOR’S COMMENT – – _ The calculations are fine. You made a simple mistake by entering $100,000 when you should have entered $8,333 as your income. (The calculator asks for “monthly” income, not “annual” income.) I can re-create your results if I put $100,000 in monthly income, $10,000 in closing costs, and $0 in monthly expenses. Maybe you don’t have any credit cards, auto loans, bank loans, student loans or anything like that, but if you do, you need to enter all monthly financial obligations that you’ll be making payments on, in order to achieve accurate results. You can leave out irregular expenses like groceries, gas, utilities and other standard living expenses, and you can leave out any expenses that will be going away as soon as you start your new mortgage (such as rent on an apartment). But other than those types of things, lenders will factor in all your ongoing financial obligations into your prequalification calculations, so remember to include those. Please try your calculations again. I’m sure you will find that it will work well for you!

Hmmmmmm. I just did this for a kick because we received our actual prequalification letter today. This calculator pre-qualified us for $130,000 LESS than our actual prequalification and for a payment that is almost $200 below what we are currently paying for rent. Not very accurate. – – – – EDITOR’S COMMENT: Actually, the calculator is accurate, but there’s no law that says a given lender has to stick to the industry standard when deciding how much to lend you. Your lender is allowing you to stretch yourself thinner than most other lenders would feel comfortable with. Perhaps you have savings or other assets that could be converted into cash if you get into trouble, and this has raised your lender’s confidence in your ability to repay. Or perhaps you’re about to finish up a degree that will increase your employability significantly. Something has convinced the lender to lend you $130,000 more than would normally be practical. As to your other observation, the reason the calculator produced a lower payment is, of course, if you were to borrow $130,000 less, your monthly payment would be considerably lower that what your lender quoted you. Let me end with a note of friendly, cautionary advice. Borrowing as much as you possibly can is not the only path forward. If you can be happy while living below your means (finding a way to enjoy life while keeping your living expenses lower than average for your income), you will be less likely to find yourself plagued by future financial worries, you’ll be able to pay cash for items you would othewise find yourself financing (such as furniture, vacations and automobiles), you’ll be able to save more for emergencies, and you’ll be in a better position to plan for a more enjoyable retirement. Please forgive me if I am being forward in saying this. It’s just something to consider – some solid advice from my father to me, and now to you.

My wife and I would like to buy investment rental property. – – – EDITOR’S REPLY: We at Calculators4Mortgages wish you well with your investment goals. Exploring the purchase of rental property as a valuable element of your investment strategy is a good idea. While we would like to be of assistance, this site is currently geared toward people who are purchasing a home to serve as their primary residence. We would like to expand into real estate investment calculators at some point, but we have no immediate plans to do so.

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Featured 30 Year Fixed Refinance Rates

Fha mortgage loans #refinancing #your #mortgage

#fha mortgage loans


FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.

  • Low down payments
  • Low closing costs
  • Easy credit qualifying

What does FHA have for you?

Buying your first home?
FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price. Available on 1-4 unit properties.

Financial help for seniors
Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer yes to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.

Want to make your home more energy efficient?
You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.

How about manufactured housing and mobile homes?
Yes, FHA has financing for mobile homes and factory-built housing. We have two loan products – one for those who own the land that the home is on and another for mobile homes that are – or will be – located in mobile home parks.

Ask an FHA lender to tell you more about FHA loan products.
Find an FHA lender

Need help with your downpayment? State and local governments offer programs that can help. Find a program near you .

How Subprime Mortgages Work #house #loan #rates

#subprime mortgages


How Subprime Mortgages Work

Owning a home has long been touted as the American dream — a palpable opportunity that the economy would ideally be able to provide to every working family. However, various factors in the complex financial system caused the housing market in the United States to go through a dramatic boom and bust during the first decade of the 2000s. One of the factors that caused both the rise and dramatic fall of the market was the use of tricky lending programs, called subprime mortgages, which enable people with shaky credit ratings to secure home loans.

The practice of lending money to people with a weak or limited credit history is called subprime lending. One misconception about the term subprime is that it refers to the interest rates attached to the loans. Subprime generally refers to the credit rating of the borrower. Subprime borrowers generally have a credit score below 620 on a scale of roughly 300 to 850 (or 900, depending on the particular scoring system used). Most consumers land in the mid to high 600s and 700s [source: ]. However, during the housing boom, many who could have qualified for a traditional home loan instead took out a subprime loan, partly due to aggressive mortgage broker tactics, such as approving loans more easily or not fully explaining stricter repayment terms [source: Brooks ].

The interest rates on subprime mortgages can vary wildly. They’re partially based on a variety of risk-based factors including:

  • Credit score
  • Size of down payment
  • Number of delinquencies (late payments listed on your credit report)
  • Types of delinquencies

The sharp rise in subprime mortgage lending began in the mid-1990s and accounted for roughly 20 percent of home loans in 2006 [source: Federal Reserve ]. On the plus side, subprime mortgages allow people with poor credit a chance to get into a market previously unavailable to them with standard home loans. The downside of this scenario is that these loans are more likely to go into default, meaning that the borrower fails to make payments on the loan. The large number of foreclosures from subprime mortgages has had a drastic impact on the U.S. housing bust and overall economy. Lenders were also hit hard, with some going under completely.

Another negative aspect of the subprime market is the rise in accusations that lenders target minorities — a practice known as predatory lending. These lenders prey upon the inexperience of the borrower in many ways. They may overvalue your property, overstate your income or even lie about your credit score in order to set sky-high interest rates. They also encourage frequent refinancing to get a better rate, and then roll the high closing costs in to the loan.

In this article, we’ll look at some examples of subprime mortgages to help you determine whether one might be right for you. We’ll also examine the subprime crisis and what’s being done about it.

Up Next

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a data-track-gtm Byline href charles-w-bryant-author.htm Charles W. Bryant a amp a data-track-gtm Byline href about-author.htm mcgrath Jane McGrath a How Subprime Mortgages Work 4 December 2007. br lt http real-estate buying-home subprime-mortgage.htm gt 18 September 2016″ href=”#”>Citation Date

Subprime Mortgage Crisis – A detailed essay on an important event in the history of

#subprime mortgages


by John V. Duca, Federal Reserve Bank of Dallas

How and Why the Crisis Occurred
The subprime mortgage crisis of 2007–10 stemmed from an earlier expansion of mortgage credit, including to borrowers who previously would have had difficulty getting mortgages, which both contributed to and was facilitated by rapidly rising home prices. Historically, potential homebuyers found it difficult to obtain mortgages if they had below average credit histories, provided small down payments or sought high-payment loans. Unless protected by government insurance, lenders often denied such mortgage requests. While some high-risk families could obtain small-sized mortgages backed by the Federal Housing Administration (FHA), others, facing limited credit options, rented. In that era, homeownership fluctuated around 65 percent, mortgage foreclosure rates were low, and home construction and house prices mainly reflected swings in mortgage interest rates and income.

In the early and mid-2000s, high-risk mortgages became available from lenders who funded mortgages by repackaging them into pools that were sold to investors. New financial products were used to apportion these risks, with private-label mortgage-backed securities (PMBS) providing most of the funding of subprime mortgages. The less vulnerable of these securities were viewed as having low risk either because they were insured with new financial instruments or because other securities would first absorb any losses on the underlying mortgages (DiMartino and Duca 2007). This enabled more first-time homebuyers to obtain mortgages (Duca, Muellbauer, and Murphy 2011), and homeownership rose.

The resulting demand bid up house prices, more so in areas where housing was in tight supply. This induced expectations of still more house price gains, further increasing housing demand and prices (Case, Shiller, and Thompson 2012). Investors purchasing PMBS profited at first because rising house prices protected them from losses. When high-risk mortgage borrowers could not make loan payments, they either sold their homes at a gain and paid off their mortgages, or borrowed more against higher market prices. Because such periods of rising home prices and expanded mortgage availability were relatively unprecedented, and new mortgage products’ longer-run sustainability was untested, the riskiness of PMBS may not have been well-understood. On a practical level, risk was “off the radar screen” because many gauges of mortgage loan quality available at the time were based on prime, rather than new, mortgage products.

When house prices peaked, mortgage refinancing and selling homes became less viable means of settling mortgage debt and mortgage loss rates began rising for lenders and investors. In April 2007, New Century Financial Corp. a leading subprime mortgage lender, filed for bankruptcy. Shortly thereafter, large numbers of PMBS and PMBS-backed securities were downgraded to high risk, and several subprime lenders closed. Because the bond funding of subprime mortgages collapsed, lenders stopped making subprime and other nonprime risky mortgages. This lowered the demand for housing, leading to sliding house prices that fueled expectations of still more declines, further reducing the demand for homes. Prices fell so much that it became hard for troubled borrowers to sell their homes to fully pay off their mortgages, even if they had provided a sizable down payment.

As a result, two government-sponsored enterprises, Fannie Mae and Freddie Mac, suffered large losses and were seized by the federal government in the summer of 2008. Earlier, in order to meet federally mandated goals to increase homeownership, Fannie Mae and Freddie Mac had issued debt to fund purchases of subprime mortgage-backed securities, which later fell in value. In addition, the two government enterprises suffered losses on failing prime mortgages, which they had earlier bought, insured, and then bundled into prime mortgage-backed securities that were sold to investors.

In response to these developments, lenders subsequently made qualifying even more difficult for high-risk and even relatively low-risk mortgage applicants, depressing housing demand further. As foreclosures increased, repossessions multiplied, boosting the number of homes being sold into a weakened housing market. This was compounded by attempts by delinquent borrowers to try to sell their homes to avoid foreclosure, sometimes in “short sales,” in which lenders accept limited losses if homes were sold for less than the mortgage owed.

In these ways, the collapse of subprime lending fueled a downward spiral in house prices that unwound much of the increases seen in the subprime boom.

The housing crisis provided a major impetus for the recession of 2007-09 by hurting the overall economy in four major ways. It lowered construction, reduced wealth and thereby consumer spending, decreased the ability of financial firms to lend, and reduced the ability of firms to raise funds from securities markets (Duca and Muellbauer 2013).

Steps to Alleviate the Crisis
The government took several steps intended to lessen the damage. One set of actions was aimed at encouraging lenders to rework payments and other terms on troubled mortgages or to refinance “underwater” mortgages (loans exceeding the market value of homes) rather than aggressively seek foreclosure. This reduced repossessions whose subsequent sale could further depress house prices. Congress also passed temporary tax credits for homebuyers that increased housing demand and eased the fall of house prices in 2009 and 2010. To buttress the funding of mortgages, the Congress greatly increased the maximum size of mortgages that FHA would insure. Because FHA loans allow for low down payments, the agency’s share of newly issued mortgages jumped from under 10 percent to over 40 percent.

The Federal Reserve, which lowered short-term interest rates to nearly 0 percent by early 2009, took additional steps to lower longer-term interest rates and stimulate economic activity (Bernanke 2012). This included buying large quantities of long-term Treasury bonds and mortgage-backed securities that funded prime mortgages. To further lower interest rates and to encourage confidence needed for economic recovery, the Federal Reserve committed itself to purchasing long-term securities until the job market substantially improved and to keeping short-term interest rates low until unemployment levels declined, so long as inflation remained low (Bernanke 2013; Yellen 2013). These moves and other housing policy actions—along with a reduced backlog of unsold homes following several years of little new construction—helped stabilize housing markets by 2012 (Duca 2014). Around that time, national house prices and home construction began rising, home construction rose off its lows, and foreclosure rates resumed falling from recession highs. By mid-2013, the percent of homes entering foreclosure had declined to pre-recession levels and the long-awaited recovery in housing activity was solidly underway.

Bernanke, Ben S. “ A Century of U.S. Central Banking: Goals, Frameworks, Accountability ,” Speech given at The First 100 Years of the Federal Reserve: The Policy Record, Lessons Learned, and Prospects for the Future, a conference sponsored by the National Bureau of Economic Research, Cambridge, MA, July 10, 2013.

Bernanke, Ben S. “ Challenges in Housing and Mortgage Markets ,” Speech given at the Operation HOPE Global Financial Dignity Summit, Atlanta, GA, November 15, 2012.

Case, Karl E. Robert J. Shiller, and Anne K. Thompson, “What Have They Been Thinking? Homebuyer Behavior in Hot and Cold Markets,” Brookings Papers on Economic Activity. Fall 2012, 265-98.

DiMartino, Danielle, and John V. Duca. “ The Rise and Fall of Subprime Mortgages ,” Federal Reserve Bank of Dallas Economic Letter 2, no. 11 (November 2007): 1-8.

Duca, John V. “The Long-Awaited Housing Recovery,” Federal Reserve Bank of Dallas Annual Report. 2013.

Duca, John V. John Muellbauer, and Anthony Murphy. “House Prices and Credit Constraints: Making Sense of the U.S. Experience.” Economic Journal 121, no. 552 (May 2011): 533-51.

Duca, John V. and John Muellbauer, “Tobin LIVES: Integrating Evolving Credit Market Architecture into Flow of Funds Based Macro-Models,” Working Paper Series 1581, European Central Bank, Frankfurt, Germany, 2013.

Written as of November 22, 2013. See disclaimer .

Mobile Home Loans from AFR Mortgage #mortgage #rates #trends

#home mortgage lenders


Mobile Home Loans from American Financial Resources

Finance the purchase of your mobile home, or refinance your existing mortgage with a mobile home loan from American Financial Resources. We focus on finding just the right loan program for you and your property, that will help you meet your financial goals. Our mobile home mortgage program is a specialized FHA loan allowing us to offer extremely low rates and the security of a fixed interest rate.

Will my property qualify for a mobile home mortgage from AFR?

To be eligible for this mobile home loan the following requirements must be met:

  • The home must be a minimum of 400 square feet.
  • The home must have been built after June 15, 1976, and in conformance with the Federal Manufactured Home Construction and Safety Standards. (There will be a certification label to signify this, and an American Financial Resources loan consultant can help you determine if you property is eligible. They can be reached at 800-316-9508.)
  • The loan must also cover the land that the manufactured home sits on, the home must be on a permanent foundation, and cannot be located in a trailer park or flood zone.
  • The borrower s credit score must be a minimum of 620 FICO.

Please note that this is only a partial list of guidelines and the guidelines may change at any time.

Request mobile home mortgage rates today!

Take advantage of today s low mobile home mortgage rates and this unique manufactured home loan program. You can Get Started Online or pick up the phone and call us today – 800-316-9508. Trust the financing of your home to the mobile home loan experts !

Looking for more information? Check out these resources.

Please provide the following information to get started on your quote.

Loan Underwriter, Mortgage Salary #mortgage #assistance

#mortgage underwriter jobs


Loan Underwriter, Mortgage Salary

Job Description for Loan Underwriter, Mortgage

Mortgage loan underwriters are responsible for approving or rejecting mortgages. To make this decision, the mortgage underwriter must generate a risk report and demonstrate how the contents of the report are within the lender’s guidelines for approval, or how the contents of the report fail to meet the guidelines. The first thing that mortgage underwriters do is obtain and review credit reports for prospective debtors. Next, they obtain information from prospective debtors about their income, and possibly their assets and other debts. Afterward, mortgage underwriters will determine what collateral is available that can be used to back the mortgage.

After mortgage underwriters have information on the debtors’ credit, ability to repay, and possible collateral, the underwriters will generate reports that sum up the risks posed by offering the prospective debtors the requested mortgages. At this point, the underwriters may write in conditions for the mortgages. After analyzing all of the risks as a whole, the underwriters will then make a decision to either approve or reject the mortgages. However, the job does not end here. In either situation, the underwriters may need to explain the basis of their decisions to the clients, support staff or superiors. Excellent interpersonal skills are necessary to convince individuals who have a different tolerance for risk and who disagree with the mortgage underwriters’ decisions.

Mortgage underwriters usually work in an office environment for banks and other lending institutions. The educational requirements vary, but the most important requirements are that the underwriter have appropriate certifications and an in depth understanding of the process and laws related to mortgage underwriting.

Loan Underwriter, Mortgage Tasks

  • Prepare reports based on the results from the risk analysis for use in decision-making.
  • Analyze credit data and financial statements of individuals or firms to determine the risk involved in extending credit or lending money.

Common Career Paths for Loan Underwriter, Mortgage

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Insurance Jobs, banking jobs and mortgage jobs – industry specific job board #mortgage #rates #trend

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Thank you for visiting,
The Employment Site for Underwriters! is a niche employment website developed to meet the recruiting and staffing needs of Insurance, Mortgage and Banking companies. maintains a list of available underwriting job opportunities in the Insurance, Mortgage, and Banking industries. Job openings are updated constantly. The job board allows you to search for job openings with many of the top industry leaders. Underwriters and insurance professionals can also find resume writing tips and general industry information

Be notified by email about new job listings the same day they are posted! Click Here to add your address to the list. is The Employment Site for Underwriters!

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Mortgage, Home Loan, Refinance, and Other Lending Services from The Private Mortgage Group LLC #boa

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Mortgage Underwriter jobs #calculate #mortgage #payment

#mortgage underwriter jobs


Mortgage Underwriter jobs

[PDF] Financial Reporting Analyst

CMLS Financial Ltd. Vancouver BC “Mortgage Servicing Vancouver, BC As a Financial Reporting Analyst, you will perform valuable analysis and reporting supporting our CMBS program within our Commercial Mortgage Servicing. ” 19 hours ago Email

Financial Services Officer – GTA Region

DUCA Financial Services Credit Union Ltd. Toronto ON “mortgages. loans, lines of credit, by using efficient credit interviewing and underwriting skills. Provides investment advice by identifying and promoting DUCA’s investment products, including. ” 1 day ago Email

Financial Services Associate – Central GTA/East Region

DUCA Financial Services Credit Union Ltd. Toronto ON “mortgages. loans, lines of credit, by using efficient credit interviewing and underwriting skills. Provides investment advice by identifying and promoting DUCA’s investment products, including. ” 1 day ago Email

[PDF] Quality Assurance Risk Adminstrator – Toronto

Street Capital Financial Corporation Toronto ON “mortgage broker specific origination channel. Street Capital is dedicated to growing loan origination through this channel and is committed to innovative product development. Our employees are. ” 1 day ago Email

[PDF] Senior Credit Analyst – Vancouver

Street Capital Financial Corporation Vancouver BC “mortgage broker specific origination channel. Street Capital is dedicated to growing loan origination through this channel and is committed to innovative product development. Our employees are. ” 1 day ago Email

[PDF] Director, Project Delivery — Toronto

Street Capital Financial Corporation Toronto ON “mortgage broker specific origination channel. Street Capital is dedicated to growing loan origination through this channel and is committed to innovative product development. Our employees are. ” 1 day ago Email

Mortgage Renewal Specialist (3741)

Home Trust Company Toronto ON “mortgage lender, employing nearly 1,000 people in our Toronto headquarters and branches across the country. Our vision is to be Canada’s market leader in alternative-based financial services. ” 1 day ago Email

Mortgage Funder

HomEquity Bank Toronto ON “mortgage files from the time the file is received in the Funding department through to the advancement of funds to the client. This position also plays a leading role in the risk management of. ” 2 days ago Email

Financial Services Advisor – Full Time

Meridian Credit Union St Catharines ON “mortgages. loans, lines of credit, and credit cards based on thorough, accurate and appropriate credit interviewing and underwriting skills. Provide investment advice by identifying and promoting. ” 2 days ago Email


First National Financial LP Toronto ON “Mortgage Awards) for 2010, 2011, and 2014! *Eligibility for benefits is dependent on the terms of employment Required Skills We are hiring Residential MortgageUnderwriters. ” 3 days ago Email

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